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2025-03-31-accounts

Ammanford Evangelical Church

Report and Accounts Year ended 31 March 2025

1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk

AMMANFORD EVANGELICAL CHURCH

COMPANY INFORMATION

FOR THE YEAR ENDED 31 MARCH 2025

Trustees

Sammy Davies Emyr Jenkins Aled Jones Rebecca Jones

Chairman

Aled Jones

Pastor

Sammy Davies

Governing Document

Memorandum and Articles of Association dated September 2001, as amended in March 2006

Company Registration Number Charity Registration Number

04280759 1088525

Registered Office and Principal Address

6, College Street Ammanford Carmarthenshire, SA18 3AF

Independent Examiner

Nick Spear ACCA Stewardship 1 Lamb's Passage London EC1Y 8AB

Bankers

Lloyds Bank plc Ammanford Carmarthenshire

Contents Page
Company Information 1
Trustees' Annual Report 2-4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Accounts 8-16
Detailed Statement of Financial Activities with Comparatives 17

Page 1

AMMANFORD EVANGELICAL CHURCH TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS’ REPORT)

FOR THE YEAR ENDED 31 MARCH 2025

The trustees, who are the charity's directors for the purposes of company law, have pleasure in submitting the Report and Accounts for the year.

Objects of the charity

The principal object of the charity is the advancement of the Christian faith in Carmarthenshire and beyond.

Government

The trustees are responsible for legal and administrative policy and for operating decisions; they communicate regularly to monitor the activities of the charity. In planning the activities of the charity, the trustees have had regard to the guidance on public benefit issued by the Charity Commission.

New trustees are appointed by the existing trustees and endorsed by the members at the next General Meeting.

Review of Activities

In promoting the advancement and care of the Christian faith the emphasis is, as a church of all ages, corporately and as individuals, to be an active part of the community. We seek to practice care and love for our community by showing compassion and care for those inside and outside the formal structures of the church.

The Church continues to support, foster and develop links with those engaged in Christian work abroad, in a wide variety of continents. We are, as a charity, obviously committed to this part of Wales but our interests and support are not limited to this area of Carmarthenshire.

The year began with the regular rhythm of church life: Sunday gatherings continued to grow steadily in number between Christians moving to the area & joining the congregation as well as non-believers coming along. Rooted Groups carried on, with attendance maintained throughout the year. By the beginning of the year we were fully ‘back to normal’ - all essence of the Covid-19 pandemic has gone from how we operate and plan for services/events. There continues to be a good attendance at not only Sunday services but also in Rooted Groups. However throughout the year it was highlighted about the need for more volunteers in nearly every aspect of the church’s ministries. We continued to provide an online element to our weekly Sunday services. These online access points prove vital to those that cannot make it to physical meetings but who wish to be a part of the church body. Furthermore it serves as a great way to reach those that wouldn’t as yet come to an in-person meeting but are curious about the Gospel.

Church staff continue their mixture of remote and in-person working, as best suits the needs of their role. This is something that both Trustees and staff feel beneficial for the effectiveness of their work and so it is unlikely that express need for a permanently manned office will be required in future. In September of this year the Church Administrator left his post to work full time with Ammanford Foodbank, as such the Trustees spent a portion of the year working on a job description to find a suitable candidate for the position. It was decided, with the backing of the church, to employ 2 new part-time staff from the beginning of April 2025 - one to look after the day to day happenings of the church as well as checking in with Ministry Leaders and the other to organise the larger events

2

calendar of the church. Both positions would be the equivalent of 2 days per week. By the end of the year, posts were offered and accepted by the candidates.

Throughout the year we sought to take opportunities to reach and serve the local community as they arose. The number of weekly Bible study groups continues to grow. The weekly Youth Group continues to offer contact to children of no church connection, although lower numbers than last year, the Trustees continue to be encouraged by the hunger in the youth to know God more.

This Winter the number of events were scaled back after previous years seeing an over-burdening of the few to make them happen. The chosen events were well attended by both church and nonchurch folk, helping to decide on future events for the following year.

Attitudes towards giving within the church continue to be healthy and it was our privilege to have another intern start with us in September 2024 for 12 months as a result of financial commitments from the church. Finances continue to be in a healthy position and allow for additional expenditure beyond the essentials, enabling us to offer greater scope for events and other matters as they arise. However we continue to be mindful of the increasing costs and the Trustees monitor the situation at every meeting.

Throughout the year many activities have arisen to serve the local community and it is a testament to the generosity of the church members both financially and through the giving of their time, that the church leadership remains encouraged and confident that the church will continue to reach out, especially in light of the ongoing Cost of Living crisis.

Financial Review

During the year income decreased by £12,974, to £155,030, and expenditure increased by £12,445, to £158,370. As a result, the deficit for the year was £3,339, compared to a surplus for the year to 31 March 2024 of £22,080. The charity’s net assets decreased by £3,339, to £199,195, and net current assets increased by £670, to £79,953.

Unrestricted funds, which can be utilized for any charitable purpose, amount to £189,545, of which £70,303 was represented by net current assets. Restricted funds were £9,650, all of which were represented by net current assets.

Reserves Policy

The trustees have determined that the charity should aim to hold free reserves (defined as being cash held in unrestricted general funds) of no less than £30,000, which equates to about 3 months’ of unrestricted expenditure, so that the charity could continue to operate should income and / or expenditure vary adversely. The charity ended the year with cash in unrestricted general funds of £63,787 (a further £4,800 is held in unrestricted designated funds) and the charity is complying with its reserves policy.

Risk Statement

The trustees have reviewed the risks to which a charity such as ours with a few employees is exposed. Appropriate procedures are in place to identify, monitor and review these risks on a regular basis.

Responsibilities of trustees under company law

The trustees are responsible for preparing the trustees’ annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice)

3

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of the affairs of the charitable company as at the balance sheet date and of its incoming resources and application of its resources, including income and expenditure, for the financial year. In preparing the financial statements, the trustees are required to:

  1. Select suitable accounting policies and apply them consistently;

  2. Observe the methods and principals in the Charities SORP;

  3. Make judgements and estimates that are reasonable and prudent;

  4. State whether the applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

  5. Prepare the financial statements on a going concern basis unless it is inappropriate to presume that the charity will continue in operation.

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approval

This report, which has been prepared in accordance with the provisions of the Companies Act 2006 relating to small companies, was approved by the trustees and signed on their behalf by:

Aled Jones

Aled Jones (Dec 10, 2025 06:02:42 GMT)

Aled Jones Date: Dec 10, 2025 Chair of Trustees

Company number: 04280759 Charity number: 1088525

4

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

AMMANFORD EVANGELICAL CHURCH ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2025 on pages 6 to 17 following, which have been prepared on the basis of the accounting policies set out on pages 8 to 9.

Responsibilities and basis of report

As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Nick Spear ACCA Stewardship 1 Lamb's Passage London EC1Y 8AB

Date:

Page 5

AMMANFORD EVANGELICAL CHURCH

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 MARCH 2025

Note
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Charitable activities
4
Investments
Total income and endowments
EXPENDITURE ON:
Charitable activities
5
Total expenditure
Net income/(expenditure)
Transfers between funds
12
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
12
Unrestricted
Funds
£
127,743
11,083
336
139,161
138,356
138,356
806
(3,053)
(2,248)
191,792
189,545
Restricted
Funds
£
14,333
1,536
-
15,869
20,014
20,014
(4,145)
3,053
(1,092)
10,742
9,650
Total
Funds
2025
£
142,076
12,619
336
155,030
158,370
158,370
(3,339)
-
(3,339)
202,534
199,195
Total
Funds
2024
£
155,892
11,796
317
168,005
145,924
145,924
22,080
-
22,080
180,454
202,534

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing operations.

The statement of financial activities also complies with the requirements for an income and expenditure account required by the Companies Act 2006.

The notes on pages 8 to 16 form part of these accounts.

Page 6

AMMANFORD EVANGELICAL CHURCH

BALANCE SHEET

AS AT 31 MARCH 2025

Note
FIXED ASSETS
Tangible assets
7
CURRENT ASSETS
Debtors
8
Cash at bank and in hand
9
CREDITORS: Amounts falling
due within one year
10
Net current assets / (liabilities)
TOTAL NET ASSETS
FUND BALANCES
12
Unrestricted Funds
General funds
Designated funds
Restricted Funds
Unrestricted
Funds
£
119,241
119,241
4,321
68,587
72,907
(2,604)
70,303
189,545
65,504
124,041
189,545
-
189,545
Restricted
Funds
£
-
-
-
9,650
9,650
-
9,650
9,650
-
-
-
9,650
9,650
Total
Funds
2025
£
119,241
119,241
4,321
78,237
82,557
(2,604)
79,953
199,195
65,504
124,041
189,545
9,650
199,195
Total
Funds
2024
£
123,251
123,251
3,774
80,242
84,015
(4,732)
79,283
202,534
63,486
128,306
191,793
10,742
202,534

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006 however, in accordance with Section 145 of the Charities Act 2011, the accounts have been examined by an independent examiner and their report has been included in these financial statements.

The financial statements have been prepared in accordance with the provisions of Part 15 of the Companies Act 2006 relating to small companies.

The financial statements were approved by the Board of Directors and were signed on its behalf by:

Aled Jones Aled Jones (Dec 10, 2025 06:02:42 GMT) --------------------------------------Aled Jones - Chair of Trustees Dec 10, 2025 Date: _______

Company number: 04280759

Charity number: 1088525

The notes on pages 8 to 16 form part of these accounts.

Page 7

AMMANFORD EVANGELICAL CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 MARCH 2025

1 Statutory Information

The charity is a charitable company limited by guarantee and is incorporated in the United Kingdom. The company's registered number and registered office address can be found on the Company Information page.

2 Accounting Policies

These financial statements are prepared on a going concern basis, under the historical cost convention.

These financial statements have been prepared in accordance with the "Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) ("the Charities SORP"), with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland ("FRS 102"), with the Companies Act 2006 and with the Charities Act 2011. The charity meets the definition of a public benefit entity as set out in FRS 102.

The principles adopted in the preparation of the financial statements are set out below.

a) Going concern

The trustees (who are the charitable company's directors for the purposes of company law) have assessed whether the use of the going concern basis is appropriate and have considered possible events or conditions that might cast significant doubt on the ability of the charity to continue as a going concern. The trustees have made this assessment for a period of at least one year from the date of approval of the financial statements. In particular the trustees have considered the charity's forecasts and projections and the possible implications should projected income and / or expenditure vary unexpectedly. The trustees have concluded that there is a reasonable expectation that the charity has adequate resources to continue to operate for the foreseeable future. The charity therefore continues to adopt the going concern basis in preparing its financial statements.

b) Income

Income including investment income is recognised in the period in which the charity becomes entitled to receipt, the amount receivable can be measured with reasonable certainty, and receipt is probable. For the most part, income is generally recognised when it is received. Income is only deferred when the charity has to fulfil conditions before becoming entitled to it or where the donor has specified that the income is to be expended in a future period.

Income from donations and legacies includes:

The charity relies on volunteers to carry out many of its activities. However, in accordance with the SORP, the value of these services has not been included in these financial statements as they cannot be reliably measured.

When donated goods, services and facilities are distributed or consumed, an expense in respect of those items is included in the Statement of Financial Activities. At the year end any goods that have not been distributed or consumed are recognised as stock; donated fixed assets are capitalised.

Income from charitable activities represents income receivable from goods, services and facilities supplied in furtherance of the charity's charitable objects. It includes income from church events and from letting facilities for the benefit of the community.

Investment income represents income generated by the charity's assets and includes income from bank interest.

Page 8

AMMANFORD EVANGELICAL CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 MARCH 2025

2 Accounting Policies (continued)

c) Expenditure

Expenditure, including irrecoverable VAT, is recognised when it is incurred or, if earlier, when a legal or constructive obligation for a payment arises provided that it is probable that settlement will be required and the amount of the obligation can be measured reliably.

The charity makes grants to other institutions and individuals to further its charitable objectives. Grants payable are recognised as constructive obligations arise, which is generally when the charity expresses a commitment to the recipient that can be measured reliably and then only to the extent that any conditions associated with the grant are outside of the control of the charity.

The cost of raising funds is not significant and has not been separately disclosed.

Governance costs, which are included in expenditure on charitable activities but are identified separately in the notes to the accounts, includes costs associated with the independent examination of the financial statements, compliance with constitutional and statutory requirements and any other expenditure incurred on the strategic management of the charity.

d) Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the charity. Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes. Restricted funds are donations which are to be used in accordance with specific restrictions imposed by donors; they include donations received from appeals for specific activities or projects.

e) Tangible fixed assets

Items purchased or donated for the charity's own use are capitalised when the cost of purchased items, or the fair value of donated items, is more than £1,000 and the item is expected to benefit the charity over more than one accounting period. Depreciation is charged on a straight line basis so as to write down the value of each asset to its estimated residual value (if any) over its expected useful economic life. To achieve this objective the following rates of depreciation are charged:

Freehold property Over 50 years after taking account of the building's residual value Equipment Over 4 years

The carrying values of tangible fixed assets are reviewed for impairment in periods when events or changes in circumstances indicate

f) Pension scheme arrangements The charity operates defined contribution pension schemes for its employees. Obligations for contributions to these schemes are recognised as an expense when the liability arises. The assets of these schemes are held separately from those of the charity in independently administered funds.

g) Taxation The company is a registered charity; it has taken advantage of the various reliefs from taxation available to charities and no tax is payable on the charity's income. h) Financial instruments The charity's financial assets and financial liabilities all qualify as basic financial instruments, as defined by FRS102. Creditors and debtors are measured at their expected settlement value (normally the amount of cash that the charity expects to pay or receive). i) Exemption from preparing a cashflow statement

The charity has taken advantage of an exemption conferred by the Charities SORP and has not prepared a cash flow statement.

j) Critical accounting estimates and areas of judgement The trustees do not consider that there are any material sources of estimation or uncertainty at the balance sheet date that could result in a material adjustment to the carrying values of assets and liabilities in the next reporting period.

Page 9

AMMANFORD EVANGELICAL CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 MARCH 2025

3 Donations and legacies

Donations of cash and similar
Grants receivable
Gift aid receivable
4
Income from charitable activities
Church events & activities
Hall hire
Rental income from foodbank
5
Charitable expenditure
a
Costs incurred directly on specific activities
Ministry staff costs including staff development
Ministry costs
Outreach
Mission trips
Routine property related costs (e.g. rent, utilities, maintenance and cleaning)
Grants payable (note 5c)
b
Costs incurred on support & administration
Governance costs
Independent examiner's fee for preparing and examining the accounts
Other
Sundry support costs
Depreciation of tangible fixed assets
Insurance
Total expenditure
2025
£
141,576
500
-
142,076
2025
£
2,391
2,696
7,532
12,619
2025
£
88,324
7,977
6,331
2,159
27,974
132,765
11,568
144,333
2,280
164
2,444
5,800
4,010
1,783
14,036
158,370
2024
£
148,595
3,715
3,582
155,892
2024
£
2,051
1,985
7,760
11,796
2024
£
75,316
5,962
7,591
-
25,474
114,342
17,854
132,196
2,160
32
2,192
5,517
4,387
1,632
13,728
145,924

The fee payable to the independent examiner for preparing and examining the accounts was £2,280 (2024: £2,160); in addition the charity paid £120 (2024: £125) to Stewardship for consultancy services.

Page 10

AMMANFORD EVANGELICAL CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 MARCH 2025

5 Charitable expenditure (continued)

c Grants payable

Institutions
£
Grants for missionary support
934
Grants for the relief of poverty
-
934
The comparatives for the previous year are as follows:
Institutions
£
Grants for missionary support
2,228
Grants for the relief of poverty
3,366
5,594
The charity's principal grants to institutions comprised:
Ammanford Foodbank
Y Grwp
Grants to institutions for less than £1,000 each
Gross wages and salaries
Social security
Pension costs
Analysis of staff costs, the cost of key management personnel and trustee remuneration
Individuals
£
8,765
1,869
10,634
Individuals
£
9,265
2,996
12,260
2025
£
-
-
934
934
2025
£
75,741
2,339
2,923
81,002
2025
£
9,699
1,869
11,568
2024
£
11,492
6,362
17,854
2024
£
3,366
1,000
1,228
5,594
2024
£
67,640
569
2,430
70,638

6 Analysis of staff costs, the cost of key management personnel and trustee remuneration

The average monthly number of employees during the year was 2.5 (2024: 3). Most of the charity's activities are carried out by volunteers.

No staff received salaries at a rate of more than £60,000 per annum.

The charity's key management comprise the trustees and the key staff named on the Company Information page. Total employment benefits payable to key management for the year were as follows:

S Davies, who is a trustee
The following amounts were payable in the previous year:
S Davies, who is a trustee
Wages &
salaries
37,000
Wages &
salaries
31,953
Employer
pension
contributions
2,055
Employer
pension
contributions
1,734
2025
£
39,055
2024
£
33,687

S Davies served as a church leader and received the above payments for serving in that capacity, not for serving as a trustee; these payments are permitted by the charity's governing document.

Page 11

AMMANFORD EVANGELICAL CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 MARCH 2025

7 Tangible fixed assets

Cost
At 1 April 2023
Additions
At 31 March 2024
Accumulated depreciation
At 1 April 2023
Charge for the year
At 31 March 2024
Net book value
At 31 March 2024
At 31 March 2023
Debtors
Gift aid receivable
Other debtors
Prepayments and accrued income
Cash at Bank and in Hand
Bank operating accounts
Bank deposits
Petty cash
Creditors: liabilities falling due within one year
Other creditors
Accruals
Grant obligations
Freehold
Property
£
200,489
-
200,489
77,238
4,010
81,248
119,241
123,251
Fixtures,
fittings and
equipment
£
11,710
-
11,710
11,710
-
11,710
-
-
2025
£
228
500
3,593
4,321
2025
£
50,424
26,928
885
78,237
2025
£
324
2,280
-
2,604
Total
2025
£
212,199
-
212,199
88,948
4,010
92,958
119,241
123,251
2024
£
228
600
2,946
3,774
2024
£
30,112
49,462
667
80,242
2024
£
1,572
2,160
1,000
4,732

8 Debtors

9 Cash at Bank and in Hand

10 Creditors: liabilities falling due within one year

11 Pension commitments

During the year employer’s pension contributions totalling £2,923 (2024: £2,430) were payable to defined contribution personal pension schemes. At the balance sheet date, the charity owed pension contributions totalling £324 (2024: £287).

Page 12

AMMANFORD EVANGELICAL CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 MARCH 2025

12 Funds

During the year the movements in the charity's funds were as follows:

Opening
balance
2025
£
Designated Funds
Tiddlywinks fund
872
Kindness fund
4,184
Capital fund
123,251
128,306
General Unrestricted Funds
63,486
Total Unrestricted Funds
191,792
Restricted Funds
Funds created to help relieve hardship
Kindness
-
Christmas Day Meal
172
Tairgwath
229
Rhynew
440
Funds created to help support mission
Mission Trip
-
MORE Week
-
Funds created to help support church ministry
Internship
4,219
Coffee Cake & Company
124
Youth Work
49
Staff
3,000
Giving Day
1,358
Torch
-
Other funds
Building
1,152
10,742
Aggregate of funds
202,534
Incoming
resources
2025
£
885
-
-
885
138,276
139,161
2,733
-
-
1,444
884
129
3,200
501
500
-
5,640
837
-
15,869
155,030
Outgoing
resources
2025
£
(1,140)
-
(4,010)
(5,150)
(133,205)
(138,356)
(1,869)
(300)
(630)
(1,803)
(2,159)
(935)
(6,559)
(491)
(2,267)
(3,000)
-
-
-
(20,014)
(158,370)
Transfers
in the year
2025
£
-
-
-

-
(3,053)
(3,053)
30
128
401
1,275
807
(125)
-
1,718
-
(4,150)
(30)
3,000
3,053
-
Gains and
losses
2025
2025
-
-
-
-
-
-
-
-
-
-
-

-
-
-
-
-
-
-
-
-
-
Closing
balance
2025
£
616
4,184
119,241
124,041
65,504
189,545
894
-
-
81
-
-
734
133
-
-
2,848
807
4,152
9,650
199,195

The transfers referred to above were made for the following reasons:

a) Transfer from the Giving Day Fund to the Mission Trip fund of £1,150 to support the costs of the mission trip.

b) Transfer from the Giving Day Fund to the Building Fund of £3,000 in line with the purposes of the Giving Day Fund.

c) Transfer from the Internship Fund to the Mission Trip Fund of £125 to support the costs of the mission trip.

d) Transfer from the Torch Fund to the Kindness Fund of £30 to support the ministry in line with the aims of the group.

e) Transfer from the General Fund to the Christmas Day Meal Fund, Tairgwath Fund, MORE Week Fund and Youth Work Fund of a total of £3,054 to cover year-end deficits.

Page 13

AMMANFORD EVANGELICAL CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 MARCH 2025

12 Funds (continued)

Analysis of net assets by fund

The assets and liabilities of the various funds were as follows:

Tangible fixed assets
Debtors
Cash at bank and in hand
Creditors falling due within one year
In the previous year the movements in the charity's funds were
Opening
balance
2024
£
Designated Funds
Tiddlywinks fund
800
Kindness fund
4,735
Capital fund
127,261
132,796
General Unrestricted Funds
41,960
Total Unrestricted Funds
174,756
Restricted Funds
Funds created to help relieve hardship
Foodbank
2,816
Kindness
368
Christmas Day Meal
626
Ty Bryngwyn
436
Tairgwath & Rhynew
-
Warm Spaces
-
Funds created to help support mission
Mission Support
215
Mission Trip
-
MORE Week
-
Funds created to help support church ministry
Internship
-
Coffee Cake & Company
-
Youth Work
85
Staff
-
Giving Day
-
Other funds
Building
1,152
5,699
Aggregate of funds
180,454
as follows:
Incoming
resources
2024
£
721
-
-
721
144,737
145,458
527
2,172
-
340
1,290
2,465
-
-
2,573
7,282
799
73
3,000
2,027
-
22,547
168,005

Page 14

AMMANFORD EVANGELICAL CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 MARCH 2025

12 Funds (continued)

Analysis of net assets by fund

In the previous year, the assets and liabilities of the various funds were as follows:

Tangible fixed assets
Debtors
Cash at bank and in hand
Creditors falling due within one year
General
Designated
funds
funds
£
£
0
123,251
3,774
-
64,445
5,055
(4,732)
-
63,486
128,306
Unrestricted Funds
Restricted
funds
£
-
-
10,742
-
10,742
2024
£
123,251
3,774
80,242
(4,732)
General
funds
£
0
3,774
64,445
(4,732)
63,486
202,534

Designated funds

The designated Tiddlywinks fund was created from donations to a ministry for toddlers and their parents.

The designated Kindness fund represents funds set aside by the trustees to help those facing hardship in the local community and supplements a restricted fund created from donations received for the same purpose.

The designated Capital fund represents funds set aside by the trustees in respect of the charity's net investment in property; these funds are not available for general use.

Restricted funds

Restricted Hardship funds: Various restricted funds have been created from donations received from supporters to help relieve hardship. This includes donations received to help support a local foodbank, provide financial assistance to those facing hardship in the local community, provide Christmas day meals, help support a local Hospice and help support a community project that finds a home for unwanted items.

Restricted Mission funds: Three restricted funds were created from income received to help support mission and for an overseas mission trip.

Restricted Church ministry funds: Various restricted funds were created from donations received to help support the ministry of the church. This includes a Covid grant received to help meet the cost of rent and utilities during Covid, help meet expenses associated with hosting an intern, provide a space where people in the community could meet together and help support the church's work with young people.

The restricted Building fund was created from grants received to help improve accessibility to the property owned by the church.

Page 15

AMMANFORD EVANGELICAL CHURCH

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 MARCH 2025

13 Transactions with related parties

During the year the charity received £8,490 (2024: £7,650) from Stewardship from monies donated to Stewardship by related parties (which includes trustees, key management and anyone closely connected to them).

Except for the reimbursement of expenses incurred when acting as agent for the charity, or incurred when undertaking employment duties, no expenses (2024: £nil) were paid to (or for) the trustees.

The charity and Ammanford Foodbank (registered charity number 1194085) share a trustee who, as one of three trustees in each of the charities, can exercise significant influence. Ammanford Foodbank is therefore considered to be a related party. During the year the charity paid grants totalling £nil (2024: £3,343) to Ammanford Foodbank and received rent totalling £7,532 (2024: £7,760) from Ammanford Foodbank.

Except as disclosed in note 6 'Analysis of staff costs', there have been no other transactions with related parties during the year.

14 Members

Each member of the company commits to contribute if the charity is wound up an amount of £10.

Page 16

AMMANFORD EVANGELICAL CHURCH

DETAILED STATEMENT OF FINANCIAL ACTIVITIES WITH COMPARATIVES

FOR THE YEAR ENDED 31 MARCH 2025

Note
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Charitable activities
4
Investments
Total income and endowments
EXPENDITURE ON:
Charitable activities:
5
Total Expenditure
Net income/(expenditure)
Transfers between funds
12
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
12
General
Designated
2025
2025
£
£
127,743
-
10,198
885
336
-
138,276
885
133,205
5,150
133,205
5,150
5,071
(4,265)
(3,053)
-
2,018
(4,265)
63,486
128,306
65,504
124,041
Unrestricted funds
Restricted
2025
£
14,333
1,536
-
15,869
20,014
20,014
(4,145)
3,053
(1,092)
10,742
9,650
Total
2025
£
142,076
12,619
336
155,030
158,370
158,370
(3,339)
-
(3,339)
202,534
199,195
General
Designated
2024
2024
£
£
133,345
-
11,075
721
317
-
144,737
721
125,196
4,659
125,196
4,659
19,541
(3,938)
1,985
(551)
21,526
(4,489)
41,960
132,796
63,486
128,306
Unrestricted funds
Restricted
2024
£
22,547
-
-
22,547
16,070
16,070
6,477
(1,434)
5,043
5,699
10,742
Total
2024
£
155,892
11,796
317
168,005
145,924
145,924
22,080
-
22,080
180,454
202,534

Page 17