Charity number 1088014
Bangladeshi Community Association (Keighley) Annual Report and Accounts for the year ended 31 March 2022
## **Registered Office**
Surma Building, Kensington Street, Keighley, BD21 1PW
**Bangladeshi Community Association (Keighley) Report and accounts**
## **Contents**
||**Page**|
|---|---|
|Trustees' report|1|
|Statement of Trustees' Responsibilities|3|
|Independent Examiner's report|4|
|Statement of Financial Activities|5|
|Balance sheet|7|
|Notes to the accounts|8|
**Bangladeshi Community Association (Keighley) The report of the trustees**
The trustees present their report and accounts for the year ended 31 March 2022
## **Name, registered office and constitution of the organisation**
The full name of the non-profit organisation is Bangladeshi Community Association (Keighley).
The non-profit organisation was formed on: _01-Apr-03_ The organisation is a registered charity. _Charity number 1088014_ The registered office is: _Surma Building, Kensington Street, Keighley, BD21 1PW_ The telephone number is: _01535 604359_
## **The Objects of the organisation and how it is attempting to achieve the objectives**
The non-profit organisation is governed by a written constitution in which its objects are set out . The objectives and restrictions in the activities of the organisation imposed by its governing documents are:
(a) to promote understanding between the Bangladeshi Community and Other Races (b) to discuss and advise the Keighley Bangladeshi Community on Education (c) to provide children and their parents with educational activities and sports events
(d) to be non-party organisation in politics and a non sectarian community centre.
## **Objectives achieved in the year, a review of activities and significant changes and developments and plans for the future**
The board of trustees are satisfied with the performance of the organisation during the year and the position at 31st March 2022 and consider that the charity is in a strong position to continue its activities during the coming year, and that the charity's assets are adequate to fulfil its obligations.
The particular ways in which objectives have been achieved are describe below
## _**Achievement of objectives and review of activities**_
The charity has achieved its objective of continuing to highlight the importance of sports and health education to the Community by:
- Addressing the under performance of educated Bangladeshi youths.
- Encouraging sports activities and family days out for the poorer members of the community.
- Carried out information sessions on immigration and legal matters.
- Continued to operate "drop in information centre" for community.
- Developed and promoted the organisation by offering education and incentives for youngsters to take part in sports.
## _**Significant changes and developments and plans for the future**_
Important developments during the period included the support from Bradford Council..
The charity will continue to support the community and children who require education and help improve their environment through various activities.
## **The organisational structure and how decisions are made**
The organisation holds monthly executive management committee meetings. The Chair presides over the meeting.
Trustees and local community meet regularly (the intention is monthly) to discuss and plan objectives and implementation thereof. Matters of general concern are raised with all members .
All questions at any meetings are determined by simple majority votes cast by members present with each member having one vote. (Please see copy of constitution for full information).
## **Method of election of the members of the board of trustees**
The members are elected by votes cast at the AGM in line with clause 8 and 9 of the constitution.
1
y There is no postal or proxy voting allowed and any nominations must be received in writing before the meeting or on the day of the meeting.
In the event there are no nominations received then the current Executive Members can continue in office for a further 36 months. Notice for the AGM is circulated 2 weeks (14 days) prior to the meeting
## **Relationships with other groups, charities and individuals**
The organisation works closely with the local authorities and Partnership Agencies around West Yorkshire in order to address under representation and support the retention of Ethnic Minorities.
The organisation uses the conferences to maintain contacts with minority ethnic community groups.
## **Details of related parties and transactions with related parties**
There were no transactions with related parties.
## **Transactions and Financial position**
The financial accounts are set out on pages 6 to 11. The financial statements have been prepared implementing the Charities Act 2011 issued by the Charity Commission for England and Wales and in accordance with the Financial Reporting Standard 102 (Charities SORP) . The trustees consider the financial performance by the organisation during the year has been satisfactory.
The Statement of Financial Activities show net outgoing resources for the year of a revenue nature of £79,895 (expenses) and net realised incoming resources of a £90,014 (income). The total reserves at the year end after reserving for unrealised losses (after revaluing investments of nil) stand at £95,657 (accumulated funds c/f).
A majority of the expenditure is spent on achieving the charity's objectives.
## **Specific changes in fixed assets**
Any fixed assets are computer related and office set up costs (expenditure).
## **Availability and adequacy of assets of each of the funds**
The board of trustees is satisfied that the organisation's assets are available and adequate to fulfil its obligations
## **Policies on reserves, investment policies and investment performance**
The trustees have resolved to establish reserves to provide for future activities, and the trustees estimate the reserves shall cover any emergency for three months.
## **Effectiveness of fundraising policies**
The organisation relies on grant aid from the Bradford Council, and other charities and trusts. BCA Keighley wish to thank it's funders for their continued support.
## **The grant making policies**
This is not applicable to activities of the organisation as no grants are made to other organisations. However they do make small donations when another charity meets BCA's objectives.
## **The major risks to which the organisation is exposed and reviews and systems to mitigate risks**
The organisation is not exposed to risks involved in fundraising because its activities are supported by income from Local Authority Grants and Donations. There are no investment risks.
## **1. Financial**
The organisation is open to the usual financial risks of any organisation, and it has introduced controls to minimise these risks, such as two signatures being required for payments from the bank account. In addition, the accounts are regularly explained to members of the charity and are open for member's inspection at any time.
## **2. Other**
Work with the public is open to risks . The policy is that client's visits and counselling is done in pairs or groups. New applications are vetted and any problems discussed .
2
## **Legal Status**
The organisation is an unincorporated charity governed by a written constitution adopted by its members. There are restrictions in the way it is governed and operates.
## **The members of the Board of Trustees during the year ended**
## **31 March 2022 were:**
## **Executive Management Committee:**
Md. Ahsan Ullah (Chair), Fatefor Ali Ruf (Vice Chair), Muqtader Ahmed (General Secretary), Manjur Chowdhury (Treasurer), Abdul Motin (Assistant Secretary) and Mustapha Ali (Assistant Treasurer).
## **Co-opted Committee:**
Shokot Ali, Maqbool Ali, Rais Ali and Joynal Ali
_We wish to thank all committee members who served Bangladeshi Community Association in the past._
## **Bankers**
Natwest Bank, Keighley Branch, West YorkshireBarclays PLC,
## **Independent Examiners under the Charities Act and details of their qualifications**
Munir Chaudry Associates Chartered Certified Accountants
## **Statement of Trustees' Responsibilities**
The trustees are responsible for preparing the Trustees’ Annual Report and the financial statements in accordance with applicable law and United Kingdom Generally Accepted Accounting Practice. The trustees are required to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charity for that period. In preparing these financial statements, the trustees are required to:
* Select suitable accounting policies and then apply them consistently; * make judgements and estimates that are reasonable and prudent;
* observe the methods and principles in the Charities SORP;
* state whether applicable accounting standards and statements of recommended practice have been followed, subject to any departures disclosed and explained in the financial statements;
* Prepare the financial statements on the going concern basis unless it is inappropriate to presume that the organisation will continue to operate.
The trustees are also responsible for keeping proper accounting records which disclose with reasonable accuracy the financial position of the organisation and which enable them to acertain the financial position of the organisation and enable them to ensure that the financial statements comply with the requirements of applicable law and regulations (Charities Act 2011 and SORP). They are also responsible for safeguarding the assets of the organisation and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
This report has been prepared in accordance with the provisions in the Charities Act 2011 and SORP applicable to charities subject to the small entities regime.
This report was approved by the board of trustees on
………………
Mr Manjur Choudhury (Treasurer)
3
**Bangladeshi Community Association (Keighley) Independent Examiner's Report**
## **Report of the Independent Examiner to the Trustees**
**on the accounts of the Charity for the year ended 31 March 2022**
## **Respective responsibilities of trustees and examiner**
The trustees (who are also the administrators of the charity for the purposes of charity law) are responsible for the preparation of the accounts.
The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.
It is my responsibility to:
examine the accounts under section 145 of the Charities Act, to follow the procedures laid down in the general Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and to state whether particular matters have come to my attention.
## **Basis of independent examiner’s statement**
My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records.
It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters.
The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below.
## **Independent Examiner's Statement**
In connection with my examination, no matter has come to my attention to indicate that:
• accounting records have not been kept in accordance with Charities Act 2011
• the accounts do not accord with such records:
• where accounts are prepared on an accruals basis, whether they fail to comply with relevant accounting requirements and, or are not consistent with the Charities SORP (FRS102)
• any matter which the examiner believes should be drawn to the attention of the reader to gain a proper understanding of the accounts.
Mr Shahbaz Munir (FCCA)
Munir Chaudry Associates Chartered Certified Accountants This report was approved by the Independent Examiner on
………………
4
## **Bangladeshi Community Association (Keighley) Statement of Financial Activities for the year ended 31 March 2022**
|**Notes**
**Incoming Resources**
Revenue grants, legacies & donations
**Total Incoming Resources**
**Net Incoming Resources available for**
**charitable applications**
**A**
**Resources expended**
Grants payable in furtherance of the charity's objectives
Costs of goods and services as a charitable activity
Support costs for grants (wages)
Support costs -volunteer costs
Management and administration of the charity
**Total Resources expended**
**B**
**Net Incoming Resources before**
**C**
**Transfers ( ie Total A minus Total B )**
**Gross Transfers between funds :-**
**13**
**Net Incoming Resources before revaluations**
**and investment asset disposals**
**Net Movement in funds (deficit)/surplus**
**Total funds brought forward**
(previous years)
**Total funds carried forward**
(current years)|**Unrestricted**
**Restricted**
**Total**
**Funds**
**Funds**
**Funds**
**2022**
**2022**
**2022**
**£**
**£**
**£**
41,806
48,208
90,014
**41,806**
**48,208**
**90,014**
41,806
48,208
90,014
-
432
432
-
4,732
4,732
21,466
40,516
61,982
-
-
-
4,856
2,851
7,707
26,322
48,531
74,853
**15,484**
**(323)**
**15,161**
(5,042)
-
(5,042)
10,442
(323)
10,119
10,442
(323)
10,119
85,863
(325)
85,538
**96,305**
**(648)**
**95,657**
-|**Prior Period**
**Total Funds**
**2021**
**£**
71,631
**71,631**
71,631
11,975
5,005
64,530
-
7,704
89,214
**(17,583)**
5,825
(11,758)
(11,758)
97,296
**85,538**
-|
|---|---|---|
The net movement in funds referred to above is the net incoming resources as defined in the Statement of Recommended Practice for Accounting and Reporting issued by the Charity Commissioners for England & Wales and is reconciled to the total funds as shown in the Balance Sheet on page 8 as required by the said Statement.
**All activities derive from continuing operations**
**The notes and schedule to the Statement of Financial Activities on pages 6 to 11 form an integral part of these accounts**
5
**Bangladeshi Community Association (Keighley) Statement of Financial Activities for the year ended 31 March 2022**
## **Statement of Total Recognised Gains and Losses for the year ended 31 March 2022**
|Excess of Expenditure over income before realisation of assets
**Net Movement in funds before taxation**|**2022**
**2021**
£
£
10,119
(11,758)
10,119
(11,758)|
|---|---|
There were no recognised gains or losses for the year or the prior year that are not included above.
## **Movements in revenue and capital funds for the year ended 31 March 2022**
|**Revenue accumulated fund**
Accumulated fund brought forward
Recognised gains and losses|**Unrestricted**
**Restricted**
**Total**
**Last year**
**Funds**
**Funds**
**Funds**
**Total Funds**
**2022**
**2022**
**2022**
**2021**
**£**
**£**
**£**
**£**
85,863
(325)
85,538
97,296
10,442
(323)
10,119
(11,758)|
|---|---|
|**Closing Accumulated fund**|**96,305**
**(648)**
**95,657**
**85,538**|
|**Summary of funds**
**Designated**
**Funds**
**2022**
**£**
Revenue funds
-|**Unrestricted**
**Restricted**
**Total**
**Last year**
**Funds**
**Total Funds**
**2022**
**2022**
**2022**
**2021**
**£**
**£**
**£**
**£**
96,305
(648)
95,657
85,538|
|**Total funds**
-|96,305
(648)
95,657
85,538|
**The statement of changes in resources applied for fixed assets for organisation's use is shown in the notes to the accounts**
**The notes and schedule to the Statement of Financial Activities on pages 6 to 11 form an integral part of these accounts**
6
## **Bangladeshi Community Association (Keighley) Balance Sheet for the year ended 31 March 2022**
|**Notes**
**Fixed assets**
Intangible assets
Tangible assets
**Current assets**
Stocks & Work in progress
Debtors
8
Cash at bank and in hand
12
**Creditors:**
**amounts due within one year**
9
**Net current assets**
**Total assets less current**
**liabilities**
**Creditors:-**
**amounts due after more than**
**one year**
10
**Net assets**
**Capital and reserves**
13
Unrestricted revenue reserves
**Resources freely available**
Restricted revenue reserves
**Accumulated Funds**|**2022**
-
-
-
-
-
96,082
96,082
(425)
(425)
95,657
95,657
-
95,657
96,305
96,305
(648)
95,657
-|**2021**
-
-
-
-
-
85,963
85,963
(425)
(425)
85,538
85,538
-
85,538
85,863
85,863
(325)
85,538
-|
|---|---|---|
The Board of Trustees are satisfied that the organisation is not required to have an audit by virtue of its level of turnover or by virtue of any requirement under its constitution or otherwise.
The Board of Trustees also acknowledge their responsibility for ensuring the organisation keeps proper accounting records in accordance with the requirements of the Charities Act 2011 as more fully set out under 'Trustees' Responsibilities' in the Report of the Trustees.
Mr Manjur Choudhury (Treasurer)
Approved for signature by the Management Committee on:
………………
**The notes and schedule to the Statement of Financial Activities on pages 6 to 11 form an integral part of these accounts**
7
**Bangladeshi Community Association (Keighley) Notes to the Accounts for the year ended 31 March 2022**
## **1 Accounting policies**
## _**Accounts preparation**_
The accounts have been prepared under the historical cost convention and in accordance with FRS 102, The Financial Reporting Standard applicable in the UK and Republic of Ireland (as applied to small entities by section 1A of the standard).and in accordance with the Statement of Recommended Practice 'Accounting and Reporting by Charities Act 2011.
The charity is entirely dependent on continuing grant aid and as a consequence the going concern basis is also dependent on the continuing grant aid.
The particular accounting policies adopted are set out below.
## _**Accounting convention**_
The financial statements are prepared, on a going concern basis, accrual basis under the historical cost convention as modified by the revaluation of freehold land and buildings and fixed asset investments
## _**Incoming Resources**_
Incoming resources are accounted for on a receivable basis deferred as described below where appropriate.
## _**Charitable expenditure**_
Charitable expenditure includes all expenditure directly related to the objects of the charity and comprises the following :-
## _Costs of raising and generating funds_
The costs of raising and generating funds includes fees incurred in respect of management fees.
## _Grants payable in furtherance of the charity's objectives_
Although there is no legal liability to pay any grant to any organisation , and after approval, it is open to the board to withdraw an approval already granted , either before or after payment of a grant , the accounting treatment is to create a creditor for grants relating specifically to the client's activities in the current financial year of the trustees immediately upon approval , and to include grants relating to activities in subsequent financial years as financial committments shown in note. There were no grants payable.
## _Activities in furtherance of the charity's objectives_
The costs of activities in furtherance of the charity's objectives represents the cost of goods and services and ancillary trading costs that have been incurred in charitable activities.
## _Management and administration of the charity_
Management and administration costs represent expenditure incurred in the management of the charity's assets, organisational administration and compliance with charitable and statutory requirements.
## **2 Winding up or dissolution of the charity**
If upon winding up or dissolution of the charity there remain any assets, after the satisfaction of all debts and liabilities, the assets represented by the accumulated fund shall be transferred to some other charitable body or bodies having similar objects to the charity.
8
**Bangladeshi Community Association (Keighley) Notes to the Accounts for the year ended 31 March 2022**
## **3 Analysis of incoming resources and analysis of management and administration costs**
The details required by the Statement of Recommended Practice for Accounting and Reporting issued by the Charity Commissioners for England & Wales (effective March 2005), are shown in the Statement of Financial Activities and also analysed on page 12.
|**4**
**Incoming Resources from Government & Public Bodies**
**2022**
**£**
Included in the various categories of incoming resources
90,014
**_(See page 11 for analysis of sources of income)._**
90,014
**5**
**Grants payable in connection with the Charity's objects**
**2022**
**£**
Total per analysis by donor in the schedule to the SOFA
90,014
**6**
**Staff Costs and Emoluments**
**2022**
_Included in Costs of goods and services as a charitable activity_
**£**
Employee compensation
-
Wages and salaries (including paye/nic)
61,982
61,982
**6(b Numbers of full time employees or full time equivalents**
**2022**
Engaged on charitable activities
4
£
Trustee and Volunteer costs
-
_There were no employees with emoluments in excess of £50,000 per annum_
**7**
**Cost of Independent Examiner and accounting services**
**2022**
**£**
Independent Examiner fees
425|**2021**
**£**
71,631
71,631
**2021**
**£**
71,631
**2021**
**£**
-
64,530
64,530
**2021**
4
£
-
**2021**
**£**
425|
|---|---|
9
**Bangladeshi Community Association (Keighley) Notes to the Accounts for the year ended 31 March 2022**
## **7(b) Analysis of assets and liabilities representing each of the charity's funds**
|**for the year ended 31 March 2022**
**Unrestricted Designated**
_(Current year as per statements)_
**funds**
**funds**
**£**
**£**
Current Assets (Bank account)
41,806
-
Current Liabilities (Accruals)
-
-
Long Term Liabilities
-
-
Deferred Income
-
-
41,806
-
**as at 31 March 2020**
**Unrestricted Designated**
_(Previous year as per statements)_
**funds**
**funds**
**£**
**£**
Current Assets (Bank account)
10,846
-
Current Liabilities (Accruals)
-
-
Long Term Liabilities
-
-
Deferred Income
-
-
10,846
-
**8**
**Debtors**
Trade debtors
**9**
**Creditors: amounts falling due within one year**
Accruals (examiners fees/paye)
**10**
**Creditors: amounts falling due after one year**
Trade creditors
**11**
**Grants payable in furtherance of the charity's objectives**
Expenditure by BCA in order to meet it's charitable objectives
**12**
**Bank balance**
Balance as per bank statement (current and reserve account)
Balance carried forward
**13**
**Capital and reserves**
Unrestricted revenue reserves
Restricted revenue reserves|**Restricted**
**funds**
**£**
54,276
(425)
-
-
53,851
**Restricted**
**funds**
**£**
75,117
(425)
-
-
74,692
**2022**
**£**
-
**2022**
**£**
425
**2022**
**£**
-
**2022**
**£**
67,146
67,146
**2022**
**£**
96,082
96,082
-
**2022**
**£**
85,538
10,119
95,657|**Total**
**Funds**
**£**
96,082
(425)
-
-
95,657
**Total**
**Funds**
**£**
85,963
(425)
-
-
85,538
**2021**
**£**
-
**2021**
**£**
425
**2021**
**£**
-
**2021**
**£**
81,510
81,510
**2021**
**£**
85,963
85,963
-
**2021**
**£**
97,296
(11,758)
85,538|
|---|---|---|
## **14 Related pary**
There are no related party transactions.
10
## **Bangladeshi Community Association (Keighley) Schedule to the Statement of Financial Activities for the year ended 31 March 2022**
**----- Start of picture text -----**
Unrestricted Restricted Total Prior Period
Funds Funds Funds Total Funds
Incoming Resources 2022 2022 2022 2021
Grants,Legacies and Donations £ £ £ £
Covid-19 grant 3,200 - 3,200 5,250
BCA Health Hub 15,000 - 15,000 -
CABA & BLC (Advice) - 48,208 48,208 39,812
Covid Wellbeing 5,000 - 5,000 -
Donations and Hall Hire (BCA) 8,606 - 8,606 16,569
Sir Ken and Lady Morrisons 10,000 - 10,000 10,000
- - - -
Reserve and sundry funds
Total Grants,Legacies & Donations Received 41,806 48,208 90,014 71,631
Charitable expenditure £ £
Costs of activities in furtherance of the charity's objectives
Grants payable in furtherance of the charity's objectiv - 432 432 11,975
Support costs for grants (wages) 21,466 40,516 61,982 64,530
Costs of goods and services as a charitable activity - 4,732 4,732 5,005
21,466 45,680 67,146 81,510
Support costs of activities
- - - -
Training
Transfers between funds 5,042 - 5,042 (5,825)
5,042 - 5,042 (5,825)
Management and administration of the charity
Employee costs:
Travel and Subsistence- Charitable - - - -
- - - -
Premises costs:
- - - -
Equipment (IT and office)
Light, Heat, and other Utilities 4,344 - 4,344 3,548
4,344 - 4,344 3,548
General administrative expenses:
Stationery, subs. and printing - - - 538
Repairs and maintenance 298 - 298 700
298 - 298 1,238
Legal and professional costs:
Independent examiner's fee - - - 425
Payroll costs 214 - 214 -
Insurance - 2,851 2,851 2,493
214 2,851 3,065 2,918
Total spent on all activities 26,322 48,531 79,895 83,389
Surplus / (deficit) for the year 15,484 (323) 10,119 (11,758)
**----- End of picture text -----**
11