Charity registration number 1086841 (England and Wales)
Company registratlon number
FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
J D Marriott
H Brown (resigned 10.11.2025)
N M Evans
P De Carteret
D J Vaughan
P A Williarns
J E Easton (appointed 05.09.2025)
A R Jones (appointed 05.09.2025)
E Blake (appointed 31.10.2025)
Secretary
K Williams
Charlty number (England and Wales) 1086841
Company number
04178148
Registered office
St Annals House
Belle Vue Road
Cinderford
Gloucestershire
England
GL14 2AB
Auditor
BK Plus Audit Limited (Ststutory Auditor)
6 Manor Park Business Centre
Mackenzle Way
C￿ttenhaM
Glouceslershire
GL519TX
Bankers
HSBC Bank Pl¢
Harry Weston Road
Binley
Coventy
CV3 2SH
Chief Exe¢utive Officer
D J Vaughan

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
CONTENTS
Page
Trustees, report
Independent auditorfs report
Statement of financial activities
Statement of financial position
10
Statement of Cash
11
Notes to the financial ststements
12-23

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT)
FOR THE YEAR ENDED 31 AfARCH 2025
The Trustees of Crossroads GIoU￿sterShIre are pleased to present their annual report. alongside the audited
financial statements, for the financial year ending 31 March 2025.
The financial statements have been prepared in accordance viith the accounlÈng policies sel out in note 1 to the
firiancial ststements and comply with the Charity's goveming document, the Companies Act 2006, FRS 102 'The
Financial Reporting Stsndard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting
and Reporting by Charities: Ststement of Recommended Practice applicable to charities preparing their accounts in
accordance with the Financial Reporting Stsndard applicable in the UK and Republic of Ireland (FRS 102)..
Oble¢tives and activities
Our aims include:
Delivering hi9h-quality, responsive. and accessible services tsilored to evolving dient needs.
- Ensuring pers0n-cent￿d care that achieves meaningful outcomes.
Providing practical. emotional, and infomiational support to vulnerable indNiduals.
Helping client5 remain independent and safe in their own homes.
Investing in staff training to meet the needs of individuals with ¢>%nplex conditions.
Core Servi
Our primary seNlces indude one404)ne domiciliary care and respite breaks for unpaid carers. helplng individu8ls
maintsin their independence and quality of lrfe.
Active Living Groups
We run a range of Active Living Groups to combat social isolation and enhance the wellbeing of indivlduals living
with disabilities or experiencing loneliness. These services offer soaal interaction, engagement, and mental
stimulation, contributing to improved hearth and quality of lrfe.
Publi
enefit:
Crossroads Gloucestershire provides services across Gloucestershi￿ and Herefordshire ￿thout discrimination
based on race, religion, sexuality, or financial means. We recognise the challenges of rural access and work with
partners to seek and provide transport for clients in less a¢￿ssible areas.
Mlssion Statement
Our mission is to be the provider of choice for per50nrycentred. high-qualty support seNices across Gloucestershire.
We Serve individuals who are vulnerable due to age, financial hardship. ill health. or disability. along with their carers
enabling safer. more supported lives in the community.
Achievements and performance
The financial year 2024k2025 has continued to challenge organisations in the heaEth and social care sector, with
rising operational costs and Workfo￿ shortages creates the potential to impact servits delivery. Despite this,
Crossroads Gloucestershire has remained resilien( with staff displaying commitment and adaptability.
As Chair, l extend heartfelt thanks to our dedicated stsff and volunteers. Their professionalism and compassion
have ensured that we continue to deliver outstanding. PersOn￿ntred services.
We remaln committed to qualty. Our seNices are regulariy reviewed and audited under our Quality Strategy to
ensure compliance and excellence. Positive ctient feedback and numerous testimonials underscore the high level of
satisfaction and care.

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH2025
rkforce Develo
The Government's Sponsored Worker Scheme has been instrumental in helping Crossroads GIOU￿sterShIre
address workforce shortages and increase capaiity. Through this s¢heme, we have successfully recruited skilled
care workers.
These employees were already in the UK and their sponsorship papemork was transferring to
Crossroads. This has helped us expand our team and ensure a more consistent and reliable service delivery.
These additional stsffing resources have allowed us to:
Improve roster planning and reduce reliance on agency staff.
Provide more ts'mely support to clients and reduce waiting lists.
Aleviate pressures on existing staff. supporting better work4rfe balance and morale.
ic
Crossroads Gloucestershire has benefited significantly from Gloucestershire County Council's block booking
initiative. introduced as part of its wrder Health and Social Care Framework. This initiative secures guaranteed hours
of care provision from approved providers. offering financial stability and operational certainty in a challenging care
landscape.
By participating in the scheme, have been able lo".
- Plan services more effectively, knowing that ￿mMiSsiOned hours are secured.
Improved utilisatlon of staff, with more predictable WO￿OadS and redU￿d downtime
Improve servi* continuity. reducing waiting times and ensuring timely inteNenlions for clients.
- Assured income has enabled us to inv8st in quality improvement maintaining and enhan¢ing stsndards of care.
The block booking model represents a strategic shtft in the way care servi￿$ are commissioned, moving towards
long-tem partnerships and sustainable delivery models and we are proud that GCC has recognised Crossroads
Gloucestershire as an important partner in achieving this change.
ive Livin
We are also pleased to report an expansion of our Activé Ltving Services. During the year, we introduced dedicated
support groups for individuals living wrth Parkinson's and those recovering from stn)kes. These new groups offer
tailored social interaction, peer suppor( and therapeutic activities aimed at improving mobility. wellbeing, and overall
quality of life. Initial feedback has been overwhelmingly positive. and we plan to continue growing these specialist
Services in line with Community needs.
I would also extend our sincere thanks to the funders who help support our Charitable activities have provided
long-temi grant support which has enabled us to plan ahead with confidence and stability.
We value our collaborations with:
- Gloucestershire County Council
Cinderford Town Council
People Plus
Forest of Dean Dementia Action Allian
- FO￿St of Clean Health Forum
- Forèst Sensory Service
Working in partnership enables us to maximise resources and enhance service delivery across the region.

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Financial review
The continued pressu￿$ of recruilment and the cost-of-living crtsis have affected our finances. Rising costs.
particularly in fuel and energy, have impacled both operations and those we support.
Despite this, we have increased the fund balances from £179,383 to £214,675. Detailed financial statements a
provided on pages 9 and 10. together with accompanytng notes.
rve
The reserves policy is reviewed annually to ensure financial sustainabillty. The policy supports:
Meeting obligations in the event of win&up.
Strategic planning
Focused fundraising
Transparent financial communication with stakehoEders
As of 31 March 2025. the charity held total reseNes of £214,675 of which £174,095 are free res8Nes. F￿e
reserves are defined as UnreStri￿ed funds less the written down value of fixed assets. This equates to 1.78 times
coverage of liabilities (£120,272) exceeding the tsrget threshold of 1.2.
Rlsk Manag•ment
The Board recognises key operational and strategic risks. induding staffing capacity. quality assurance, regulatory
compliance, and financial sustainabilty.
Risks are mitigated through:
Regular quality audits
- Ongoing review of staffing and recruiiment
Diversification of income streams
- Active review and use of the Risk Register
Support from the Company Secretary in risk oversight
- Quarterly Board Meetings and Monthly Departmental Review meetings with Trustees
I new services undergo comprehensive risk assessments to ensure they do not mmpromise existing operations.
The Business Continuity Plan is reviewed routinely.
Structurey gov•rnan¢• and management
ent
The charity is a company limited by guarantee, having no share capital. It ts established under a Memorandum of
Association, which sets out the objects and powers of the charttable company and is govemed under tts Articies of
AssoGiation.
stee
The charity is led by a Board of Trustees. who also serve as directors of the cx)mpany.
Trustee appointments are considered carefully to ensure the Board maintains the right balan￿ of size, skills. and
expertise to OP8rate effectively. When vacancies arise. the Board reviews the skills required in the context of future
challenges and sector changes and follows an open recruitrnent process supported by a structured induction
programme.
Trustees play a central role in ensuring the th8Tity is guided by indtviduals with the appropriate skills, experience.
and values. Ongoing training and development opportunities are made available to support Trustees in their role.

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Board
velo
enl and effectiveness
The Board remains committed to continuous improvement in govemance. Previous effectiveness reviews have
informed the St￿ngthening of reporting processes, ensuring Trustees now re￿1ve regular monthly robust
management infom)ation to support infomied decision making. Trustees are regularly invited to put forward ideas
for improving governance. ensuring that Board development is both continuous and inclustve. These suggestions
are Considered as part of ongoing reviews of Board effecttveness, and where appropriate, changes are
implemented to strengthen systems, processes. and overall govemance pradice.
rshi
with S
ni
ent Te
ana
Trustees continue to work closely with the Senior Management Team and staff across key areas, including Finance,
Quality, HR and Remuneration, and Truslees review progress monthly via written reports provided to the Board,
which provide information on operational perf0m￿nCe monitoring, and risk management.
These monthly reports a￿ discussed wilh the Trustee designated as the critical friend to each business area and
they are invited to make additional Written comments before the reports are circulated. Monthly reports are
standing Agenda item at each Board Meeting where Trustees are inwted to comment andlor ask questions.
Com liance
ht:
The Board continues to prioritise regulatory cornpliance. including General Data Protection Regulation (GDPR)
requirements. A Data Protection Officer oversees these processes. ensuring policies are regularly reviewed and
updated.
During the financial year 2024-2025, the Charity wntinued to review and strengthen its systems and processes
across all business areas to ensure resilience and effectiveness.
Trustees provide strategic oversight and expertise but are not inVo￿ed in the charity's day-to-day operational
management, which is delegated to the Chief Executive and Senior Management Team.
orm
AA
Operational management is the responsbi ilty of the Chief Executive Officer and her Senior Management team.
ntR
Trustees are unpaid unless providing professional servlces separately. Remuneration for senior stsff Is reviewed
annually. benchmarked. and approved by the Board following perf0mlan￿ evaluations.
rect
randT
ntrn
MrA R Jones as a director on the 5th September 2025
Ms J E Easton as a director on the 5th September 2025
Ms E Blake as a director on the 31 st October 2025
Dir
and Tr
stee
nati
ns=
- Ms H Brown as a director on the 1 Oth November 2025

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
TRUSTEES. REPORT (INCLUDING DIRECTORS. REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Statement of trustees. responsibilities
The trustees, who are also the directors of Forest.Of Dean Crossroads - Caring For Carers for the purpose of
company law, are responsible for preparing the Trustees, Report and the financial statements in accordance with
applicable law and United lQngdom Accounting Stsndards (United Kingdom Generally A¢¢epted Accounting
Practice).
Company law requires the trustees to prepare flnancial ststements for each financial year whi¢h give a true and fair
view of the state of affairs of the charity and of the incoming resources and application of resources, including the
income and expenditure. of the charitable company for that year.
In preparing these financial statements. the trustees are required to:
select suitable accounting policies and then apply them consistenty.
observe the methods and principles in the Charities SORP:
- make judgements and estimates that are reasonable and prudent; and
prepare the financial statements on the going concem basis unless it is inappropriate to presume that the Charity
will continue in operation.
The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any
time the financial position of the charity and enable them to ensure that the financial statements comply with the
Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust de8d. They
are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the
prevention and detection of fraud and other irregularities. In so far as the trustees are aware:
- there is no relevant audit information of which the charitable companys auditors are unaware. and
- the trustees have taken all steps that they ought to have taken to make themselves aware of any relevant audlt
infomiation and to establish that the auditors are aware of that infomiation.
Future plans
Crossroads Gloucestershi￿ is committed to delivering high-quallty Ca￿ while maintaining financlal sustsinability In
a challenging environment. Key priorities include:
- Optlmising operations and increasing efficiencies
- Expanding and diversrfying in¢ome sources
Enhancing perfonnan¢e monitoring and evaluation
We are encouraged by our improved financlal position in the first hair of the financial year 2025-2026, achieved
through increased staffing and grant income, and a ￿duCtiOn in long-term liabilities.
Audltors
The auditors, BK Plus Audit Limited (Statutory Audttor). will be proposed for re-appointment at the forthcoming
Annual General Meeting.
Conclusion
The Trustees extend their sincere gratitude to all staff. volunteers, funders, and partners for their commitment and
hard work throughout the year. We look foMard to continuing our mission and building on this year's progress.
The trustees, report was approved by the Board of Trustees.
De Carteret - Trustee
21 November 2025

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
INDEPENDENT AUDITOR'S REPORT
TO THE TRUSTEES OF FOREST OF DEAN CROSSROADS - CARING FOR
CARERS
Opinion
We have audited the financial statements of Forest Of Dean Crossroads - Caring For Carers (the 'charity'} for the
year ended 31 March 2025 which comprise the statement of financial activrlies, the statement of financial position,
the statement of cash flows and notes to the financial slatements, induding significant accounting policies. The
financial reporting framework that has been applied in their preparation is applicable law and Unit&l Kingdom
Accounting Standards, including Financial Reporting Standard 102 rhe Finanoal Repo￿n9 Standard appliGab/e in
the UKandRepublK of Ireland{United Kingdom Generally Accepted Accounting Practice).
In our opinion, the financial statements:
give a true and fair view of the state of the charitable companys affairs as at 31 March 2025 and of its
incoming resources and application of resources, for the year then ended:
have been properfy prepared in accordance with United Kingdom Generally Accepted Accounting PractiG8'
and
have been prepared in accordance with the reqU1￿ments of the Companies Act 2006.
Basis for opinion
We conducted our audit in accordance with Intemational Standards on Auditing (UK) (ISAS {UK)l and applicable
law. Our responsibilities under those stsndards a￿ further described in the Audrfofs responsibilities for the audil 01
the finanu81 statements section of our report. We are independent of the Charity in accordance with the ethical
requirements that are relevant to our audit of the finanaal statements in the UK. including the FRC'S Ethical
Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe
that the audit eviden￿ we have obtained is sufficient and appropriate to provide a basis for our opinion.
Condusions relatlng to goong concern
In auditing the financial ststements, we have concluded that the trustees, use of the going ￿nCern basis of
accounting in the preparation of the financial statements is appropriate.
Based on the work we have perfomied, we have not identified any materi81 uncertainties relating to events or
conditions that, individually or collectively, may cast signtficant doubt on the charity's ability to Continue as a going
concern for a period of at least ￿efve months from when the financial statements ar8 authorised for issue.
Our responsibilities and the responsibilities of the trustees V￿th respect to going Con￿rn are described in the
relevant sections of this report.
Other information
The other information comprises the inforniation included in the annual ￿port other than the finar£ial statements
and our auditor's report thereon. The trustees are responsible for the other information contained within the annual
report. Our opinion on the financial ststements does not cover the other information and we do not express any form
of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider
whether the other information is materially inconsistent with the financial statements or our knowledge obtsined in
the course ot the audit, or otherwise appears to be materially misstated. If we identify such material incon5iStencies
or apparent material misstatements, we are required to deternine whether this gives rise to a material misstatement
in the financial statements themselves. If, based on the work we have performed, we conclude that there is a
material misstatement of this other infomiation, we are required to report that fact.
We have nothing to report in Ihis regard.
Matters on which we are requlred to report by exception
We have nothing to report in respect of the following matters in relation to which the Charities {Accounts and
Reports) Regulations 2008 requires us to report to you rf, in our opinion..
the information given in the financial statements is inconsistent in any material respect with the trustees,
report-. or
sufficient accounting records have not been kept: or
the financial ststements are not in agreement with the accounting records; or
we have not received all the infomiation and explanations we require for our audit.

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEES OF FOREST OF DEAN CROSSROADS - CARING FOR
CARERS
Responsibilities of trustè•s
As explained more fully in the statement of trustees. responsibilities, the trustees, who are also the directors of the
Charity for Ihe purpose of company law, are responsible for the preparation of the financial statements and for being
satisfied that they give a true and fair view, and for such internal control as the trijstees detem)ine is necessary to
enable the preparation of financi81 statements that are free from material misststement, whether due to fraud or
error. In preparing the financial statements. the trustees are responsible for assessing the charitys ability to
continue as a going concem, disclosing. as applicable. matters ￿lated to going concem and using the going
concern basis of accounting unless the trustees either intend to liquidate the charitable company or to Cease
operations, or have no realistic altemative but to do so.
Auditoffs responsiblllties for the audlt of the flnanelal Statements
We have been appointed as audilor under section 144 of the Charities Act 2011 and report in accordance with the
Act and relevant regulations made or having effect thereunder.
Our objectives are to obtain reasonable assurance about V4hether the financial stalements as a whob are free from
material misstatement. whether due to fraud or error, and to issue an auditorfs report that includes our opinion.
Reasonable assurance is a high level of assurance but is not a guarantee that an audit Conducted in accordan
with ISAS {UKI will always detect a material misstatement vthen it exists. Misstatements can arise from fraud or
error and are considered material if. indiwdually or in the aggregate, they ￿Uld reasonably be expected to influence
the economic decisions of users tsken on the basis of these financial statements.
The extent to which our procedures are capable of delecting irregularities. Including fraud, is detsiled below.
In identifying and assessing risks of material misstatement in respect of irregulariti8s, including fraud and non-
compliance wtth laws and regulations. our procedures included the following:
enquiries of management induding a pre audit meeting;
obtaining and reviewing supporting documentstion of policles conc8ming the laws and regulations
applicable to the business.
• understanding how the charity complies wtth its regulatory framevmrk by making enquiries of management:
considering the Culture inherent in the Charity and whether this represents a Cultu￿ of honesty and elhical
behaviour with a strong emphasis of detection and prevention of fraud.
We assessed the susceptibility of the charitys financial slatements to material misstatement and Gonsidered how
fraud might occur. The audit procedures performed included, but were not limited to:
challenging management assumptions and eslimates.,
• identifying and testing unusual joumal entries:
assessing how the relevant laws and regulations have been complied with and noling any instances of non
compliance.,
reviewing the financial statements for compliance with relevant Actounting Standards and accounting
legislation applicable to a charity:
considering how those charged with govemance have addressed the possibility of an override of essential
controls or other influence over the financial reporting processes.
In addition, we also considered non financial laws relevant to the charity. These do not necessarily have a direct
Influen￿ on the charity but might affect the charit￿S ability to operate.
A further description of our responsibilities is available on the Financial Reporting Council's website at: ht￿s:1/
www.frc.org.uklauditorsresponsibilittes. This descrÉption forms part of our auditorfs report.

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEES OF FOREST OF DEAN CROSSROADS - CARING FOR
CARERS
Use of our report
This report is made solely to the charity's trustees, as a body, in accordan￿ with Part 4 of the Charities (Accounts
and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the chariWs trustees
those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent
permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity's
trustees as a body, for our audit work, for this report, or for the opinions we have fomied.
Roger Downes FCA (Senior Statutory Auditor)
for and on behalf of BK PlusAudrt Limited (StatutoryAudrtor)
Chartered Certified Accountants
6 Manor Park Business Centre
Mackenzie Way
Cheltenham
Gloucestershire
GL519TX
Date..
201

FOREST OF DEAN CROSSROADS ~ CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR EJVDED 31 MARCH 2025
Unr•strict￿ Restri¢ted
fund$
funds
2025
Total Unrestricted Restricted
funds
funds
2024
Total
2025
2025
2024
2024
Notes
Income from:
Donations and legacies
Charitable activities
Investments
31,283
1.613.141
361
31,283
272,153 1.885.294
361
31,467
1.516.112
3.936
31,467
169,990 1,686.102
3,936
T¢rtal income
1.644,785
272,153 1.916,938
1,551,515
169.990 1,721,505
Expenditure on:
Charitable activities
1,649,543
232,103 1,881,646
1,661,507
175.090 1,836.597
Total expenditure
1.649,543
232,103 1.881,646
1,661,507
175.090 1.836,597
Net incomel(expendlture)
and movement in funds
(4,758)
40,050
35.292
(109,992>
(5,100) {115.092)
Reconclliation of funds:
Fund balances at 1 April 2024
178,853
530
179,383
288,845
5,630
294,475
Fund balances at 31
March 202S
174,095
40,580
214,675
178,853
530
179,383
The statement of financial activities includes all gains and losses recognised in the year. All income and expendlture
derive from continuing activities.
The notes on pages 12 to 23 form part of these financial statements.

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
STATEMENT OF FINANCIAL POSITION
ASAT31 MARCH2025
2025
2024
Notes
Fixed assets
Tangible assets
12
5,615
Current assets
Stocks
Debtors
Cash at bank and in hand
13
14
21,516
239,529
73,902
33.517
210,868
34,281
334.947
278,666
Credltors: amounts falling due
within one year
16
(120,272)
(104,898}
Net current assets
214.675
173,768
Total assets less Gurrent Ilabilitles
214,675
179,383
The funds of the charity
Restricted Income funds
Unrestricted funds
17
18
40,580
174.095
530
178,853
214,675
179,383
The notes on pages 12 to 23 form part of these financial statements.
These financial statements have been prepared in accordance with the provisions applicable to companies subject
to the small companies ￿girne.
The financial statements were approved by Ihe trustees on 21 November 2025
P De Carteret - Trustee
Company registration number (England and Wales)
10-

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025
2025
2024
Notes
Cash flows from operating activities
Cash generaled froml(absorbed by)
operations
22
39.260
(132,196)
Investing activlties
Investment income received
361
3.936
Net cash genérated from investing
activiti•s
361
3,936
Net cash generated from financln9
actlv•ties
Net Inereasel(de¢r•ase) in ¢a5h and ¢ash
oqulvalents
39.621
(128.260)
Cash and Gash equlvalents at beginning of year
34.281
162.541
Cash and cash equlval•nt8 at end of year
73,902
34,281
11

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR EIVDED 31 MARCH 2025
Accounting poli¢ies
Charlty Information
Forèst Of Oean Crossroads - Caring For Carers is a private company limited by guarantee Incorporated in
England and Wales. The registered office is St Annals House. Belle Vue Road, Cinderford. Gloucestershire.
GL14 2AB. England.
1.1 Accounting convention
The financial statements have been prepared in accordan￿ the charit¢s governing dO￿rnent, the
Companies Act 2006. FRS 102 The Financial Reporting Standard applicable in the UK and Republic ot
Ireland" and the Charities SORP 'A¢counting and Reporting by Charities: Statement of Recommended
Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard
applicable in the UK and Republic of Ireland (FRS 102)" The charity is a Public Benefit Entity as defined by
FRS 102.
Th& financi81 statements are prepared in sterfing. which is the functional ￿rrenCY of the charity. Monetsry
amounts in these financial statements a￿ rourKled to the nearest £.
The financial statements have been prepared under the historlcal ￿st convention, [modified to include the
revaluation of freehold properties and to include investment properttes and certain financial instrLwnents at fair
value]. The principal accounling policies adopted are set out below.
1.2 Going concern
At the time of approving the financial ststements. the trustees have a reasonable expectstion that the Charty
has adequate resources to continue in operational existence for the foreseeable future. Thus the trLEtees
continue to adopt the going concem basls of accounting in preparing the financial ststements.
1.3 Charltable funds
Unrestricted funds are available for use at the discretion of the trustees in fijrtherance of their charitable
objectives.
Reslricted funds are subject to specific conditlons by donors or grantors as to how they may be used. The
purposes and uses of the restricted funds are set out in the notes to the fjnancial statemenls.
Endowment funds a￿ subject to specific conditions by donors that the capital must be maintained by the
charity.
1.4 In¢ome
Grants receivable are included in full in the Ststement of Financial Actrvtties in the year in wh￿h the conditions
for their re￿Ipt have been complied with. less any amounts of grants repayable to the grant-givers.
Grants restricted to future a¢￿Unting periods are deferred and recognised in those future accounting periods.
Grants are apportioned to accounting peritsjs on a lime apportionment basis.
Purchased care hours wntracts are shown in the Statement of Financial ActivÉties in the year to which they
relate.
Voluntary income received by way of donations and fnembership subscrrptions, and investment inwme, is
included in full in the Statement of Financial Activities in the year to which they retate.
The value of servitss provided by volunteers is not included.
12-

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Accounting policies
(Contlnued)
1.5 Expendlture
Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefrt to 8
third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of
the obligation can be measured reliably.
Expenditure is dassified by actFvity. The costs of each activity are made up of the total of costs and
shared costs, including support costs involved in undertaking each activty. D1￿ct costs attributable to a single
activlty are allocated di￿¢t￿ to that adivity. Shared costs which contribute to more than one activity and
support costs which are not attributable to a single actNty are apportioned between those actiVit￿S on a basis
consistent with the use of resour￿5. Central staff Costs are allocated on the basis of time spent, and
depreciation charges are allO￿ted on the portion of the asset's use.
1.6 Tangible fixed assets
Tangible fixed assets are initially measured at o)st and subsequently measured at cost Dr valuation, net of
depreciation and any impairment losses.
Depreciation is re¢ognised so as to wrile off the cost or valuation of assets less their residual values over thelr
useful lives on the following bases:
Computers
Motor vehicles
25Yè on cost
25% on cost
The gain or loss arising on the disposal of an asset Is determined as the difference betsveen the sale proceeds
and the carying value of the asset, and Is recognised in the ststement of financial activities.
The Board of Trustees have agreed a eaprtalisation policy whereby only items costing £1.000 are considered
to be Tangible Fixed Assets, anwhing under this limit being deemed general operating expenditure and
included within the Ststement of Financial Aclivities.
1.7 Stocks
Stocks are stated at the lower of ￿$t and eslimated selling price less costs to complete and sell. Cost
comprises direct materials and, where applicable, direct labour costs and those overheads that have been
incurred in bringing the stocks to their present location and Condition. Items held for distribution at no or
nominal consideration are measured the lower of replacement cost and cost.
Net realisable value is the estimated selling price tess all estimated costs of completion and costs to be
incurred in marketing. selling and distribution.
1.8 Cash and ¢ash equivalents
Cash and cash equivalents include cash in hand. deposts held at call with banks, other short-temi liquid
investments with original maturitles of three months or less. and bank overdrdfts. Bank overdrafts are shown
WFthin borrowings in current liabilities.
1.9 Taxation
The charity is exempt from corporation tax on its charitable aGlivities.
1.10 Employee benefits
The cost of any unused holiday entitlement is ￿COgnised in the period in which the employee's Services are
received.
Temiination benefits are recognised immedlately as an expense when the charity is demonstrably committed
to terminate the employrnent of an employ￿ or to provide temiination benefits.
13-

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR EIVDED 31 MARCH 2025
Accounting policies
(Continued)
1.11 Retlrement benefits
Payments to defined contribution retirement benefft schemes are charged as an expense as they fall due.
1.12 Fund ac¢ountlng
Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restricted funds can only be used for particular restricted purposes within the objects of the charity.
Restrictions arise when specified by the donor or when funds are raised for particular ￿$tricted purposes.
Further explanation of the nature and purpose of each fund is induded in the notes to the financial
statements.
1.13 Debtors
Trade and other debtors are recognised at the settlement amount dug after any discount offered. Bad debts
are provided at set rates depending on the age of the invoice. Prepayments are valued at the arnounl prepaid
net of any discounts.
1.14 Cr•ditors
Creditors and provisions are recognised vthere Ihe charity has a present obligation resulting from a past event
that will probably resutt in the transfer of funds to a third party and the amount due to settle the obligation Can
be measured or estimated reliably.
crfti¢al accounting estimates and judgements
In the application of the charity's accounting policies, the trustees are required to make judgements, estimates
and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other
sources. The estimates and associated assumptions are based on historFcal experience and other factors that
are considered to be relevant. Actual resums may differ from these estimates.
The estimates and undertying assumptions are reviewed on an ongoing basis. Revisions to accounting
estimates are recognised in the period in which the estimate is ￿ViSed where the revision affects only that
period, or in the period of the reviston and future periods where the revision affects both current and fvture
periods.
The key sources of estimation uncertainty that have a significant effect on the amounts recognised in the
financial statements are depreciation. the stock valuation and the bad debt provision.
Income from donations and legacies
Unrnstricted
Unrestrlcted
fvnd5
2024
nds
2025
Donations and gifts
31,283
31,467
-14-

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Income from investmonts
Vnrestrlct•d Unrestricted
funds
funds
2024
2025
Interest receivable
361
3,936
Income from charftable activlti•s
Total Unr•strEct•d Restrl¢tod
funds
funds
2024
Total
funds
funds
2025
2025
2025
2024
2024
Activity
Grants and other income
for care work
1,613,141
272.153 1,885.294
1,516.112
169,990 1,686,102
Grants received, induded in the above, are as follows:
Activlty
2025
Activlty
2024
Care delivered
PeoplePlus Group Limited
Barnwood Trust
Big Lottery
NHS Gloucestershire Integrated Ca
Befriending Group (FOD DC)
GIOU￿ster Community Foundation
Forest of Dean District Council Offi￿$
Cinderford Town Council
1,613,141
179.184
43,900
19,500
12.069
10,000
7,500
1.516.112
146,990
5,000
7,500
10.000
500
1,885,294
1,686,102
15-

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR EIVDED 31 MARCH 2025
Expenditure on charitable activities
Total
2025
Total
2024
Dlrect costs
Staff Costs
Depreciation and impairment
Insurance
Agency costs
Telephone
Post, printing & ststionary
Advertising
Sundries
Cinderford Day Centre expenses and repairs
Travelling expenses and accommodation
Tralning & Recruitment
Subscriptions & Memberships
Accountancy & Professional costs
Bad debt write-off
Refreshments
Staff @xpenses
Bank and credit charges
Rent, service charges & rates
Safety clothing
Computer costs
Repairs & renewals
1,439,874
5,614
19,005
9,583
42.344
9,740
1.716
192
17.905
107.578
6.615
8,827
57.336
(1,549)
7.388
1,676
4.089
40,408
13,022
80,212
1,280
1,391,969
5,407
19,197
3,555
44,391
10,010
1,602
204
17.061
105,809
6.285
10,666
54,736
1,850
8,823
1,272
6,106
39,413
21,525
78,266
1 ,872,855
1,828,147
Support and governan¢o ¢OSts {See note 7)
Support
8.791
8,450
1.881,646
1,836.597
Analysls by fvnd
un￿strICted fijnds
Restricted funds
1,649,543
232,103
1,661,507
175,090
1,881,646
1,836,597
16-

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
Support costs all0￿￿ed to activlties
2025
2024
Auditors. remuneration
Auditors. remuneration - non-audit
Trustee meeting expenses
6,593
2.198
6,300
2,100
50
8,791
8,450
Net movement In funds
2025
2024
The net movement in funds is stated after chargingl{crediting):
Fees payable to the charitys auditor.
- for the audit of the charivs financial statements
- lor statutory accounts preparation
Depreciation of owned tangible fixed assets
6,593
2.198
5.814
6,300
2,100
5,407
Trustees
Non8 of the trustees (or any persons connected with them) received any remuneration or benefits from the
charity during the year.
In the prior year, one of the trustees was paid £624 for webslte seNces on an arms, length basis,
10 Employees
The average monthly number of employees during the year was:
2025
Number
2024
Number
Total
72
83
Employment ¢osts
2025
2024
Wages and salaries
Social security costs
Other pension ￿$ts
1,325,441
94,823
19,610
1,283,964
87,541
20,464
1,439,874
1,391,969
17-

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
10 Employees
{Continued)
The number of employees whose annual remuneration was more than £60.01)0
is as follows=
2025
Number
2024
Number
£70,001- £80.000
Remuneration of key managèment Per￿nn¢1
The remuneration of key management personnel was as follows:
2025
2024
Aggregate compensation
166,089
164,406
The key management personnel of the charty comprise the Chief Executive Officer, Registered Manager,
Director of Human Resources and the Company Secretary.
11 Taxatlon
The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.
12 Tanglble fixed assets
Computers
Motor
vohlGles
Total
Cost
At 1 April 2024
19,902
17.500
37,402
At 31 March 2025
19.902
17.500
37,402
Depreciatlon and impalrment
At 1 April 2024
Depreciation Charged in the year
18,663
1,239
13,125
4,375
31,788
5,614
At 31 MarGh 2025
19,902
17,500
37,402
Carrying amount
At 31 March 2024
1,240
4,375
5,615
13 Stocks
2025
2024
Stocks of PPE
21,516
33.517
18-

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
14 Debtors
2025
2024
Amounts frdlling due within one year:
Trade debtors
Other debtors
P￿Payrnents and accrued income
112,158
1,537
100.681
140.540
2,156
68,172
214.376
210,868
2025
2024
Amounts falling due after more than one year
Prepayments and accrued income
25.153
Total debtorJ
239,529
210,868
15 Cash at bank and in hand
Cash at bank and In hand includes balan￿$ held on the COIF Charities Deposit Fund.
16 Credltors: amounts falllng due withln on• year
2025
2024
Other taxation and S¢)cial s8cuiity
Trade creditors
Other creditors
Accruals and deferred income
19,475
12.166
530
88.101
15,539
12,272
8,465
88,622
120,272
104,898
19-

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
17 Restricted funds
The restricted funds of the charity cornprise the unexpended balances of donations and grants held on trust
subjed to specific conditions by donors as to how they may be used.
At 1 April
Incoming Resources At 31 March
2024 resources
expended
2025
Summerfield Trust
Befriending Group (FOD DC)
PeoplePlus Group Limrted
Big Lottery
NHS GIoU￿Ster5hIre Integrated Care
Bamwood Trust
Active Living
Thriving Communities - Soclal Engagement
530
530
10,000
179.184
19,500
12,069
30,000
13,900
7.500
(10.000)
(179,184)
(4,875)
{12,069)
(15,000)
(3,475)
(7.500)
14,625
15,000
10,425
530
272.153
(232,103)
40,580
Previous year:
At 1 April Incoming Resources At 31 March
2023 Yesources
expended
2024
Summerfield Trust
Thriving Communities - Dog Days
Carers Breaks l Emergency servI￿s
Befriending Group {FoD DC)
Music Memory
Active Living
Thriving Communities - Social Engagement
530
5.100
630
(5,100)
(146.990)
(10,000)
(500)
(5.0001
(7,500)
146,990
10,000
500
5,000
7,500
5.630
169,990
(175,090)
530
-20-

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
17 Restricted funds
(Continued)
The balance held on restricted fijnds represents monies brought forward, monies received in the year and
amounts held for ongoing work on specific projects at the year-end which is carried forward to support those
projects in the coming year.
Summerfield Trust awarded £530 to gather stories from clients to produce a book called Woices from the
Foresf. This was unspent at the end of the financial year.
A grant of £10,000 was awarded by the Forest of Dean District Council towards our Befriending Service. This
allows us to provide services to the older and vulnerable residents of the Forest of Dean who are not able to
access support in the community.
People Plus have provided £179.184. They have a contract with Gloucestershire County Council. We provide
iwo elements of this contract on thelr behalf. The first is a Carers Break Servi￿. where we look after the
Cared for, whilst the Ca￿r can have some much needed time off. The second element is an Emergency
Services Care provision.
The Lottery have provided of £19,500 of funding to assist with the cost of providing support to our Active
Living Clubs. This includes the Gents, Ladies and Skittles Club. for people who people who due to ill health,
isolation or age are not able to get out as much as they would like.
The NHS Gloucestershire Integrated Care grant of £12,069 was awarded to purchase a digital social care
system from an assured supplier. This was to wver the initial cost and year one costs.
Bamwood Trusl have very kindly provided £30.000 of funding to assist with the cost of providing support to
number of Active Living Clubs. This includes the Gents, Ladies and Skittles Club. which are njn on a weekly
basis, for people who due to ill health, isolation or age are not able to get out as much as they would like.
A grant of £7,500 was awarded by Gloucestershire County Council's Thriving Communities fijnd to help with
social engagement, to build confidence and provide adivities. We are able to facilitate this using the Skittles
¢lubs that are run on a weekly basis for people who, due to ill health, isolation or age, are not able to get out
as much as they would like.
A grant of £13,900 was awarded by Gloucester Communty Fi)undat￿)n to help towards the running of our
Active living Services. This helps to support the Skittles clubs that are run on a weekly basis.
8 Unrestrlcted funds
The unrestrithd fiJnds of the ¢harity comprise the unexpended balances of donations and grants which are
not subject to specrfic conditions by donors and grantors as to how they may be used. These include
designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.
At 1 April
Incomin9 Resources At 31 March
2024 resources expènded
2025
General funds
178,853
1.644,785
(1,649,543)
174.095
Previous year:
At 1 April
In¢omlng Resources At 31 March
2023 resources
expended
2024
General funds
288.845
1,551.515
(1,661.507)
178,853
-21

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
18 Unrestricted funds
(Continued)
Transfers are made be￿een restricted and unrestricted fijnds at the end of every accounting period in cases
where:
The aclivty of the restricted fund has come to an end and there is an unspent balance that is not
repayable to the funder{s), when the surplus is transferred to unrestricted funds:
The restricted fund is in deficit and has either come to an end or there is no prospect of a surplus in
later period, which the deficit is eliminated by transfer from unrestricted funds. and
to transfer the value of tangible ftxed assets from restricted to unrestricted funds when the asset has
been purchased from a restricted fund donation but is held for a general and not a restricted purpose.
19 Analysis of net assets betw••n funds
Unr•stslcte41
funds
Restrfcted
Total
2025
2025
2025
At 31 March 2025:
Current assetsl{liabilities)
174,095
40.580
214,675
174,095
40.580
214,675
UnresQrlct•d Restrf¢t•d
funds
lunds
2024
Total
2024
2024
At 31 March 202éL-
Tangible assets
Current assetsl(liabilities)
5,615
173,238
5,615
173,768
530
178,853
530
179,383
20 Contingent Liabllities
Various fijnders retain the right to claw back grants should the use of funds not be in accordance wlth the
terms of the grant In the opinion of the trustees no such liability exists at the year-end.
21 Related party transactions
The CEO made a short4erm advanL* of £23.000 in January 2025 for working capital support at a time of a
delay in funder payment. The advance, which was unsecured and incurred no interest chargè, was paid off in
full in March 2025. No liability existed at year*nd.

FOREST OF DEAN CROSSROADS - CARING FOR CARERS
TRADING AS CROSSROADS GLOUCESTERSHIRE
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR EIVDED 31 MARCH2025
22 Cash generated from operations
2025
2024
Surplusl{deficit) for the year
35,292
{115,092}
Adjustments for
Investment income recognised in statement of financial actimties
Depreciation and impairment of tsngible r￿ed assets
{361)
5.614
(3,936)
5,407
Movements in worklng capital:
Decreasellincrease} in stocks
{Increase}Idecrease in debtors
Increase in Greditors
12,001
(28.661)
15.375
(33,517)
83,607
104,898
Cash generated from operatlons
39.260
41,367
23 Ahalysls of chang•s In net fvnds
At 1 Aprll 2024
Cash ftows At 31 March
2025
Cash at bank and in hand
34,281
39,621
73.902
34.281
39,621
73,902
34.281
39,621
73,902