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2022-03-31-accounts

Registered company number - 04176324

CITIZENS ADVICE THANET (A COMPANY LIMTED BY GUARANTEE)

FINANCIAL STATEMENTS AND TRUSTEES ANNUAL REPORT

FOR THE YEAR ENDED 31 MARCH 2022

Charity Number 1086799

CITIZENS ADVICE THANET

CONTENTS

Pages
Trustees' Annual Report 1 - 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 - 16

CITIZENS ADVICE THANET

Page 1

TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 MARCH 2022

The trustees have pleasure in presenting their report and the unaudited financial statements for the year ended 31 March 2022 which are also prepared to meet the requirements for a directors' report and accounts for Companies Act purposes.

The financial statements comply with the Charities Act 2011, the Companies Act 2006 relating to small companies, and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

REFERENCE AND ADMINISTRATIVE DETAILS

Charity Registration Number Company Registration Number 1086799 04176324 Registered Office Mill Lane House Mill Lane Margate Kent CT9 1LB Trustees/Directors Dr Geoff Lindley Chairman - to Jan 2022 Mr Simon Farrer Treasurer Mrs Margaret Fairweather Mrs Rebecca Kirkpatrick Mrs Danielle Barnes Chair - from Jan 2022 Mr Gerald Dineley (resigned 1.4.22) Mr John Quinlan (resigned 29.4.21) Mr Andrew Wallis Miss K Kundu (resigned 5.8.21) Co-Opted Local Authority Representatives Cllr Heather Keen Cllr Aram Rawf Chief Officer and company secretary Mrs Jan Stewart (resigned 31.8.21) Mrs Angela Drew-Robinson (appointed 1.11.21)

Bankers

CAF Bank Ltd 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JQ

Independent Examiner

Mr S J Wren FCCA Accountancy Matters (Kent) Limited The Marlowe Innovation Centre Marlowe Way Ramsgate Kent CT12 6FA

CITIZENS ADVICE THANET

Page 2

TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 MARCH 2022

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Citizens Advice Thanet is a registered charity and a company limited by guarantee incorporated on 9 March 2001. It was established under a memorandum of association and is governed by its articles of association.

Recruitment and appointment of trustee directors

Trustees Board vacancies are advertised on the national Citizens Advice website and other appropriate media. Applicants for vacancies will be selected by a short listing and interview process which will be based on a published job description and person specification. This process will be carried out by a small group of Trustees especially appointed for this purpose. The Charity aims to have a balanced makeup which reflects the community the Service serves.

Organisational structure

Citizens Advice Thanet is governed by a Board of Trustees who meet at least quarterly. Day to day running of the Charity is supervised by the Chief Officer who reports to the Trustees on a quarterly basis. The Trustees and the Chief Executive are the Key Management Personnel as defined by the Charities SORP FRS102.

Related parties

Citizens Advice Thanet has membership of the national body now called Citizens Advice, which provides a framework for the standards of advice and casework managements as well as monitoring progress against these standards. Operating policies are independently determined by the Trustee Board in order to fulfil its charitable objects and comply with the national membership requirements.

Risk assessment

The Charity has adopted a policy of regularly reviewing the risks to the operations of the Charity, to ensure that adequate steps are taken to mitigate such risks.

OBJECTIVES AND ACTIVITIES

Objectives

To deliver the Citizens Advice Service to the people of Thanet, ensuring as far as possible that we provide the advice people need for the problems they face and improve the policies and practices that effect peoples' lives. We will endeavour to provide free, independent, confidential and impartial advice to everyone on their rights and responsibilities, whilst valuing diversity, promoting equality and challenging discrimination.

Activities and achievements, performance and factors affecting achievement of objectives

Another challenging year at Citizens Advice Thanet due to ongoing Pandemic. We were able to keep operating via phone, email and webchat during the lockdown period.

Our previous Chief Officer worked hard to put precautions in place to enable a slow opening up of the service as safely as possible. This enabled the most vulnerable to be seen face to face. Initially this was in our Margate Office, followed by our Ramsgate Office. Thanks to the volunteers and staff who were prepared to brave the unknown, physically prepared to come into the office to start seeing clients on an appointment only basis.

August to November, 2021, saw our most challenging period. Staff resignations and redundancies, including our Chief Officer and Service Manager. Many of our Volunteer advisers also left leading up to this time. The Pandemic had a strong effect.

A strategic Consultant was swiftly put in place to guide Citizens Advice Thanet through this period. A temporary CEO and management team were put in place. This ensured the continuation of delivery of service.

CITIZENS ADVICE THANET

Page 3

TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 MARCH 2022

Activities and achievements, performance and factors affecting achievement of objectives

A new part-time Chief Officer was appointed beginning of November 2021. Followed by a new Service Co-ordinator in December. We are pleased to say with the new management team, we are now heading in an upward direction. Some of the volunteers that had previously left the service came back and new trainee volunteer advisers have been recruited.

A strategic Consultant was swiftly put in place to guide Citizens Advice Thanet through this period. A temporary CEO and management team were put in place. This ensured the continuation of delivery of service.

New affordable premises in Margate were secured. The move took place in November. There was a period of disruption while alterations were made to make the new office a suitable space. Fortunately, during this period we managed to continue seeing clients.

Our Ageless Thanet Funding ended 31 December 2021. A very successful project that ran for over 6 years.

Funding continued from Thanet District Council, Ramsgate Town Council, Help to Claim and MaPs. Towards the end of the year, we took on our first Kickstart employee, funded by the DWP for young unemployed people

During this period of decline and rebuild we managed to carry on with our purpose of advising the local community. Thanks especially owed to an amazing group of volunteers willing to continue in difficult circumstances.

Welfare Benefits, housing and debt were the main issues identified.

FINANCIAL REVIEW

Financial position

The total income for the year was £302,990 a reduction from the previous year's income of £405,615. The reduction in funding is due to projects coming to an end. Thanet District Council Continue to be a valued supporter of the work of Thanet Citizens Advice. Their funding agreement provides for the core services with additional funding provided for specific projects. Other significant funders during the year were Ramsgate Town Council, Cit A (funding for several projects) and Social Enterprise Kent CIC (Ageless Thanet).

Disruption to the service continued due to the Covid -19 pandemic that required changes in the way the service operated and total resources expended were £253,061.

Total funds held at the end of the financial year, 31 March 2022, were £178,470. This is made up of restricted funds of £26,845, designated funds of £60,486 (fixed assets of £20,486 and charity closure costs of £40,000) and unrestricted funds of £91,139.

The budget set for 2022/23, forecasts an in year deficit. It is expected that further funding will be obtained during the year leading to a reduction in the deficit and any remaining deficit will be taken from reserves.

Reserves Policy and going concern

Citizens Advice Thanet operates on grant and project funding. Funding for core services is provided through grants by Thanet District Council. The Council has agreed to a new 3 year agreement commencing from April 2022.

The Directors consider that Citizens Advice Thanet is able to operate as a going concern over the next twelve months and to run its core services and projects that fit with the charitable objects.

The reserves policy has been prepared with reference to the Charity Commission's publication 'Charities and Reserves'. CC19, 2016.

CITIZENS ADVICE THANET TRUSTEES ANNUAL REPORT FOR THE YEAR ENDED 31 MARCH 2022

Page 4

Reserves Policy and going concern - cont'd

The trustees believe that Citizens Advice Thanet should hold financial reserves in order to ensure that the charity can continue to operate and meet the needs of clients in the event of unforeseen and difficult financial circumstances.

In determining the level of reserves consideration will be given to:

The trustees consider that an unrestricted reserve of between 3 and 6 months unrestricted expenditure is sufficient to meet the above requirements. Reserves have increased during the year under review, but these are budgeted to fall in the current year due to an expected in year deficit.

The trustees have two designated funds. One designated fund is in respect of the net book value of fixed assets which although form part of general funds, they cannot be utilised for future expenditure. The second designated fund is to cover the costs of closure of the charity should it be considered that is no longer a going concern. This would enable the charity to meet its financial commitments on closure.

Investment policy and activities

The current policy is to keep reserves in an interest-bearing account and for sufficient funds to be available should they be required in an emergency.

PLANNING OUR FUTURE AND THE TASKS AHEAD

To complete office renovations in Margate, still some work needed to make a comfortable working environment.

Our Ramsgate Office continues to be provided by Ramsgate Town Council.

Our main challenge is to recruit, train and retain more Volunteer Advisers. The first aim is to regain previous numbers. When we have sufficient Volunteers, to restart a ‘Drop in Service’ at both our Ramsgate and Margate Offices.

We recognise that the Pandemic led to other channels of communication for advice, these have made our service more accessible and will continue.

Thanet District Council and Ramsgate Town Council funding have continued, this has helped us to maintain our Core Service.

Due to the resignation of our Debt Caseworker, our Money Advice Service is being provided by another Local Citizens Advice, in order that we can keep the service open for the people of Thanet until we can retrain our own advisers to take on this role.

To grow the service, seek further funding for project work and paid advisers.

PUBLIC BENEFIT

The trustees confirm that they have complied with their duty as prescribed by section 4 of the Charities Act 2006 to have due regard to the Charity Commission public benefit guidance.

Signed on behalf of the Board of Trustees by :

Danielle Barnes - Chairman

Date : 1 November 2022

INDEPENDENT EXAMINERS REPORT TO THE TRUSTEES OF

Page 5

CITIZENS ADVICE THANET

I report to the charity trustees on my examination of the accounts of the company for the year ended 31 March 2022 which are set out on pages 6 to 16.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since the Company's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

S J Wren FCCA Accountancy Matters (Kent) Limited Chartered Certified Accountants The Marlowe Innovation Centre Marlowe Way Ramsgate Kent CT12 6FA

Date : 9 December 2022

CITIZENS ADVICE THANET

Page 6

STATEMENT OF FINANCIAL ACTIVITIES (incorporating an Income and Expenditure Account) FOR THE YEAR ENDED 31 MARCH 2022

Notes
Unrestricted
funds
£
INCOME
Donations and grants
2
7,654
Charitable activities
3
107,200
Investment income
4
-
Fundraising income
-
TOTAL INCOME
114,854
EXPENDITURE
Cost of raising funds
5
5,961
Charitable activities
5
137,094
TOTAL EXPENDITURE
143,055
NET (EXPENDITURE)/INCOME FOR THE YEAR
BEFORE TRANSFERS
6
(28,201)
Transfers between funds
12
63,514
NET MOVEMENT IN FUNDS FOR THE YEAR
35,313
Balance as at 1 April 2021
116,312
BALANCE AT 31 MARCH 2022
151,625
Restricted
funds
£
34,885
153,251
-
-
188,136
-
110,006
110,006
78,130
(63,514)
14,616
12,229
26,845
Total
Total
funds
funds
2022
2021
£
£
42,539
30,345
260,451
375,270
-
-
-
-
302,990
405,615
5,961
5,671
247,100
339,012
253,061
344,683
49,929
60,932
-
-
49,929
60,932
128,541
67,609
178,470
128,541

CITIZENS ADVICE THANET

Page 7

BALANCE SHEET AS AT 31 MARCH 2022

Notes
FIXED ASSETS
Tangible assets
8
CURRENT ASSETS
Debtors and prepayments
9
Cash at bank and in hand
CURRENT LIABILITIES
Creditors: amounts falling due within one
year
10
NET ASSETS
11
Represented by:
FUNDS OF THE CHARITY
Unrestricted general fund
12
Designated funds
12
Restricted funds
12
TOTAL FUNDS
4,792
160,204
164,996
7,012
2022
£
20,486
13,529
153,166
166,695
41,122
157,984
178,470
91,139
60,486
26,845
178,470
2021
£
2,968
125,573
128,541
23,344
92,968
12,229
128,541

For the financial year ended 31 March 2022 the company was entitled to exemption from audit under s.477 Companies Act 2006 and no members have deposited a notice under s.476 requiring an audit.

The directors acknowledge their responsibilities for ensuring that the company keeps accounting records which comply with s.386 of the Act for preparing accounts which give a true and fair view of the state of affairs of the company as at the end of the financial year and of its profit or loss for the financial year in accordance with the requirements of sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to accounts, so far as applicable to the company.

The financial statements have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies and in accordance with the Charities SORP FRS 102.

Approved and signed for issue by the trustees on 1 November 2022.

Danielle Barnes - Chairman Simon Farrer - Treasurer

Company registration number - 04176324

CITIZENS ADVICE THANET NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

Page 8

1 ACCOUNTING POLICIES

a) Basis of accounting

The financial statements have been prepared in accordance with Accounting and Reporting by Charities : Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and the Republic of Ireland FRS 102 (effective 1 January 2019) - (Charities SORP FRS 102), the Financial Reporting Standard applicable in the UK and Republic of Ireland FRS 102 and the Companies Act 2006.

Citizens Advice Thanet meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note.

b) Preparation of the accounts on a going concern basis

Citizens Advice Thanet operates on grant and project funding. Funding for core services is currently funded through grants by Thanet District Council. A 3-year funding agreement was put in place from April 2019 and a new 3-year funding agreement put in place from April 2022. The services premises at Mill Lane, Margate are leased and funded through the services grant and project funding. Due to reductions is overall funding the service moved during 2022/22 within Mill Lane to smaller, less costly premises.

The Directors consider that Citizens Advice Thanet is able to operate as a going concern for at least the twelve months from the date these accounts are formally approved. With the new funding agreement with Thanet District Council and sufficient reserves in place the service can continue to operate.

c) Income

Bank interest - bank interest is included in the income and expenditure account on receipt.

Other income - other income, including donations and gifts are included as they were received.

Gifts and intangible income - in addition to the above, the charity also receives help and support in the form of voluntary assistance in advising the public. This help and support is not included in the financial statements. However, its value to the charity has been estimated and disclosed in the trustees' report.

Deferred income - grants received in advance of the period in which the funder requires the expenditure to be applied will be reflected within deferred income on the balance sheet.

d) Expenditure

All expenditure is accounted for on an accruals basis and includes VAT where applicable. All expenditure directly related to the provision of the advisory services is included within the charitable expenditure. Other costs incurred have been allocated between activities for generating funds and governance as appropriate. Where such costs relate to more than one functional cost category they have been split on an estimate of time spent.

e) Leases

Rental costs are charged to the Statement of Financial Activities as incurred.

f) Significant judgements and estimates

No significant judgements or estimates have had to be made by the Trustees in preparing these financial statements

CITIZENS ADVICE THANET

Page 9

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

1 ACCOUNTING POLICIES

g) Depreciation of fixed assets

Tangible fixed assets costing more than £1,000 are stated at cost less depreciation. Depreciation is provided at rates calculated to write off the cost less estimated residual value of each asset over its expected useful life as follows :

Leasehold improvements Over the term of the lease Computers, software and equipment 33% straight line Furniture and equipment 25% straight line

h) Fund accounting

Unrestricted funds are grants, donations and other incoming resources receivable by the charity without further specified purpose and are available as general funds.

Designated funds are unrestricted funds earmarked by the Trustees for particular purposes. Restricted funds relates to income to be used for specific purposes as laid down by the donor.

Unrestricted
funds
£
2
DONATIONS AND GRANTS
Cit A - Broadband
-
Cit A - Computers
-
Cit A - Softphones
750
Cit A - CPD
378
Broadstairs Town Council
-
Thanet District Council - Relocation
-
Thanet District Council - Small Business Grant
-
Thanet District Council - Covid 19
-
Kent Community Foundation
-
DWP - Kickstart Scheme
1,526
Donations
5,000
7,654
3
INCOME FROM CHARITABLE ACTIVITIES
Thanet District Council
94,000
Ramsgate Town Council
10,000
We Are Digital Training Limited
-
Cit A - Single Queue
-
Cit A - Money Advice Service
-
Cit A - DRO's
-
Cit A - Help to Claim
-
Cit A - HMPT
-
Thanet District Council - Rough Sleeper Navigators
-
Thanet District Council - Covid Winter Grant
3,200
Southern Water
-
Citizens Advice Maidstone - Room hire
-
Social Enterprise Kent CIC - Ageless Thanet
-
107,200
Restricted
funds
£
-
-
-
-
-
30,000
-
-
4,885
-
-
34,885
-
-
-
10,000
49,063
-
60,378
-
-
-
-
-
33,810
153,251
2022
Total
funds
£
-
-
750
378
-
30,000
-
-
4,885
1,526
5,000
42,539
94,000
10,000
-
10,000
49,063
-
60,378
-
-
3,200
-
-
33,810
260,451
2021
Total
funds
£
500
3,270
1,300
-
1,000
-
10,000
9,000
-
-
5,275
30,345
121,000
20,000
(1,995)
-
53,169
87
55,203
10,000
26,752
11,800
386
5,000
73,868
375,270

4 INVESTMENT INCOME

Bank interest receivable - - - -

CITIZENS ADVICE THANET

Page 10

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

5
EXPENDITURE
Unrestricted
Restricted
funds
funds
£
£
Costs of raising funds :
Wages and salaries
5,961
-
Fundraising costs
-
-
5,961
-
Charitable activities
Wages and salaries
35,011
79,552
Subcontract labour
4,939
5,860
Travel and other staff and volunteer costs
1,936
-
Consultancy
-
4,050
Rent and room hire
24,082
-
Relocation costs
-
1,376
Light, heat and water
3,062
-
Property repairs and maintenance
2,848
-
Computer costs and IT support
2,093
-
Office equipment repairs
481
-
Insurance
5,380
-
Telephone
6,139
-
Publicity
126
-
Printing post and stationery
4,280
-
Training
290
285
CAB subscription costs
5,773
-
Books and publications
789
508
Sundries
96
-
Depreciation
5,630
-
Loss on disposal of fixed assets
-
-
Support costs
Wages and salaries
24,285
18,375
Accountancy fees
1,476
-
Payroll costs
1,176
-
Governance costs
Wages and salaries
5,667
-
Board and AGM meeting expenses
-
-
Legal and professional
35
-
Independent Examiner's fee
1,500
-
137,094
110,006
Total expenditure
143,055
110,006
6
NET INCOME
This is stated after charging:
Depreciation
Loss on disposal of fixed assets
Independent Examiner's remuneration : Management accounts
Payroll fees
Independent Examiners' fee
2022
Total
funds
£
5,961
-
5,961
114,563
10,799
1,936
4,050
24,082
1,376
3,062
2,848
2,093
481
5,380
6,139
126
4,280
575
5,773
1,297
96
5,630
-
42,660
1,476
1,176
5,667
-
35
1,500
247,100
253,061
2022
£
5,630
-
1,476
1,176
1,500
2021
Total
funds
£
5,671
-
5,671
212,798
2,123
2,117
2,850
29,714
-
3,086
3,730
714
108
6,669
8,168
-
4,983
265
5,999
868
79
6,617
-
38,793
1,464
1,139
5,193
-
35
1,500
339,012
344,683
2021
£
-
-
1,464
984
1,500

CITIZENS ADVICE THANET

Page 11

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

7
INFORMATION REGARDING EMPLOYEES
Wages and salaries
Social security costs
Pension contributions
Redundancy costs
Employment Allowance
2022
2021
£
£
150,746
230,399
12,099
18,120
2,855
3,677
7,151
14,259
(4,000)
(4,000)
168,851
262,455

The average monthly head count was 7 staff (2021 - 11 staff).

The average number of employees based on full time equivalents analysed by function was:

Advisory services
Management and administration
2022
2021
Number
Number
5
9
1
1
6
10

No employee received remuneration of more than £60,000 during the year or the preceding year.

No trustees received remuneration or were reimbursed expenses (2021 - £Nil) in their capacity as a trustee, but please refer to Note 17 regarding payments to a trustee for other services provided.

The total employee benefits (including employers national insurance) of the key management personnel of the charity were £23,844 (2021 - £22,685)

8 FIXED ASSETS

Cost
As at 1 April 2021
Additions
Disposals
As at 31 March 2022
Depreciation
As at 1 April 2021
Charge for the year
Disposals
As at 31 March 2022
Net book value
As at 31 March 2022
As at 31 March 2021
Leasehold
Imp'ments
56,494
18,875
(20,400)
54,969
56,494
2,622
(20,400)
38,716
16,253
-
£
58,042
-
(834)
57,208
55,074
1,940
(834)
56,180
1,028
2,968
Computer
Equipment
Fixtures &
fittings
13,070
4,273
(1,908)
15,435
13,070
1,068
(1,908)
12,230
3,205
-
Total
£
127,606
23,148
(23,142)
127,612
124,638
5,630
(23,142)
107,126
20,486
2,968

CITIZENS ADVICE THANET

Page 12

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

9
DEBTORS
Other debtors
Prepayments
Accrued income
10 CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors
Other creditors
Taxation and social security
Accruals
Deferred income
11 ANALYSIS OF NET ASSETS BETWEEN FUND
General Designated
funds
funds
£
£
Fixed assets
20,486
-
Current assets
77,665
60,486
Current liabilities
(7,012)
-
Net assets as at 31 March 2022
91,139
60,486
ANALYSIS OF NET ASSETS BETWEEN FUND - PREVIOUS YEAR
General Designated
funds
funds
£
£
Fixed assets
2,968
-
Current assets
61,498
92,968
Current liabilities
(41,122)
-
Net assets as at 31 March 2021
23,344
92,968
2022
£
-
4,098
694
4,792
2022
£
1,300
462
2,618
2,132
500
7,012
Restricted
funds
£
-
26,845
-
26,845
Restricted
funds
£
-
12,229
-
12,229
2021
£
-
9,374
4,155
13,529
2021
£
1,300
15,938
7,811
2,873
13,200
41,122
Total
£
20,486
164,996
(7,012)
178,470
Total
£
2,968
166,695
(41,122)
128,541

CITIZENS ADVICE THANET

Page 13

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

12 MOVEMENT IN FUNDS
As at
1 04 2021
£
Restricted funds
Money Advice Service
-
TDC - Relocation
-
Cit A - Help to Claim
39
Ageless Thanet
12,190
Kent Community Foundation
-
Cit A - Single Queue
-
Total restricted funds
12,229
Designated funds
Fixed assets
2,968
Relocation
50,000
Charity closure
40,000
Total designated funds
92,968
Unrestricted general funds
23,344
Total funds
128,541
IncomeExpenditure
£
£
49,063
(42,795)
30,000
(1,376)
60,378
(38,283)
33,810
(27,552)
4,885
-
10,000
-
188,136
(110,006)
-
-
-
-
-
-
-
-
114,854
(143,055)
302,990
(253,061)
As at
Transfers
31 03 2022
£
£
(6,268)
-
(23,148)
5,476
(10,650)
11,484
(18,448)
-
-
4,885
(5,000)
5,000
(63,514)
26,845
17,518
20,486
(50,000)
-
-
40,000
(32,482)
60,486
95,996
91,139
-
178,470

RESTRICTED FUNDS

Money Advice Service

This contract is to provide second tier money advice support to the people of Thanet, which will assist in all debt casework, including Bankruptcy, Insolvency and Debt Relief Orders (DRO’s). The contract terminated earlier, due to resignation of the Debt Caseworker on 23 February, 2022. From the 1 March 2022, NW Kent Citizens Advice took over the contract to provide Debt Casework for the people of Thanet until the contract ends in January, 2023. The transfer to unrestricted funds represents a contribution towards the charity's office costs.

Thanet District Council - Relocation

£30,000 was awarded for the move and relocation costs. The new smaller office required a complete refit to make it ‘fit for purpose’. Further remaining money to be spent in 2022/23 on completing other works, such as reflective window films to lessen effects of office overheating plus other works to make the office a comfortable environment to work and see clients in. Completing IT works due to removal of IT to a new location. The transfer to unrestricted funds represents capital expenditure which has been shown within leasehold improvements and fixtures and fittings.

Cit A - Help to Claim

Funding was received from the DWP (via Cit A) to assist clients on their journey to claim Universal Credit, including technical support to complete their claim on line and assist them through the process until they receive their first payment. The transfer to unrestricted funds represents a contribution towards the charity's office costs.

Ageless Thanet

Citizens Advice was leading on the Planning for Later Life stream up until the end of December, 2021. Initially a 5 year National Lottery funded project, starting in June 2015, it’s success resulted in a further 18 months of funding. The transfer to unrestricted funds represents a contribution towards the charity's office costs.

CITIZENS ADVICE THANET

Page 14

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

RESTRICTED FUNDS - cont'd

Kent Community Foundation - staff training

Kent Strategic Recovery Fund for 1:1 support training of Citizens Advice Thanet Staff. To be paid directly to Social Enterprise Kent, as allocated trainer for upskilling new Chief Officer and Service Co-ordinator in matters of ‘Good Grant Applications’, Leadership, Management and Finance to assist with rebuild of Citizens Advice Thanet.

Cit A - Single Queue

Money allocated from Cit A to build up Adviceline. We were able to repurpose the money to extend beyond of the end of the financial year to cover the costs of employing the Service Co-ordinator an extra day a week to focus on the rebuild of the service. The transfer to unrestricted funds represents wage costs and office costs for the period from January 2022 to March 2022.

DESIGNATED FUNDS

Fixed assets

A fund created by the Trustees and represents the net book value of the charity's fixed assets at the balance sheet date. The fund was created due to the increase in fixed assets and although they are within general funds the value of the assets cannot be utilised for future expenditure.

Relocation

The Trustees had created a designated fund in respect of costs associated with the relocation of the Margate Office. However, costs were lower than expected and these were funded by Thanet District Council, and therefore the balance of this designated fund has been transferred to unrestricted general funds.

Charity closure

A fund created by the Trustees and represents the estimated costs of the charity having to close due to a lack of funding.

MOVEMENT IN FUNDS - PREVIOUS YEAR
As at
1 04 2020
£
Restricted funds
Money Advice Service
-
Rough Sleeper Navigators
3,907
Cit A - Help to Claim
-
Ageless Thanet
9,396
Cit A - Computers
-
Total restricted funds
13,303
Designated funds
Fixed assets
6,498
Relocation
-
Charity closure
40,000
Total designated funds
46,498
Unrestricted general funds
7,808
Total funds
67,609
IncomeExpenditure
£
£
53,169
(47,428)
26,752
(24,681)
55,203
(47,463)
73,868
(59,160)
3,270
212,262
(178,732)
-
-
-
-
-
-
-
-
193,353
(165,951)
405,615
(344,683)
As at
Transfers
31 03 2021
£
£
(5,741)
-
(5,978)
-
(7,701)
39
(11,914)
12,190
(3,270)
-
(34,604)
12,229
(3,530)
2,968
50,000
50,000
-
40,000
46,470
92,968
(11,866)
23,344
-
128,541

CITIZENS ADVICE THANET

Page 15

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

RESTRICTED FUNDS - PREVIOUS YEAR

Money Advice Service

This contract is to provide second tier money advice support to the people of Thanet, which will assist in all debt casework, including Bankruptcy, Insolvency and Debt Relief Orders (DRO's). The end date of this contract is 31 March 2021. The transfer from unrestricted funds represents a small overspend on the service. funds represents a contribution towards rent and other accommodation costs.

Rough Sleeper Navigators

Funding has been received from Thanet District Council to provide support to homeless people who are being housed to help them with behavioural change to adapt to a new life. This project is now in its second year.

Cit A - Help to Claim

Funding has been received from the DWP (via Cit A) to assist clients on their journey to claim Universal Credit, including technical support to complete their claim on line and assist them through the process until they receive their first full payment. The transfer from unrestricted funds represents a small overspend on the service.

Ageless Thanet

Citizens Advice is leading on the Planning for Later Life stream of this 5 year Big Lottery funded project. Social Enterprise Kent CIC are the lead partners. It began in April 2015..

Cit A - Computers

This Grant was awarded by Citizens Advice to be used for computers for home working caused by the Covid Pandemic, all of the grant was spent on acquiring 8 Laptops that have been used by volunteers. The transfer to unrestricted funds represent the cost of the laptops which are shown as fixed assets on the balance sheet.

DESIGNATED FUNDS - PREVIOUS YEAR

Fixed assets

A fund created by the Trustees and represents the net book value of the charity's fixed assets at the balance sheet date. The fund was created due to the increase in fixed assets and although they are within general funds the value of the assets cannot be utilised for future expenditure.

Charity closure

A fund created by the Trustees and represents the estimated costs of the charity having to close due to a lack of funding.

13 FINANCIAL COMMITMENTS

At 31 March 2022 the charity had future minimum lease payments under non-cancellable operating leases as follows:

leases as follows:
2022 2021
£ £
within one year 9,903 23,436
within two to five years 5,367 703
after five years - -

14 OTHER FINANCIAL COMMITMENTS

During the year the charity moved its offices in Margate and incurred expenditure of £18,875 which has been shown as Leasehold Improvements on the balance sheet and depreciated over the lease term. When the charity vacates the property it will be required to put the office back to their original state. The cost of this work cannot be accurately quantified and therefore has not been recognised as a commitment on the balance sheet.

CITIZENS ADVICE THANET

Page 16

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

15 MEMBERS LIABILITY

The company is a company limited by guarantee. Every member of the Charity undertakes to contribute such amount as may be required, not exceeding £1, to the Charity's assets if it should be wound up while they are a member or within one year after they ceased to be a member, for the costs of winding up and for the adjustment of the rights of persons who have contributed to the Charity's assets.

16 CORPORATION TAXATION

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

17 RELATED PARTY TRANSACTIONS

The MAS debt advice project requires a specialist Technical Supervisor. This is a role that requires a few hours each month from a suitably qualified debt adviser, which is a role that is not easily filled. The Technical Supervision work for Citizens Advice Thanet is carried out by Kani Kandu. When appointed as a Trustee Kani Kandu continued as Technical Supervisor. The Trustees were in the process of seeking to amend the Articles to allow the payment of Trustees as a consultant, where this is appropriate. Kani Kandu resigned as a Trustee before the change in the Articles could be made. Payments totalling £4,050 (2021 - £2,250) were paid to Kani Kandu during the year.

The charity did not undertake any other transactions with related parties that require disclosure.