OpenCharities

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

2020-08-31-accounts

YMCA South Devon (A company limited by guarantee)

Annual Report and Financial Statements Year Ended 31 August 2020 Company Registration Number: 04183050 Charity Registration Number: 1086783

YMCA South Devon

Contents

Contents Page
Reference and Administrative Details 1
Trustees’ Report 2 to 4
Independent Examiner’s Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 18

YMCA South Devon

Trustees Report for the Year Ended 31 August 2020

Charity name YMCA South Devon
Charity registration number 1086783
Company registration number 04183050
Principal office Dartmouth Road
Paignton
Devon
TQ4 6NX
Registered office Dartmouth Road
Paignton
Devon
TQ4 6NX
Trustees J Inett
P Stapleton (resigned 20 July 2020)
G Deighton
R Murch
M Goodwin
A Elliot
Secretary and Chief Executive M Goodwin
Solicitors Boyce Hatton
58 The Terrace
Torquay
Devon
TQ1 1DE
Bankers HSBC PLC
7 Palace Avenue
Paignton
Devon
TQ3 3ED
Accountants Francis Clark LLP
Sigma House
Oak View Close
Torquay
Devon
TQ2 7FF

- 1 -

YMCA South Devon

Trustees Report for the Year Ended 31 August 2020

TRUSTEES' REPORT

FOR THE PERIOD ENDED 31 AUGUST 2020

The Trustees (who are also directors of the charity for the purposes of the Companies Act) present their annual report together with the financial statements of YMCA South Devon (the company) for the ended 31 August 2020. The legal and administrative information set out on page one forms part of this report. The Trustees confirm that the Annual report and financial statements of the company comply with the current statutory requirements, Memorandum and Articles of Association and the Statement of Recommended Practice - Accounting and Reporting by Charities 2005. The accounts have been prepared in accordance with the special provisions of the Companies Act 1985 relating to small companies and in accordance with the Financial Reporting Standard for Smaller Entities (effective January 2005).

STRUCTURE, GOVERNANCE AND MANAGEMENT

Trustees are elected to the board at the annual general meeting. All trustees have to be a full member of the association. The board has the power to co-opt someone to the board in between annual meetings, but that person must either step down or be fully elected at the following AGM. Only full members are able to vote and there must be at least 5 full members present to form a quorum.

The Board of Trustees of up to 15 members who meet at least quarterly administers the charity. A Chief Executive is appointed by the Trustees to manage the day-to-day operations of the charity.

It is the policy of YMCA South Devon not to unduly put any of its financial assets, staff or operations at risk. Internal risks are minimised by the implementation of procedures of policies for authorisation of all transactions and projects and to ensure consistent quality of delivery for all operation aspects of the charity. These procedures are periodically reviewed to ensure that they still meet the needs of the charity.

OBJECTIVES AND ACTIVITIES

In setting objectives and planning activities for the year the trustees have had due regard to the Charity Commission’s guidance on public benefit.

YMCA South Devon is a charity and is a Christian based association, which seeks to lead young people to Lord Jesus Christ and fullness of life in Him.

The objects include:

To this end YMCA South Devon seeks to meet the needs of children and young people in the South Devon area in the delivery of quality, efficient, effective and economic programmes.

In order to achieve this objective, the charity offers a number of programmes and projects tailored to the diverse needs of the community and to give public benefit to that community. This year we have purchased the land we occupy, from Torbay Council, and will begin to plan for a more sustainable future with the opportunities that brings.

- 2 -

YMCA South Devon

Trustees Report for the Year Ended 31 August 2020

Our main programmes for the public benefit are ‘Fit for Life’ aimed at children and young people needing an alternative approach to education, based on meeting their social and emotional needs and our ‘Muddy Wellies’ Nursery for 6 months-4 year olds.

Fit for Life provides an alternative approach to education for young people who have fallen out of the traditional education system. We work in one to one situations with children and young people that are referred to us by the local authority or their school. By working one to one, we can build relationships with these vulnerable children and young people to address their personal, social and emotional needs and also to work towards enabling their education with us, with a view to them returning to mainstream education as soon as is practicably possible. This enriches young people’s lives who otherwise may well be completely out of the education system and unsupervised during the school day, placing them at unnecessary risk. The wider community also benefits as young people become a constructive part of their community.

Our purpose built nursery has the use of our amazing outdoor space of gardens, woodlands and playground to encourage physical activity and exploration of the environment around us. Our children spend time all together but are also separated into age groups for their targeted learning, the majority of Early Years learning is done through play, even when they are preparing for entry to compulsory education.

We began our inter-generational project this year and began taking some of our 3-year olds to visit a local Nursing Home, this worked really well and both the children and the residents gained greatly form the experience. Some of the elderly residents joined our nursery children for Christmas dinner and the children entertained them afterwards by singing some of their Christmas songs, there is much academic research listing the benefits to both age groups through having regular interaction.

This year has thrown many challenges our way due to the pandemic, we remained open throughout the lockdown to provide daily care for our vulnerable children and those of our key workers, we also kept in contact with our other families and were delighted to welcome them back in September. All our staff are qualified and provide care in line with OFSTED and the Local Authority legislation.

SHOPS

Due to the pandemic, our shops have faced hard times, however thy have continued to trade when they could and we continue to be grateful for their hard work and the percentage of shop profits that we receive, all of which goes directly to supporting the work we do.

COMMUNITY INVOLVEMENT

Unfortunately, the majority of our community activities have been forced to close for much of this year, due to the pandemic. We are really hopeful that this is something we can build back up once it is safe to do so and we look forward to welcoming back our Baby & Toddler Group, our netball teams, tai-chi, archery, ASrUS youth group and basket ballers.

After making appropriate enquiries, the trustees have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the Accounting Policies.

FINANCIAL REVIEW

Having considered the fluctuating nature of our work and the fact that many of the organisations who pay for our services are themselves under considerable financial pressure, the YMCA aims to hold reserves amounting to approximately three months’ average expenditure. This equates to a reserve of around £60,000 however due to the pressures we have faced in the last couple of years, we have worked hard to increase our unrestricted funds which at the end of the period stands at £40,042.

- 3 -

YMCA South Devon

Trustees Report for the Year Ended 31 August 2020

Since the period end, we have been working hard to build on our programme to ensure greater profitability so that we can meet our costs and begin to build our reserves.

The gross incoming resources for the period were £498,965 and the net outgoing resources expended were £485,163. This leaves a movement in funds of £13,802. Total funds at 31 August 2020 were £70,042.

The period has seen some stability following what has been a very challenging year, we hope to build on this and expand our current services to offer an improved service for the community we serve.

The Chief Executive is working hard at identifying other ways we can grow and achieve sustainability, looking at how we can best serve our local community for the future years to come. The strategy continues to include pursuing funding sources for new projects that meet our overall objectives and raising awareness of the work we currently do.

PLANS FOR THE FUTURE

We will begin a fundraising programme to secure funds to build a new YMCA, as we have long outgrown our existing building and the repairs needed to patch it up are becoming more difficult to achieve and a financial burden, causing us to redirect money that could otherwise be spent on providing services.

The coming year we continue to offer our core youth services – Fit for Life. The need for this type of provision within our community is growing each year, it is our intention to improve and develop so that we can continue to offer this service. We will also look to expand upon our offer of academically educational sessions, to assist with the transition back into mainstream school, for those that would be appropriate for. We are now able to offer our children and young people sessions with a fully qualified counsellor, in the newly refurbished counselling room.

The nursery will continue to offer high quality childcare for local families, and we will endeavour to publicise this more widely to attract larger numbers of children and will continue to grow on the successes already achieved. When it is safe to do so, we will reconnect with the local Nursing Home, to continue our inter-generational work with its residents and our nursery children.

The plan for the coming year is to continue to offer the services we already do, with a view to widening our offer to support more families. We will also concentrate on seeking funding for our new build, which will allow us the opportunity to provide more modern facilities for the children and young people that attend our services, as well as the wider community.

Small company provisions

This report has been prepared in accordance with the small companies’ regime under the Companies Act 2006.

Approved by the Board and signed on its behalf by:

J Inett Trustee Date:

- 4 -

YMCA South Devon

Independent Examiner’s Report to the Trustees of YMCA South Devon

I report to the charity trustees on my examination of the accounts of the company for the year ended 31 August 2020.

Responsibilities and basis of report

As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (the ‘2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145 (5) (b) of the 2011 Act.

Independent examiner's statement

Since the Company’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)].

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Martin Hobbs ACA Francis Clark LLP Sigma House Oak View Close Torquay TQ2 7FF

Date:

- 5 -

YMCA South Devon

Statement of Financial Activities (including Income and Expenditure Account)

Year Ended 31 August 2020

Year Ended 31 August 2020
Total Total
Unrestricted Restricted Funds Funds
Funds Funds 2020 2019
Note £ £ £ £
Income from:
Donations and legacies 2 45,921 17,591 63,512 60,484
Other trading activities 3 13,903 - 13,903 10,378
Charitable activities 4 421,550 - 421,550 554,952
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Total 481,374 17,591 498,965 625,814
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Expenditure on:
Raising funds 5 7,784 - 7,784 9,157
Charitable activities 5 411,406 24,691 436,097 519,892
Support costs 5 41,282 - 41,282 22,967
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Total 460,472 24,691 485,163 552,016
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Net income/(expenditure) and net
movement in funds 20,902 (7,100) 13,802 73,798
Reconciliation of funds
Total funds brought forward 19,140 37,100 56,240 (17,558)
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Total funds carried forward 40,042 30,000 70,042 56,240
================================ ================================ ================================ ================================

The notes on pages 9 to 19 form an integral part of these financial statements.

- 6 -

YMCA South Devon

Balance Sheet

31 August 2020

31 August 2020
2020 2019
Note £ £ £ £
Fixed assets
Tangible assets 10 109,993 108,501
Current assets
Stocks - 50
Debtors 11 8,319 20,334
Cash at bank and in hand 139,896 75,512
------------------------------- ------------------------------
148,215 95,896
Liabilities
Creditors: Amounts falling due
within one year 12 (30,539) (42,857)
-------------------------------- --------------------------------
Net current assets 117,676 53,039
-------------------------------- --------------------------------
Total assets less current liabilities 227,669 161,540
Creditors: Amounts falling due after
more than one year 13 (157,627) (105,300)
-------------------------------- -------------------------------
Total net assets 70,042 56,240
================================ ================================
The funds of the charity: 17
Restricted funds 30,000 37,100
Unrestricted funds 40,042 19,140
-------------------------------- --------------------------------
Total charity funds 70,042 56,240
================================ ================================

For the financial year ended 31 August 2020, the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the charity to obtain an audit of its accounts for the year in question in accordance with section 476.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies’ regime.

Approved by the Board on ………………………… and signed on its behalf by:

J Inett Trustee

(Registration number: 04183050)

The notes on pages 9 to 19 form an integral part of these financial statements.

- 7 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

1. Accounting Policies

The principal accounting policies adopted, judgements and key sources of estimation uncertainty in the preparation of the financial statements are as follows:

Basis of preparation

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) – (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

YMCA South Devon meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

Going concern

The trustees have reviewed the future prospects of the charity and produced cashflow projections up to 31 August 2021 which take into account proposed cost saving mechanisms introduced since 31 August 2020. On the basis of the projections, the trustees are confident that the company will continue to operate as a going concern for the foreseeable future.

Fund accounting policy

Unrestricted income funds are general funds that are available for use at the trustees' discretion in furtherance of the objectives of the charity.

Restricted funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.

Designated funds are unrestricted funds set aside at the discretion of the trustees for specific purposes.

Further details of each fund are disclosed in note 17.

Incoming resources

Voluntary income including donations and grants that provide core funding or are of a general nature is recognised where there is entitlement, receipt is probable, and the amount can be measured with sufficient reliability.

Shop income and income derived from events is recognised as earned (that is, as the related goods or services are provided).

Income from charitable activities includes income recognised as earned (as the related goods or services are provided) under contract.

- 8 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

Resources expended

Liabilities are recognised as soon as there is a legal or constructive obligation committing the charity to the expenditure. All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category.

Costs of generating funds comprise the costs associated with attracting voluntary income and the costs of trading for fundraising purposes.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Governance costs

Governance costs include costs of the preparation and examination of the statutory accounts, the costs of trustee meetings and the cost of any legal advice to trustees on governance or constitutional matters.

Support costs

Support costs include central functions and have been allocated to activity cost categories on a basis consistent with the use of resources, for example, allocating property costs by floor areas, or per capita, staff costs by the time spent and other costs by their usage.

Fixed assets

Individual fixed assets are capitalised and recorded at cost.

Depreciation

Depreciation is provided on tangible fixed assets so as to write off the cost or valuation, less any estimated residual value, over their expected useful economic life as follows:

Long-term leasehold property - 2% of cost Property improvements - 10% of cost Camping equipment - 33% straight line Motor vehicles - 25% reducing balance Furniture and equipment - 15% reducing balance

Stock

Stock is valued at the lower of cost and net realisable value, after due regard for obsolete and slow-moving stocks. Net realisable value is based on selling price less anticipated costs to completion and selling costs. Items donated for resale or distribution are not included in the financial statements until they are sold or distributed.

Operating leases

Rentals payable under operating leases are charged in the statement of financial activities on a straightline basis over the lease term.

- 9 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

1. Accounting Policies (continued)

Pensions

The charity participates in a defined contribution scheme. In accordance with SORP (FRS102) contributions to the scheme are charged to the Statement of Financial Activities as they fall due.

YMCA South Devon also participated in a multi-employer defined benefit pension plan for employees of YMCAs in England, Scotland and Wales, which was closed to new members and accruals on 30 April 2007. Due to insufficient information, the plan's actuary has advised that it is not possible to separately identify the assets and liabilities relating to YMCA South Devon.

As described in note 19 YMCA South Devon has a contractual obligation to make pension deficit payments of £16,475 pa over the period to April 2027, accordingly this is shown as a liability in notes 12 and 13 to these accounts. In addition, YMCA South Devon is required to contribute £3,596 pa to the operating expenses of the Pension Plan and these costs are charged to the Statement of Financial Activities as made.

Critical accounting judgements and key sources of estimation uncertainty

In the application of the charity’s accounting policies, which are described above, the Trustees are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates. The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of the revision and future periods if the revision affects both current and future periods. There are no critical estimates or judgements that the Trustees have made in the process of applying the accounting policies.

Financial Instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

- 10 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

2. Donations and legacies

Total Total
Unrestricted Restricted Funds Funds
Funds Funds 2020 2019
£ £ £ £
Donations and legacies
Appeals and donations 3,591 - 3,591 4,554
Grants
Grants receivable 42,330 17,591 59,921 55,930
-------------------------------- -------------------------------- -------------------------------- --------------------------------
45,921 17,591 63,512 60,484
================================ ================================ ================================ ================================
3. Other Trading Activities
Total Total
Unrestricted Restricted Funds Funds
Funds Funds 2020 2019
£ £ £ £
Fundraising 2,916 - 2,916 2,009
Charity shops (share) 3,837 - 3,837 (2,255)
Rent and service charges received 7,150 - 7,150 10,624
-------------------------------- -------------------------------- -------------------------------- -------------------------------
13,903 - 13,903 10,378
================================ ================================ ================================ ================================
4. Incoming resources from charitable activities
Total Total
Unrestricted Restricted Funds Funds
Funds Funds 2020 2019
£ £ £ £
Schools work
After School Clubs, Holiday Activities &
Nursery 160,928 - 160,928 177,854
Intervention Youth Work 259,195 - 259,195 358,475
-------------------------------- -------------------------------- -------------------------------- --------------------------------
420,123 420,123 536,329
-------------------------------- -------------------------------- -------------------------------- --------------------------------
After School Clubs & Holiday Activities
After School Clubs, Holiday Activities &
Nursery 1,427 - 1,427 18,623
-------------------------------- -------------------------------- -------------------------------- --------------------------------
421,550 - 421,550 554,952
================================ ================================ ================================ ================================

- 11 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

5. Total resources expended

2020 2019
Total Total
£ £
Direct costs
Raising funds:
Fundraising costs 7,784 9,157
Charitable activities:
Cost of goods sold 7,919 15,403
Employment costs – care 294,093 358,032
Employment costs - administration 57,213 61,182
Establishment costs 17,898 18,328
Repairs and maintenance 5,794 3,778
Office expenses 7,494 5,838
Printing, posting and stationery 4,434 5,099
Equipment hire 8,541 5,186
Sundry and other costs 4,957 6,088
Cleaning 1,767 3,518
Motor expenses 9,611 18,756
Travel and subsistence - 14
Advertising and promotion 2,445 3,669
Accountancy and legal fees 3,419 3,324
Bank charges 236 377
Legal and professional costs 2,252 1,200
Depreciation of tangible fixed assets 8,024 9,475
Loss on disposal of fixed assets - 625
----------------------------------- ------------------------------
443,881 529,049
Support costs
Employment costs 41,282 22,967
-------------------------------- --------------------------------
485,163 552,016
================================ ================================

Expenditure for the year includes £24,691 (2019: £8,425) in respect of restricted funds and £460,472 (2019: £543,591) in respect of unrestricted funds.

- 12 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

6. Trustees' remuneration and expenses

One trustee is also an employee of the charity and received remuneration of £35,000 (2019 £35,000) in respect of this employment during the year. None of the trustees received any remuneration in respect of their roles as trustees or reimbursement of expenses during the year.

The charity has taken out a policy for Charity Trustees Indemnity Insurance. The cost during the year ended 31 August 2020 was £1,001 (2019: £732).

7. Net expenditure

Net expenditure is stated after charging: 2020 2019
£ £
Loss on disposal of tangible fixed assets - 625
Depreciation of tangible fixed assets 8,024 9,475
================================ ================================

8. Employee’s remuneration

The average number of persons employed by the charity (including trustees) during the year, analysed by category, was as follows:

2020 2019
No. No.
Youth activities 21 29
Administrative activities 3 3
Management activities 4 4
-------------------------------- --------------------------------
28 36
================================ ================================
The aggregate payroll costs of these persons were as follows:
2020 2019
£ £
Wages and salaries 343,520 411,458
Other pension costs 41,282 22,967
-------------------------------- --------------------------------
384,802 434,425
================================ ================================

No employees received benefits of more than £60,000.

The total employee benefits of the key management personnel of the charity were £96,000 (2019: £107,054).

9. Taxation

The company is a registered charity and is, therefore, exempt from direct taxation.

- 13 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

10. Tangible fixed assets

Leasehold Plant and
and other machinery
interests in including Fixtures,
land and motor fittings and
buildings vehicles equipment Total
£ £ £ £
Cost
As at 1 September 2019 195,542 7,190 71,403 274,135
Additions 8,655 - 861 9,516
Transfers 1,102 - (1,102) -
-------------------------------- -------------------------------- -------------------------------- --------------------------------
As at 31 August 2020 205,299 7,190 71,162 283,651
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Depreciation
As at 1 September 2019 111,140 3,625 50,869 165,634
Elimination on disposals - - - -
Charge for the year 4,089 891 3,044 8,024
-------------------------------- -------------------------------- -------------------------------- --------------------------------
As at 31 August 2020 115,229 4,516 53,913 173,658
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Net book value
As at 31 August 2020 90,069 2,674 17,250 109,993
================================ ================================ ================================ ================================
As at 31 August 2019 84,402 3,565 20,534 108,501
================================ ================================ ================================ ================================
11. Debtors
2020 2019
£ £
Trade debtors 1,616 919
Other debtors - 4,000
Prepayments and accrued income 6,703 15,415
-------------------------------- --------------------------------
8,319 20,334
================================ ================================
12. Creditors: Amounts falling due within one year
2020 2019
£ £
Trade creditors 588 613
Taxation and social security 5,048 5,458
Other creditors 6,428 10,791
Accruals and deferred income 2,000 10,000
Agreed additional pension contributions 16,475 15,995
-------------------------------- -------------------------------
30,539 42,857
================================ ================================

- 14 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

13. Creditors: Amounts falling due after more than one year

2020 2019
£ £
Agreed additional pension contributions 108,460 105,300
Other creditors 49,167 -
-------------------------------- --------------------------------
157,627 105,300
================================ ================================

14. Members’ liability

The charity is a private company limited by guarantee and consequently does not have share capital. Each of the members is liable to contribute an amount not exceeding £1 towards the assets of the charity in the event of liquidation.

15. Operating lease commitments

As at 31 August 2020 the charity had total commitments under non-cancellable operating leases as follows:

Operating leases which expire:

2020 2019
£ £
Within five years 41,907 14,146
================================ ================================

16. Related parties

Controlling entity

The charity is controlled by the trustees who are all directors of the company.

There were no related party transactions during the year.

- 15 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

17. Analysis of funds

Current year: At 1 At 31
September Incoming Resources August
2019 resources expended 2020
£ £ £ £
General Funds
Unrestricted income fund 19,140 481,374 (460,472) 40,042
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Restricted Funds
IT fund 613 - (173) 440
Kitchen fund 1,440 - (748) 692
Big Lottery 36 - (36) -
Awards for all 5,742 - (2,871) 2,871
Trusthouse refurbishment 5,772 - (2,886) 2,886
Devon IT 2,051 - (534) 1,517
Nursery fund 21,446 - (371) 21,075
Devon Community Fund - 5,000 (5,000) -
Torbay Council - 11,591 (11,591) -
South West Trust Fund - 1,000 (481) 519
-------------------------------- -------------------------------- -------------------------------- --------------------------------
37,100 17,591 (24,691) 30,000
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Total 56,240 498,965 (485,163) 70,042
================================ ================================ ================================ ================================
Previous year: At 1 At 31
September Incoming Resources August
2018 resources expended 2019
£ £ £ £
General Funds
Unrestricted income fund (62,583) 625,314 (543,591) 19,140
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Restricted Funds
IT fund 721 - (108) 613
Kitchen fund 2,188 - (748) 1,440
Big Lottery 816 - (780) 36
Awards for all 6,255 500 (1,013) 5,742
Trusthouse refurbishment 7,229 - (1,457) 5,772
Devon IT 2,585 - (534) 2,051
Nursery fund 25,231 - (3,785) 21,446
-------------------------------- -------------------------------- -------------------------------- --------------------------------
45,025 500 (8,425) 37,100
-------------------------------- -------------------------------- -------------------------------- --------------------------------
Total (17,558) 625,814 (552,016) 56,240
================================ ================================ ================================ ================================

- 16 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

17. Analysis of funds (continued)

Restricted Funds

Capital grants: Kitchen

Capital grants were received for the purchase and installation of a new kitchen at the Centre. The fund represents the Net Book Value of the assets purchases with the grant.

Capital grants: IT equipment

Capital grants were received during the period for the purchase of IT equipment. The fund represents the Net Book Value of the assets purchased with the grant.

Reaching Communities- Big Lottery

Income was received towards Fit for Life Youth project.

Awards for All

Income was received towards the replacement of the boiler.

Trusthouse refurbishment

Income was received towards the refurbishment of the property.

Devon IT

Income was received towards the purchase of new IT equipment.

Nursery Development

Income was received towards the development of the nursery.

Devon Community Fund

Income was received towards the help of Coronavirus.

Torbay Council

Income was received towards supporting practitioners and Special Education Needs Co-ordinators working with children with special education needs and/or disabilities in early years settings in Torbay.

South West Trust Fund

Income was received towards the help of HR training and the purchase of computer equipment.

18. Net assets by fund

Net assets by fund
Net Current
Tangible Assets/ Long Term
Fixed Assets (Liabilities) Liabilities Total
£ £ £ £
Restricted Funds:
IT fund 440 - - 440
Kitchen fund 692 - - 692
Awards for all 2,871 - - 2,871
Trusthouse refurbishment 2,886 - - 2,886
Devon IT 1,517 - - 1,517
Nursery fund 21,075 - - 21,075
South West Trust Fund - 519 - 519
-------------------------------- -------------------------------- -------------------------------- --------------------------------
29,481 519 - 30,000
Unrestricted fund 80,512 117,157 (157,627) 40,042
-------------------------------- -------------------------------- -------------------------------- --------------------------------
109,993 117,676 (157,627) 70,042
================================ ================================ ================================ ================================

- 17 -

YMCA South Devon

Notes to the Financial Statements

Year Ended 31 August 2020

19. Pensions

Defined Contribution Scheme

During the year ended 31 August 2020, the charity made payments towards its defined contribution scheme.

YMCA Pension Plan

YMCA South Devon participated in a contributory pension plan providing defined benefits based on final pensionable pay for employees of YMCAs in England, Scotland and Wales. The assets of the YMCA Pension Plan are held separately from those of YMCA South Devon and at the year end these were invested in the Mercer Dynamic De-risking Solution, 40% matching portfolio and 60% in the growth portfolio and Schroder (property units only).

The most recent completed three year valuation was as at 1 May 2019. The assumptions used which have the most significant effect on the results of the valuation are those relating to the assumed rates of return on assets held before and after retirement of 3.75% and 2.25% respectively, the increase in pensions in payment of 3.35%, (for RPI capped at 5% p.a.), and the average life expectancy from normal retirement age (of 65) for a current male pensioner of 22.2 years, female 24.1 years, and 24.0 years for a male pensioner, female 26.0 years, retiring in 20 years time. The result of the valuation showed that the actuarial value of the assets was £141.2m. This represented 81% of the benefits that had accrued to members.

The Pension Plan was closed to new members and future service accrual with effect from 30 April 2007. With the removal of the salary linkage for benefits all employed deferred members became deferred members as from 1 May 2011.

The valuation prepared as at 1 May 2019 showed that the YMCA Pension Plan had a deficit of £33.6 million. YMCA South Devon has been advised that it will need to make monthly contributions of £1,295 from 1 May 2020. This amount is based on the current actuarial assumptions (as outlined above) and may vary in the future as a result of actual performance of the Pension Plan. The current recovery period is 12 years commencing 1st May 2015.


Within
One year
£
As at 31 August 2020
16,475
================================
As at 31 August 2019
15,995
================================
Repayable
One to
two years
£
Two to
five years
£
After five
years
£
After
more than
one year
£
Total
2020
£
Total
2019
£
16,475
65,901
26,084
108,460
124,935
================================
================================
================================
================================
================================
15,995
63,980
25,325
105,300
121,295
================================
================================
================================
================================
================================
One to
two years
£
Two to
five years
£
After five
years
£
16,475
65,901
26,084
================================
================================
================================
15,995
63,980
25,325
================================
================================
================================

In addition, YMCA South Devon may have over time liabilities in the event of the non-payment by other participating YMCAs of their share of the YMCA Pension Plan’s deficit. It is not possible currently to quantify the potential amount that YMCA South Devon may be called upon to pay in the future.

During the year ended 31 August 2020, the charity made payments towards the deficit and administration costs of £14,133 (2019: £18,409).

- 18 -