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||||Page|
|---|---|---|---|
|Reference and administrative|details ofthe company,|its Trustees and advisers||
|Chairman's
report||||
|Trustees'
report|||3-9|
|Independent
examiner's
report|||10|
|Statement offinancial activities||||
|Balance sheet|||12|
|Notes to the financial statements|||13-25|
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|Trustees||P Barry-Walsh,
Chairman|P Barry-Walsh,
Chairman|P Barry-Walsh,
Chairman|P Barry-Walsh,
Chairman||
|---|---|---|---|---|---|---|
|||N Mehta|||||
|||D A Herbert|||||
|||FCai|||||
|||SWaggett|||||
|||TJordan|||||
|||R Lovering|(appointed||9 February 2023)||
|Company|registered||||||
|number||04112525|||||
|Charity registered|||||||
|number||1086562|||||
|Registered|office|2 Communications||Road|||
|||Greenham|Business Park||||
|||Newbury|||||
|||Berkshire|||||
|||RG196AB|||||
|Accountants||James Cowper Kreston|||Audit||
|||Chartered|Accountants||and Statutory|Auditor|
|||2 Communications||Road|||
|||Greenham|Business Park||||
|||Newbury|||||
|||Berkshire|||||
|||RG196AB|||||
|Bankers||The Bank|of Scotland||||
|||Edinburgh|Royal|Mile|||
|||300 Lawn|Market||||
|||Edinburgh|||||
|||EH1 2PH|||||
|Solicitors||Ranson
Houghton|||||
|||1-5Bridge|Street||||
|||Andover|||||
|||Hampshire|||||
|||SP101BE|||||
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||||Unrestricted|Restricted|Total|Total|
|---|---|---|---|---|---|---|
||||funds|funds|funds|funds|
|||Note|2023
f|2023|2023f|2022
f|
|Income from:|||||||
|Donations
and legacies|||29,241||29,241|90,375|
|Charitable
activities:|||||||
|Income for assisting
clients|||8,223||8,223|36,830|
|Fees and interest on loans|||12,901||12,901|21,193|
|Investment
income|||7,226||7,226|9,055|
|Fundraising|||9,597||9,597|11,137|
|Investments|||649||649|19|
|Other income|||3,600||3,600|4,100|
|Total income|||71,437||71,437|172,712|
|Expenditure
on:|||||||
|Raising funds||8|3,655||3,655|7,826|
|Charitable
activities||10|||||
|Cost ofassisting
clients|||40,912|80,627|121,539|101,793|
|Governance|||6,298||6,298|6,875|
|Total expenditure|||50,865|80,627|131,492|116,494|
|Net income/(expenditure)|before net||||||
|gains on investments|||20,572|(80,627)|(60,055)|56,218|
|Net gains on investments|||||||
|Net income/(expenditure)|||20,572|(80,627)|(60,055)|56,218|
|Net movement
in funds|||20,572|(80,627)|(60,055)|56,218|
|Reconciliation offunds:|||||||
|Total funds brought
forward|||253,602|517,573|771,175|714,957|
|Net movement
in funds|||20,572|(80,627)|(60,055)|56,218|
|Total funds carried forward|||274,174|436,946|711,120|771,175|
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|||Note||2023f||2022
5|
|---|---|---|---|---|---|---|
|Fixed assets|||||||
|Investments||14||120,223||154,065|
|Current assets|||||||
|Debtors||15|6,021||107,028||
|Cash at bank and|in hand||627,520||537,976||
||||633,541||645,006||
|Creditors: amounts|falling due within one||||||
|year||16|(42,644)||(27,896)||
|Net current assets||||590,897||617,110|
|Total net assets||||711,120||771,175|
|Charity funds|||||||
|Restricted funds||17||436,946||517,573|
|Unrestricted
funds||17||274,174||253,602|
|Totalfunds||||711,120||771,175|
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|||||Unrestricted|Total|Total|
|---|---|---|---|---|---|---|
|||||funds|funds|funds|
|||||2023
8|2023f|2022
8|
|Donations|from|primary|benefactor|3,353|3,353|16,954|
|Other donations||income||25,888|25,888|30,581|
|Gilt in kind||||||42,840|
|||||29,241|29,241|90,375|
|Total 2022||||90,375|90,375||
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|||Unrestricted|Total|Total|
|---|---|---|---|---|
|||funds|funds|funds|
|||2023|2023|2022|
|||8|6|6|
|Grants receivable||8,223|8,223|36.830|
|Fees and interest charged on loans made||14,401|14,401|21,193|
|Investment|income|5,726|5,726|9.058|
|Total 2023||28,350|28,350|67.081|
|Total 2022||67,081|67,081||
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|||||Unrestricted|Total|Total|
|---|---|---|---|---|---|---|
|||||funds|funds|funds|
|||||2023|2023|2022|
|||||E|6|5|
||Local events|||9,597|9.597|11,137|
||Total 2022|||11,137|11,137||
|6.|Investment||income||||
|||||Unrestricted|Total|Total|
|||||funds|funds|funds|
|||||2023|2023|2022|
|||||6||0|
||Bank interest||receivable|649|649|19|
||Total 2022|||19|19||
|7.|Other incoming resources||||||
|||||Unrestricted|Total|Total|
|||||funds|funds|funds|
|||||2023|2023|2022|
|||||6|6|6|
||Business|Club income||3,600|3,600|4,100|
||Total 2022|||4,100|4,100||
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|||Unrestricted|Total|Total|
|---|---|---|---|---|
|||funds|funds|funds|
|||2023f|2023
6|2022f|
|Event|expenses|3,655|3,655|7,826|
|Total|2022|7,826|7,826||
||Grants to|Total|Total|
|---|---|---|---|
||Individuals|funds|funds|
||2023|2023|2022|
||6|6|E|
|Grants made to institutions|||10,000|
|Total 2022|10,000|10,000||
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|||||||Unrestricted|Unrestricted|Restricted|||
|---|---|---|---|---|---|---|---|---|---|---|
||||||||funds|funds|Total|1otal|
||||||||2023f|2023f|2023f|2022f|
||Costs ofassisting||dients||||40,912|80,627|121,539|101,793|
||Governance|costs|||||6,298||6,298|6,875|
||||||||47,210|80,627|127,837|108,668|
||Total 2022||||||72,884|35,784|108,668||
|11.|Costs ofassisting||clients||||||||
|||||||Unrestricted||Restricted|Total|Total|
||||||||funds|funds|funds|funds|
||||||||2023
F.|2023f|2023f|2022f|
||Administration|costs and expenses|||||40,287||40,287|69,338|
||Irrecoverable|client loan write-offs/(write-|||||||||
||backs)||||||(31,847)|80,627|48,780|(8.o8o)|
||Accountancy||||||32,472||32,472|30.535|
||Grants made|to institutions||||||||10.000|
||||||||40,912|80,627|121,539|101,793|
||Total 2022||||||175,006|223,127|398,133||
|12.|Independent|examiner's||remuneration|||||||
||||||||||2023f|2022f|
||Fees payable|to the charity's|||independent|examiner|for the independent||||
||examination|ofthe|charity's|annual accounts|||||4,000|3,905|
||Fees payable|to the chadity's|||independent|examiner|in respect|of:|||
||Preparation|ofthe|financial|statements|||||1,000|975|
||Ag other services not included||||above||||180|165|
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||||Revenue||
|---|---|---|---|---|
||Listed||Share||
||investments
5|Loans
f|Agreements
f|Total
5|
|Cost or valuation|||||
|At 1 April 2022|2,000|94,565|57,500|154,065|
|Additions||50,000||50,000|
|Repayment
of capital||(35,848)|(8,771)|(44,619)|
|Amounts
wntten
off|||(39,223)|(39,223)|
|At 31 March 2023|2,000|108,717|9,506|120,223|
|Net book value|||||
|At 31 March 2023|2,000|108,717|9,506|120,223|
|At 31 March 2022|2,000|94,565|57,500|154,065|
##
||2023|2022|
|---|---|---|
||E|E|
|Due after more than one year|||
|Client loans (net of provision)||37,439|
|Due within one year|||
|Client loans (net of provision)||67,661|
|Other debtors||250|
|Prepayments
and accrued income|6,021|1,678|
||6,021|107,028|
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|||2023f|2022
6|
|---|---|---|---|
|Other loans||20,301|20,301|
|Trade creditors||270|1,453|
|Other creditors||120|142|
|Accruals and deferred|income|21,953|6,000|
|||42,644|27,896|
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|Stateme|n|t
offunds - curren|t year|||||
|---|---|---|---|---|---|---|---|
||||||||Balance at|
||||Balance at 1|||Transfers|31 March|
||||April 2022
6|Income
5|Expenditure
6|in/out
f|2023
6|
|Unrestricted
funds||||||||
|General||Funds - all funds||||||
|General||Funds - all funds|253,602|71,437|(50,865)||274,174|
||||253,602|71,437|(50,865)||274,174|
|Restricted funds||||||||
|Friendly||Lending|5,161||||5,161|
|Women's||Loan Fund|100||||100|
|Capital|Fund||512,312||(80,627)||431,685|
||||517,573||(80,627)||436,946|
|Total of||funds|771,175|71,437|(131,492)||711,120|
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|Statemen|t offunds - prior y|ear|||||
|---|---|---|---|---|---|---|
|||||||Balance at|
|||Balance at|||Transfers|31 March|
|||1 April 2021
6|Income
6|Expenditure
f|in/out
f|2022
E|
|Unrestricted
funds|||||||
|General|Funds - all funds|158,621|172,712|(80,710)|2,979|253,602|
|General|Funds - all funds||||||
|||158,621|172,712|(80,710)|2,979|253,602|
|Restricted funds|||||||
|Friendly|Lending|5,161||||5,161|
|Women's|Loan Fund|100||||100|
|Capital Fund||551,075||(35,784)|(2,979)|512,312|
|||556,336||(35,784)|(2,979)|517,573|
|Total of|funds|714,957|172,712|(116,494)||771,175|
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||||||Balance at|
|---|---|---|---|---|---|
|||Balance at 1|||31 March|
|||April 2022f|Income
E.|Expenditure
f|2023
f|
|General|funds|253,602|71,437|(50,865)|274,174|
|Restricted funds||517,573||(80,627)|436,946|
|||771,175|71,437|(131,492)|711,120|
|||||||Balance at|
|---|---|---|---|---|---|---|
|||Balance at|||Transfers|31 March|
|||I April 2021
E|Income
f.|Expenditure
f|in/out|2022
E|
|General|funds|158,621|172,712|(80,710)|2,979|253,502|
|Restricted funds||556,336||(35,784)|(2,979)|517,573|
|||714,957|172,712|(116,494)||771,175|
|Analysis|ofnet assets between
funds - cur|rent year|||
|---|---|---|---|---|
|||Unrestricted|Restricted|Total|
|||funds|funds|funds|
|||2023
E|2023
E|2023f|
|Fixed asset investments||120,223||120,223|
|Current|assets|176,294|457,247|633,541|
|Creditors|due within one year|(22,343)|(20,301)|(42,644)|
|Total||274,174|436,946|711,120|
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|Analysis ofnet assets between funds - prior ye|ar|||
|---|---|---|---|
||Unrestricted|Restricted|Total|
||funds|funds|funds|
||2022|2022|2022|
||E|E|E|
|Fixed asset investments|154,065||154,065|
|Debtors due after more than one year|37,439||37.439|
|Current assets|69,693|537,874|607,567|
|Creditors due within one year|(7,595)|(20,301)|(27.896)|
||253,602|517,573|771,175|
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