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2024-12-31-accounts

Registered Charity Number :- 1085735

REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

TRUSTEES’ REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR END 31 December 2024

REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL 108 Brookehowse Road Catford

London

REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

CONTENTS

FOR THE YEAR ENDED 31 December 2024

REFERENCE AND ADMINISTRATIVE INFORMATION .......................................................................................................................... Error! Bookmark not defined. TRUSTEES' REPORT .......................................................................................................................................................................................................................... 4 INDEPENDENT EXAMINER'S REPORT .............................................................................................................................................................................................. 5 STATEMENT OF FINANCIAL ACTIVITIES ........................................................................................................................................................................................... 6 BALANCE SHEET .............................................................................................................................................................................................................................. 7 NOTES TO THE FINANCIAL STATEMENTS ........................................................................................................................................................................................ 8

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REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

REFERENCE AND ADMINISTRATIVE INFORMATION

FOR THE YEAR ENDED 31 December 2024

REFERENCE AND ADMINISTRATIVE INFORMAT

Trustees

V. Aziba S. Olatunde A. Oduwole

O. Adebajo

Independent Examiner

Vicom Accountancy Services Ltd 128 City Road London EC1V 2NX

Bankers

Barclays Bank Plc 29 Borough High Street London SE1 1LY

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REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

TRUSTEES' REPORT

FOR THE YEAR ENDED 31 December 2024

ACHIEVEMENTS AND PERFORMANCE

Throughout 2024, the Pastorage was able to reach out to church members to keep the morale high and support in prayers and other welfare needs. Consequently, the Welfare Fund was highly utilised compared with priors’ years in alleviating the needs of vulnerable members. The feedback showed members were appreciative of the love and support received.

There was great improvement in the online service via Zoom, and the church witnessed increased attendance both for physical attendees and those joining the service online. This invariably slightly increased the church attendance compared to prior years.

One major achievement during the year was the installation of the multi-media video camera, which improved the quality of the church’s online service where various sections of the church building could be highlighted at the same time as the pulpit area. The sound quality was also greatly enhanced.

PLANS FOR FUTURE PERIODS

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REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

INDEPENDENT EXAMINER'S REPORT

FOR THE YEAR ENDED 31 December 2024

Independent Examiner's Report to the trustees of Redeemed Christian Church of God (RCCG) Faith Chapel

I report on the accounts of Redeemed Christian Church of God (RCCG) Faith Chapel for the year ended 31 December 2024 which comprise the Statement of Financial Activities, the Summary Income and Expenditure Account, the Balance Sheet, and the related notes.

Respective responsibilities of trustees and examiner

The trustees are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under the Charities Act 2011, s.144(2) (the 2011 Act) and that an independent examination is needed.

Having satisfied myself that the charity is not subject to audit and is eligible for independent examination, it is my responsibility to:

examine the accounts under s.145 of the 2011 Act;

to follow procedures laid down in the general Directions given by the Charity Commission under

s.145(5)(b) of the 2011 Act; and to state whether particular matters have come to my attention.

Basis of independent examiner's report

My examination was carried out in accordance with the general directions given by the Charity Commission.

An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a "true and fair" view and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that in any material respect the requirements:

to keep accounting records in accordance with section 130 of the Charities Act 2006; and

to prepare accounts which accord with the accounting records, comply with the accounting

requirements of the 2011 Act; have not been met: or

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the

accounts to be reached.

Victoria Onayemi {BA(Hons) Acct, FMAAT} Vicom Accountancy Services Ltd

128 City Road EC1V 2NX

31 October 2025

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REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 December 2024

Recommended categories by
activity
Notes
Income and endowments from:
Donations and legacies
2
Investments and Other income
3
Total
Expenditure on:
Charitable activities
4
Other
5
Total
Net income/(expenditure)
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted funds
£
Total Funds 2024
£
Total Funds 2023
£
166,990.00
166,990.00
148,523.00
16,432.00
16,432.00
15,066.00
183,332.00
183,332.00
163,589.00
114,633.00
114,633.00
105,186.00
64,961.00
64,961.00
57,839.00
179,594.00
179,594.00
163,025.00
3,738.00
3,738.00
564.00
3,738.00
3,738.00
564.00
240,114.00
240,014.00
239,450.00
243,752.00
243,752.00
240,014.00

6

REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

BALANCE SHEET

FOR THE YEAR ENDED 31 December 2024

Recommended categories by
activity
Notes
Fixed assets
Tangible assets
Total fixed assets
Current assets
Cash at bank and in hand
6
Cash at bank and in hand
(Designated Funds: Welfare)
6
Total current assets
Creditors: amounts falling due
within one year
7
Creditors: amounts falling due
after more than one year
8
Net current assets/(liabilities)
Total net assets or liabilities
Funds of the Charity
Unrestricted funds
9
Total funds
Unrestricted funds
£
Total Funds 2024
£
Total Funds 2023
£
553,249.00
553,249.00
577,871.00
553,249.00
553,249.00
577,871.00
32,606.00
32,606.00
27,749.00
1,643.00
1,643.00
2,396.00
34,249.00
34,249.00
30,145.00
1,275.00
1,275.00
1,470.00
342,471.00
342,471.00
366,532.00
(309,497.00)
(309,497.00)
(337,857.00)
243,752.00
243,752.00
240,014.00
243,752.00
243,752.00
240,014.00
243,752.00
243,752.00
240,014.00

The financial statements were approved by the Board on 31 October 2025 and signed on its behalf by:

V. Aziba Trustee

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REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 December 2024

1 Accounting Policies

1.1 Accounting Policies

The principal accounting policies adopted by the Charity, which is a public benefit entity, in the preparation of the accounts are as follows.

1.2 Basis of preparation

These accounts have been prepared under the historical cost convention, as modified by the inclusion of charitable properties and fixed asset investments and investment properties at valuation.

These accounts have been prepared in accordance with “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (effective 1 January 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

These accounts are presented in pounds sterling and rounded to the nearest pound.

1.3 Going concern

The Trustees have prepared financial projections, taking into consideration the current economic conditions and have, at the time of approving these accounts, a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the accounts.

2 Income from Donations and Legacies

Analysis
Donation
and gifts
Gift Aid
Unrestricted
funds
£
143,420.00
23,570.00
166,990.00
Total funds
2024
£
143,420.00
23,570.00
166,990.00
Total funds
2023
£
133,867.00
14,656.00
148,523.00

3 Income from Investments and Other Income

Analysis
Building
funds
Designated
funds
Rental and
leasing
income
Unrestricted
funds
£
3,120.00
1,355.00
11,867.00
16,342.00
Total funds
2024
£

3,120.00

1,355.00

11,867.00

16,342.00
Total funds
2023
£
3,211.00
790.00
11,065.00
15,066.00

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REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 December 2024

4 Expenditure on Charitable Activities

Analysis

Interest payable
Designated funds
Pastor’s Salary
Donations to
Other Charities
Training and
Seminar
Honorarium
WEM and FOL
Other charitable
expenditure
Unrestricted
funds
£
26,118.00
1,858.00
44,331.00
7,380.00
6,292.00
1,200.00
15,957.00
11,497.00
114,633.00
Total funds
2024
£

26,118.00

1,858.00

44,331.00

7,380.00

6,292.00

1,200.00

15,957.00

11,497.00

114,633.00
Total funds
2023
£

25,702.00

693.00

39,931.00

10,302.00

1,175.00

1,600.00

15,390.00

10,393.00

105,186.00

5 Other Expenditure

Analysis
Depreciation
Charge for
the Year -
Plant &
Machinery
Other
Expenditure
Depreciation
Charge for
the Year -
Other Land
& Buildings
Unrestricted
funds
£
6,837.00
30,085.00
28,039.00
64,961.00
Total funds
2024
£
6,837.00
30,085.00
28,039.00
64,961.00
Total funds
2023
£
5,699.00
22,626.00
29,514.00
57,839.00

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REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 December 2024

6 Cash at bank and in hand

Cash at
bank and
on hand
Designated
funds
(Welfare)
Unrestricted
funds
£
32,606.00

1,643.00
34,249.00
Total funds
2024
Total funds
2023
£
£
32,606.00
27,749.00
1,643.00
2,396.00

34,249.00
30,145.00

7 Creditors: Amounts falling due within one year

Other
creditors
Unrestricted
income
funds
£
1,275.00
1,275.00
Total funds 2024 Total funds 2023
£
£
1,275.00
1,470.00
1,275.00
1,470.00

8 Creditors: Amounts falling due after more than one year

Bank loans
and
overdrafts
Unrestricted
funds
£
342,471.00
342,471.00
Total funds 2024 Total funds 2023
£
£
342,471.00
366,532.00
342,471.00
366,532.00

9 Charity funds

9.1 Details of material funds held and movements during the current reporting period

Fund names
Unrestricted funds
Total
Fund
balances
brought
forward
Income
Expenditure Transfers
Gains
and
losses
Fund
balances
carried
forward
£
£
£
£
£
£
240,014.00 183,332.00
(179,594.00)
-
-
243,752.00
240,014.00 183,332.00
(179,594.00)
-
-
243,752.00

10

REDEEMED CHRISTIAN CHURCH OF GOD (RCCG) FAITH CHAPEL

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 December 2024

Designated unrestricted funds

i) Income

Analysis
Welfare
Pledges
Unrestricted
funds
£
1,130.00
225.00
1,355.00
Total funds
2024
£
1,130.00
225.00
1,355.00
Total funds
2023
£
770.00
20.00
790.00

ii) Expenditure

Analysis
Welfare
Disbursement
Unrestricted
funds
£
1,858.00
1,858.00
Total funds
2024
£
1,858.00
1,858.00
Total funds
2023
£
693.00
693.00

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