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2020-07-31-accounts

REGISTERED COMPANY NUMBER: 04030964 (England and Wales) REGISTERED CHARITY NUMBER: 1084906

EZER MIKOIDESH FOUNDATION (A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JULY 2020

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

EZER MIKOIDESH FOUNDATION

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2020

Page
Reference and Administrative Details 1
Report of the Trustees 2 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6 to 7
Cash Flow Statement 8
Notes to the Cash Flow Statement 9
Notes to the Financial Statements 10 to 15

EZER MIKOIDESH FOUNDATION

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 JULY 2020

TRUSTEES S Gluck
J Gluck (appointed 1.8.19)
R Bokor (appointed 25.8.20)
REGISTERED OFFICE 15-17 Belfast Road
London
N16 6UN
REGISTERED COMPANY 04030964 (England and Wales)
NUMBER
REGISTERED CHARITY 1084906
NUMBER
INDEPENDENT EXAMINER Sugarwhite Meyer Accountants Ltd
First Floor
94 Stamford Hill
London
N16 6XS
BANKERS Barclays Bank plc
Kingsland Branch
POB 3628
London
E8 2JT

Page 1

EZER MIKOIDESH FOUNDATION (REGISTERED NUMBER: 04030964)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 JULY 2020

Reference and administrative information

Reference and administrative information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Objectives and aims for public benefit

The objects of the charity are:

-the relief of poverty.

The charity carries out its objects by grantmaking to religious organizations and individuals. The trustee confirms that he has given due regard to the Charity Commission's guidance on public benefit.

Grantmaking policy

The trustee is prepared to accept any application which will be carefully considered and help given according to circumstances and funds then available. In making grants the trustee uses his personal knowledge of the organisation, its representatives, operational efficiency and reputation. Applications by individuals must be accompanied by a letter of recommendation by the applicant's minister or other known religious leader.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

During the year the charity continued its philanthropic activities and has maintained its support of organisations engaged in education, advancement of religion, and the relief of poverty.as well as supporting poor and sick individuals.

FINANCIAL REVIEW

Financial position

Although income was about 6.5% lower than the previous year the trustees increases grantmaking from loans received. There was a deficit for the year.

Reserves policy

The trustees do not seek to maintain reserves, other than to ensure that they can continue the activities of the charity. Reserves at the year end were £228,145.

FUTURE PLANS

The trustees anticipate that the charity will continue on a similar basis in the foreseeable future subject to satisfactory income and there are no plans for any major changes.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Constitution

The charity is constituted as company limited by guarantee and is governed by its Memorandum and Articles of Association dated 11 July 2000.

Recruitment and appointment of new trustees

The day to day running of charity is administered by the trustee. It is not the intention of the trustee of the charity to appoint any new trustees. Should the situation change in the future, the trustee will apply suitable recruitment induction and training procedures.

Risk review

The trustee has reviewed the major risks to which the charity is exposed and confirms that systems are in place to mitigate them.

Page 2

EZER MIKOIDESH FOUNDATION (REGISTERED NUMBER: 04030964)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 JULY 2020

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 13 July 2021 and signed on its behalf by:

S Gluck - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF EZER MIKOIDESH FOUNDATION

Independent examiner's report to the trustees of Ezer Mikoidesh Foundation ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 July 2020.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a registered member of Institute of Chartered Accountants in England & wales which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

E Meyer FCA BSc Institute of Chartered Accountants in England & wales Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

13 July 2021

Page 4

EZER MIKOIDESH FOUNDATION

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 JULY 2020

2020
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
540,087
Investment income
3
-
Total
540,087
EXPENDITURE ON
Raising funds
4
-
Charitable activities
5
Charitable activities
632,897
Total
632,897
NET INCOME/(EXPENDITURE)
(92,810)
RECONCILIATION OF FUNDS
Total funds brought forward
320,955
TOTAL FUNDS CARRIED FORWARD
228,145
2019
Total
funds
£
577,018
26
577,044
2,390
524,151
526,541
50,503
270,452
320,955

The notes form part of these financial statements

Page 5

EZER MIKOIDESH FOUNDATION (REGISTERED NUMBER: 04030964)

BALANCE SHEET 31 JULY 2020

Notes
FIXED ASSETS
Tangible assets
11
Investments
12
CURRENT ASSETS
Debtors
13
Cash at bank
CREDITORS
Amounts falling due within one year
14
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
15
NET ASSETS
FUNDS
Unrestricted funds:
General fund
TOTAL FUNDS
2020
Total
funds
£
1,358
284,552
285,910
3,000
7,826
10,826
(23,591)
(12,765)
273,145
(45,000)
228,145
228,145
228,145
2019
Total
funds
£
1,698
284,552
286,250
3,168
34,949
38,117
(3,412)
34,705
320,955
-
320,955
320,955
320,955

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 July 2020.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 July 2020 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 6

EZER MIKOIDESH FOUNDATION (REGISTERED NUMBER: 04030964)

BALANCE SHEET - continued 31 JULY 2020

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 13 July 2021 and were signed on its behalf by:

S Gluck - Trustee

The notes form part of these financial statements

Page 7

EZER MIKOIDESH FOUNDATION

CASH FLOW STATEMENT FOR THE YEAR ENDED 31 JULY 2020

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash (used in)/provided by operating activities
Cash flows from investing activities
Interest received
Net cash provided by investing activities
Cash flows from financing activities
Capital repayments in year
Net cash provided by/(used in) financing activities
Change in cash and cash equivalents
in the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end
of the reporting period
2020
£
(27,123)
(27,123)
-
-
-
-
(27,123)
34,949
7,826
2019
£
30,163
30,163
26
26
(519)
(519)
29,670
5,279
34,949

The notes form part of these financial statements

Page 8

EZER MIKOIDESH FOUNDATION

NOTES TO THE CASH FLOW STATEMENT FOR THE YEAR ENDED 31 JULY 2020

1. RECONCILIATION OF NET (EXPENDITURE)/INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES

ACTIVITIES
2020 2019
£ £
Net (expenditure)/income for the reporting period (as per the
Statement of Financial Activities) (92,810) 50,503
Adjustments for:
Depreciation charges 340 425
Interest received - (26)
Decrease in debtors 168 7,500
Increase/(decrease) in creditors 65,179 (28,239)
Net cash (used in)/provided by operations (27,123) 30,163
ANALYSIS OF CHANGES IN NET FUNDS
At 1.8.19 Cash flow At 31.7.20
£ £ £
Net cash
Cash at bank 34,949 (27,123) 7,826
34,949 (27,123) 7,826
Debt
Finance leases (1,296) - (1,296)
(1,296) - (1,296)
Total 33,653 (27,123) 6,530

2. ANALYSIS OF CHANGES IN NET FUNDS

The notes form part of these financial statements

Page 9

EZER MIKOIDESH FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value.

Preparation of consolidated financial statements

The financial statements contain information about Ezer Mikoidesh Foundation as an individual company and do not contain consolidated financial information as the parent of a group. The charity is exempt under Section 399(2A) of the Companies Act 2006 from the requirements to prepare consolidated financial statements.

Income

All income is included in the statement of financial activities when the charity is entitled to the income and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income:

Income received by way of donations is accounted for when received.

Income from investments is included in the year in which it is receivable.

Expenditure

Liabilities are recognised in the year in which they are incurred and includes irrecoverable VAT which is reported as part of the expenditure to which it relates.

Grants are only accounted for when paid.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Going concern

There are no material uncertainties about the charity's ability to continue.

Page 10

EZER MIKOIDESH FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2020

2.
DONATIONS AND LEGACIES
2020
Unrestricted
funds
£
Donations
540,087
3.
INVESTMENT INCOME
2020
Unrestricted
funds
£
Deposit account interest
-
4.
RAISING FUNDS
Raising donations and legacies
2020
Unrestricted
funds
£
Postage stationery advertising
-
On line charges
-
-
5.
CHARITABLE ACTIVITIES COSTS
Grant
funding of
activities
Support
(see note
costs (see
6)
note 7)
£
£
Charitable activities
630,088
2,809
6.
GRANTS PAYABLE
2020
£
Charitable activities
630,088
The total grants paid to institutions during the year was as follows:
2020
£
Advancement of religion
33,133
Advancement of education
95,416
Relief of poverty
61,909
Social welfare
-
190,458
2019
Total
funds
£
577,018
2019
Total
funds
£
26
2019
Total
funds
£
241
2,149
2,390
Totals
£
632,897
2019
£
519,226
2019
£
93,663
38,357
14,170
4,850
151,040

Page 11

EZER MIKOIDESH FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2020

6. GRANTS PAYABLE - continued

7.

Darkei Chesed
Congregation Tzeduka Vechesed
Yietz Vezer Inc
Aderes Hatorah
Shomrei Emunim
Lomdei Torah
Viznitz Beis Shemesh
Others unnder £8,500
The total grants paid to individuals during the year was as follows:
Relief of poverty
SUPPORT COSTS
Other
£
Charitable activities
355
Support costs, included in the above, are as follows:
Other
Sundries
Depreciation of tangible fixed assets
Governance costs
Independent examiner's fee
Independent examiner's other fees
General expenses

Page 12

EZER MIKOIDESH FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2020

8. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

2020 2019
£ £
Depreciation - owned assets 340 425

9. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 July 2020 nor for the year ended 31 July 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 July 2020 nor for the year ended 31 July 2019.

10. AVERAGE STAFF NUMBERS

The average number of staff in the year was Nil (2019 - Nil)

11. TANGIBLE FIXED ASSETS

TANGIBLE FIXED ASSETS
Plant and
machinery
£
COST
At 1 August 2019 and 31 July 2020 5,184
DEPRECIATION
At 1 August 2019 3,486
Charge for year 340
At 31 July 2020 3,826
NET BOOK VALUE
At 31 July 2020 1,358
At 31 July 2019 1,698
FIXED ASSET INVESTMENTS
Shares in
group
undertakings
£
MARKET VALUE
At 1 August 2019 and 31 July 2020 284,552
NET BOOK VALUE
At 31 July 2020 284,552
At 31 July 2019 284,552

12. FIXED ASSET INVESTMENTS

There were no investment assets outside the UK.

Page 13

EZER MIKOIDESH FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2020

12. FIXED ASSET INVESTMENTS - continued

The company's investments at the balance sheet date in the share capital of companies include the following:

Acemove Ltd - Company number 05508990

Registered office: 15-17 Belfast Road London N16 6UN Nature of business: Property investment

%
Class of share:
holding
Ordinary
100
Aggregate capital and reserves
Profit for the year
13.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Other debtors
14.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Hire purchase (see note 16)
Other creditors
Accrued expenses
15.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Other creditors
16.
LEASING AGREEMENTS
Minimum lease payments under hire purchase fall due as follows:
Net obligations repayable:
Within one year
31.7.20
£
303,449
11,658
2020
£
3,000
2020
£
1,296
20,000
2,295
23,591

2020
£
45,000
2020
£
1,296
31.7.19
£
291,791
127,999
2019
£
3,168
2019
£
1,296
-
2,116
3,412
2019
£
-
2019
£
1,296
31.7.19
£
291,791
127,999
2019
£
3,168
2019
£
1,296
-
2,116
3,412
2019
£
-
2019
£
1,296

Page 14

EZER MIKOIDESH FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2020

17. RELATED PARTY DISCLOSURES

The charity received an unrestricted donation of £5,000 from a charity in which a trustee has an interest and loans totalling £45,000 from companies in which a trustee is a shareholder.

Page 15