THE REDEEMED CHRISTIAN CHURCH OF GOD- [RCCG] WINNERS TEMPLE Charity REG.No 1084773 TRUSTEES. REPORT AND ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2024
THE REDEEMED CHRISTIAN CHURCH OF GOD- [RCCG] WINNERS TEMPLE CONTENT Pa Trustses and Advisers Trustees. Report Independent Examiner"s Report to the Trustses Statement of Flnanclal Actlvlties Balance sheet Notes fornilng part of the Financial Statement 7-17
THE REDEEMED CHRISTIAN CHURCH OF GOD- [RCCG] WINNERS TEMPLE LEGAL AND ADMINISTATIVE INFORMATION Genaral overseer: E.AAdeboye Trustees: Pastor Y Bamgbose Pastor T Eniola Pastor Y Odogwu Pastor A Adesina Pastor M Afolabi Registered Office: 30 Wagner Street London. SE15 1NN Minister In Charge: Pastor Samuel Oladele Bakare Charity No 1084773 Bankers Barclays Local Business Banking Leicester LE87 2BR Accountants OSES-BOLE&CO Certified Professional Accountsnts and Business Chartered Management Consultsnts 39 St Brelades Court Balmes Road London N15TW
THE REDEEMED CHRISTIAN CHURCH OF GOD[RCCG] WINNERS TEMPLE - TRUSTEES REPORT FOR THE YEAR 2024 The Trustees have the pleasure of submith'ng their report and accounts for the year ended 31 st Dernber 2024. The financial statements have been prepared in accordance with the accounting policies set out on pages 7 to 10. and comply with the statement of Recommended practi (SORP), issued 16th July 2014. and the Charity Act 2011 and applicable law. Ob'ective and Activities The principal objective of the Charity is the advancement of the Christian faith worldwide and the relief of poverty The Trustees are delighted to report that the Church continues to flourish spiritually by ministering to its community in the UK. The church is growing in membership and is increasingly reaching out to the cornmunity. Structure Govarnance Mana ement Constitution The Charity is constituted under a Trust Deed dated 29th January 2001 and the Charity Number 1084773 on the ntral register of the Charity Commission of England and Wales. Method ofA ointsnent or Election of Trustees The management of the charity is the responsibility of the Trustees, who are elected and co- Opted under the terms of the Trust Deed Or anisational Structure and Decision-makin The church is organized so that the trustees meet regularly to manage its affairs. Two Ministers who manage the day-to-day administration of the church, and two volunteers (A drummer and keyboardist). Achievement and Performance We contlnue to be more focused and greater SUC55 was achieved in the area of evangelism and community outreach. During Christmas. we provided hampers for some of the less privileged people in the local area and also sang for a group of the elderly. We held weekly Sunday services for members and also held one for the Children's church, which has now grown in the overall number of attendees. The Church has successfully organised all the conferences it planned, such a5 Men's and Women's conferences. There are other uplifting activities that were organised during the year, such as a fun day for the youth and the Christmas celebration. We continue to attain success in the distribution of food banks to the community. Further to the above, this year we were able to upgrade our multimedia and purchased LED SCREEN and two flat screens through the effective use of the church Gift Aid claims we received from HMRC Charities.
Future Develo ments The Church will conb'nue to explore various ways of spreading the Gospel of Christ effectively. Thec charity is also looking to grow in membership and conb.nue to develop its members to make a life-changing impact on society. Plant MO parishes, and continue to support the existing Projects are our continuous goals. Review of Flnancial Position The net incoming reSoUrS for the year amounted to £165,253 (Yr 2023 £209,596). All these have been unrestricted reser4es, and no fvnd is allotted to restricted projects. Risk Policy The Trustees have assessed the major risks to which the Charity is exposed, particularly those relating to the operab.ons and finance, and are satisfied with the risk management system In pla to mitigate any risk exposure. Reserve Policy The trustees have established a policy whereby the unrestricted funds not committed or Invested in tangible fixed assets [the free reserves] held by the church should be 3 months Of annual expenditure. We are confident that with every precaution taken and also considering the pa of growth in Charity's operab'ons and finans, we would be able to sustain the current activities of the church in the event of a significant decrease in funding. Principal Funding This is provided mainly through voluntary tithes and offerings by the church members and through the Gift AÉd scheme. Realisable pledges are also taken for specific projects Approval This report was approved by the Board of Trustees on Date.. Secretarylchaimian.. A..O....&.Prnn..q@og .Signature.....
MOSES-BOLE & CO IL?iiondi riKCtsUlllullt5 an(i tsusiness Management Consultants INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES EDEEMED CHRISTIAN HURCH OF GOD~ WINNERSTEMPLE I report on the accounts of the charity for the year ended 31 December 2024, which are set out below and notes to the financial statements on pages 7 to 17 Respective responsibilities of Trustees and Examiners As the Charwt¢s Trustees, you are responsible for the preparation of the accounts,. you consider that an audit is not required for this year (under section 144(2) of the Charity Act 2011(the 2011 Art) and that an independent examination is needed. It is my responsibility to Examine the account (under settion 145 of the Art); follow the procedures laid down in the General Directions given by the Charity,. Commission (under section 145(5) (b) of the 2011 Act and State whether particular matters have come to my attention. Basis of Independent Examinerfs report My examination was carried out in accordance with the general directions given by the Charity Commission. An examination includes review of the accounting records kept by the Charity and a compari50n of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as the Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a "true and fair vie, and the report is limited to those matters set out in the statement below. Independent Examinerfs Statements In connection with the examination, no matter has come to my attention:_ l} Which give me reasonable cause to believe that in any material respect the requirements To keep accounting records in accordance with section 130 of the 2011 Act. To prepare accounts which accord with the accounting records and to comply with the accounting requirements of the 2011 Act have not been met or 2) To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached Moses O E Igunnubole, BA (HONSJ FAIA, FCP Manoging Partner A FIPA, FTA. FIC CPFA... MOSES-BOLE&CO Chartered Certified ForensicAccouRfonts Certified ProfessionolAccountonts/Tox Advisers And Business Chartered Manogement Consijltants DA TE.. I1- 07_2025 Tel.. +4410120 77042i25 £mail.' MOS*8.£0[ F&xA+4410120 73542035 I LeTOy Hou5eBustne55 Cenif¢Unii ww.rnosÉs-boleiom 436 ESSEX Roa(1151ington.Lon(brL 13QP
THE REDEEMED CHRISTIAN CHURCH OF GODtRCCGJ_WINNERS TEMPLE STATEMENT OF FINANCIAL ACTMTIES FOR THE YEAR ENDED 31ST DECEMBER 2024 FuThts Funds FuThJ5 Fd$ Fund8 Recommended categorles by activlty Incoming resources Income and endowments from: Donations and legacies Total Resources expend•d Expenditurn on: Direct Cost Support Cost Govemance Cost Total 165,252.96 165,252.96 165,252.96 165,252.96 209,596 209.596 1CQ,709.56 84.564.70 1,955.(X) 187.229.26 100,709.56 84,564.70 1,955.DO 187.229.26 105,586 74,429 1,955 181,970 Not movement In fvnds -21,976.30 -21.976.30 27,626 Reconclllation of funds: Total funds brought forward Net movement in funds as shown above Total funds carrled forward 355.892.95 21,976.30 333,916.65 355,892.95 21,976.30 333.916.65 328,267 27,626 355,893
THE REDEEMED CHRISTIAN CHURCH OF GODtRCCGJ_MNNERS TEMPLE BALANCE SHEET AS AT 31ST DECEMBER 2024 Restrrcted Endo Notes unrerict InMe ment FuThJs Funds Funds Totsl Last Year Total Funds Frxed assets Tangible assets Total fixed assets 346.289 07 346 289 07 346.289.07 311.450 346 289.07 311,450 Cu[nI assets Cash at bank and in hand Total current assets 13.992.58 13.992.58 13.992.58 13.992.58 48.753 Creditors." amnts falling due wihln 1 yr. Nel current as8etsl(liabilities) Total nel assets or liabrlt 26.365.00 26.365.00 4,310 12 37142 12.372.42 44,443 333,916.65 333.916.65 355,893 Fund$ of th• Chaiity Unreslrfcted funds Revaluation reserve T¢)tal funds 333.916.65 333.916.65 355,893 333.916.65 333,916.65 355,893 Signed by one or trustees on behalf ol all the trustees: Signature.. Date of approval.. LLlIlis Print Name.. ,0 Q)PrnoQoSrc
THE REDEEMED CHRISTIAN CHURCH OF GOD[RCCG]-WINNERS TEMPLE NOTE TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2024 Noto l Basls of prgparntion 1.1 Basis of accounting These accounts have been prepared under the historical cost conventron with items recognised at cost or Irans8Ction value unless otherwtse sL2ted in the levant note{sl lo these accounts. The accounts have boen prepared in accordance with the Finanaal Reporting Stsndard applicable in the UK and Republic of Inland IFRS1021 issued on 16 Juty 2014 and the Chanties Act 2011 and the Charity constrtutes a public benefit as defined by FRS102. 1.2 Golng cOn Considenng the stead level of Ineomlng resources andmembership number the Charfty is a gng eoncem with no any known unforeseen circumsthce 1.3 Chang• of a¢countlng pollcy The accounts present a true and fair VEW arKI the accounting policies adopted are those outtined in the note wth no change in policy 1.4 Chans0S to accounting estlmates No changes to accounting esb"mates have OCCUTred in the repOrtg period13.46 FRS 102 SORP). 1.5 Material prior year •rroYs No material prior year orror have been identrfied in the reporting peric¥J (3.47 FRS 102 SORP).
THE REDEEMED CHRISTIAN CHURCH OF GoWINNERs TEMPLE NOTES TO THE ACCOUNTS CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2024 Accounting policies Note 2 2.1 RECONCILIATION WITH PREVIOUS GENERALLY ACCEPTED ACCOUNTING PRACTICE The is no change in accounting poliw in this perictyJ 2.2 INCOME This standard list of accounbng policies has been applied by the charity except for those ts'cked No or "Nla" Where a drfferent or addittonal policy has been adopted then this is detaiw in the box below. Recognltlon of incomg These are included in the Statement of Financial ActswlI {SoFA) when.. . the chanty becomes entitled to the resources," it is more likely than not that the trustees will reNe the resources.. and . the rrtonetsry value can be measured wtih sufficient reliabilty. Oltsetting There has been no offsetting of assets arKI liabilrties, or income and expenses. Grants and donatlons Grants and donations are only inclu¢Jed in the SOFA when the general income recnitIon criterra are met (5.10 to 5.12 FRS 102 SORP}. In the case of perforynance related grants, income must onty be recognised to the extent thal the charity has provided the specified go¢)Is or services as entsdernent to the grant onty occurs when the perf0rrnan related condttions are met15.16 FRS 102 SORP). Legacles There is no legacy ¢&ed during this period. Government grants No govemment grant was received during thi% period. Tax reclalms on donatlons aml glfts Gift Aid receivable is included in income when there B a valKI declaration from the donor. Any Grft Aid amount recovered on a donation i% consKlered to be part of that gtft and is treated as an addib'on to the same fund as the initial donation unless the donor or the temis of the appeal have specified otherwi%e. Cgntra¢tual incom• and perforniance related grants This is not applicab Donat goods There is no donated good. Donated sarvlces and facllities Donated services and f8¢ilits"es are included in the SOFA when received at the value of the grft to the charity provided the value of the gift ean be measured reliably. Donated services and facilities that are consumed immediat8ty are recognised as income an equivalent amount recognised as an expense under the appropriate heading sn the SOFA. Support costs The charity has incurred expenditu on support eosts.
V?ltsnte•r hP The value of any voluntary help received ks not included in the accounts but is described in the trustees. annual report. Income from Int•wti royaltles and dfvldends Not applicable during this period. Incom• from nmbershlp subscrfptlons Tithes and offering retsived from the members are in the nature of a gfft are cogniSed as Donations. and Legacigs Settlement of iTrsu¥ance clalms Insuran daims are only included in the SOFA when the general income recogniti'on criteria are mel15.10 to 5.12 FRS 102 SORP) and are included as an item of other income in the SOFA Inv•stm•nt galns and 10s8•5 This includes any realised or unrealised gains or Posses on the saje of investrnents arxf any gain or loss resLtIts"ng from revaluing investments lo market value at the end of the year. 2.3 EXPENDITURE AND LIABILITIES Llabillty recognitlon Liabilities are recognised where it is more likely than not that there is a logal or constnjctive obligation committing the chanty lo pay out resources arml the amount of the obligation can be measured reasonable certainty. Governance and support costs Support Costs have been allocated betsveen govemance costs and other support. Governan costs eomprise all costs involving publrc accountability of the charity its compliance wrth regulab.on and good practice. Support costs include central fun¢ts"ons and have been allocated to aetwity cost categories on a basis consistent with the use of resources, eg allting propety eosts by fioor areas, or per capita. staff costs by the th.me spent and other costs by their usage. Grants wlth p•rforniahco condltlons The Charity is not awarding grant to any organlsation Orants payable wlthout porforniance condltlons Where there are no conditrons attaching to the grant that enables the donor charity to realistically avoid the ¢ommitsnent. a liability for the fvll fijnding oblrgab.on must be recognised. Redundancy cost The charity made no redundancy payments during Its reporting period. Deferred Income No material item of deferred income has been includ&J in the accounts. Credltors The charity has cfftdlt0 whr¢h are measured at settlem&nt amounts less any trade discounts Provislons for liabilltles A liability is measured on recognition at its historical cost and then subsequendy measu1 at the best estimate of the amount required to setde the obltgation at the reporting de B4lc fFnancial Instruments The charity accounts for basic financial instruments on inttial recognrtion as per para9raph 10.7 FRS 102 SORP. Subsequent measure1 as per paragraphs 11.17 to 11.19. FRS 102 SORP.
2.4 ASSETS Tangible flxed assets for by charlty These are capitslised if they can be used for more than one year. and cost al least They are valued at cosl. The depreciation rates and methctyts used are disclosed in note 7. Intangible fixed assets The charity has no intangiblè Ted assets, that 15. non-fnonetary assets that do not have physical substance bul are tdentifiable and are controlled by the charty through custody or legal rights. The amortisation rates and methods used are disclosed in nots 7. They are valued at cost Heritage assets The charity has no heiitage assets, that is, non-monetsry assets wtth historic, arts"stic. scientrfic, technological, geophysical or environmentsl qualities that are held and maintsined principally for their contribution lo kn¢)wledge and culture. The depreal"On rates and melh¢)ds used as disclosed in note 16 is not applicable during this period but if availabke they are valued al eost Invgstmonts Fixed asset invesknents in quoted shares, traded bonds and similar investrnents are valued at initially al cost and subsequently at fair value (their market value) at thg year end. The same tre8lment IS applied to unlisted investments unless fair value cannot b8 measured reliably in whieh case it is measured 21 cost IBSS impaiment. Investments held for resale or p8nding their sale and cash and cash equlvants vmh a maturity date of less than 1 year are treated as cufftnt asset investrnents Debtors Debtors (including trade debtors and loans receivab) are measured ors inFtial rectrgnition al settlement amount after any trade discounts or amount advanced by the charity. Subsequenly. they are measured at the cash or other consKlerab"on expected lo be received. Current asset investments The charity has has investments which it holds for res? or pending their sale and cash and cash equivalents a maturity dale less than one year. These inejude cash on deposit and cash equivalents with a maturity dale of less than one year hekl for investr*nt purposes rather than to meet short lem cash commttments as they fall due. They are valued al fair value expt where they qualrfy as basic financial instruments. POLICIES ADOPTED ADDITIONAL TO OR DIFFERENT FROM THOSE ABOVE Thgre is no any other policies adopted. io
THE REDEEMED CHRISTIAN CHURCH OF GOD4YINNERS TEMPLE NOTES TO THE ACCOUNTS CONTINUED Note 3 FOR THE YEAR ENDED 31ST DECEMBER 2024 Analys1$ of In¢ome Prlor year Fund$ Unrestrfct8d Ineome Funds FuThJs Total Furwj Dona05 and legac1. Donations and grfts Gift Other Total Funds 163,380.22 163.380.22 170.235 39.286 76 209.596 1,872.74 f 65252.96 1.872.74 165,252.96 other Total TOTAL INCOME 165.252.96 165,252.96 209.596 Other JnlornMUon'. Wher• any 0ndTreI fund Is ¢onvert•d into in¢ome In the r•portlnB perl•xli pl•ase gfve th• roa8on for the converslon. wsthln the In¢ome Items ab the following It•ms arn materw: (pleaso dls¢lo8• the Mture. amount and ¥Jny prlor year amounts): MONE
THE REDEEMED CHRISTIAN CHURCH OF GoD-NNERs TEMPLE NOTES TO THE ACCOUNTS CONTINUED Note 4 FOR THE YEAR ENDED 31ST DECEMBER 2024 Analy$ls of exp•nditur• Analysls ol expendlture Prior Unrestricw income End¢)Thi FurKI¥ Funds Totsl Funds DIRECT COST Gtft Aid Admin Charges Central Office Outrea¢h {Evangeltsm) Wodd Evangelism Mission HO Communion Honourarium Weifate & Hospilalty Hoty Ghost Nighvconvention ExFenses stipend Alowancesl Salarres Choirl Key Boardl MUS Exwses Booksl CDSI Tapes Chiklrenl Teenagel Youlh ISurKlay School Trainingl Conferencel CongresslSemarS Smart Pension HMRIPAYE & NIC I Funds 600.CQ 2,089. 3.588.09 175.(K) 3.LKKS.00 8. 95 3,C68.45 48,256.76 17.055 00 4,321 8.700 2,720 600. 2,089.00 3,588.09 175.thj 3,000.00 8,906.95 3,IM.45 48.256.76 17,055 (NJ 355.00 1.114.83 1,558.00 3.200.IY) 7,742.48 736 1,450 8,728 3,000 45,937 15.737 400 893 3,592 3,840 6.132 1.114.83 1.558.(M) 3.2LK).00 7.742.48 100.709.56 suppoKr cosr Cleaning & Pest cOr01 t)onations. Gifts & SubscriOions Waler Rate Medta Expenses Advert & Pvblii?ty Repaifs. maintenance aTrJ Renewals Printing. Postage and Sth"onary Telephone. fax & intemet Computer Costl 1TISofre Exper InsurancWPathnglLrcences Transport & Travel Expenses Consultancy services Bank Charges Refreshment arKI Entertainrnerrt Depreciation Efeclri¢ity. Gas ,Fuel and Oil Manse (Accommodalionl Fuel & Motor xpenses Fire Ajam 100.709.56 105,586 2.092.05 5.128.29 749.27 2.550.00 919 12,425.48 2,092 42 1238.76 1,911.00 1,9)5.77 10.785.27 1.850.1XI 688.83 750.00 7.660.84 5.174. 23,952.72 2,381.(J) 310.00 2.092.05 5,128.29 749.27 2,550.00 919 12.425.48 2,092.42 1.238.76 1,911.00 1,905.7T 10,785.27 1,850.00 688.83 750.00 7,660.84 5,174.00 23,952.72 2,381.00 310.00 1,241 4.747 2,026 10.340 857 1,164 1.542 9,901 7,600 601 568 10.214 3,667 23,953 1,323 84.564.70 84.564.70 74429 TOTAL EXPENDITURE 185.274.26 185,274.26 180,015 12
THE REDEEMED CHRISTIAN CHURCH OF GOD-MNNERS TEMPLE NOTES TO THE ACCOUNTS CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2024 Note 5 Details of Gortain Items of •xp•nditur• 5.1 Fees for examinallon of the aUnIS Please provkle detalls of the amount paKI for any statutory extemal s¢Jubny of accounts aThJ oti services PTovided by your irKlependent examiner. If nolhiw was paHJ paSe entr V in appropriate box{es}. GOVERNANCE COST Thls Year Last Y IndeperKlent examlnerfs fees Legal flung Other fees (for example.. financial advtce. eonsuttancy. bookkeepiThJ aThJ accounlarw selv1) 610. 125.00 610 125 1220.1 1,220 1,955.00 1.955 13
THE REDEEMED CHRISTIAN CHURCH OF GOWINNERs TEMPLE NOTES TOTHE ACCOUNTS {CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2024 Note 6 Paid employees Please complete this note rf the chartty has any employees. 6.1 Staff Costs This Year Last Year Salaries and wages Social security costs Pension costs (defined Total staff costs 72.209.48 7,742.48 3,200.00 83,151.96 69,889 6.132 3,840 79,862 Please provide details of expendtture on staff working for the charlty whose contracts are with and are paid by a related paty Please give details of the number of employees whose total employee benefrts (excluding employer pension costs) fell within each band of £10,000 from £60.000 upwards. If there are no such transactions. please enter Irue, in the box provided. No employees received employee benefits (excluding employer pension costs) for the reporting period of more than £60,000 Band £60,000 to £70,000 to £80,000 to £90,000 to £100,000 to Number of employees NIL NIL NIL NIL NIL 14
THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS TEMPLE NOTES TO THE ACCOUNTS CONTINUED Note 7 FOR THE YEAR ENDED 31ST DECEMBER 2024 Tangible fixed assets Fre8hold land & IlIdIng$ machiMry Fixturns & Coiiwiar & & motor ffttings Equipmont vohl¢les T>tal Al the beginning of the year 280.81%.58 59.153.32 46.125.07 386,084.97 Additions 42,500.tKI 42,500.CN] At e1 ofthe year 280,806.58 101,653.32 46,125.07 428,584.97 7.2 Dèpreciation and impairn1gnts "Basts Property Motor Vehicle FlureS & Fitttngs Church Equipment CofftpLtter Equipment 25% 25% 25% 25% Redrring Balance Reductng Balance Reducing Balance Reducing Balan Rate At beginning of the year Depreciation Al end of the year 37,339.77 5.453.39 42.793.16 37.295.29 2,207.45 39.502.74 74.635.06 7,660 84 82,295.90 7.3 Net book valuo Net book value al the beginning of the Yr. Nel book value at the end ofthe year 7.4 Impairmènt Please provide a description of the events circvm$tan(S Ihat l&J to the reeognibon or reversal of an impaimient loss. 280,806.58 280.806.58 21,813.55 58.860.16 8,829.78 6.62233 311.449.91 346,289.07 14.5 Revaluation If an ac¢ountirrfJ policy of revaluation is *Jopted. please provide". the effective date of the revaluatr.on the name of independent valuer. rf applible the methods applied and significant asstjmptions the carwng amount that would have been recognised had the assets teen carried under the Cost mrxlel. 14.6 Other dtsclosurns {il Please slate the amount of borrowing ¢08ts. rfany. capitali%e(l in ts construction of tangible fixed assets and the capitalisation rale used. rii) Please provtde Ihe amount of contractual commitrnents forthe acquisAion of tangibie fixed 3$8ets. liiji Delaijs of the eStenCe and cay?j amounts of property, plant and equipment to which tt Charity has restn.cted title or Ihal a pledged as security for liakn"lrties. ' The knnsfer5' row is for movements fixed asset Categories. Please indicate the method of depreciation by deleting the method nol applicab (SL- straight line., RB- reducing balance}. Aso pase irnlicate the rale of depwation". for stratght line. vthal is the anli¢ipaled life of the asset (in year5)'. for reduting bajance. what is the percentage annual deduction. 15
THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS TEMPLE NOTES TO THE ACCOUNTS Note 8 CONTINUED) FOR THE YEAR ENDED 31ST DECEMBER 2024 Credltoys and accvuals Please complete this note if the charity has any dItorS or accruals. 8.1 Anaty818 of credltorn Amounts falling due within one year Amounts falling due after more than one year Accruals and deferred income Other Creditors 6,365.00 20.000.00 4,310 Total 26.365.00 4,310 16
THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS TEMPLE NOTES TO THE ACCOUNTS CONTINUED Note 9 FOR THE YEAR ENDED 31ST DECEMBER 2024 Cash at bank and in hand Thls Year Last Year Short term deposits Cash at bank and on hand Total 10.635.35 3.357.23 13,992.58 44,876 3,877 48,753 17