THE REDEEMED CHRISTIAN CHURCH OF GOD- [RCCG] WINNERS TEMPLE Charity REG.No 1084773 TRUSTEES. REPORT AND ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2023 MOSES-BOLE &CO (CERTIFIED PROFESSIONAL ACCOUNTANTsrrAX ADVISERS & BUSINESS CHARTERED MANAGEMENT CONSULTANTS)
THE REDEEMED CHRISTIAN CHURCH OF GOD- [RCCG WINNERS TEMPLE CONTENT Trustees and Advisers Trustees. Report Independent Examiner-s Report to the Trustees Statement of Financial Activities Balanc8 sheet Notes fomiing part of the Financial Statement 7-17
THE REDEEMED CHRISTIAN CHURCH OF GOD- [RCCG] WINNERS TEMPLE LEGAL AND ADMINISTATIVE INFORMATION Genaral overseer: E.AAdeboye Trustees: Pastor Y Bamgbose Pastor T Eniola Pastor Y Odogwu Pastor A Adesina Pastor M Afolabi Registered Office: 30 Wagner Street London, SE15 1NN Minister In Charge: Pastor Samuel Oladele Bakare Charity No 1084773 Bankers Barclays Local Business Banking Leicester LE87 2BR Accountants OSES-BOLE&CO Certified Professional Accountants and Business Chartered Management Consultants 39 Saints Brelades Court Balmes Road Hackney I Islington LONDON N15TW
THE REDEEMED CHRISTIAN CHURCH OF GOD[RCCG] WINNERS TEMPLE- TRUSTEES REPORT FOR THE YEAR 2023 The Trustees have pleasure in submitting their report and accounts for the year ended 31 st December 2022. The financial statements have been prepared in accordan with the accounting policies set out on pages 7 to 10 and comply with the statement of Recommended Practice (SORP), issued 16th July 2014. and the Charity Act 2011 and applicable law. Ob"ective and Activities The principal objettive of the Charity is the advancement of the Christian frdith worldwide and the relief of poverty The Trustees are delighted to report that the Church continues to flourish spiritually by ministering to its community in the UK. The church is growing in membership and is increasingly reaching out to the community. Structure Governance Mana ement Constitution The Charity is constituted under a Trust Deed dated 29th January 2001 and Charity registration Number 1084773 on the ntral register of the Charity Commission of England and Wales. Method ofA ointment or Election of Trustees The management of the charity is the SpOnsIbl11ty of the Trustees who are elected and co- Opted under the term of Trust Deed anisational Structure and Decision-makin The church is organized so that the trustees meet regularly to manage its affairs. Two Ministers who manage the day-to-day administration of the church and two volunteers (A drummer and keyboardist). Achievement and Performance We conttnue to be more focused and greater success was achieved in the area of evangelism and community outreach. During Christmas, we provided hampers for some of the less privilege people in the local area and also sang for a group of elderly. We held weekly Sunday services for member5 and also held one for the Children's church which has now grown in the overall number of attendees. The Church has successfully organised all the conferences it planned, such as Men and Women's conferences. There are other uplifting activities that were organised during the year,. such as a fun day for the youth and the Christmas celebration. We continue to attain success in the distribution of food banks to the community. Further to the above, this year we were able to renovate the church auditorium and floor and lay a new carpet through the effettive use of church Gift Aid claims we received from HMRC Charities.
Future Develo ments The Church will continue to explore various ways of spreading the Gospel of Christ effectively. Thec charity is also looking to grow in membership and continue to develop its members to make a life-changing impact on society. Plant more parishes, and continue to support the existing Projects are our continuous goals. Review of Financial Position The net incoming resources for the year amounted to £27,626.40 Iyr 2022 £13,519.53). All these have been unrestricted reserves and no fund is allotted to restn'cted projects. Risk Policy The Trustees have assessed the major risks to which the Charity is exposed. particularly those relating to the operations and finan. and are satisfied with the risk management system In pla to mitigate any risk exposure. Reserve Policy The trustees have established a policy whereby the unrestricted funds not committed or Invested in tangible fixed assets [the free reserves] held by the church should be 3 months Of annual expenditure. We are confident that with every precaution taken and also considering the pa of growth in Charity's operations and finances, we would be able to sustain the current activities of the church in the event of a significant decrease in funding. Principal Funding This is provided mainly through voluntsry tithes and offerings by the church members and through the Gift Aid scheme. Realisable pledges are also taken for specific projects Approval This report was approved by the Board of Trustees on Date......... ... Secretarylchairman.. fybip.c) I: .EN.I bLIl..Signature.........
MOSES-BOLE & CO Prott55ionai Accountènts and isUs&ftres=_ Managemer>tCon5ultants INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS TEMPLE 5t I report on the accounts of the charity for the year ended 31 December 2023, which are set out below, and notes to the financial statements on pages 7 to 17 Respective responsibilities of Trustees and Examiners As the Charit¢s Trustees, you are responsible for the preparation of the accounts. YOU consider that an audit is not required for this year (under section 144(2) of the Charity Act 2011(the 2011 art) and that an independent examination is needed. It is my responsibility to Examine the account {under settion 145 of the Act). follow the procedures laid down in the General Dirertions given by the Charity. Commission (under section 145(5} {b) of the 2011 Act and State whether particular matters have come to my attention. Basis of Independent Examinerfs report My examination was carried out in accordance with the general direction5 given by the Charity Commission. An examination includes review of the accounting records kept by the Charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanation5 from you as the Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view" and the report is limited to those matters set out in the statement below. Independent Examinerfs Statements In connection with the examination, no matter has come to my attention: _ l) Which give me reasonable cause to believe that in any material respect the requirements To keep accounting records in accordan with section 130 of the 2011 Act; To prepare accounts which accord with the accounting records and to comply with the accounting requirements of the 2011 Art have not been met or 2) To which, in my opinion, attention should be drawn to enable a proper understanding of the accounts to be reached Moses O E Igunnubole. BA (HONS.), FAI4 CPF4 FFA Manoging Pnncipol MOSES-BOLE&CO CPA FIC ACA T.. Chartered Certified Forensic Accountants Certified ProfessionalAccountants/Tax Advisers and 8u5iness Chartered Monagement Cons DA TE.. bg-2024. Tel l 44410120 7704 2525 Etnail rnosest)oJefyd.com Ler¢4 House Busines5Cent¥e,Ufitt Faxi 4410120 73542035 Web/ W%•W.nses-bole)rn 436ESSEX Roadldingion.Landon. 13QP
THE REDEEMED CHRISTIAN CHURCH OF GODIRCCGJ-MNNERS TEMPLE STATEMENT OF FINANCIAL ACTrvmES FOR THE YEAR ENDED 31ST DECEMBER 2023 Fur Fd$ Furnts by actmty Income and endowments from: Donations and legaaes Total Resources expended Expenditure on: Direct Cost Support C05t Governance Cost Total 209.596.26 209.596.26 209,596.26 209.596.26 196,999 196.999 105,586.10 74.428.76 1,955.00 181,969.86 105.586.10 74.428.76 1,955.00 181,969.86 107,349 74.175 1.955 183,479 Net movement In funds 27.626.40 27,626.40 13.520 Total funds brought forward Net movement in funds as shown above Totsl funds carried forward 328.266.55 27.626.40 355.892.95 328.266.55 27,626.40 355.892.95 314.747 13,520 328,267
THE REDEEMED CHRISTIAN CHURCH OF GOD[RcCG]-NNERS TEMPLE BALANCE SHEET AS AT 31ST DECEMBER 2023 Noles Unresthcb Funds Total income ment Funds Total Funds Year Fixed a&sets Tangible assets Total fixed assets 311449.91 311.449.91 311.449.91 315.770 311.449.91 315,770 Current assèts Cash at bank and in hand Total current assets 48,753.04 4&753.04 48 753.04 Creditor8'. amtyjnts fdliry due 1 w. Net current assetsllliabilth8sl 4.310.00 4.310.00 4,240 Total net assets or liabilities 355.892JS 355 892.95 328 267 Funds ofthe Charty Unreslricied funds Revaluation raserve Total funds 355.892.95 355,892.95 328.267 355 892.95 328 267 Sign8d by onè IN5tees on behawof all the trustees.. Signature.. Date ofapproval. agl g f i* Print Name..
THE REDEEMED CHRISTIAN CHURCH OF GOD[RCCG]-MNNERS TEMPLE NOTE TO THE ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2023 ot• 1 Basis of pYeparnUon 1.1 Basis of aCtIng These accounts have been prepared under the hisloriLzl (y)st InVent)n wtth items reco3nlsed al cost or transaction valLte unless otherwise stated in the relevant nole{sl lo these accounts. The accounts have been prepared in arthrdanee wrth the Financial Reporttng Standard apprable in the UK and Republic of Inland IFRS102) issued on 16 Juty 2014 and with the Charities Act 2011 and the Charity conslilutes a public benefft ag defined by FRS102. 1.2 Goln9 concern Considering the stead level of incomlng resources and nbership numlw the Charfty is a going coneem with no any known unforeseen circumstance 1.3 Change of a¢¢ountlng pollcy The accounts present a true and fair vtew a1 the accounting WicBs adopted are tkne 04ned in the note with no thange in policy 1A Changes to accountlng estirnates No changes to accounts'ng estimates have ¢xcurred in the rewrtrig periTrJ (3.46 FRS 102 SORP). 1.$ Materlal pvior y•ar •rrovs No material prior year error have been identrf*d in the repwting peri1 (3.47 FRS 102 SORP}.
THE REDEEMED CHRISTIAN CHURCH OF GODINNERs TEMPLE NOTES TO THE ACCOUNTS CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2023 Accounting pollcies Note 2 2.1 RECONCILIATION WITH PREVIOUS GENERALLY ACCEPTED ACCOUNTING PRACTICE There is no change in accounting policy in this period 2.2 INCOME This standard list of accounting Oicies has been applied by the charrty except for those ticked No or "Nla". Where a different OT additronal policy has been adopted then this is detsiled in the box below. Reco9nltlon of Income These are induded in the Statement of Financial Actiwties {SoFA) en.. . the charity becomes entiued lo th& re50urces,' tt is more likely than not that the tnjstees 1] recerve the resOuS.. and . the monetary value can be measure(S wrth SLrfficient reiiability. Offsètting There has b8en no offsetting of assets and liabilities. rK inwme and expenses. Grants and donatlons Grants and donalions are On included in the SOFA when the general income recL*3ntbon criteria are met15.10 to 5.12 FRS 102 SORP). In the case of performance related grants. Inme must onty be recognised to thg extent that the charity has provided the specified gocmjs or services as entivement to Ihe grant onty occurs when the perforniance related conditions are met (5.16 FRS 102 SORPI. Legacles There is nolggacy received durfng thls perfod. Government grants No govemment grant was received during this period. Tax reclalnts on donatlons aml glfts Gift Aid receivable is included in income when there is a valid declaration from the dor. Any Gift Aid amount recovered on a donation is (x)nsidered lo be part of that grft and is treated as an addition to the same fund as the inib'al donath"or¢ unless the donor or the teS of the appeal have specified otherwse. Cofttractual income and r10MnC0 related grants This is not applicable Donated goods There is no donated g)od. Donatod s•rvlc•s and faci1110oS Donated Servi and facllities are included in the SOFA wn received at the value of the gift to the chartty provided the value of the grft can be measured reliably. Donated services and facilities that are wnsume(f immediatety are recognised as income with an equivalent amount recognised as an expense under the appropriate heading in the SOF Support costs The charity has incurred expenditure on support costs.
Volunteer help The value of any voluntary help receive(l is not included in the ac¢x)unts but is described in the truslees. annual reporL Income from intergst. royaltles and dlvidends Not applicable duiin9 this p8rrod. Income from membershlp subscrlplions Tithes and offering received from the members are in the nature of a gift are recognised as Donattiins. and Legacies Settloment of insuranc• clalms Insuran daims are only included in the SOFA when the general income recogntiion crtterra are met {5.10 to 5.12 FRS 102 SORP) and are induded as an ttem of other inixjme in the SOFA. Investment galns and losses This includes any realised or unrealised gains or losses on the sale of investrn8nts and any gain or loss resulting from Valu1n9 inv&stsnents lo market value at the end of th8 year. 2.3 EXPENDITURE AND LIABILITIES Liability re¢ognitron Liabilities a recognised where it is more likely than not that there is a legal or constnJctive obligation cornmitting the charity to pay out resources and the arncMJnt of the obligation can be measured with reasonable certainty. Governance and support costs Support costs have been allocated between govemance }sts and other supwrt. Govemance costs comprise all costs involving public accountabilty of the charity and its compliance v•7th regulation and good practi¢8. Support costs include central functions and have been allocated to actiwty cost categon'es on a basis consistent the use of resources. eg allocating propety costs by floor areas. or per capita. staff costs by the time spent and other costs by their usage. Grants wlth parformanco ¢ondltions The Charity is not awarding grant lo any organisatii)n Grants payable without perfonnance conditions Where Ihere are no conditions attaching to the grant that enables the donor chartty to realisticalty avoid the commitrnent, a liabilty for the full funding obligation must be recognised. Redundancy cost The charity made no redundancy payments during the reporting p8ri0d. Deferred Income No material item of deferred income has been induded in the a¢xounts. Crodltors The charity has creditors which are m8asured at setuemenl amounts le any trade discounts Provlsions for Ilabilitles A liability is measured on recognibon at its historical cost and then subsequenliy measured at the best estimate of the amount required lo settle the obligation at the reporting date Baslc ftnan¢lal Instrnments The charity am)unts for basic finanal instruments on initial reccrfJnthon as per paragraph 10.7 FRS 102 SORP. Subsequent Trasurement is as per paragraphs 11.17 to 11.19. FRS 102 SORP.
2.4 ASSETS Tangible fixed ass•ts for use by ¢haFtty These are capitalised rf they can be used for more tsn one year. and cost at reast They are valued al cost. The depreciation rates and methods used are disclos&J in note 7. Inlangible fixed assets The charity has no intangible fixed assets. that is. normOne$ary assets that do not have physical substance but are idenb"fiable and are controlled by the charily through custody or legal rights. The amortisalion rates and methods used a disdosed in note 7. They are valued at cosL Herftago ass•ts The charity has no herilage assets. that is. non-monetary assets historic. artists"c. scientific. technological. geophysical or enwronmental qualities that are held and maintsined principalty for their contribution to knowledge and cutture. The depreciation rates and methods used as disdosed in note 16 is not applicable during this period but rf available they are valued al cost Inv•stm•nts Fixed asset invgstments in quoted shares. traded bonds and similar investrnents are valued at initial at st and subsequenvy al fair value (their market value) al the year end. The same treatsnent is applied to unlisted investments unless fair value cannot be measured reliably in which cas8 It is measured at cost less impaimienl. Investjnenls held for resale or pending their sale and cash and cash equrvalents with a malurity date of less than 1 year are treated as current asset investments Debtor8 08blors lincludlng trade debtors and loans recelvablg) are measured on inibal COgn[bOn at setdement amount after any trade discounts or amount 8dv8nced by tho chanty. Subsequenlly. they are measured al the cash or other consideration expected to be recejved. Curr•nt asset Investments The charlly has has investments which rt holds for resale or peThJing thelr sale and cash and cash equivalents wth a maturity date less than one year. These indude cash on deposit and cash equivalents wlh a maturty dale of less than one year held for investrnent purposes rather than to meg1 short teryn cash commrtments as they fall due. They are valued at fair value excapl where they qualify as basic financial irkstruments. POLICIES ADOPTED ADDITIONAL TO OR DIFFERENT FROM THOSE ABOVE There is no any other policies adopted.
THE REDEEMED CHRISTIAN CHURCH OF GOtNNERs TEMPLE NOTES TO THE ACCOUNTS CONTINUED Note 3 FOR THE YEAR ENDED 31ST DECEMBER 2023 Analysls of lrton Ahafysls Restrlct•d unre8Cl•d h)come Endowment Funds Fund# Funds Prlor year Fund8 Total Funds Donauons and l•gad' Donal and grRs GrftAd Other Total 170234.64 39.285.87 75.75 209,596.26 170.234.64 39.285.87 75.75 209.596.26 161,633 34.347 1.019 196.999 Charftabl? actMtiOS: Other Total TOTAL INCOME 209.596.26 209,59&26 196,999 other InfornOn: All In¢ome Ih the prlor y•ar was unreSt¢t8 •xcept for (se provlde d•s¢rfptlon and amounts) reason for th• ¢onverg10n. thln the Incom• it•ms abov• th• followlno It•#M are mterfal: (plaw dls¢los• th* Mthre, amount and any prfor year anwnts): IIONE 11
THE REDEEMED CHRISTIAN CHURCH OF GoD-NNERs TEMPLE NOTES TO THE ACCOUNTS CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2023 Analysis of •xpendltur• Rtstrieted UnTe5tr1¢ted income EndOn Funds Funds Funds Prlor year Funds Totsl Funds Gift Aid Admin Charges Central Office Outreach {Evangelisml Wortd Evangelism Missvjn Holy Communion Honourarium Welfare & Hospitslity StEcial Holy Ghost Expenses Stipendsl Alowancesl Salaries Chc¥rl Key Boardl Music Expense5 Booksl CDSI Tapes Childrenl Teenage/ yth /Sunday School Trainin Conferen¢el Congresslseminars Smart Pension HMRIPAYE & NIC ) 4.321.45 8,700.fK) 2.720.00 4.321.45 8,7(X).00 2,720.00 3,778 7,815 439 7,585 135.99 1,450.00 8,727.80 3.¢YJO.00 6,936.64 15,736.97 400.00 892.94 3.592.00 3,840.00 6.132.31 13599 1,450.00 8,727.80 3.000.00 45,936.64 15.736.97 400.00 892.94 3.592.00 3,840.] 6,132.31 2,800 9,246 2.000 45.465 12,970 300 475 290 5,916 8.270 105,586.10 105,586.10 107,349 Cleaning & Pest Control Donath"ons, Gifts & SubSCn"pti Water Rale Media ExnSeS Security Rgpairs, mainten8nc8 Renewals Printing, Postage and Stslionary Telephone Computer Cosv IT1S0are Exr InsurancelParkinglLinceS TnspOrt & Travet Expenses Consultancy sermces Advancement and Prornotion Bank Charges Refreshment and Entertainment Depreciation Electricity, Gas ,Fuel and Oil Manse (Accommodation} Cowd-19 Expenses Fu81 & Motor xpenses Equipment Expensed Hall Rentals 1.241.34 4,747.26 684.14 2,025.68 1,241.34 4,74726 684.14 2,025.68 1,357 3,501 1.520 115 9.499 2.241 1.182 165 1,439 9,735 1,600 126 557 987 11,655 2,936 23,953 89 818 95 65 10.340.08 857.25 1.163.69 10.340.08 85725 1.163.69 1,542.07 9,901.25 1.600.00 1.542.07 9,901.25 1.600. 601.27 567.64 10,214.43 3.667.00 23.952.66 60127 567.64 10.214.43 3,667.00 23.952.66 1.323.00 1.323. 74.428.76 74,428.76 74,175 TOTAL EXPENDITURE 180,014.86 180,014.86 181.524 12
THE REDEEMED CHRISTIAN CHURCH OF GOD4YINNERS TEMPLE NOTES TO THE ACCOUNTS CONTINUED Noto 5 Details of cort•in It•ms of expendlture 5.1 Fees for exaffnination of the accounts Please provide details of th8 amount paid for any stattjtory extemal s(#tInY of accounts and oth servlces prDvided by independent examiner. If nothlng was paid please enter . in the approrxiate boxlès). GOVERNANCE COST FOR THE YEAR ENDED 31ST DECEMBER 2023 Thls Year La Y•ar Independent exam1$ fg9S Legal & Professional Fee51Subscription AssLTrrance services olherthan audit ty independent examination 610.00 610 Tax advisoryfees Other fees If example.. financial athee. umgjttancy, accx)untancy Bookkeeping paid to the irKfependent examiner 1,345.00 1.955.00 1.955 13
THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS TEMPLE NOTES TO THE ACCOUNTS CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2023 Note 6 Paid employees Please complete this note If the chartty has any employees. 6.1 Staff Costs This Year Last Year Salaries and wages Social security costs Pension cosls (defined Other employee benefits Total staff costs 69.889.30 6,132.31 3,840.00 69,417 8,270 5,916 79,861.61 83.603 Please provide details of expenditure on staff working for the charity whose contracts are with and are paid by a related paty Please give details of the number of employees whose total employee benefits (exduding employer pension costs) fell wthin each band of £10.000 from £60.000 upwards. If there are no such transacb'ons. please enter Yrue. in the box provtded. No employees received employee benefits (exduding employer pension costs) for the reporting period of more than £60,000 Band £60,000 to £70,000 to £80,000 to £90,000 to £100,000 to Number of employees NIL NIL NIL NIL NIL 14
THE REDEEMED CHRISTIAN CHURCH OF GoD-NNERs TEMPLE NOTES TO THE ACCOUNTS CONTINUED Not• 7 FOR THE YEAR ENDED 31ST DECEMBER 2023 Tangible rd assets Frg8hdd land & bulldlngs ma¢hingry Flxtwos & Computèr & & motor fftttngs Equlpment whicles Tot41 At the Winning of th& year 280,806.58 57.459.32 41.925.07 380.1g).97 Additions 1.694.IK) 4.200.00 5,894.00 Disposals Al end of the year 280,806.58 59.153.32 46.125.07 386.084.97 7.2 Depra¢iation and impalmients 'Basis Freehold Propety Motor Vehicle Fixture5 & FÉttsngs Church Equipment Computer Equipment 25° 25% 25% 25% ReducirKJ Bdance Reducing Balan Reducing Balance Redts¢ing BalarKe "' Rate At beginnSng of the ygar Disposals Deprlation Impaimient Transfèrs" (Add or Deduct) Al end of Ihp year 30..59 34.352.04 64,420.63 7271.18 2.913.25 10.214.43 37.339.n 37.295.29 74.635.06 7.3 Net book value Nel book value at the beginning of Ihe Yr. N81 book valug al the end ol tha 280,806.58 280.806.58 27..73 21,813.55 7.S73.03 8.829.78 315,770.34 311,449.91 7.4 IMpairnnt Please provide a description of the evenls 8ThJ circumstances that led to the roccunition reversal of an Impairmgnl loss. 14.5 Revaluation If an accounting policy of revaluation is adcyted. please provide.. the effective date of the revaluation the name of indep8ndent valuer. rfapFdl(sble thg methods aprlied and signfficanl assumplior the catyng amount that wcAJkl have been recognised had th8 assets been carrlod under the Cost model. 14.6 Other dlsclosures lil Please state the amount of cx)sts. rf any, capttalised in the CA)nstrucknn of tangible fixed assets and the capitalisatM)n r used. lill Plèase provide Iho amount of I¢tal LKffnmitments for wuisition of tsngible fixed assets. (iiil Details of the existerrce and tsrrying aMnts of an1 and wuipment to which the charity has restriCtj tttle or that are plwjl as se(xJrity for lialJ"lib"e& . The'transfers. row is for movèments tet¥%en fixed asset catwtes. . Please indicate the melh(xJ of depreciation by deletFng th8 methc¥J not a01cae ISL- Strah1 line.. RB = reducing balance). Mso pleas8 indicate the rate of depwatK)n'. for str8ighl line. what is the anlicipateil life of the asset lin year5): for reducsThJ bala. what is the percentsge annual dedLJCtion. 15
THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS TEMPLE NOTES TO THE ACCOUNTS CONTINUED FOR THE YEAR ENDED 31ST DECEMBER 2023 Noto 8 crltOrS and accruals Please complete this note if the charity has any edItorS or accruals. 8.1 Analysis of creditors Amounts falling due after more than one year Amounts falling due bmthin one year Accruals and deferred income Total 4,310.00 4,310.00 4.240 4.240 16
THE REDEEMED CHRISTIAN CHURCH OF GOD-WINNERS TEMPLE NOTES TO THE ACCOUNTS CONTINUED Note 9 FOR THE YEAR ENDED 31ST DECEMBER 2023 Cash at bank and in hand Thls Year Last Year Short temi deposits Cash al bank and on hand Total 44,875.72 3.877.32 48,753.04 16,039 697 16.736 17