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2021-05-31-accounts

Charity number 1084278

BABA WADBHAG SINGH TRUST

Trustees' Report and Accounts

31 May 2021

BABA WADBHAG SINGH TRUST

Report and accounts Contents

Page
Charity details 1
Trustees report 2
Independent Examiner's Report 4
Statement of Financial Activities 5
Balance Sheet 6
Notes forming part of the Financial Statement 7

BABA WADBHAG SINGH TRUST Charity Information

Trustees

Mrs Inderjit Kaur Dhiman Mr Ravinder Singh Virdi Mr Pal Singh

Chairman Trustee Trustee Trustee

Committee

Mr Makhan Singh Dhiman Mr Manoj Kumar Saluja Mr Sarbdeep Singh Rai Mrs Reva Saluja Mr Pal Singh Mrs Inderjit Kaur Dhiman Mrs Jagdish Kaur Sahota Mr Ravinder Singh Virdi Mr Jatinder Singh

President Treasurer General Secretary Member Member Member Member Member Member

Independent Examiner

Sinclair Mckinsley Limited Sinckot House 211 Station Road Harrow HA1 2TP

Bankers

Barclays Bank Plc P.O. Box 738 London W6 9HY

Registered office

6-12 Greenford Road Greenford, Middlesex UB6 9AT

Charity Number 1084278

1

BABA WADBHAG SINGH TRUST

Trustees Report

The trustees present their report and the financial statements of the charity for the year ended 31 May 2021. The Trustees adopted the provisions of the Statement of Recommended Practice (SORP 2005) “Accounting and Reporting by Charities” in preparing the annual report and financial statements of the charity.

Structure, Governance and Management of the Charity

The Trustees of the charity are listed on page 1 and served throughout the year. The Board has the power to appoint additional trustees, as it considers fit to do so. Every future trustee shall be appointed by resolution of the trustees passed at a special meeting and/or in accordance with the guidelines and procedure laid out by thr Charity Commission.The Committee is appointed as per the constitution of the trust and served through out the year.

Objects of the charity and principal activities

The charity’s objects and regulations are regulated by the Constitution. It is established to provide a centre where the community can gather for worship and celebrate various festivals according to the Culture and provide facilities for weddings and provide a place of worship where community members can visit on regular basis. There have been no changes in the charity’s objects or policies during the year.

Development, activities and achievements

In line with the Charity's objectives, Baba Wadbhag Singh Trust continued to provide a centre for the community to gather for worship. The trust building was completed and opened for general public from August 2011 and all the daily and weekly events have been functioning since then from new premises. Due to Government lockdown, the Temple was closed from March 2020 to May 2020. Temple was opened slowly with goverment guidelines during the year.

Reserves Policy

Cash reserves at the end of the year equated to about 3079% of the normal operating expenditure. The attached financial statements show the current state of affairs of the finances, which the committee consider to be sound, and continue the policy of maintaining such high levels for future projects and furtherance of the charities activities.

Risk Analysis

Trustees are of the opinion that there are no major risks to which the charity is exposed to.

Loan for Building Renovation

Trust is uptodate towards repayment of loan taken from Nationwide Building Society towards building the premises.

2

BABA WADBHAG SINGH TRUST

Trustees Report

Trustees’ responsibilities

Charity law requires the trustees to prepare the financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of its financial activities for that period. In preparing those financial statements the trustees are required to:

a) select suitable accounting policies and then apply them consistently; b) make judgements and estimates that are reasonable and prudent; c) state whether the policies adopted are in accordance with the Charities Act 2006 and with applicable accounting standards and statements of recommended practice, subject to any material departures disclosed and explained in the financial statements;

d) prepare the financial statements on a going concern basis unless it is inappropriate to assume that the charity will continue to operate.

Trustees’ responsibilities

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud or other irregularities. The trustees are running and excuting their duties towards the trust in compliance as per the Charities Act 2006.

This report was approved by the trustees on 23 March 2022

Signed on behalf of the Trustees:

Mr M S Dhiman

( Chairman )

3

BABA WADBHAG SINGH TRUST

Independent Examiner’s Report to the trustees of BABA WADBHAG SINGH TRUST

I report on the accounts of the Trust for the year ended 31st May 2021 which are set out on pages 5 to 9.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011(the Charities Act) and that an independent examination is needed.

It is my responsibility to:

Basis of Independent Examiner's Statetement

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent Examiner’s Statement

In connection with our examination, no matter has come to our attention:

  1. which gives reasonable cause to believe that in, any material respect, the requirements

(a) to keep accounting records in accordance with section 130 of the Charities Act; and

(b) to prepare accounts which accord with the accounting records and to comply with the accounting requirements of the Charities Act have not been met; or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Sinclair Mckinsley Limited Chartered Certified Accountants

Sinckot House 211 Station Road Harrow Ha1 2TP

23 March 2022

4

BABA WADBHAG SINGH TRUST Statement of Financial Activities for the year ended 31 May 2021

Unrestricted
funds
Designated
funds All Funds
Notes
2021
2021
2021
£
£
£
Income Resources
I) General Income
2
49,978
0
49,978
ii) Bank Interest
300
300
iii) Giftaid refunds
9,659
9,659
Total Incoming Resources
59,937
0
59,937
Resources expended
ii) other direct charitable expenditure
3
55
55
iii) Management & admin of Charity
4
16,229
16,229
Total resources expended
16,284
0
16,284
Net Incoming Resources
43,653
0
43,653
Net Movement in Funds
1,361,091
0
1,361,091
1,404,744
0
1,404,744
1Funds balance carried forward as
at 31 May 2020
Funds balance brought forward
as at 01 June 2020
All Funds
2020
£
45,941
1,001
0
46,942
1,052
30,343
31,395
15,547
1,345,544
1,361,091

The notes on pages 7 to 9 form part of these accounts

5

BABA WADBHAG SINGH TRUST Balance Sheet as at 31 May 2021

Notes
2021
£
Fixed assets
Tangible assets
5
1,098,559
Current assets
Other debtors
2,911
Cash at bank and in hand
6
441,389
444,300
Creditors: amounts falling due
within one year
7
(14,354)
Net current assets
429,946
Total assets less current
liabilities
Creditors: amounts falling due
after more than one year
8
123,761
Net assets
1,404,744
Represented by:
Unrestricted funds
9
1,404,744
1,404,744
Approved by the Board of Trustees on 23 March 2022 and signed on its
M S Dhiman
M Saluja
2020
£
1,099,157
2,634
406,600
409,234
(13,230)
396,004
134,070
1,361,091
1,361,091
1,361,091
behalf by
Chairman
Treasurer
2020
£
1,099,157
2,634
406,600
409,234
(13,230)
396,004
134,070
1,361,091
1,361,091
1,361,091
behalf by
Chairman
Treasurer
behalf by
Chairman
Treasurer
134,070
1,361,091
1,361,091
1,361,091

The notes on pages 7 to 9 form part of these accounts.

6

BABA WADBHAG SINGH TRUST Notes to the Accounts for the year ended 31 May 2021

1 Accounting policies

The accounts have been prepared under the historical cost convention and in accordance with the Financial Reporting Standard for Smaller Entities (effective June 2002) and the Statement of Recommended Practice on Accounting by Charities (SORP).

Income

Income is received from donations, gifts and grants and is recorded on a receipts basis.

Depreciation

Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives.

Furniture and fixtures
15% reducing balance
2
Income
2021
Unrestricted Fund
Donations
49,978
Giftaid Refund
9,659
59,637
3
Other direct charitable expenditure
2021
£
Food for congregation
55
55
Furniture and fixtures
15% reducing balance
2
Income
2021
Unrestricted Fund
Donations
49,978
Giftaid Refund
9,659
59,637
3
Other direct charitable expenditure
2021
£
Food for congregation
55
55
2020
45,941
-
59,637 45,941
2021
£
55
2020
£
1,052
55 1,052

7

BABA WADBHAG SINGH TRUST Notes to the Accounts for the year ended 31 May 2021

4
Management & Administrative Expenditure
Water rates
Heat & light
Cleaning
p
Telephone
Wages
Legal and professional fees
Insurance
Repair and maintenance
Accountancy and auditing
g
Loan interest
Depreciation
5
Tangible fixed assets
Land and
buildings
£
Cost
At 1 June 2020
1,095,167
At 31 May 2021
1,095,167
Depreciation
At 1 June 2020
-
Charge for the year
-
At 31 May 2021
-
Net book value
At 31 May 2021
1,095,167
At 31 May 2020
1,095,167
2021
£
-
4,266
-
486
-
-
5,405
1,507
1,800
2,167
598
2020
£
879
7,518
-
692
9,131
-
4,858
2,024
1,800
2,737
704
30,343
library books
Total
£
£
-
1,109,233
16,229
Furniture &
fittings
£
14,066
14,066 -
1,109,233
10,076
598
-
10,076
-
598
10,674 -
10,674
3,392 -
1,098,559
3,990 -
1,099,157

8

BABA WADBHAG SINGH TRUST Notes to the Accounts for the year ended 31 May 2021

6
Cash in hand and at bank
Bank - Current account
Bank - Premier account
Cash in hand
7
Creditors due in one year
Accruals
Other taxes and social security
Bank Loan
8
Creditors due after one year
Bank Loan
9
Statement of funds
Unrestricted fund of the Charity
Restricted fund of the Charity
2021
73,183
367,906
300
2020
53,694
352,606
300
441,389 406,600
5,400
(43)
8,997
3,600
633
8,997
14,354 13,230
123,761 134,070
123,761 134,070
£
1,404,744
-
£
1,361,091
-
1,404,744 1,361,091

9