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2025-04-05-accounts

The Three Ells Trust

Annual Report and Financial Statements

For the Year Ended 5 April 2025

Charity Registered in England and Wales Number: 1084237


Produced by Albert Goodman LLP

The Three Ells Trust Contents For the Year Ended 5 April 2025

Page
Reference and Administrative Details 1
Trustees’ Annual Report 2 - 5
Independent Examiners’ Report 6
Statement of Financial Activities 7
Balance Sheet 8
Notes to the Financial Statements 9 - 14

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The Three Ells Trust Reference and Administrative Details For the Year Ended 5 April 2025

Trustees Mr C M Berry
Mr G R Hodges
Mrs H Naerger
Mr L Naerger
Principal Office 5 Three Yards Close
Portland
Dorset
DT5 1JN
Independent Examiner Michelle Ferris BSc (Hons) FCA DChA
Albert Goodman LLP
Leanne House
6 Avon Close
Weymouth
Dorset
DT4 9UX
Bankers Lloyds Bank plc
Weymouth Branch
92 St Mary Street
Weymouth
Dorset
DT4 8PA
Investment Managers Redmayne Bentley LLP
139 Commercial Road
Ashley Cross
Poole
Dorset
BH14 0JD

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Page 1

The Three Ells Trust Trustees’ Report For the Year Ended 5 April 2025

The Trustees have pleasure in presenting their annual report and the financial statements for the year ended 5 April 2025. The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity’s Constitution and the Charities Act 2011. The provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019) - (Charities SORP (FRS 102)) have been adopted in preparing the annual report and financial statements of the charity.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing Document and Constitution

The Three Ells Trust is a registered charity in England and Wales, charity number 1084237. The charity’s principal office is 5 Three Yards Close, Portland, Dorset DT5 1JN. It is governed by its Constitution which was originally adopted under a trust deed dated 15 November 2000.

Recruitment and Appointment of Trustees

Appointment of Board members (“Trustees” for Charity legislation purposes) is governed by the Constitution of the charity. The Trustees are authorised to co-opt new members on to the Board to fill vacancies in order to ensure adequate representation and diversity.

The following people were Trustees of the charity during the year:

Mr C M Berry Mr G R Hodges Mrs H Naerger Mr L Naerger

None of the trustees have any beneficial interest in the Charity.

The Trust’s Board of Trustees is responsible for the overall governance and strategic direction of the charity.

Induction and Training of Trustees

New Trustees undergo an induction period in which they become familiar with the governance process of the charity, the structure of the organisation and the role of the Trustees before they become a Trustee. Once appointed, new Trustees are supplied with guidance notes issued by the Charity Commission, along with support, mentoring and supervision. Trustees meet bimonthly to discuss the business and governance of the organisation. This includes strategy, operations and financial information for the charity. Trustees are included and encouraged to participate in staff team building events and Forum activities. Development work is ongoing with the Trust Board in preparation for future business and with the recruitment of further Trustees to broaden the skill set and diversity of the Board. The Trust provides full indemnity insurance for its Trustees

Investment Powers

The Constitution authorises the trustees to use all money raised to further its objects and to do all things that are lawful and conducive to the attainment of those objects and does not prevent investment.


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Page 2

The Three Ells Trust Trustees’ Report For the Year Ended 5 April 2025

Risk Management

The Trustees acknowledge their responsibility to give due consideration to the risks to which the charity is exposed and have set in place processes to identify and manage risks through Risk Registers. Risks are regularly reviewed, assessed, managed and escalated appropriately in accordance with the Risk Management policy. Risk management processes are in place and continue to be developed as required throughout the organisation.

OBJECTIVES AND ACTIVITIES

Statement of Purpose

The Trust is constituted by the Constitution and its objects are:

Summary of Charitable Activities

The Trust works within its Objects by:

  1. Making grants as determined by its Trustees.

Policies

The Trust is committed to the continuous improvement of our practices, policies and procedures and continues to review and update policies as required.

ACHIEVEMENTS AND PERFORMANCE

The Charity has continued with its increased level of activity in terms of the volume and variety of grants which it can now make. The Trustees and their advisors are satisfied with the levels of income achieved from the investment portfolio during the year which continues to fund the Charity's activity. Further grants have been made since the year end and the Trustees continue to have more in mind.


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The Three Ells Trust Trustees’ Report For the Year Ended 5 April 2025

FINANCIAL REVIEW

Financial Position

Incoming resources in the year were £48,181 (2024: £41,086).

A deficit of £183,889 was made in the year (2024: deficit of £102,141). At the balance sheet date total unrestricted reserves were £531,960 (2024: £717,603).

The charity maintains a cash balance of £94,567 (2024: £125,820), and has net current assets of £93,986 (2024: £125,566). Total net assets are £531,960 (2024: £717,603).

Reserves Policy

The Three Ells Trust are aware of the need to retain funding for future endeavours and developments and the Trustees review the amount of reserves required on a quarterly basis, to ensure that they are adequate to fulfil the charity’s continuing obligations.

At 5 April 2025, this policy equated to total reserves of approximately £531,960 of unrestricted reserve funds. The reserves policy currently requires cover for a minimum of £300,000 for expenditure in the next 2 years.

Going Concern

The Trustees have no uncertainties concerning the charity’s ability to continue as a going concern.

PLANS FOR THE FUTURE

The Trustees intend to carry on with their existing policy of making grants to suitable organisations and individuals out of the income and any capital growth achieved on the Charity’s investments by realising further funds as required to help support children and their families, the psychologist position at DCH and the Youth Support Worker on the Teenage Cancer Trust unit at Southampton Hospital. In light of this the Trustees will be reducing the capital value of the Charity's investments to a level of approximately £350,000 but still producing future income and capital growth.


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The Three Ells Trust Trustees’ Report For the Year Ended 5 April 2025

TRUSTEES’ RESPONSIBILITIES FOR THE FINANCIAL STATEMENTS

The trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards including Financial Reporting Standard 102: The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the income and expenditure of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for maintaining proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed/constitution. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the board on 2 October 2025 and signed on their behalf by:

H Naerger Trustee


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Page 5

The Three Ells Trust Independent Examiners' Report to the Trustees For the Year Ended 5 April 2025

I report to the trustees on my examination of the accounts of The Three Ells Trust (“the Trust”) for the year ended 5 April 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Michelle Ferris BSc(Hons) FCA DChA for and on behalf of Albert Goodman LLP Chartered Accountants

Leanne House 6 Avon Close Weymouth Dorset DT4 9UX

Date: 7 October 2025


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Page 6

The Three Ells Trust Statement of Financial Activities For the Year Ended 5 April 2025

Unrest- Rest- Total Unrest- Rest- Total
ricted ricted Funds ricted ricted Funds
Notes
Funds
Funds 2025 Funds Funds 2024
£ £ £ £ £ £
Income from:
Donations and legacies 2 25,535 - 25,535 14,452 - 14,452
Investments 3 22,646 - 22,646 26,634 - 26,634
______ ______ ______ ______ ______ ______
Total income 48,181 - 48,181 41,086 - 41,086
__ __ __ __ __ __
Expenditure on:
Raising funds 4 4,852 - 4,852 5,932 - 5,932
Charitable activities 5 227,218 - 227,218 149,641 - 149,641
______ ______ ______ ______ ______ ______
Total expenditure 232,070 - 232,070 155,573 - 155,573
__ __ __ __ __ __
Net (expenditure)/income (183,889) - (183,889) (114,487) - (114,487)
Gains/ (losses) on investment 8
assets (1,754) - (1,754) 12,346 - 12,346
______ ______ ______ ______ ______ ______
Net income/ (expenditure)
before transfers (185,643) - (185,643) (102,141) - (102,141)
Transfers between funds - - - - - -
______ ______ ______ ______ ______ ______
Net movement in funds (185,643) - (185,643) (102,141) - (102,141)
Reconciliation of funds:
Total funds brought forward 717,603 - 717,603 819,744 - 819,744
______ ______ ______ ______ ______ ______
Total funds carried forward 531,960 - 531,960 717,603 - 717,603
‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗

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Page 7

The Three Ells Trust Balance Sheet As at 5 April 2025

Notes 2025 2024
£ £ £ £
Fixed assets
Investments 8 437,974 592,037
Current assets
Cash at bank and in hand 94,567 125,820
Debtors 10 949 1,146
_______ _______
95,516 126,966
Creditors
Amounts falling due within one year 9 (1,530) (1,400)
_______ _______
Net current assets 93,986 125,566
_______ _______
Net assets 531,960 717,603
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
The funds of the charity
Unrestricted funds:
General funds 11 531,960 717,603
_______ _______
Total charity funds 531,960 717,603
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗

Approved by the Board of Trustees for issue on 2 October 2025 and signed on their behalf by:

H Naerger Trustee


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The Three Ells Trust Notes to the Financial Statements For the Year Ended 5 April 2025

1 Accounting Policies

1.1 General information and basis of accounting

The Three Ells Trust is an unincorporated charity governed by its Constitution. The address of the principal office is given on page 1. The nature of the charity’s operations and its principal activities are set out in the Trustees report on pages 2-5.

The financial statements have been prepared in £ sterling on the historical cost basis and in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019) - (Charities SORP (FRS 102)) and the Charities Act 2011.

The charity meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

1.2

Income

All income is included in the statement of financial activities when the charity is entitled to the income and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income.

Donation and legacy income is received by way of donations and gifts and is included in full in the Statement of Financial Activities when receivable.

Investment income in respect of funds held on deposit is included when receivable and the amount can be measured reliably. This is normally upon notification of the interest paid by the bank.

1.3 Donated services

In accordance with the Charities SORP (FRS 102), any unpaid general volunteer time is not recognised in the financial statements.

1.4 Expenditure

Expenditure is recognised on an accruals basis as a liability is incurred.

Charitable expenditure comprises those costs incurred by the charity in the delivery of its charitable activities and services. It includes both costs that can be allocated directly to such activities and costs of an indirect nature which are necessary to support them.

1.5 Fixed asset investments

Investments are stated at market value as at the balance sheet date. The statement of financial activities includes the net gains and losses arising on revaluation and disposals throughout the year.

1.6 Cash at bank and in hand

Cash at bank and in hand includes cash and short term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.


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The Three Ells Trust Notes to the Financial Statements For the Year Ended 5 April 2025

1.7 Creditors

Creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are recognised at their settlement amount.

1.8 Taxation

1.9 Fund accounting

General funds are unrestricted funds receivable or generated for the objects of the charity without further specified purpose and are available as general funds.

Designated funds are unrestricted funds earmarked by the Trustees for particular purposes.

Restricted funds are to be used for specific purposes as laid down by the donor. Expenditure which meets this criterion is charged to the fund, together with a fair allocation of management and support costs as appropriate.

1.10 Financial instruments

The charity only holds basic financial instruments as defined in FRS 102. The financial assets and liabilities of the charity and their measurements are as follows:

Financial assets – Investments are debt instruments measured at fair value through the profit and loss account as detailed in note 13.

Cash at bank – is classified as a basic financial instrument and is measured at amortised cost.

Financial liabilities – Creditors are financial instruments and are measured at amortised cost and detailed in note 13.

2 Income from donations and legacies

Unrest- Rest- Total Unrest- Rest- Total
ricted ricted Funds ricted ricted Funds
Funds Funds 2025 Funds Funds 2024
£ £ £
£
£ £
Donations and gifts
25,535
- 25,535 14,452 - 14,452
______ ______ ______ ______ ______ ______
25,535 - 25,535 14,452 - 14,452
‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗

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The Three Ells Trust Notes to the Financial Statements For the Year Ended 5 April 2025

3 Investment Income

Unrest- Rest- Total Unrest- Rest- Total
ricted ricted Funds ricted ricted Funds
Funds Funds 2025 Funds Funds 2024
£ £ £
£
£ £
Dividends from investments 13,961 - 13,961 17,650 - 17,650
Interest from investments 7,958 - 7,958 8,236 - 8,236
Other income from investments 573 - 573 547 - 547
Interest on cash deposits 154 - 154 201 - 201
______ ______ ______ ______ ______ ______
22,646 - 22,646 26,634 - 26,634
‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗
4 Expenditure on raising funds
Unrest- Rest- Total Unrest- Rest- Total
ricted ricted Funds ricted ricted Funds
Funds Funds 2025 Funds Funds 2024
£ £ £
£
£ £

Investment management fees
4,852 - 4,852 5,484 - 5,484
‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗

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The Three Ells Trust Notes to the Financial Statements For the Year Ended 5 April 2025

5 Expenditure on charitable activities

Unrest- Rest- Total Unrest- Rest- Total
ricted ricted Funds ricted ricted
Funds
Funds Funds 2025 Funds Funds 2024
£ £ £
£
£
£
Grants:
Grants to organisations
(towards equipment) 5,820 - 5,820 555 - 555
Grants to individuals
(towards hospital travel and equipment
costs etc) 39,750 - 39,750 36,000 - 36,000
Grants to individuals 30,724 - 30,724 10,019 - 10,019
Dorset County Hospital NHS
Foundation Trust
(towards funding of Palliative
care post) 1,840 - 1,840 - - -
(towards funding of
Paediatric Psychology services) 87,517 - 87,517 84,557 - 84,557
Teenage Cancer Trust
(towards Youth Empowerment
Programme) 59,975 - 59,975 16,950 - 16,950
______ ______ ______ ______ ______ ______
225,626 - 225,626 148,081 - 148,081
Accountancy fees 931 - 931 860 - 860
Independent examination fees 621 - 621 660 - 660
Website costs 40 - 40 40 - 40
______ ______ ______ ______ ______ ______
227,218 - 227,218 149,641 - 149,641
‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗

6 Wages and salaries

The charity does not have any employees (2024 – none) and therefore has not paid any wages or salaries in the year (2024- £nil), and has no employee earning more than £60,000 (2024 – none). There is no key management personnel remuneration to be disclosed (2024 – none).

7 Related parties

None of the trustees (or any persons connected with them) received any remuneration during the year (2024: none), and there were no related party transactions (2024: none).


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The Three Ells Trust Notes to the Financial Statements For the Year Ended 5 April 2025

8 Investments
2025 2024
£ £
Market value as at 6 April 2024 592,037 670,484
Additions at cost 13,506 14,843
Disposal proceeds (165,815) (105,636)
Net gain / (loss) on disposals 4,736 10,482
Net gain / (loss) on revaluation (6,490) 1,864
_______ _______
Market value as at 5 April 2025 437,974 592,037
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
9 Creditors: Amounts falling due within one year
2025 2024
£ £
Accruals and deferred income 1,530 1,400
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
10 Debtors: Amounts falling due within one year
2025 2024
£ £
Accrued income 949 1,146
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
11 Statement of funds - 2025
Balance Gains / Balance
06.04.24 Income Expenditure (losses) 05.04.25
£ £ £ £ £
Unrestricted funds
General funds 717,603 48,181 (232,070) (1,754) 531,960
_______ _______ _______ _______ _______
Total unrestricted funds 717,603 48,181 (232,070) (1,754) 531,960
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
Statement of funds – 2024
Balance Gains / Balance
06.04.23 Income Expenditure (losses) 05.04.25
£ £ £ £ £
Unrestricted funds
General funds 819,744 41,086 (155,573) 12,346 717,603
_______ _______ _______ _______ _______
Total unrestricted funds 819,744 41,086 (155,573) 12,346 717,603
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗

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The Three Ells Trust Notes to the Financial Statements For the Year Ended 5 April 2025

12 Analysis of net assets between funds

Unrest- Rest- Total Unrest- Rest- Total
ricted ricted Funds ricted ricted Funds
Funds Funds 2025 Funds Funds 2024
£ £ £ £ £ £
Tangible fixed assets 437,974 - 437,974 592,037 - 592,037
Cash held at bank 94,567 - 94,567 125,820 - 126,966
Creditors due within one year (1,530) - (1,530) (1,400) - (1,400)
Debtors due within one year 950 - 950 1,146 - 1,146
______ ______ ______ ______ ______ ______
531,960 - 531,960 717,603 - 717,603
‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗ ‗‗‗‗‗‗

13 Financial instruments

Categorisation of financial instruments

Categorisation of financial instruments
2025 2024
£ £
Financial assets that are debt instruments measured at amortised cost 95,516 126,966
Financial assets measured at fair value through profit and loss account 437,974 592,037
_______ _______
533,490 719,003
‗‗‗‗‗‗‗ ‗‗‗‗‗‗‗
Financial liabilities measured at amortised cost 1,530 1,400
______ ______
1,530 1,400
‗‗‗‗‗‗ ‗‗‗‗‗‗

Items of income, expenditure, gains and losses

In relation to the financial assets measured at fair value through profit and loss account, there was income of £22,646 (2024 - £26,433), expenditure of £4,852 (2024 - £5,932), loss on investment of £1,754 (2024 gain on investment - £12,346).

In respect of the financial assets that are debt instruments measured at amortised cost, there was income of £154 (2024 - £201), there were no items of expenditure, gains or losses (2024 – none).


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