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2025-08-31-accounts

Company registration number 03952150 (England and Wales) Charity registration number 1082137 (England and Wales)

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees N D Boonin B Kaplan S R Hunt N Kramer A Myers A Simble R S Somerston (Appointed 12 June 2025) S Mordecai (Appointed 12 June 2025) D A Menashy (Appointed 12 June 2025) Country of incorporation United Kingdom 03952150 (England and Wales) Charity registration England and Wales 1082137 Registered office Glengall Road Edgware Middlesex HA8 8TE Independent examiner Jeffrey Zinkin FCA F M C B Chartered Accountants Hathaway House Popes Drive Finchley London N3 1QF Bankers HSBC Bank PLC 101 - 103 Station Road Edgware Middlesex HA8 7JJ Royal Bank of Scotland PLC 19 - 21 Clarendon Road Watford Hertfordshire WD1 1HD National Westminster PLC 72 - 74 High Street Watford Hertfordshire WD17 2GZ

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

CONTENTS

Page
Trustee's report 1 - 2
Independent examiner's report 3
Statement of financial activities 4
Balance sheet 5
Statement of cash flows 6
Notes to the financial statements 7 - 14

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

TRUSTEE'S REPORT (INCLUDING DIRECTOR'S REPORT AND STRATEGIC REPORT) FOR THE YEAR ENDED 31 AUGUST 2025

The trustees who are also the directors of the Charity for the purposes of the Companies Act, present their annual report and financial statements for the year ended 31 August 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the company's Memorandum and Articles of Association, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

This report also represents the directors' report as required by S417 of the Companies Act 2006.

Objectives and activities

The objects of the Charity are to advance the education and development of pupils at Rosh Pinah Jewish Primary School with particular regard to the advancement of the education of such pupils in the Jewish religion and Jewish faith.

Rosh Pinah is a United Synagogue Jewish Day School. The religious character of the School is that of Modern Orthodox Judaism. It is a voluntary aided school with pupils from a wide range of religious and socio-economic backgrounds. They are an inclusive school, catering to the needs of all pupils. Jewish Education underpins all that is taught. The school imbues pupils with a love of Jewish life, study skills which enhance all their learning, respect for others and a love of Israel. The school has specialist teachers and teaching assistants for Jewish studies and timetables dedicated lessons for this. There is a broad Jewish studies curriculum covering text based Torah study, weekly Torah portion lessons, general knowledge and Hebrew Reading. The school has daily prayers, regular religious assemblies and celebrations of festivals to which parents and members of the wider community are invited.

Public benefit

In accordance with Section 17 of the Charities Act 2011, the Trustees have given careful consideration to the Charity Commission's general guidance on public benefit and in particular to continue maintaining its principal objects for the advancement of education and development of pupils at Rosh Pinah Jewish Primary School, with particular focus on the Jewish religion and faith.

Activities

The Charity raises funds and receives contributions by way of subscriptions and donations. The trustees are empowered to act as they see best for the furtherance of the Charity's objects.

Strategic report

The description under the headings "Achievements and performance" and "Financial review" meet the company law requirements for the trustees to present a strategic report.

Achievements and performance

Significant activities and achievements against objectives

The Trustees consider that the achievements of the principal objects have been met and continue to support improvement in performance and overall standards.

Financial review

The trustees consider that the reserves are sufficient to support the maintenance of current resources.

Reserves policy

The reserves are set out in the Balance Sheet and accompanying notes. The Trustees regularly review the level of cash reserves maintained. In addition, the Trust holds funds for restricted purposes in separately designated funds as shown in note 15. The accounts for the period are set out in the attached documents. The statement of Financial Activities is set out on page 4 and shows a net surplus movement in total funds of £63,795 (2024: £33,784 surplus) and our funds stand at £416,938 (2024: £353,143) in total. The restricted funds are shown in note 13. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

TRUSTEE'S REPORT (INCLUDING DIRECTOR'S REPORT AND STRATEGIC REPORT) (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

Investment policy

Under the Memorandum & Articles of Association, the charity has the power to make any investment which the Trustees see fit. Aside from retaining sufficient funds to meet the reserves policy, there are some funds for longer term investments. The Trustees have therefore decided to place the amounts available in interest bearing accounts with their bankers. The returns are considered acceptable bearing in mind current interest rate levels and practical alternatives.

The trustees have a duty to identify and review the risks to which the company is exposed and are satisfied that appropriate controls are in place to provide reasonable assurance against fraud and error.

Plans for future periods

The Trustees will maintain and support the existing principal objects of the Trust.

Structure, governance and management

Rosh Pinah Jewish Primary School Trust is a company limited by guarantee governed by its Memorandum and Articles of Association dated 21st March 2000 amended by special resolution dated 28th May 2006.

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

N D Boonin

B Kaplan S R Hunt N Kramer A Myers A Simble R S Somerston (Appointed 12 June 2025) S Mordecai (Appointed 12 June 2025) D A Menashy (Appointed 12 June 2025)

Recruitment and appointment of trustees

Trustees are appointed each year at the Annual General Meeting of the company and the first meeting of the Board is called shortly thereafter at which Trustees receive specific responsibilities and appropriate induction and training. The Board meets at least once per school term to discuss the furtherance of the Charity's objects.

None of the trustees has any beneficial interest in the company. All of the trustees are members of the company and guarantee to contribute £10 in the event of a winding up.

Qualifying third party indemnity provisions

The company has taken out third party indemnity insurance on behalf of its directors.

The trustee's report, including the strategic report, was approved by the Board of Trustees.

R S Somerston

D A Menashy

18 May 2026

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

I report to the trustees on my examination of the financial statements of Rosh Pinah Jewish Primary School Trust (the charity) for the year ended 31 August 2025.

Responsibilities and basis of report

As the trustees of the charity (and also its directors for the purposes of company law), you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006.

Having satisfied myself that the financial statements of the charity are not required to be audited under Part 16 of the Companies Act 2006 and are eligible for independent examination, I report in respect of my examination of the charity’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.

Independent examiner's statement

Since the charity’s gross income exceeded £250,000, the independent examiner must be a member of a body listed in section 145 of the Charities Act 2011. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Jeffrey Zinkin FCA

F M C B Chartered Accountants Hathaway House Popes Drive Finchley London N3 1QF 19 May 2026

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 AUGUST 2025

Unrestricted
Restricted
funds
funds
2025
2025
Notes
£
£
Income from:
Donations and legacies
3
512,633
47,776
Investments
4
5,057
190
Total income
517,690
47,966
Expenditure on:
Charitable activities
Charitable activities
5
455,942
45,919
Total expenditure
455,942
45,919
Net income
61,748
2,047
Transfers between
funds
(3,309)
3,309
Net movement in
funds
7
58,439
5,356
Reconciliation of funds:
Fund balances at 1 September
2024
199,168
153,975
Fund balances at 31 August
2025
257,607
159,331
Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
560,409
435,720
110,644
5,247
5,059
308
565,656
440,779
110,952
501,861
385,051
132,896
501,861
385,051
132,896
63,795
55,728
(21,944)
-
(4,511)
4,511
63,795
51,217
(17,433)
353,143
147,951
171,408
416,938
199,168
153,975
Total
2024
£
546,364
5,367
551,731
517,947
517,947
33,784
-
33,784
319,359
353,143

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

BALANCE SHEET

AS AT 31 AUGUST 2025

2025
Notes
£
Current assets
Debtors
11
14,470
Cash at bank and in hand
537,100
551,570
Creditors: amounts falling due within
one year
12
(134,632)
Net current assets
Net assets excluding pension liability
The funds of the charity
Restricted income funds
13
Unrestricted funds
2024
£
£
20,293
441,228
461,521
(108,378)
416,938
416,938
159,331
257,607
416,938
£
353,143
353,143
153,975
199,168
353,143

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 August 2025.

The director acknowledges his responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the trustees on 18 May 2026

R S Somerston D A Menashy

Company registration number 03952150 (England and Wales)

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

STATEMENT OF CASH FLOWS

FOR THE YEAR ENDED 31 AUGUST 2025

Notes
Cash flows from operating activities
Cash generated from/(absorbed by)
operations
17
Investing activities
Investment income received
Net cash generated from investing activities
Net cash generated from financing activities
Net increase/(decrease) in cash and cash
equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year
2025
£
5,247
£
90,625
5,247
-
95,872
441,228
537,100
2024
£
5,367
£
(47,534)
5,367
-
(42,167)
483,395
441,228

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

1 Accounting policies

Charity information

Rosh Pinah Jewish Primary School Trust is a private company limited by guarantee incorporated in England and Wales. The registered office is Glengall Road, Edgware, Middlesex, HA8 8TE.

1.1 Basis of preparation

The financial statements have been prepared in accordance with the charity's governing document, the Companies Act 2006, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest pound.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.7 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Income from donations and legacies

Unrestricted
Restricted
funds
funds
2025
2025
£
£
Donations and gifts
250
-
Grants
82,749
47,776
Membership fees
429,634
-
512,633
47,776
Income from investments
Unrestricted
Restricted
funds
funds
2025
2025
£
£
Interest receivable
5,057
190
Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
250
2,100
-
130,525
82,432
110,644
429,634
351,188
-
560,409
435,720
110,644
Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
5,247
5,059
308
Total
2024
£
2,100
193,076
351,188
546,364
Total
2024
£
5,367

4 Income from investments

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)

FOR THE YEAR ENDED 31 AUGUST 2025

5 Expenditure on charitable activities

Charitable Charitable
activities activities
2025 2024
£ £
Direct costs
Staff costs 70,367 209,707
Professional and educational resources 235,772 34,794
Premises costs 110,025 92,409
Building refurbishments 34,247 132,889
Caretaker Building Repairs - 1,299
Bank charges 2,446 1,500
Legal & Professional 11,666 1,500
464,523 474,098
Share of support and governance costs (see note 6)
Support 33,679 40,916
Governance 3,659 2,933
501,861 517,947
Analysis by fund
Unrestricted funds 455,942 385,051
Restricted funds 45,919 132,896
501,861 517,947
6 Support costs allocated to activities
2025 2024
£ £
Staff costs 30,722 37,889
Office Administration 2,957 3,027
Governance costs 3,659 2,933
37,338 43,849
Analysed between:
Charitable activities 37,338 43,849
7 Net movement in funds 2025 2024
£ £
The net movement in funds is stated after charging/(crediting):
Fees payable for the independent examination of the charity's financial
statements 2,850 2,850

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

8 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

9 Employees

The average monthly number of employees during the year was:

Total
Employment costs
Wages and salaries
2025
Number
-
2025
£
101,089
2024
Number
-
2024
£
247,596

10 Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

11 Debtors

Amounts falling due within one year:
Other debtors
Prepayments and accrued income
Creditors: amounts falling due within one year
Trade creditors
Other creditors
Accruals and deferred income
2025
£
5,965
8,505
14,470
2025
£
37,259
-
97,373
134,632
2024
£
9,567
10,726
20,293
2024
£
76,932
1,000
30,446
108,378

12 Creditors: amounts falling due within one year

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

13 Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1 Incoming Resources Transfers At 31 August
September resources expended (Trust 10% 2025
2024 contribution)
£ £ £ £ £
- - - - -
School Capital Allocation- SCA
(LCVAP) 107,415 38,883 (34,253) 3,309 115,354
Devolved Formula Capital -
DFC 46,560 9,083 (11,666) - 43,977
153,975 47,966 (45,919) 3,309 159,331
Previous year: At 1 Incoming Resources Transfers At 31 August
September resources expended (Trust 10% 2024
2023 contribution)
£ £ £ £ £
School Capital Allocation- SCA
(LCVAP) 117,803 100,126 (114,065) 3,551 107,415
Devolved Formula Capital -
DFC 53,605 10,826 (18,831) 960 46,560
171,408 110,952 (132,896) 4,511 153,975

Restricted income funds (DFC and School Building Allocation- LC VAP) relate to funding by Department of Education for specific projects (including a 10% contribution by the Trust), any known future expected capital commitments and a working capital buffer.

When expenditure takes place out of restricted income funds in line with the original grant, the expenditure is then reclassified by way of transfer between funds.

14 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 Incoming Resources Transfers At 31 August Transfers At 31 August
September resources expended 2025
2024
£ £ £ £ £
General funds 199,168 517,690 (455,942) (3,309) 257,607

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

14 Unrestricted funds (Continued)
Previous year: At 1 Incoming Resources **Transfers ** At 31 August
September resources expended 2024
2023
£ £ £ £ £
General funds 147,951 440,779 (385,051) (4,511) 199,168
15 Analysis of net assets between funds
Unrestricted Restricted Total
funds funds
2025 2025 2025
£ £ £
At 31 August 2025:
Current assets/(liabilities) 257,607 159,331 416,938
257,607 159,331 416,938
Unrestricted Restricted Total
funds funds
2024 2024 2024
£ £ £
At 31 August 2024:
Current assets/(liabilities) 199,168 153,975 353,143
199,168 153,975 353,143

16 Related party transactions

Included in creditors are amounts due to Rosh Pinah Primary School which was nil (2024: £27,669). Included in expenditure is £388,330 (2024: £372,851) invoiced by Rosh Pinah Primary School to the Trust.

17
Cash generated from operations
Surplus for the year
Adjustments for:
Investment income recognised in statement of financial activities
Movements in working capital:
Decrease in debtors
Increase/(decrease) in creditors
Cash generated from/(absorbed by) operations
2025
2024
£
£
63,795
33,783
(5,247)
(5,367)
5,823
30,155
26,254
(161,516)
90,625
(102,945)

ROSH PINAH JEWISH PRIMARY SCHOOL TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 AUGUST 2025

18 Analysis of changes in net funds

The charity had no material debt during the year.