FRICAI ANNUAL REPORT 2024 - 2025 Kuumba Centre, Boullton Road, West Bromwich West Midlands 0121525 1629 Follow us on socials @SACMHFI @KUUMBAF @SACMHF TABLE OF CONTENTS PAGE NO: CHAIR PERSON 01 CHIEF EXECUTIVE OFFICER 02- 05 OPERATIONS MANAGER 06 BUSINESS DEVELOPMENT MANAGER 07 SENIOR COUNSELLOR 08 USER VOICES 09 VOLUNTEERING 10 STUDENT PLACEMENTS STATISTICS 12 EXPENDITURE 13 STAFFING & MANAGEMENT STRUCTURE 14 47 AKNOWLEDGEMENTS 15 Chair Person Our charity has withstood the turbulence that comes with third sector delivery of mental health services over many years now and the last year was no different. Our plan to achieve longevity was ever more apparent as we worked towards the latter part of an asset transfer process. Our vision for SACMHF is to become financiaLly independent with a range of sites, services and beneficiaries who are happy to endorse the friends and family test pertinent to our service offer. I hope that In bringing our plan to fruition we have brought our very dedicated staff team along with us on that road and I want to take this opportunity to thank them for their support of these plans and their ability to work with us towards the end goal even during times when they are uncertain. op Our board members have completed tralnlng, attended key meetlngs, networked and have worked doggedly to support the CEO and to accompllsh the charltles objectlves. I thank them for thelr dlllgence and attentlon to detall. Board members accompllsh the charltles objectlves I have felt humbled by the support received from a wider range of funders this year to help us to deliver our core services and to broaden our scope with the new buiLd development. Without their support we wouLd be able to flourish and to them l am ever gratefuL. Last but by no means least our, the people who use our services aLLow us a window into their lives and I will continue to pray that they continue to receive benefit from using our services, are able to participate in how the services are delivered and are engaged in contributing to the plans for the f uture. SACMHF has come a Long way and we hope to further our commitment to continue to deliver culturalLy responsible and sensitive services for Black communities, their families, carers and the wider communities as we set out to. Chairperson Page 01 Chief Executive Officer Strategic Synopsis: Asset Transfer of a community building The whole year for me was characterised by work to secure the transfer of a community building from Sandwell council to our charity. The rationale that supports the need for another larger building to deliver our services from is focused on achieving sustainability. Simply put a larger premises will enable our charity to grow resulting in increased outputs and increased income as we look to serve the community of Charlemont & Grove Vale. Strategically SACMH F have had a focus on what we can do to get closer to the charity elixir of sustainability and financial freedom. The year has seen SACMHF reach the finaL chapter of a long journey of work to remove certain of the shackles of the traditional model of financing the charities work. The funds required to support the demolition of the existing site to be replaced with a new building was costed as £950k rising months later to £l.Im. A project team was assembled which included a business consultant and a firm of architects, both of which had worked recently on another capital project in the borough. The year commenced with a determination to bring the fundraising strategy for the asset transfer of a community building namely the Charlemont Community Centre with the submission of a large capital funding application to the Community Ownership Fund (COFI. This fund was part of the Levelling up funding first espoused by the previous Conservative Government. Outline plan for the new buiLding Page 02 Although the fundraising strategy continued the change of government presented us with the dilemma around whether the incoming government would continue the Community Ownership Fund at the start of their tenure. Decisions on our application was due at around the end of May 2024 but there was a deathly silence for som6 time. Locallty Is a 'notional membership network supportlng local community organlsations. Locality, 'provide specialist advice, peer-learning, resources and campaigns including to take over and run assets for the benefit of local people,. Locality were selected to support us through the application process to the COF. Their support was involuable during the process whlch was and contlnues to be challenglng. ES YÉS eo There was a deathly sllence for a whlle due to the change ofgovernment on the appllcatlon 99 In additlon to this we were supported by Sarah Coombes MP for West Bromwlch, who Ilalsed wlth central government to ascertaln a clearer plcture of whether the Communlty Ownership Fund was going to contlnue and glve us a decision on our application. Her interventlon was tlmely and so helpful, l am most grateful to her for the time she took out of her schedule to help us when the prospect of securlng thls grant was startlng to look bleak. I psychosli Jd￿ri[nI barrl¢rs JiJiua)oJn drt•inpd support • ujiniil volctbfft lo Ciirlbboaii ¥ cuItUT• dl•spor•l N t•boo The fundraising strategy to complete the asset transfer was complete by the end of the year and the required funds were secured from a combination of funders who are Communlty Ownership Fund, Natlonal Lottery Communlty Fund, Clothworkers Foundation, Wolfson Foundatlon and Garfleld Western. There are several appllcations that are stlll being consldered. CEO Patricia Johnson with Sarah Coombes MP There has been much involved in the asset transfer process, and it has included engagement with local people who reside in the Charlemont & Grove Vale ward, consultation and engagement with the people who use SACMHF services, lengthy lease negotiations, planning application, the tender for the work to build the centre and much more.The advice and support from our business consultant and the firm of architects has proven to be a critical success factor and l am thankful and grateful to have been able to have them onboard. The SACMHF team have been rightfully questioning and inquisitive about the asset transfer and it is their 5tudiou5 approach to their work that has helped me to be able to consider this large capital project, and I thank them for their diligence and work ethic. This could not be executed with the sUPPOrt of the team. Sandwell Metropolitan Borough Council (SMBC), to use the full title have supported this asset transfer from the third time of askingi There are key individuals from SMBC who have worked hard and supported me to help make the challenging and lengthy process smoother and frankly we could not have reached this stage without Manny Sembhi, Nick Garrat, Luke Dove and Stefan Hemmings. Page 03 "Operations were all go lastyear with a new partnership service funded by the Department for Health & Social Care." Operations were all go last year with a new partnership service funded by the Department for Health & Social Care. The new project was the second part of a two-year pilot and was called the Culturally Appropriate Advocacy Service. This Service was delivered in Birmingham in partnership with Pohwer Advocacy a National Advocacy charity and Catalyst 4 Change who provide 'support for community organisations, SME'S, faith groups or businesses with a significant African and Caribbean mental health I wellbeing service user base,. During the previous financial year, we launched a small garden project, and it was our aim to learn from this pilot gardening offer and move on to secure additional funding to increase the garden size during the last financial year and this is exactly what we did. Courtesy of a successful grant application to the West Midlands Combined Authority Green Grants programme we had sufficient funding to pay a gardener, a team of volunteers and to have new raised beds, new flora and fauna, bulbs, soil, and additional composter and some seating.The garden is flourishing, and I thank all who have been involved and continue to be involved in our Time to Grow project. It's been a huge success, and we even have a volunteer who is neurodiverse who pops to the garden every Saturday morning to water and feed all the plants, flowers and vegetables. This young man has agreed to undertake gardening duties at the Charlemont Community Centre next year when it is up and running. This service supported people with mental ill health need for advocacy whilst admitted to one of several inpatient units across the Birmingham and Solihull footprint. The CAAS service also supported Carers and people who looking to be discharged from a psychiatric unit back into the community. The project was subject to an evaluation, and the report will be available very soon. The garden project has really helped me to socialize, learn about the world of plants & has been very therapeutic. -Kuumba service user Page 04 1111 Short term Objectives The annual strategic development day was held over two days last year to enable a much-needed update on the C3 development and time to take questions from the team about the asset transfer process and what had been involved so far. This event is a co-produced event facilitated by Silverdale Associates who have a long history of work with SACMHF. The team expressed their support for the C3 development and expressed a wider understanding of the processed employed to secure the site. The Business Development Manager works alongside me to execute the finance and fundraising strategy to support the delivery of services and more general operations. During the year he has re-launched the team of community fundraisers who have drafted a schedule of fundraising activities to raise much needed funds for services offered from the Kuumba centre. The wider determinants of Health service is a service delivered in partnership with the consortium that SACMHF is member of which is Communities in Sync ICISI. Our role in this service is to deliver healthy lifestyle activities called 'Get Active, to support mental wellbeing. The gardening project is a part of this service coupled with health walks and our cycling project. The cycling aspect of this service has grown and much supported was received from Cycling UK. I think I may have inadvertently created a wider team of bid writers as our Communications Lead wrote two successful bids to support the purchase of additional bikes and storagell Our charity is on a well-deserved trajectory to achieve sustainability. We are not there yet but are edging closer to this strategic goal. Moving Forward Our charity Is on a well-earned trajectory to achieve sustainability. We are not there yet but are edging closer to this strategic goal. The pressure of changing statutory commissioning has meant that third sector community organisations like us need to be ever more creative about how we raise income to support our growing service offer. The C3 development will help to sure up new opportunities to deliver new and exciting services for the people who currently use our services and for the residents of Charlemont and Grove Vale. l am warmed and excited by this new opportunity which will help to breath new life into our charity and guide us further into a stronger healthier future. Chief Executive Officer Page 05 Operations Manager This past year has been active and collaborative, defined by strong partnerships, dedicated teamwork, and a shared commitment to improving mental health outcomes for the Black community. Working with a diverse range of partners and stakeholders has allowed us to expand our reach, enhance our services, and ensure that the voices of those we serve remain at the heart of our work. There have been several notable achievements that make me particularly proud. Our collaborations with the University of Birmingham on various co-production projects have been a shining example of what can be achieved when lived experience meets academic expertise. Equally, our work with the Race Equality Foundation has deepened our understanding and advocacy for racial equity in mental health provision. As a small charity, our success depends on making every project count. Over the past 12 months, we have managed several small but impactful projects, each with a clear focus on meeting our key performance indicators IKPlsl. These metrics are not simply numbers, but a measure of the lives we touch and the difference we make. Projects including our Healthy Lifestyle service focused on the Wider Determinants of Health are evidence of this. These partnerships have not only strengthened our work but have also helped to influence broader conversations and practices in the sector. Organisational development has been a major focus this year, and it's inspiring to see the tangible growth we have achieved. We have strengthened our internal systems, expanded our networks, and invested in our team's capacity to deliver high-quality, CLJlturally competent mental health support. This progress gives us a stronger foundation for the future and ensures that we are ready to respond to the community's evolving needs. An example of this is our Nia Imani Counselling service. As a mental health charity focused on the needs of the black and widercommunity, our mission remains as relevant as ever. We know that systemic barriers and cultural stigma often make it harder for individuals to access the right support. This is why our work, based heavily around trust, understanding, and cultural sensitivity. is so essential. We are committed to creating safe spaces, providing effective services, and advocating for change to ensure better outcomes for those we serve. r! Looking ahead, l am excited about the many developments in progress. With the continued dedication of the team, partners, supporters and most importantly our beneficiaries, there is a lot more to come from Sandwell African Caribbean Mental Health Foundation Operations Manager age 06 Business Development Manager Business Development Highlights Building Voice, Visibility, and Value in Our Organisation: Co-production This year, SACMH F has gone beyond service delivery-we've amplified the voices of those we serve and taken bold steps to build a more connected, confident, and cared-for community. Funded by Bentley UK, we held powerful co-production events with our service users, men and women who have faced stigma, displacement, and mental health crises shared their visions for safer, more inclusive services and spaces. We also focused on their lived experiences around housing and support needs. These sessions weren't Just consultations-they were moments of truth, healing, and hope. These voices have directly shaped our future housing strategy and C3 project, reminding us that co-production is not a process-it's a promise. In partnership with the NHS Recovery College, we delivered an 8-week workshop series covering everything from performance psychology to economic empowerment. Each session offered participants space to reflect, rebuild, and reconnect. For many, it was their first time experiencing culturally relevant mental health education and the impact was transformational. This series enhanced our relationship with NHS partners and have strengthened our relationships with other internal departments such as the NHS spiritual care team and housing team amongst others. We also stepped into the corporate arena, delivering a bespoke wellbeing and inclusion workshop for global engineering firm Mott MacDonald. This session explored culture, identity, and mental resilience-bridging our community wisdom within the workplace. Each of these initiatives reminds us why SACMHF exists.. to centre unheard voices, to connect cornrnunities with tools and hope, and to create lasting change. We're proud of what we've built-and even more excited for what's next. We equipped over 60 young people with life-saving skills through three resuscitation workshops, delivered in schools with Mini First Aid and Resuscitation Council UK. This vital programme was so impactful it was featured by the BBC radio, raising awareness of mental health and emergency preparedness in young people from racialised communities. Finding creative ways to engage with young people will ensure our organisation inspires and can be inspired by new generations. We extend our deepest thanks to our staff, community partners, Sandwell Council, our local authority, MPS, councillors, and most importantly, our service users-whose trust, insight, and courage make all of this possible. We have also gained a defibrillator which can be Used by our community and we WILL integrate this into our C3 site. Business Development Manager Page 07 Senior Counsellor We are proud to announce that Nia Imani Counselling Service has been running for over a year, providing culturally informed and sensitive therapeutic support to the African Caribbean community. Our mission is to deliver high-quality counselling and wellbeing services that are inclusive, accessible, and responsive to the lived experiences of our clients. We recognise that members of the African Caribbean community often face unique and complex challenges when accessing mental health services, including cultural stigma, systemic inequalities, and a lack of representation within mainstream provision. For many, these barriers lead to delayed help-seeking, mistrust of services, and poorer mental health outcomes. By embedding cultural competence into every aspect of our work, we ensure that therapy is not only clinically effective, but also culturally safe, relevant, and affirming. Partnerships In October 2024, we partnered with Talking Therapies Plus, contributing to the NHS by helping reduce their long waiting lists. This collaboration has enabled us to extend our support beyond the African Caribbean community and offer counselling to individuals from a range of ethnic backgrounds, without compromising our commitment to culturally attuned care. Due to the high volume of referrals, we've expanded our team from one full-time staff member to include one part-time therapist and seven student counsellors. Our goal is to continue building a diverse, skilled team that reflects the communities we serve, while expanding our therapeutic approaches and screening tools, such as GAD-7, PHQ-9, and WEMWBS, to provide more nuanced assessments and interventions. Since our inception, we have received over 150 referra15 and successfully supported 148 individuals through their therapeuticjourneys. Our approach is grounded in an understanding of the historical and social contexts that shape mental health within the African Caribbean community, enabling us to offer interventions that respect cultural identity, address intergenerational trauma, and promote self- empowerment. Our vision is to support the community not only through therapy, but by promoting long-term mental health and wellbeing. We are committed to reducing institutionalisation and fostering recovery through a holistic approach, integrating recreational, vocational, and mental health interventions, delivered in collaboration with SACMHF'S existing and upcoming projects. This work is imperative because culturally competent mental health care is not an optional extra, it is a necessity for equity. By acknowledging and addressing the impact of racism, migration, identity, and community values on mental health, we create spaces where people feel understood, respected, and empowered to heal. In doing so, we not only fill a critical service gap, but strengthen the overall support network for the community, contributingto a more integrated, inclusive, and effective model of care. Senior Counsellor Page 08 User Voices Men's Group- Stefano's Journey with SACMHF Stefano has been coming to our MAN11 MAN (Men's group) for 4 years now. He initially found out about us through his sister- who made his referral and ever since Stefano has been a pivotal part of the Kuumbacommunity. He gets involved with a wide range of our services and activities. These services include: our bike project and thejob club, When Stefano first started with us, he said: I was a little depressed and my mood wasn't great. But joining the men's group and things like the bike project has helped me to feel good again. l enjoy socialising- keeping fit and from the job club I now volunteer 2 hours a week at the British Heart Foundation which has really helped to build my confidence and customer service skills. I now feel more positive about my future. Thank you Kuumba family for making me feel like me again." Counselling- Miram's Journey with SACMHF Miriam has been coming to the Kuumba Centre since 2016 and first met us through one of our stalls in Handsworth Park. Miriam enjoys going for nice long walks, cycling and generally keeping fit. She has struggled with her mental health over the years, but feels the support she has received from Kuumba has been pivitol in helping her to feel whole again. After receiving outreach support from us, Miriam heard about the counselling service we offer and reached out to us. Miriam has successfully completed 10 weeks on our counselling programme and has had a very impactful and positive experience with us. How has counselling helped you? I have found the therapy phenomenal- I have been able to speak to my counsellor without feeling judged, she offers great empathy and understanding in ways I thought wasn't possible. Counselling has helped me with personal battles such as; spiritual difficulties, childhood trauma, domestic abuse and it has allowed me to explore things in which I would previously notfeel comfortable speaking about. Counselling has not only allowed myself to pin point my triggers and traumas, but also identifying how trauma works. I feel so much more at peace now and relaxed to speak at ease openly. Kuumba has helped me so much to connect on a cultural level, which is what I needed - it has allowed me to find myself, it has been my calm and was the missing piece to me. Page O Volunteering Marva's Journey with SACMHF Marva attended our bike project for 8 weeks and was soon approached by a member of staff after recognising her exceptional interpersonal skills and commitment. Marva said: "i enjoy attending and participating in various activities at Kuumba Centre. l enjoy the social aspect of volunteering and engaging with service users, l also enjoy assisting staff to help organise events. If you have a few hours to spare, volunteering is valuable and and a rewarding way to spend that time, as it gives you a real sense of purpose and it can make a positive impact on people's lives. Skills gained I've learned how to become a better cyclist and the maintenance of my bicycle Gardening, from preparing the soil to planting to harvesting Learning about finance & economics, communication, tearnwork and problem solving, which are skills that I can pass onto others. Volunteering is a great way to get involved, supportyour local community & conenct with all walks of life. 99 sychosls barriers n )iJiua)oJna We want to thank all of our volunteers for their positive contribution and dedication they give us with their time and commitment. Whether this is helping to make teas and coffees, answering the telephones or assisting with one of our projects volunteers play a pivotal part of our journey in continuing to help us grow and to serve our diverse community. Caribbean cuItLire ' 0121 525 1629 info Sac Thank youl Another one of our amazing volunteers, Steph. Page 10 Student Placements In collaboration with two local universities, we have formulated our student placement programme. This allows students to gain knowledge and experiences of working in the voluntary and mental health sectors. Individuals may have a direct interest in these areas or require more knowledge and experience to enhance their studies. Our student placement programme has offered a number of placement opportunities for over 100 students. These students have been a combination of first year, second year, and master's students who have worked with us on placement from 3 weeks to 70-day placements. The main students our programme has supported those studying mental health nursing, social work, nursing, and occupatlonal therapy. I want to use this opportunity to thank you from the depth of my heart for the assistance and support rendered throughout my placement at Sandwell African Caribbean Mental Health Foundation (Kuumba Centrel. l am grateful for the opportunity given to partake in the Adult Safeguarding training. Kuumba Centre is a wonderfLJI place because of its cultural diversity, tolerance and professionalism. 99 Imarta l am leaving with a much better understanding of different mental health issues in black minority ethnic groups, their impact, and as a support worker, what support can be given. The training sessions that were provided were so Insightful and useful in gaining knowledge, an opportunity to have meaningful discussions with different professionals and understanding their roles in society. 99 en Overall. my placement was a highly educational experience. The staff and fellow students were welcoming. polite. and supportive throughout. Through thi5 experience, I not only developed professional skills such as cultural competence, advocacy, and communication, but also gained a deeper understanding of myself. 99 Modinat ric ccupatiLIA acemeThE. entai Health Nurse Sbjd Page 11 Statistics 2024- 2025 IMPACT REPORT COUNSELLING NUMBER OF PSYCHIATRIC ADMISSIONS people who US* our seryices IPWUS) reported ral¥ed levels ol conliLlence +335 6@% of members are accessing Counselling Support Continues to remain low year on year experienced longer periods of Wellbeing The Counselllrbg semce has exeeedlrwJ annual targets +278 Man II Man Group Men who attended regularly to the Man 11 Man Group reported: havlng Increased thelr soclal networks. made frlends. an Increase In thelr particlpatlon In soclal actlvltles. reduced lonellness and IsolatS0n. had longer perlods of wellbeSng. USER SATISFACTION SURVEY EThNICITY Other Ethnic Groups 1000/0 I was treated with dignity at all times Ay•e The information I received about my support helped meto understand my conditionl my families health 52% African Agrn• Caribb•an Mlxed Whlte & Black Caribbean 7% Any other mixed or multiple Ethnic Backgrounds English, Welsh, Northern Irish Page 12 EXPENDITURE DETAILED INCOME AND EXPENDITURE ACCOUNT for the ended 31 March 2025 2025 2024 INCOMING RESOURCES Grants Sandwell MBC Big Lotto2 Oak Foundatlon POhWER Advocacy Henrysmith Heart of England. ICF Postcode Lottery Talent Fund Wlder Determinants of Health Heart of England 2 (Garden Prolectl BBWBS Shared Porsperlty Fund Others Donatlons 140,440 112.848 64,000 58,807 40,000 38,046 25,000 20,000 17.746 15,588 11.2SO 5.714 28.599 20,035 135,460 56,692 64,000 16,039 37,050 8,000 10,826 18,337 1.594 FundfalsSng Sundry Income Commerlcal operatlons Rental Income and room hlre 16 2.073 22.805 198 10,086 425 622.967 358.855 STAFF COSTS Wages and salarles 383,708 290,610 Renl and rates Insurance Heat. Iighl and water Telephone and communlcatlons Postage and statlonery Advertlslng and evenls Repalrs and renewals Travel and subslstence Office expenses Volunteer expenses Trainlng and recruilment Compulers and IT Legal and professlonal Bank charges and inleresl Depreciation. office ezulpment 18.485 13,001 1,750 12,692 6,113 1,143 9,967 10.276 3,152 2.316 15,960 15,708 11,786 2,473 3,961 11,743 460 17,653 20,867 33,732 212 2,516 12,420 21.207 11.902 262 4,408 523.671 424,270 GOVERNANCE COSTS Auditor's remvneration 5,700 5,400 5,71JO 5,400 NET{DEFICITIISURPLUS FOR THE YEAR 93,596 -70.815 Thispage does not formpart of the statutoryfinancial statements Page 13 Page 14 Acknowledgements We extend our thanks to the grant funders whose generous support has enabled us to deLiver cuLturalLy responsive services that truly ref lect and respect the black diverse communities we serve. Your commitment to equity and inclusion empowers us to create meaningful impact and foster lasting change. Without our staff and their commitment and contributions in supporting those with mental ill health- SACM HF would not be abLe to deliver the services we provide with such care and understanding. We thank you for making a huge difference. We also wish to acknowledge the invaluable contributions of third sector organisations, suppliers, and partners. Their expertise, colLaboration, and dedication continue to strengthen our work and enhance the quality of our services. Most importantly, we express our deepest appreciation to the peopLe who use our services. Their voices, experiences, and trust guide everything we do. They inspire us to grow, innovate, and remain accountable to the communities we are privileged to serve. Together, we are building a more Inclusive and empowered future. Funders Sandwell Metropolitan Borough Council Bentley Advancing Life Changes Black Country NHS Partnership Trust Communities in Sync Cycling UK- Cycling T Club Department of Health & Social Care Heart of England Henry Smith Charity Oak Foundation Resuscitation Council UK The Talent Fund (George Michael Fund Postcode Lotteryl U K Shared Prosperity Fund University of Wolverhampton Sandwell OAK The Henry Smith Charity FOUNDATION COMMUNITY FUND ,.Ound￿ In 16 The NHS Black Country Healthcare esuscltation -4 Council UK heart of england C0MMUNfTYF￿NDATI0N Richmond IIPEOPLE'SII cvs UNIVERSITY OF POSTCODE WOLVERHAMPTON IILOTTERY• •V CyclingUK LEVELLING up Department of Health & Social Care COMMUNITIES IN SYNC Page 15 Sandwell African Caribbean Mental Health Foundation (A Company Limited by Guarantee) Annual Report and Financial Statements Year ended 31 March 2025 Charity number . 1082017 Company Number . 4004120 Feltons Chartered Accountants Bimingham B13JR Sandwell Afrlcan Carlbbean Mentsl Health Foundatlon (A Company Llmited by Guarantee) Report and financial statements Year ended 31 March 2025 Contents Page Referen￿ and administrative details Report of the trustees Independent auditorfs report on the financial statements Statement of financial activities incorporating income & expénditure account 15 Balan￿ sheet 16 Cash flow statement 17 Notes forming part of the financial statements, incorporating . Statement of accounting policies 18 Other notes to the financial stalements 22 The following page does not forni part of the statutory financial statements: Detailed incom8 and expenditure account 28 Sandwell Afrlcan Carfbbean Mental Health Foundatlon (A Cornpany Limited by Guarantee) Referenca and Admlnistrative Details Chair BI3￿ D R Williams Ms M Wilson Mr R A McDonald El Musa Pujeh Chair Trustses C(Jnpary secr PatrKia Johnson Key managemenl pefsonnal PaInC￿ John50n Donna Campbelb Rebecca Gardner ch￿ Exeeuhve Offitsr offi￿ & Finan¢e Manager Youth knices Managerlcare Co ordinator Business Development Manager Anthony ReeLtrThomps( RegistergJ office KU￿ba Cenlre Boutton Road West Bromwich Wesl MKllants 870 ONW Chanty numb 1082017 Company registration number 4(K)4120 Auditor Fettons 8 Sovereign Cowl 8 Graham Street Brmingham 813JR Bankers Un¢ty Trust Bank Nine Brindley Place 4 Oozells Square BimiiThJham B12HB Solicitors Kapasi & Co 1st flty)r, 17 Bimiingham Street OklbLry West Mldlands B69 40T Pa9e 1 Sandwoll Afrfcan Caribbean Mental Health Foundation (A Company Llmfted by Guarantee) Report of the truste Year ended 31 March 2025 The Iruslees present their re[￿ and the financial statements of the tharity for the year ￿ded 31 March 2025. The trustees have ack)pted the provisions of the Statement of Recommended Pra￿￿￿ (SORP) 'Aco)unting 8nd Reporting by Charittes. in prepanng the annual report and finanu31 statements of the tharty. The finanoal statements have been wepared in accordan￿ with the aC￿UntIng polKies set ￿1 in notes to the attounts and oJmrAy with the chanws goveming dctument. the CharitFes Ad 2011 and Aixounting and Reporting by Chanties: Statement of R￿JMme￿ded practi￿ appluble to charitses prepanThJ their accounts in accordan wtth the Finanaal Reporting Stsndard applicable in the UK and Republic of Ireland published in Octobw 2019 Trustees of the charlty Details of the trustees who served dunThJ Ihe year and to the dale these a￿a)unts are ar4)rov&J are indu¢*d ffi ReferencE and Administrative details on page 1. ObJedve8 and actlvltles Our charity delr4ers servic£s pr￿10M1nateIY bul not exdusNely f(K Black Afr¥￿n Caribb8an people recovering fr¢)rn menta1 dlness, th￿r families, ¢8￿r$, and the wider u)mmwJity. In shapirYJ our objectives for the year aThJ planning our adivities. the trustees have cOn￿dered th8 Charity Commission's guidance on public benefft. induding ts guida￿ 'public benefit" running a tharity (PB2)'. The strategies empw lo athieve ¢hariVs aims arrfl ¢￿ied1Ve$ are desuibed in Ihe Strateg￿ report bebw. Strateglc Report A¢hlevements and perfomban¢e The whole y8ar for me was thara¢Xerised by work to Se(￿re transfer of a community building from Sandwell coundl lo our chanty The raiionale that suppjrts the need for another larJr er buikJirYJ to deliver our serVi￿S from is focused on achievng sustainability. Simply put a larger premises will enable our tharity to grtr•4 resulting in increased outPLrts increased inCc￿e as we ID)k lo seNe the c4)mmunty of Charfemont & Grove Vale. Stralegie211y SACMHF have had a focus on what we can do to get doser to thè charity elixir of sustainability and financial freedom. The year has seen SACMHF reath the final chapter of a k)ng joumey of work to removè certain of the sha￿leS of the tr￿rtional model of ￿anan9 the tharities work. The funds required to SUPFth the demolition of the e￿$tAlg stte to be repla￿￿ with a new ￿11th"n9 was oJst&J as £9￿ rising M(￿th$ later to £11 m. Page 2 Sandwell African Caribbean Mental Health FOUnda￿On (A Company Limited by Guaranteel Report of the t￿￿te0S (contlnued) Year ended 31 March 2025 Achlevemonts and perfomiancé (eontinued) A projecl team was assembled which included a business cnnsultant and a fimi of archiiects. txrth of wh￿h had worked r￿nty on another capitai project li the borough. The year commerKed with a det￿r￿nati￿ to bring the funthaising sirategy for ts asset transfer of a community building namety the Chartemont Communty Cerrtre wrth ￿ submission of a large carxtal funding application to the Community Ownership Fund (COF). This fund was p8rt of the ￿elLing up fvnthng first espoused by the previous ConservatNe Govemment. though the ftjndraising strategy ccKrtiwed the tharvJe of govemment presented us wilh the di18mma around whether the incoming goV￿nMent would continue the Community Owner6hip Fund at the start of thwr tenure Decisions on olr applicakn was due at arourKd the eThJ of May 2024 but there was a deathly Silen￿ for S￿ne ts'me. Locality is a 'national membership netw¢yk SUPFthing th21 communty organisations. Lttalty. 'provide specialist advice. peer-learn￿g. resourGes and campai9n$ induding to take over and run assets for the benefit of local people,. Locality were selected to supwrt vs throush the applicath)n prttess to the COF. Their support was invaluable duriro the pr￿esS whith w85 and (x)ntinuès to be ChaI￿ngIng. In athjition to t￿"$ we were supported by Sarah Coorntr￿ MP for West Brofflwich, who liaised with central govemment to ascertain a dearer plcture of whether the Community D•mership Fund was going to continue and give us a deosion on application. Her intervention was timely arKI 50 helpful, l am most graleful to her for the time she l(h)k out of her sthedule to help us when the prosFecI of securing this grant Was starting to look bleak. The lundraising strategy to complete the asset transfer was complete by the end of the year and the required funds were secured from a o)mbinalion of funders who are Community Ownership FutKI. National Lottery Communty Fund. Clothworkers Foundab'on. Wolfson Foundation and Garfield Westem. There are several applutions that are still beiTh3 consKJered. There has been much invdved in the asset transfer Pr￿ess, arKI it has induded engagement with peorde who reside in the Gharfemont & Grove Vale ward. consullatson and engagem￿1 w5th the peoFle who use SACMHF seNices. lengthy lease negotiatsMs. Flanning applicats)n, the tender for the work to buld the ￿ntre and muth mre. The advice and 8UPPOrt from our business o)nsullant and the fim of ar¢hrteGts has proven to be a ￿￿Cal su(zess fac*(￿ ar#1 l thankful and grateful to have been able to have IWI onboard. The SACMHF team have been righth￿ty q￿StIonIng inquisilNe abcxrt the assel transfer and il is their studious approach to th￿ work that has helped me to be able to con￿der ttru"s large caprtal wojeLt. and I Ihank them for thelr dlligen¢e and work ethic. This (x)ubJ not be exe(xrted Wit￿ the Sup￿ of ￿ team. Sandwell Metrc4)dFtan Borough CourKll {SMBC). to use the full title have supported this asset transler from the third time ol askingl There are key indNidu81s from SMBC who have worf(ed hard and supported me to help make the d)allengiThJ and lengthy wocess smoother and frankty we ojuld ￿1 have Teached this sla9e Wit1K￿ Manny Sembhi, Nick Garrat. Luke Dove and Slefan Hemmings. Page 3 Sandwell African Caribbean Mentsl Health Foundatlon IA Company Limited by Guarantee) Report of the trustees (continued) Year ended 31 Nknrch 2025 Operation LeNEI Outputs Operations were all go last year wrth a new partnership servtce fund￿ by the Department for Health & Social Care. The new proied was the second part of a twowyear pilot and was called the Culturalty Appropriate Adv￿ Senrfi￿. This service was delivered in Bimiingham in partnership wrth Pohwer Advocacy a N*ional A(fvocacy thariiy and Catalyst 4 Change who provide 'support for conmnunty organisatths. SME'S. faith groups or t￿s[nesseS wilh signtficant African and Caribbean mental he81th I wellbe￿¥ service user base,. This Se￿1￿ supported people with mental ill health need for a¢fvocacy whilst admrtted to one of several inpatient untts auoss the Birmingham and Solihull footprint. The CAAS service also supported Careis and people who looking to be discharged from a psythiatric unil ba* into the communty. The project was su￿.eCt to an evaluation, and the report be available very soon. During tt18 preVI￿S f￿ar￿￿al sEar. we laund)eil a small garden proi•X. and it was our aim to leam from this pilc gardening offer and move r)n to seojre addrt￿nar funding to intrease the garden ￿ze during the last financial year and this is exadty what we dhj. Courtesy of a sucossful grarrt application to the West Mtdlands Combined Authority Green Grants programme we had sufficient funding to pay a gard￿r. a team of volunteers and to have new raised beds, new fflora and fauna, bjlbs. soil, and additional composter and some seating. The garden is Ilourishing, and I thank all who have been involved and c£Jntinue to be involved in our fm8 to Grow proied. It's been a huge success, and we even have a volunteer is neur(xJtverse who kx)ps to the garden every Saturday nK)rning to water and feed all the plants, fiowers and vegetsbles. This young man has agreed to undertake gardening duties al the Chademont Community Centre r￿xt year when it is up and running! Short tern) objectives The annu21 strategic development day was held over two days last year *0 enable a muth-needed update (K* the C3 deVelo￿￿nt and lime to lake questions from the team about the asset transfer pr¢Jcw and what had been involved so far. This event is a cfyproduced event facilitated by SilvgJdale Ass￿ateS who have a long history of work with SACMHF. The team expressed their Supp￿ ior the C3 development arKI exwessed a wtder ur•Jerstanding of the processed employed to se[￿re the srte. The Business Devdopment Manager works alorKJside me to exeorte the fin8n￿ 8nd fundraising strategy to support the delivery of servlces and more general 0￿rationS During the ￿ he has re4aunched the team of ¢x¥nmunity fvndraisets who have drafted a sthedule of fUnd[a￿1n9 activitses lo raise rnuch needed for Ser￿￿S offered from Kuumba centre. The wlder detemiinants of Health sen4ice is a seprf￿e delNered in parb)ership with the c4)nsorlium that SACMHF is memtEr of whtch is Communvties in Sync (CIS). Our role in this se￿iCe is to delwer heallhy lifestyle 8ctivtb.es called 'Get Active, to wjpport mentd wellbeing. The gardening proje(a is a part of this service C(￿pIed wrth heatth walks and our cyding project. The orfding aspect of this Servi￿ has grthyn much supported was r￿eNad frc Cyding UK. I think I may have inathrtently treated a wtder team of bKI writers as our Communicatic￿8 Lead wrote vo successfvl bbds to 8UPPOrt purthase of addit￿￿￿ bikes arxl siorage!! Page 4 Sandwell Afrfcan Caribbean Mental Health Foundatlon (A Company Llmited by Guaranteè) Report of the trustees {continued} Year ended 31 March 2025 Some of the Outcomes and Experiences from people using S4CMHF service5: Case study 1: Femal•- Outreach and Counselling Servic8s. 31 y•ars old. L Wliol ¥i.(7_S ￿l)lIt. s.'tiiotlOi7 ¥1,'heF? yoli fli 51 be Jof, US111¢ When l first joined. I was struggling a lot with my menlal heafth. I felt isolated. anxious, and unsure how to cope with everyday responsibilities. Due lo my personal cir¢umstanw. I'd lost cOnfKIe￿ in myself and didn't know vthere to ttsm for help. Vl/h(}." rti(I you hope to goiii fi LIFII CICLe5.%.'17.J Il?1< lei-: 14 I hoped to find someone l ￿)U%￿ talk to openty, wiihout feefmg like a burden I wafrted to leam waJE to rnan￿e my anxlety. rebuild my confidence. and get support to take practbc21 steps f0ry4ard in my life. I realky struggled with meeling new people without feel￿9 shyl judged. l attended regular one-lctrone counselling se55ions. vthKh gave me space to expltxe my feelings and develop coping strategies. Alongside that. I worked wrth an OLrtreach SUp￿rt worker vtho helped me set small goals, find l(M21 activities to get Kiv(Aved in, and explore physic21 %livitie5 It￿t I really enjoy. i J IligNe fino1-.b(Fll: i-llil'e thp.Fr,, ? One of my biggest challenges was leaN￿n9 the house and faI￿g social sttuations. My counseilor helped by slarting small; brief visits to lo1￿1 groups, encouragement to get involved in ServI￿S like the Lmke project That stepby-slep approach made it possible. li.q< ac.-pss,'iict l j I, It's made a huge difference to my frfe. I feel calmer, more confident, end able to hand￿ thallernjes. I've reccffinected wtth people. Joined communrty acbvrties sudi as the bike proie(a whth I love dtyng eath week. My main highlight has been r￿dIng a local group I love g)ing to each week It's given me sense of belonging and somethir¥J lo look forward to. Coming to the Kuumba centre is Th)w part of my roub'ne. Next, I want to l(K)k forward to any new <)pportLnity Ihat preS￿ts and keep t￿lIding my skills. I have r￿ntlY signed up for a ne•V emFth)yabilrty and votstional skills seNce at the ￿ntre. I'm determined to keep using the tools I've leamed so I can stay wdl and keep moving foNard. Case study 2: Male- Counsolllng •nd IMATTER youth 6orvice. 19 years old. J -,i --i Si counsei'liilfj ? When l first stsrted counselling, I was feeling really anxiws and down. I was realty strugglirwJ with the transition into adult seNices pending. I was w(Kned about how I would w on my (wn and avoiding people because I dldn't feel confident talking to anyone. Everything felt overwhelming Wli.-r di,4 i/nii Iiope Iu LJ;" 5117L] tIIJ.s Scpll .L_ I want&J to feel more in conirol of my lrfe and ieam ways to manage my anxiety so I ￿Uld focxs on college and my future. l also hoped to get some guidants on Imng indepeTKlenty and maybe meet rEw people. Tell LIS ¥1 li,l.' ko)11 t)ecniiTre Ir?1 oi,. I had regul¥ one-ti>one rx)Unse1￿ThJ Sessio￿ whwe l ￿ffled coping strategies anxiety and stress. Later, I started wot*ing with the youth Servi￿ outreath team. who b8gun to Supp￿ me wilh daily r(xrtines, wing to appointments. and Joirdng a ILKal )rJuth gr(XlP. WF.I"e Ilioi r LJI iy. i170 Ileno85 /piI f(IfTr: I nrid hom, Hierp iioii qiipported to ni'ei'come them ? One of the hardest things was leaving the Ilat arml goin9 into social situati￿S My counsellor was mziTrJ and supwted me by starting wilh small steps, like Sh￿ walks. WKI 8ven eame with me to my firsl JDUth group Session unlil I felt comfortaLAe with this transiti￿ on my CA¥n. Page 5 Sandwell African Caribbean Mentsl Health Foundation (A Company Limited by Guardntse) Report of the trustees (continued) Year ondad 31 March 2025 Wli'il IillkJCILt11os acref £112 J 'l,.i 5er'. Ic- nia,,e fo, y-. It's made a massNe differe￿e. I'm attending college regularty n(wJ, I'm able to rnany my flat. and I feel rrM)re confident around pe(ple. I don't feel as stuck as l used to. I'L'II (J5 your mni,? 1!igli,Iiglit? The highlight for me has been rnaking fnefvjs and the relats'onships I built wilh ry counsellor and the wider staff team. Even though my cfjunselling has finished and l am ready to move on, I know thal that there is always a safe Pla￿ where I can ￿1￿￿ to who will always offer me some supp¢yt. Wliril 1% Ilex Hopefijlly find a part time job. I'm planning to keep usu)g Ihe tocts I've leamed to stay on top of my mentsl health and keep building my independ￿￿. Case study 3: Female- C•r• for you, Oulreach & Counselling Servlces, 52years old. JR .'I,- sen, ILr' I was in a very knv pla￿ still strugglirttj with the bereavfftnt which has ￿ntInued to hinder my life and prevent me from mowng fcThard in some Yffj. blo 1?(i- d,.d Jct I l!Ll:-C ill Li- .1 i .?rrpEfing rhi< service? I wanted some Spa￿ to talk ab￿rt h¢yw I was feeling wittrK)ut Njdgemant. and to rn*t people who underSto￿j the pressures of ¢2ring. I dso hortd to get pradical thiix on what help was out tsre for me. I was already attending the carers group meetings regularfy and join￿ in with wellbeing sessions they have. l also had one-ttrone sessKJns with an ¢yJireath worker who helped me to fill out application forms for financial 8SSiStanc*. r,r,ortnA At first. I felt guilly about the f&t that I have struggled to move ¢M with parts of my lrfe. Through Lqlking, I realised th2t l(K)king after myself was nol selfitrit was essential rf I want to move forward. Vij IILII 'iiipnct i-, "PS%1 Ilji '1?15 service n?Jde ICI p'ou ? IYS made a huge differen￿. I feel les5 al￿e. have more energy, and taking less medication. By using counselling serv￿, I was able to., have a confidential Sp￿ lo tslk about my emotions wilhout w￿ryIng aboLrt burdening fnends or famlly. I was able to develop coping strategies to manage stress. anxiety. and fatigue. Together. My main highli9ht has been finding a safe. understanding spac£ where I can just be myself. not looking after anyone else. The laughter and support frorn the group have been 8 lrfeline at ts'mes when I needed ii. Ivxi f.-I' I plan to keep attending the grwp and using my resFxte time lo fo￿$ on my welbeirvJ. I'm also looking foN4ard to starting a creatNe wntirwJ ccwse. something I've want￿1 to do tr years. Case sttidy 4: Male- MAN 11 Man (men's group), 33 Y￿1$ old, C When l first joined. I was in a txetty Icw rAace. I'd been dealing wilh depressi￿ for a while and was finding rt hard to talk to anyone ab￿ Fvjw I felt. I spent most of my time on rny thvn and had Iitue motivation to (b muth outside of work. I was a150 takirvJ quiie a k)t of medicab'on to help my mood. Whor dio yoii Iii.'pc lo. QOII., ,1?7 (7rrp.551ng Il?15 5c'l i ri-p ? I hoped I could maet rEotAe WIKJ urKIerSto￿ what I was going throu￿ and find a spac£ whwe I could tslk openly without feelirYJ judg&J. l also wanted to learn ways to cope better with my mental heatth. P*Je 6 Sandwell African Caribbean Mental Health Foundation (A Company Limited by Guarantee) Report of tho trustéas (contlnued) Year ended 31 March 2025 rell lis ￿,hat yoLi became Invol￿ed with ? I started by atteThJing the weekly group sesslons, just listeni￿j at first. and over time l F)ined in more. I t￿k part in adivities like workshops. fitness sessions, walking groups with the other men. ￿)Ing to the theatre and several other trips. Eventually. I hdped welcome ne•V t[￿￿LE[S to group and have D(M b￿n a member for a lorvj time. Were ther'e 017y chollenges you foued (711d how weie you supported to overcome tliem ? At first. I found it really hard to speak up in the group. The facilitators and other men never pushed me twjt encouraged me to share when I was ready. Th* made all ts thfferen￿: it sh(MTed me Ft was okay to take small steps. W..'IiYt iii',yi7Ct IFJS Gccessiiig this Service modefor you P I'm more confident. I've made friends l trust. and I'm much better at handliNJ stress. I've stsrted doirvJ things l enjoy again like s￿laI1$1ng wtth peoF4e arKI groups whwe I feel safe. My highllghl has realising I'm rnt all￿e. The SU14)￿t and understandir¥J in th@ group have been iThyedible. Wiint IS kièxrfor you P I want to keep coming to the grwp arKI train as a peer Ment￿ to supwt other men who 8re where I was when I first started. Tre principal risks and uncertairrties together with the pkns and strategies a(knpted to manage these risks arè described in tt* risk management section on page g of tiys rerA)rt. Flnanclal revlew {In¢luding reserves policy) The finandal results of Sandwell Affican Carlbbean Mental Health Foundallon are detailed in the fdk)wiw pages. It Is considered that financ8s are sound and well established. The pn'ncip21 fundtng source is a grant from Santtsell MBC. All experKltture of this in￿8 is planned to ftjlfil the obje(Xrves and strategies of the charity. During the year endal 31 March 2025 t¢Xal ￿$oUt￿$ ex￿￿￿ed were £529.371 arbj Su￿U5 of In1￿Me over expenditure was £93.596 statgj after deWecIati￿ of £4,408. The trustees c£Jntinually monilor the reserves of the tharTtable company. This F¥r￿e$S e￿mpaSSeS Ihe nature of inC￿Me and expenditure stre8nL8 8tKI the need to rnatth c(￿Mrtrnents wrth income and nature ￿ resep4es. Investment powers and polley kny surplus furK15 are deposited with Unty Tr[￿t Bank. Plans for future péri4xIs Our tharity És on a well￿med trajedory to achieve sustaTnabilty. We are Th)t there yet but are ￿JgIng doser to this strategic goal. The pressure of changing statLrtory cJ)mmissioning has meant that third sector community organisatiL￿S like wr tharty need to be evw nK)re cyeative about how Y￿ raise irM))me to suppcxt our growing 3er¥iGe offer. The C3 devebpment will help to shore up new opportunit￿S to delvier new and exciting seNices for the people who currently use our ser4ices and for the residents of charle￿￿nI and Grove Vale. l am warmed and excited by this new Cvmunity whith will help to breathe new life into ￿r tharity and guKle us further into a stronger, healihier future. Pa99 7 Sandwell African Carlbbean Mentsl Health Foundatlon (A Company Limited by Guarantee) Report of tho trustees (continued) Year ended 31 March 2025 Structure. Governance and Management Govemlng doeun￿nt Sandwefi African Caribbean Mental Health Foundation is a company limrted by guarantee goVe￿d by its Memorandum and Artides of Assoc4ation dated 12 April 20C() and is registered as a (*arity with the Charity Commission. There are I￿rrenty fve membets. each of whom agrees to contrrbute £1 in the event of the charsty winding up. Appolntment ol trustee5 A3 sel out in the Artscles of AsscKiatK>n, the Chanty may by (f(llnary resobjtion aPFoint a person is willing to act s a truslee eitPer to fill a vatsncy or as an addibonal trustee and may also detemine Ihe rotation in which any additiond trustees are to retire. No person may be appointed as a twstee unless have attained the rye of 18 years or in or¢￿nStan￿5 such Ihat, had Ihey already been a trustee, they *￿U￿j have been disqualffied from acting under the at*￿e PTr)visions. Trustee Inducdon and tralnlng New trustees are briefed on th8ir legal obl￿atIonS under charrty and o)mpany law and the Charty Commission guidance on public benefft, and are infornied of the content of the meMoran(￿m and Articles of Association the commiltee and dea'sion-making pro￿SSes. the busi￿$$ plan and the recent finarKaal perforMa￿e of the thanty. Organisation The b￿rd of trustees administers the tharity. The tK)ard nOrni￿ry meets six times 8 year and there are sulF committees o)vering business deVel0F￿nI induding impact, user satisfaction, finance and fundraising strategy and the communicat￿nS plan which normally meet f(NJr times a year A Chief Exeurtive is appoirrted by the trustees lo manage the day-t(>day operations of the charity. To faolitate effective operations. the Chief Exe￿rtNe has delegated auth￿tty. wrthin temis of delegation approved by the itustees. for c¥)erthnal matters ￿duding finarKe and fundraising. human fe*ources. arKI iwsiness developmenl. Related parties and Co￿peratiOn with other oryanisabons None of our trustees re¢eive r￿uneratiOn or other benefft frcyn their work wrth the tharity. Any c£Jnfftctlon betwe8n trustee or senior manager of chanty wrth a d￿nt or supplier must be disd¢)sed to the full l)oard of t￿￿teeS in the same way as any other o)ntractual relatKinship with a relat&l party. ReEa1￿ party transactic￿S in the (￿rrent year would be describèd in rx)tes 8 arKI 18 to the &¢ounis. Paypollcy fforsenior stsff The board of dired(ys, who are the Trusfs trustees. and senbr management team tog8th8r tJ)mpri8e the key management personnel of the tharity in charge of directir￿ and operating the trust on a day to day basis. No direc*or Te(xived ￿Muneration in the year and details of directors, expenses and related party transactions are dtsdosed in note 8 to the ac(a)unts. The pay of senior staff is reviewed annualty and nonnauy inueased in ac￿rdance with average eamlrKJs. Page 8 Sandwell African Carlbbean Mental Hèalth Foundatlon . (A Company Umfted by Guarantee) Report of the trustees (continued) Year ended 31 March 2025 Risk m•nagemenl The trustees have a rlsk management policy whith ccryrises . an annual review of Ihe wirWI risks and urKertainti85 that the charityfar*s: th8 &Stat4ishment of Fdi¢tes. systems. and procedures lo miboate those risks thtified in the annL*I revlew: thè IM￿eMentation of Pr(￿ed￿re$ despjned to mrttg*a or manage any rKkntial impact on the charity should those rtsks materiaiise. This work has (denlifted ihal I￿￿￿claI sustalnability 13 the major financial risk for tha charity. Key elwnents in tho management of financial risk are a regular review of avai18bl8 ￿qUid funds to settle debts a$ they fall due. regular Ilaison with the bank, and active management of operationgl debtor *)d (tslitor balan￿ to ensure suffiGient WCJrkiNJ capital by the TrusL Attention has also been fo(￿Sed on non-fin8nci81 risks suth as fire, healtt) and safety, empbyment matters and dats protectN)n. These risk3 a￿ managed by ensuring a(treditaknon is up to date, having robust wlicies in place. and regular awarenes3 tsinlng for staff w(Kking ir) these operatkinai aTeas. Trustee3' responslb51ities The trLL8te8s (vtho are also dire¢tors of SaTrJweH African Caribbaan Mental Health Foundation for the purwses of company law) are responsible wepafing the Tru*ees' Annual Report linduding thè Strategic Report) and the flnanaal statemènts in accordan￿ wsth applicalJe law and Untted Kingdom Accounting Standards (Untted Kingdom Genorally Acc8Oed Accounting Practice). Company law reqU￿S the trustees io prepare financial statements for 8ath finana21 year. whth give a true and fair vlew of the state of affairs of the Charitable cornpany and of the incoming r&wurces and application of resources, including the In￿Me and eX￿ndIt￿re, ot the eharilable company for that wlod. In preparlng these ffinan(aal statements. the trustees are required 10: sel8d suitatjle aCc(wn￿r0 tdic4Ès and thon appty con5i510nW, observe tha rnolh(yJs and pnnaples in the Chalities SORP 2019 IFRS 102): make Judgaments and esthates that are reasonatAe and prudenf statè whothar applicab￿ aeeounting Standar05 rove t¢cn fc¥iowea, 3UDJxt io any matarlal deparbJr•• disclose(J 3nd axplalned in the financlal sialements. prepare tne fina￿181 ststements on the 9cing Goncem b￿fj unletsts it is inapprcprfate to presuma that th• Gherity will contlnue in (pwad(xi. The trustees are reSp￿sible keew.ng acknquate aMn1￿￿j reox)rds that discbose with reasonable arxuracy at any time the financial position ol the charitable C¢Th)any and enable them to ensure that the financial statements cornply with the Companies Act 2008. They are al￿ responsib￿ for safeguardirpJ Ihe assets of the chaiitst4e company and hence foi tsking reasonable steps for the prevention and detect￿ of fraud and other irregularities. P4e9 Sandwell African Caribbean Mental Health Foundatlon (A Company Llmlted by Guarantee) Report of th• tnistoes Iconlinued) Year ended 31 March 2025 Truste•s' r¢sponsibiliti•s (cont]nued) In so far ￿ tha trustees are awwe.. there bs relevant audit lrtfcffma￿n of whlch the tsritsble C￿npan￿5 a￿l[LOr is unaware: and Ihe Iw5t8e5 have taken all steps that they ought to havè tskgn to make th8nwfves ￿re ol any relevant 8LKlil infoTmation and lo es18￿h that the auditor is avrare of th* Inforniakn. Disclosure of Inforniation to the auditors We, the director6 of the ¢ompany wtvJ held Offl￿ at the date of approval of tr￿se Financial StgtemÈnts as sèt out aty)vè èach C(￿r￿n, 50 far as we are aware. that. Iher8 ￿ no rel8vant audit informth ofwhith the companls auditCK8 afo unaware: arKI we have taken all the steps that we ought to h8ve tsk&n as diractors In order to mak8 ourselves aware of any relevant audit Infomiation aryj to establish that the comrAny's audltor5 are aware of that informatM)n. In apffing the Trustees, Annual RekvL we also appmve the Strategic Report induded therein. in our capaaty as company directors. On behall of the board. Bishop D R Williams Dale . Pa9e 10 Independent Auditorfs Report to th8 Trustees of Sandwell Afrlcan Caribbean Mental Health Foundation (A Company Llmited by Guarantee) Opinion We have audited the financ4al state￿￿nts of SaKtwell Afr￿an Caribbean Mental Health FcKJndation (the 'charilable company,) for th8 year ermjed 31 March 2025 whlth ￿mP￿Se ttie Statement of Financial Acts'vitreg, the Balanc£ Sheet. the Statement of Cash Flows and notes to the financial statements. Ind￿lIng significant acojuntsng Folicres. The financial repo￿ng framEwork that has been applied in their preparation is applicable law and Untted Kingdom Accounting StarKlards, including Financial ReFKirting Slandard 102 "The Financial Reporting Standard applicable in the UK and Rewblic of Irèlan¢f (United lfjngd￿ Generally Awted Accounbng Pradice). In our opinit)n the financial statements .' give a true ar#J fair view of the st*e of the charttable (xjmpaws affairs as at 31 March 2025. and of ils incoming r&SoUr￿5 arKI applicatiffi of r8sources. ￿tudI1vj its income arKI expenditure, for the year then ended", have been Fyopedy prepared in aco)rdance with Unrted lfjngdom Generally Accepted Accounting Practice,. have been prepared in acoydm A5the re(Wi￿rnents of the Companies 20￿. Basis for oplnlon We conduded our audit in accordan￿ wth Intematsonal Standards M Auditi'ng (UK) (ISAS (UK)) and applicable law. I￿r responsibilrties under those stsndards are fvrther descnbed in the Auditorfs responsibiliti'es for the audit of the finanaal statements sedion of our rewrt. We are independent of the tharitable company in acts)rdan￿ with the ethical requirements that are relevarrt to ￿ aL*3it of the financial statements in UK. Induding the FRC'S Ethical Standard, and we have fulfilled our other ethi(21 responsibilth.es in accordan￿ ￿￿th these requirement$. We believe that the aurfit eviden￿ we have obtained is suffioenl and apwopnats to provide a basis frjr our cpink)n. Concluslons rnlatsng to golng concern In a￿￿lling finanoal statements, wé have conduded that the trustees, use of going ￿nCern basis of aecounling in the preparation of the financFal statements is appropriate. Based on the wcyk V￿ have perf￿ned. we have not Identified any material uncertainties relating to events or conditions that. indivtdually or colleclively, may cast significant (knjbt ￿ the charttable cy)mpanVs abilty to continue as a going concern for a period of at least ttrvelve months from wlEn the finanaal Statements ¥e authorised for issue. Our responsibilities the respcffisib1l￿.es of the trust￿ ￿7th respec* to going ￿nCern are described in the relevant sectlons of this ￿pOrt. Other infombatlon The other informatFon ￿rnprises the information included in the trustees annual rewt, other than th8 fina￿la1 statements and our auditor's report thereon. The trustees are responstble for the other information contain8d wtthin the annual report. Our opinion on the finanaal statements does not ￿Ver the other infomiation and, except to ts extent otherwise expliaty stated in our report, we do not expres3 any form of assuran￿ concjwon thereon. Page11 Independent Audltorfs Report to the Trustees of Sandwell Afrlcan Carlbbean Mental Health Foundatlon (A Company Llmhéd by Guarantee) (contlnuedl Our responsibility is to ￿ad the other infomi*ion and. in dotng so, ￿nsider whets￿r tr* other infomtstion is materially inconsistent with the finanaal statements or crtJr knth•Aedge obtairRd in the murse of the audit or otherwise appears to be matenally misstated. If we idendfy sud) rnaterial inconsistenae3 or apparent materi21 misslatements, we are required to detemiine whether this gives tise to a material misstatement in the finanaal statements themselves. If, based on the work we have perfLYmed. V￿ {￿dUde that there is a matenal mlsststement of this other information. we are required to reFK)rt that fad. We have nothing to report in this regard. Opinion on other matters prescribod by the Companies Act 2006 In our opinion. based on Ihe th urthtaken in the cwrse of the audrt". the information given in the T￿stee$. Report for the financaal year for wti(* the finanaal statements are kyepared is consistent V•ryth the financial statements: and the Trustees, Repcrt have been wepared in acccydano applicable legal requirements. Matters on which we are requlred to report by excep￿on In the light of our krKwAedge and understanding of the company arKI its envir(wnt obtained in the c4)wse of the audi( we have rK)t identified matenal misstatements in the Trustees, Report. We have nothing to report in respeca of the followirwJ matters in rel*on to vthich the Ccrnpanies Act 2006 rewires us to report to you rf, in opinion: adequate accwnb.ng records have not been kept. or the financial Stat￿￿ntS are not in agreement with the accthjnting records and rettjms: or certaln disdosures of trustees. remunw*ion spei?fied by law are not made. or we have not received all the infonnatron and explanatlons we require for our athlit,. cr the trustees wwe not entrtled to prepare the finanaal stat￿l￿nIS in a¢r0rdar￿ with the small companies regime and tske ajvantage of the small companies. exempts'ons in Prepari￿ the T￿￿e5, Re￿Irt and from the requirernent to wepare a Strategic Repcrt. Responslblllties of trustees As explained more futly in the trustees. reS[X)nst￿.1lts.es stat￿t {set (xrt page 51. trustees (who are also Ihe diredors of the charrtable company for the wrposes of o)mpany law) are responsible for the weparation of the finandal statements for being sakn'sfied that they give a true and fair view, and for such intemal control as the trust&s detemiine is necessary lo enable the preparation of finanaal statemerrts that are free from material misstatement, whether to fraud or error. In preparing the financtal statsments, tr* trustees are re5pmsible for assessing the tharitsble company's ability to conbnue as a going concern, disclosing. as applieable, matters related to going o)rttm and using the going concern basis of a￿Unting unless the trustees either intend to ￿quIdate the d)arrtable company or to ￿aSe Operati￿S. or have no realistic altemakn've but to do so. Page 12 Independent Auditorfs Report to the Trustees of Sandwell AfriGan Carlbbean Mental Health Foundatlon (A Company Llmlted by Guarantee) (continued) Audltorfs rosponsiblllties for the audlt of thg financial ststernents Our objectives are to obtain reasonable asswan¢e abLxrt whether the finanual statements as a whole are free from material misstalement. whether diE lo fraud or wror, and to issue an auditorfs report that indudes our opinion. Reasonable assurarK£ is a high level of assurance, Ixjt is not a guarantee that an audrt cx)rvJucted in accordance with ISAS (UK) wll always detect a matetial misstatsment vh￿} it exists. Misstatements can anse from fraud or error arKI are considered material if. indtvidually or in the 4gregate. they ¢xuld reas(Thbly be expeded to influence the economic decisions of users taken on the basis of these finanL?al statements. Irregularities. including fraud, are ir￿￿ceS of non<0mpliar￿ V&tyth laws and regulatiiTh. We design Pro￿dureS in line with our responsilylities. oudined atM)ve, to deteca material misstatements in respect of irregularilies, induding fraud. The speufic prccedures for this eThJagement and the extent to trEse are capakAe of deteding irregulanties, induding fraud is detailed tEIow". We revi￿ the o)mparfs control and risk rn￿agement procedm arKI plarnwl our w)Fk based on our assessrr￿nt of those contrds and wocedures: This review induded an assessment of the risk of material misstalement due to errors, fra￿1 and management override of c￿￿oIS for all material areas in the financyal statements: We made erNuiries of managwnent and the company's la*ryers regarthThJ any or potential ltigation andlor daims", Financial statements disdosures there reviewed and ch&*ed for oJnpliarKe applicaLle laws. Detailed te￿Ing was conducted M balan￿ and transath.ons including unusual iiems and those of individual significance to Ihe financ4al statements; Data analybcs were used ￿ ￿der to identify unusual or signffirnnt trends. Communications wth management and those charged with govemance regarding relevant matters was undertaken throughout the audit and on complets"on. Because of the inherent limrtations of an awlit, there is a risk that we will not detect all irregular￿.eS, induding those leading to a matenal misstatement in the financ4al Stste￿￿nts or non-Q)mplianc* wrth regulab'on. This risk increases more that compliance with a law or regulation is reJnoved from the events and transactions refleded in the financial statements, as we will ￿ less likely to become wware of instances of norFcomplian¢e. The nsk is also greater regarding irregularits'es ¢x(xJrring due to fraud rather than e￿. as fraud involves intenb.onal concealmwrt. forgery, collusion, omission or misrepreserftation. A further descripts￿ of our respOnsi￿11t1eS for the audit of the financial statements is located *ar N•t Gurront asséts 12 42.155 43.714 110.567 71995 176,657 83.061 Fund¥ ol th• charlty: Re*trf¢t•d fun(ts FiKe(J asset fijnd General fund 14 14 10.LKM) 131.939 63,103 Unro8trictsd funds General fund 141.939 83.103 14 34,718 19.958 Total fvnds 176,657 83.061 These 8ceou¥ts have be¢n prepwetl th8 wial prov&ons of Part 15 of the Companies 2C relallng to smal c￿npanieS. The notes on pages 18 to 27 fomi part of these aCC￿nIS, The financi￿ st8tements were aw)roved by Ihe board of tr(￿ee9 on signed on its bahatf by. D R Willtams (Charl Pa99 16 Sandwell African Carlbboan Mentsl Health Foundatlon (A Company Limited by Guarantee) Statement of cash flows for the year ended 31 March 2025 Notss 2025 2024 Cash flow from operatlng aclivibes 17 92,561 150 265) Interest pa Net cash flow from opordtlng actlvities 92.561 50 2651 Cash flow from Invesllng activlties Payments to acquire tangible assets {60.432) 11.673) Net cash flow from Investing activilies 160.4321 {1.6731 Net Incr•a80 1 (decrease> In cash and cash equivalents Cash and cash equivalents at 1 Aprtl 2024 32,129 151 .9381 51,530 103,468 Cash and ¢ash wuival•nts at 31 March 2025 83,659 51.530 Page 17 Sandwell African Carlbbèan hlental Health Foundatlon (A Company Umlted by Guarantee) Noto8 to the fjnancial statements for the year ended 31 March 2025 1. Accounting policies a) General inforniatjon and basis of preparation Sandwell Afrlcan Caribbean Mentsl Health Foundation is a tharitable rnmpany fimited by guarantee . In the event of the tharity te¥ig wound up. the liaEJ'lty in resFert of the guarantee is lirr¥ted to £1 per member of the tharity. The address of the registered Offi￿ is given in the tharity infomiation on page 1 of Ihese finanaal slatements. The nalure ol the charity5 operations and wncapal &tiwties B the delivery of services predominatety but not exdusivety for Brack African Carilknn peoFde r6c0v￿bng from mental dlress and their families, carers, and the widèr community. The tharity constrlutes a public benefrt entity as defined by FRS 102. The finanoial statements have ￿en prepared in accJ)rdan(% ￿th Accounting and ReF(*ting by Chanties: Statement of RecommerKled Practice applicable to tharities preparing their acoL)unts ￿ accordance with the Financial ReportirrfJ Standard applicable in the UK army Republic of Ireland issued in October 2019. the Financi4 Rewling Standard applicable in the United Kingdom and Republic of Irdand (FRS 11f2). the Charilies Act 2011, the Companie Ad 21￿￿ and UK Generalty A￿pted Accounting Pract￿e. The signfficarrt accwntiig rM)licies applied in the preparation of these finawal statements are set out betow. These policies have been cons5terrtly applied lo all years present&J unless otherwise stated b) Going concem The financial statements have been prepared on a going o)ncem basis as the trustees believe thal no malerial u￿ertaIntI&s 8XiSt. The trusteos have ¢onsidered the level of funds held and the exFected level of inccffje and expenditure for 3 penod of 12 months from Ihe date of auth￿[sing tr￿se financ4a staternents. The bjdgeted In￿Me and expendrture is SLrfKient wrth the levei of resetves kn the tharity to k able to o)ntinue as a going cMcem. c) Funds UnrestrKaed funds are available for use at the thscretion of the trustees in fUrt￿rartt of the general objectives of the chanty and whth have nrA been t*signated for other pury)ose8. Oesignated funds o)rnpYise unrest[￿ed funds trot have been set aside lry the trustees for pa￿.(￿lar purpos6s. Thg a¥n and use of e&h desonated fund ts set out in the notes to the financtal statements. Restricted fvnds ar6 fuftds whith are to be used in accordanc£ with speLyfie restrieti'ms imposed by donors or which have bew raised by the chanty for parkn{￿lar tKJrposes. The cx)st of raising and administering suth funds are char9ed against the speafic fund. The am and use of each restncied fund is sel oul in the notes lo Ihe financial statements. d) Income recognition AJI incoming res¢Jures are induded in Ihe Statement of Financ#￿ Ac*ivibes (SOFA) when the tharity is legally entttled to the in¢))me after any performance conditions tsve been met. the 8moi*)t can be measured rdiaily and il is probabte that the Inc￿ will be r￿e1Ved. Page 18 Sandwell African Carfbbean Mental Health Foundation (A Company Limited by Guarantee) Notes to the financial ststwnents for tha year anded 31 March 20251contlnued) 1. Accounting policies (continued) d) Income recognllion (contlnued} Grants receivable Grants are included in tr￿ Ststement of FinJK4al Adivities on a receivable basis. The tsala￿ of income receivèl for SFwfic Purposes r¥)t expended during the peric*J is shown v) the relevanl funds on the balan￿ sheet. Where incc¥ne is received in advanc8 of entitlement of receipt its recognition is deferred and induded in tyeditors as deferr8d incxmne. Where entitlement CMxJJrs before In￿Me is receNed. the ino)me is a￿ued. Donations Donatsons are recognised on a r8ceNable basis where there is ￿rtanty of receiFI and the amThJnt can be reliably measured. If there are (x)ndttions attached to the donation and this requires a leveE of perfomance before ent￿ement Can be obtained then income ￿ deferred until those conditions are fiJlly met or the fulfilment of ttrKJse ￿nditionS ￿ within the control of the charity arKI it is probable that they will be ftllfill&J. Donated seNlces and glfts In klnd Donated facililles and donated professirmal services are recc*Jnised in incJ)me al their fair value when their e¢0￿m￿ benefft is probable. it measured reliably and the tharily has ￿ntrol over the item. Fair value is deternined on the basis of the value of the gift to the tharty. For example Ihe am0￿1 the tharity would be willing to pay in the open mar*et for suth facilrties and sely￿S. A o)rreswnding am(wnt 18 recognised 41 expeTrJiture. Gifts In klnd Fixed asset gffts in ￿'nd are reCOgTh￿ Wh￿ recer¥abte arKI a￿ wKluded at fair value. TtEy are not deferred over the life of the asset. Interest receiwdble Interest on fijnds hetd on deposit is induded when receivable and the amount ¢xn be measured reliably by the charily. this is ncffmally upon notification of the interest paid or payable by the bank. Other Income Other income. indud1￿j the hire of facxlities, is recognised in the pwiod it is receivable and to the extent the gcL)d3 have been providoj or on comFletion of the servw. e) Expondlturo recognition All expenditure is ac£ounled for on an accruals basi8 and has been dassIf￿d undér headings that aggregate all ￿StS related to the category. Expenthture is rwinised where there is a legal cx)nstruthve Obligati￿ to make payments to third parties. it is probable that Ihe seluement will be required and the amount of the obligation ¢An be measured rella￿y. It is (xtegori5ed under the folk)wing headings.. Costs of generaling funds These are costs In￿rred in attracting voluntary kncm, and those ifKurred In tradTh3 athvities ttsi raise funds. Page 19 Sandwell African Carlbbean Mental Health Foundatlon (A CoTnpany Limited by Guarantee) Notes to the financlal statements for the year ended 31 March 2025 (continued) 1. Accounting policie8 {eontinued) el Expenditure recognltion (contlnued) Charitable activltles These are costs Incurred in actNrties undert&ken to further the PUrF￿ of the tharity and their associated support ￿&S. Governance costs These include the costs attribulable to the trust's compliance wrth constitutional and statLrtory requirements, Ind￿Jing strategic management and trustees. meetings and reimbursed expenses. Irrecoverable VAT is charged as an expense against the activity for whiL* expenditure arose. fj Allocation of support costs Support c￿51$ are those that assist work of the charity but th) rK)t directy repreS￿t thafilable actDiities and include office cA)sts, governan￿ costs and administrabve payroll costs. M)ere support costs onnot be diTeraty attnbuted to parttcular headings they have been allorated to IXlSt of rasing funds and expenditure on charitable activitses. The bases on which SUPFKrt ￿$tS have beén alloL2ted are set out in note .. .. g) Tanglble flxèd assets Tangible fved assets a￿ stated at Cost (cf deen*d ctht) or valuatitm less ac￿mUlated deprectat￿n and ac(xJmulated impairynent losses. Cost indudes costs diredly attnbulable to making ihe asset capable of operating as intended. Detffe(iation is rKovtded on all tangible fixed assels. at rates ￿1￿lated to write off the co< less estimated residual value, of each asset on a sy*ematic basis over its expected useful lrfe as follows". Leasehokl itnprovements Plant and machinory offi￿ equipment - stratght li￿ over 50 years - 20% per annLxn on a straighl Ilne basls - per annum on a reduc¥ng balance basis Assets in the course of ￿nstruCtion are induded at cost. Depreaation on these assets is not charged until Ihey are brought into use and redasgfied to freekN)kl or leaseb)Id land and buihJing$. h) Debtors Operatimal and other debtors are rec￿JnIsed at the settlernerrt amount due after any trade (fiscount offefftj. Prepayments are valued at the amount prepaid nel of any trade discounts due. Cash at bank and In hand Cash at bank &KI ￿ hand indudes cash and short temi highty liquid inveslments with a short maturity of Ihree months or less from Ihe date of acquisitThi or opening of the deposit or similar acc￿￿1. Page 20 Sandwell Afrlcan Carlbb•an Mental Health Foundation (A Company Llmlted by Guarantee) Note3 to the financial slatements for the year ondod 31 March 2025 (contlnued) 1. Accounllng policies (continued) j) Liabilities Liabilrties are recognised when there is an obligation at the balance sheet date as a result of a pasl event. It Is probable that a transfer of economic benefit will be required in settlement. and the amount of the settlement can be eslimaled reliably. tiabililies are recognised at the amount that the tharity anliopates it will pay to settle the debt or the amount rt has received as advanced payments for the gcK*ds c* services it must provid8. kl Operatin9 leases Rentals payable under operating leases are tharged to the &)FA ￿ a strayht ￿ne basis over ihe period of the lease. l} Taxation The chanty is an exempt thanty wthin Ihe rneanirw of thlule 3 of the Charities A(a 2011 and ks conSide￿d to pass the tests set out in Paragtaph 1 Schedule 6 Finance Act 2010 and therefore it meets the definition of a th8rrt8ble o)mpary for UK QYForation tax PLwposes. m) Penslon benefits The charity i)perates 8 defin8d o)ntribution pl￿ for the benefft of its employees. Contributions are e￿enSed as they t￿c(￿ne payable. Page 21 Sandwell Afrfcan Carfbbean Mental Health Foundation (A Company Llmlted by Guarantee) Notes to the financial statements for the yoar ended 31 March 2025 (continued) Z Prior year Stat¢rnent of Flnancial Actlvltjes (year end 31 March 2024) Re5trictod x•d •*s•t funds Vnrnstricted g•norn1 fun funds Total 2024 Income Grants and donations Income from chantable 8dNitses'. IrKome from trading ath"vities 194,514 137,445 331,959 346 26,550 26.5 Totsl In¢ome 221,410 137,445 358,855 Expendlture ChaiitaL4e activtbes >8.124 121,546 429,670 T¢)lal expendlthro .124 121.546 429,670 Net Incornel(expendlturè) belore tranGf•rs 186.714) 15,899 170,8151 Gross transfers bemwi furKIs 12.wl Net m¢)vement in funds 189.6801 18.8￿5 170 815} Reconclllation of funds Total funds brc#JgM foward 109.638 153,876 Totsl funds carrl¢d forward 19.958 63.103 83,C61 3. Grant• ond donatlons Unrestricted gen•r•l fvnd• f¢xed ass fund• Total 2025 Total 2024 Grants Donations 316.846 10.035 326.881 261.192 578,038 20,035 598 073 330.365 10CX)) 10.IYJ) 261.192 331.959 Donations indude £10,CKiO relating to ttrE provtsion (rf a lease ￿ charl￿N)nt C￿tructIon machlnery equipment Total Cost At l April 2024 Athailions 54.357 54,357 .432 10.cm 7,414 Ai 31 March 2025 10.CMJ) 7,414 58.915 114,789 Depreciatlon At 1 Apnl 2024 Charge for Ihe year 44.291 2.925 44,291 At 31 Marc*] 2025 1.483 47.216 48.699 Net book valu At 31 Marrh 2(f25 10.OCKJ 5,931 11,699 Al 31 March 2024 10.C66 10,066 Assets under ConStn￿tion a)nsist of expenditure Incurred to date on the reCons￿￿tion of Cha1emont Communty Centre. Vvest BrCrfn￿th B713PJ Fore(3st exp￿drtUre to o)mplets'on of ts proj8d is induded as a capital commitment in note 16. 11. Debtors Tolal 2025 Totsl 2024 Debtors from operab'ons Prepayments and income 1.718 67 345 69.[￿3 65,179 65.179 12. Credltors - amounts falllng due vAthln ¢Jne year Tolal 2025 Totsl 2024 Creditors from operations Taxation arKf sooal security Accruals deferred In[￿rne Other creditors 12,826 9.954 7,018 12.357 42,155 6,￿5 8.￿1 19,253 8.935 43.714 Page 25 Sandwell African Carlbbean Mental Health Foundation (A Company Llmited by Guaranteé) Notes to the financial ststements for the year ondod 31 March 2025 (Gontinued) 12. Credltors - amounts falllng due ￿thIn one year (¢orrtSnued) Total 2026 Total 2024 Deferred Income Deferred incJ)me at 1 Awl 2(r24 Resources deferred in the yèar Amounts Teleas&l from prevlous years Deferred inLf)me at 31 March 2if25 13.853 13,853 113 8531 13.853 13. Commllments under operallng kase8 At 31 March 2025 the thanty Yds committed to making tha following payments urKJer rKTr ncellable operating leases . Totsl 2025 Totsl 2024 Within one year Within to five years indusive 13.362 2,952 16.314 13,362 16,314 29,676 14. Anatysls of funds Balance at Incoming Resources resources expended Transfer8 2024 Balance at 31 March 2025 Restrlcted general funds Henry Smith Blg Lotto 2 Heart of Engl*￿- ICF Talent Fu 8,221 47.181 (25.8261 (8C 301} {38 0201 (116671 136 542 192 3561 112.848 22.395 79.728 26 8.333 21.457 131,939 20,C¢Xi 50,298 261,192 7.701 63.103 Rostrletèd fixed asset funds Donated fc