# BEDFORD CENTRAL JAMEE MASJID & CULTURAL CENTRE
Registered charity Number: 1081598
Trustees Report & ; Financial Statements For the year ended 30° June 2025
:
## BEDFORD CENTRAL JAIMEE MASJID & ISLAMIC CULTURAL CENTRE Report of the Trustees for the year ended 30" June 2025
The trustees present their annual report and financial statements for the year ended 30th June 2025 and confirm they comply with the Charities Act 1993, as amended by Charities Act 2006, the trust deed and the Charities SORP 2005.
## Reference and Administrative Information
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## Charity Name:
Charity Registration Number:
BEDFORD CENTRAL JAMEE MASJID & ISLAMIC CULTURAL CENTRE 1081598
Principal Office: 34, Brereton Road Bedford MK401HU
## Board of Trustees
Executive Committee
Chairman: Mr Abdul Aziz Secretary: Mr Joinal Abdin Treasurer: Mr Shuhel Miah
## independent Examiners:
Accurate Acc Ltd 18,Laburnum Avenue Bedford MK404HQ
## Bankers
| | | | :
Natwest Bedford MK401YN
2 Bedford Central Jamee Masjid & Islamic Cultural Centre - 1081598
## Bedford Central Jamee Masjid and Islamic Cultural Centre
## Structure, governance and management
## Governing document:
Bedford Central Jamee Masjid and Islamic Cultural Centre is constituted as an
unincorporated association. It is governed by the regulations set out in the constitution and is run by a voluntary Management Committee
## Organisational structure:
The Committee members are elected at the General Meeting, which is held after every two years. Any new trustee would be briefed by the chair of the awareness of a trustee’s responsibilities the governing document and administrative procedures and the history of the charity.
The management Committee met 4 times during the year to review activities, consider the financial position and decide policy and procedure. The Secretary oversees the day to day work of the charity. He reports to the management committee regularly regarding the performance of the charity. There are four staff members who are engaged in the religious functions and affairs of the organisation on a daily basis, together with a number of volunteers.
## Risk management:
The trustees annually review the risks that the charity faces, both financial and otherwise. Strategies have been implemented to control and minimise these risks. Assessments on areas such as governance and compliance with law and regulations have been undertaken. Areas of risks relating to employing staff have been covered by proper procedures and insurance. Appropriate Disclosure and Barring Service (DBS) checks are carried out on all volunteers/staff who have access to children.
## Achievements and Performance:
During the year the charity has been able to continue its support for educational classes, which provide facilities for around 100 children.
## Bedford Central Jamee Masjid and Islamic Cultural Centre For the year ended 30" June 2025
## Financial Review:
During the year, the charity received £156,289.00 by the way of public donations and fees from religious classes. The net movement of funds show a negative balance of 189,100.00 which has been offset from the reserves, brought forward from previous years of £452,377.00. End financial year current reserve is £292,585.00.
The Trustees believe that the charity should hold financial reserves because it is mostly dependent on its income from local worshippers. As these funds may be subject to fluctuation from time to time the Trustees have decided to set a level of reserves which equate in value to approximately 6 months expenditure which the Trustees have estimated will be approximately £40,000 primarily used for ongoing current activities such as staffing costs of the organisation and further improvements in relation to the sites building works and maintenance costs. In view that the purpose of the reserves is to meet immediate shortfalls in funding, the Trustees have decided that it is appropriate that the reserves shown in the balance sheet are represented by funds held in short term deposits and current bank accounts.
The Trustees have considered the most appropriate policy for investing funds and have reviewed ways in generating income and capital growth to meet their requirements.
## Plans for the future periods
The charity will continue with the current activities and has obtained substantial donations for 2024/2025.
The key future plans are:
- a) Tocontinue to help and give religious guidance for the community.
- b) To continue to promote good relations with all other ethnic minorities.
- c) To ensure that ail the remaining building works are completed successfully within the allowed timescales.
- d) To continue to build and encourage community access to the education facilities.
- e) To encourage participation from women to engage in Arabic classes.
- f) To introduce additional classes for children up to GCSE level.
## Bedford Central Jamee Masjid and Islamic Cultural Centre For the year ended 30° June 2025
## Objectives and Activities
The Charity’s objectives are for the benefit of the general public resident in and visiting Bedford (the area of benefit), in particular but not exclusively those people who are of Muslim faith, by:
- The advancement ofthe Religious of Islam guided by the Quran and Sunnah;
- - The relief of poverty by providing advice, representation, counselling, translating and interpreting services and other assistance in matters such as asylum, immigration, money, debts, welfare benefits, housing, health, education, training, and employment;
- The promotion of good race and community relations with other ethnic communities in the area of benefit.
- To assist in funeral arrangements for families of deceased worshipers.
The main objective for the year was the promotion and appreciation of the Islamic faith and the provision of facilities of education to the wider community especially the younger generation, offering opportunities in education programmes such as children’s classes/weekend classes and Hafizi classes.
The charity is very involved in the community and is dependent on the voluntary help from the local residents who support the Masjid by not only voluntary service such as maintenance and repair work to the centre but by donations to help promote its objectives.
## Bedford Central Jamee Masjid and islamic Cultural Centre For the year ended 30th June 2025
## Accounting and Reporting Responsibilities
Charity law requires the Trustees to prepare financial statements for each financial year, which show a true and fair view of the state of affairs of the charity, and its financial activities for that period in preparing their financial statements. The Trustees are required to:
- a) Select suitable accounting policies and then apply them consistently,
- b) Make judgments and estimates that are reasonable and prudent,
- c) State whether applicable accounting standards have been followed subject to any departures disclosed and explained in the financial statements,
- d) Prepare the financial statements on the going concern basis unless it is appropriate to presume that the charity will not continue in operation existence.
The Trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statement comply with the Charities Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
This Report was approved by the Trustees on SSAV-25.S.\ 9,
S.\ 9, signed on their behalf by:
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(President)
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(Treasurer)
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6 | Bedford Central Jamee Masjid & Islamic Cultural Centre- 1081598
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Independent Examiners Report to the Trustees of
Bedford Central Jamee Masjid and Islamic Cultural Centre
For the year ended 30th June 2025
## RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER
The charity’s trustee consider that an audit is not required for this year (under section 43(2) of the Charities Act 1993 (the Act) and that an independent examination is needed. It is my responsibility to
- e examine the accounts (under section 43 of the Act) e to follow the procedures laid down in the General Directions given by the charity commission(under section 43(7)(b) of the Act), and
- e tostate whether particular matters have come to my attention.
## BASIS OF INDEPENDENT EXAMINER’S STATEMENT
Accurate Acc Ltd was appointed as the charitable company’s independent examiner. My examination was carried out in accordance with general Direction given by the charity commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It is also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently | do not express an audit opinion on the accounts.
## INDEPENDENT EXAMINER’S STATEMENT
In the course of my examination, no matter has come to my attention, 1. which gives me reasonable cause to believe that in, any material respect the trustees have not met the requirements to ensure that:
.proper accounting records are kept (in accordance with section 41 of the Act); and .accounts are prepared which agree with the accounting records and comply with the accounting requirements of the Act; or
2. To which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
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7 | Bedford Central Jamee Masjid & islamic Cultural Centre-1081598
## ————
Statement of financial Activities
## BEDFORD CENTRAL JAMEE MASJID & ISLAMIC CULTURAL CENTRE
For the year ended 30" June 2025
|BedfordCentralJamee Masjid a|&Islamic Cultural|&Islamic Cultural|Centre|Centre|—||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|StatementofFinancial Activities
|||.|||||||||||
||
oo|||||||||||||
|||Restricted|.Unresticted|||||Designated|||||
|Incomig resources:
Fund
30.06.25|||=|Funds
=30.06.25|||=|Fund
30.06.25|Total Fund
= 30.06.25||=Total|Total Fund
30.06.24|
|‘Voluntary Income
‘Activitiesforgeneratingfunds|2
i3i|111639.47||||oe|||©
f|111,639.47
-||100,736.34
-|
|Investment income|4|44649,88|||-||||||44,649.88||51,779.18|
|Total Incoming resources||156,289.35|||-|||-||156,289.35|.|152,515.52|
|ResourcesExpended|a||||.||||345,389.36|||123,207.00|
|Total ResourcesExpended|5
||||||||||345,389.36||123,207.00|
|NetMovements infunds||||||||||(189,100.01).||29,308.00|
|Prior yearadjustmentsbetweenfunds|||||||||||||||
|‘Fundsbrought forward|||||||||||481,685.00|_|452,377.00|
|Capexadjustment
Totalfunds
7|.
13|||||||||__|“oo
292,584.99||-
481,685.00|
Tg | Beserscenaomee asi Homie utral Conve 2081598 ©—_—_—_—_—_——
## BEDFORD CENTRAL JAMEE MASJID & ISLAMIC CULTURAL CENTRE
## Balance sheet
## For the year ended 30th June 2025 Notes forming part of the Financial Statements for the year ended 30" June 2025
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## 1. Accounting Policies
The financial statements have been prepared in accordance with the Companies Act 1985 and the Statement of Recommended Practice: Accounting and Reporting by Charities issued in March 2005.
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[
- | ‘Bedford Central Jamee Masjida & Islamic Cultural Centre _ oo
‘Statement of Financial Activities DO] Oo
‘Forthe year ended30 June 2024 Po, a _
| FIXED ASSETS .
| Tangible Assets L 9 £799,382. 801,389
| |[DebtorsandPrepayments = = = =——,_—-—-:10 £650 650
— {cash at Bank and in Hand i ae £292,585 481,685
___ |Querde Hasana OS P| £38,678 43678.
___. Creditors: amount due withinone year 11 - PoE
Loo. Net Current Assets | | bog i
Net Assets ' 31,295 1,327,402_
General Funds ob | 1,092,617. 1,283,724.
__ Designated Funds a 38,678 43,678.
7 ‘Restricted Funds : eo -
JotalFunds — 4,131,295 1,327,402
7 - ‘These accounts were approved by the Trustees on BO NO 2 and signed on
| l ofyoy Ke |
(President) (Treasurer) 3 |
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|Bedford CentralJamee Masjid a& IslamicCultural Centre’|Bedford CentralJamee Masjid a& IslamicCultural Centre’||||.|
|---|---|---|---|---|---|
|Notesforming partofthe financial stater
__
for
theyear ended 30thJune2024
—
-_
_
2025
.
2) Voluntary Income:
_
£
**_**
.Firday prayercollection
7
:
45951.29,
MembersDonations
—
A7221.95.||||3
2024
£
48189.82
34302.26:||
|ss Otherdonations
i
Donated Vegetables|a
3939.10
ig
571.00:||||4602.50
489.00.|
|a
‘Shab-e-borat collection
_Tarawi Collection|Dog
614,00:
6035.00||||0.00.
5640.76|
|-Shab-e-Qadr collection
ss
Eid-ul-Fitar Collection
__.
Eid-ul-Azha Collection
ee
|
__ 3) Income forgeneratingfunds;
‘Rentalincome from flats
Children& hafizi Classes
ss
RadioScannersetc
ss Marriage certificiate
|
‘HMRCGift Aid
—
Halbrent
.|_
968.71,
:
3367.00
a
2971.42,
111,639.47|
30110.88
9624.00.
3545.00.
_
560.00.
oo
0.00:
-
330.00.||=|830.00.
3585.00.
3097.00.
_ 100,736.34|
a
———-27460.77,
9**7**18**.**5**0.**
30 0
—
§40.00.
12429.91,
0.00:||
|oo
Advertete|0.00||||0.00|
|4)InvestmentIncome:
_ fe||||ne||
|Anterestreceivedfrombank
oO
|
‘TotalIncomingresources
| 156,289.35
|
.
5) Total resources Expended:
i
**_** Staff Costsforreligious activity,
|
53750.00
ae
|Children& Hafizi classes
i
0.00.
i
‘Bedford borough council
0.00.
Transmitter Licence etc
a
0.00:
|
ss
|Heatandlight
/
>
10185.24
‘Waterrates
_
»
1994.41
_—.Consimubles
&Cleaning
-
948.23
Telephone
474.28||||||0.
152,515.52
49392.00.
0.00.
0.00.
0.00:
7989.03,
1931.90.
891.97
680.00.|
|_
‘Building& maintenance|i
2026.15||||11723.92|
|ae
‘Air Condition & Scanners
Printing&stationery
ee
‘Insurance,
co
ParulQiratexp
-PAYEand Pensions
||a:
10850.00
0.00
1074.00
652.78
0.00|||0.00
550.00:
1140.81:
0.00
848.44||
|‘Alexandra place|—
-15035.61.||||0.00.|
|_ Book purchases
7|1094.50,||||2400.00:|
|_. .Otherexp
Alexandraplace
||270.00
©
243877.11—||||0,00
0.00.|
|Lo
‘Donations
.
—_QardeHasana|3157.10.
0.00:||||1981.64.
43677.68|
© .q | Basler cert omer Masi & omic Cora cence 20815980
## 6. Trustee Remuneration & Related Party Transactions
No members of the management committee received any remuneration during the year. No trustee or other person related to the charity had any personal interest in any contract or transaction entered into by the charity during the year.
## 7. Taxation
As a charity, it is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or s256 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects. No tax charges have arisen in the Charity.
## 8. Tangible Fixed Assets
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|||||||
|---|---|---|---|---|---|
|At 30th June|2024|||10,037|||
|charge|for the year|20%|2,007,|;|
|“At30thJune|2025|||8,030|||
|Accumlated Depreciation|!|:|
|At 30thJune|2024|||38,260|!|
|‘Charge for|the year|ae|ode|2,007|
|‘At30thJune|20250|_|40,267|
|At30thJune|202400|||||802|3|
|At 30th June|2025|||||on|642000|
|Freehold Property|||a.|!|||2|
|At 30thJune|2024|790,714|©|:|
|Addition|—|'|.|Poe|
|At 30th June 2025|.|Z|.|_|790,711.|
|Total|Fixed Assets|_|Oo|
|At 30th June|2025|.|©|799,382|
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## 9. Debtors
Debtors & Prepayments
650.00
|
10, Analysisfo Net Assets Between Funds: 8 fo ‘Unrestricted Designated Restricted Total i / Tangible Fixed Assets _ 799,382 | . 799,382 Debtors —— 650 | 650. , Cashat Bank ACending 4557 ———257,785 257,785 , Cash at Bank AC ending 7428 - - - ae ‘Cash at Bank AC ending 4483 34,800 34,800 © ____L {Cash| aat Bank| ACending4220 __1,092,617a_ ~ 1,092,617|| | | 1. Total Cash in hand: 292,585 So :
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