Trust0￿, Annual Roport for tho ￿rIOd Period start date Period end date Year Sept , 2021 Year 2022 To Aug ,'ieclioii A Charlty name Stépping Stones Nur88ry School Othw nam08 charlty l• known by Reglstsred charlty number {11 any) 1081242 Charfty'8 prlnclpal addrtss Mllford Baplist Church, Road. Mllbrd. Godalmlng, Surrey Postcod• GU8 5BE Nameg of tho charlty tru8to08 who manago tho ¢harlty Name of porson lor body ent111￿ to appolnt tru•tso Ifan Mifford Baptist Church Milford Bapt1￿ Church Milford Baplist Churth Millord 88pllst Church Trustso nam• 0ffl¢o (If any) Dats8 actod If not for wholo yo•r Fiona Dunford Nata8h8 Parkin Christine Sargrove Lynn Edge Chalr Secretary Appolnted January 2021 Appointed January 2021 10 11 12 13 14 15 16 17 18 19 20 Nam08 01 th• trustfj￿ for the charlty, If any, {for example, any cu8todlan tru8t•o8) Name Dates actod If not for ￿018 Natasha Parkin Resigned in Juty 2022 Name• and addms•s of advlsors (Optional Information) TAR May 2023 e of advlser Address Namo of chlof exacutivo or narn￿ of sonior •laff mwnbgrn (Optional inforniation) Nursery Manager- Debbie Goold: Deputy Nurwy Kam Neuey: Senior Eaty Years Practitioner - Lynda Goddard Sectioii B Strucluro. goveri)aiice ai)d i)iaiiaJc eii)eiit D￿C￿P110n ofth• charws trusts Type of goveming (bcument rus H￿¥ the charity is con3tituted Twsl Tru8t8e 861ection methods Church member Irustees eleded ty thurch members. Other trustee6 who repr￿ent the pThts are elected ty parents and ratified by exlsling trustees Addlllon•l gov•rnanc• Issu0• (Optlonal Infomiatlon) During this year the Tntste88 have continued to develop o document for charting aH kno￿ risks to th8 cYganisatK)n. wh￿h includes recording )ns already tsken to manage these rlsks. In &ldMon. Issues have been thntsfied that become risk faL*orn in the future and aci1￿8 are You may choose to Include additional Infomiation, where relevant, ab(¥JL' pot￿leS and pro(xlur88 adopted for thé Induclion WKI training of trustee8,' . the charity'8 ￿l89110n01 8tructure and any WKI nefv￿rk with whKth ts d)arty works; relationship with any related parties: • trustees, corffjlderalion of major risks arKI the systern and procedures to rnanage them. Scclion C Oh crtivcs aiiil activities Th• obiKtsvM of the nur•ery •ehool are: 18) The advancement of the education (including spiritual development) of children b8kw the age of oJnpul8w education, Summary of the objects of tho charlty set out in its governing docum•nt (b) The Prov￿1￿ of facilities r￿alk)n suth children In the interest of x￿￿81 welfare and with the obi*t of improving th8ir conditions of Itre, provNJ￿g for als children (without dis¢rimination for any reason includirKJ a child's ￿lIgiouS background. ractal (KwJin. cuttural and lingui* bxkground) a safe and Sal￿fyIng nursery in a Christian TAR May 2023 The total costs spent in order to achieve these objectives amounted to £101.380 for the financial year. The main ￿tIvItieS are to provide education and chiidcare for famili88 within the communty. The nursery follows the Foundation Stage curriculum for education. It is registered and inspected by Ofsted aTh follows advice on besi practice and statutory regulations from Surrey County Councll. summary of the maln activiti•s undortakon for th• publlc bon•fit In relation to th080 objocts (Include wlthln th18 sectlon the statutory d•claratlon that trustO08 hav• had regard to the guldanco Issued by the Charlty Commlssion on publlc bgn•fft) The trustees have regard to the gumjance issued by the Charity Commission on public benefrt. Addltlonal dotalh of obJoCtfv•• and aellvlll•s Ioptlonal Infornmtlon) You may Choo￿ to Include further statements, where relevant, about.. pollcy on grantmaking., policy programme related investment; • wntribthbn made by voluntsws. TAR May 20fJ Seclioii D Aciiieveiiienls and per lorii)ance Summary of tho main achiovomonts of the charity during the year 8tspplng Stones has continued to provide excellent child care. education and support to families in the community. It continued to have good links and relationships with local infarrt schools to which the children transfer. The Nur8ery is open for 10 sessions per week. The most recent Ofsted inspection vms conducted Onl￿ January 2020. We received a gltrmng repcrfl and the nursery was graded a8'Good' in 811 areas. Academic ear 2021- 2022 We stsrted the year with 18 children on roll and ended the year with 26 registered children. Coronavirus All government guidance for coronavirus was withdrawn in April 2022 allowing the nursery to retum to norniality. staffing The staffing remained the same for the academic year 2021-2022. The team consists of Debbie. Karen. Lynda, Michell8, Emily and Louise Human Resources Roses within the nur8ery Team The HR roles within the nursery have not changed over the past year and remain as.. Karen is our Designated safeguardlng lead (DSL) and Behaviour Management Lead Lynda is our SENCO and Websrte coordinator Debbie is the Deputy SENCO and DSL Training The following training courses were completed throughout the year. First aid - Louise, Michelle Food hygiene- Louise - Karen - Emlly 2-year progress check- Karen Autism awareness- Lynda Understanding Autism - Emily The team also complete various safeguarding modules - Prevent, Neglect, Domestic abuse and abuse and Witchcraft. Curriculum Changes to the EYFS frameworf( came into effeci in Septernber 2021. The team reviewed their curriculum and planning cycle and looked at different ways to ensure that all children are challenged In their learning. The nursery continued to implement the 'Planning in the Momenr ethos including strands of Montessori and using Bruner & Vygotsky's scaffolding theory to extend children's learning. We continued to look at each individual children's development, lebrate every success and use 'teachable moments to challenge and extend children leaming through our play 8cts"vtties. TAR ay 2023 Section D eveine-,.li gnd perforp)a•cL Events and activities During the year the thiklren enjoyed weekty visits from a sports group called Little Kickets. The thildren played Imaginab've games and leamt basic foolball skills, simple exercises, listening to instructions and turn taking. We were able to begin our communty visits again and the children enjoyed VL8￿"ng local w)odland areas, ponds, local parks and the fami shop. At Christmas we vRre pleased to host our nabvity tsa and coffee for the parents. We were delighted to again to have inrAedible eggs for a 104ay experience of hatchiNJ eggs. This year we were able to hatch out ducklings. The thildren were fascinated in the process and ￿ring for the young chid(s unb'l they were taken to Irve on a local fami. We Celebraled World book day by dressing up as book characters and sharing our favourite books. During the Sprir¥J te￿ we JoineA in with comlc relief by wearing something redl We also joir*d the whole county by celebrats'ng the Queens Jubilee by presenting all children with a book about the Queen and holding mini tea parties throughout the week. During the summer temi we reinstated our Parents evenings. It was lovety to finally be able to meet with the parents face to face. We took part in Milford fete arKI ran a sell out adopt a teddy stall, rising £100 tr Child￿n,$ equipment. During the summer temi we were able to leam about the life of a butterlly by watching caterpillars complete ts cyde into a butterfty. At the end of the academic year, we celebrated out school leaving children wrth a leavers service where every child was presented with a book and teddy and * hekj a paty with an entertainer. Churth support Throughout the year Lynn and Christine have visited the nursery with crafts. sirwJing and stories. Improved Resources Notch blocks- large indoor wooden blod(8 for making endosures Yellow door, sensory equipmenc stones playdough rollers, mathematics equpment. Glow lamp, light up stones, small sensory toys, spinning tops, glrtter wands, viewing scopes etc LitUe tikes car, garden equipmenc water play equipmert thair for role play Thls year ￿ have invested in redevelopirg the garden. The Surfa￿ has been relayed and a new wrTknng shed installed. A dimbing tunnel has been purthased. Planning ts the Future Continue with redevelopirvJ the garden- possible digging area Decoration of upstairs hall Look at drfferent a roaches to leamin and for the environment. TAR May 2023 Section O Acliiekiemeiils and pei-lorniance Looking at the business model to check that we are meeting the needs of the community. Salari A pay increase of 1% was awarded to all staff, with effect from April 1 2022. P nslon hem+ We are now into the sth year of the PensKJn Scheme with NEST. All staff have been offered a pension, whether thff are automatic81ty enrolled or not. Sectioii E Financial review 8rf￿ statomont of th• ¢harlty'$ pollcy on rewv Vle en8ur6 that we hold in re8eNe enough fund8 to cover the running of the pre-school for half a tem, approxlmatety 6 weeks, and redundancy costs., thls amounts to £36,000. Th1818 monitored routinety by the Treasurer and Tru8te88 In case rnStlgatlng actlon is required. If th8 need to closo Should 8V8r arise then 8taff V￿uld be glven haw a temi's notice. Ouring the year in question, some of our reserve fuThd was used to repair and uparade the playground surface and re4ecorate the premlses. Reserve8 remained at a satisfactory level and provlded a go)d margln above the target figure at £54,042. The Irustees have assessed their reserves pdicy and are satisfied that reserrfes are in place for more than a term to ensure the charty18 able to continue functioning in th8 202J23 financial year and beyond. Financial Inf0M￿tIOn is being a88888ed regulaTly including reviewing informal budgets and cash ftow to ensure that the charity can continue for longer than haw a term the current reseTve8 D•tall• of any funds m•t•rlally In d6ficlt nla Further Ilnanclal rnvlow dètall8 Iopfjonal Infomiation) Our principal sources of Income are through the Paymenl of nursery fees by parents Payment of grant by surrey county COU￿11 for all funded hours A designated unre8tricted fund 18 h8ld to be used at management's discretion for invesknent into improved a88ets or larger purchases that would benefrt the nursery either dire¢tty to the children or by supporting the management to provide a better learning place. Thls 'Development fund, is categorised wtthin the accounts as unrestricted. You may choose to indude addrtional infomiation, where relevant about: the charty's principal sources of funds {￿cludIng any fundraising); how expenditure h88 supported the key objectives of the charity; investment poKcy and objectSves including any The Eatty Years Pupil Premium - Grant funding from Surrey County Council s ificall for rovidin enrichment activities s ialist skill's TAR May 20rJ i¢al Invest￿ policy training for staff or equipment over atx)ve nomial provisic￿ (in 2023 thig yew m(w was spent on'yuedible Eggs") Section F The accounts of Ihe charity have been prepared on the going concem basis . the trustees have assessed the going (x)n￿M p(th'on and have some c(xKems 81KKrt s(xne nthi81 uncertaintles that M￿ht affect the 8billty of the charlty to c(xrtinue as a going concem In the foreseeab￿ luture. The Nurnery and Earty Years chlldcarè sector 18 experienc4ng Some m￿￿entOU8 chang88. driven ty parentsl chotce and new government poly and provis￿, l&aling to un￿l¢￿ble and uncertain l*n88 our tradilK)nal Nursery. The trustees have carefulty consMl8red the irnpxt cm the ch*ty, txth In the Short and bnger tem). The trustee8 have con8idered the per￿ coveriThJ the next 12 monts from the date of this re[￿, taking into account our fina￿681 reserves. 18vel of Income from grants and F¥lv8te fee8, ag 88 our ftxed and varlable overtwds. The year 2022-2023 Started with unust• kAY enrolmert txrt t1￿ child numbers Increased significant throughout the year. The t￿￿tee8 are cautiOU8Py opb'mistlc atMJrt thikl numbers for t)ext year (202341 a$ we already have higher than average children on rcql for the Auiurnn tefrn. The financial reserves of the Char6ty have b88n strained ty the r￿JUced income eXFerMC￿ in the (￿rrent financial year and there is some concem that thi8 m8y affect our vwbility. We are monrtry the finances very carefully whilst continuing with our detslled actk)n plan. The alm of the actkn pkn 5$ to en8ure that we we dow￿ eversrthiw In our p(ywer to improve recwitinent to the Nurnery and lo rnaxtmi8e income. Section G Declaration The truste￿ doclaro that they have approved the tru$teos' report abovo. Slgnod on behaw of th• charlty• tru8t• 8lgnatsr•(sl Full namds) Po•ttlon (•g S•¢r•tary. Chalr. Ch* 2& 2023 TAR May 2023 ftEGIStERÉD NUMBER: I￿1242 ACCOUPITS FOR THE YEAR ENDED Ji AVGLtsT 2022 ml110￿ B•Otst (hurth Mllfo 61thlml GU8 5bE REGISTfRED NUMBEL. IOB1141 l TeKWt to the (knrltytnLSte85w rrry thl ts argxxmts rfthEd• year ended 31 Au8USt2022 ￿kh are5etryrt on pa8es 2to 11 Owrtbeskt 2WI llheArfI. I report kn re¥*a d my wamlnaikn rAthe (hwws Krrwrts carrfed (*rt uryjersecuon 145 oftheAct and In car￿1$ rA my etsminatlon I folKy*rd Ill the I￿(able thre¢kn$ 8v*èn Ch•rlty Commbslon Under 5edknn 14515llbl ol I have compkned my examInat￿. I cLrf*rn th•1 no rnaterial fflalters hrn to my •ttenlkn In cmnecthjn wlth the Chathles I￿¢&jhts and Rep￿$) other th*) arry re￿1￿Me￿thIt the •ttounts •nd faIr￿ I h•¥e rm) Co￿¢r￿S •rwJ h•¥* 4¢t055 Tr) mrttv¥ In *lth th• •x•rnln•tlon to *thkh •tlOntlon should E Matthews TIWAIWBII(8 Wortlw Ro*1 D•t•d.. 16thJuM 13 STEPPING STONES NURSERY SCHOOL MILFORD REGISTERED NUMBER: 1081242 ACCOLINTS FOR THE YEAR ENDED 31 AUGiIST 2022 srATEMEKf OF F114AriaALACYMllES. alRRENTYEAR 2022 Funds Funds Total Funds IMCOME AND ENDOWMENTS FROM Donations and Le8acies Charltsble actlvltles 126 81.2fo) 8L386 126 81.260 81,386 Total EXPENDITVRE ON Ralsln8 Funds Charitsble Attfvltles 101,380 1380 101,380 L380 Total NET EXPENt•lTURE 119J941 119,9941 Its.9941 119.9941 RECONauATION OF FUNDS Total funds brought forward TOTAL FUNDS CARRIED FORWARD 74,037 yW3 74,037 54.043 All of the above results are derlved fram cfjntlnulw actlvltle STEPPING STONES NURSERY SCHOO¥ MILFORD REGISTERED NUMBER: 1081242 ACCOUNTS FOR THE YEAR ENDED 31 AUGusf 2022 STATEME1￿ OF flf4ANa￿ AcnvmES. PRIOR YEAR 2022 Funds Funds Totsl Funds INCOME AND ENDOWMENTS FROM Donations and Legacies Charltsble artiwties 70 86.868 86￿38 70 86,868 86,938 Tatsl Ralsln8 Funds CharltableArtlvltles 61 ioj.iii I￿.172 61 100,iii 100,172 Totsl NET INCOMv{EXPEND￿uREl 113.2351 113,235) Net Mry￿rne￿t In lunds 113.2351 113,235) Total funds brought forward TOTAL FUNDS CARRIED FOIIWARD 87,272 74,037 87,272 74,037 l of the al￿ results arè derl¥ed fn>m ¢ontlnuln8 actMUes. Fur Toial Fut 3370 3J70 5.214 5A14 C•th•t bJnk•Thd In hw 57A117 57.917 750 47￿1 83.117 ?4￿37 74P37 AtCOUllfS FOII IHE YEAR ÈPIDED JIAU6usf2022 These lIn￿da1 5tst*r￿ be•) fvYep¥ed ¥xlv the cort wnvention. The flnJna•l 5t•tements have b￿n prepared in accoTdarte FR$ 101 the (harbtyes 2011 aNI ￿ reww•ments of the Ststem¢ot of Recommend Stsmg5 Nwxry SdKd lsa est*b&shtd tyTntsL ￿h¥r￿0 ￿ its ¢onsfjlUtkn. The £harfty Ls a publlc btr*fftenuty•sdd￿dtyF￿$ I01T￿rI￿￿131sl¥ttyM￿tsCry0In IrrfDrnth abDUtthEtharlty 4$4hlndhrfdu•l W. ne•re5t f. The flrwnc￿l stsIer￿nts totfi Jwred M a tLWrtwfi basb •$ the trsjstees ha¥e assessed the go1￿ conc4rn r•4son to that th•rt •r* m•terl41 th•1 •ffen tht •Wty oftl% nursery 5th001 to contywe FYO￿le thai th(ome wlll be rerth*d arnl b• m¥w•d rnw. Nws•ry f••s *r• r•twkned ￿thIn the •c4demk pwl¢d that1￿Vrelatelo. For to be r•¢¢8￿ thi ¢h*1ty wth hèw been Tr)tin•d of th• •rrbxnts arKI th• 5•tt1•m•nt dit• In wrftlnu. If the th•rltyaNI It h wthblethat ￿ ￿11 befumed. fram y•nts Ilrxth e01yrr￿ L% th• p**d In T*thlth Ihe t•#hlrrf ￿ pthlorniod, ￿ th• Ic• fjF p•rforn￿ modol as pw FR5102. ¢>ants Th)t recryw vntll there ts ¥ea5OnJ￿e •5suranc¢ that tht th•rity will *iih the atlxhEd ID thèm. Whère tht yant Imposes performance- 15 Indud•d lo IrKwts¥rn¥avt•sof r•sirfctyJ lur REGISTERED MiIMeEK. IiW42 abl1￿5 WE{Ette￿5¢d aseJ4yendknre •ssc*n asthwe le8al or consinth djtyhjn tommkung the thèrftyto that txpenditwe. il ￿ WDbabk that a trar￿fer rf ecLYK¥nx bEnefits WMI be requlrtd in settie¥n*it and the amourt of the EwthttYe1sJrr4untryltr on zn*ttnwb b¥15 *rwl h•s be￿ dassw he•Jlwth•taurt¢atÈ Ill tt&trelated to sL%con￿$tent*th the u5eotrtstyrn retww Ind￿￿oIVAT, thereVAT8pk￿t Expe￿￿￿￿￿*r￿ltI•*¢l￿*Il￿$Ir￿￿Jdes f4A5hKwr•4 tyth7th4r1tyindkn￿ and Include% bMh rKtand dkuted 5uPW*ttL￿I Cash and cJshe4ufv•knts Ir￿￿de elsh In •rh4 t•sh depts￿ ￿ flNbxlal IM1￿jI￿ns thit •rett•d1￿ corNert1È4e to knownrnofr45ht*lthlN*fft4nt f15koftharq• kn YalL*. Tan8lWe assets are stamd *coxle¥ (knd•fkn. c£&t￿h￿lesth• wrdthrdt* dlretyythtt￿bUtè￿é •nt& mxhlnery D•btws £redltor5 wllh M Slat￿ InterEst r&e and r*cth*ble N p•pble Ire 4ttr•n5aCtk•n Unr*strfcted furth(tYnfvth)5efvjr*hwhk*d*lnJtets￿lrVtr>1lse knKc¢xdanct*4th the thirltaWeobl¥tsvEs. Th? thaiity ertws tr•* fth•MthI tr•rox¢kns th•t re5uh In the rewllkn OF flrwKkil 4s¥tts Illt*s Ilk• trth other r*ev#ablÈ •NJ p•yth In¥Ysiments In ordln•ry sh•res. Oebt knstiuinents lother than tW repw or re£elvablE ￿thIn on >wrl. Ir￿￿￿￿nI k￿nI and Oth￿ Kcounts receN4b￿ and payablp. are Initia￿ fflea5￿ val￿ ol fuuwe (*sh kn and subsequendy at 4mortlsed cost STEPHPIG sfoNESNURSEftYSQl￿ MIIFQRD REGISTERED NVMPER: J(W242 NOIESTOTHE FINA14CIALSTATEMEpirs FurvJ5 FurK15 Total Fub Grants rece t4ur5eryfeE5 68,365 12.895 68,365 12 95 Funds Total Fur Grants rece NuTstrylees 75,403 11,465 86068 75.403 11,465 l eovernment lortoim¢lllgY8nt l¢Kome reethdln1he￿1r ha¥e been spent durln8 theyearandthere are no unfiJEftlled tONI￿On$ ortontltynclès attheyear end Tonrktsd Fthds FurM15 Totsl Funds Stsff costs Propertycosts IndepeDdentexamlnationfEe5 Atcountantyfees Comp11an￿feeS Consultln8 fees Officetosts ildrefj costs Inwrance Advertlsln8 Staff welfare &trai•in cO￿d Costs Lateflllng penali¥ Sundry Costs Bad debts Depreuation 65.594 17,732 L494 795 85 65594 17.732 1.494 795 85 4,no 7.705 4,730 7.705 655 27 L549 27 1,549 L014 1,014 I￿.580 These notes fc¥¥n partofthefthancljl $￿emerrts REfj151ERED NUMBEIL. I¢W42 Totsl Fwrfls 7469È L125 615 ountsrKyfws CLYryA4rK* ftes Consuib¥*fttS 615 3J91 3,891 Children cos1$ 457 457 2¢6 L963 1,314 11 93 72 Staff wemare &trnI￿r 1.314 iaiefllkn8wn¥ty ndry¢osts 8add•bts 93 72 .1 rknithe K*rf¢)J F￿￿•￿4 EY￿￿JU￿t$, a trurtee1e￿￿da Wwththttw•5wrthaMdfw£ll& Notruste• 112021. 31 twM•ew•s Mrs F [￿nIC Mrs F EytoTrJotteslF4eHol 265 72 srAFF COSTS 2021 S•￿r￿s Emr4¢y+*fs P4C 6S594 74,284 316 2.098 76,699 I￿79 67 73 Thtab*ray r*JmbereAeMpltywthM￿ts￿** 613J21.. n Managanent Petsonnd recaWtth4 i*nefftSdwh¥thE￿d£4Lsl&6J12Q2I. ÉyA571. KeyMan4Yw*nt STEPPIIIG5foiiES NURSEAYSOIOOL MIiFOK• At l ￿pteTrthr 2Ql 993 4.553 10.912 At31W >)12 993 4.S53 At I Septembw 1011 Char8tfw 574 419 I￿65 2,992 L741 At 31 A4ustXJ22 993 At31A4wt 2022 3,270 At 31 ALw*2021 3592 270 1.352 5.214 119 1,2n 823 7,945 1.181 432 her credltcrfs 69? I￿67 11,05B Awua15 4.285 IIE6151ERED WUP4WK. IIY11242 AtJIAwrt Iq3501 17421 21 40.467 624 12,951 54.042 (Nh1 dekmivakn luhd 53 74￿? 7OTALFUF4D5 74M37 19.994 54.042 81316 195,n61 17421 118.3501 17421 19021 119.9941 (tr4ld dtprbAtlonfund 8L386 li013￿} 81.386 19.994 ## **STEPPING STONES NURSERY SCHOOL, MILFORD REGISTERED NUMBER: 1081242 ACCOUNTS FOR THE YEAR ENDED 31 AUGUST 2022 NOTES TO THE FINANCIAL STATEMENTS** ## **9. MOVEMENT IN FUNDS (CONTINUED)** |**IN FUNDS (CONTINUED)**|| |---|---| |**Unrestricted funds**
General fund
Child deprivation fund
Development fund
**Restricted funds**
30 hour grant
**TOTAL FUNDS**|**Atl**
**September**
**2021**
**£**
71,212
1,305
14,755
**Net**
**movement in**
**Transfers**
**funds**
**between funds**
**£**
**£**
(13,234)
(245)
**At31August**
**2022**
**£**
57,978
1,305
14,510| ||87,272
(13,479)
73,793| ||| ||87,272
(13,479)
73,793| Net movements in funds, included in the above are as follows: |**Unrestricted funds**
General fund
Child deprivation fund
Development fund
**Restricted funds**
30 hour grant
**TOTAL FUNDS**|**Income**
**Expenditure**
**£**
**£**
86,938
(100,172)
(245)
**Net**
**movement**
in**funds**
**£**
(13,234)
(245)| |---|---| ||86,938
(100,417)
(13,479)| ||86,938
(100,417)
(13,479)| ## **10. RELATED PARTY TRANSACTIONS** There are no related party transactions that require disclosure for the current or prior financial year. These notes form part of the financial statements IIEGISTERED NUMBER: 1081242 ACCCIJI(f5 FOR THEVEAR ENDED 31 AUGU5f2011 I repjrt to the tharlty tn¥l¢e5 ￿ myt￿•nal￿ afthp ofts tharty forthe ￿ enthd 31 Awt2022 whith e5etsxrton pa8es2 toll I report my ofd* tha￿$ (Jrrknl LWJf sec¥on 145 01 theArtand In r*Jt my examknaJon I •ll *k•ble C*ethm5 by ts awv*y Ctynm155kn yrthr ¥•tt4on 14515llbl pf I have completed rny examlnatlan. I ￿￿ert￿l rnatters hove to my connertloD ¥rfhh the l. KcountI￿ rec(¥th *Yre Tr)t kopt kn resp¢rt DIt￿d*￿ty•Srngthd ty5ectkn 130ofth•A¢ 3. the accwnts do rAxnptywlth the •ppkable re*m•tsttyKerrth¥ tr*fNm aml r4ntentdKcounts setout lThthe Ch1rftl•s (Aetc￿S Reports) Re8uthti￿ otherthan **y reqLlrnMntth* th• *￿Irt$ i *rue•nd tslrvkn, *hkh Is a mitter ¢L¥￿dered as W LrfaA lThJwdeni exanknètkn A4TIWAIIA8IK WortIngH￿se 8a51nytok• H•rnpshirt ated.. 26thJune 23