Company registration number.. 03931483 Charity registratlon number.. 1080813 Indoamerican Refugee and Migrant Organisation known as IRMO IA company limited by guarantee) Annual Report and Financial Statements for the Year Ended 31 March 2025 Indoamerlcan Refugee and Migrant Organisation known as IRMO Contents Reference and Administrative Details Trustèes, Report Governance and Management The Community we serve: Latin Americans in the UK Our Mission, Vision and Values Our Activities Our Key Achievements and Impact Plans for 2025-26 Thank you Financial Review Statement of Trustees, Responsibilities li 25 26 26 27 Independent Auditors, Report 29to32 Statement of Financial Activities 33 Balance Sheet 34 Statement of Cash Flows 35 Notes to the Financial Statements 36to49 Indoamerlcan Refugee and Migrant Organlsation known as IRMO Reference and Adminlstratlve Detalls Chair Lucila Granada Chief Executive Off icer Bruna Boscaini Secretary Bruna Boscaini Treasurer Lucas Olmos Woodward Charity Registration Number 1080813 Company Registration Number 03931483 The charity is incorporated in England & Wales. Registered Office Unit 8 Warwick House Overton Road London SW9 7JP Independent Examiner Field Sullivan Limited 9 Hare & Billet Road Blackheath SE3 ORB Bankers Unity Trust Bank PLC Nine Brindley Place Birmingham BI 2HB Page I Indoamerican Refugee and Mlgrant Organisation known as IRMO Trustees, Report The trustees, who are directors for the purposes of company law, present the annual report together with the financial statements of the charitable company for the year ended 31 March 2025. Trustees and officers The trustees and officers serving during the year and slnce the year-end were as follows: Trustees: Carolina Cal Celia Gardiner Danielle. Guizzo (Resigned 26 February 20251 Erika Huartos-castafieda (Appointed 4 November 2024} Gabriel Gon2alez (Resigned 4 November 2024} Lucila Granada Lucas Olmos Woodward (Appointed 4 November 20241 Martin Tiedemann Noella Bello Castro Chair.. Lucila Granada Chief Executive Officer: Bruna Boscaini Secretary: Bruna Boscaini Treasurer: Lucas Olmos Woodward (Appointed 4 November 2024) Page 2 Indoamerlcan Refugee and Mlgrant Organlsation known as IRMO Trustees, Report GOVERNANCE AND MANAGEMENT IRMO Is a UK-registered charity, regulated by the Charlty Commission for England and Wales. It is constituted as a company limited by guarantee. The company was established under a Memorandum of Assoclation, which established the objectives and powers of the charitable company and is governed under Its Articles of Association. The trustees listed above are the directors of the company and the trustees of the charity. I RMO Is a membership organi5ation, and it5 members Ipredomlnantly its users) are entitled to vote and stand for electlon to the Management Committee at the Annual General Meetlng IAGMI, IRMO'S Board of Trustees or Management Committee is made up of six to nine members, Management Committee memk)ers are elected to serve on the board for one year at a time and can be re-elected for up to five years consecutively. IRMO recruits trustees based on the required key skills and experiences identified in the annual skills audit. Candidates are invited to an informal interview. Representatives from IRMO'S beneficiaries are invited to participate in the recru itment panel. The panel selects the recommended candidates, who will seek to be formally elected by the members during the AGM. If a position on the Management Committee becomes vacant during the year, trustees can consider nominations for new trustee5. Trustees are provided with a Handbook and Governance Manual, outlining the roles and responslbilities of the board and key policies and procedures. New trustees are provided with an in-depth induction and attend training on governance, charity legislation and other topics relevant to their roles. While all trustees are involved in general areas of the board (including planning, finance and compliance}, role descriptions are designed to provide each member with a specific focus for their work on the board, Every year, the board conducts a revlew of its performance in relation to best practices set out by the Charity Governance Code of the Charlty Commlssion. The Committee meets every two months and is responsible for approving the charlty's buslness plan, annual budget and quarterly financial reports. Staff management and operational decisions are taken by the CEO, known as the Director, who is line-managed by the Chair. Page 3 Indoamerican Refugee and Mlgrant Organisation known as IRMO Trustees, Report THE COMMUNITY WE SERVE: LATIN AMERICANS IN THE UK The Latin American community is one of the fastest growing - yet one of the most invisible - mlgrant communities in London and the UK. Based on census data, the Latln American population in England and Wales grew by 400°A between 2001 and 2021 Imcllwaine, 2024), with many families arriving in the UK through onward mlgratlon via Southern Europe. Recent estimates based on the UK Labour Force Survey indicate that the Latin American population is approximately 450,000, with 600A concentrated in London {Turcatti & Vargas Silva, 20221. In recent years, political and social instability in Central and South American regions has led to a significant increase in indivlduals seeking asylum. The community is largely concentrated in South London, where IRMO is based. IRMO'S principal beneficiary group is made up of Latin American migrants, including people seeking asylum and refugees in the UK who are experiencing poverty, disadvantage and exclusion. This group faces severe challenges in accessing support, information and job stability due to several Intersectional factors, Including the language barrier, restrictions linked to immigration status and structural inequalities resulting from discrimination based on race, ethnicity, age, gender and disability. Employment: In spite of the community's high rates of pre-Covid-19 employment 185%), many experience underemployment and disadvantage in the labour market. Report by Queen Mary University 120161 revealed that the majority of Latin Americans in London work In low-paid, precarious jobs, mainly in the cleaning and catering sectors, and experience in-work poverty and isolation linked to low wages, exploitative workloads and fragmented working hours. These conditions leave people vulnerable to exploitation: studies found that 45% endured workplace abuse and that one in five experlenced wage theft IDe la Silva et al, 20191. With low incomes despite working multiple jobs, many struggle to break out of in-work poverty, and many end up building up debt. Welfare and Housing: Structural and language barriers hinder access to services, with a large number not claiming the social security they are entitled to. As a result, a large majority of our service users live in poor housing conditions, mainly in the private rental sector1750hl wlthout letting contracts evidencing their tenancy rights {over 50%). Many live in overcrowded conditions and for almost one in three, 'home' is limited to a rented bedroom as there are no communal spaces in the property. In addition, a significant proportion is homeless or living in insecure accommodatlon116.8YI, one in four has been turned away by landlords who refuse to rent to families and 12.7°h have experienced abuse in their housing. Access to health and education: Research has consistently evidenced low levels of access to rights and essential services. Queen Mary University report120161 revealed that I In 6 Latin America ns in London were not registered with a GP, and 2 in 3 had never accessed dental care. Similarly, our report 'The Right to Healthcare, 12023) found that 38010 of those reached by our Access to Health project were not Page 4 Indoamerican Refugee and Migrant Organisatlon known as IRMO Trustees, Report registered with a GP, Structural barriers keep migrant and asylum-seeking children out of education for excessive time up to two years in some cases hindering development, integration and deepening inequality. Over the past decade, IRMO has provided advice and advocacy to support 1,500 Latin American migrant children and young people who were out of education in accessing school or college. Invlslbllity: The lack of officlal data on the Latin American population in London obscures the needs of the community and poses a barrier for organisations aiming to influence policy. As a founding member and current Chair of the Coalition of Latin Americans in the UK ICLAUKI, IRMO works to increase the visibility of the Latin American community by campaign ing to include the 'Latin American, category in official monitoring forms. As a result of our collective efforts, Latin Americans have been officially recognised as an ethnic group by the London Boroughs of Southwark, Lambeth, Islington and Hackney, at London level by the GLA and at national level by various organisations and institutlons {e.g. Arts Cou ncil England and Unison). Most recently, it has also been recognised by the boroughs of Newham and Haringey. Recognitlon has brought important changes for local communities, fostering the inclusion of Latin Americaiis at all levels, f rom access to services to political representation. People seeking asylum and refugees: In recent years, IRMO has provided support to a growing number of people seeking asylum fr.om across Latin America. People seeking asylum in the UK face multiple barriers to accessing legal support and crucial services, including healthcare and education. Those housed in hotels face a range of challenges, such as reports of pests and damp conditions, overcrowding, lack of cooking facilities and inadequate toilet facilities. A survey of 53 beneficiaries housed in hotels found that 72% were dissatisfied with the quality of the food provided. Some reported hospitalisations due to malnutrition or illness caused by poor-quality food, insufficient provisions for infants and growing children, and failure to accommodate dietary needs. Additionally, 49% felt discriminated against by hotel staff, with multiple reports of verbal abuse, harassment, and mistreatment of children. 91% expressed that the weekly financial allowance of £8.86 is insufflcient to cover basic necessities such as toiletries, medicine, or healthier food, and leaves them unable to afford IT devices or transport to medical appointments. These factors, compounded by social isolation, have a direct impact on their physical and mental wellbeing, with 700A reporting regular or poor physical and mental health. After being granted refugee status, challenges persist. Many are evlcted from asylum accommodation at extremely short notice, often without the documentation required to access employment, housing, or benefits, resulting in many becoming homeless. Page 5 Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report Overlapping crises: The combined impact of hostile environment policies, Brexit, Covid-19 pandemic, cost of living crisis and rising anti-migrant rhetoric and violence has deepened existing structural inequalities, with devastating effects on the community. Brexit has particularly affected the Latin American community, leading to a rise in hate crime reports and heightened anxiety. Many are vulnerable to workplace abuse and intensified labour due to labour shortages resulting from the lack of regular migration routes into low-paid jobs post-Brexit. A large proportion continues to face insecure immigration status due to pending, late or rejected EU Settlement Scheme applications, as well as experiencing suspension from employment and exclusion from support due to challenges in proving their status. With the upcoming transition to a fully digital immigration system, where physical docu ments are replaced by online records, there has been a sharp increase in the need to support individuals in accessing and proving their status. As an ethnic minoritised group with large nu mbers facing in-work poverty and poor housing conditions, Latin Americans have been at the sharp end of the Covid-19 and cost-of-living crises. Our 2021 report 'The Impact of Covid-19 on the Lives of Latin American migrants, revealed the intersecting crises of unemployment, abusive employment practices, inadequate housing and increasing food poverty facing the commu nlty. The financial strain caused by the cost of Ilving crisis has led to a sharp increase in cases of food insecurity and homelessness. Since 2020, we have seen a sustained rise in demand for our services, particularly in welfare advice, housing and crisis support. On average, we handle three cases per week involving destitution, homelessness, or severe distress. Our Crisis Fund enables us to offer short-term support to cover the cost of food, emergency accommodation and essentials, while we provide advice, casework and advocacy to find more sustainable, long-term solutions. The sharp rise in anti-migrant rhetoric and violence In recent years have resulted in increased fear, anxiety and social isolation In the community, as many worry about being targeted in public spaces, further eroding social cohesion and trust, OUR MISSION, VISION AND VALUES IRMO grew out of one of the first Latin American community organisations in the UK. Originally known as Chile Democratico, IRMO was founded in August 1982 by political refugees from Chile. The organisation was later renamed the I ndoamerican Refugee and Migrant Organisation IIRMOI to reflect the diverse and growing Latin American migrant community In the UK, The name also recognised the importance of indigenous people and cultures to the story of Latin America. Page 6 Indoamerican Refugee and Migrant Organlsation known as IRMO Trustees, Report Our vision is a future where Latin Americans and other Spanish and Portuguese speakers living in the UK have equal rights, live free from poverty and discrimination, and feel empowered to pursue their aspirations. Our mission is to enable the development, agency and participation of all Latin Americans and other Spanish and Portuguese speakers by responding to both immediate needs and structu ral inequalities. We do this by offering high-quality information and advice services, opportunities for development and training, and a platform to seek social and systemic change. We are a migrant- and community-led organisation. Our staff team is IOOOA composed of migrants, with over 850A from Latin America. Our team brings lived experience of forced and voluntary migration, insecu re status, NRPF, and precarlous housing and work conditions. Our values are: Commitment: We are driven by a commltment to social justice for the communitles we serve. We are accountable, we learn from our experiences and always act with care and responsibility. Transparency: We communicate in an open, honest and accessible way to best support our community, expand our reach and build cohesion around our mission, Collaboration.. We listen to our community and partners to strengthen our work. We value the knowledge, skills and experience they brlng, and work together to create lasting change. Solidarity: We stand alongside all migrants and those fighting for social justice. We are part of the migrant movement and value the strength in our collective experiences and unity. OUR ACTIVITIES Our work is organised across three main operational areas and a cross-cuttlng area: a. Information, Advice and Casework We provide frontline, one-to-one advice and casework in Spanish and Portuguese on key areas of need for the community, including immigration, welfare entitlements, housing, and homelessness prevention. We provlde trusted, expert support for people facing these dlfflculties and help them bulld skills to navigate the system for themselves. We also provide support to access healthcare services. IRMO is Page 7 Indoamerlcan Refugee and Migrant Organlsatlon known as IRMO Trustees, Report accredited by the Advlce Quality Standard IAQSI and the Immigratlon Advice Authority IIAAI at level 3. We are members of Advice UK and receive second-tier support from specialist organisations including Southwark Law Centre and the National Homelessness Advice Service INHAS). b. Education, Training and Employment Our comprehensive programme of support in education, training and employment includes a range of activities aimed at improving our benef iciaries, social and cultural integration In the UK. These include 12-week English for Speakers of Other Languages IESOLI groups for adults at different levels, Indlvldualised coaching and lob-hunting support, professional mentorlng, vocational training and workshops on employability skills. Through these activities, our beneficiaries build skills to start and progress in the UK labour market, as well as increase their civic, cultural, and social participation in the broader community. c. Children and Young People Our family and youth projects offer dedicated English classes, homework support and creative workshops for recently arrived children and young people10-19 years old). Through this work, we support young servlce users and their families to get a place in nursery, school, college or universitv, boost their educational attainmenl and make friends while learning, creating and discovering their talents. Parents are supported to meet their family needs and access other services through targeted advice, advocacy, referrals and learning workshops. We support families to access healthcare, special education needs and disability {SENDI support, emergency assistance and specialised lega I support. Our services for children and young people have achieved the London Youth Quality Mark ILYQMI. d. Advocacyi Research and Campaigning We addre55 Structural inequalities through campalgning, community organising, inter-sectoral collaboration and advocacy work at local and national levels. Each IRMO program me area has identified priority for advocacy, research and campaigning work to ensure that migrants, including asylum seekers and refugees, have fair and equal access to services in the U K and can fully exercise their rights and entitlements. Through the Coalition of Latin Americans in the UK ICLAUK), we work with other Latin American-led organisations and groups to advocate for greater access to rights, increased civic engagement, improved living conditions that ensure dignity, as well as for the official recognition of Latin Americans as an ethnic group in the UK. Partnerships, Forums and Networks We understand that lasting change Is only achleved through collaboration, and we have a strong history of working In partnership. These partnerships help us tackle complex issues, share resources, exchange best practices and address common challenges together. Our current partnerships include: Page 8 Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report The Coalition of Latin Americans in the UK {CLAUKI We chair CLAUK, a coalition of Latin American-led voluntary sector organisations working since 2012 to advance racial Justice for Latin Amerlcan communities In the UK by strengthening the capacity of Latin American-led organisations and groups, and driving meaningful policy change in key areas. Place for All (PFA) A Lambeth-based partnership with The Baytree Centre and High Trees, working towards a more equal and incluslve Lambeth. Advice for All Originating from our Place for All partnership, Advice for All builds on our shared commitment to accessible, community-rooted advice. It brings together a wider group of partners to deliver and strengthen local advice provision, including The Baytree Centre, High Trees, The Latin American Women's Rights Service ILAWRSI and Southwark Law Centre. Together, we are creatlng a stronger, more connected advice ecosystem across London, Communlt We lead a partnership with The Baytree Centre and High Trees to provide high-quality, free and independent advice in community settings across South London to those experiencing, or at risk of, f inancial hardship. The service is offered at our community centres and nine outreach locations, including food banks, faith settlngs and schools. Advice Workforce Develo ment Pro ramme.. We lead the Advice for All Workforce Development Programme, a partnership alming to build a more skilled, resilient and diverse advice workforce. We do this by training advisers from underrepresented communities and strengthening the capacity of community-based organisations to address the labour shortage within the advice sector. Together with our partners - The Baytree Centre, High Trees, The Latin American Women's Rights ILAWRSI and Southwark Law Centre we are working to expand access to trusted, community-rooted advice for our communities. Building Young Brixton (BYBI A Lambeth-based partnership including ten organisations that work together to inspire and empower young people in Brixton. Each year, BYB engages with over 1,000 children and young people, establishing a blueprint for community partnerships in Lambeth. Each organisation contributes its unique approach to youth work, collectively enhancing opportunities for young people to thrive across the borough. Page 9 Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report Lambeth Peer Action Collective (LPACI A collective of you ng people and youth organisations working to create a future free from vlolence in Lambeth. Lambeth Community Research Network (LCRN) A collaboration that seeks to build the capacity of local people and community organisations to lead research on topics that matter to them. Through the network, we champion action-focused research that leads directly to positive change for local communities. Lambeth, Southwark and Lewisham Sexual Health Alliance A partnership between local aLFthorities, NHS providers and community organisations to tackle shared challenges and deliver more equitable, accessible and communlty-rooted sexual health services. AMPLA {Asociacion de Madres y Padres Latinoamericanosl A self-organised group of Latin American parents, founded by l RMO beneficiaries, to provide peer support to overcome common challenges. Familias Neurodiversas A parent-led network of over 100 families providing peer support for parents of neurodiverse children. IRMO is also a memberof: Migration Sector Advisory Panel IMSAPI London Asylum Civll Society Forum Southwark Latin Amerlcan Network Better Temporary Accommodation Alliance Refugee and Migrant Children's Consortium IRMCCI London Initial and Contingency Accommodation Civil Society Forum Together with Refugees Coalition Forum for Equalities and Human Rights in Southwark {FEHRSI Network forjustice Migrants Organise Civil Society EUSS Alllance Pan-London Migrant Frontline Network The National Homelessness Advice Service INHASI Advlce UK Lambeth Advice Network Page 10 Indoamerican Refugee and Migrant Organlsatlon known as IRMO Trustees, Report Ethnically Diverse Advice Providers Network Better Work Network London Youth 4inlO London's Child Poverty Network OUR KEY ACHIEVEMENTS AND IMPACT During the 2024-25 period, 3,781 people benefitted from IRMO'S servlces and activities. This includes 318 families receiving specialist advice and casework on immigration, welfare rights, housing and homelessness preventlon; 1,350 people accessing Information and practical support through our community support servlce,. 270 people receiving information and support to access healthcare; 145 learners attending our English courses and conversation classes; 16 people receiving employment support and training; 201 children and young people participating in mentoring and educational activities; and 67 people upskilled through volunteering. We contlnue to strengthen our advocacyi research, and campaigning efforts in response to the compounding challenges posed by Brexit, Covid-19, the cost of Ilving crisis, and rising rhetoric and violence against refugees, migrants, and ethnic mlnoritised commu nities In the UK, both independently and through collectlve action. We are proud to continue chairing the Coalition of Latin Americans in the UK ICLAUKI, which lead5 the racial justice strategy for Latin American communities across the country. We launched our Legol Brief on the Right to Education for Migrant Children at an event attended bv policymakers, schools, funders, researchers and colleagues from the migrant, human rights and education sectors. The report examines UK and international legal provisions protecting education rights, identifies common barriers to accessing education and explores potential legal challenges to address these issues. We have evolved our approach to community involvement, in alignment with IRMO'S roots. We finalised and implemented our new Community Involvement Strategy, which sets Out how members shape services, take action and leadership, and participate in strategic decision-making. A Community Panel, composed of ten beneficiaries with diverse experlences, meets monthly to Identify needs, assess projects and make recommendations. Our Youth Steering Group continues to ensure that young people's perspectives shape our work. We are progressing on our aim to embed human rights-based approaches across all our activities. Supported by the British Institute of Human Rights IBIHRI and Just Falr, this initiative is deepening our community and our organisation's understanding of the rights safeguarded by human rights legislation, enhancing our capacity to hold authorities accountable for their legal responsibilities, and equipping us Page 11 Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report with stronger tools to advance our mission. As part of this work we have co-designed a Human Rights Guide, to help community-led organisations understand how human rights operate in the UK and support community members in exercising these rights in their daily lives. We have joined the Forum for Equalities and Human Rights in Southwark IFEHRSI, meeting quarterly to discuss equalitles and human rights related issues, engage with council consultations and access relevant briefings. We continued to develop and strengthen strategic partnerships, expanding our capaclty and Impact while streamlining individual processes through a truly collaborative approach. Through the Advice in Community Settings partnership, we have provided vital advice services across four community centres and multiple outreach locations in South London, including food banks, faith settings, and schools. As part of the Advice Workforce Development Progrumme which aims to expand access to trusted, community-rooted advice by building a more skilled, resilient, and diverse advice workforce we successfully completed our first cohort of trainees and a comprehensive training programme for staff and volunteers. Through the Lambeth, Southwark and Lewisham Sexual Health Alliance we provide targeted outreach, HIV testing and education across borough boundaries. We continued to address gaps In support by reachlng out to more disadvantaged and underrepresented groups, proactively respondlng to the overlapping crises affecting our communitv. We have sustained our crisis support services, tackling food poverty and digital excluslon. We have continued to offer targeted support to people seeking asylum, including holding support sessions at asylum accommodations. We have continued to assist EU-Latin Americans facing insecure immigration status due to late, pending, or rejected EU Settlement Scheme IEUSSI applications, as well as those excluded from employment or essential services because they are unable to access or prove their status. We have supported hundreds of vulnerable Latin Americans in the transition to the e-visa system. We are ready to launch a new project to support the financial wellbeing of older Latin Americans. We continued to enhance the quality of servlces across all areas as our capacity has grown, delivering more consistent and engaging support to adults, children and young people. While malntaining compliance with the Advice Quality Standard IAQSI, Immigration Advice Authority IIAAI, and London Youth Quality Mark accreditations, we are now preparing to achieve the Investing in Volunteers Quality Mark. We have strengthened care, wellbeing and anti-oppression practices across the organisation. Recognising that vlcarlous trauma affects everyone, we extended our clinical supervision to the entire team (not only frontline roles) as part of ou r trauma-informed approach. Reflective supervision our care and reflection space - provides structured support for all staff, combining wellbelng and resilience with opportunities for organisational learning. Staff and their fam ilies can also access free counselling through our Employee Assistance Programme. Page 12 Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report We launched our long-awaited organlsational rebrand and new multilingual website. This platform enables us to better promote our work and services across the community, making it easier for individuals to access vital information and resources. It also aligns our branding and messaging with our audience and mission, creating a consistent and cohesive identity as we engage with a wider public. Informatlon and Advice "Excellent workshop, thank you very much for giving us so much information to help us prepare for the future in the UK." Attendee, Immigration Workshop Our work in a snapshot: 318 people received specialist immigration, welfare and houslng advice and casework through ourteam 1,350 individuals accessed community support services, including 379 food vouchers issued and 66 people accessing our crisis funds for emergency accommodatlon or essential items such as food and clothing 270 people benefited from our Access to Health work, ensuring access to vital healthcare services 1,058 IT devices and SIM cards were donated across the organisation to reduce digital exclusion Throughout 2024-25, IRMO'S Advice provision continued to offer high-quality, tailored and culturally sensitive advice to Latin Americans and other Spanish and Portuguese-speaking migrant communities across London. Our team delivered specialist casework on immigration, welfare and housing, alongside community 5UPPOrt and health access initiatives that respond to the growing Inequalities faced by our community. We embedded a human rights-based and trauma-informed approach across all areas of our work, ensuring each individual was supported with dignity and respect. This is grounded on the fact that our team are expert5 by experience, deeply understanding the realities faced by our community. ecialist Advice In Immi ration Welfare and Housin Thls year was marked by persistent pressures from the cost of living crlsis, complex immigration policy changes and the impact of houslng insecurity on low-lncome families. In response, our advisers provided information, advice and in-depth casework, helping people to exercise their rights and secure stable housing. In immigration, we supported Individuals with a wide range of cases - from fee waivers and family reunions to Human Rights and EU Settlement Scheme applications. Cases such as Natalia's, Page 13 Indoamerican Refugee and Mlgrant Organisation known as IRMO Trustees, Report featured in this report, show how our hollstlc approach, combining legal advice, safeguarding and health offers, delivers life-changing outcomes for families facing mu Itiple complex vulnerabilities. Our Welfare and Housing advice team supported people experiencing benefit suspensions, debt, rent arrears and the risk of homelessness- a growing need within our community. Our team worked with 209 individuals who faced overlapping socioeconomic challenges and required comprehensive advice, often involving multiple applications simultaneously. ommu ccess The Community Support team reached those experiencing destitution, isolation and intersecting vulnerabilities, referring nu merous community members to food ba nks, shelters, violence against women and girls {VAWGI services, and donation centres, reflecting our strong partnerships across London. We supported individuals to navigate the changes to the e-visa system, sharing information with more than 19,000 people and d irectly supporting 800 vulnerable Latin Americans In creating and updating their UKVI accounts. In parallel, through Access to Health, we ensured individuals overcame barrlers to access healthcare and engaged confidently with NHS services. This year, we launched two new health projects: Chagas Point-of-care Testing, through which 118 individuals were tested for Chagas disease at IRMO and other community spaces, and Sexu31 and Reproductive Health advice, delivered in partnership with NHS and health organisations as part of the Lambeth, Southwark and Lewisham Sexual Health Alliance. We held 20 Health and Wellbeing Days at IRMO, offering blood pressure, liver, Hepatitis C, and HIV checks to a total of 341 attendees across all events. ccess to Ri ht Worksho We also delivered eight information sessions and workshops on welfare, immigration and housing rights a key space for learning and connection where 93% of participants said the information was relevant to their personal situation and 89% reported increased confidence to manage it afterwards. Beyond sharlng relevant Information, our workshops provided both practlcal guidance and a sense of communityi empowering participants to understand their entitlements and navlgate complex systems. Th15 year, we also successfully completed the first cohort of trainees under our Advice Workforce Development Programme across our Advice for All partnership, supporting new advisers to gain skills, experience, and qualifications to enter the advice sector. As a result, eight people gained IAG qualificatlons, six completed IAA Level I training, and twenty-three staff members enhanced their advising skills within a trauma-informed and rights-based framework. Lastly, our Advice team also joined Page 14 Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report the London Legal Walk, standing alongside the wider advice sector to advocate for access to justice and celebrate the essential role of community-based legal support. Together, these achievements demonstrate IRMO'S continued commitment to holistlc, person-centred advice that protects rights, promotes wellbeing, and creates pathways to long-term stability for Latin Americans across the UK. Education, Training and Employment "During my time as a volunteer at IRMO, I have experienced significant professional growth, [...] Volunteering at IRMO has played a key role in shaping my character, and l am constantly learning ond growing. Each session with service users presents o new experience, a unique story to uncover ond support.- Victor, 18, from Paraguay Our work in a snapshot: 145 learners improved English skills by participatlng In our English classes 67 volunteers developed skills and contrlbuted a total of 4,832 hours 16 young people developed employment skills through 150 hours of individual mentoring Our Education, Training and Employment programme supports Latin American migrants, refugees and asylum-seeking individuals to develop English language skills, navigate local systems and services, enhance their employabilityi and actively participate in the civic, cultural, and social life of the wider community. ESOL Provision We continue to support Spanish and Portuguese-speaking migrants by delivering English classes to lea rners with little or no English skills. This allows service users to gain the conf idence to communicate in daily life and take meaningful steps towards their goals. 145 learners have completed the courses. A key development during this period has been strengthening our partnership with Lambeth Adult Learning. Thls collaboration has allowed us to continue dellvering high-quality English classes tailored to the needs of the Latin American communlty, whllst expandlng our reach and ensuring our provision aligns With off icial UK standards. Beyond the classroom, we organised six community coffee mornings, which provided safe and welcoming spaces for social connection and peer support. Our programme has had a significant impact Page 15 Indoamerican Refugee and Migrant Organlsation known as IRMO Trustees, Report on learners, lives, Wlth 690A progressSng into further education and 32% moving into paid employment. In addition, several learners have gone on to take up voluntary work, demonstrating how their language skills opened up opportun ities to participate within the wlder commu nitv. Aligning with the wider IRMO communication strategyi the Employment, Training and Education IETE} programme introduced a new platform for sharing employment, training and education opportunities with the community. We also streamlined our employment support by providing a one-to-one drop-in advice service to support users with preparing and applying for employment opportunities. Together, these resources create a structured system of support for our beneficiaries. In addition, we organlsed several workshops and community coffee mornings focused on labour exploitation, increased employability Skills, CV writing, self-employment and financial literacy. Young Latin Amerlcans with recent migration experience face additional challenges in accessing meaningful career opportunities. The Build Your Future IBYF) project supports young people between 16 and 24 years old who are out of education, employment and trainlng to develop soclal and employability skllls, It provides tailored, one-to-one mentoring and workshops to empower participants to confidently navigate the job market and achleve their professional goals. In the first year of the project, we achieved many soft outcomes, including increased confidence in interview skS115, clearer career goals and enhanced self-efficacy. In addition, 40% of participants entered further education, and 25% successfully moved into employment. The impact of the project has gone beyond these measurable outcomes, as it has also helped participants to combat isolation, frustration and low self-esteem, while addressing challenges such as discrimination and other social barriers. Volunteer Scheme IRMO'S Volunteer Scheme continues to provide opportunlties for Latin Americans and other participants to develop their skills whilst gaining valuable work experlence for future employment. Over the past year, 55°A of our volunteers identified as Latin American, with the remaining 45% coming from diverse communities. This reflects the relevance of the scheme for recent migrants, as well as those who are more established in the UK, who may not have access to volunteering at other organisations due to language or cu Itural barrier5. In 2024-25, two young servlce users joined IRMO'S team of volunteers. Thls experience strengthened their life skills, social development, and guided them in thelr exploration of potential career paths and Page 16 Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report asplrations. Additionally, two volunteers gained employment as member5 of staff at IRMO, becoming pillars of our community support service5. I RMO is working towards obtaining the Investing in Volunteers IliV} UK quality standard for good practice In volunteer management. We aim to assess the quality of our volunteer practice by reviewing, developing and strengthening our volunteer processes and procedures. As part of the process, IRMO'S self-assessment received positive initial feedback, demonstrating that -a lot of good practice is already in place and [there is] a clear commitment to volunteer support, development and inclusion" We aim to achieve the quality standard by the end of 2025. This process reflects IRMO'S ongoing commitment to its volunteers and reinforces the Volunteer Scheme as a key focus of the organisation's work. Children and Young People Before l joined IRMO, I spent almost a year out of school andfelt like I was falling behind. I didn't know who to osk for help because nobody helped me with the language ond my parents didn't know how the system worked. The educotion support I received at IRMO helped me get a ploce ot college and now I'm studying something I really enjoy. IRMO'S LA YF workshops also gave me the confidence to speak up, meet new people, and see that I'm not alone. Ifeel hopeful again," Samuel, 18, from Ecuador Our work In a snapshot: 201 children and young people attended weekly educational actlvltles, group workshops and one-to-one mentoring sessions. 116 children and young people who were out of education were supported to access school or college. 328 attendances by children, young people and their parents were recorded across 12 cultural events and trips to London landmarks 129 children and young people experienced an improved sense of wellbeing. 155 children and young people felt less isolated as a result of having made friends and developed a support network. IRMO'S Children and Young People ICYPI Programme supports newly arrived Latin American, Spanish- and Portuguese-speaking young people to overcome barriers and thrive in the UK. Many of the children and teenagers we work with have experienced disrupted education, language barriers, and emotional trauma linked to displacement, migration, and family separation. These challenges are often made worse by systemic exclusion from rlgid school admissions processes to Ilmited well-being support and inaccessible public services. Page 17 Indoamerican Refugee and Migrant Organisatlon known as IRMO Trustees, Report At IRMO, we respond to these challenges through a holistic programme that combines education, creative expression, wellbeing support, and youth empowerment. Our work is rooted In the lived experience of our wider migrant community, and we collaborate across IRMO'S services to offer whole-family support. This ensures that children and young people's needs are met in the context of their family, immigration status, and housing situatlon - not in isolation. The Latin American Youth Forum {LAYFI is the heart of our youth empowerment work. It Is a weekly space where young people aged 13-19 can build communityi develop leadershlp skills, and explore their identities. For many, LAYF is the first environment In the UK where they feel heard, valued, and connected to others with similar experiences. Young people co-designed the termly workshop schedule, ensuring that the content responded directly to their interests and needs. Sessions ranged from mental health and emotional regulation, to spoken word poetry, photography, and public speaking. We also ran peer-led discussions on issues like gender equality, healthy relatlonships, and challenging stereotypes- themes chosen and shaped by participants themselves. Beyond the workshops, LAYF offers cultural trips, celebration events, and leadership development opportunities. Participants joined borough-wide initiatives such a5 the Lambeth Peer Action Collective ILPACI where they conducted youth-led research on youth vlolence, and spoke at community events to do consultations where youth voice Is a prlority. As part of Bu ilding Young Brixton IBYBI - a consortiu m of community and youth organisations, young people took paid positions as Young Leaders, where they orchestrated large community youth events. Through this diverse and evolving offer, young people develop communication skills, confidence, critical thinking and, most importantly, a Sense of belonging and hope for their futu re in the UK. En lish Classes and Educational Su For many children and young people In our communlty, education is not easily accessible. Language barriers, unclear documentation requirements, or extended time spent in temporary accommodation mean that school or college can feel out of reach, missing months or even years out of education. Our weekly English for Speal 38,580 4.000 25,000 20.781 19.979 17.500 12.500 19,138 25,(QO 13,195 107,344 25,C¥XS 2,500 2,5CK> 25,￿0 2,000 1.660 1,660 24,193 15,ffl0 13,632 12,225 5,th0 5,WO 1,200 797,962 84,224 917,183 1.(K)1,407 4 Income Irom Charliable actlvltles Unrestrlcted Restrltted fund5 funds 2025 2024 Greater Londen Authodty Lambelh Councll Other se1￿ceS 31.284 22.932 31,284 22,932 13,882 68,098 13,882 13,882 21,927 21,927 54,216 5 Investment Income Unrestrl£ted Restrl£ted funds funds 2025 1024 Inteiest rÈcÈivable and similar intome.. Interest recelvable on bank dep051ts 4.444 4,444 4.256 Paga 40 Indoamerican Refugee and Mlgrant Organisatlon known as IRMO Notes to the Flnancial Statements for the Year Ended 31 March 2025 6 Expenditure on charitable actlvltles Total 2024 Total 2023 Note Fundraising Activities and project cost Volunteer expenses Staff costs Support costs 27,374 184,174 3,538 651,735 107,831 974.652 23,790 151,635 3,266 559,322 105,141 843,154 io Within the expenditure above, there are support costs of £107,83112024- £105,141) which relate dlrectly to charitable activities. See note 7 for further details. 7 Support costs 2025 2024 staff wellbeing Rent and rates Insurance General maintenance 2,372 8,729 I,ooi 3.706 7.419 8,104 2,302 2,822 6,733 4,920 603 37,389 241 21,490 107,831 9,357 4,748 1,454 2,901 8,530 7,161 2,407 2,961 13,809 2,688 515 26,648 239 21,723 105,141 Computer software and maintenance Printing, postage and stationery Membership Sundries Audit / Independent examination Bookkeeping and payroll Legal and professional Bank charges Depreciation Page 41 Indoameriean Refugee and Migrant Organisatlon known as IRMO Notes to the Flnanclal Statements for the Year Ended 31 March 2025 8 Net incoming l outgolng resources 2025 2024 Net loutgoingllincomlng resources for the year Include.. Depreciation Audlt I Independent examination 21,490 4.920 21,723 2,688 9 Trvstees remuneratlon and expenses During the year the charity made the following transacllons wlth trustees.. Celia Gardiner £39712024.. £4741 of expenses were reimbursed to Celia Gardiner during the year. No trustees, nor any persons connected with thern, have receSved any remuneratlon or other benefits from the charity durlng the year. One trustee recelved reimbursement of £397 of expenses during the year12024: one trustee,. £4741. 10 Staff costs The a88re8ate payioll costs were as follows.. 2025 2024 Wages and Salarles Soclal securlty costs Pension costs 584,479 47,793 19,463 651,735 508,589 40,180 10,553 559,322 The monthly average number of persons Ilneluding senior management I leadershlp team) employed by the charity durlng the year expressed as full tlme equlvalents was as follows: 2025 Numbey 2024 Number Charitable activities 17 15 The number of ernployees whose total emoluments lexcluding employer penslon costsl amounted to over £60,000 In the year was as follows.. 2025 Number 2024 Number £60,001 to £70,000 The total employee benefits of the key management personnel of the charity were £92,237 12024 £61,890). 11 Taxatlon The charity Is a registered charity and is therefore exempt from taxation. Page 42 Indoamerican Refugee and Migrant Organisation known as IRMO Notes to the Financlal Statements for the Year Ended 31 March 2025 12 Tangible fixed assets Furnlture and equlpment Other tanglble flxed assets Total Cost As at 1st April 2024 Additions Disposals As at 31st March 2025 19,590 1,500 11,9561 19,134 179,854 199,444 1,500 11,9561 198,988 179,854 Depreclation As at 1st April 2024 Charge for the year Disposals As at 31st March 2025 14,818 3,505 11,9561 16,367 49,203 17,985 64,021 21,490 11,9561 83,555 67,188 Net book value As at 31st March 2025 2,767 112,666 115,433 As at 31st March 2024 4,772 130,651 135,423 13 Debtors 2025 2024 Trade debtors Prepayments Accrued income 35,833 5,878 31,593 73,304 10,989 3,944 128,005 142,938 14 Cash and cash equlvalents 2025 2024 Cash at bank 556,133 400,875 Page 43 Indoamerlc3n Refugee and Mlgrant Organisatlon known as IRMO Notes to the Flnancial Statements for the Year Ended 31 March 2025 15 Credltors: amounts falllng due wlthln one year 2025 2024 Trade creditors Other creditors Accruals Deferred income 34,282 3.486 18,013 39,721 95,502 96,228 2,231 18,706 12.000 129,165 2025 2024 Deferred income at l April 2024 Resources deferred in the period Amounts released from previous periods 12,000 39,721 112,0001 39,721 67,024 12,000 167,0241 12,000 16 Pension and other schemes- deflned contrlbutlon penslon scheme The charity operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the charity to the scheme and amounted to £19,463 12024 - £10,553). Page 44 Indoamerlcan Refugee and Mlgrant Organlsatlon known as IRMO Notes to the Financial Statements for the Year Ended 31 March 2025 17 Fund$ Balance Funds asal Incomlng Resources asat 1.4.2024 resources expended Transfers 31.3.2025 General General funds 201,101 102,550 187,6391 19,990 236,(X)2 Deslgnated Capacity fund Development fund Ab5ence5 fund Capltal reserve 60,000 30,000 15,000 135,423 240,423 60,(Th) 30,LKW) 1S,LYY) 115,433 220,433 0 119,9901 0 119.9901 Total unreslrlcled funds 441,S24 102,550 187,6391 456,435 Restil¢ted funds GLA New Deal Foryoung Peoplo Building Young Brlxton IBYBI Lambeth- Latln Amerlcan Youth Forum Thrlve lrnproving Outcornes Through Legal Support Propel CLAUK StratÈ8y 2023-24 Chlldren In need- Famlly Prolect 2023-26 Partners for Health Advice In Community Settlngs 2023-24 Access io Health IWei8ht Manègemenrl Supportlng Latin Amer1cans In 5outhwark Common Purpose Bulld Your Future IBYFI Advlce Servlces for Lambeth Resldents Immlgr3tlon SeNice Revlew vla Advlce UK Lambeth Adult Learning Imultlplvl Access to Health (Outreach in South Londonl Advlce In Communltysettlnes 2024-25 Access to Health IChag8s Awarenesss and Testing) (Southwark Councill 12,362 12,357 3,004 44,$49 1,910 23.784 1,758 S69 4,956 3.298 28.731 141,0931 20.781 133,1381 1S,(M)O 18,0001 82.190 189,3011 83.358 18S,2681 182.62S 1191,2851 12.247 114,0051 38.580 131,S741 14,9561 13,2981 12.(M)0 112,0001 25.(M)0 123.4481 6.S77 16,5771 31,284 131,2841 36.375 135,5761 12.500 19,6161 5.000 Is,oNx)I 5,000 Is,ooK)I 73,440 165,3571 10,(J)4 37,438 15,124 7,575 1.552 799 2.884 8.083 40,OOQ 120,4691 19,531 London Communities Human Rlghts Prograrnrne 54.000 135,8131 22.932 122.9321 67,555 123,0441 18.187 Lèmbeth Adult Learning IESOLI CLAUK Development 2024-27 Access to Healih ICha8ès Awarenesss ènd Testinal (The Hospit31 Saiurday Fund) Access to Health IVac£1nation Awarenes$1 e-vlsa Support Access to Healih (Cancer ScreenlneAwarenesssl Imml8ratlon Servlce Review vla RAMFEI CLAUK Development 2025 Employment Progf8mme for Lamberh Resldents Solldèrlty Fund Access to Health Isafe Step5 London) 44,511 2.000 12.cml 5,000 12,3891 19,979 119,9791 19.492 19,2671 17.500 18,7511 1,660 30,000 130.OCM)I 4,000 16,593 116,5931 971,399 1887,0131 2,611 10,22S 8,749 1,660 4.0(KJ 108,547 192,933 Total funds 550,071 1,073,949 1974,6521 649,368 Page 45 Indoamerlcan Refugee and Migrant Organisation known as IRMO Notes to the Financial Statements for the Year Ended 31 March 2025 17 Fund5- prior year Balance Funds asat Incomlng Resources asat 1.4.2023 resources expended Transfers 31.3.2024 General General funds 217,820 104,079 1126,3221 5,524 201,101 Deslgnated Capacity fund Development fund Absences fund Capital reserve 60,000 30,000 60.000 30.000 15,000 13S.423 240,423 15,000 120,5241 IS,5241 155,947 245,947 Total unrestrl¢ted funds 463,767 104,079 1126,3221 441,524 Restrlcted funds English for All GLA New Deal For Young People Children in Need- Family Prolect 2022-23 Parents Associat(on Bulldlng Young Brixton IBYBI Bounce8aek CLAUK Strategy 2022-23 Health and Wellbeing Amb3S5ador Expanslon Southwark Public Health Cancer Grant Lambeth Peer Action Collective Advice In Coynmunlty Settlngs 2022- 23 Supporting Latin Americans in Southwark Ironmongers- Family Project Lambeth- LatSn American Youth Forum People's Partnershlp- CSCS Card Courses Common Purpose Thrive Improvlng Outcomes Through Legal Support Propel CLAUK Strategy 2023-24 CLAUK Voter ID Neighbourhood Wellbelng Delivery Alliance Children in need- Farnily Project 2023-26 Partners for Health Health Promotlon Dlsease Prevention Cost of living. Lambeth Community Organisations Cost of Llvlng Advice in Community Settings 2023-24 1,781 2,938 12,386 2,625 11.962 3,589 24,377 9,260 7,452 1,901 21,193 5,849 34.080 135,8611 36,484 127,0601 112,3861 12,6251 40,959 140,5641 24.193 127.7821 124,3771 12,512 121,7721 17,4521 11.9011 0 121,1931 13,195 119,Q441 s,000 15,0001 IS,000 111,9961 12,225 112,2251 6,330 16,3301 83,718 139,1691 60,371 158,4611 128,250 1104,4661 36,739 134,9811 40,879 140,8791 14,976 114,9761 19,138 118,5691 13,632 18,6761 2.000 12,0001 20.000 120,0001 66,385 166,3851 34,000 130,7021 105,313 720,066 1716,8321 12,362 12,357 3,004 44,549 1,910 23,784 1,758 569 4,956 3,298 108,547 Total funds 569,080 824,145 1843,1541 550,071 Page 46 Indoamerican Refugee and Migrant Organisation known as IRMO Notes to the Flnanclal Statements fo¥ the Year Ended 31 March 2025 The speclflc purposes for which the funds are to be applled are as follows: GLA New Deal for Young People: delivering a capaclty support programme for youth people, Including development and promotion of the new Mentoring Confidence Framework and expanding quality mentoring for young people aged 10 to 24 with the greotest need. Bulldlng Young Brlxton.. Building Young Brixton IBYBI is a Lambeth based partnership of 8 local youth, communlty and educatlon speciallsts, working together to provide a multlfaceted service for young people affected by soclal and flnanclal disadvantages, risk of exclusion and gang involvement across Brlxton Town Centre Wards Lambeth - Latin American Youth Forum: IRMO'S youth-led group for migrant, asylum seeking and refugee young people aged 13-19 where activities are offered in a trilingual space Ispanlsh, Portuguese and English). LAYF ensures that everyone can feel safe and supported to overcome barriers and find thelr feet In the UK. Thrlve: achievlng equal acce55 to education for Latin American migrant chlldren Improvlng Outcornes Through Legal Support.. improve access to early social welfare and family support and advlce, to enable users to resolve these problems as early as possible and avoid the need for covrt or tribunal proceedings Propel: the purpose of the grant is to implement a workforce development programme to train new advisors and upskill existing staff, consisting of.. An apprenticeship programme to train a new cohort of advisors from the communities,. a development programme and holistic support provision for existing staff at all levels, advisors, manaRers and leaders. CLAUK Strategy 2023.24.. The Coalition of Latln Americans in the UK ICLAUKI with a strategic planning process to determine the next five years. Children In need - Famlly Prole¢t 2023-26: Engllsh classes, homework clubs, family support and trlps for refugees and migrantsi primarily from Latin Amerlca Partners for Health: supporting people to access health services and improve the practlce of health servlces, making them more acces5Ible to migrants, asylum seekers, refugee5 and BAME communities Advlce In Community Settings 2023-24: working in partnership wlth The Baytree Centre and HIEh Tree5 to provide high quallty, free and Independent advice in communlty settings across South London to those experlenclngl or at risk of, flnanclal hardshlp. Access to Health Iwelght Management): Improving health equity by supporting the delivery of a pilot welght management service for Latin Amerlcan in Southwark. Supportlng Latln Amerlcans In Southwark: Combining education, training, and employment wlth advlce and emergency support to level the playing field for Latin Americans in Southwark. Common Purpose: Partnering with the Latin American Women's Rights Servlce to enhance the wellbeing and engagement of the Latin American community in Southwark through improved acce55 to services and opportunities. Bulld Your Future IBYFI: a partnership of Lambeth-based voluntary and community sector organisations offering employment support to young people living in Lambeth and Southwark. Advlce Servlces for Lambeth Resldents: Provlding information, generalist and specialist advice to Lambeth residents to help them address soclal welfare, hotjsing and Immigration issues. Page 47 Indoamerlcan Refugee and Mlgrant Organlsation known as IRMO Notes to the Financial Statements for the Year Ended 31 March 2025 The speclfic purposes for which the funds are to be applied are as follows: Immlgratlon Service Review via Advice UK: Develop an income generation plan for the Immigration service, includlng a review of immigration fees to improve cost recovery and contribute to the service's sustainablllty. Lambeth Adult Learnlng Imultlplyl: Providing numeracy tralning for adults. Access to Health Ioutreach in South London),. Improving health equity ihrough outreath and workshops for Latin American and other Spanish and Portuguese-speaklng communities in South London. Advlce In Communlty Settlngs 2024-25: Partnering with The Baytree Centre and High Trees to provide high-quallty, free and independent advice In communlty settlngs across South London for those at risk of financial hardship. Access to Health (Chagas Awareness and Testing} (Southwark Counclll: Improvlng health equity by delivering a Chagas disease awareness campaign and testlng among Latln American and other Spanlsh and Portuguese-speaking residents In Southwark. London Communitles Human Rights Programme.. Developlng and embedding human Tights-based approaches across IRMO'S work, strengthenlng organlsatlonal policies, practices and advocacy to protect and empower the Latin American community in London. Lambeth Adult Learnlng IESOLI: Providing Structured ESOL classes for adults. CLAUK Development 2024.27: Implementing a five-year strategic plan for The Coalltion of Latln American5 in the UK ICLAUKI. Access to Health (Chagas Awareness and Testlngl IThe Hospltal Saturday Fund): Improving health equlty bv delSvering a Chagès dlsease awareness campaign and testing among Latin American and other Spanish and Portuguese-speaking residents In Soltthwark. Access to Health IVa¢¢lnatlon Awareness): Improvlng health equity by promoting child health and Immunlsatlon awareness within the Latln Amerlcan tommunlty in Lambeth. e-vlsa Support: Providing end-to-end support to Latin Amerlcan and other Spanish and Portuguese-speaklng migrants and refugees in London to help them transition to the UK'S evlsa system. Acces5 to Health (Cancer Screenlng Awareness),. Improvlng health equity by increaslng cancer screenlng awarene55 and uptake among Latin American and other Spanish and Portuguese-speaking residents in Lambeth and Southwark. Immlgratlon SeNlce Revlew vla RAMFEL: Develop an Income generation plan for the immlgration service, including revlew of immigration fees to Improve cost recovery and contribute to the seNice's sustalnabillty. CLAUK Collaboratlon wlih Aston Unlverslty: Supporting migrant civic engagement by co-developlng educational materials and training to promote participation In publlc1Sfe and public sector role5, and contributing to UK-wlde collaboratlon through conferences and knowledge sharing. Employment P¢ogramme for Lambeth Resldents: Provlding tailored employability support, English classes and skills development to Latin Americans and other Spanish and Portuguese-speaking migrants and refugees. Solldarity Fund.. Responding to additional needs derlvlng from wldespread violence across the UK in August 2024. Access to Health (Safe Steps London): Improvlng health equity by supporting access to sexual health services for Black African, 81ack Caribbean, Lètin AmerScan and other communitles aeross Lambeth, Southwark and Lewlsham. Page 48 Indoamerlcan Refugee and Migrant Organlsatlon known as IRMO Notes to the Flnancial Statements for the Year Ended 31 March 2025 The purposes of the designated funds are as follows: Capltal Reserve- Funds tled up in flxed assets and which cannot be made available to cover more immediate needs of Capaclty Fund -To contrlbute towards the sustainabilitvs consolidation and expansion of our core capaclty over the next three financbal years, In Ilne wlth our Businèss Plan. Development fund- To be used flexibly in line with our charitable objectlves, for example, to cover unexpected costs In the case of emergency, to respond to an emerging need, or to progress our 8tJsine55 Plan. Absences fund To provlde cover in the event of exceptional long-term sickness and to support POS5ible improvements in maternity beneflts. Transfer from Capltal Reserve Ito General Funds) £19,990 to match reductlon in Fixed Assets value on the Balance Sheet. 18 Analysls of net assets between funds General fund Deslgnated Restricted Total funds funds funds at 31.3.25 Tangible fixed assets Current assets Current liabllltles Total net assets 115,433 216,071 195,5021 236,002 115,433 629,437 195,5021 649,368 220,433 192,933 220,433 192,933 General Designated Restrlcted Total funds fund funds funds at 31.3.24 Tangible flxed a55ets Current assets Credltors falling due withln one year 135,423 194,843 1129,1651 201,101 135,423 108,547 543,813 0 1129,1651 108,547 550,071 240,423 240.423 19 Operatlng leases Total commltments under operating leases were as follows- 2025 2024 For leases expiring.. Within one year Two to five years Over fSve years 569 3,415 53,378 56,793 61,590 62,159 Page 49