2025-03-31-accounts

Company registration number.. 03931483 Charity registratlon number.. 1080813 Indoamerican Refugee and Migrant Organisation known as IRMO IA company limited by guarantee) Annual Report and Financial Statements for the Year Ended 31 March 2025

Indoamerlcan Refugee and Migrant Organisation known as IRMO Contents Reference and Administrative Details Trustèes, Report Governance and Management The Community we serve: Latin Americans in the UK Our Mission, Vision and Values Our Activities Our Key Achievements and Impact Plans for 2025-26 Thank you Financial Review Statement of Trustees, Responsibilities li 25 26 26 27 Independent Auditors, Report 29to32 Statement of Financial Activities 33 Balance Sheet 34 Statement of Cash Flows 35 Notes to the Financial Statements 36to49

Indoamerlcan Refugee and Migrant Organlsation known as IRMO Reference and Adminlstratlve Detalls Chair Lucila Granada Chief Executive Off icer Bruna Boscaini Secretary Bruna Boscaini Treasurer Lucas Olmos Woodward Charity Registration Number 1080813 Company Registration Number 03931483 The charity is incorporated in England & Wales. Registered Office Unit 8 Warwick House Overton Road London SW9 7JP Independent Examiner Field Sullivan Limited 9 Hare & Billet Road Blackheath SE3 ORB Bankers Unity Trust Bank PLC Nine Brindley Place Birmingham BI 2HB Page I

Indoamerican Refugee and Mlgrant Organisation known as IRMO Trustees, Report The trustees, who are directors for the purposes of company law, present the annual report together with the financial statements of the charitable company for the year ended 31 March 2025. Trustees and officers The trustees and officers serving during the year and slnce the year-end were as follows: Trustees: Carolina Cal Celia Gardiner Danielle. Guizzo (Resigned 26 February 20251 Erika Huartos-castafieda (Appointed 4 November 2024} Gabriel Gon2alez (Resigned 4 November 2024} Lucila Granada Lucas Olmos Woodward (Appointed 4 November 20241 Martin Tiedemann Noella Bello Castro Chair.. Lucila Granada Chief Executive Officer: Bruna Boscaini Secretary: Bruna Boscaini Treasurer: Lucas Olmos Woodward (Appointed 4 November 2024) Page 2

Indoamerlcan Refugee and Mlgrant Organlsation known as IRMO Trustees, Report GOVERNANCE AND MANAGEMENT IRMO Is a UK-registered charity, regulated by the Charlty Commission for England and Wales. It is constituted as a company limited by guarantee. The company was established under a Memorandum of Assoclation, which established the objectives and powers of the charitable company and is governed under Its Articles of Association. The trustees listed above are the directors of the company and the trustees of the charity. I RMO Is a membership organi5ation, and it5 members Ipredomlnantly its users) are entitled to vote and stand for electlon to the Management Committee at the Annual General Meetlng IAGMI, IRMO'S Board of Trustees or Management Committee is made up of six to nine members, Management Committee memk)ers are elected to serve on the board for one year at a time and can be re-elected for up to five years consecutively. IRMO recruits trustees based on the required key skills and experiences identified in the annual skills audit. Candidates are invited to an informal interview. Representatives from IRMO'S beneficiaries are invited to participate in the recru itment panel. The panel selects the recommended candidates, who will seek to be formally elected by the members during the AGM. If a position on the Management Committee becomes vacant during the year, trustees can consider nominations for new trustee5. Trustees are provided with a Handbook and Governance Manual, outlining the roles and responslbilities of the board and key policies and procedures. New trustees are provided with an in-depth induction and attend training on governance, charity legislation and other topics relevant to their roles. While all trustees are involved in general areas of the board (including planning, finance and compliance}, role descriptions are designed to provide each member with a specific focus for their work on the board, Every year, the board conducts a revlew of its performance in relation to best practices set out by the Charity Governance Code of the Charlty Commlssion. The Committee meets every two months and is responsible for approving the charlty's buslness plan, annual budget and quarterly financial reports. Staff management and operational decisions are taken by the CEO, known as the Director, who is line-managed by the Chair. Page 3

Indoamerican Refugee and Mlgrant Organisation known as IRMO Trustees, Report THE COMMUNITY WE SERVE: LATIN AMERICANS IN THE UK The Latin American community is one of the fastest growing - yet one of the most invisible - mlgrant communities in London and the UK. Based on census data, the Latln American population in England and Wales grew by 400°A between 2001 and 2021 Imcllwaine, 2024), with many families arriving in the UK through onward mlgratlon via Southern Europe. Recent estimates based on the UK Labour Force Survey indicate that the Latin American population is approximately 450,000, with 600A concentrated in London {Turcatti & Vargas Silva, 20221. In recent years, political and social instability in Central and South American regions has led to a significant increase in indivlduals seeking asylum. The community is largely concentrated in South London, where IRMO is based. IRMO'S principal beneficiary group is made up of Latin American migrants, including people seeking asylum and refugees in the UK who are experiencing poverty, disadvantage and exclusion. This group faces severe challenges in accessing support, information and job stability due to several Intersectional factors, Including the language barrier, restrictions linked to immigration status and structural inequalities resulting from discrimination based on race, ethnicity, age, gender and disability. Employment: In spite of the community's high rates of pre-Covid-19 employment 185%), many experience underemployment and disadvantage in the labour market. Report by Queen Mary University 120161 revealed that the majority of Latin Americans in London work In low-paid, precarious jobs, mainly in the cleaning and catering sectors, and experience in-work poverty and isolation linked to low wages, exploitative workloads and fragmented working hours. These conditions leave people vulnerable to exploitation: studies found that 45% endured workplace abuse and that one in five experlenced wage theft IDe la Silva et al, 20191. With low incomes despite working multiple jobs, many struggle to break out of in-work poverty, and many end up building up debt. Welfare and Housing: Structural and language barriers hinder access to services, with a large number not claiming the social security they are entitled to. As a result, a large majority of our service users live in poor housing conditions, mainly in the private rental sector1750hl wlthout letting contracts evidencing their tenancy rights {over 50%). Many live in overcrowded conditions and for almost one in three, 'home' is limited to a rented bedroom as there are no communal spaces in the property. In addition, a significant proportion is homeless or living in insecure accommodatlon116.8YI, one in four has been turned away by landlords who refuse to rent to families and 12.7°h have experienced abuse in their housing. Access to health and education: Research has consistently evidenced low levels of access to rights and essential services. Queen Mary University report120161 revealed that I In 6 Latin America ns in London were not registered with a GP, and 2 in 3 had never accessed dental care. Similarly, our report 'The Right to Healthcare, 12023) found that 38010 of those reached by our Access to Health project were not Page 4

Indoamerican Refugee and Migrant Organisatlon known as IRMO Trustees, Report registered with a GP, Structural barriers keep migrant and asylum-seeking children out of education for excessive time up to two years in some cases hindering development, integration and deepening inequality. Over the past decade, IRMO has provided advice and advocacy to support 1,500 Latin American migrant children and young people who were out of education in accessing school or college. Invlslbllity: The lack of officlal data on the Latin American population in London obscures the needs of the community and poses a barrier for organisations aiming to influence policy. As a founding member and current Chair of the Coalition of Latin Americans in the UK ICLAUKI, IRMO works to increase the visibility of the Latin American community by campaign ing to include the 'Latin American, category in official monitoring forms. As a result of our collective efforts, Latin Americans have been officially recognised as an ethnic group by the London Boroughs of Southwark, Lambeth, Islington and Hackney, at London level by the GLA and at national level by various organisations and institutlons {e.g. Arts Cou ncil England and Unison). Most recently, it has also been recognised by the boroughs of Newham and Haringey. Recognitlon has brought important changes for local communities, fostering the inclusion of Latin Americaiis at all levels, f rom access to services to political representation. People seeking asylum and refugees: In recent years, IRMO has provided support to a growing number of people seeking asylum fr.om across Latin America. People seeking asylum in the UK face multiple barriers to accessing legal support and crucial services, including healthcare and education. Those housed in hotels face a range of challenges, such as reports of pests and damp conditions, overcrowding, lack of cooking facilities and inadequate toilet facilities. A survey of 53 beneficiaries housed in hotels found that 72% were dissatisfied with the quality of the food provided. Some reported hospitalisations due to malnutrition or illness caused by poor-quality food, insufficient provisions for infants and growing children, and failure to accommodate dietary needs. Additionally, 49% felt discriminated against by hotel staff, with multiple reports of verbal abuse, harassment, and mistreatment of children. 91% expressed that the weekly financial allowance of £8.86 is insufflcient to cover basic necessities such as toiletries, medicine, or healthier food, and leaves them unable to afford IT devices or transport to medical appointments. These factors, compounded by social isolation, have a direct impact on their physical and mental wellbeing, with 700A reporting regular or poor physical and mental health. After being granted refugee status, challenges persist. Many are evlcted from asylum accommodation at extremely short notice, often without the documentation required to access employment, housing, or benefits, resulting in many becoming homeless. Page 5

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report Overlapping crises: The combined impact of hostile environment policies, Brexit, Covid-19 pandemic, cost of living crisis and rising anti-migrant rhetoric and violence has deepened existing structural inequalities, with devastating effects on the community. Brexit has particularly affected the Latin American community, leading to a rise in hate crime reports and heightened anxiety. Many are vulnerable to workplace abuse and intensified labour due to labour shortages resulting from the lack of regular migration routes into low-paid jobs post-Brexit. A large proportion continues to face insecure immigration status due to pending, late or rejected EU Settlement Scheme applications, as well as experiencing suspension from employment and exclusion from support due to challenges in proving their status. With the upcoming transition to a fully digital immigration system, where physical docu ments are replaced by online records, there has been a sharp increase in the need to support individuals in accessing and proving their status. As an ethnic minoritised group with large nu mbers facing in-work poverty and poor housing conditions, Latin Americans have been at the sharp end of the Covid-19 and cost-of-living crises. Our 2021 report 'The Impact of Covid-19 on the Lives of Latin American migrants, revealed the intersecting crises of unemployment, abusive employment practices, inadequate housing and increasing food poverty facing the commu nlty. The financial strain caused by the cost of Ilving crisis has led to a sharp increase in cases of food insecurity and homelessness. Since 2020, we have seen a sustained rise in demand for our services, particularly in welfare advice, housing and crisis support. On average, we handle three cases per week involving destitution, homelessness, or severe distress. Our Crisis Fund enables us to offer short-term support to cover the cost of food, emergency accommodation and essentials, while we provide advice, casework and advocacy to find more sustainable, long-term solutions. The sharp rise in anti-migrant rhetoric and violence In recent years have resulted in increased fear, anxiety and social isolation In the community, as many worry about being targeted in public spaces, further eroding social cohesion and trust, OUR MISSION, VISION AND VALUES IRMO grew out of one of the first Latin American community organisations in the UK. Originally known as Chile Democratico, IRMO was founded in August 1982 by political refugees from Chile. The organisation was later renamed the I ndoamerican Refugee and Migrant Organisation IIRMOI to reflect the diverse and growing Latin American migrant community In the UK, The name also recognised the importance of indigenous people and cultures to the story of Latin America. Page 6

Indoamerican Refugee and Migrant Organlsation known as IRMO Trustees, Report Our vision is a future where Latin Americans and other Spanish and Portuguese speakers living in the UK have equal rights, live free from poverty and discrimination, and feel empowered to pursue their aspirations. Our mission is to enable the development, agency and participation of all Latin Americans and other Spanish and Portuguese speakers by responding to both immediate needs and structu ral inequalities. We do this by offering high-quality information and advice services, opportunities for development and training, and a platform to seek social and systemic change. We are a migrant- and community-led organisation. Our staff team is IOOOA composed of migrants, with over 850A from Latin America. Our team brings lived experience of forced and voluntary migration, insecu re status, NRPF, and precarlous housing and work conditions. Our values are: Commitment: We are driven by a commltment to social justice for the communitles we serve. We are accountable, we learn from our experiences and always act with care and responsibility. Transparency: We communicate in an open, honest and accessible way to best support our community, expand our reach and build cohesion around our mission, Collaboration.. We listen to our community and partners to strengthen our work. We value the knowledge, skills and experience they brlng, and work together to create lasting change. Solidarity: We stand alongside all migrants and those fighting for social justice. We are part of the migrant movement and value the strength in our collective experiences and unity. OUR ACTIVITIES Our work is organised across three main operational areas and a cross-cuttlng area: a. Information, Advice and Casework We provide frontline, one-to-one advice and casework in Spanish and Portuguese on key areas of need for the community, including immigration, welfare entitlements, housing, and homelessness prevention. We provlde trusted, expert support for people facing these dlfflculties and help them bulld skills to navigate the system for themselves. We also provide support to access healthcare services. IRMO is Page 7

Indoamerlcan Refugee and Migrant Organlsatlon known as IRMO Trustees, Report accredited by the Advlce Quality Standard IAQSI and the Immigratlon Advice Authority IIAAI at level 3. We are members of Advice UK and receive second-tier support from specialist organisations including Southwark Law Centre and the National Homelessness Advice Service INHAS). b. Education, Training and Employment Our comprehensive programme of support in education, training and employment includes a range of activities aimed at improving our benef iciaries, social and cultural integration In the UK. These include 12-week English for Speakers of Other Languages IESOLI groups for adults at different levels, Indlvldualised coaching and lob-hunting support, professional mentorlng, vocational training and workshops on employability skills. Through these activities, our beneficiaries build skills to start and progress in the UK labour market, as well as increase their civic, cultural, and social participation in the broader community. c. Children and Young People Our family and youth projects offer dedicated English classes, homework support and creative workshops for recently arrived children and young people10-19 years old). Through this work, we support young servlce users and their families to get a place in nursery, school, college or universitv, boost their educational attainmenl and make friends while learning, creating and discovering their talents. Parents are supported to meet their family needs and access other services through targeted advice, advocacy, referrals and learning workshops. We support families to access healthcare, special education needs and disability {SENDI support, emergency assistance and specialised lega I support. Our services for children and young people have achieved the London Youth Quality Mark ILYQMI. d. Advocacyi Research and Campaigning We addre55 Structural inequalities through campalgning, community organising, inter-sectoral collaboration and advocacy work at local and national levels. Each IRMO program me area has identified priority for advocacy, research and campaigning work to ensure that migrants, including asylum seekers and refugees, have fair and equal access to services in the U K and can fully exercise their rights and entitlements. Through the Coalition of Latin Americans in the UK ICLAUK), we work with other Latin American-led organisations and groups to advocate for greater access to rights, increased civic engagement, improved living conditions that ensure dignity, as well as for the official recognition of Latin Americans as an ethnic group in the UK. Partnerships, Forums and Networks We understand that lasting change Is only achleved through collaboration, and we have a strong history of working In partnership. These partnerships help us tackle complex issues, share resources, exchange best practices and address common challenges together. Our current partnerships include: Page 8

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report The Coalition of Latin Americans in the UK {CLAUKI We chair CLAUK, a coalition of Latin American-led voluntary sector organisations working since 2012 to advance racial Justice for Latin Amerlcan communities In the UK by strengthening the capacity of Latin American-led organisations and groups, and driving meaningful policy change in key areas. Place for All (PFA) A Lambeth-based partnership with The Baytree Centre and High Trees, working towards a more equal and incluslve Lambeth. Advice for All Originating from our Place for All partnership, Advice for All builds on our shared commitment to accessible, community-rooted advice. It brings together a wider group of partners to deliver and strengthen local advice provision, including The Baytree Centre, High Trees, The Latin American Women's Rights Service ILAWRSI and Southwark Law Centre. Together, we are creatlng a stronger, more connected advice ecosystem across London, Communlt We lead a partnership with The Baytree Centre and High Trees to provide high-quality, free and independent advice in community settings across South London to those experiencing, or at risk of, f inancial hardship. The service is offered at our community centres and nine outreach locations, including food banks, faith settlngs and schools. Advice Workforce Develo ment Pro ramme.. We lead the Advice for All Workforce Development Programme, a partnership alming to build a more skilled, resilient and diverse advice workforce. We do this by training advisers from underrepresented communities and strengthening the capacity of community-based organisations to address the labour shortage within the advice sector. Together with our partners - The Baytree Centre, High Trees, The Latin American Women's Rights ILAWRSI and Southwark Law Centre we are working to expand access to trusted, community-rooted advice for our communities. Building Young Brixton (BYBI A Lambeth-based partnership including ten organisations that work together to inspire and empower young people in Brixton. Each year, BYB engages with over 1,000 children and young people, establishing a blueprint for community partnerships in Lambeth. Each organisation contributes its unique approach to youth work, collectively enhancing opportunities for young people to thrive across the borough. Page 9

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report Lambeth Peer Action Collective (LPACI A collective of you ng people and youth organisations working to create a future free from vlolence in Lambeth. Lambeth Community Research Network (LCRN) A collaboration that seeks to build the capacity of local people and community organisations to lead research on topics that matter to them. Through the network, we champion action-focused research that leads directly to positive change for local communities. Lambeth, Southwark and Lewisham Sexual Health Alliance A partnership between local aLFthorities, NHS providers and community organisations to tackle shared challenges and deliver more equitable, accessible and communlty-rooted sexual health services. AMPLA {Asociacion de Madres y Padres Latinoamericanosl A self-organised group of Latin American parents, founded by l RMO beneficiaries, to provide peer support to overcome common challenges. Familias Neurodiversas A parent-led network of over 100 families providing peer support for parents of neurodiverse children. IRMO is also a memberof: Migration Sector Advisory Panel IMSAPI London Asylum Civll Society Forum Southwark Latin Amerlcan Network Better Temporary Accommodation Alliance Refugee and Migrant Children's Consortium IRMCCI London Initial and Contingency Accommodation Civil Society Forum Together with Refugees Coalition Forum for Equalities and Human Rights in Southwark {FEHRSI Network forjustice Migrants Organise Civil Society EUSS Alllance Pan-London Migrant Frontline Network The National Homelessness Advice Service INHASI Advlce UK Lambeth Advice Network Page 10

Indoamerican Refugee and Migrant Organlsatlon known as IRMO Trustees, Report Ethnically Diverse Advice Providers Network Better Work Network London Youth 4inlO London's Child Poverty Network OUR KEY ACHIEVEMENTS AND IMPACT During the 2024-25 period, 3,781 people benefitted from IRMO'S servlces and activities. This includes 318 families receiving specialist advice and casework on immigration, welfare rights, housing and homelessness preventlon; 1,350 people accessing Information and practical support through our community support servlce,. 270 people receiving information and support to access healthcare; 145 learners attending our English courses and conversation classes; 16 people receiving employment support and training; 201 children and young people participating in mentoring and educational activities; and 67 people upskilled through volunteering. We contlnue to strengthen our advocacyi research, and campaigning efforts in response to the compounding challenges posed by Brexit, Covid-19, the cost of Ilving crisis, and rising rhetoric and violence against refugees, migrants, and ethnic mlnoritised commu nities In the UK, both independently and through collectlve action. We are proud to continue chairing the Coalition of Latin Americans in the UK ICLAUKI, which lead5 the racial justice strategy for Latin American communities across the country. We launched our Legol Brief on the Right to Education for Migrant Children at an event attended bv policymakers, schools, funders, researchers and colleagues from the migrant, human rights and education sectors. The report examines UK and international legal provisions protecting education rights, identifies common barriers to accessing education and explores potential legal challenges to address these issues. We have evolved our approach to community involvement, in alignment with IRMO'S roots. We finalised and implemented our new Community Involvement Strategy, which sets Out how members shape services, take action and leadership, and participate in strategic decision-making. A Community Panel, composed of ten beneficiaries with diverse experlences, meets monthly to Identify needs, assess projects and make recommendations. Our Youth Steering Group continues to ensure that young people's perspectives shape our work. We are progressing on our aim to embed human rights-based approaches across all our activities. Supported by the British Institute of Human Rights IBIHRI and Just Falr, this initiative is deepening our community and our organisation's understanding of the rights safeguarded by human rights legislation, enhancing our capacity to hold authorities accountable for their legal responsibilities, and equipping us Page 11

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report with stronger tools to advance our mission. As part of this work we have co-designed a Human Rights Guide, to help community-led organisations understand how human rights operate in the UK and support community members in exercising these rights in their daily lives. We have joined the Forum for Equalities and Human Rights in Southwark IFEHRSI, meeting quarterly to discuss equalitles and human rights related issues, engage with council consultations and access relevant briefings. We continued to develop and strengthen strategic partnerships, expanding our capaclty and Impact while streamlining individual processes through a truly collaborative approach. Through the Advice in Community Settings partnership, we have provided vital advice services across four community centres and multiple outreach locations in South London, including food banks, faith settings, and schools. As part of the Advice Workforce Development Progrumme which aims to expand access to trusted, community-rooted advice by building a more skilled, resilient, and diverse advice workforce we successfully completed our first cohort of trainees and a comprehensive training programme for staff and volunteers. Through the Lambeth, Southwark and Lewisham Sexual Health Alliance we provide targeted outreach, HIV testing and education across borough boundaries. We continued to address gaps In support by reachlng out to more disadvantaged and underrepresented groups, proactively respondlng to the overlapping crises affecting our communitv. We have sustained our crisis support services, tackling food poverty and digital excluslon. We have continued to offer targeted support to people seeking asylum, including holding support sessions at asylum accommodations. We have continued to assist EU-Latin Americans facing insecure immigration status due to late, pending, or rejected EU Settlement Scheme IEUSSI applications, as well as those excluded from employment or essential services because they are unable to access or prove their status. We have supported hundreds of vulnerable Latin Americans in the transition to the e-visa system. We are ready to launch a new project to support the financial wellbeing of older Latin Americans. We continued to enhance the quality of servlces across all areas as our capacity has grown, delivering more consistent and engaging support to adults, children and young people. While malntaining compliance with the Advice Quality Standard IAQSI, Immigration Advice Authority IIAAI, and London Youth Quality Mark accreditations, we are now preparing to achieve the Investing in Volunteers Quality Mark. We have strengthened care, wellbeing and anti-oppression practices across the organisation. Recognising that vlcarlous trauma affects everyone, we extended our clinical supervision to the entire team (not only frontline roles) as part of ou r trauma-informed approach. Reflective supervision our care and reflection space - provides structured support for all staff, combining wellbelng and resilience with opportunities for organisational learning. Staff and their fam ilies can also access free counselling through our Employee Assistance Programme. Page 12

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report We launched our long-awaited organlsational rebrand and new multilingual website. This platform enables us to better promote our work and services across the community, making it easier for individuals to access vital information and resources. It also aligns our branding and messaging with our audience and mission, creating a consistent and cohesive identity as we engage with a wider public. Informatlon and Advice "Excellent workshop, thank you very much for giving us so much information to help us prepare for the future in the UK." Attendee, Immigration Workshop Our work in a snapshot: 318 people received specialist immigration, welfare and houslng advice and casework through ourteam 1,350 individuals accessed community support services, including 379 food vouchers issued and 66 people accessing our crisis funds for emergency accommodatlon or essential items such as food and clothing 270 people benefited from our Access to Health work, ensuring access to vital healthcare services 1,058 IT devices and SIM cards were donated across the organisation to reduce digital exclusion Throughout 2024-25, IRMO'S Advice provision continued to offer high-quality, tailored and culturally sensitive advice to Latin Americans and other Spanish and Portuguese-speaking migrant communities across London. Our team delivered specialist casework on immigration, welfare and housing, alongside community 5UPPOrt and health access initiatives that respond to the growing Inequalities faced by our community. We embedded a human rights-based and trauma-informed approach across all areas of our work, ensuring each individual was supported with dignity and respect. This is grounded on the fact that our team are expert5 by experience, deeply understanding the realities faced by our community. ecialist Advice In Immi ration Welfare and Housin Thls year was marked by persistent pressures from the cost of living crlsis, complex immigration policy changes and the impact of houslng insecurity on low-lncome families. In response, our advisers provided information, advice and in-depth casework, helping people to exercise their rights and secure stable housing. In immigration, we supported Individuals with a wide range of cases - from fee waivers and family reunions to Human Rights and EU Settlement Scheme applications. Cases such as Natalia's, Page 13

Indoamerican Refugee and Mlgrant Organisation known as IRMO Trustees, Report featured in this report, show how our hollstlc approach, combining legal advice, safeguarding and health offers, delivers life-changing outcomes for families facing mu Itiple complex vulnerabilities. Our Welfare and Housing advice team supported people experiencing benefit suspensions, debt, rent arrears and the risk of homelessness- a growing need within our community. Our team worked with 209 individuals who faced overlapping socioeconomic challenges and required comprehensive advice, often involving multiple applications simultaneously. ommu ccess The Community Support team reached those experiencing destitution, isolation and intersecting vulnerabilities, referring nu merous community members to food ba nks, shelters, violence against women and girls {VAWGI services, and donation centres, reflecting our strong partnerships across London. We supported individuals to navigate the changes to the e-visa system, sharing information with more than 19,000 people and d irectly supporting 800 vulnerable Latin Americans In creating and updating their UKVI accounts. In parallel, through Access to Health, we ensured individuals overcame barrlers to access healthcare and engaged confidently with NHS services. This year, we launched two new health projects: Chagas Point-of-care Testing, through which 118 individuals were tested for Chagas disease at IRMO and other community spaces, and Sexu31 and Reproductive Health advice, delivered in partnership with NHS and health organisations as part of the Lambeth, Southwark and Lewisham Sexual Health Alliance. We held 20 Health and Wellbeing Days at IRMO, offering blood pressure, liver, Hepatitis C, and HIV checks to a total of 341 attendees across all events. ccess to Ri ht Worksho We also delivered eight information sessions and workshops on welfare, immigration and housing rights a key space for learning and connection where 93% of participants said the information was relevant to their personal situation and 89% reported increased confidence to manage it afterwards. Beyond sharlng relevant Information, our workshops provided both practlcal guidance and a sense of communityi empowering participants to understand their entitlements and navlgate complex systems. Th15 year, we also successfully completed the first cohort of trainees under our Advice Workforce Development Programme across our Advice for All partnership, supporting new advisers to gain skills, experience, and qualifications to enter the advice sector. As a result, eight people gained IAG qualificatlons, six completed IAA Level I training, and twenty-three staff members enhanced their advising skills within a trauma-informed and rights-based framework. Lastly, our Advice team also joined Page 14

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report the London Legal Walk, standing alongside the wider advice sector to advocate for access to justice and celebrate the essential role of community-based legal support. Together, these achievements demonstrate IRMO'S continued commitment to holistlc, person-centred advice that protects rights, promotes wellbeing, and creates pathways to long-term stability for Latin Americans across the UK. Education, Training and Employment "During my time as a volunteer at IRMO, I have experienced significant professional growth, [...] Volunteering at IRMO has played a key role in shaping my character, and l am constantly learning ond growing. Each session with service users presents o new experience, a unique story to uncover ond support.- Victor, 18, from Paraguay Our work in a snapshot: 145 learners improved English skills by participatlng In our English classes 67 volunteers developed skills and contrlbuted a total of 4,832 hours 16 young people developed employment skills through 150 hours of individual mentoring Our Education, Training and Employment programme supports Latin American migrants, refugees and asylum-seeking individuals to develop English language skills, navigate local systems and services, enhance their employabilityi and actively participate in the civic, cultural, and social life of the wider community. ESOL Provision We continue to support Spanish and Portuguese-speaking migrants by delivering English classes to lea rners with little or no English skills. This allows service users to gain the conf idence to communicate in daily life and take meaningful steps towards their goals. 145 learners have completed the courses. A key development during this period has been strengthening our partnership with Lambeth Adult Learning. Thls collaboration has allowed us to continue dellvering high-quality English classes tailored to the needs of the Latin American communlty, whllst expandlng our reach and ensuring our provision aligns With off icial UK standards. Beyond the classroom, we organised six community coffee mornings, which provided safe and welcoming spaces for social connection and peer support. Our programme has had a significant impact Page 15

Indoamerican Refugee and Migrant Organlsation known as IRMO Trustees, Report on learners, lives, Wlth 690A progressSng into further education and 32% moving into paid employment. In addition, several learners have gone on to take up voluntary work, demonstrating how their language skills opened up opportun ities to participate within the wlder commu nitv. Aligning with the wider IRMO communication strategyi the Employment, Training and Education IETE} programme introduced a new platform for sharing employment, training and education opportunities with the community. We also streamlined our employment support by providing a one-to-one drop-in advice service to support users with preparing and applying for employment opportunities. Together, these resources create a structured system of support for our beneficiaries. In addition, we organlsed several workshops and community coffee mornings focused on labour exploitation, increased employability Skills, CV writing, self-employment and financial literacy. Young Latin Amerlcans with recent migration experience face additional challenges in accessing meaningful career opportunities. The Build Your Future IBYF) project supports young people between 16 and 24 years old who are out of education, employment and trainlng to develop soclal and employability skllls, It provides tailored, one-to-one mentoring and workshops to empower participants to confidently navigate the job market and achleve their professional goals. In the first year of the project, we achieved many soft outcomes, including increased confidence in interview skS115, clearer career goals and enhanced self-efficacy. In addition, 40% of participants entered further education, and 25% successfully moved into employment. The impact of the project has gone beyond these measurable outcomes, as it has also helped participants to combat isolation, frustration and low self-esteem, while addressing challenges such as discrimination and other social barriers. Volunteer Scheme IRMO'S Volunteer Scheme continues to provide opportunlties for Latin Americans and other participants to develop their skills whilst gaining valuable work experlence for future employment. Over the past year, 55°A of our volunteers identified as Latin American, with the remaining 45% coming from diverse communities. This reflects the relevance of the scheme for recent migrants, as well as those who are more established in the UK, who may not have access to volunteering at other organisations due to language or cu Itural barrier5. In 2024-25, two young servlce users joined IRMO'S team of volunteers. Thls experience strengthened their life skills, social development, and guided them in thelr exploration of potential career paths and Page 16

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report asplrations. Additionally, two volunteers gained employment as member5 of staff at IRMO, becoming pillars of our community support service5. I RMO is working towards obtaining the Investing in Volunteers IliV} UK quality standard for good practice In volunteer management. We aim to assess the quality of our volunteer practice by reviewing, developing and strengthening our volunteer processes and procedures. As part of the process, IRMO'S self-assessment received positive initial feedback, demonstrating that -a lot of good practice is already in place and [there is] a clear commitment to volunteer support, development and inclusion" We aim to achieve the quality standard by the end of 2025. This process reflects IRMO'S ongoing commitment to its volunteers and reinforces the Volunteer Scheme as a key focus of the organisation's work. Children and Young People Before l joined IRMO, I spent almost a year out of school andfelt like I was falling behind. I didn't know who to osk for help because nobody helped me with the language ond my parents didn't know how the system worked. The educotion support I received at IRMO helped me get a ploce ot college and now I'm studying something I really enjoy. IRMO'S LA YF workshops also gave me the confidence to speak up, meet new people, and see that I'm not alone. Ifeel hopeful again," Samuel, 18, from Ecuador Our work In a snapshot: 201 children and young people attended weekly educational actlvltles, group workshops and one-to-one mentoring sessions. 116 children and young people who were out of education were supported to access school or college. 328 attendances by children, young people and their parents were recorded across 12 cultural events and trips to London landmarks 129 children and young people experienced an improved sense of wellbeing. 155 children and young people felt less isolated as a result of having made friends and developed a support network. IRMO'S Children and Young People ICYPI Programme supports newly arrived Latin American, Spanish- and Portuguese-speaking young people to overcome barriers and thrive in the UK. Many of the children and teenagers we work with have experienced disrupted education, language barriers, and emotional trauma linked to displacement, migration, and family separation. These challenges are often made worse by systemic exclusion from rlgid school admissions processes to Ilmited well-being support and inaccessible public services. Page 17

Indoamerican Refugee and Migrant Organisatlon known as IRMO Trustees, Report At IRMO, we respond to these challenges through a holistic programme that combines education, creative expression, wellbeing support, and youth empowerment. Our work is rooted In the lived experience of our wider migrant community, and we collaborate across IRMO'S services to offer whole-family support. This ensures that children and young people's needs are met in the context of their family, immigration status, and housing situatlon - not in isolation. The Latin American Youth Forum {LAYFI is the heart of our youth empowerment work. It Is a weekly space where young people aged 13-19 can build communityi develop leadershlp skills, and explore their identities. For many, LAYF is the first environment In the UK where they feel heard, valued, and connected to others with similar experiences. Young people co-designed the termly workshop schedule, ensuring that the content responded directly to their interests and needs. Sessions ranged from mental health and emotional regulation, to spoken word poetry, photography, and public speaking. We also ran peer-led discussions on issues like gender equality, healthy relatlonships, and challenging stereotypes- themes chosen and shaped by participants themselves. Beyond the workshops, LAYF offers cultural trips, celebration events, and leadership development opportunities. Participants joined borough-wide initiatives such a5 the Lambeth Peer Action Collective ILPACI where they conducted youth-led research on youth vlolence, and spoke at community events to do consultations where youth voice Is a prlority. As part of Bu ilding Young Brixton IBYBI - a consortiu m of community and youth organisations, young people took paid positions as Young Leaders, where they orchestrated large community youth events. Through this diverse and evolving offer, young people develop communication skills, confidence, critical thinking and, most importantly, a Sense of belonging and hope for their futu re in the UK. En lish Classes and Educational Su For many children and young people In our communlty, education is not easily accessible. Language barriers, unclear documentation requirements, or extended time spent in temporary accommodation mean that school or college can feel out of reach, missing months or even years out of education. Our weekly English for Speal<ers of Other Languages IESOLI classes and holistic support are designed to address these gaps. Delivered in small, welcoming groups, our classes offer practlcal, trauma-informed learnlng for children and you ng people with limited or no English. These sesslons go beyond language Page 18

Indoamerican Refugee and Migrant Organisatlon known as IRMO Trustees, Report acquisition as they help young people regain confidence, navigate their new environment, and prepare to re-enter education. Alongslde classroom learning, we have delivered a wide range of educational enrichment activities this vear, such as workshops on CV writing and college readiness as well as group or Individual academic mentorlng. These help young people re-engage with education whilst getting tailored support in a language they understand. Our team also provides one-to-one education support, guiding familles through school admissions, college applications, and Special Education Needs and Disabilities {SENDI and English as an Additional Language (EALI assessments and tribunals. By walking alongside families through these systems, we ensure that chlldren and young people get the support they are entitled to and can move forward with their learning. Famil Advocac and Holisticsu We know that young people's success is closely linked to the wellbeing and stability of their families. Many of the families we work with face challenges, including insecure immigration status, overcrowded housing, digital exclusion, and a lack of financial support, which all impact children's development and access to education. IRMO'S family advocacy work offers practical support to reduce these barriers. This Includes help applying for school places, providing family food vouchers, free tickets to cultural sites as well as accessing laptops and referrals to other relevant services. We advocate with schools, children's servlces, and local authorities to make sure that Latin American famllles, who are often invisible in the system, are properly supported and understood. This year, we expanded our outreach targeting families living in asylum hotels, temporary accommodation, and low-income households. Through community events, food bank outreach, and drop-in sessions, we built relationships of trust and ensured that families could access help earlyi rather than waitlng until crlsls point, Our support is deeply integrated wlth IRMO'S wider services, ensuring families can access advice on immigration, housing, and welfare alongslde CYP actlvitles, This joined-up, community-based model Is what allows us to meet the real, lived needs of migrant famllles. Page 19

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report IRMO'S Children and Young People Programme continues to grow in response to the evolving realitles of newly arrived young people. By listening to their voices, working with their families, and co-creating spaces that feel safe and aff irming, we help build futu res rooted in inclusion and possibility. Advocacy, Research and Campaigning Work We address structural inequalities through campalgningi community organlsing, inter-sectoral collaboration and advocacy work at local and national levels. Through research, we inform decision makers and promote more effective responses. Each IRMO programme area has identified a priority for advocacy, research and campaigning work to ensure that mlgrants, including refugees and people seeking asylum, can fully exercise their rights. ccess to Education Drawing on a decade of frontline experience supporting migrant and 35ylum-seeking children who are out of school, we have developed an advocacy strategy to break down the structural barriers that keep these children from accessing education. We collaborate with schools, local authorities, and decislon-makers to influence policy and shift attitudes around school admissions. A key milestone th15 year was the publication of our Legal Briefing on the Education Rights of Migrant Children, authored by human rights lawyer Jen Ang. The report was launched at an event with over 50 participants, including civil society organisations, consulates, legal organisations and councillors, and Is publicly available on our website in Spanish, Portuguese and English. Using this legal clarity, we conducted research on In-year school admissions forms across London and found that nine local authorities were asking immigration-related questions in their forms, despite Department for Education guidance a nd the School Admissions Code instructing against this. This led to the launch of our Access to Education campaign, which has already secured commitments from two local authorities to remove these questions entirely and from another to make them optional with safeguards on data use. We remain in active discussions with the remaining councils and are preparing a legal opinion from King's Counsel to strengthen the case for wider reform. Alongside this campaign, we consolidated our Influence by joining the Refugee and M igrant Children's Consortium, contributing to the Access to Education Forum led by Southwark Law Centre, and presenting evidence at Lam beth Council and the Education Policy Institute. Beyond education, we raised the issue of migrant child poverty directly with London's Deputy Mayor for Communities and Social Justice, highllghtlng the impact of housing instability, school exclusions and lack of English as an Additional Language IEALI support on Latin American and migrant children. Page 20

Indoarnerican Refugee and Migrant Organisation known as IRMO Trustees, Report To improve access to services and strengthen connections between migrant communities and public services, we co-delivered bilingual workshops with partners such as Lambeth Special Educational Needs and Disabilities Advice and Support Services ISENDIASSI and the Lambeth Autism Advisory Service, produced practlcal toolkits for parents and young people on school admissions, SEND rights, safe8uardingi digital safety and advocacy, and piloted the su pport of a community interpreter volunteer to ensure parents could participate fully in meetings with schools and services. In partnership with IPSEA, the leading charity specialising in SEND law in England, we ran a focus grou p with Latin American parents of children with special educational needs and disabilities. The session provided valuable insights into the specific challenges faced by migrant families, enabling IPSEA to tailor its services more effectively to their needs a nd to share the f indings across its wider networks. Through direct advocacy, we supported 14 families with complex cases, including contentious Education, Health and Care plan IEHCPI reviews, securing school placements, challenging bullying and mitigating the impact of housing and asylLtm dispersal on children's education. At the same time, we deepened our work on community organlsing and civlc particlpatlon. With parents-led groups AMPLA and Familias Neurodiversas, we delivered bespoke organising trainlng building leadership, governance and digital skills. We also launched a Youth Organising Bootcamp, reaching over 35 young people, with 10 emerging as core leaders who are now leading a campaign to tackle discrimination, strengthen English as an Additional Language IEALI provision and amplify Latin Amerlcan youth voices in schools and policy spaces. Through legal clarity, strategic policy influence, direct advocacy and grassroots organising. we are helping to secure concrete changes in admissions practices, raise awareness of Latin American families, experiences, and build the collective power of parents and young people to c131m thelr rlght to education. Coalition of Latin Americans i eUK CLAU We are proud to continue chalring and hostlng the Coalition of Latin Americans in the UK ICLAU Kl, which leads the racial justlce strategy for Latin Amerlcan communities across the country. CLAUK'S mission is guided by two key objectives: advocating for meanlngful change In crltlcal and strategic areas, and building the capacity of organisations and groups that support Latin American communities in the UK. After 12 years of sustained collective advocacy for the official recognition and inclusion of the category 'Latin American, in ethnic monitoring in response to the longstanding invisibility and erasure experienced by the community a signif Icant milestone has been achieved. In 2025, Haringey Council Page 21

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report passed a motion officially recognising Latln Americans as a distinct ethnic group. This decision builds on previous successes in five London boroughs (Southwark, Lambeth, IslinEton, Newham, and Hackneyl and the Greater London Authority, further strengthening the representation of Latin Americans in the data that shapes local policy and service provlsion. Building on CLAUK'S Democracy and Particlpation campaign, which aims to enhance political literacy and support Latin Americans in exerclsing their democratic rights, this year CLAUK joined the project Advancing the UK'S Capacity to Support Migrant Participation in Civic, Political and Public Life in collaboration with Aston University. As part of this initiative, CLAUK co-hosted a national conference in Birmingham focused on strengthening migrant participation in civic, political, and public life. The event provided a valuable opportunity to connect with Black and Global Majority groups and leaders from the Midlands and beyond, exploring how research, practice, and policy can work together to promote greater inclusion of migrant communities in decision-making processes across the UK. In recent years, we have mapped and connected with emerging organisations and groups working with underrepresented sections of the Latin American community across the UK. These include groups led by and supporting Latln American refugees and asylum seekers, youth initiatives, individuals with disabilities, Indigenous communities from Abya Yala, and Afro-LatSn Americans. As we prepare to onboard new members, CLAUK continues to uplift smaller groups and foster community-led initiatives, strengthening an infrastructure that reflects our diverse identity and supports the growth of Latin Americans and other Black and G lobal Malority communities across the UK. Through research and publications, we aim to highlight key issues affecting migrant communities and advocate for more effective and inclusive responses from decislon-makers, We actively promote the participation of people with lived experience in consu Itations and research, ampllfying their voices and strengthening representation in networks and forums. As part of the Lambeth Community Research Network, we facilitated an ethics workshop that brought together 20 community members to explore what ethical research with communities should look like. Together, we discussed values, expectations, and boundaries, using participants, feedback to co-develop an ethlcs protocol grounded in what matters most to people with Ilved experience. We collaborated wlth 41nlO on research examining homelessness among single parents and migrant families, ensuring commu nity voices were central to the study through the active participation of lived experience experts. Page 22

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report We contributed to research by Praxis and the Institute for Public Policy Research IIPPRI, published in the report Every Child is Equal.. Bridging the Childcore Gapfor Families with No Recourse to Public Funds. We supported the engagement of parents from our community, ensuring their experiences were represented in the study. The report highlights the harmful impact of exclusion from childcare su pport on migrant families, strengthening the evidence base on the barriers they face and informing ongoing calls for policy change. As part of the Lambeth Peer Action Collective ILPAC} a youth-led peer research and social action project explorlng the root causes of youth violence In Lambeth - LPAC launched Its second report, Build on Trust.. The Role of Youth Spaces and Trusted Adult5 in Reducing Young People's Exposure to Violence. The report h ighlights the Importance of safe spaces and supportive relationships in preventing violence and promoting youth wellbeing. Stories of IRMO All names have been changed to protect individual identities. Isabel 23 Bolivia Isabel was 23 years old when she enrolled in IRMO'S Build Your Future programme and had recently arrived in the UK from Bolivia. Despite holding a degree in Early Years Education and Human Resources experience, she faced signif icant barriers due to her English language skills. This challenge affected her confidence and sense of Identity in her new environment, though her motivation and attitude remained strong. Through the programme, Isabel received tailored support to strengthen her employment profile and adapt to life in the UK. Together, we explored ESOL options, applied to a local college, and prepared for her assessment and enrolment. With guidance, she built skills in email writing and English conventions, and she successfully enrolled in ESOL classes at the college. This milestone boosted her self-confidence, self-eff icacy, and motivation. Inspired to continue developing, Isabel later applied for a volunteering role at IRMO. She volunteered for over six months, first as the Programme Assistant of our Education, Training and Employment area, and later with the Welcome area. Thls not only gave her valuable UK work experience but also allowed her to maintain ties with her Latin American culture and identitv. In her words: -when I first got to IRMO I was unmotivated, sad and I felt I didn't know anything. [...] At IRMO I hod an incredible advising experience, whlch helped me set goals and work towards them. [...] Page 23

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report Thonk you for helping me find ond discover who l am, thank you for being o light that showed me the woy. Now I can only see a path full of opportunities". Natalia came to IRMO at the beginnlng of 2025 seeking urgent immigration advice for herself, her husband, and their two UK-born children, aged nine and seven. Her visa was due to expire, and no applications had yet been made. The family were in severe f inancial hardship, with rent, council tax, and utility arrears. Although they had previously received housing support from Lambeth Council under Sectlon 17 of the Children Act 1989 a legal duty of local authorities to provide accommodation or f ina ncial help to families with children in need - this support had ended. The family had spent a large amount on private advice, yet several applications were still incomplete, leaving them at serious risk of losing their immigration status and access to baslc rights such as work and housing. At the same time, they were coping with slgnif Icant health and wellbelng challenges, including anxiety within the family and their daughter's disabilitv. Given the complexity and urgency of the situation, IRMO opened two cases at Level 2 under the Immigration Advice Authority IIAAI, with external supervision, and taking a human rights-based approach throughout. Over several months, our immigration team held 11 appointments and delivered more than 25 hours of casework, preparing and submitting the necessary applications. Thi5 dedicated and detailed work resulted in three successful outcomes: Natalia's fee waiver- exempting her from visa fees due to flnancial hardship; Natalia's Further Leave to Remain {FLRI granting her permission to stay in the UK for more years with the right to work and rent; Her daughter's settlement providing permanent permission to live in the UK, offering long-term securlty and a route to citizenship. In parallel, Natalia continued to engage with IRMO'S wider services. Through our Access to Health and Community Support teams, she received sexual health advice and contraceptlon guidance, and was tested for Chagas, a tropical disease prevalent in Latin America, After a posltlve result, she was referred to the Hospital for Tropical Diseases, where shels now under 5peclalist care. Natalia's story reflects the Interconnected nature of immigration, health, and welfare challenges faced by many in our community. By comblning specialist immigration casework, safeguarding oversight, and targeted health interventions, IRMO ensu red the family could remain safe, secure, and on a clear path towards long-term stability in the UK. Pa8e 24

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report Camila 16 Colombia When Camila arrived in the UK from Colombia at age 16, she was quiet, withdrawn, and deeplv uncertain about her future. Having left behind her extended family, friends, Camila came to London with just her mother, who was working long hours in low-paid, insecure jobs to support them both. Alone In new country, without speaking English, Camila struggled to adjust to her new environment. She had no friends and the pressure of adapting to a new country left her feeling overwhelmed. Like many young Latin Americans, she faced the dual challenges of cultural isolation and limited access to mainstream services that did not recognise or address her specific needs. Camila began attending weekly LAYF {Latin American Youth Forum) sessions soon after arrivlng In the UK. I nitially, she was very socially withdrawn but with consistent encouragement and support from the youth worker and mentors, she gradually built her confidence and improved her English as she also started attending the LAYF ESOL lessons. Her Increased involvement enabled her to make positive friendships at LAYF, which encouraged her to further her participation. She subsequently took part in employability workshops, created her first CV in mentoring sessions and practised interview skills. This support led to her securlng her first part-time job huge step that gave her both financial independence and a renewed sense of purpose. Camila's mother was also supported by our Family Support Worker to secure a school placement for Camila, which meant she could get back into education quicker than she would have without that tailored support. As her confidence grew, Camila joined the Lambeth Peer Action Collective ILPACI In partnership with High Trees, where She now works as a youth peer researcher. In this role, she engages with other young people to explore communlty issues like safety and mental health, helping to amplify vouth volces and shape local change. Today, Camila is more confident, engaged, and hopeful about her future. She is exploring further education options and considering a career in youth or community work. Herjourney reflects the power of targeted, culturally specific support in helping Latin American young people not just survive, but thrive and actively participate in UK society. PLANS FOR 2025-26 Our key objectives for 2025-26 and beyond are to further advance the following goals outlined in our Business Plan: Mitlgating the ongoing impacts of the hostile environment policies and Brexit by continuing to closely monitor and respond to the evolving situation regarding EUSS, transition to a digltal Page 25

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report Immigration system, new migration routes and legislation changes; and by upgrading our support to people with No Recourse to Public Funds INRPF}. undocumented migrants and asylum seekers. Promoting recovery from the cost of living crisis and the long-term impact of the Covld-19 pandemic by proactively addressing urgent needs, such as food poverty and digltal exclusion, while continuing our efforts to enhance access to healthcare across the community. Strengthening our approach to intersectionality to better tackle structural inequalities and discrimination by developlng more specific equality objectives; stepping up our advocary and campaigning work at local, London and national levels; and bringing more visibility to the community, both independently and as part of the Coalition of Latin Americans in the UK ICLAUKI. Ensuring that IRMO has the appropriate structure, resources, knowledge and approach In plate to fully respond to the current needs and priorities of the community we serve. Enhanclng communication by implementing our new communications strategy to engage with our community and stakeholders in a clear, effective, and inclusive manner. Continuing to priorltlse team wellbeing and fostering a healthy work environment. THANKYOU We would like to slncerely thank all of our staff, trustees and volunteers for their ongoing commitment a nd fantastic contributlon5 to IRMO throughout 2024-25. Our heartfelt thanks also go to our Incredible funders, individual and corporate supporters, and partners, whose support has enabled us to continue growing as an organisation and serving the Latin American community in the UK. FINANCIAL REVIEW Flnantial results Income in 2024-25 totalled £1,073,949 and expenditure was £974,652, resulting in a surplus of £99,297. This compares to a deficit of £19,009 in 2023-24. Restricted funds increased by £84,386 and unrestricted funds increased by £14,911. This demonstrates the impact of our fundraising during the year. Page 26

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report Income was £249,804 higher than in 2023-24. Expenditure was £131,498 higher than in 2023-24. These increases were mainly due to a number of new projects commencing in 2024-25. This is demonstrated in restricted funds where income increased by £251,333 and expenditure increased by £170,181. The increase in £84,386 arises due to funding on new projects being received in 2024-25 but expected to be spent in 2025-26. Income now exceeds £1 million for the first time. However, part of this is to fund payments to partner organisations where IRMO holds the contract with a funder, but part of the work is implemented by partner organisations. Income to fund work carried out directly by IRMO remains below £1 million. Reserves policy The trustees are committed to maintaining an adequate, justified and reasonable level of reserves in line with guidance from the Charity Commission, It is the Trustees, aim to ensure that reserves are available p.quivalent to three months, running costs. The target amount at the balance sheet date is £206,000. In addition, the trustees have identified the need to designate funds for a capacity fund {£60,000),, development fund1£30,0001,' an absences fund1£15,0001; and a capital reserve fund1£115,4331. Further information is set out in note 17 on page 45-49. Overall, the target unrestricted funds above amount to £426,433. Unrestricted funds at 31 March 2025 are £456,435. So the level of reserves is regarded as adequate but not excessive. The trustees will continue to monitor reserves closely to ensure that IRMO holds adequate funds to cover its future needs. STATEMENT OF TRUSTEES, RESPONSIBILITIES The trustees (who are also the directors of Indoamerican Refugee and Migrant Organisation for the purposes of company lawl are responsible for preparing the trustees, report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards Iunited Kingdom Generally Accepted Accounting Practice), including FRS 102 "The Financial Reporting Standard applicable in the UK and Republlc of Ireland Company law requires the trustees to prepare financial statements for each financial year. Under company law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the incoming resources Page 27

Indoamerican Refugee and Migrant Organisation known as IRMO Trustees, Report and application of resources, including its income and expenditure, of the charitable company for that period. In preparing these financial statements, the trustees are required to: select suitable accountlng policies and apply them consistently; observe the methods and principles in the Charities SORP; make judgements and estlmates that are reasonable and prudent; state whether applicable accounting standards, comprising FRS 102 have been followed, subject to any material departures disclosed and explained in the financial statements; and prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charitable company will continue In business. The trustees are responsible for keeping proper accounting records that can disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregu larities. The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions. The annual report was approved by the trustees of the charity on 5th November 2025 and signed on its behalf by.. Lucila Granada Chair and Trustee Lucas Olmos Woodward Treasurer and Trustee Page 28

Indoarnerican Refugee and Migrant Organisation known as IRMO Independent Auditors, Report to the trustees of Indoamerlcan Refugee and Migrant Organisation {'the Company,) We have audited the financial statements of Indoamerican Migrant and Refugee Organisation (the 'charitable company'} for the year ended 31 March 2025 which comprise the Statement of Financial Activities, Balance Sheet, Statement of Cash Flows, and notes to the f inancial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standord applicable in the UK ond Republic of Ireland (United Kingdom Generally Accepted Accou ntlng Practice). I n our opinion, the financial statements: give a true and fair view of the state of the charitable company's affairs as at 31 March 2025 and of its incoming resources and application of resources, including its income and expenditure, for the year then ended; have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and have been prepared in accordance with the requirements of the Companies Act 2006. Basls for opinion We conducted our audit in accordance wlth International Standards on Auditing {UKI {ISAs IUKII and applicable law. Our responslbilities under those standards are further described In the Audltor's responsibilities for the audlt of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC'S Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirement5. We believe that the audit evidence we have obtained is suff icient and appropriate to provide a basis for our opinion. Other matters The corresponding figures and comparative financial statements in the current year's flnancia statements were derived from the financlal statements for the year ended 31 March 2024 which were not audited. Conclusions relating to golng concern I n auditing the f inancial statements, we have concluded that the trustees, use of the going concern basis of accounting in the preparation of the f inanclal statements is appropriate. Page 29

Based on the work we have performed, we have not identifled any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the entity's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report. Other information The other information comprises the informatlon included In the annual report other than the financial statements and our auditor's report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financlal statements does not cover the other information and, except to the extent otherwise expllcStly stated in our report, we do not express anv form of assurance conclusion thereon. Our responslbility IS to read the other information and, in doing so, consider whether the other information is materially inconsistent wlth the financial statements or ou r knowledge obtained in the cou rse of the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves, If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard, Oplnions on other matters prescrlbed by the Companie5 Act 2006 In our opinion, based on the work undertaken in the course of the audit: the information given in the trustees, report, which includes the directors, report prepared for company law purposes, for the financial year for which the financlal statements are prepared is consistent with the fina ncial statements; and the dlrectors, report included within the trustees, report has been prepared in accordance with applicable legal requirements. Matters on which we are requlred to report by exception In the light of the knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material mSsStatements in the trustees, report. We have nothing to report in respect of the following matters in relation to which the Companles Act 2006 requires us to report to you if, in our opinion: adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not vislted by us; or the financial statements are not in agreement with the accounting records and returns,. or certain disclosures of trustees, remuneration specified by law are not made,. or Page 30

we have not recelved all the information and explanations we require for our audit Respon5ibillties of trustee5 As explalned more fully in the trustees, responsibilities statement set out on page 27 the trustees Iwho are also the dlrectors of the charitable company for the purposes of company lawl are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of flnancial statements that are free from material misstatement, whether due to fraud or error. I n preparing the financial statements, the trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so. Auditor's responsibilities for the audit of the financial statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are f ree from material misstatement, whether dLFe to f raud or error, and to issue an auditor's report that Includes our opinlon. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAS IUKI will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they cou Id reasonably be expected to influence the economic declsions of users taken on the basis of these financial statements. The extent to which our procedures are capable of detecting irregularities, including fraud Is detailed below: Audit procedures undertaken in response to the potential risks relating to irregularities Iwhich include fraud and non-compliance with laws and regulations} comprised of.. enquiries of management and those charged with governance as to whether the entity complies with such laws and regulations; enquiries with the same concerning any actual or potentlal litigation or claims; Inspection of relevant legal correspondence; review of board minutes; testing the appropriateness of entries in the nominal ledger, including journal entries,. reviewing transactions around the end of the reporting period; and the performance of analytical procedures to identify unexpected movements in account balances which may be indicative of fraud. No instances of material non-compliance were identified. However, the likelihood of detecting Irregularities including fraud, is limited by the Inherent difficulty in detecting irregularities, the effectiveness of the entity's controls, and the nature, timing and extent of the audit procedures performed. Irregularities that result from fraud mlght be inherently more difficult to detect than irregularities that result from error. As explained above, there is an unavoidable rlsk that material misstatements may not be detected, even though the audit has been planned and performed In accordance with ISAS IUKI. Page 31

A further description of our responsibilities is located on the Financial Reporting Council's website at: httPS:l/www.f rc.org.uk/auditorsresponsibilities. Thi5 description forms part of our auditor's report. Use of our report This report is made solely to the charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them In an auditor's report and for no other purpose. To the fu Ilest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company's members as a body, for our audit work, for this report, or for the opinions we have formed. Tlmothy Sullivan FCA {Senior Statutory Auditor) For and on behalf of Field Sullivan Llmited, Statutory Auditor 9 Hare & Billet Road Blackheath SE3 ORB Date..... Page 32

Indoamerlcan Refugee and Mlgrant Organ153tlon known as IRMO Statement of Flnanclal Actlvltles For The Year Ended 31 March 2025 Ilncludlng Intome and Expendlture Account and Statement of Total Rècognlsed Galns and Losses) Unrestrl¢ted Restrtcted funds funds 2025 2025 Total funds 2025 Unrestrltted Restrlrted lunds funds 2024 2024 Total funds 2024 Note Income: Grants. donations and legacle5 84,224 13,882 4.444 917,183 1,QOI,407 S4,216 68,098 4,444 77,896 21,927 4,256 720.066 797,962 21,927 4,256 Investment Income Total Income 102,550 971,399 1,073,949 104,079 720,066 824.145 Expendllure: Expendlture on charitable 3cti¥ltles 87,639 887,013 974,652 126,322 716,832 843.154 Total expendlture 87,639 887,013 974.652 126,322 716,832 843,154 Net Income / lexpendltvrel Ind net movement In funds foithe year 14.911 84,386 99,297 122,2431 3.234 119,0091 Reconclllotlon ol lunds Total fijnds brought fotwJrd 441,524 108,547 550,071 463,767 105.313 569,080 Total corrled forward 17 456,435 192,933 649,368 441.524 108,547 550,071 All ofthe charlty's actlvlrle5 derlve from contlnulng operatlons durlng the above two perlods. The funds breakdown for 20251$ shown ID note 18. The notes on pages 36 to 49 form an integral part of theseflnanclal statements. Pau8 33

Indoamerican Refugee and Migrant Organisation known as IRMO {Reglstration number: 03931483) Balance Sheet as at 31 March 2025 2025 2024 Notes Flxed Assets Tangible asset5 12 115,433 115,433 135,423 135,423 Total Fixed Assets Current Assets Debtors Cash at bank and in hand 13 14 73,304 556,133 629,437 142,938 400,875 543,813 Total Current Assets Creditors Amount falling due within one year 15 195,5021 (129.1651 Net Current Assets 533,935 414,648 Net Assets 649,368 550,071 Funds of the charlty: Unrestricted funds General Unrestricted funds - Designated Restricted funds 236,002 220,433 192,933 201,101 240,423 108,547 Total funds 17 649,368 550,071 The financial statement5 on pages 33 to 49 were approved by the trustees, and authorlsed for Issue on 5th November 2025 and signed on thelr behalf by: Luclla Granada Chair and Trustee Lucas Olmos Woodward Treasurer and Trustee The notes on pages 36 to 49 form an Integral part of these financial statements. Page 34

Indoamerican Refugee and Migrant Organisation known as IRMO Statement of Cash Flows for the year ended 31 March 2025 2025 2024 Notes Cash flows from operatlng actlvltles: Net cash expenditure 99,297 119,0091 Adjustments to cash flows from non-cash Items Depreciatlon Investment income 21,490 14,4441 116,343 21,723 14,2561 11,5421 Working capital adjustments Ilncreasel l Decrease in debtors Increase l {Decreasel in creditors Increase l {Decreasel in deferred income 13 15 69,634 1123,2051 161,3841 59,615 27,721 155,0241 Net cash flows from operating actlvitie5 152,314 1120,1561 Cash flows from investing actlvltles: Interest receivable and similar income Purchase of tangible fixed assets Net cash flows from investing activities 4,444 11,sooi 2,944 4.256 11,1991 3,057 12 Net Idecreasel I Increase In cash and cash equlvalents 155,258 1117,0991 Cash and cash equivalents at the beginning of the reporting period 400,875 517,974 Cash and cash equlvalents at the end of the reportlng perlod 556,133 400,875 All of the cash flow5 are derived from continuing operations during the above two periods. The notes on pages 36 to 49 form an integral part of these financial statements. Page 35

Indoamerlcan Refugee and Mlgrant Or8anisatlon known as IRMO Notes to the Flnanclal Statements for the Year Ended 31 March 2025 I Charity Status The charity is limited by guarantee, incorporated in England & Wales, and consequently does not have share capital. Each of the trustees is liable to contrlbute an amount not exceedlng £1 towards the assets of the charity in the event of liquldation. The address of its reglstered office is.. Unlt 8 Warwlck House. Overton Road. London SW9 7JP These financial statements were authorlsed for Issue by the trustees on 5th November 2025. 2 Accountlng Pollcles Summary of slgnlficant accountlng pollcles and key accountlng estlmates The principal accounting policies applied in the preparation of these ftnancial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated. Statement of compllance The financial statements have been prepared In accordance with Accounting and Reporting by Charities.. Statement of Recommended Practlce applicable to charities preparing theii accounts in accordance with the FSnanclal Repoiting Standard applicable in the UK and Republic of Ireland IFRS 1021 leffective I lanuaiy 20191- Icharltles SORP IFRS 1021 Second edition October 20191, the Financial Reporting Standard appllcable In the UK and Republic of Ireland IFRS 1021. They also comply with the Companies Act 2006 and Charltles Act 2011. Basis of preparatlon Indoamerican Refugee and Mlgrant Organisation meets the definition of a public benefit entity under FRS 102. Assets and Ilablllties are Initially recognised at historical cost or transaction value unless otherwlse stated Sn the relevant accoLtnting policy notes. Golng concern The trustees consider that there are no material uncertaintles about the charity's abillty to continue as a golng concern nor any significant areas of uncertainty that affect the carrying value of assets held by the charlty. Judgements and key sources of estirnatlon uncertalnty In the application of the charlty's actountlng pollcies, the trustees are required to make judgements. estlmates and assumptions about the carrylng amount of assets and liabilities that are not readily apparent from other sources. The estlmates and associated assumptions are based on historical experience and other factols that are consldered to be relevant. Actual result5 may differ from these estimates. The estlmates and underlying assumptions are revSewed on an ongolng basis. Revlslons to accountlng estlmates are recognised in the periods in which the estimate is revised where revislons affects only that period, or in the period of the revision and future periods where the revlslons affect both current and future periods. Income and endowments All Income is recognised once the charlty has entltlement to the income, it is probable that the Income w511 be received and the amount of the income receivable can be measured reliably. Donations and legacles Donations are recognised when the charlty has been notifted In wrltlng of both the amount and settlement date. In the event that a donatlon Is subject to conditlons that require a level of performance by the charity before the eharity Is entltled to the funds, the income is deferred and not recognised until either those condStions are fully met, or the fulfllment of those condltions is wholly within the control of the Charity and it is probable that these conditlons will be fulfilled in the reporting period. Page 36

Indoamerlcan Refugee and Migrant Organisation known as IRMO Notes to the Flnanclal Statements for the Year Ended 31 March 2025 Grants recelvable Grants are recognlsed when the charity has an entitlement to the funds and any conditions linked to the grants have been met. Where performance conditlons are attached to the grant and are yet to be met, the income is recognised as a liability and included on the balance sheet as deferred income to be released. Deferred income Deferred income represents amounts received for future period5 and is released to incomlng resources In the period for whlch, it has been received. Such Income Is only deferred when.. The donor specifies that the grant or donation musl only be used In future accountlng perlods. or The donor has imposed tondition5 which must be met before the charlty has unconditional entitlement. Investment Income Interest income, including income arlsing from flnance leases and other financlal Instruments, Ss recognlsed using the effective interest method. Expendlture All expendlture Is recognlsed once there Is a legal or constructlve obllgatlon to that expenditure, It Is probable settlement Is required and the amount can be measured rellably. All costs are allocated to the applicable expendlture headlng thal aggregdtes similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basls consistent with the use of resources, wlth central staff costs allocated on the basis of time spent, and depreclation charges allocated on the portion of the asset'5 use. Other support costs are allocated based on the soread of staff costs. Charltable actlvltles Charitable expendlture comprises those costs incurred by the charlty In the dellvery of Its activities and services for its beneficiaries. It Includes both cost5 that can be allocated directly to such activities and those costs of an Indlrect nattjre necessary to support them. Support costs Support costs include central functions and have been allocated to activity cost categorles on a basis consistent with the use of resources, for example, allocating property costs by floor areas, or per capita, staff costs by the time spent and other costs by thelr usage. Governance costs These include the costs attrlbutable to the charity's compliance wlth constltutional and statutory requirements, Includlng audlt, strategic management and trustees meetlngs and reimbursed expenses. Taxatlon The Charity is considered to pass the tests set out in Paragraph i Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordlngly, the charity is potentially exempt from taxation in respect of income or capital gains received wlthin categorles covered by Chapter 3 Part li of the Corporation Tax Act 2010 of Section 256 of the Taxation of Chargeable Gains Att 1992, to the extent that such income or galns are applled exclusively to charltable purposes. Tanglble flxed assets Individual fixed assets costing £500.00 or more are initially recorded at cost. Depreclatlon and amortisation Depreciation Is provlded on tanglble fixed assets 50 as to write off the cost or valuatlon, less any estimated resldual value, over thelr expetted useful economlc life as follows.. Asset class Office equipment Refurbishment Depreclatlon method and rate 20% straight line method IO% stralght line method Page 37

Indoamerlcan Refugee and Mlgrant Organlsatlon known as IRMO Notes to the Flnanclal Statements for the Year Ended 31 March 2025 Trade debtors Trade debtors are amounts due from customers for merchandI5e sold or servlces performed in the ordinary course of buslness. Trade deljtors are recognlsed Initlally at the tr3n53ction price. They are subsequently measured at amortised cost using the effective Interest method, less provision for Impairment. A provision for the impairment of trade debtors is establlshed when there is objective evidence that the charity will not be able to collect all amounts dve accordlng to the orlElnal terms of the receivables. Cash and cash equivalents Cash and cash equivalent5 comprise cash on hand and call deposits, and other short-term highly Ilquld Investments that are readily convertible to a known amount of cash and are subject to an Insignificant risk of change in value. Trade ¢redltors Trade creditois are obllgations to pay for goods or servlces that have been acqulred in the ordinary course of business from suppliers. Accounts payable are Classified as current Ilabllltles If the charity does not have an ut)conditlonal right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If'there Is an unconditional right to defer settlement for at least twelve nionths after the reporting date, they are presented as non-current liabilities. Trade creditors are recognised initially at the transactlon prlce and subsequently measured at amortised cost usln the effectlve Interest method. BorrowinES Interest-bearing borrowings are inltlally recorded at fair value, net of tlansaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemptlon being recognised as a charge to the Statement of Financial Actlvities over the period of the relevant borrow1n￿. Interest expense Is recogni5ed on the basls of the effective interest meihod and Is Intluded in interest payable and similar charges. Borrowings are classified as current Ilablllties unless the charity has an uncondltlonal right to defer settlement of the Ilablllty for at least twelve months after the reporting date. Fund structure Unrestricted income funds are general funds that are available for use at the trustees discretion In furtherance of the objectives of the charity. Designated funds are unrestrlcted funds set aside for speclflc purposes at the discretion of the trustees. Restricted Sncome funds are those donated for use In a particular area or for specific purposes. the use of which is restricted to that area or purpose. Penslons and other post retlrement obllgatlons The charlty operate5 a deflned contribution penslon scheme which is a pension plan under which fixed contributlons are paid into a pension fund and the charity has no legal or constructive obligation to pay further contrib(JtSons even if the fund does not hold sufficSent assets to pay all employees the beneflts relatlng to employee service in the turrent and prior periods. Contributions to deflned contribution plans are recognlsed In the Statement of Financlal Activities when they are due. If contrlbutlon payments exceed the contrlbutlon due for servlce, the excess is recognlsed as a prepayment. Page 38

Indoamerlcan Refugee and Mlgrant Organisation known as IRMO Notes to the Financlal Statements for the Year Ended 31 March 2025 Flnanclal Instruments Recognltlon ondmeosurement All flnancial assets and liablllties are initlally measured at transactlon price lincluding transaction costs), excepi for those financial assets classifled as at fair value through profit or loss, whlch are inltially measured at falr value (which Is normally the transaction price excludlng transactlon costs), unless the arrangement constitutes a flnanclng transaction. If an arrangement constitutes a financing transactlon, the financlal asset or financial liabillty is measured at the present value of the future payments discounted at a market rate of interest for a similar debt Instrument. Financlal assets and liabilitles are only offset in the statement of financial position when, and only when there exists legally enforceable rlght to set off the recognlsed amounts and the charity Intends either to settle on a net basis, or to realise the a55et and settle the liability slmultanoouslv. Flnanclal assets are derecognised when and only when al the contractual right5 to the cash flows from the financial asset expire or are settled, bl the charity transfers to another party substantially all of the risks and rewards of ownership of the financlal asset, or cl the charlty, desplte havlng retalned some, but not all, slgnificant risks and rewards of ownership, has transferred control of the asset to another partv. Financial liabilities are derecognised only when the obligation specified in the contract Is dlscharged, cancelled or explres. Page 39

Indoamerlcan Refugee and Migrant Organisatio known as IRMO Notes to the Flnanclal Statements for the Year Ended 31 March 2025 3 Income from graThts, donatlons and legacle5 Unrestrlcted Restrlcted funds lund$ 2025 2024 Donatlons and legaeles Donatlons Irorn Indlvidu31s 1.724 1.724 2,176 Grants Greater London Authorlty London Leg31 Support Trust Guy'5 & St Thom35 Foundatlon Lambeth Council The City Bridge Foundation Access To Iusiice Foundatioft P3ul Hamlyn Foundation Southwark Councll The Baring Found3tion Ch3rities Aid Foundation Keystone Fynd 88C Chlldren in Need AB Charitable Trust Unlted St Saviour's Charlty The Natlonal Lottery Communlty Fund Home Office Sam and Bella Sebba Charltable Foundailon Advlce UK The Brltlsh Instltute for Human Rlghts Lloyds Bank Foundatlon for England & Wales The Hospltal Saturday Fund Aston Unlverslly Walcot Foundatlon G3Tfield Weston Foundatlon London Catalyst People's Partnershlp Peter Minet TTUSt The Ironmon8efs' Companv PowerTo Change Cornerstone Fund 102,171 100,000 99,294 107,968 82.625 83.358 82,190 63.577 54,000 102,171 loo,000 99,294 107,968 82.625 83,358 82,1 63,577 54,0 50,0 38,580 29,(tK) 25,(0) 20,781 19,979 17.5CO 12.5CM) 111,363 75,r￿a 49,251 49.976 87,850 60,271 83,718 8,330 S0,CMX> 38,580 4.000 25,000 20.781 19.979 17.500 12.500 19,138 25,(QO 13,195 107,344 25,C¥XS 2,500 2,5CK> 25,￿0 2,000 1.660 1,660 24,193 15,ffl0 13,632 12,225 5,th0 5,WO 1,200 797,962 84,224 917,183 1.(K)1,407 4 Income Irom Charliable actlvltles Unrestrlcted Restrltted fund5 funds 2025 2024 Greater Londen Authodty Lambelh Councll Other se1￿ceS 31.284 22.932 31,284 22,932 13,882 68,098 13,882 13,882 21,927 21,927 54,216 5 Investment Income Unrestrl£ted Restrl£ted funds funds 2025 1024 Inteiest rÈcÈivable and similar intome.. Interest recelvable on bank dep051ts 4.444 4,444 4.256 Paga 40

Indoamerican Refugee and Mlgrant Organisatlon known as IRMO Notes to the Flnancial Statements for the Year Ended 31 March 2025 6 Expenditure on charitable actlvltles Total 2024 Total 2023 Note Fundraising Activities and project cost Volunteer expenses Staff costs Support costs 27,374 184,174 3,538 651,735 107,831 974.652 23,790 151,635 3,266 559,322 105,141 843,154 io Within the expenditure above, there are support costs of £107,83112024- £105,141) which relate dlrectly to charitable activities. See note 7 for further details. 7 Support costs 2025 2024 staff wellbeing Rent and rates Insurance General maintenance 2,372 8,729 I,ooi 3.706 7.419 8,104 2,302 2,822 6,733 4,920 603 37,389 241 21,490 107,831 9,357 4,748 1,454 2,901 8,530 7,161 2,407 2,961 13,809 2,688 515 26,648 239 21,723 105,141 Computer software and maintenance Printing, postage and stationery Membership Sundries Audit / Independent examination Bookkeeping and payroll Legal and professional Bank charges Depreciation Page 41

Indoameriean Refugee and Migrant Organisatlon known as IRMO Notes to the Flnanclal Statements for the Year Ended 31 March 2025 8 Net incoming l outgolng resources 2025 2024 Net loutgoingllincomlng resources for the year Include.. Depreciation Audlt I Independent examination 21,490 4.920 21,723 2,688 9 Trvstees remuneratlon and expenses During the year the charity made the following transacllons wlth trustees.. Celia Gardiner £39712024.. £4741 of expenses were reimbursed to Celia Gardiner during the year. No trustees, nor any persons connected with thern, have receSved any remuneratlon or other benefits from the charity durlng the year. One trustee recelved reimbursement of £397 of expenses during the year12024: one trustee,. £4741. 10 Staff costs The a88re8ate payioll costs were as follows.. 2025 2024 Wages and Salarles Soclal securlty costs Pension costs 584,479 47,793 19,463 651,735 508,589 40,180 10,553 559,322 The monthly average number of persons Ilneluding senior management I leadershlp team) employed by the charity durlng the year expressed as full tlme equlvalents was as follows: 2025 Numbey 2024 Number Charitable activities 17 15 The number of ernployees whose total emoluments lexcluding employer penslon costsl amounted to over £60,000 In the year was as follows.. 2025 Number 2024 Number £60,001 to £70,000 The total employee benefits of the key management personnel of the charity were £92,237 12024 £61,890). 11 Taxatlon The charity Is a registered charity and is therefore exempt from taxation. Page 42

Indoamerican Refugee and Migrant Organisation known as IRMO Notes to the Financlal Statements for the Year Ended 31 March 2025 12 Tangible fixed assets Furnlture and equlpment Other tanglble flxed assets Total Cost As at 1st April 2024 Additions Disposals As at 31st March 2025 19,590 1,500 11,9561 19,134 179,854 199,444 1,500 11,9561 198,988 179,854 Depreclation As at 1st April 2024 Charge for the year Disposals As at 31st March 2025 14,818 3,505 11,9561 16,367 49,203 17,985 64,021 21,490 11,9561 83,555 67,188 Net book value As at 31st March 2025 2,767 112,666 115,433 As at 31st March 2024 4,772 130,651 135,423 13 Debtors 2025 2024 Trade debtors Prepayments Accrued income 35,833 5,878 31,593 73,304 10,989 3,944 128,005 142,938 14 Cash and cash equlvalents 2025 2024 Cash at bank 556,133 400,875 Page 43

Indoamerlc3n Refugee and Mlgrant Organisatlon known as IRMO Notes to the Flnancial Statements for the Year Ended 31 March 2025 15 Credltors: amounts falllng due wlthln one year 2025 2024 Trade creditors Other creditors Accruals Deferred income 34,282 3.486 18,013 39,721 95,502 96,228 2,231 18,706 12.000 129,165 2025 2024 Deferred income at l April 2024 Resources deferred in the period Amounts released from previous periods 12,000 39,721 112,0001 39,721 67,024 12,000 167,0241 12,000 16 Pension and other schemes- deflned contrlbutlon penslon scheme The charity operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the charity to the scheme and amounted to £19,463 12024 - £10,553). Page 44

Indoamerlcan Refugee and Mlgrant Organlsatlon known as IRMO Notes to the Financial Statements for the Year Ended 31 March 2025 17 Fund$ Balance Funds asal Incomlng Resources asat 1.4.2024 resources expended Transfers 31.3.2025 General General funds 201,101 102,550 187,6391 19,990 236,(X)2 Deslgnated Capacity fund Development fund Ab5ence5 fund Capltal reserve 60,000 30,000 15,000 135,423 240,423 60,(Th) 30,LKW) 1S,LYY) 115,433 220,433 0 119,9901 0 119.9901 Total unreslrlcled funds 441,S24 102,550 187,6391 456,435 Restil¢ted funds GLA New Deal Foryoung Peoplo Building Young Brlxton IBYBI Lambeth- Latln Amerlcan Youth Forum Thrlve lrnproving Outcornes Through Legal Support Propel CLAUK StratÈ8y 2023-24 Chlldren In need- Famlly Prolect 2023-26 Partners for Health Advice In Community Settlngs 2023-24 Access io Health IWei8ht Manègemenrl Supportlng Latin Amer1cans In 5outhwark Common Purpose Bulld Your Future IBYFI Advlce Servlces for Lambeth Resldents Immlgr3tlon SeNice Revlew vla Advlce UK Lambeth Adult Learning Imultlplvl Access to Health (Outreach in South Londonl Advlce In Communltysettlnes 2024-25 Access to Health IChag8s Awarenesss and Testing) (Southwark Councill 12,362 12,357 3,004 44,$49 1,910 23.784 1,758 S69 4,956 3.298 28.731 141,0931 20.781 133,1381 1S,(M)O 18,0001 82.190 189,3011 83.358 18S,2681 182.62S 1191,2851 12.247 114,0051 38.580 131,S741 14,9561 13,2981 12.(M)0 112,0001 25.(M)0 123.4481 6.S77 16,5771 31,284 131,2841 36.375 135,5761 12.500 19,6161 5.000 Is,oNx)I 5,000 Is,ooK)I 73,440 165,3571 10,(J)4 37,438 15,124 7,575 1.552 799 2.884 8.083 40,OOQ 120,4691 19,531 London Communities Human Rlghts Prograrnrne 54.000 135,8131 22.932 122.9321 67,555 123,0441 18.187 Lèmbeth Adult Learning IESOLI CLAUK Development 2024-27 Access to Healih ICha8ès Awarenesss ènd Testinal (The Hospit31 Saiurday Fund) Access to Health IVac£1nation Awarenes$1 e-vlsa Support Access to Healih (Cancer ScreenlneAwarenesssl Imml8ratlon Servlce Review vla RAMFEI CLAUK Development 2025 Employment Progf8mme for Lamberh Resldents Solldèrlty Fund Access to Health Isafe Step5 London) 44,511 2.000 12.cml 5,000 12,3891 19,979 119,9791 19.492 19,2671 17.500 18,7511 1,660 30,000 130.OCM)I 4,000 16,593 116,5931 971,399 1887,0131 2,611 10,22S 8,749 1,660 4.0(KJ 108,547 192,933 Total funds 550,071 1,073,949 1974,6521 649,368 Page 45

Indoamerlcan Refugee and Migrant Organisation known as IRMO Notes to the Financial Statements for the Year Ended 31 March 2025 17 Fund5- prior year Balance Funds asat Incomlng Resources asat 1.4.2023 resources expended Transfers 31.3.2024 General General funds 217,820 104,079 1126,3221 5,524 201,101 Deslgnated Capacity fund Development fund Absences fund Capital reserve 60,000 30,000 60.000 30.000 15,000 13S.423 240,423 15,000 120,5241 IS,5241 155,947 245,947 Total unrestrl¢ted funds 463,767 104,079 1126,3221 441,524 Restrlcted funds English for All GLA New Deal For Young People Children in Need- Family Prolect 2022-23 Parents Associat(on Bulldlng Young Brixton IBYBI Bounce8aek CLAUK Strategy 2022-23 Health and Wellbeing Amb3S5ador Expanslon Southwark Public Health Cancer Grant Lambeth Peer Action Collective Advice In Coynmunlty Settlngs 2022- 23 Supporting Latin Americans in Southwark Ironmongers- Family Project Lambeth- LatSn American Youth Forum People's Partnershlp- CSCS Card Courses Common Purpose Thrive Improvlng Outcomes Through Legal Support Propel CLAUK Strategy 2023-24 CLAUK Voter ID Neighbourhood Wellbelng Delivery Alliance Children in need- Farnily Project 2023-26 Partners for Health Health Promotlon Dlsease Prevention Cost of living. Lambeth Community Organisations Cost of Llvlng Advice in Community Settings 2023-24 1,781 2,938 12,386 2,625 11.962 3,589 24,377 9,260 7,452 1,901 21,193 5,849 34.080 135,8611 36,484 127,0601 112,3861 12,6251 40,959 140,5641 24.193 127.7821 124,3771 12,512 121,7721 17,4521 11.9011 0 121,1931 13,195 119,Q441 s,000 15,0001 IS,000 111,9961 12,225 112,2251 6,330 16,3301 83,718 139,1691 60,371 158,4611 128,250 1104,4661 36,739 134,9811 40,879 140,8791 14,976 114,9761 19,138 118,5691 13,632 18,6761 2.000 12,0001 20.000 120,0001 66,385 166,3851 34,000 130,7021 105,313 720,066 1716,8321 12,362 12,357 3,004 44,549 1,910 23,784 1,758 569 4,956 3,298 108,547 Total funds 569,080 824,145 1843,1541 550,071 Page 46

Indoamerican Refugee and Migrant Organisation known as IRMO Notes to the Flnanclal Statements fo¥ the Year Ended 31 March 2025 The speclflc purposes for which the funds are to be applled are as follows: GLA New Deal for Young People: delivering a capaclty support programme for youth people, Including development and promotion of the new Mentoring Confidence Framework and expanding quality mentoring for young people aged 10 to 24 with the greotest need. Bulldlng Young Brlxton.. Building Young Brixton IBYBI is a Lambeth based partnership of 8 local youth, communlty and educatlon speciallsts, working together to provide a multlfaceted service for young people affected by soclal and flnanclal disadvantages, risk of exclusion and gang involvement across Brlxton Town Centre Wards Lambeth - Latin American Youth Forum: IRMO'S youth-led group for migrant, asylum seeking and refugee young people aged 13-19 where activities are offered in a trilingual space Ispanlsh, Portuguese and English). LAYF ensures that everyone can feel safe and supported to overcome barriers and find thelr feet In the UK. Thrlve: achievlng equal acce55 to education for Latin American migrant chlldren Improvlng Outcornes Through Legal Support.. improve access to early social welfare and family support and advlce, to enable users to resolve these problems as early as possible and avoid the need for covrt or tribunal proceedings Propel: the purpose of the grant is to implement a workforce development programme to train new advisors and upskill existing staff, consisting of.. An apprenticeship programme to train a new cohort of advisors from the communities,. a development programme and holistic support provision for existing staff at all levels, advisors, manaRers and leaders. CLAUK Strategy 2023.24.. The Coalition of Latln Americans in the UK ICLAUKI with a strategic planning process to determine the next five years. Children In need - Famlly Prole¢t 2023-26: Engllsh classes, homework clubs, family support and trlps for refugees and migrantsi primarily from Latin Amerlca Partners for Health: supporting people to access health services and improve the practlce of health servlces, making them more acces5Ible to migrants, asylum seekers, refugee5 and BAME communities Advlce In Community Settings 2023-24: working in partnership wlth The Baytree Centre and HIEh Tree5 to provide high quallty, free and Independent advice in communlty settings across South London to those experlenclngl or at risk of, flnanclal hardshlp. Access to Health Iwelght Management): Improving health equity by supporting the delivery of a pilot welght management service for Latin Amerlcan in Southwark. Supportlng Latln Amerlcans In Southwark: Combining education, training, and employment wlth advlce and emergency support to level the playing field for Latin Americans in Southwark. Common Purpose: Partnering with the Latin American Women's Rights Servlce to enhance the wellbeing and engagement of the Latin American community in Southwark through improved acce55 to services and opportunities. Bulld Your Future IBYFI: a partnership of Lambeth-based voluntary and community sector organisations offering employment support to young people living in Lambeth and Southwark. Advlce Servlces for Lambeth Resldents: Provlding information, generalist and specialist advice to Lambeth residents to help them address soclal welfare, hotjsing and Immigration issues. Page 47

Indoamerlcan Refugee and Mlgrant Organlsation known as IRMO Notes to the Financial Statements for the Year Ended 31 March 2025 The speclfic purposes for which the funds are to be applied are as follows: Immlgratlon Service Review via Advice UK: Develop an income generation plan for the Immigration service, includlng a review of immigration fees to improve cost recovery and contribute to the service's sustainablllty. Lambeth Adult Learnlng Imultlplyl: Providing numeracy tralning for adults. Access to Health Ioutreach in South London),. Improving health equity ihrough outreath and workshops for Latin American and other Spanish and Portuguese-speaklng communities in South London. Advlce In Communlty Settlngs 2024-25: Partnering with The Baytree Centre and High Trees to provide high-quallty, free and independent advice In communlty settlngs across South London for those at risk of financial hardship. Access to Health (Chagas Awareness and Testing} (Southwark Counclll: Improvlng health equity by delivering a Chagas disease awareness campaign and testlng among Latln American and other Spanlsh and Portuguese-speaking residents In Southwark. London Communitles Human Rights Programme.. Developlng and embedding human Tights-based approaches across IRMO'S work, strengthenlng organlsatlonal policies, practices and advocacy to protect and empower the Latin American community in London. Lambeth Adult Learnlng IESOLI: Providing Structured ESOL classes for adults. CLAUK Development 2024.27: Implementing a five-year strategic plan for The Coalltion of Latln American5 in the UK ICLAUKI. Access to Health (Chagas Awareness and Testlngl IThe Hospltal Saturday Fund): Improving health equlty bv delSvering a Chagès dlsease awareness campaign and testing among Latin American and other Spanish and Portuguese-speaking residents In Soltthwark. Access to Health IVa¢¢lnatlon Awareness): Improvlng health equity by promoting child health and Immunlsatlon awareness within the Latln Amerlcan tommunlty in Lambeth. e-vlsa Support: Providing end-to-end support to Latin Amerlcan and other Spanish and Portuguese-speaklng migrants and refugees in London to help them transition to the UK'S evlsa system. Acces5 to Health (Cancer Screenlng Awareness),. Improvlng health equity by increaslng cancer screenlng awarene55 and uptake among Latin American and other Spanish and Portuguese-speaking residents in Lambeth and Southwark. Immlgratlon SeNlce Revlew vla RAMFEL: Develop an Income generation plan for the immlgration service, including revlew of immigration fees to Improve cost recovery and contribute to the seNice's sustalnabillty. CLAUK Collaboratlon wlih Aston Unlverslty: Supporting migrant civic engagement by co-developlng educational materials and training to promote participation In publlc1Sfe and public sector role5, and contributing to UK-wlde collaboratlon through conferences and knowledge sharing. Employment P¢ogramme for Lambeth Resldents: Provlding tailored employability support, English classes and skills development to Latin Americans and other Spanish and Portuguese-speaking migrants and refugees. Solldarity Fund.. Responding to additional needs derlvlng from wldespread violence across the UK in August 2024. Access to Health (Safe Steps London): Improvlng health equity by supporting access to sexual health services for Black African, 81ack Caribbean, Lètin AmerScan and other communitles aeross Lambeth, Southwark and Lewlsham. Page 48

Indoamerlcan Refugee and Migrant Organlsatlon known as IRMO Notes to the Flnancial Statements for the Year Ended 31 March 2025 The purposes of the designated funds are as follows: Capltal Reserve- Funds tled up in flxed assets and which cannot be made available to cover more immediate needs of Capaclty Fund -To contrlbute towards the sustainabilitvs consolidation and expansion of our core capaclty over the next three financbal years, In Ilne wlth our Businèss Plan. Development fund- To be used flexibly in line with our charitable objectlves, for example, to cover unexpected costs In the case of emergency, to respond to an emerging need, or to progress our 8tJsine55 Plan. Absences fund To provlde cover in the event of exceptional long-term sickness and to support POS5ible improvements in maternity beneflts. Transfer from Capltal Reserve Ito General Funds) £19,990 to match reductlon in Fixed Assets value on the Balance Sheet. 18 Analysls of net assets between funds General fund Deslgnated Restricted Total funds funds funds at 31.3.25 Tangible fixed assets Current assets Current liabllltles Total net assets 115,433 216,071 195,5021 236,002 115,433 629,437 195,5021 649,368 220,433 192,933 220,433 192,933 General Designated Restrlcted Total funds fund funds funds at 31.3.24 Tangible flxed a55ets Current assets Credltors falling due withln one year 135,423 194,843 1129,1651 201,101 135,423 108,547 543,813 0 1129,1651 108,547 550,071 240,423 240.423 19 Operatlng leases Total commltments under operating leases were as follows- 2025 2024 For leases expiring.. Within one year Two to five years Over fSve years 569 3,415 53,378 56,793 61,590 62,159 Page 49