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2025-07-31-accounts

Trustees’ Annual Report (TAR)

For financial year ending 31 July 2025

This template is designed for a UK charity preparing a Trustees’ Annual Report alongside year-end accounts. Replace all highlighted guidance text with your charity’s information.

St Bede Home & School Association

Trustees’ Annual Report

For the year ended 31 July 2025

Charity number: 1080716

Contents

  1. Reference and administrative details

  2. Structure, governance and management

  3. Objectives and activities

  4. Achievements and performance

  5. Financial review

  6. Reserves policy

  7. Plans for future periods

  8. Statement of trustees’ responsibilities

1. Reference and Administrative Details

Charity name

St Bede Home & School Association

Charity registration number

1080716

Principal address

St Bede C of E Primary School Gordon Road Winchester SO23 7DD

Trustees during the year

The trustees of the association are the elected committee members serving during the financial year.

Bankers

Barclays Bank plc

2. Structure, Governance and Management

Governing document

St Bede Home & School Association is an unincorporated charitable association governed by its constitution, as amended at the Annual General Meeting held on 19 September 2012.

Trustee recruitment and appointment

Committee members and trustees are elected annually by members of the association at the Annual General Meeting in accordance with the constitution. The committee is made up primarily of parent volunteers, together with representatives from the school, who work together to support the school community through fundraising and community events.

Organisational structure

The charity is managed by a volunteer committee consisting of officers and committee members. Regular meetings are held throughout the year to plan events, monitor finances and agree expenditure in support of the school.

Risk management

The trustees have considered the major risks to which the charity is exposed and are satisfied that appropriate systems and procedures are in place to manage those risks and safeguard the charity’s assets.

3. Objectives and Activities

Charitable objectives

The objective of the association is to advance the education of pupils attending St Bede Church Of England Primary School by developing effective relationships between staff, parents and others associated with the school, and by engaging in activities or providing facilities and equipment which support the school and advance the education of the pupils.

Public benefit

The trustees confirm that they have complied with the duty under section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s public benefit guidance.

Activities undertaken

During the year, the association organised and supported a range of fundraising and community activities for pupils, families and the wider school community.

Fundraising activities included:

These activities helped strengthen the school community while raising funds to support the pupils and school.

4. Achievements and Performance

The association had another successful year of fundraising and community engagement.

Income taken during the year amounted to £30,323.39. The largest fundraising contributors included the Christmas Fayre, Summer Fayre, sponsorship activities and Christmas tree sales.

There was a total of £8,493.68 event expenses. Giving total profits of £21,829.71. Fundraising profits were generated from activities included:

The association continued to support the school through financial contributions towards educational resources, enrichment opportunities and wider school improvements.

During the year, donations and support provided to St Bede Church Of England Primary School totalled £16,320.96. Funding provided included:

5. Financial Review

Financial position

Total spend during the year was £25,531.14, comprising of:

£8,493.68 event expenses

£716.50 of committee/administrative expenses, which included:

The charity therefore recorded a net surplus for the year of £4,792.25, representing the difference between total income and total expenditure for the financial year.

At 31 July 2025, the charity held cash balances of £23,997.47.

Principal funding sources

The charity’s principal sources of funding were fundraising events, sponsorship, donations and community activities organised throughout the school year.

Investment policy

The charity does not currently hold any investments.

Going concern

The trustees consider that the charity remains a going concern and has sufficient reserves to continue its charitable activities for the foreseeable future.

6. Reserves Policy

The trustees aim to maintain unrestricted reserves of approximately £5,000 in order to provide financial stability, cover unforeseen expenditure and ensure the continuation of the association’s activities.

At 31 July 2025, unrestricted reserves exceeded this target level and the trustees are satisfied that the charity remains in a sound financial position.

During the year, the association’s income exceeded the threshold requiring independent examination for the first time. The trustees intend to formally appoint an independent examiner at the next Annual General Meeting in accordance with the constitution and Charity Commission requirements.

7. Plans for Future Periods

The association intends to continue organising community fundraising events and activities during the next financial year in order to strengthen the school community and provide continued financial support to the school.

Future priorities include:

8. Statement of Trustees’ Responsibilities

The trustees are responsible for preparing the Trustees’ Annual Report and financial statements in accordance with applicable law, the Charities Act 2011 and applicable accounting standards and regulations.

The trustees are responsible for keeping adequate accounting records and for safeguarding the assets of the charity and taking reasonable steps for the prevention and detection of fraud and other irregularities.

Independent Examiner

The trustees intend to appoint an independent examiner for the accounts in accordance with Charity Commission requirements.

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St Bede Home & School Association Profit -8261 -249.39 148.17 2830.01 4994 0 0 0 0 0 289.41 160 6 0 100 0 15.76 0 32.96
Registered Charity No. 1080716 Income 0 0 167.05 2930 7892.37 0 0 0 0 0 289.41 160 6 0 100 0 15.76 0 11,560.59
1st August 2024 - 31st December 2025 Outgoing -8261 -249.39 -18.88 -99.99 -2898.37 0 0 0 0 0 0 0 0 0 0 0 0 0 (11,527.63)
date Payee description Type St Bede Committee Cafe Xmas Trees Xmas Fayre Xmas cards & gifts Summer Fayre Leavers Disco Ice Lollies Teddy Bede Recycling Sponsorship Quiz Fireworks ASDA cashpot easyfundraising Direct Donations Total
16/9 teddy bede sale sumup 186.64 186.64
23/9 Nicola D sumup 60 60.00
24/9 sumup 1 1.00
27/9 sumup 4 4.00
30/9 sumup 2 2.00
4/10 sumup 4 4.00
7/10 sumup 4 4.00
18/10 J Wood bacs 30 30.00
18/10 sumup 50 50.00
21/10 bags2school bacs 160 160.00
22/10 sumup 270 270.00
22/10 sumup 580 580.00
24/10 sumup 120 120.00
25/10 cafe/teddy bede/xmas trees sumup 167.05 270 71.27 508.32
29/10 sumup 90 90.00
29/10 sumup 390 390.00
30/10 L Cantelo shortfall bacs 10 10.00
30/10 sumup 120 120.00
31/10 sumup 470 470.00
1/11 sumup 260 260.00
5/11 Caz B bacs 6 6.00
5/11 sumup 70 70.00
6/11 sumup 90 90.00
12/11 sumup 12.5 12.50
12/11 easyfundraising bacs 15.76 15.76
14/11 sumup 6 6.00
19/11 sumup 172.07 172.07
20/11 sumup 132.72 132.72
21/11 sumup 127.73 127.73
22/11 sumup 91.44 91.44
26/11 Megan Lloyd Davi xmas tree bacs 50 50.00
26/11 sumup 88.41 88.41
27/11 sumup 90.45 90.45
28/11 sumup 152.37 152.37
29/11 sumup 147.48 147.48
2/12 L MacLachlan grotto bacs 5 5.00
2/12 sumup 1386.1 1,386.10
3/12 Caz B LO prosecco buy back bacs 20 20.00
6/12 Winchester Bonfir Ticket Sales bacs 100 100.00
12/12 skipping rope sumup 6 6.00
12/12 cash 5260.1 5,260.10
16/12 Winkworths Boards Adverts bacs 200 200.00
6/1 Caz B vinted sales bacs 10.5 10.50
Total Income 0 0 167.05 2930 7892.37 0 0 0 0 0 289.41 160 6 0 100 0 15.76 0 11,560.59
date Payee description Type St Bede Committee Cafe Xmas Trees Xmas Fayre Xmas cards & gifts Summer Fayre Leavers Disco Pop Up Shop (lollies/cakes) Teddy Bede Recycling Sponsorship Quiz Fireworks ASDA cashpot easyfundraising Direct Donations Total
1/10 Gemma A sarsen press - newletter prints bacs -40 (40.00)
7/10 St Bede/HCC £1k per year group chq 100261 -7000 (7,000.00)
7/10 Nicola D sarsen press - newsletters x35 paypal -138 (138.00)
11/10 Giles H WCC TENS licence paypal -21 (21.00)
22/10 Gemma A raffletickets4u - xmas raffle tic paypal -82.5 (82.50)
11/11 Caz B Harvest cups and bags paypal -18.88 (18.88)
28/11 float chq 200085 -1600 (1,600.00)
2/12 Caz B warning tape paypal -5.41 (5.41)
5/12 Alfreds Brewery Beer bacs -189.91 (189.91)
5/12 Amy W bacs -257.08 (257.08)
5/12 Mr J Chambers The Ridiculous Rhyme Show bacs -1260 (1,260.00)
9/12 Caz B Robert Dyas - tape and bags paypal -13.98 (13.98)
9/12 Gemma A crafts stall paypal -22.12 (22.12)
10/12 Nicola D ocado paypal -25.5 (25.50)
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St Bede Home & School Association Profit -8261 -249.39 148.17 2830.01 4994 0 0 0 0 0 289.41 160 6 0 100 0 15.76 0 32.96
Registered Charity No. 1080716 Income 0 0 167.05 2930 7892.37 0 0 0 0 0 289.41 160 6 0 100 0 15.76 0 11,560.59
1st August 2024 - 31st December 2025 Outgoing -8261 -249.39 -18.88 -99.99 -2898.37 0 0 0 0 0 0 0 0 0 0 0 0 0 (11,527.63)
date Payee description Type St Bede Committee Cafe Xmas Trees Xmas Fayre Xmas cards & gifts Summer Fayre Leavers Disco Ice Lollies Teddy Bede Recycling Sponsorship Quiz Fireworks ASDA cashpot easyfundraising Direct Donations Total
10/12 Nicola D ikea paypal -37.25 (37.25)
10/12 Nicola D dukes valley glasses paypal -71.39 (71.39)
10/12 Nicola D bookers paypal -254.74 (254.74)
10/12 Nicola D majestic paypal -373.88 (373.88)
11/12 St Bede HCC test payment (for sofa) bacs -1 (1.00)
11/12 Mirium G crafts stall bacs -15 (15.00)
13/12 Nicola D missing xmas tree paypal -49.99 (49.99)
13/12 Timothy S missing xmas tree bacs -50 (50.00)
Total Outgoings -8261 -249.39 -18.88 -99.99 -2898.37 0 0 0 0 0 0 0 0 0 0 0 0 0 (11,527.63)
date Payee description Type St Bede Committee Cafe Xmas Trees Xmas Fayre Personalised cards & gifts Summer Fayre Leavers Disco Pop Up Shop (lollies/cakes) Teddy Bede Recycling Sponsorship Quiz Fireworks ASDA cashpot easyfundraising Direct Donations Total
Profit -8261 -249.39 148.17 2830.01 4994 0 0 0 0 0 289.41 160 6 0 100 0 15.76 0 32.96
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St Bede Home & School Association Profit -1547.84 -348.31 0 -1804.8 0 350.77 0 0 498.84 0 7 0 -188.08 1581.56 0 93.57 17.66 4.87 (1,334.76)
Registered Charity No. 1080716 Income 0 0 0 0 0 350.77 0 0 537.09 0 7 0 104 3042.15 0 93.57 17.66 4.87 4,157.11
1st Jan 2025 - 20th April 2025 Outgoing -1547.84 -348.31 0 -1804.8 0 0 0 0 -38.25 0 0 0 -292.08 -1460.59 0 0 0 0 (5,491.87)
Donations (gifts, grants, gifts in kind, sponsorships which are not
Charitable Activities (sale of donated goods and services) Other Trading Activities (3rd party ticket sales, sponsorship in return of something) pure donations)
date Payee description Type St Bede Committee Cafe Xmas Trees Xmas Fayre Personalised cards & gifts Summer Fayre Leavers Disco Ice Lollies Teddy Bede Recycling Sponsorship Quiz Fireworks ASDA cashpot easyfundraising Direct Donations Total
14/1 sumup 5 5.00
15/1 sumup 165 165.00
16/1 sumup 90 90.00
17/1 sumup 80 80.00
21/1 sumup 75 75.00
22/1 sumup 117.09 117.09
23/1 sumup 5 5.00
0.00
11/2 easyfundraising bacs 17.66 17.66
12/2 MychildsArt personalised xmas cards & g bacs 350.77 350.77
20/2 Caz B Vinted sales bacs 7 7.00
25/2 multi sumup 366 366.00
26/2 sumup 146.25 146.25
27/2 sumup 117 117.00
28/2 sumup 117 117.00
3/3 quiz nigjht tickets sumup 93.57 93.57
4/3 quiz nigjht tickets sumup 438.74 438.74
6/3 quiz nigjht tickets sumup 43.83 43.83
7/3 quiz nigjht tickets sumup 341.22 341.22
10/3 quiz night bar takings sumup 1472.11 1,472.11
11/3 £ donation minus fees sumup 4.87 4.87
26/3 skipping ropes sumup 8 8.00
27/3 sumup 32 32.00
28/3 sumup 32 32.00
31/3 sumup 12 12.00
1/4 sumup 8 8.00
2/4 sumup 12 12.00
Total Income 0 0 0 0 0 350.77 0 0 537.09 0 7 0 104 3042.15 0 93.57 17.66 4.87 4,157.11
date Payee description Type St Bede Committee Cafe Xmas Trees Xmas Fayre Personalised cards & gifts Summer Fayre Leavers Disco Pop Up Shop (lollies/cakes) Teddy Bede Recycling Sponsorship Quiz Fireworks ASDA cashpot easyfundraising Direct Donations Total
2/1 Parentkind membership & insurance bacs -162 (162.00)
16/1 Caz B Homebase storage boxes paypal -72 (72.00)
16/1 St Bede HCC green sofa (minus £1 already bacs -207.34 (207.34)
4/2 Nicola D Aldi crisps paypal -38.25 (38.25)
7/2 Nicola D Music Licence (year) bacs -91.32 (91.32)
26/2 Karen Dinesen t/a bacs -1804.8 (1,804.80)
12/3 St Bede HCC Panto shortfall bacs -615.5 (615.50)
13/3 Nicola D amazon (bread) baskets bacs -22.99 (22.99)
13/3 Nicola D bacs -506.16 (506.16)
14/3 Caz B paypal -209.29 (209.29)
19/3 Nicola D tesco prizes bacs -9.5 (9.50)
19/3 Nicola D Bookers bacs -129.82 (129.82)
19/3 Nicola D majestics bacs -605.82 (605.82)
27/3 Nicola D Sarsen JFJ printing paypal -132 (132.00)
27/3 Nicola D JFJ envelopes paypal -160.08 (160.08)
15/4 St Bede HCC Samba day chq 100262 -725 (725.00)
Total Outgoings -1547.84 -348.31 0 -1804.8 0 0 0 0 -38.25 0 0 0 -292.08 -1460.59 0 0 0 0 (5,491.87)
Profit -1547.84 -348.31 0 -1804.8 0 350.77 0 0 498.84 0 7 0 -188.08 1581.56 0 93.57 17.66 4.87 (1,334.76)
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St Bede Home & School Association Profit -6512.12 -118.8 0 49.1 1000 0 5901.78 123.84 495 0 289.42 0 4170.95 349.5 0 0 25.38 320 6,094.05
Registered Charity No. 1080716 Income 0 0 0 49.1 1000 0 7574.75 286.09 495 0 289.42 0 4170.95 395 0 0 25.38 320 14,605.69
21st April - 31st July 2025 Outgoing -6512.12 -118.8 0 0 0 0 -1672.97 -162.25 0 0 0 0 0 -45.5 0 0 0 0 (8,511.64)
Other Trading Activities (3rd party ticket sales, sponsorship in Donations (gifts, grants, gifts in kind, sponsorships which are not pure
Charitable Activities (sale of donated goods and services) return of something) donations)
date Payee description Type St Bede Committee Cafe Xmas Trees Xmas Fayre Personalised card Summer Fayre Leavers Disco Ice Lollies Teddy Bede Recycling Sponsorship Quiz Fireworks ASDA cashpot easyfundraising Direct Donations Total
24/4 sumup 3 3.00
24/4 Caz B vinted bacs 6 6.00
28/4 Caz B vinted bacs 4.75 4.75
1/5 sumup 165.85 165.85
9/5 payments made through pay sumup 49.1 5.72 54.82
13/5 easyfundraising bacs 25.38 25.38
28/5 CAF donation via employer (anno bacs 280 280.00
9/6 CAF donation via employer (anno bacs 20 20.00
10/6 Caz B vinted bacs 3.25 3.25
16/6 Nicola D Majestics bar (see row 47) bacs 0 0.00
16/6 sumup 2727.37 2,727.37
18/6 Carolyn G pimms bacs 12 12.00
23/6 Caz B buy back LO drinks bacs 2.5 2.50
24/6 Teddy bede sumup 9 9.00
25/6 Giles H cash takings cash 1000 4580 495 91.85 894.15 395 7,456.00
27/6 Nicola D capri sun left over buy back bacs 6.5 6.50
9/7 CAF bacs 20 20.00
14/7 winkworths advertising boards bacs 200 200.00
21/7 leavers bar drinks/snacks sumup 281.09 281.09
22/7 leavers bar cash cash 5 5.00
29/7 various art auction sumup 46.38 46.38
29/7 Amy W JustGiving JFJ bacs 3276.8 3,276.80
Total Income 0 0 0 49.1 1000 0 7574.75 286.09 495 0 289.42 0 4170.95 395 0 0 25.38 320 14,605.69
date Payee description Type St Bede Committee Cafe Xmas Trees Xmas Fayre Personalised card Summer Fayre Leavers Disco Pop Up Shop (lo Teddy Bede Recycling Sponsorship Quiz Fireworks ASDA cashpot easyfundraising Direct Donations Total
7/5 St Bede HCC leavers hoodies bacs -300 (300.00)
7/5 St Bede HCC site maintenance bacs -1000 (1,000.00)
7/5 St Bede HCC laptop parts and repairs bacs -1295 (1,295.00)
15/5 Gemma A raffletickets4u bacs -82.5 (82.50)
15/5 St Bede HCC D&T bacs -500 (500.00)
15/5 St Bede HCC cameras/devices bacs -2800 (2,800.00)
21/5 Vinmar Ices SATs ice creams bas -148.8 (148.80)
6/6 St Bede HCC shortfall leavers hoodies bacs -46 (46.00)
6/6 St Bede HCC EYFS storage bacs -334 (334.00)
0.00
18/6 Carolyn G Tesco - wrapping paper bacs -5.99 (5.99)
18/6 Nicola D amazon - lucky Dip bags bacs -17.15 (17.15)
18/6 Nicola D amazon napkins bacs -42.71 (42.71)
18/6 Nicola D tesco - soft drinks & sweets bacs -104 (104.00)
18/6 Caz B Alfreds brewery Beer bacs -239.65 (239.65)
18/6 Caz B ASDA - bar & PIMMS bacs -322.57 (322.57)
18/6 Nicola D Majestics bar (see row 16) bacs -401.5 (401.50)
25/6 Eszter E Sports Day Ice lollies - EYFS bacs -52.5 (52.50)
26/6 Sarah - yr 2 crafts - keyrings bacs -20.89 (20.89)
26/6 Jenna/Steve B Sports Day Ice lollies - KS2 bacs -35.82 (35.82)
26/6 Crissie Tesco bread bacs -45.5 (45.50)
26/6 Giles H sumup machines bacs -£118.80 (118.80)
8/7 Nicola D Sarsen - poster printing bacs -7.2 (7.20)
8/7 Nicola D range - sweets, pringles + m bacs -71.81 (71.81)
8/7 Nicola D Cobbs - bbq meat (leftover b bacs -357 (357.00)
17/7 Nicola D tesco - ice & crisps bacs -12.15 (12.15)
17/7 Nicola D ocado - soft drinks & corone bacs -34.91 (34.91)
17/7 Nicola D cobbs leavers bbq burgers bacs -50.49 (50.49)
17/7 Nicola D majestics - wine bacs -64.7 (64.70)
Total Outgoings -6512.12 -118.8 0 0 0 0 -1672.97 -162.25 0 0 0 0 0 -45.5 0 0 0 0 (8,511.64)
0.00
Profit -6512.12 -118.8 0 49.1 1000 0 5901.78 123.84 495 0 289.42 0 4170.95 349.5 0 0 25.38 320 6,094.05
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----- Start of picture text -----
St Bede Home & School Association Income 29,846.15 Income 477.24 30,323.39 Income
Registered Charity No. 1080716 Total Spend Outgoings (8,493.68) Outgoings 0.00 (8,493.68) Outgoings -£25,531.14
1st August 2024 - 31st July 2025 -£17,037.46 Profit 21,352.47 Profit 477.24 21,829.71 Raised
Charitable Activities (sale of purchased goods and services) Donations (gifts, grants, gifts in kind)
A B date balance description Type St Bede Committee Cafe Xmas Trees Xmas Fayre Personalised cards & gifts Summer Fayre Leavers Disco Ice Lollies Teddy Bede Recycling Sponsorship Quiz Fireworks ASDA cashpot easyfundraising Direct Donations Total
Annual Profit -16320.96 -716.5 148.17 1074.31 5994 350.77 5901.78 123.84 993.84 0 585.83 160 3988.87 1931.06 100 93.57 58.8 324.87 4,792.25
Income 0 0 167.05 2979.1 8892.37 350.77 7574.75 286.09 1032.09 0 585.83 160 4280.95 3437.15 100 93.57 58.8 324.87 30,323.39
Outgoing -16320.96 -716.5 -18.88 -1904.79 -2898.37 0 -1672.97 -162.25 -38.25 0 0 0 -292.08 -1506.09 0 0 0 0 (25,531.14)
3 Summer Profit -6512.12 -118.8 0 49.1 1000 0 5901.78 123.84 495 0 289.42 0 4170.95 349.5 0 0 25.38 320 6,094.05
Income 0 0 0 49.1 1000 0 7574.75 286.09 495 0 289.42 0 4170.95 395 0 0 25.38 320 14,605.69
Outgoing -6512.12 -118.8 0 0 0 0 -1672.97 -162.25 0 0 0 0 0 -45.5 0 0 0 0 (8,511.64)
2 Spring Profit -1547.84 -348.31 0 -1804.8 0 350.77 0 0 498.84 0 7 0 -188.08 1581.56 0 93.57 17.66 4.87 (1,334.76)
Income 0 0 0 0 0 350.77 0 0 537.09 0 7 0 104 3042.15 0 93.57 17.66 4.87 4,157.11
Outgoing -1547.84 -348.31 0 -1804.8 0 0 0 0 -38.25 0 0 0 -292.08 -1460.59 0 0 0 0 (5,491.87)
1 Autumn Profit -8261 -249.39 148.17 2830.01 4994 0 0 0 0 0 289.41 160 6 0 100 0 15.76 0 32.96
Income 0 0 167.05 2930 7892.37 0 0 0 0 0 289.41 160 6 0 100 0 15.76 0 11,560.59
Outgoing -8261 -249.39 -18.88 -99.99 -2898.37 0 0 0 0 0 0 0 0 0 0 0 0 0 (11,527.63)
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----- Start of picture text -----
St Bede Committee
Item Cost £ item
Autumn Term £1k per year 7000 40 sarsen press - newletter prints x100
The Ridiculous Rhyme Show 1260 138 sarsen press - newsletters x350
Spring Term green SEND Sofa 208.34 71.39 plastic glasses
Panto (shortfall) 615.5 162 membership & liability insurance
samba day 725 72 Homebase storage boxes
Summer leavers hoodies 346 22.99 bread baskets
site maintenance 1000 91.32 annual music licence
cameras /devices 2800 118.8 sumup machines
laptop parts and repairs 1295
D&T 500
SATs ice creams 148.8
EYFS storage 334
Sports Day Ice lollies 88.32 97.19 left over stock
16320.96 716.5
----- End of picture text -----

INDEPENDENT EXAMINER'S REPORT

St Bede Home & School Association Registered Charity Number: 1080716 Year ending: 31 July 2025

I report on the accounts of St Bede Home & School Association for the year ended 31 July 2025.

The charity's trustees are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under the provisions of the Charities Act 2011 and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner's report

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from the trustees concerning any such matters.

The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

In connection with my examination, no matter has come to my attention:

  1. which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep accounting records in accordance with section 130 of the Charities Act 2011; and

  3. to prepare accounts which accord with those accounting records;

have not been met; or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Name: Ahila Ganeshalingam

Qualifications: BSc (Hons) Actuarial Mathematics & Statistics

Address: 1 Leyden House, Gordon Road, Winchester. SO23 7TQ