REGIS￿ERED COMPAt4Y NU￿BER. 3810948 {England and Walas)
REGISTEBID CHARITY NUM8ER: 1080666
ort 0£ tha TtU8tee8 and
Audited Financial Statement8 for the Y8ar Endod 31 Mateh 2025
Mushkil Aasaan Limi ted
(Ac
an
mited
Guarantee>
laJtt Ft
CbaItaIed
11 EIIErton Road
StrT20

Muahkil Aa3aan Limited
limitad
arantea)
Contants OE the2 Financial Statement3
£or tho Year Ended 31 March 2025
Page
Ref erence and 3¥dTrunistratlve Details
Strategic Report
Report of the Trustees
6 to.L5
Report af the Independent Auditor
16 to 18
statement c>f Flnancial Activitles
19
Balance Sheet
20
Cash Flow Statement
21
Note8 to the Cash Flow Statement
22
Notes to the Financial Statements
23 to 30

Mu3hkil Aa8aan Linited
Acom
an
limiEad b
uarantea)
R•f•tanc& and Admin&stratlvÈ Detail
for tha Year Knded 31 Ifjarch 2025
TRUSTEES
Mr?. Shaheen Farhat
Mrs. Habib Lateef
Mr8. Raf eeq Deen
COblPANY SECRETARY
Mrs. Naseem Aboobaker
REGISTERED OFFICK
220-222 Upper Tooting Road
London
SW17 7EW
REGISTERED COMPANY NUMBER 3810948 IEngland and Wales)
BEGISTERED CHARITY NUMBER 108 066 6
It4DEPENDKNT AUDITOR
Nasir E4ahmud FCA
Chartered Accountant
11 Ellerton Road
West Wlrnbledon
sw20 OER

blushkll Aaaaan Limited
(Aco
an
limited
uarantea
8ttate
icRa
ort
fot thè Year Endad 31 Marah 2025
The trustees present thelr strategic report for the year eDded 31 March 2025
RIVIEW OF BUSINE88
Mu8hkil Aa3aan is a Charity that was establlshed in tELe early nLneties to
Support the need8 c)f the local cornmunity acros8 cultural, faith, linguistic and
ethnic boundaries. The Organisation ernbraces and outreaches to all diversltles
of relLgion and culture and is commLtted to serving the conununity with equal
access to all, regardless 0£ gender, race
religion, social class or disability.
We have contlnued to work hard to creating sustainable 8ucce8s and continue to
develop and ￿tprove. Community Is everything that the organlsation stands for
and our values remaLn at the heart of having a positive impact on Society. TD
llLeet demand and address inequalities in n￿InStrearn services there has been an
outburst of added SerYice8 in the year with tho clarltyi vision and leadership
of the senior team.
TELe core service r￿￿ainS the conutL185ioned Domiciliary Care and NEIS End of Life
Care.
120,000 hours of Homecare were provided In the year.
Further to
Tenderlng proces8 we have been awarded a contract with Lambeth Council, for the
delivery of Adult Neighbourhood HollLe Care Lot 9. We have also been awarded the
Tender Appllcatlon for Children Services in Wandsworth at 92*. Thi8 enables us
in rernaining a Specialist Service to LaThbeth and Wandsworth Children Services in
eeting their cultural, linguistlc and faith needs.
The recruitJtLent challenges have been ea8ed by being able to sponsor over 20
Skilled Workers under the International Visa Scheme, wtLich has provided a much-
needed boost to meet the needs of Service Users and an organisational security
over a flve-year peried. We continue to work with EllLployrnent Offices in training
and recruiting local workforce to enhance the economy and create erAploymènt.
For our Hornecare Service there is an illLprovernent plan in place to transition to
a rnore robust Digital Care Planning System with the functionallty of people and
thelr relatives to monitor the care that is delivered in real-tirne. There is
ore collaborative working in partnershlp with Health and Soclal Care Services
in advocating for the support needs of Service Users.
Thè Service Level Agreement wlth Wandsworth Council in providing Advice and
Advocacyi
Counsellingi
and Ciisis
InterverLtion Preventative ServlcÈ8
re￿ainS
very much in demand and is always oversubscribed. Across a spectrum 0£ very
complex and unmet needs, our early interventionist practice model of assessment
and support reduces the call later to costller statutory services.
CAML (Citizen
Bldvice
Merton and Lambethl Service
ren￿InS
imperative
in
supporting clients with Cost-of-Living Support
in
relation
to homelessness,
housing
issues
debt management,
welf are right8 and disability entitlements
advice ancl form-f illing and f olLow-up8'.
This year we were privileged. to be elected as an @rnbedded Community Provider by
Lhe London-wide PROPEL Project. This entai18 2 members of the Charity's Staff
being trained by Wandsworth Citizens Advice Bureau as qualified Advice Workers
to provide the Service in-house.
Mushkll J¥asaan is also now registered as an official CoL￿unItY Space in the
Borough of trlandsworth. Trlith the Cost-of-Living Funding free healthy mea18 are
prepared in-house and provided at our Mehfil Trlomen Group and a mueh-needed
Saturday Social for isolated meni
and a Mothers Group with Children. These
groups
are
further
@nhanced
with
activities
such
Exercise
and Falls
Prevention, Enable Arts, Parenting Support, Cultural Events and Activities.

bIu8hkil 21asaan Limited
(A com
an
limited
uarantee
strate
icRe
ort
aonEinued
£ot tha Yaar Rndad 31 March 2025
Children'8 Holiday Sche￿e8 sponsorecl by the Dfe HBIF prograrnme also remain
special feature throughout the year. It gives us great pléa8ure to weloorne
children and thelr familles, especlally those with Special bleeds who would not
norrnally venture out.
As part of the EMHIP IEthnLc [￿JiThOrItl￿s and Health InequalLties Partnership)
program, our ground floor was renovated to establish a 8econd HUB facility
through the South West London Mental Health Trust.
It is an excltLng time for MushkLI Aasaan for it to come to realisation after
decadeE 0£ effort and determinatLon to address iVJental Health bjeeds of the
Community.
There has been a surge of activities and workshops focussing Dn mental well-
being which have facllitated in de-stigmatization and people being able to come
to an open house facility and be able to address their concerns in their own
languages with cultural and falth sensitivities.
Collaborations with vatious statutory and voluntary organisations have enhanced
greater understanding of Cornmunity Mental Health needs on marly aspects such as
Sickle
Cell
and Thala38aettLIa,
Dèmentia
and Alzheimers,
Macmillan
Cancer
Services
Depresslon and Anxietyi Bone Health and Well-Beingi Nental Health and
Islam, Posltive Parentingi and a Relatlonship Serie8.
Mushkil Aasaan also secured a contract wlth the SWL Mental Health Service for
Peer Support, eTrploying two Pèer Support Iqorkers to handle daily intake for
clients
ref erred by the
Trust for
appropriate mental health
cllnically diagno8ed mental health condition3.
support for
North Drive proposed development of Supported Housing for the Seniors finally
made it to Plannlng Committee after much frustration and delayi whi18t also
excltement. Planning per￿Ls810n was finally granted with an S106 agreernent.
We are confident that it WILI bring a greater quality of life for our seniors in
thè Cornmunity who need to downsize fro]TL their current accomrnodation, while
freeing up much needed family housing for those in need. In particular, it will
provide greater autonomy while securing for them their aspirations and arnbitions
in their retireLTLent years. Its planned landscaped gardens Space wlll further
enhance their quality of life amongst an intergenerational atmosphere.
Investor In People note8 that "there is a considerable commitment to leading
peoplé as effectively as POSSLble and there 18 a high level of trust in the
leaders which is
mpre88ive .
There passion and pride from people about
working for Nushkil Aasaan and ELOW much people enjoy their role, feel trusted
and find the work interesting
Care Quality Commlssion notes that "The Provider understood theLr regulatory
responsibilitie8 and submitted statutory notifications to the CQC as requirèd.
They are engaging and involve people u8ing the Service fully considering their
equality characteristics. There is continuous learning and Improving care and
8yStems are in place to gather feedback and hear the view8 of people, relatives,
and carers. Ori@ relative said, "They listen to my concerns and feelings. They
acknowledge then and take appropriate action.

MuBhkil Aasaan Limited
(A 0¢)
lil￿t￿a b
uarautee
Strata
ic
rt
continued
for tha Yèar Endad 31 March 2025
PRINCIPAL RISKS AND UNCERTAINTIES
The annual grant of £51.467 froTtL the Wandsworth Council caters for the over-
subscribed Service Level Agreement. Spot-Purchase of our Specialist Domiciliary
Services is the Charity's main source Of income.
The Trustees are conscious of the reliance on the grant arLd tentatlve spot-
pllrchased DoThiciliary Care IncoThe and the importance to reduce dependency
through sustainable and creative initiatives,
control costs within n￿de19 of best value.
whlle increa8Lng revenue and
The urLIt cost has re]nained considerably reduced to remain competitive in the
rnarket posltion. Adherence to regulatory requirements and challengès of Cost of
Living and newer employrnent laws have resulted in a reduction in earned income
to break-even point and raises credible concerns for costings of all sub8idi8ed
services and future d&velopllLent visions.
As with all entities, no> future Is assured and an element of risk looms over the
future of the Charity. The economic cllrnate and changing patterns 0£ dellvery
has its own impact on Social Services COLnnissionlng. In comparlson to last year
there haB been a 8UStained level of income generated through the Bpot-purchasing
of
Domlciliary Care.
However
increas ed governance
costs
such
as
requirements
coc
GDPR,
Digital Transf OfllLation,
irnpact on irlcorne levels to break-even point.
PPE and Staffing costs greatly
FUTtJRE PROSPECTS
Poaaibla Futura Opporttsnities
The Charity's. future dir@ction and existing sustainability is influenced by its
grant funding and spot-purcha8e COTmissioning.
Current 8trateglc planning explr)res a range of approaches encompassing better
outcomes for our Service users and carer8 as 8et out in our vision and values.
ith our
venture
into surrounding borough8 to provide these Truch-needed services. To develop
an
End-of-Llfe Care Service
Croydon whilst promotLng Carework as
viable profession and providing appropriate training.
renewed NHS AQP Pan London Provider Status there is scope to
To remain aLert on newer opportunities such as the Government Agenda on
Integrated Services and opportunities in Children Services.
Fo co-produce culturally sensitive Psychological Services and Prograrnmes of
Health and Wellbeing In Co-production wlth Wandsworth Community £mpowerfflent
Network and statuLory services.
To
develop
an
IntergeneraLional Supported Rousing Scheme
Pro j ect
and
Conllnunity Garden at our site. The very initial proce8s and hard work for
th&s venture in a conservation area has finally materialised with Planning
permission
being
granted
wittL
an
S106
agreement.
Our
intergenerational purpose-built proj ect renLain3 a work in progress.
planned

Mushkil Aasaan Limited
Acom
an
limitèd
uaraneee)
strate
icR•
ort
aontlnued
eor the Year Kndèd 31 March 2025
Plans are currently in place for Ihe Charity to forrnalise as a registered
Social Rousing Provideri a much requested and an unrnet need for our eldèrly
who are deslring to downBizing. Also,
stated preference to reBidential
care, recalling what happened in the pandemic to tCLany of the elderly in
care home8. Our planned intergenerational purpose-built pro J ect rellLains a
work In progress.
his report was approved by the Board on
Its behalf by
sLgned on
DJlrs. Shaheen Farhat
Trustee

bSu¥hkil Aa¥aan LiThited
IA com
an
limiLad b
uarantaa
ort of the Trustees
eor the Year Knded 31 b1aroh 2025 •
The trustees who are also directors of blushkil Aasaan Liloited for the purposes
of the Companies Act 2006, present their report with the financial statejnents of
the charity for the year ended 31 March 2025. The trustees have adopted the
provisions of Accounting and Reporting by Charities: Statement of ReCO￿￿ended
Practice appllcable to Charities preparlng their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland {FRS
1021 (effective l January 20151
Governing document
The charity is controlled by its governing docuraent,
a deed of trust, and
Constitutes a limlted eornpanyi limited by guarantee, as defined by the Companies
Act 2006.
Mushkil Aasaan is a Registered Charity (No IOB06661 and a Conypany Limited by
Guarantee
(No 38109481
Its objectives are expre88ed in the MertLorandum of
Assoclatlon.
Its Trustees are supported by a Board of ManagellLent arLd two
Patrons. The Trustees have had regard to the Charity Colllllli88ion's guidance on
public benef it.
The Trustees, who are also Directors for the purposès of Company Law and who
served during the year and up to the date of this report are set out on page l.
All Trustees and Directors collectively monitor and ensure delivery 0£ itB
charitable obj ectives and 3trategic direotir)n, while upholdlng the Charity,
value8.
They have
responslbillty f or
ensuring good practice,
ef f ective
governance and management
accurate and transparent f inancial management and
reporting.
Furthermore,
they ensure that the Charity COLrtplies with
relevant laws and
requirernents of regulatory bodles, such as Care Quality Commission and NHS. They
desire that Mushkil Aaaaan rettLains Successful and can continue to serve its
diverse community as intended.
The priorlty of our organisation rernalns, to seek to recruit and appoint new
board fflembers / trustees while expanding the skill bank of our organisation
through forrnal training reLevant to the Charity needs with clear procedures on
roles and responsibilities as trustèes.
Kay [￿J•c￿ve6 of tha Charity ara:
To provide care, support, education and training £or individuals and
familieb and their carers
To provide support to people affected by povertyi SLckneEs, farnily
breakdown and social exclusion.
To develop the capacity and skills of membeis of sociaLly and/or poor
corn]uunities to help ident-ify and rneet their needs and enable then to participate
mc)ra fiil.l_y in society.
To support people in accesslng legal advice and otFL@r professionaL
advice and support.
To provide a Service responsive to assessed needs
with equal access
to all, regardless of sex, racei incomei social class
or otELer socio-
denographic f actors.
The Charlty's future direction and exist.ing sustainability is influenced by its
grant f undiLig and spot-purcELase colltThi5sioning.
Curren't strategic planning
explores a range 0£ approaches encornpas8ing better outcomes for our Service
users and carers as Bet out in our vision and values.

Muahkil Aa8aan Limited
{A com
an
limited b
uarante8
ort 0£ tho Trustaes
contlnued
for tha Yoar Ended 31 blarch 2025
With our NHS AQP Pan London Provld@r Statu8 there is scope to venture
into
surrounding boroughs to provide the8e much-neèded setvices. To develop an End-
of-Lif e Care
Service
in Croydon whi18t promotirLg Care work
as
viable
professlDn
and providing
appropriate
training.
To
remain alert
on newer
opportunities such as the Government Agenda on Integrated Services.
To co-produce culturally sensitive Psychological Services and Frograms of Health
and Wellbeing in Co-production with Wandsworth Community Empowerment Network and
statutory services.
To develop an Interqenerational Supported Housing Scherne Project and Ccimmunity
Garden at our site. The very initial proces3 and hard work for this venture in a
con8ervatlon area has
f inally materlalised with Planning permission being
granted with an S106 agreement.
plans aro currently in place for the Charity to formallze as a registered Social
Housing Provider, a much rèquested and an unrftet need for our elderly who are
desiring to downsizing. ALSO, a stated preference to residential carei recalling
what happened In the pandemlc to many of the elderly in Care homes. Our planned
intergeneratlonal purpo8e-built proj ect rernalns a work in progre8S.
R*sk As¥g93llLent
The annual grant of £51,467 from the Iqandsworth Council caters for the over-
subscribed Service Leyel AgreeNLent. Spot-purchase of our SpecialL8t DoLTLiciliary
Services is the Charlty's ]nain source 0£ incorne.
The Trustees are conscious of the reliance on the grant and tentative spot-
purchased Do￿LICi11arY Care income and the
irnportance to reduce dependency
t-hrough sustainable anol creative
initiatives,
while
increasing
revenue
and
control cost8 within models of best value.
The unit cost has remalned considerably reduced to remain cornpetitive in the
rnarket posltion. Adherence to iegulatory requirements and challenges of Cost of
Living and newer Employment laws have resulted in a reduction in earned income
to break-even point and raise8 credible concerns for costings of all subsidized
Services and future development vlsLons. AS with all entities,
no future L S
assured and an eleAtLent of risk looms over the future of the Charity. The
economic cllmate and changing patterns Df delivery has its own impact on Social
Services comTtiL58ioning with the added impact of Covid 19. In comparison to last
year there has been a sustained Level of income generated through the spot-
purchasing of Domiciliary Care.

Mushkil Aasaan Limited
(A corn
an
limited b
uarantea)
Ra
ort of the Trustaas
continued
for the Yaar Endéd 31 March 2025
Financial
performanc
e and
resilience
Ensure s tandard accountancy
procedures are followed and accounts
managed on a regular basis
Protecting
the
Charity, s
assets
Ensure infOr￿atIOn relating to assets
are up to date and reviews take place
regularly
Poor data
integrity
and
governance
including
IGDPRI
ReguLatory
and
Reputation
aL risks
Ensure data processing is carried out
according to statuary requirerrLents
along with regular audits
Ensure all compliance standards are
known and regular audits take place
during the year, especially CQC
staf f
Wellbeing
Ensure regular 121s are held with aLL
staff by line managers and
appropriate policies are in pLace for
training and development
Raserves Policy
In view of the
risks
identified.
the Trustees consider it prudent to hold
unrestricted free reserves to cover approxirnately 6 Nonths running costs.
For
the year ended, this arnounted to approximately over £500, 000.
Any additional unrestricted free Ee5erves have been designated for an identified
Supported HousitLg Project and to enhance the existing services provided as and
when deemed necessaryi estimated cost to this project is over £5m.
Ob jectives and activitie¥ and Achievements and parf¢tmance
We remain passionate about our work and support to the families and cornmunities
we serve. Our success lies in the ethos of OUE COITIITiLtment to address Un￿et needs
WLth a holistic ￿Lodel of support that promotes best value. We
involve our
Service
Users
in co-creating ever-increasing
shared activities
that enhance
their overaLI wellbeing and lifestyle choices.
More than 120,540 hours of Domiciliary Care were provided throughout the year
which provide a quality of Life to those in need of culturally sensitive care
and dignity at times of end of life without being dependent on famiLy/carers.
Furthermore,
our DorAiciliary Care Services empower the elderly to remain in
their hO￿LeS and reduce the de￿andS on hospitalisation and other statutory health
and social care services.
Oui PLVOtal Counsellingi Casework and Advocacy Services remain over-subscribed
from across the Statutory and Voluntary sector, along with self-referraLs. This

Mushkil Aasaan Limited
an
limited
uarant•é
Re
rt 0£ tha Yru$tee8
continued
for tho Year Endad 31 March 2025
unique and holistic mL)del of multiple Therapeutic and Counselllng teckLniques
offers management of crises and emotional dlstress. It alms to explorei enhance,
and promote the inner strengths and resources of the individual towards
greater well-beingi personal ernpowerrnent, and f ocll$.
This
can
further
involve
Crisis
Interventlon.
and FaTrily Mediation
and
Conciliation,
Practical Support and intense Casework in countering dornestic
violence, f amily breakdowni homelessness, child protection, elder abusei racial
harassment, discrimination, and iJDmigratlQn Issues.
Added value to this is our new Citizens Advlce Servlce supporting cllent8 Wlth
Cost-of -LLVLng Support
in
relation
to
homeles8ness
housing
issues,
debt
rrLanagement, welf are rlghts and disability entitlements advlce and forrn-f IILing
and follow-ups.
This year we were privileged to be eLected as an embedded ComThLunity ProvLder by
the London-wid@ PROPEL Project. TtrLls entails 2 meLMbers of the Charity's staff
being trained by Wandsworth Citizens Advice Bureau as qualified Advice Workers.
Mushkil Aasaan aLso secured a contract with the STrIL Mental Health Service for 2
Peer Support NDrkers. This role underlines our commitment to providing mental
wéllness services that respect cultural and falth-based contexts. 62 Referrals
were dealt with In the first year with soJtLe very positive outcomes for some of
the Servlce User8.
As part of the niMHIP (Ethnic Minorities and Health Inequalities Partner8hipl
program, our ground floor wa8 renovated to establish a second HUB tacllity
through the South West London NerLtal Health Trust. The Actlvlties Coordinator
and
Dqental Wellbeing Manager
have
now boen
recruited to
3upport thls
initiative. A robust prograrnme of activities, workshops,
events and serninars
take place every week with a footfall of over 500 Users per sqeek for all
activities and events.
A range of Support Groups Instigated by the imperative needs of the diverse
Communities
giv@ thè Centre a real sense of vlbrancy and value throughout the
week,
for
whole
range
activities
including f arnily
and
community
celebrations,
discussions,
and debate
across
range of organlsations and
tOPLCS.
Our &lderly Women's Weekly Support Group Gontinues and is a popular actLVlty at
our Centre. 2¥part froryL a weekly lunch together which Incorporates well-wornen
serninars and fitness activities
it further help8 to promote their overall well-
being when they volce their concerns and a voice on social L8sues.
This year tELiS Group was further enhanced with Arts Therapy with Enable Artsi
culminatlng to the preparatiotL of a welL-reoeived exhibition at Trlandsworth
Cultute South Asian Heritage Eivent.
Bl group of young professional women and working n￿ther8 continue to meet at the
Centre on Monday evenlngs, WLth a focus on Belf-support. It remains an important
forum for heLping them gain greater confidence and understanding of positive
parenting through their shared expèriences of their growing children, s needs.
Supported by tATandsworth Council and St Georges Hospltal our Falls Prevention
service
has
been
Lnvaluable
in providing
an
exercise
class with regular
assessments and reviews from a vislting Physiotherapist. It al80 provides
platfarm for socialising and cornbating Isolation a relaxing atmosphere with
cultural needs rèspected.
Mushkil Aasaan 18 a180 now registered as an official CortmuniLy Spacè in the
Borough of Trlandsworth. With the Cost-of-Living Fundlng free healthy rneals are
prepared in-house and provided at our Mehfil Nomen Group and a much-needed

b￿Ahkil Aasaan Limited
IA corn
an
uarantee)
ott 0£ tha Trustea8
aontlnued
for thé Yaar Ended 31 March 2025
Saturday Social for Isolat@d men, and a Mothers Group with Children.
The year corrttTrenced on a positive note with a very successful Ramaclan and Easter
Playscheme
for
Children and their
fallLilies under the
Activities and Food Prograrome IHAFI
DFE f unded Roliday
The aim of the prograllune was to provide
free stimulating activities and promote nutritLOUS meals to children In a Covid
Eafe environment.
DlJushkil Biasaan's programme has been well received and appraised by the Local
Authorlty. This has now b@come a common feature the year with an Easteri
8uTomer
and Nlnter playscheme moying onto another seasonal year.
It gives us great
pleasure to welcome children and their families, especially those wlth Special
Needs who would not normally venture out.
The Zakia centre women's support group activities have been on hold for some
time
due
the
need f or
required
major
repairs
and Nursery provider
8urrenderlng the lease.
Both were also affected by the progression of covid, while we have maintained
providing accommodation and support to women who have experienced domes'Èlc
abuse. We are alBO in discussions with other providers, who are con8idering
joint working partnershlp funding activities, in llLental health support.
North Drive proposèd devÈlopllLent of Supported Housing for the Seniors finally
ade Lt to Planning Co￿￿(LIttee aftar much £rustration and delayi whilst also
exciteThetLt. Planning Permission was Einally granted with an S106 agreement. This
was by far a Thajor actLievement after years of persistence in attaining approval.
We are confident that it will bring a greater quality of Ilfe for our Seniors in
the Community who need to downsize frorn their current accon￿￿OdatLOn, while
freeing up much needed family hou8iTrg for those in need.
In particular, it will provide greater autonomy while securing for them thelr
aspirations and an￿￿tionS in thelr retirement years.
Its planned landscaped
gaidens
space
will further
enhance
their
quality
of life
amongst
an
intergenerational atULosphere.
J4s ever, rnuch of our accoll￿11$hMent5 this year could not have been achieved
without the continued dedicationA and conllMtItLent of our Careworkersl Volunteer8,
Trustees, Management Board and Office-Ba8ed Support Tean and the Emhip Team.
The daily complexities and challenges of coordinating an effective ongoing
development ProjecL such as Mushkil Aasaan refflains for the most part in the
hands
of NaseeLll Aboobaker
our
Project
Director
and Bernadette Khan
our
Consultant Soclal Worker, and Nasreen Seedat our Care Co-ordinator, aLI of whorn
work tirelessly beyond the call of duty for the CollutLunities we 8erve.
IIP llDtes that 'Mushkil Aasaan has a very frlendlyi Posltive culture and people
throughout the organisation. enjoy working there ancl appear to be loyal and
dedicated,
Su8tainabilityi Soeial Responsibility and Public Impaat
MushkiL Aasaan stands as a beacon of social re8pon8ibilityy
guided by an
unwavering COfDmitrnent to equityi CO][￿ttunItY empowerment, and sustained publlc
impact. Our LTLission is to provide exemplary consultaThcy to co-professional8,
advocate for rnarginalis@d groups, and ensure thèir perspectives are heard withln
statutory services and policy foruttLS. believe that lasting change is achieved
through a blend of compasslonate service deliveryi
strategic advocacy
and a
culture of inclusion both within our organisation and in the broader cornrnunity.
From our Board of Trustees and dedicated Staff to our volunte@r$ and project
ID

Mushkil Aasaan LimiLed
Aoom
an
lunited
uaranteel
ort of the Trustoes
aontinuad
fgr tha Year EAdad 31 March 2025
teams. every member of Mushkil Aasaan eTfLbodies the value8 of loyaltyi shared
purposer and professional integr&ty. Our approach 18 holistlci COLnbining direct
support with efforts to shape Iccal policy and cultivate partnerships that drive
sustainable iThpact. A8 we reflect on our achievernents and look ahead to future
challenges. our strategic focus rernains clear: to champion the needs of those
ost at rlsk of excluslon and to foster an environrnent in whlch all individuals
are empowered to thrive.
Sèrvice Dalivary and CoJAmunity Raach
Central to our organisational ethos is the direct uipact we have on the IIv8s of
those we serve. Over the past year, Mushkll Aasaan has delivered more than
120,540 hours of Domiciliary Carei providing culturally sensitlve support that
upholds dignityi particularly at times of end-of-life. This service empowers
elderly clients to maintain Independence within their own home8,
thereby
reducing the pre8Bure Dn hospltal and statutory health and social care services.
Referrals to our services have contlnued to growi wlth 341 new cases recorded
thls year 1112 malei 229 female)
Ethnic IBMEI
conllnunities.
of whlch 95& were from Black and Minority
Fhese figures reflect not only the scale of our
outreach but our ability to resporLd effectively to the specific needs of dlverse
populations.
Our coutL8ellingp casework, and advocacy support have played a pivotal roLe in
addressing
unmet
neeols
within
health
and
soclal
carè,
legal,
and other
prof essional services. With 725 f ace-to-f ace sessions delivered-many requiring
iutenslve SuppOrt￿e have been instrumentaL in counterlng f amily breakdown,
safeguarding children and the elderlyi and addressing is$ue8 related to domestic
violence.
Volunteering remains a cornerstone of our impact, reducing isolation, protnoLing
well-being
and lessening reliance on Statutory services. The Citizen8 Advice
Dllerton and Larnbeth Service
homelessness,
housing
ICALiJLI continue to be a Lifeline for those facing
insecurityi
debt,
welf are
rights,
aad disability
entitlementB, havlng supported 239 clients this year with advicè and assistance
with forms.
Through the London-wide PROPEL Project, Mushkil Aasaan was honoured to be
elect@d as an euLbedded Comunity Provider, resulting in two staff members being
trained a8 qualified Advice Workers by Wandsworth Citizens 31dvice Bureau. In
their first year, they provided 89 epi80des of pro£e8sional advice,
further
enhancing our community reach and expertise.
A new partnership witEL the South West London E4ental Health Service enabled us to
employ two Peer Support Workers, reflecting our cortunltment to culturally and
faith-sensi"Èive rnental wellness. This initiatlve dealt with 62 referrals in its
fir3t yeari yielding signi£icant positive outcomes for service users.
The Ethnic Ivjinorities and Health Inequalities Partnership IEMHIPI prograrnme saw
the renovation of our ground floor to establish a second HUB facilityi supported
by the recruitment of an Activitiès Coordinator and a tVJental WellbÉing Manager.
The HUB now hosts a robust prograJLuTre of workshops, events
attracting approxinately 500 users each week.
and support groups,
significant milestone was achieved when planning pernussion was granted for
the North Drive Supported Rousln¢J development for seniors. This project, Secured
after years OE persistent advocacyt promises to deliver greater autonomy and
quality of life for oLder conllnunity mell￿er8 while frèeing up £anily housing for
those
itl need.
Its planrked land8caped gardens and intergenerational
ell￿Ody our vision for holistlci Sustalnable colllltLunity living.
8paces
li

Mu8hkil Aasaan Limited
luiited b
uarantee)
ort of ￿rUSte&S
continued
for the Year Knded 31 March 2025
Su8tainability: Re8ource Allocation and Long-Tarm Partner8hip8
Sustainability Is the gulding principle underpinnin(J all our activities. We
recognise that meaningf ul impact requires caref ul stewarclship of resources,
strategic investment
in capacLty-buildingi
and the cultivation of enduring
partnerships.
Our
f inancial
strategy
rooted
In
transparency
and
responsibility ensuring that resources are allocated where they will have the
most signif icant long-term e£fect.
Thls year, our Cou￿ltMent to sustainability was demonstrated through a balanced
approach
prograr(me
funding
and
development.
have
priorLtised
initiatives
that
address
root
cause8
of disadvantage,
such
housing
insecurityr
debt,
and poor
ental
health,
while
also
Investing
in
inf rastructure and staf f development to f uture-proot our services.
Our
partnerships
with
statutory bodies,
local
authorlties,
and
other
volurAtary organi8ations have enabled us to leverage expertise,
share best
practice, and amplify our collective impact. Notablyi our collaboration with
the
South West London Mental Health Trust and participation in the PROPEL
Pro j ect have expanded
our reach and enhanced the
quality of our
3ervice
of f erings.
Looking ahead, Mushkil Aasaan is conThitted tc> strengthening these partnerships,
seeking new opportunities for joint workingi and engaging with stakeholders to
ensure that our prograrnme8 reNLain responsive to evoLving collllrLunity need8.
Social Responsibility.. Targetod PrograrAmas and CoTrJDunity K]opowerment
Social responsibility is at the heart of our organisational identity. We deliver
targeted prograntmes that address the most pressing challenges faced by our
comrnunityi including hoThelessne33, welfare rights, disability entitlements, and
mental health. approach is inclusive,
empowering individuals to take an
active role in their own well-being and that 0£ their familios and neighbours.
Our Domiciliary Care Services are tailored to respect cultural and faith-based
needs,
ensuring that
all
clients
receive
dignif led
support.
Volunteèring
opportunities are structured to £oster personal growth, reduce social isolation,
and pror(LOte well-being. Training and development remain key priorities, with
recent sessions covering topics such as Caro Quality CortUlliS8ion standards, NHS
Integrated Care Reform, dementia care, autisrn, epilepsyi infection control, and
ond-of-llf e care.
Trle al80 Invest in community education and advocacyi equipping individuals wlth
the knowledge
and
skills
to
navigate
cornplex
8ySteffls
and
access
entitlements .
Our ef forts
in
supporting advice work-whether through CANL,
PROPEL, or Citizens Advice-ensure that vulnerable clients are not left bohind.
The establishment of the new HUB facility
serves
testament to our
COITllllLtment to incLusivityi providing a welcoming space for individuals frorcL all
backgrounds
engage
in
activities,
access
support,
and participate
in
decision-making.
Through the North Drive Supported Housing initiatlve, we are redefining senior
livingi offoring not only physical accornmodation but also a supportive conllnunity
that values autonoThyi intergenerational interaction, and lif Èlong aspirations.
L2

Mushkil Aasaan Limited
IA com
limitod b
aranteo)
ort of thÉ Trusteas
continued
for the Year Endéd 31 Maroh 2025
Public Impact: Advocaoyi Policy In£luenoe, and Thture Diraotion8
Mushkil Aasaan's public iTtbpact is realised through relentless advocacyi active
policy engagement, and a determination to ensure that the voices of marginalised
groups are heard. By participating in advisory panels and policy forums, we
highlight unmet needs,
inf luence local declsion-makingr
and champion social
justice.
Our irnpact statistics demonstrate not only the breadth of our service delivery
but the depth of our engagement with those who 8tancl to benefit rtLOSt. Each hour
of care, each referral, and each successful intervention is a step towards a
More equitable society.
Our arnbition for the future matches tho achievemeDts of the past year. We will
continue to inve8t staff development, expand our training prograttLmes, and
seek new ways to empower volunteers and communlty members,
Our strategic
priorities remain clear.. to maintain high-quallty service deliveryi Strengthen
our partnerships, and advocate for policies that promote equity and resilience.
We are cornmitted to sustainabilLtyi ensuring that our rÈsources are used wisely
and that our initiativ88 have a lasting unpact. Our future plans include further
expansion of
our
HUB f acilitiès,
the development
of additlonal
supported
houslngi and the introduction of new prograuuNes to addres8 emerglng needs in
mental health, di8abilityi and social care.
In all Ollr endeavours, we will uphold our values of compassion, pro£essionalism,
and inclusivityi Strlving to build a legacy of hope, resilience, and PD8ltive
change.
A Collective Achievém￿￿ xnd Vision for tha Future
The progress outlined in this report LS the result of the unwavering dedieation
of our stafE, volunteers, trustees, and partners. Together, w& havo built an
organisation that not only delivers vital serYice8 but also stands as a force
for systemic change. Mushkil Aasaan's legacy is one of hope and resilience, and
our vision for the future is grounded in the belief that every individual
deserve8 the opportunity to flourish.
As we move forward, we remain steadfast in our commitment to sustainabilityi
social responsibilityi and public iNLpact. We invite all stakeholders-charity
trustees, partners, and cortLmunity Thernbers-to Join us in this journeyy confident
that together we can achieve even greater outoomes for those we serve.
Financial review
The charity made a net surplus of £313, 909 during the year. At the balance sheet
date,
total
unrestricted funds
amounted to
£8,843,038
including
net
revaluation reserve of £876, 600.
loyaa involvèmènt
Supportingi identifyingi nurturingi and providing the opportunities f or people
to be ernpowered and to improve theuLselves is fundamental to the culture 0£
ushkil Aasaan.
Most staff are extremely proud of the organisation, their
visibility in the communiLy and the support that is given ta the fa￿llieS and
communities Ln the area.
13

Mu8hkil Aa8aan Li[￿t6￿
Aco
limitgd
uarantee)
ort of the Trustees
continued
for the Year Ended 31 Maroh 2025
We operate within a culture which supports collaborative working and strong
intra-tearn support. The job shadowingp paired workingr training sessions and the
informal weekly VL8lts to the office enable this to take place. In acldition,
people are encouraged to discuss their individual needs and to Share and support
their team tlletnbers.
Career development arrLongst our staff remains an organlsational key objective.
The central focus of our recruitment
retentlon and practices is protnoting and
empowering those
who
seek
such
opportunitiès.
This
manifests
itsel£
in
continuing to
provide
Lnclusive
employment
opportunities
Dr
rNale
and
fernale
Careworkers and Volunteers .
The c>pen and transparent leader8hLP of
the office team and senior staff sets a POSLtive tone for aspiring leader3
and manager3 throughout the organisation.
There
LS
considerable
amount
0£ training
opportunities
in
thls
year
including both face
face
ancl
online.
Recent
ongoing key training
requirernent has been related to Care Quality Cornmission and NHS Intograted
Care Ref orm
Management Levol
Advice
Lrst f or
Cltlzens
Advice,
PALS
Dernentia
Assessments,
Care
Supervision,
Autism,
Epilepsyi
Stoma
Care,
Cathgter
Care,
lQJanual Handlingi
Infection Control, End of Life, and Care
Certificates and Level 2. Cofflpassionate Neighbours, CarelineLive, Advice Pro and
ESOL.
STATENENT OF TRUSTKIS RKSPONSIBILITIES
The
trusLees
Iwho
are
also
the
directors
of Mushkil Aa8aan
Limitod IA
company limitod
by guarantee I
f or
the
purposes
of
company
Lawl
are
responsible
for
preparing the Report of the
Trustee8
ancl the
financial
gtatements in accordance with
applicable
law and United Kingdom Accounting
Standards
(United Kingdom Generally Accepted Accounting Practice)
Cornpany Law requires the trustees to prepare financial statements for each
financial year which give
true and fair view of the
situation of
the charitable company arld of
the incoJtLing
resources
and
application
of resources, including the inoome and expenditure, of the charitable company
for that period. In preparing those financial statements, the trustees are
required to select suitable accounting pollcies and then apply them
consistently. Observe the methods and principles in the CharLty SORP to make
judgements and estimates that are reasonable and prudent to prepare the
financial statements on the going concern basis unless it 18 inappropriate to
preSU￿e
that the charitable company will continue iti busines8.
The trustees
are
responsLble
for
keeping proper
accounting
records
which
cIL8close with reasonable accuracy at any tirne the financial POSLLion of the
charitable CDmpany and to enable thettL to ensure that the financial statements
cornply with the Companies Act 2006.
They are also responsible for safeguarding
the assets of Lhe charitable company and hence for takLng reasonable steps for
the prevention and detection of fraud and other irregularities.
14

bsushkil Aasaan Limited
IA com
an
lil￿ted b
Ra
ort of the Trustees
continuad
for tho Year Endéd 31 Mareh 2025
In 80 far as the trustee8 are aware, there is no relevant audit information of
which the charitable company's auditor 18 unaware; and the trustees have taken
all steps that they ought to haye takèn to rnake thetrL8elves aware of any relevant
audlt
inf orllLation
and to
e8tablish that the
auditor
aware
of Lhat
informatLOn.
AUDITOR
The audltor,
Nasir Wahrnud FCA,
will be proposed for re-appointment at the
f orthcollung Annual General Dleeting.
Report of the trustees, incorporating a Strategic report,
the board of trustees, as the cornpany directors, on
signed on the boardf8 behalf by:
prcived by order of
(&°Ifl(lo
and
Mr8. Shaheen Farhat
Trustee
15

0£ the Inde
endent Auditor to the Membars of
P￿shkil Aasaan Limited
(A com
an
limited b
uaranta8
for the Year Ended 31 March 2025
Opinion
I have audited the financial statements of Mushkil Aasaan Lirnited IA company
lifftited
by
guarantee)
(the
' charitable
company, I
f or
the
year
ended 31 March 2025 which coffjprise the Statement of Financial ActLVlties, the
Balance Sheet, the Cash Flow Statornent and notes to the financial statements,
Lncluding a SUTtwftary of slgnificant accounting policies. The financial reporting
framework that has been applied in their preparation Is applLcable law and
United Kingdon
ccounting
Standards
ItFnited
KingdorA
Generally Accepted
Accounting
Practice),
including
Financial
Reporting
Standard
102
'The
Financial Reporting Standard applicable in the UK and Republic of Irelandl
In Try opinion the financial Statements:
give a true and fair view of the stat& of the charitable company's a£fairs as
at 31 Lvlarch 2025 and of its inconung resources and application of resources,
including its incorne and expenditure, for the year then ended,.
have been properly prepared in accordance with United KingdorA Generally
Accepteol Accounting Practice, LncludLng Financial Reporting Standard 102 ' The
FinancLal Reporting Standard applicable in the UK ancl Republic of Ireland,,
and
have been prepared in accordance with the require￿entS of the Companies Act
2006.
Basia f or opinion
I conducted my audit in accordance with International Standards on Audlting IUKI
IIS2i8 IUKI l and applicable law. DIJY responsibilities under those standards are
further described in the Auditor resporLsibilitl88 for the audlt of the financial
statements section of my report.
I am independent 0£ the charitable company in
accordance with the ethical requirements that are relevant to my audit of the
financial 3tatement3 in the UK, Including the FRC'S Ethical Standard, and I havo
fulfilled
my
other
ethical
responsibilities
in
accordance
with
thesè
requirements.
I believe that the audit evidence I have obtained is sufficient
and appropriate to provide a basis for my opinion.
Conolusions relat￿g to going conce
I have nothing to report in respect 0£ the following rTratters in relation to
which the ISAS IUKI require me to report to you where:
the trustees, usè of the going concern ba31s of accounting in the preparation
of the financial statemonts is not appropriate; or
the trustees have not disclosed in the £inancial staternent3 any identified
aterial uncertainties that may cast significant doubt about the charitable
company's ability to continue to adopt the going concern basis of accounting
for a period of at least twelve trLonths from the date when the financial
statements are authorised for issue,
oth8r inforjnation
The trustees are responsible for the other information. The other infonnation
comprises
the information included in the Annual Report,
other than the
financial statements and my Report of the Independent Auditor thereon.
My opinion on the financial statements does not cover the other information and,
except to the extent otherwise explicitly stated in my report, I do not express
any form of assurance conclusion thereon.
In connection with my audit of the financial statements, my resporlsibility is to
read the other information and,
in doing
consider whether the other
inforThation is materially inconsistent WLth the flnancial statements, or my
knowledge obtained in the audit or otherwise app&ars to be naterially rtLiSStated.
If I identi£y such material incon813tencies or apparent material misstatements,
am required to determine whether there 13 a Lllaterial misstatèment in the
financial statements or a material Juisstaternent of the Dther informatlon. If,
based on the work I havo per£orrrLed, I conclude that there is a rnaterial
16

Re
ort of the Inde
endent Auditor to the I￿emberS of
Mushkil Aasaan Lxmxted
continued
(A com
limited
uarantae)
for the Yeat Lndad 31 Maroh 2025
misstatement of this other information, I am required tD report that fact.
have nothing to report in this rogard.
opinions on other mattsrs praserthad by the Conpanies Aot 2006
In Thy opinion, based on the work undertaken in the course of the audit:
the information given in the Report of the Trustees for the financial year for
which the financial statements are prepared is conslstent with the financial
statements,. and
th& Raport of the Trustees has been prepared in accordance with applicable
legal requlrements.
Mattar8 on wlllch I am reyirad to reptsrt by exception
In the light of the kLiowledge and understanding of the charitable company and
its environment obtained in the course of the audit, I have not identified
aterial misstateuLents in the Report of the Trustees.
r have nothing to report in respect of the following Matters wh&re the CorrLpanies
Act 2006 requires me to report to you if, in my opinion;
adequate accounting records have not been kept or returns adequate for Thy
audit have not been received frorn branches not visited by rtLe,' or
the financiaL staternents are not in agreement with the accounting records and
returns,. oi
certain disclosure8 of trustees
remunoration specified by law are not Made.
I have not received aLI the inforuLation and explanations I require for my
audit.
RÈsponsibilitias of trustees
As explained more fully in the Statemènt of Trustees,
Responsibilities, the
trustees (who are also the dlrectors of the charltable company for the purposes
of company lawl are responsible for the preparation of the financial statement3
and for being satisfied that they give a true and fair vlew, and for such
internal
control
the
trustees
deterninÈ
necessary to
enable
the
preparatlon of flnancial statertLents that are free from matorlal mi88tatement,
whether due to fraud or error.
In
preparing the
f inanclal
statements,
the
tru8tees
are
responsible
f or
assessing the charitable cornpany's ability to Continue as a going concèrn,
disclosing4T as applicable, matters related to going concern and using the going
concern basis of accounting unless tho trustees either intend to liquidate the
charitable company or to cease operations, or have rLO reaListic alternative but
to do so.
My respon8ibiLitlo8 for the audit of the financial statèmants
y objectives are to obtain reasonable assurance about whether the financial
statemÈnts as a whole are free frollb material misstatement, whether due to fraud
or error,
and to issue a Report of the Independent Auditor that includos my
opinion.
Reasonable assurance is
high level of assurance but is not
guarantee that an audit conducted in accordance with ISAB
IUKI will always
cletect a matèrial misstatement when it exists.
iS8tatements can arise from
fraud or error and are considered material if, Individually or in the aggregate,
they could reasonably be expected to influence the economic decision3 of users
taken on the basis of these financial statements.
Irregularities, including fraud, are instances of non-cornpliance with laws and
regulations.
I design procedures in line with My responsibilities, outlirled
above, to deteet material misstaternents in respect of irregularities, including
fraud.
f ho
extent
which
my
procedures
are
capablo
detecting
irrègularities
Including fraud is detailed below:

ort of the Inde
endent Auditor to th& blthrs 0£
Mushkil Aasaan Lxmited
continued
(A oom
lin￿t&d by guarantee
for the Year Ended 31 March 2025
Enquiry of management, those charged with governance and the entity's 801icltor8
lor in-house legal team) around actual and potential litigation and claims.
Lnquiry of entity sta£f in tax and compliance functions to identify any
nstances of non-compliance with laws and regulations.
RevLewing minutes of meetings of those charged with governance.
Reviewing internal audit report8 .
Revlewing
fInanc￿al
Stat&ment
disclosures
and
testlng
Supporting
documentation to assess compliance with applicable laws and regulations.
Audltlng the risk of management overrlde of controls, Including through testing
journal &ntries and othor adju8trftents for appropriateness
and evaluatlng the
business rationale of slgni£icant transactions outside the norfflal course of
busines8.
A further descriptlon of rny responsibilltle8 for the audit of the financial
Staternent8
is
located
on
the
FLnancial Reportlng Council I
www. f rc. org. uk/audiLorsresponslblliti8s.
wèbslte
at
This
Report of the fndependent Auditor.
description
f orms
part
of my
U8• of my rÉport
This report is made solely to the chariLable company'8 members, as a bodyi in
accordance with Chapter 3 of Part 16 of the Companies Act 2006. IJJY audit work
has been undertaken so that I might State to the charitable company's merobers
those maLter8 1 am required to state to then in an auditor's report and for no
other purpose. To tho fullest extent pert(Litted by law, I do not aceept or a88ume
responsibility to anyone other than the charitabl& company and the charitable
company'g mtrnbers as a bodyi for my audit work, for thi8 report, or for the
oplnions I have formed.
NaBir Mahmud FCA (Senior Statutory auditor)
and on behaLf of
Na8ir Dgahmud
Chartered Accountant and Registered Auditors
11 Eiierton Road
West Wimbledon
SW20 OER
Dat¢:
18 J2L

Mushkil Aa3aan LiTQi ted
(A
Li2niead b
arantee)
statement of Financial Aetivitias
fot the Year Ended 31 March 2025
31.3.25
Total
f unds
31.3.24
Total
f unds
Unrestricted Restricted
funds
funds
Ilotes
INCO￿ AND ENDOWMKNfs FROM
Donations and legacie3
163,168
163,168
110, 988
other trading activitie8
Investment income
3 2,491,773
209,051
2,491,773 2,267,209
209, 051
196,228
Total
2,700, 824
163,168 2,863, 992 2,574, 425
EXPENDITfJRE ON
Raising f unds
140,075
140, 075
108, 943
Charitable aceivit188
Spot Purchases
Charitable activity
Governance costs
1,939,643
282,097
17,000
1,939,643 1,676,602
445,265
412,503
17,000
17,000
163,168
Total
2,378,815
163, 168 2,541, 983 2,215,048
Net gains Ilossl on investments
18,1001
18,1001
NET INCO￿/ (EXPENDITURE)
313, 909
313, 909
359,377
REALLOCATION OF RB8Th1CTED FtJNDS
RECONCILL4TION OF FUNDS
Total funds brought forward
8,529, 129
8,529, 129 8,169, 752
8,843, 038
8,843,038 8,529,129

Mushkil Aasaan Limit8d
{A oom
an
LMAited b
uarantee)
Balanoa ShaÈE
31 Marah 2025
31.3.25
Total
funds
31.3.24
Total
f unds
Notes
FIXED ASSI￿s
Tangible assets
Investment property
12
13
498,898
493, 672
4,170,000 4,1810,000
4,668,898 4,673,672
CURBINT ASSETS
Debtors
Cash at bank and in hand
14
395, 565
360, 531
4,242,866 3,937,874
4,638,431 4,298,405
CREDITORS
Amounts falling due wlthin l year 15
1260,9911 1237,7481
NET CURRENT ASSETS/ ILIABILITIES)
4,377,440 4,060,657
OTAL ASSETS LESS CURRENT LIABILITIES
9,046,338 8,734,329
PROVISIONS FOR LIABILITIES
16
1203, 3001 1205,2001
ASSETS
8,B43,038 8,529,129
17
Unrestricted fund3:
General f und
Revaluation Reserve
7,975,438 7,653,429
867,600
875, 700
8,843,038 8,529,129
Restrioted £uncls:
Restricted Eund
TOTAL F￿D8
8,843,038 8,529,129
The financial statements were approved by the Board of Trustees and authorised
for issue on Fridayi
and were signed on its behalf by:
Mrs. Shaheen Farhat
Trustee
20

lknshkil Aasaan Limited
IA com
an
limited
aranteo
Cash Flow stat￿ant
for the Y&ar Endad 31 Mareh 2025
31.3.25
31.3.24
Ca8h £Iow8 fro]n oparating activiti88
Cash generated from
operations
Interest paid
305, 950
349,425
113, 4701
15,0251
blet cash provlded by operating activities
292,4BO
344,400
Cash flows from invaat&ng activit1&8
Purchase of tangible fixed assèts
nterest received
Los ses on investment
126,0621
46,674
18,1001
119,8471
42,762
Net cash provlded by investing activities
12,512
22,915
Changa in aash and cash
equivalents in thè raptsrknng
pariod
Ca8h aud cash equivalénts at
tha b6ginning of the
rep)rknng Feriod
304, 992
367,315
3,937, 874
3,570,559
Cash and ca8h equivalents at
tha Ènd of the raportlng
Feriod
4,242, 866
3, 937. 874
21

Mushkll Aasaan Llmlted
Imiited b
arant•a
Notas to the Cash Flow Statemen
for tha Yaar Indad 31 March 2025
RECONCILIATION OF NET INCOMK TO NKT CASH FLOW FROM OPERATING ACTIVITIES
31.3.25
31.3.24
Nat income for tha reporting ￿rIOd (as per tha
statement of Financlal AaÈiviti831
Adjustmanta for:
Depreciation charges
IGainsl / Losses on investments
Interest received
Interest paid
Decrease/ lincreasel In debtors
Increase/ Idecreasol in creditors
322, 009
359,377
20,836
8,100
146,6741
13, 470
135,0341
23,243
16,383
40,500
142,7621
5,025
150,5081
21,410
N6t cash provided by oparati0118
305, 950
349,425
ANALYSIS OF CHANGES IN NET FCWJS
t 1.4.24 Cash flow At 31.3.25
Nét cash
Cash at bank and in hand
3,937. 874
304, 992 4,242,866
3,937,874
304,992 4,242,866
Total
3, 937, 874
304,992 4,242,866
22

Mushkil Aa8aan L&mited
(Aco
an
li￿ted b
uaranta
Not8JA to the FinangAal Statsment8
Eor tho Yaar End6d 31 March 2025
ACCOUNTING POLICIES
Basis of pz•paring thè financial stateThent¥
The financial statements of the charitable companyi which is a publlc
benefit entity under FRS 102, have been preparecl in accordance with the
Charities SORP IFRS 1021 'Accounting and Reporting by Charitie3: Statement
of Recollunended Practice applicable to charities preparlng tiLeir accounts Ln
accordance with the Flnancial Reporting Standard applicable in the UK and
Republlc of Ireland IFRS 1021 (effective l January 20191
Flnancial
Reporting Standard 102 'The Financial Reportlng Standard applL¢able in the
UK and Republic of Ireland, and the Companies Act 2006. The financial
statements have beèn prepared under the historlcal cost conventlon,
modLf led by the revaluation of certain assets.
Income
AIL income is recogni8ed In the StatellL@nt of Financial Activities once the
charity has entitleLnent to the funds, it is probablè that the incorne WILI
be received, and the amount can be measured reliably.
Rxpgnditur&
Llabilities are recognised as expènditure as soon as there is a legal Dr
constructlve obligatlon comitting the charity to that expenditure, it LS
probable that
transfer
of
economic
benefita
will be
required
In
settlement and the artLount of the obligation can be measured reliably.
Expenditure Is accounted for on an accruals basis and has been classified
under headings that aggregate all cost related to the category. Where costs
cannot be dlrectly attributed to partlcular heading3,
they havè been
allocated to activities on a basis consisteat with the use of resources.
Tangible fixad asset8
Depreciation Is prDVLded at the following annual rates in order to write
off Èach asset over its estimated useful life.
Freehold property
Straight line over fifty years
Fixtures and f itting
258 Straight line
Invastnant ptoparty
Investment property
LS
shown at most
recent
valuation.
Any aggregaLe
surplu3 or deficit aris￿ng from changes in falr value is recognised in the
Statement of Financial Activities.
Taxation
The chari'Èy is exempt from corporation tax on its charitable activities.
However, it Is subject to income tax on net rental income, and capital
gains tax on any capital gains.
Fund aeaounting
Unrestricted funds can be used in accordance with the charitable Dbjectives
at the discretion of the trustees.
Restricted futLds can onLy be used far particular restricted purposes within
the objects of the charLty.
Restrictions arise when specifiéd by the donor
or when funds are raised for particular restricted purposes.
Further explanation of the nature and purpose of each fund is included in
the notes to the financial statettlents.
Pfjnsion costs and ather post-retirement bènaEits
The charitable company opetates a defined contribution pension scherne.
payable to the charitable company s pension scheme are charged to the
statement of FirLancial Activlties In the period to which they relales.
23

Muahkil Aasaan Limited
(A aom
limited b
uatantaa)
Notes to tha Financial Statemants
for tha Year Ended 31 March 2025
continuad
DONATIONS AND LBGACIRS
31.3.25
31.3.24
Grants
163,168
110, 988
163, 168
110, 988
fhis is ftsrther anaLy8ed as:
Unrestricted..
Other Grants
59, 521
59,521
Restricted:
andsworth Borough Council
other Grants
52,239
110,929
51,467
OTHER TRADING ACTIVITIES
31.3.25
31.3.24
Spot purchase services
Playscheme
2,481,369 2,254,827
10, 404
12,382
2,491 773
2,267 209
31.3.25
31.3.24
Rents received
Depo8lt account interest
162,377
46, 674
153,465
42,763
209, 051
196,228
RAISING FUNDS
Oth•r tradittg activitles
31.3.25
31.3.24
Bad debt8
27,858
4,719
IAvo¥tment managanent cost
31.3.25
31.3.24
Professional fees & rates
Property repairs
Tax on rental income
81,632
17,602
12,983
58, 007
33, 566
12,651
112,217
104,224
ggregate amounts
140 075
108,943
24

Mushkil Aasaan LiThit8d
IACO
limitad
arantee)
Notes to the Finall￿al State]rt6nt¥
or th• Year Ended 31 March 2025
continuad
CHARITABLE ACTIVITIES COSTS
Direct
Costs
Direct
Costs
2025
2024
Spot Purchases
Charitable activlty
Governance coBt8
1,939,643
445,265
17, 000
1, 676,602
412,503
17,000
2,401,908
2,106, 105
NET INCOME/ IRXPEIIDITUFE)
tqet incone/ lexpenditurel is stated af ter charging/ Icreditingl
31.3.25
31.3.24
DeprecLation
owned assets
Fees payable for the audit of the financial
statellLents
20,863
12,000
16, 383
12,000
32,863
28,383
ATJDITORI S REMUNERATION
2025
2024
Fees payable to Nasir bIahmud
Fees payable for the audit of the financial statements
12, 000
12,000
Fees payable to the collYpany'8 auditor and its associates
for other services:
other non-audit services
5,000
5,000
TRUSTEES ' REMtJNZRXTION AND BENEFITS
There were no tru8tees' rèmuneration or other benefits for the year ended
31 March 2025 nor for the year ended 31 March 2024.
Trustses, •xpen8•8
There were no trustees, expenses paid for the year ended 31 March 2025 nor
for the year ended 31 2024.
25

Mushkil Aasaan Limitad
limitèd
uarantee
Notea to the Financlal Statements
£or thè Yaar Ended 31 March 2025
Continued
10. STAFF COSTS
31.3.25
31.3.24
Wages and Balaries
Social security costs
other pension costs
1, 939,643 1, 676,602
148,287
116, 416
30, 646
25,811
2,118,576 1,818,829
The average monthly number of employees durlng the year was as follows:
31.3.25
31.3.24
Care Services
Adninistratlon
145
06
162
07
Total
151
121
The of employees whose empLoyee benefits (excluding employer pension
costs) exceeded £60,000 wa8:
31.3.25
£70, 001
31.3.24
£80, 000

ushkil Aasaan Limitad
an
luAitad
arantea
Notas to tha FIZ￿n￿al statom￿t5
for the Year Rnded 31 Marah 2025
continued
11. COMPARATIVES FVR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted Re8tricted Total
funds
fund
f unds
INCOM& AND ENDOTrIMENTS FROM
Donatlons and legacies
110,988
110,988
other trading actLVlties
Investment income
2,267,209
196,228
2.267,209
196,228
Total
2,463, 437
110,988 2,574,425
EXPENDITURE ON
Raising funds
108, 943
108, 943
Charitabla aativiEIo¥
Spot Purchases
Charitable activity
Governance costs
1, 676,602
201,515
17,000
1,676, 602
412,503
17,000
110,988
Total
2,104,060
110,988 2,215,048
Nét gains on investrnents
INCOME/ IEXPRNDITURE
REALLOCATLON OF RESTRICTED FUNDS
359,377
126,5351
359, 377
26,535
RECONCILIATION OF FUNDS
Total funds brought forward
8, 196,287
126, 5351 8,169,752
OTAL FUNDS CARRIED FORWAIID
8,529,129
8,529,129
12. TANGIBLE FIXED A88ETS
Flxture8
and
f itting8
Freehold
property
Totals
COST
At l April 2024 and 31 Trfarch 2025
Addition
710, 534
45,541
26,062
756,075
26, 062
710,534
71, 603
782, 137
DEPBECIATION
At l April 2024
Charge f or year
236,995
9,281
25,408
11,555
262, 403
20, 836
At 31 March 2025
246,276
36,963
283,239
NET BOOK VALUE
At 31 March 2025
464, 258
34,640
498, 898
At 31 March 2024
473,539
20, 133
493,672
27

Mtt8hki l Aaaaan Lirnitad
(A com
limitad
arantee)
Notea to the Financial Statement
fer tha Yaar Ended 31 March 2025
continuad
13. INVESTMENT PROPERTY
FAIR VALU
At l April 2024
Revaluation
4,812,757
iio,0001
At 31 March 2025
4. 802,757
AhlORTISATION
24t l April 2024
and 31 March 2025
632, 757
BOOK V21LUE
At 31 March 2025
4,170. 000
At 31 Dgarch 2024
4,180, 000
14. DEBTORS: AbA)UNTS FALLINC DUE WITHIN YEAR
31.3.25
31.3.24
Trade debtors
Provision fc)r bad debts
Prepayments and accrued income
102,019
125,3841
318, 930
161,514
153,2421
252,259
395, 565
360, 531
15. CREDITORS: AMOUNTS YALLING DUE WITHIN ONE YEAR
31.3.25
31.3.24
Tax
Social security and other taxes
other creditC>rs
Accruals and deferred incorne
12,983
79,124
57,038
111,846
12,651
71,239
52,806
101,052
260, 991
237, 748
16. PROVISIONS FOR LIABILITIES
31.3.25
31.3.24
Deferred tax
203,300
205,200
2$

Mughkil Aasaan Luaitad
(A oom
limited b
atantaa)
Notes to tha Financial 8eat&mants
for tha Year Ended 31 Marah 2025
continu•d
17.
Net
rtLovement
At 1.4.24 in funds
Trans
f und8
At
31.3.25
Unrestricted funds
General funds
Revaluation Reserve
7,612. 929
875,700
322, 009
18,LOOI
7, 934,938
867, 600
8,488,629
313,909
Restricted fund8
Restrlcted Funds
8,802,538
TOTAL FUNDS
8,488, 629
313, 909
8,802,538
Supported Housing
Project included in above
£5 000 000
Unrestsicted reserves hava bean de3i¢Jnated for
dentlf led
Supported Houslng Project and to enhance
pLovided with estlmatod cost of £5n or twre.
a￿stIng servicas
Nat movament in funds, &noluded in the above are aÈ follows:
InCo￿1n9
resources
Resource8
expended
Gains and
1083e3
ovement
in funds
Ullre¥trictad £unds
G@neral fund
Revaluatlon Reserve
2,700,824
12,378,815)
18, 1001
313,909
2,700,824
12,37B,8151
R8stricted fund$
Restricted Fund
18,1001
313, 909
163. 168
1163, 1681
TOTAL FUNDS
2,863,992
12, 542,0991
18,1001
313,909
C¢xAparatives Eor movemant &n funds
Net
ovement
in funds
At
31.3,24
At 1.4.23
Unre8trictad funds
General fund
Revaluatlon ReserSTe
7,280,087
916,200
359,377
140,5001
7,639,464
875,700
8.196,287
Restrlctsd £Tmd$
Restricted Fund
318,877
8,515,164
126,5351
126,5351
FUNDS
8,169,752
318,877
B, 488, 629
29

bfushkil Aasaan Llmitad
an
limited b
uarant88
Noto8 to tha Financial Statements
£or the Year Endad 31 March 2025
continued
17. 14OVEMBNT IN FUNDS - Qontlnued
Comparative net rnovement in futLds, included in the above are as follows:
Incoming
resource8
Resources
expended
Galn8 and
103ses
Movement
n funds
Unrestriatad £und
General fund
Revaluatlon Reserve
2,566, 760 12,207,363)
359,377
140,5001
140,5001
Rastricted £und$
Restricted Fund
2,566,760 12.207,3831
140,5001
318, 877
7, 665
17,6651
To￿AL FUNDS
2,574,425
12,215,0481
140,5001
318, 877
18 . RELATED PARTY DIgCIDSURE8
here were no related party transactions for the year ended 31 March 2025.
19. POST BAWCE SHEET EVENT
Mushkil Aasaan
continues
to
operate
WLthout
formal
service
level
agreetllent for providing hoThecare Bervices. The contract was not renewed by
the hlanrJ8worth Borough Council.
30