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2020-12-31-accounts

Charity Registration No. 1080524

P.S.A. WELFARE & BENEVOLENT FUND

ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2020

P.S.A. WELFARE & BENEVOLENT FUND

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Martin Clowes Chris R Coates John J Jones (Treasurer) David Lawrence Andrew Lenthall Michael J Lowe (Chair) Kelly Murray Charity number 1080524 Principal address c/o John Jones Flat 2, Redland House 64 Hough Green Chester CH4 8JY Auditor DSG Castle Chambers 43 Castle Street Liverpool L2 9TL

P.S.A. WELFARE & BENEVOLENT FUND

CONTENTS

Page
Trustees' report 1 - 3
Statement of trustees' responsibilities 4
Independent auditor's report 5 - 7
Statement of financial activities 8
Balance sheet 9
Statement of cash flows 10
Notes to the financial statements 11 - 16

P.S.A. WELFARE & BENEVOLENT FUND

TRUSTEES' REPORT

FOR THE YEAR ENDED 31 DECEMBER 2020

The trustees present their annual report and financial statements for the year ended 31 December 2020.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's Declaration of Trust , the Charities Act 2011 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) " (effective 1 January 2019 ).

Objectives and activities

The Production Services Association (PSA) is a trade association supporting people who work in the production of live events, concerts, and tours.

In 1998, a proposal was put to the PSA General Council by the then General Manager and a volunteer to establish a welfare department as a service to members of the association. This was accepted by the Council and work started identifying what services might be provided. These were defined as - giving financial assistance to qualifying PSA Members and their dependents in times of need and hardship and training .

Members and supporters commenced fund raising. This continued regularly at relatively low but sufficient levels to always meet the needs of our members over the years in accordance with our Deed of Trust.

The P . S . A . Welfare & Benevolent Find became a registered Charity in 2000

The Charity adopted the working title of ‘STAGEHAND’.

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charity should undertake.

Achievements and performance

In February 2020, due to the Coronavirus pandemic, live events came to complete standstill. By August 2020 the charity could see the devastating effect that this was having on all live events production workers and their dependents with no foreseeable signs of the situation improving quickly. In addition, many freelance workers in the sector, for various reasons, fell outside the scope of the government’s SEISS scheme. In September the trustees approached the PSA Council and with their blessing we opened up our ‘COVID-19 Crew Relief Fund’ . This fund is open for all live events production workers and not restricted solely to members of the PSA.

Financial review

By the end of the financial year to 31 December 2020, charitable income was £1,045,326 (2019: £12,317) for the COVID-19 Crew Relief Fund and expenditure was £143,137 (2019: £1,894) which has resulted in a surplus of £902,189 (2019: £10,423) . The amounts raised in the COVID -19 Crew Relief Fund and paid out in grants to date have exceeded our initial expectations.

As at 31 December 2020, unrestricted reserves stood at £917,758 (2019: £13,699) and restricted reserves stood at £6,185 (2019: £8,085).

Reserves policy

It is the policy of the charity that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the charity ’s current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

P.S.A. WELFARE & BENEVOLENT FUND

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

The Charity has no employees nor the overhead of a premises. All of the work is carried out on by the Trustees on a voluntary basis from their homes or business premises at no charge. It therefore has very low running costs. The policy is to maintain a £20,000 reserve to more than adequately cover running costs and unforeseen occurrences.

Regarding funds distributable in the form of grants, throughout history of over two decades, the charity ha s always managed to raise sufficient funds to meet our stated objectives.

Restricted f unds

In 2017, the charity extended the services it offer s to include the funding of fees for Mental Health First Aid Training for PSA Members wishing to undertake the courses by opening up a restricted fund specifically for mental health aid.

Plans for the future

At the time of submitting our annual report significant fundraising and awarding of grants continued into 2021.

Since July 2021, the live events industry has slowly begun to get back to work. It is thought that a return to prepandemic levels of activity might not return until the summer of 2022. Although demand on the COVID 19 Relief Fund is decreasing, it will continue to support those still worst affected by the pandemic foreseeably for several months to come while continuing the charity’s core activity of supporting live events production workers at times of need and hardship. The success of the COVID-19 Crew Relief Fund has opened up new sources of potential funding for the charity.

P lans going forward include:-

To continue to widen the activities for the benefit of all working in live event production in the UK or on work emanating out of the UK.

This does not include those working in the theatre, television & broadcast or film sectors. Nor does it include artists or musicians as these sectors have their own long established welfare charities.

To support at times of serious illness, injury or death -

P.S.A. WELFARE & BENEVOLENT FUND

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

COVID–19 Crew Relief Fund-

Mental Health & Dependency Awareness -

Mental Health First Aid-

Treatment for Mental Illness and Dependency-

To remain aware of and open to responding to future welfare needs of live events production workers.

To communicate and collaborate with whenever possible with all other organisations working for the benefit of live industry workers

Structure, governance and management

The trustees who served during the year and up to the date of signature of the financial statements were: Martin Clowes

Chris R Coates John J Jones (Treasurer) David Lawrence Andrew Lenthall Michael J Lowe (Chair) Kelly Murray

None of the trustees has any beneficial interest in the company. All of the trustees are members of the company and guarantee to contribute £ 1 in the event of a winding up.

The trustees' r eport was approved by the Board of Trustees.

John J Jones (Treasurer) Trustee

Michael J Lowe (Chair) Trustee

10 January 2022

P.S.A. WELFARE & BENEVOLENT FUND

STATEMENT OF TRUSTEES' RESPONSIBILITIES

FOR THE YEAR ENDED 31 DECEMBER 2020

The trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that year.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

P.S.A. WELFARE & BENEVOLENT FUND

INDEPENDENT AUDITOR'S REPORT TO THE TRUSTEES OF P.S.A. WELFARE & BENEVOLENT FUND

Opinion

We have audited the financial statements of P.S.A. Welfare & Benevolent Fund (the ‘charity’) for the year ended 31 December 2020 which comprise the statement of financial activities, the balance sheet, the statement of cash flows and the notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" (United Kingdom Generally Accepted Accounting Practice) .

In our opinion, the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

P.S.A. WELFARE & BENEVOLENT FUND

INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE TRUSTEES OF P.S.A. WELFARE & BENEVOLENT FUND

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 require us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the s tatement of trustees' r esponsibilities, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below .

P.S.A. WELFARE & BENEVOLENT FUND

INDEPENDENT AUDITOR'S REPORT (CONTINUED) TO THE TRUSTEES OF P.S.A. WELFARE & BENEVOLENT FUND

Based on our discussions with the charity’s management and the Trustees, we identified that the following laws and regulations are significant to the entity:

These matters were discussed amongst the engagement team at the planning stage and the team remained alert to non-compliance throughout the audit.

Audit procedures undertaken in response to the potential risks relating to irregularities (which include fraud and non-compliance with laws and regulations) comprised of: inquiries of management and the Trustees as to whether the entity complies with such laws and regulations; enquiries with the same concerning any actual or potential litigation or claims; inspection of relevant legal correspondence; review of Trustee meeting minutes; testing the appropriateness of journal entries; and the performance of analytical review to identify unexpected movements in account balances which may be indicative of fraud.

No instances of material non-compliance were identified. However, the likelihood of detecting irregularities, including fraud, is limited by the inherent difficulty in detecting irregularities, the effectiveness of the entity’s controls, and the nature, timing and extent of the audit procedures performed. Irregularities that result from fraud might be inherently more difficult to detect than irregularities that result from error. As explained above, there is an unavoidable risk that material misstatements may not be detected, even though the audit has been planned and performed in accordance with ISAs (UK).

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https:// www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Use of our report

This report is made solely to the charity’s trustees, as a body, in accordance with part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charity's trustees those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

DSG 10 January 2022
Chartered Accountants
Statutory Auditor Castle Chambers
43 Castle Street
Liverpool
L2 9TL

DSG is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006.

P.S.A. WELFARE & BENEVOLENT FUND

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 DECEMBER 2020

Unrestricted
Restricted
funds
funds
2020
2020
Notes
£
£
Income from:
Donations and legacies
3
1,045,297
-
Investments
4
29
-
Total income
1,045,326
-
Expenditure on:
Charitable activities
5
141,237
1,900
Net income/(expenditure)
for the year/
Net movement in funds
904,089
(1,900)
Fund balances at 1 January
2020
13,699
8,085
Fund balances at 31
December 2020
917,788
6,185
Total Unrestricted
Restricted
funds
funds
2020
2019
2019
£
£
£
1,045,297
12,031
-
29
286
-
1,045,326
12,317
-
143,137
1,637
257
902,189
10,680
(257)
21,784
3,019
8,342
923,973
13,699
8,085
Total
2019
£
12,031
286
12,317
1,894
10,423
11,361
21,784

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

P.S.A. WELFARE & BENEVOLENT FUND

BALANCE SHEET

AS AT 31 DECEMBER 2020

2020
Notes
£
£
Current assets
Cash at bank and in hand
927,273
Creditors: amounts falling due within
one year
9
(3,300)
Net current assets
923,973
Income funds
Restricted funds
10
6,185
Unrestricted funds
917,788
923,973
The financial statements were approved by the Trustees on 10 January 2022
John J Jones (Treasurer)
Michael J Lowe (Chair)
Trustee
Trustee
2019
£
21,784
-
£
21,784
8,085
13,699
21,784

P.S.A. WELFARE & BENEVOLENT FUND

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 DECEMBER 2020

Notes
Cash flows from operating activities
Cash generated from operations
13
Investing activities
Investment income received
Net cash generated from investing
activities
Net cash used in financing activities
Net increase in cash and cash equivalents
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year
2020
£
29
£
905,460
29
-
905,489
21,784
927,273
2019
£
286
£
10,137
286
-
10,423
11,361
21,784

P.S.A. WELFARE & BENEVOLENT FUND

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020

1 Accounting policies

Charity information

P.S.A. Welfare & Benevolent Fund is an unincorporated charity, controlled by its governing document . The charity is based at 86a Ramsden Road, London, SW12 8QZ.

1.1 Accounting convention

The financial statements have been prepared in accordance with the charity's Declaration of Trust, the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charity is a Public Benefit Entity as defined by FRS 102.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling , which is the functional currency of the charity . Monetary a mounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4 Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the charity has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.

P.S.A. WELFARE & BENEVOLENT FUND

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

1 Accounting policies

(Continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future p aymen ts discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity ’s contractual obligations expire or are discharged or cancelled.

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

P.S.A. WELFARE & BENEVOLENT FUND

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

3 Donations and legacies

Unrestricted Unrestricted
funds funds
2020 2019
£ £
Donations and gifts 1,045,297 12,031
4 Investments
Unrestricted Unrestricted
funds funds
2020 2019
£ £
Interest receivable 29 286
5 Charitable activities
2020
2019
£
£
Volunteers expenses 940
1,020
Bank charges 406
216
Telephone 260
250
Mental health 1,900
257
Travel -
91
Sundry expenses 311
60
Claims 136,020
-
139,837
1,894
Share of governance costs (see note 6) 3,300
-
143,137
1,894
Analysis by fund
Unrestricted funds 141,237
1,637
Restricted funds 1,900
257
143,137
1,894

P.S.A. WELFARE & BENEVOLENT FUND

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

6 Support costs

Support
costs
Governance
costs
£
£
Audit fees
-
3,300
-
3,300
Analysed between
Charitable activities
-
3,300
2020
Support
costs
Governance
costs
£
£
£
3,300
-
-
3,300
-
-
3,300
-
-
2019
£
-
-
-

7 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

8 Employees

The average monthly number of employees during the year was:

2020 2019
Number Number
Total - -
There were no employees whose annual remuneration was more than £60,000.
9 Creditors: amounts falling due within one year
2020 2019
£ £
Accruals and deferred income 3,300 -

P.S.A. WELFARE & BENEVOLENT FUND

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

10 Restricted funds

The income funds of the charity include restricted funds comprising the following unexpended balances of donations and grants held on trust for specific purposes:

Movement in funds Movement in funds Movement in funds Movement in funds
Balance at Incoming Resources Balance at Incoming Resources Balance at
1 January 2019 resources expended
1
January 2020 resources expended 31 December
2020
£ £ £ £ £ £ £
Mental
Health
Training
Fund 8,342 - (257)
8,085
- (1,900)
6,185

Mental Health Training Fund - this fund is used to provide access to training in Mental Health First Aid Training for PSA members to undertake this training.

11 Analysis of net assets between funds

Unrestricted
funds
Restricted
funds
2020
2020
£
£
Fund balances at 31
December 2020 are
represented by:
Current assets/
(liabilities)
917,788
6,185
917,788
6,185
TotalUnrestricted
funds
Restricted
funds
2020
2019
2019
£
£
£
923,973
13,699
8,085
923,973
13,699
8,085
Total
2019
£
21,784
21,784

12 Related party transactions

There were no disclosable related party transactions during the year (2019 - none) .

13
Cash generated from operations
Surplus for the year
Adjustments for:
Investment income recognised in statement of financial activities
Movements in working capital:
Increase in creditors
Cash generated from operations
2020
£
902,189
(29)
3,300
905,460
2019
£
10,423
(286)
-
10,137

P.S.A. WELFARE & BENEVOLENT FUND

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2020

14 Analysis of changes in net funds

The charity had no debt during the year.