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2023-04-05-accounts

CHARITY REGISTRATION NUMBER: 1080182

Immanuel Presbyterian Church, Caerau Unaudited Financial Statements 5 April 2023

GORDON DOWN & COMPANY LIMITED

Accountants and business advisors 144 Walter Road Swansea SA1 5RW

Immanuel Presbyterian Church, Caerau

Financial Statements

Year ended 5 April 2023

Page
Trustees' annual report 1
Independent examiner's report to the trustees 6
Statement of financial activities 7
Statement of financial position 8
Notes to the financial statements 9
The following pages do not form part of the financial statements
Detailed statement of financial activities 19

Immanuel Presbyterian Church, Caerau

Trustees' Annual Report

Year ended 5 April 2023

The trustees present their report and the unaudited financial statements of the charity for the year ended 5 April 2023.

Reference and administrative details

Registered charity name Immanuel Presbyterian Church, Caerau Charity registration number 1080182 Principal office Church Office 10 Panteg Close Culverhouse Cross Cardiff CF5 4TW The Trustees Mr T D Bees (Elder) Dr P J Corney (Elder) Rev Dr P J Naylor (Elder) Mr D Union Accountants Gordon Down & Company Limited Accountants and business advisors 144 Walter Road Swansea SA1 5RW

1

Immanuel Presbyterian Church, Caerau

Trustees' Annual Report (continued)

Year ended 5 April 2023

Structure, governance and management

Governing document

Immanuel Presbyterian Church, Caerau is constituted under a Trust Deed dated 16 May 1999 and revised on 13 August 2013 and has registered charity number 1080182.

Organisational structure

The Trustees who have served during the year and since the year-end are set out on page 1 together with other legal and administrative information. The church is ruled by its ordained elders. The "Trustee", so called, is a custodial trustee for property only. The Trustees are elected by the Elders' session.

Appointment and induction of new trustees

Trustees are appointed by the Elders’ session. The elders are responsible for the induction of any new Trustee. This involves making them aware of a Trustee's responsibilities and of the nature of the governing document and administrative procedures. A new Trustee would be given access to a copy of the charity's Trust Deed together with a copy of the charity's latest Annual Report and Accounts.

Key management remuneration

The elders of the church are considered to be the key management personnel of the charity. Details of Trustee remuneration and other benefits are disclosed at note 14. Details of Trustee expenses and related party transactions are disclosed in notes 14 and 20 respectively. Total payments to all key management personnel is included in note 13.

Risk management

The Trustees have conducted a review of the major risks to which the charity is exposed. Where appropriate, systems or procedures have been established to mitigate the risk the charity faced. These procedures are periodically reviewed to ensure they continue to meet the needs of the charity.

2

Immanuel Presbyterian Church, Caerau

Trustees' Annual Report (continued)

Year ended 5 April 2023

Objectives and activities

Objectives and aims

The object of Immanuel Presbyterian Church, Caerau hereinafter called 'the Church' is to advance the Christian Religion in accordance with its declared Confession of Faith and Subordinate Standards. In furtherance of the above object but not further or otherwise, the Church has the following powers:

(a) to establish and build up a Christian church according to the teaching of Scripture, that is a church in the fullest sense of the term as found in Scripture;

(b) to declare the whole counsel of God as revealed in holy Scripture and summarised in the Confession of Faith and Subordinate Standards of the Church;

(c) to express the Christian life within and outside the fellowship of the Church;

(d) to erect or acquire, maintain and, if necessary, dispose of such land and buildings as are needful to accomplish the object, and for no other purposes than those consistent with charitable status;

(e) to seek and establish visible union with all like-minded churches, i.e. with churches which have the same, or a closely compatible, confessional basis and form of government;

(f) to seek association i.e. fraternal or sister-church relations, with other Reformed or Presbyterian churches subscribing to the Westminster Confession of Faith or the Three Forms of Unity (i.e. the Belgic Confession, the Heidelberg Catechism and the Canons of Dort) or a compatible Reformed confession;

(g) to co-operate wherever possible, on a Biblical basis appropriate to each category, with other Christian churches and organisations;

(h) to establish and maintain, according to the providence of God, such institutions and structures as will provide for: Christian education; theological training; care of the old and infirm; good works to be done to all men and especially those of the household of faith, and

(i) to undertake the task of church extension and foundation as the persuasion of Scripture, providence and the Holy Spirit direct and constrain.

Volunteers

The charity provides a stipend for the minister of the church. In addition, the charity employs two members of staff. The charity has numerous volunteer helpers who are responsible for the support of many activities in the church. It is not possible to place a monetary value on the contributions made by volunteers nor are figures available that show how many hours of service they provide.

Achievements and performance

Immanuel Presbyterian Church, Caerau promotes the Christian Religion primarily but not exclusively within the districts of Ely in the City of Cardiff.

Public benefit statement

The Elders confirm that they have complied with the duty under the Charities Act 2011 to have due regard to the Charity Commission's general guidance on public benefit when planning church activities for the year. Public benefit is provided principally by the provision of a Place of Worship, with regular public meetings held for worship. The Church seeks to fulfil its charitable objectives in the advancement of the Christian Religion.

3

Immanuel Presbyterian Church, Caerau

Trustees' Annual Report (continued)

Year ended 5 April 2023

Developments within the charity

The period 6 April 2022 - 5 April 2023 has seen progress in the life of the church as indicated below.

The objects of the charity are to advance the Christian religion in accordance with the Westminster standards, to the glory of God and the benefit of mankind everywhere. These objects were effected by preaching the gospel of Jesus Christ and teaching Christian doctrine; by providing the means to allow believers to practice their faith; by applying Christian doctrine and making available literature to explain faith and how to outwork it in life; to administer the sacraments of baptism and the Lord’s Supper; by distributing copies of the Bible; and by showing practical Christian charity to those in need. The public services of the church are open to all. Recordings of sermons are regularly uploaded and freely available to all via the Internet; Christian literature is displayed and available without charge.

It is affirmed that these objects, in particular the public worship and the administration of the sacraments, cannot be achieved unless persons are physically present in assembly.

The usual services to mark Easter, the harvest and the incarnation were held in the church.

The annual church meeting was held in January.

Food collections in support of the work of the Barnabas Fund for Christians in India, Africa, and Southeast Asia were made.

Mr Benjamin Mitchell continued as ministerial assistant with an extension to his contract to the end of 2023.

During the period two members of long standing in the faith went to be with the Lord and there was one birth. Four new members were received into church membership.

Following a process of instruction and prayer two men were elected and subsequently ordained as deacons.

A project to strip and renew the kitchen was completed during the summer period.

4

Immanuel Presbyterian Church, Caerau Trustees. Annual Report (cofttlnuod) Year ended 5 April 2023 Financial rgvlew Golng concem Having considered budget and cash flow project￿nS for the next tsvelve months, and the consequences ol Covid-19 and other events and ¢ondilions, the Trustees are confident that the Church wll continue lo meet its li8bililies a5 they fall due for the foreseeable fuluTe and consider that there are no material uncertainties about the Church's ability to continue as a going concem. It is therefore considered appropriate by the Trustees to prepare the financial statements on a going concern ba515. The accounls compty with the cuNent slalulory requirements and the charity's governing documenls. Total incoming resources forthe year of £115,67812022-£110,8341 consist almost entirely of donation5 ceived of £96.067 12022 - £91.299) and lax refunds of £19,470 12022 - £19,523). A significant prowrtion of the lolal expendtture of £114,62012022 - £90,222) relates lo minislry support. Incoming resources exceeded re59urces expended by £1,058 {2022- £20,612). Reserves Policy The Elder5 have examined the level of reseNes held al the year end in light of the main risks facing the organisalion. A policy has been establish￿ lo maintsin sufficient reserves equivalent lo up lo two months operating costs. This is estimated to be approximately £12,500. The free reserves of a charity represent the funds that are freely available lo spend. In calcukling the free reserve5, the Elders have deducted from the total ol unrestricted funds 8ny funds designated al the year end. commiiments not provided for as a liability in the acwunls, and the nel k)ok value of all tangible fixed assets as detailed in the accounts. This leaves a surplus of flee reserves at 5 April 2023 01 £33.018 which is above the tsrget set by the Elders for free reseryes. The policy is reviewed by the Elder5 on an ongoing basis. The total funds designated at the year end were £15.127. Details of these funds are disclosed ¢)n page 16 Sn note 18 to the financial statements. Commitments relating lo the cost of building improvements are eslimaled to be £10,000 al the year end. Further details of capitsl commitments are disclosed on page 16 in note 19 to the financial statements. The trustees. annual report Wds approved on 2024 and stgned on behalf of the board of trustees by.. Mr T D Bees (Elderl Trustee cs Camscanner

Immanuel Presbyterian Church, Caerau Independent Examinerfs Report to the Trustees of Immanuel Presbyterian Church. Caerau Year ended 5 April 2023 I report to the Iwstees on my examination ofthe financial ststements of Imm8nuel Presbyterian Church, Caerau Ilhe charity.) for the year ended 5 April 2023. Responslbilities and basis of report As the trustees of the charity, you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 {Ihe ACY). I report in respect of my examination of the chanvs financ4al statemenls carried out under section 145 of the 2011 Act and in carying out my examination I have followed all the applicable Directions given by the Charity Commission under seclron 145151{b} of the Act. Independent examlnefs $L￿rnent I have completed my examination. I confimi that no malerial matters have come to my attention in C(￿nectiOn with the examination giving me cause to believe that in any matenal respect.. accounting records were not kept in respect of the charity as reqLtired by section 130 of the the finanoal ststements do not accord with those records., or the finanaal statements do not comply with the applicable requirements concerning the fom and content of acccxjnts set out in the charrti.es (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a Irue and fai￿ view whirth is not a matter considered as part of an independent examinats"on. I have no coneems and have come ac¥oss no other matters in cffinection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Independent Examiner Philip Harris FCA of Gordon Down & Company Limited 144 Walter Road Swansea SA1 5RW 04 FebTU8ry 2024

Immanuel Presbyterian Church, Caerau

Statement of Financial Activities

5 April 2023

2023 2022
Unrestricted
fundsTotal funds Total funds
Notes £ £ £
Income and endowments
Donations and legacies 4 115,537 115,537 110,822
Investment income 5 41 41 12
Other income 6 100 100 -
──────── ──────── ────────
Total income 115,678 115,678 110,834
════════ ════════ ════════
Expenditure
Expenditure on charitable activities 7,8 114,620 114,620 90,222
──────── ──────── ─────────
Total expenditure 114,620 114,620 90,222
════════ ════════ ═════════
──────── ──────── ─────────
Net income and net movement in funds 1,058 1,058 20,612
════════ ════════ ═════════
Reconciliation of funds
Total funds brought forward 432,356 432,356 411,744
───────── ───────── ─────────
Total funds carried forward 433,414 433,414 432,356
═════════ ═════════ ═════════

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The notes on pages 9 to 17 form part of these financial statements.

7

Immanuel Presbyterian Church, Caerau Ststement of Financial Position 5 April 2023 Notos 2023 2022 Flxed assets Tangible fixed assets 15 372,563 338.803 Current assets Deblors Cash al bank and in hand 16 11,969 50.255 12.677 82,570 95,247 62,224 Creditors: amounts falling due wlthln one year Net current assets 17 1.373 1,694 93,553 60,851 Total assets less Current Ilabllitles 433.414 453,356 Fund5 of th? Charity Unrestricted funds 433,414 433.204 432.356 Total chartty funds 432,356 These financial statements were approved by the bjard of trustees and authorised for tS5ue on 2J f¢b 2024. and are signed on beham of the board by= Mr T D Bees (Elder} Ttustee Thg notos on pages 9 to 17 fonn part oftss9 fina￿la1 statements. cs Camscanner

Immanuel Presbyterian Church, Caerau

Notes to the Financial Statements

Year ended 5 April 2023

1. General information

The charity is a registered charity in England and Wales and is unincorporated. The address of the principal office is Church Office, 10 Panteg Close, Culverhouse Cross, Cardiff, CF5 4TW.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Charities Act 2011.

3. Accounting policies

Basis of preparation

The financial statements have been prepared on the historical cost basis.

The financial statements are prepared in sterling, which is the functional currency of the entity, and rounded to the nearest £1.

Going concern

There are no material uncertainties about the charity's ability to continue.

Disclosure exemptions

The entity satisfies the criteria of being a qualifying entity as defined in FRS 102. As such, advantage has been taken of the following disclosure exemptions available under paragraph 1.12 of FRS 102:

(a) No cash flow statement has been presented for the charity.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Taxation

The charity is exempt from tax on its charitable activities.

9

Immanuel Presbyterian Church, Caerau

Notes to the Financial Statements (continued)

Year ended 5 April 2023

3. Accounting policies (continued)

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future projects or commitments.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal and fall into one of two sub-classes: restricted income funds or endowment funds.

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

10

Immanuel Presbyterian Church, Caerau

Notes to the Financial Statements (continued)

Year ended 5 April 2023

3. Accounting policies (continued)

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Donated services

Much of the work of the charity is carried out voluntarily by its members. No adjustment has been made to the accounts for the estimated value of these services as the Trustees do not consider that any financial cost has been borne by any third party.

Tangible assets

Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other recognised gains and losses, unless it reverses a charge for impairment that has previously been recognised as expenditure within the statement of financial activities. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other recognised gains and losses, except to which it offsets any previous revaluation gain, in which case the loss is shown within other recognised gains and losses on the statement of financial activities.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Freehold property - 0% on land and 2% on buildings
Fixtures and fittings - 25% straight line
Computer equipment - 33% straight line
Improvements to property - 10% straight line

11

Immanuel Presbyterian Church, Caerau

Notes to the Financial Statements (continued)

Year ended 5 April 2023

3. Accounting policies (continued)

Impairment of fixed assets

Fixed assets and investments are subject to review for impairment when there is an indication of a reduction in their carrying value. Any impairment is recognised in the Statement of Financial Activities in the year in which it occurs.

Financial instruments

The Church only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which would be subsequently measured at the carrying value plus accrued interest less repayments.

4. Donations and legacies

Unrestricted Total Funds Unrestricted Total Funds
Funds 2023 Funds 2022
£ £ £ £
Donations
Offerings 96,067 96,067 91,299 91,299
Gift Aid 19,470 19,470 19,523 19,523
──────── ──────── ──────── ────────
115,537 115,537 110,822 110,822
════════ ════════ ════════ ════════

5. Investment income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2023 Funds 2022
£ £ £ £
Interest receivable 41 41 12 12
════ ════ ════ ════

6. Other income

Unrestricted Total Funds Unrestricted Total Funds
Funds 2023 Funds 2022
£ £ £ £
Other income 100 100 - -
════ ════ ════ ════

12

Immanuel Presbyterian Church, Caerau

Notes to the Financial Statements (continued)

Year ended 5 April 2023

7. Expenditure on charitable activities by fund type

Unrestricted Total Funds Unrestricted Total Funds
Funds 2023 Funds 2022
£ £ £ £
Ministerial and Pastoral activities 92,159 92,159 68,858 68,858
Support costs 22,461 22,461 21,364 21,364
──────── ──────── ───────── ─────────
114,620 114,620 90,222 90,222
════════ ════════ ═════════ ═════════

8. Expenditure on charitable activities by activity type

Activities
undertaken
Grant funding
Total funds Total funds
directly
of activities
Support costs 2023 2022
£ £ £ £ £
Ministerial and Pastoral
activities 73,485
18,674

20,995
113,154 88,935
Governance costs

1,466
1,466 1,287
────────
───────

────────
──────── ─────────
73,485
18,674

22,461
114,620 90,222
════════
═══════

════════
════════ ═════════

9. Analysis of support costs

Analysis of
support costs Total 2023 Total 2022
£ £ £
Wages & salaries 2,026 2,026 1,952
Maintenance & services 5,441 5,441 8,039
PPS, telecoms & insurance 2,343 2,343 1,874
Governance costs 1,466 1,466 1,287
Depreciation 10,903 10,903 7,899
Sundries 282 282 313
──────── ──────── ────────
22,461 22,461 21,364
════════ ════════ ════════
Analysis of grants
2023 2022
£ £
Grants to institutions
Support for ministry in Poland 9,421 4,900
Support for ministry in Berlin 2,325 500
EPCEW 3,750 2,500
Westminster Seminary - 500
Polish church re Ukraine 3,075 5,816
─────── ───────
18,571 14,216
Grants to individuals
Grants to individuals 103 8
─────── ───────
Total grants 18,674 14,224
═══════ ═══════

10. Analysis of grants

13

Immanuel Presbyterian Church, Caerau

Notes to the Financial Statements (continued)

Year ended 5 April 2023

11. Net income

Net income is stated after charging/(crediting):

Net income is stated after charging/(crediting):
2023 2022
£ £
Depreciation of tangible fixed assets 10,903 7,900
════════ ════════
12. Independent examination fees
2023 2022
£ £
Fees payable to the independent examiner for:
Independent examination of the financial statements 370 360
Other financial services 1,096 927
─────── ───────
1,466 1,287
═══════ ═══════

13. Staff costs

The total staff costs and employee benefits for the reporting period are analysed as The total staff costs and employee benefits for the reporting period are analysed as follows:
2023 2022
£ £
Wages and salaries 53,405 39,207
Social security costs - -
Employer’s contribution to pension schemes 5,717 4,105
Other employee expenses and benefits 11,147 8,476
──────── ────────
70,269 51,788
════════ ════════

The charity had three employees in the year. The total employee benefits of the charity's key management personnel were £38,151 (2022 - £37,830).

The average head count of employees during the year was 3 (2022 - 3).

No employee received employee benefits of more than £60,000 during the year (2022 - Nil).

14

Immanuel Presbyterian Church, Caerau

Notes to the Financial Statements (continued)

Year ended 5 April 2023

14. Trustees’ remuneration and expenses

The charity had three employees during the year, one of whom (the Minister of the church) is also a Trustee. His remuneration during the year was as follows:

2023 2022
£ £
Trustees' salaries 33,453 32,902
Trustees' pension paid 4,444 4,105
Trustees' Benefits in kind (business expenses and travel) 254 823
──────── ────────
38,151 37,830
════════ ════════

The charity's Constitution makes provision for payments to be made to a trustee.

Trustees’ expenses

Payments to reimburse the Trustees during the year totalled £1,603. These were in respect of three Trustees for the cost of travel, theological resources, equipment, and office supplies. It appears that in many cases the Trustees acted as agent of the charity and made purchases on its behalf. Such expenditure was not related to the service provided by the Trustees.

15. Tangible fixed assets

Freehold Fixtures and Computer Improvements
property fittings equipment to property Total
£ £ £ £ £
Cost
At 6 April 2022 362,209 25,736 225 130,639 518,809
Additions 1,170 43,493 44,663
───────── ──────── ──── ───────── ─────────
At 5 April 2023 362,209 26,906 225 174,132 563,472
═════════ ════════ ════ ═════════ ═════════
Depreciation
At 6 April 2022 45,419 25,242 224 109,121 180,006
Charge for the year 3,244 466 7,193 10,903
───────── ──────── ──── ───────── ─────────
At 5 April 2023 48,663 25,708 224 116,314 190,909
═════════ ════════ ════ ═════════ ═════════
Carrying amount
At 5 April 2023 313,546 1,198 1 57,818 372,563
═════════ ════════ ════ ═════════ ═════════
At 5 April 2022 316,790 494 1 21,518 338,803
═════════ ════════ ════ ═════════ ═════════
Debtors
2023 2022
£ £
Other debtors 12,169 12,677
════════ ════════

16. Debtors

15

Immanuel Presbyterian Church, Caerau

Notes to the Financial Statements (continued)

Year ended 5 April 2023

17. Creditors: amounts falling due within one year

2023 2022
£ £
Creditors and accruals 1,373 1,694
──────── ────────
1,373 1,694
════════ ════════

18. Analysis of charitable funds

Unrestricted funds

At 6 April At 5 April
2022 Income Expenditure 2023
£ £ £ £
General funds 432,356
═════════
115,678
════════
(114,620)

════════
433,414
═════════

Designated funds are part of the charity's total unrestricted funds noted above and represent amounts earmarked by the Elders to be used for particular purposes in the future. The Elders have the power to re-designate such funds within unrestricted funds. Designated funds are not disclosed separately on the charity's Statement of Financial Activities nor on its Balance Sheet. Total funds designated at the year end were £15,127.

Future Ministry fund

This designated fund was set up in 2016 to prepare for the future ministerial needs of the church. At the start of the year funds held totalled £19,428. The total of support donated and transferred to the fund during the year was £25,785 and the total of expenditure incurred was £30,091 giving a closing balance of £15,122 at the year end. The closing balance is represented by a bank balance.

Mission fund

This designated fund was established to support Churches or individuals in need, and to support individuals or organisations which promote the Christian Religion. At the start of the year funds held totalled £580. The total of support donated during the year was £300 and the total amount expended was £875 giving a closing balance of £5 at the year end. The closing balance is represented by a bank balance.

Special offerings

The following freewill offerings were undertaken during the year: -

19. Capital commitments

At the year end the Church was committed to the cost of repairs to the side wall and railings. An estimate of £10,000 including VAT was contracted for at 5 April 2023, but was not payable at that date as work which it related to had not been completed. Therefore, this amount has not been provided for in the financial statements.

16

Immanuel Presbyterian Church, Caerau

Notes to the Financial Statements (continued)

Year ended 5 April 2023

20. Related parties

The aggregate value of unconditional donations made by the Trustees and other related parties in the year to 5 April 2023 was £12,320 (2022 - £12,760).

21. Pensions and other post-retirement benefits

Defined contribution plans

The amount recognised in income or expenditure as an expense in relation to defined contribution plans was £5,716 (2022 - £4,105).

17