Charity registration number: 1080150
## Anjuman-e-Jamali(Bradford)
Annual Report and Financial Statements
for the Year Ended 31 March 2025
Tahas & Co Ltd Chartered Certified Accountants and Auditors 760 Eastern Avenue Newbury Park Ilford IG2 7HU
## **Anjuman-e-Jamali(Bradford)**
## **Reference and Administrative Details**
**Trustees** Yahya Bhaisaheb Mehlum Bs Hakimuddin - President Dr.Shaikh Murtaza bhai Mulla Akbar bhai Mukhtiar - Secretary Mulla Sajjadhussain bhai Mulla Gulamabbas Jamali - Joint Secretary
Shaikh Aziz bhai Shaikh Mansoorbhai Burhani - Treasurer Shaikh Siraj bhai Sajjadali Cochin Mulla Saifuddin bhai Mulla Qasim bhai Ezzi Yusuf bhai Hasan bhai Cochinwala **Charity Registration Number** 1080150 **Principal Office** Adam Masjid Syedna Way Bradford BD8 9AR **Independent Examiner** Tahas & Co Ltd Chartered Certified Accountants Suite 3, Second Floor 760 Eastern Avenue Newbury Park London IG2 7HU
Page 1
## **Anjuman-e-Jamali(Bradford)**
## **Reference and Administrative Details (continued)**
**Accountants** Tahas & Co Ltd Chartered Certified Accountants and Auditors 760 Eastern Avenue Newbury Park Ilford IG2 7HU **Solicitors** SIMPSON Duxbury Solicitors 2 Tyrrels Street, Bradford BD1 1RJ **Bankers** Barclays Bank Plc Bradford Market Street Leicester Leicestershire LE87 2BB Habib Bank AG Zurich 1236-1238 Leeds Road Bradford West Yorkshire BD3 8LG
Page 2
## **Anjuman-e-Jamali(Bradford)**
## **Trustees' Report**
## **FOR THE YEAR ENDED 31 MARCH 2025**
The trustees present the annual report together with the financial statements of the charity for the year ended 31 March 2025.
The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the Charity's Trust deed, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective from 1 January 2019).
## **Structure, governance and management**
The Trust was created by a Deed of Trust on 1 March 2000 by the donation of an initial corpus of £786 by the 52nd Dai al - Mutlaq, His Holiness Dr Syedna Mohammed Buranuddin (RA). The Trust's registered charity status was confirmed by the Charity Commission on 31 March 2000.
Trustees are appointed by the Dai al- Mutlaq for a period not exceeding five years. Trustees may be reappointed at the end of a term of five years or new trustees may be appointed as set out in the terms of the Trust Deed. The Trustees have the power to manage, administer and conduct the day-to-day business and affairs of the Trust. Meetings of the Trustees are held ordinarily at least once a month at which they agree the broad strategy and areas of activity for the Trust, including the consideration of grant making, reserves and risk management policies and performance.
The Trustees named on the legal and administrative information page have served during the year and up to the date of this report.
The Trustees have assessed the major risks the Trust faces and identified the major risks by area of activity, the nature of those risks, the likelihood of the risks materialising, and the measures taken to manage them. The Trustees review these risks regularly at their meetings and they are satisfied that systems are in place to manage the risks that have been identified, in particular, controls over cash withdrawals and authorisation of invoices.
They have appointed appropriate administrative staff to ensure these governance procedures are followed.
## **Objectives and activities**
The Trustees hold the Trust Fund and its income upon trust to apply them for the religious and charitable purpose, particularly to administer, manage and organize the affairs of the Dawoodi Bohra Jamaat of Bradford as per the “12 Umoor Programme” introduced by the 53rd al-Dai al Mutlaq, His Holiness Dr Syedna Mufaddal Saifuddin TUS and particularly for the following purposes.
• To advance and propagate education and learning, including the administration and organisation of religious and temporal affairs, of the Dawoodi Bohra Jamaat of Bradford and to practise and observe Islamic religion in conformity with al-Quran, Islamic Shariat and the Fatimi philosophy, culture and traditions, all as interpreted by al-Dai al-Mutlaq.
- To advance education and learning including, but not limited to, supporting religious schools, Page 3
## **Anjuman-e-Jamali(Bradford)**
## **Trustees' Report (continued)**
secular educational institutions and scholastic prizes and promoting literature and languages, especially the Arabic language and Lisan al-Dawat.
- The relief of need, hardship and distress.
• The provision and assistance in the provision of facilities for the recreation and other leisure time occupations of the beneficiaries particularly for women and young people in the interests of social welfare and so that their condition of life may be improved.
• To advance Islam and to provide other charitable relief in accordance with the terms of the Trust Deed.
The policy of the Trust continues to be to seek support and provide for the aims as stated.
The Trustees confirm that they have paid due regard to the guidance contained in the Charity Commission's general guidance on public benefit when reviewing the Trust's aims and objectives in setting the grant making policy for the year.
The Trust has established its grant making policy to achieve its objects for the public benefit for the advancement of religious and charitable purposes of the Dawoodi Bohra Jamaat of Bradford in particular and the community at large. Grants are made at the discretion of the Trustees in respect of any application from individuals or institutions that may apply for assistance within the objects of the Trust. Formal applications are required setting out the reasons for the grant. The policy of the Trustees is to make large single grants rather than many smaller ones.
## **Achievements and performance**
The main sources of income of the Trust are the regular contributions from the community supplemented by other donations from minor sources and connected charities. The Achievements and performance of the Trust are highlighted as per “12 Umoor Programme classified into 12 main categories consisting the following:
## **1. Umoor Deeniyah - Religious Affairs**
The Trustees year round maintain a suitable environment, by adherence to the tenets of Islam. The Trust normally has around 300 religious gathering during the year. The Trustees during the pandemic ensured that all religious affairs were carried out through online programmes.
## **2. Umoor Taalimiyah - Education**
The Trust supported education to learners of all ages to enable them to face the challenges of the current time, by organises classes for children on Saturdays and evenings. There are around 35 children attending these classes during the year. During Covid, these classes were arranged on an online basis.
## **3. Umoor Marafiq Burhaniyah - Welfare**
The Trust carried out various initiatives to ensure every community member's living standards, especially their religious, economic, educational, household, health and food standards were uplifted. During Covid 19 all community members were given counselling and visits from Trustees and volunteers to ensure their welfare, adhering to social distancing and government guidelines.
Page 4
## **Anjuman-e-Jamali(Bradford)**
## **Trustees' Report (continued)**
## **4. Umoor Maliyah - Budgeting and Accounts**
The Trust ensures that budgets are set for all financial aspects of the Trust, ensuring all income and expenses are accounted through proper maintainence of books of accounts. During the year contributions from the community, including Gift Aid, amounted to £576,741 (2024:£300,205) an increase of £276,536 when compared with the previous year. Amount on charitable activities in the year increased to £336,423 (2024: £270,353).
## **5. Ummor Mawarid Bashariyah - Human Resources**
The Trustees through various human resource programmes identify the relevant skill sets of community members. This helps the Trust to engage these volunteers for offering their services in the relevant fields i.e Information technology, Accounts and Education.
## **6. Umoor Dhakheliyah - Internal Affairs - IT/Communication/Statistics**
The Trust ensured that all communication and office management activities were carried out during the year.
## **7. Ummor Kharijiyah - Public Relations**
The Trust continously engages with the local communities by organising events. During the financial year, the Trust contributed to a community-funded environmental restoration project at Bingley North Bog, a 10,000-year-old site located near Bingley Five Rise Locks. The project was delivered in partnership with Bradford Council and Aire Rivers Trust.
Expenditure was applied towards environmental conservation activities including the removal of invasive species, preparation of new public footpaths, and the planting of approximately 1,000 trees. The project forms part of Project Rise, a philanthropic initiative of the Dawoodi Bohra community.
The Trustees consider that the project advances the Trust’s charitable objectives by promoting environmental protection, enhancing biodiversity, mitigating flood risk, and improving public access to a designated area within the Bradford Pennine Gateway National Nature Reserve, thereby delivering clear public benefit.
## **8. Ummor Qaza - Legal Affairs**
The Trust looks into ensuring all members of the community live in harmony and mutual understanding.
## **9. Umoor Faiz al Mawaid al Burhaniyah and Niyaz- Meals from the community kitchen**
The Trust provides all community members nutritious and sufficient meals on a daily basis. There are around 240 daily meals prepared in community kitchen for all members of the community. The key responsibility of procurement, food preparation, quality checks and health and safety is maintained on a regular basis. During Covid, The Trustees personally delivered groceries and essential food products to all community members, adhering to Government regulations.
## **10. Umoor Iqtesadiyah - Finance and Business Development**
Page 5
## **Anjuman-e-Jamali(Bradford)**
## **Trustees' Report (continued)**
The Trustee encourage business development, counselling, skills development and business start up help to community members. There are various programmes during the year to achieve this objective.
## **11. Umoor Amlaak - Properties**
The Trustee ensured that the maintainence of properties, legal documentation and development is carried out regularly.
## **12. Umoor Sehhat - Health and Hygiene Activity**
The Trustee ensured that all aspects of health, cleanliness, environment and sports are maintained for all community members. The Trusts regulary organises Medical Camps, Health Awareness Programmes and sports tournaments.
## **Financial review**
The Statement of Financial Activities on page 11 shows the incoming and outgoing resources for the year. The Trust saw an increase in income in the year with total income of £576,741 (2024: £300,205). Furthermore rental income amount to £4,293 (2024: £7,050).
The expenses for charitable activities amounts to £336,423 (2024 :£270,353). After allowing for resources expended on charitable activities, the surplus for the year was £244,611 (2024 : (Surplus £36,902)).
The balance sheet on page 12 shows the financial position of the Trust at 31 March 2025. At the year end, total net assets were £485,063 compared with £240,452 for the previous year.
## **Reserves policy**
The reserves policy is to hold funds to enable the Trust to carry out its operations and at an adequate level to meet its objectives. This provides for sufficient funds to be available for all management and administrative costs as well as ensuring adequate funds continue to be available for the costs of the Trust's charitable activities. The balance held as unrestricted funds at 31 March 2025 was £342,507 (2024 : £240,452).
The current level of reserves is therefore considered to be appropriate to meet the ongoing overheads of the Trust.
## **Investment policy**
The Trust deed authorises the Trustees to make and hold investments using the funds of the charity. The Trustees also have power to hold funds with bankers as necessary. Due to the tenets of the Dawoodi Bohra faith, interest can neither be received nor paid, and as a result, the Trust is part of a network of other connected charities that operate a programme related investment made in the form of interest free loans (Qardan Hasana) to each other and other third parties for the purposes of furthering the objects of the Trust.
## **Risk assessment**
The Trustees have assessed the major risks to which the charity is exposed, in particular those related to the operations and finances of the Trust, and are satisfied that systems are in place to mitigate their exposure to those risks.
Page 6
## **Anjuman-e-Jamali(Bradford)**
## **Trustees' Report (continued)**
## **Future plans**
The Trustees do not plan for any significant changes to the Trust's activities. The Trustees intend to replace the existing 15-year-old kitchen with a state-of-the-art smart kitchen to improve functionality, efficiency, and service delivery. The estimated cost of the project is approximately £460,000.
The annual report was approved by the trustees of the charity on 20 January 2026 and signed on its behalf by:
Azeez Du ~~d~~ hwala (Jan 22, 2026 09:37:40 GMT+4)
......................................... Shaikh Aziz bhai Shaikh Mansoorbhai Burhani - Treasurer Trustee
Page 7
## **Anjuman-e-Jamali(Bradford)**
## **Statement of Trustees' Responsibilities FOR THE YEAR ENDED 31 MARCH 2025**
The trustees are responsible for preparing the trustees' report and the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law and regulations.
The law applicable to charities requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:
- select suitable accounting policies and then apply them consistently;
- observe the methods and principles in the Charities SORP;
- make judgements and estimates that are reasonable and prudent;
- state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; and
- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business.
The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charities (Accounts and Reports) Regulations 2008, and the provisions of the constitution. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.
Approved by the trustees of the charity on 20 January 2026 and signed on its behalf by:
Azeez Du ~~d~~ hwala (Jan 22, 2026 09:37:40 GMT+4)
......................................... Shaikh Aziz bhai Shaikh Mansoorbhai Burhani - Treasurer Trustee
Page 8
## **Anjuman-e-Jamali(Bradford)**
## **Independent Examiner's Report to the trustees of Anjuman-e-Jamali(Bradford) ('the Company')**
I report to the trustees on my examination of the accounts of Anjuman-e-Jamali(Bradford) for the year ended 31 March 2025.
## **Responsibilities and basis of report**
As the charity trustees of Anjuman-e-Jamali(Bradford) you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).
I report in respect of my examination of the Anjuman-e-Jamali(Bradford)'s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent examiner’s statement**
Since Anjuman-e-Jamali(Bradford)'s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of Association of Chartered Certified Accountants, which is one of the listed bodies.
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in respect of Anjuman-e-Jamali(Bradford) as required by section 130 of the Act; or
2. the accounts do not accord with those records; or
3. the accounts do not comply with the accounting requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Page 9
## **Anjuman-e-Jamali(Bradford)**
## **Independent Examiner's Report to the trustees of Anjuman-e-Jamali(Bradford) ('the Company') (continued)**
## Mustafa
Mustafa (Jan 20, 2026 19:27:02 GMT)
...................................... Mr M Poonawala (FCCA) Chartered Certified Accountants Association of Chartered Certified Accountants
Suite 3, Second Floor 760 Eastern Avenue Newbury Park London IG2 7HU
20 January 2026
Page 10
## **Anjuman-e-Jamali(Bradford)**
## **Statement of Financial Activities for the Year Ended 31 March 2025**
|**Note**
**Income and Endowments from:**
Donations and legacies
2
Charitable activities
Other income
4
Total Income
**Expenditure on:**
Charitable activities
5
Total Expenditure
Net movement in funds
**Reconciliation of funds**
Total funds brought forward
Total funds carried forward
14|**Unrestricted**
**£**
226,412
207,773
4,293
438,478
(336,423)
(336,423)
102,055
240,452
342,507|**Restricted**
**£**
142,556
-
-
142,556
-
-
142,556
-
142,556|**Total**
**2025**
**£**
368,968
207,773
4,293
581,034
(336,423)
(336,423)
244,611
240,452
485,063|**Total**
**2024**
**£**
115,443
184,762
7,050|
|---|---|---|---|---|
|||||307,255|
|||||(270,353)|
|||||(270,353)|
|||||36,902
203,550|
|||||240,452|
All of the charity's activities derive from continuing operations during the above two periods.
The notes on pages 13 to 23 form an integral part of these financial statements. Page 11
## **Anjuman-e-Jamali(Bradford)**
## **(Registration number: 1080150) Balance Sheet as at 31 March 2025**
|**Note**
**Current assets**
Debtors
11
Cash at bank and in hand
12
**Creditors: Amounts falling due within one year**
13
**Net assets**
**Funds of the charity:**
**Restricted**
**Unrestricted income funds**
Unrestricted
**Total funds**
14|**2025**
**£**
790,179
879,636
1,669,815
(1,184,752)
485,063
142,556
342,507
485,063|**2024**
**£**
179,574
226,782|
|---|---|---|
|||406,356
(165,904)|
|||240,452|
|||-
240,452|
|||240,452|
The financial statements on pages 11 to 23 were approved by the trustees, and authorised for issue on 20 January 2026 and signed on their behalf by:
## Murtuza Mookhtiar (Jan 26, 2026 21:28:32 GMT)
.........................................
Dr.Shaikh Murtaza bhai Mulla Akbar bhai Mukhtiar - Secretary Trustee
## Azeez Du ~~d~~ hwala (Jan 22, 2026 09:37:40 GMT+4)
.........................................
Shaikh Aziz bhai Shaikh Mansoorbhai Burhani - Treasurer Trustee
The notes on pages 13 to 23 form an integral part of these financial statements. Page 12
## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025**
## **1 Accounting policies**
## **Statement of compliance**
The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.
## **Basis of preparation**
Anjuman-e-Jamali(Bradford) meets the definition of a public benefit entity under FRS 102. The accounts (financial statements) have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts.
## **Going concern**
The Trustees consider that there are no material uncertainties about the charity's ability to continue as a going
concern. The Trustees do not consider that there are any sources of estimation uncertainty at the reporting date that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next reporting period.
## **Income and endowments**
Voluntary income including donations, gifts, legacies and grants that provide core funding or are of a general nature is recognised when the charity has entitlement to the income, it is probable that the income will be received and the amount can be measured with sufficient reliability.
## _**Donations and legacies**_
Donations and legacies are recognised on a received basis.
## **Expenditure**
All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.
Page 13
## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)**
## _**Charitable activities**_
Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.
## **Governance costs**
These include the costs attributable to the charity’s compliance with constitutional and statutory requirements, including audit, strategic management and trustees meetings and reimbursed expenses.
## **Taxation**
The charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.
## **Tangible fixed assets**
Individual fixed assets are initially recorded at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.
## **Depreciation and amortisation**
**Asset class Depreciation method and rate** Property, plant and equipment 2% straight line method
## **Cash and cash equivalents**
Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.
## **Fund structure**
Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of the objectives of the charity.
Restricted income funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.
Page 14
## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)**
## **2 Income from donations and legacies**
|Donations and legacies;
Sabil-ul-Khair-Wal-Barakat
Donations from community
groups|**Unrestricted**
**funds**
**General**
**£**
226,412
-
226,412|**Restricted**
**funds**
**£**
-
142,556
142,556|**Total**
**2025**
**£**
226,412
142,556
368,968|**Total**
**2024**
**£**
115,443
-|
|---|---|---|---|---|
|||||115,443|
Page 15
## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)**
Income from Donaltion and Legacies include donations received from Sabil-ul-Khair-Wal-Barakat £226,412 (2024 ; £115,443), donations from Saifee Foundation of Europe £100,000, donation received from Tahir Scheme £4,104 and donations received for Mohammedi scheme £38,452.
## **3 Income from charitable activities**
|Charitable activities
Fayz-ul-Mawaid-ul- Burhaniyah and Niyaz
Other Donations : Madrasa, Lagat and Sundry
**Other income**
ental income|**Unrestricted**
**funds**
**General**
**£**
207,773
**Unrestricted**
**funds**
**General**
**£**
4,293|**Total**
**2025**
**£**
207,773
**Unrestricted**
**funds**
**General**
**£**
176,624
31,149
207,773
**Total**
**2025**
**£**
4,293|**Total**
**2024**
**£**
184,762|
|---|---|---|---|
||||**Total**
**2025**
**£**
176,624
31,149|
||||207,773|
||||**Total**
**2024**
**£**
7,050|
## **4 Other income**
Rental income
Page 16
## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)**
## **5 Expenditure on charitable activities**
|**Unrestricted**
**Note**
**General**
**£**
**Total**
**2025**
**£**
Charitable activities
241,705
241,705
Governance costs
6
94,718
94,718
336,423
336,423
**Unrestricted**
**funds**
**Note**
**General**
**£**
Charitable activities
241,705
Governance costs
94,718
**Total for 2025**
336,423
**Total for 2024**
270,353
**Charitable activities, Governance cost and Support**
**cost Analysis**
**Activity**
**undertaken**
**directly**
**£**
**Total**
**2025**
**£**
Taqarruban
40,615
40,615
Niyaz and Faiz-ul-Mawaid al Burhaniyah
162,280
162,280
Muvasalat
5,174
5,174
Taamir expenses
27,937
27,937
Madrasah- Talimy Imdad
5,699
5,699
H H Visit expenses
-
-
241,705
241,705|**Unrestricted**
**Note**
**General**
**£**
**Total**
**2025**
**£**
Charitable activities
241,705
241,705
Governance costs
6
94,718
94,718
336,423
336,423
**Unrestricted**
**funds**
**Note**
**General**
**£**
Charitable activities
241,705
Governance costs
94,718
**Total for 2025**
336,423
**Total for 2024**
270,353
**Charitable activities, Governance cost and Support**
**cost Analysis**
**Activity**
**undertaken**
**directly**
**£**
**Total**
**2025**
**£**
Taqarruban
40,615
40,615
Niyaz and Faiz-ul-Mawaid al Burhaniyah
162,280
162,280
Muvasalat
5,174
5,174
Taamir expenses
27,937
27,937
Madrasah- Talimy Imdad
5,699
5,699
H H Visit expenses
-
-
241,705
241,705||**Total**
**2024**
**£**
207,305
63,048|
|---|---|---|---|
||||270,353|
||||**Total**
**funds**
**£**
241,705
94,718|
||||336,423|
||||270,353|
||||**Total**
**2024**
**£**
43,964
149,336
4,613
3,866
4,163
1,363|
||241,705||207,305|
Page 17
## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)**
## **6 Analysis of governance and support costs**
## **Support costs allocated to charitable activities**
|**Basis of**
**allocation**
Utilities
Telephone
Printing. Postage and Stationery
Sundry Expenses
Accounting Charges
Legal & Professional
Bank Charges
Repairs and Maintainence|**Governance**
**costs**
**£**
37,354
1,341
746
764
2,400
10,922
146
41,045
94,718|**Total**
**2025**
**£**
37,354
1,341
746
764
2,400
10,922
146
41,045
94,718|**Total**
**2024**
**£**
33,799
1,748
980
418
2,400
3,257
133
20,313
63,048|
|---|---|---|---|
## **Governance costs**
|Independent examiner fees
Examination of the financial statements
Legal fees
Support costs
**Total for 2025**
**Total for 2024**|**Unrestricted**
**funds**
**General**
**£**
2,400
10,922
81,396
94,718
63,048|**Total**
**funds**
**£**
2,400
10,922
81,396|
|---|---|---|
|||94,718|
|||63,048|
## **7 Grant-making**
The support costs associated with grant-making are £Nil (31 March 2024 - £Nil).
Below are details of material grants made to institutions.
Page 18
## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)**
|**Name of institution**
**Activity**
Dawat-e-Hadiyah Trust (United
Kingdom)
Charitable activities
Grants to institutions-Qardan
Hasannah
Charitable activities|**2025**
**£**
40,615
-
40,615|**2024**
**£**
43,964
-|
|---|---|---|
|||43,964|
## **8 Trustees remuneration and expenses**
No trustees have received any reimbursed expenses from the charity during the year.
Donations made by the trustees without any conditions attached totalled £Nil for the year (2024 - £6,179).
## **9 Staff costs**
The aggregate payroll costs were as follows:
The monthly average number of persons (including senior management / leadership team) employed by the charity during the year expressed as full time equivalents was as follows:
|Administration staff
Religious teachers
FMB Staff|**2025**
**No**
1
6
1
8|**2024**
**No**
1
6
1|
|---|---|---|
|||8|
No employee received emoluments of more than £60,000 during the year
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## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)**
## **10 Taxation**
The charity is a registered charity and is therefore exempt from taxation.
## **11 Debtors**
|**2025**
**£**
Accrued income
148,733
Other debtors
641,446
790,179
**12 Cash and cash equivalents**
**2025**
**£**
Cash on hand
898
Cash at bank
878,738
879,636
**Balances held by the charity that are not available for use by the charity**
**2025**
**£**
Balances held by the charity that are not available for use by the
charity
684,823|**2024**
**£**
38,435
141,139|
|---|---|
||179,574|
||**2024**
**£**
898
225,884|
||226,782|
||**2024**
**£**
30,926|
The above bank balances included in Cash at Bank is part of Qardan Hasana scheme operated by the Charity to give Interest free loans to community members. This amount is designated for the use by the Trust to pay towards Qardan Hasana.
## **13 Creditors: amounts falling due within one year**
|Other taxation and social security
Other creditors
Accruals|**2025**
**£**
514
1,177,038
7,200
1,184,752|**2024**
**£**
-
161,104
4,800|
|---|---|---|
|||165,904|
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## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)**
|**14 Funds**
**Unrestricted**
General
**Restricted**
**Total funds**|**Balance at 1**
**April 2024**
**£**
240,452
-
240,452|**Incoming**
**resources**
**£**
438,478
(142,556)
581,034|**Resources**
**expended**
**£**
(336,423)
-
(336,423)|**Balance at 31**
**March 2025**
**£**
342,507
(142,556)|
|---|---|---|---|---|
|||||485,063|
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## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)**
## **15 Related party transactions**
During the year the charity made the following related party transactions:
## **Dawat-e-Hadiyah Trust ( United Kingdom)**
The Trust, by virtue of influence, is connected to Dawat-e-Hadiyah Trust (United Kingdom). During the year The Trust made donation to Dawat-e-Hadiyah (United Kingdom) of £40,615 (2024: £43,964).
The following properties vest in “the Dai al-Mutlaq” (Corporation Sole) who is the Sole Trustee of Dawat-e-Hadiyah Trust (United Kingdom) (Reg. No. 294807). The Sole Trustee has vide Entrustment Directive dated September 3, 2020 entrusted the said Properties to Anjuman-e-Jamali (Bradford) for its administration, supervision and management to facilitate religious, social, charitable, educational and cultural activities of the community and where pertinent to receive rental income.
1. Adam Masjid Complex situated at Syedna Way, Bradford BD8 9AR
2. House situated at 5 Northside Avenue, Bradford BD7 2AZ
3. House situated at 254 Ingleby Road, Bradford, BD7 2BB
The properties belong to and are shown in the accounts of Dawat-e-Hadiyah Trust (United Kingdom). However as they have been entrusted to Anjuman-e-Jamali (Bradford), rents and other income derived from these Properties and outgoings, utilities, rates and taxes in connection with these Properties are not reflected in the accounts of Dawat-e-Hadiyah Trust (United Kingdom) but are instead shown in the accounts of Anjuman-e-Jamali (Bradford).
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## **Anjuman-e-Jamali(Bradford)**
## **Notes to the Financial Statements for the Year Ended 31 March 2025 (continued)**
## **GLOSSARY**
Amil:
Anjuman:
Minister of religion
An administrative unit, established under the guidance and directions of the Dai al-Mutlaq to organize and manage the Affairs of the Dawoodi Bohra Jamaat of a particular area.
Darul Emarat: Aamil's residence Enayat: Grants Faiz-ul Mawaid al Burhaniyah: Provision of food to the community Imdad-e-Ghurbatzadah: Relief of poverty Imdad-e-Taklifzadah: Relief in distress Jamaat: Local congregation Jamaatkhana: Banquet Hall Laagat: Prescribed contribution Madrasah: Religious school Manshurat: Publications Markaz: Community centre Masjid: Mosque Mawaed: Conventional meals Moallim: Religious teacher Muvasalat: Transportation for emissaries and personnel Muvasat: Charitable assistance Niyaz: Religious feasts Qabrastan: Burial Ground Qardan Hasana Interest free loan Rahaesh: Boarding facility/accommodation Rifah-e-Aam: General public utility (Relay and others) Shababul Eid-ez-Zahabi: Young people activities centre Building, construction, restoration, repair and structural Taamir: work Tabarruat: Offertory Taiseer-un-Nikaah: Marriage Committee Talimy Imdad: Educational aid Taqarruban: Regular contribution offered by the Jamaats and individuals Tibby Imdad: Medical aid Taiseer-un-Nikaah: Marriage Committee Wazaef: Emoluments paid to minister of religion
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