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2021-03-31-accounts

Charity registration number: 1080150

Anjuman-e-Jamali(Bradford)

Annual Report and Financial Statements

for the Year Ended 31 March 2021

Anjuman-e-Jamali(Bradford)

Reference and Administrative Details

Trustees Shaikh Mohammed bhai Noori - President
Dr.Mulla Murtaza bhai Mulla Akbar bhai Mukhtiar - Secretary
Mulla Sajjadhussain bhai Mulla Gulamabbas Jamali - Joint Secretary
Shaikh Aziz bhai Shaikh Mansoorbhai Burhani - Treasurer
Mulla Shabbir bhai Mulla Fakhruddin Raja - Joint Treasurer
Shaikh Siraj bhai Sajjadali Cochin
Saifuddin bhai Mulla Qasim bhai Ezzi
Yusuf bhai Hasan bhai Cochinwala
Principal Office Adam Masjid
Syedna Way
Bradford
BD8 9AR
Charity Registration Number 1080150
Solicitors R D C Solicitors
Manor Row Chambers
35/37 Manor Row
Bradford
BD1 4PS
Bankers Barclays Bank Plc
Bradford Market Street
Leicester
Leicestershire
LE87 2BB
Habib Bank AG Zurich
1236-1238 Leeds Road
Bradford
West Yorkshire
BD3 8LG
Auditor Tahas & Co Ltd
Chartered Certified Accountants
Suite 3, Second Floor
760 Eastern Avenue
Newbury Park
London
IG2 7HU

Page 1

Anjuman-e-Jamali(Bradford)

Trustees' Report FOR THE YEAR ENDED 31 MARCH 2021

Structure, governance and management

Anjuman-e-Jamali (Bradford) was created by a Deed of Trust on 1 March 2000 by the donation of an initial corpus of £786 by the 52nd Dai al - Mutlaq, His Holiness Dr Syedna Mohammed Buranuddin (AQ). The Trust's registered charity status was confirmed by the Charity Commission on 31 March 2000.

Shaikh Mohammed bhai Noori - President

Dr.Mulla Murtaza bhai Mulla Akbar bhai Mukhtiar - Secretary

Mulla Sajjadhussain bhai Mulla Gulamabbas Jamali - Joint Secretary

Shaikh Aziz bhai Shaikh Mansoorbhai Burhani - Treasurer

Mulla Shabbirbhai Mulla Fakhruddin Raja - Joint Treasurer

Shaikh Siraj bhai Shaikh Sajjadali Cochin

Saifuddin bhai Mulla Qasim bhai Ezzi

Yusuf bhai Hasan bhai Cochinwala

Trustees are appointed by the Dai al- Mutlaq for a period not exceeding five years. Trustees may be reappointed at the end of a term of five years or new trustees may be appointed as set out in the terms of the Trust Deed. The Trustees have the power to manage, administer and conduct the day-to-day business and affairs of the Trust.

Meetings of the Trustees are held ordinarily at least once a month at which they agree the broad strategy and areas of activity for the Trust, including the consideration of grant making, reserves and risk management policies and performance.

The Trustees have assessed the major risks the Trust faces and identified the major risks by area of activity, the nature of those risks, the likelihood of the risks materialising, and the measures taken to manage them. The Trustees review these risks regularly at their meetings and they are satisfied that systems are in place to manage the risks that have been identified, in particular, controls over cash withdrawals and authorisation of invoices. They have appointed appropriate administrative staff to ensure these governance procedures are followed.

Objectives and activities

The Trustees hold the Trust Fund and its income upon trust to apply them for any charitable purpose for the benefit of the community and in particular the mumineen of the Dawoodi Bohra Jamaat of Bradford and in particular for the following purposes:-

1. To advance the preaching and practicing of the Islamic religion in conformity with al-Quran, Islamic Shariat and the Fatemi (Fatimid) philosophy, culture and traditions, all as interpreted by al Dai al-Mutlaq.

The trust held an annual international meeting in which the children of the Dawoodi Bohra Community from The United Kingdom and Europe gathered in Bradford to recite the Quran (Musabeqat), and promote the aim of memorising the Quran, as is the wish of his Holiness.

Page 2

Anjuman-e-Jamali(Bradford)

Trustees' Report FOR THE YEAR ENDED 31 MARCH 2021

2. The advancement of education. The number of children attending the Madrassah has increased, and the facilities have been outgrown. The Trust is looking at ways to increase the capacity of the space available for the Madrassah, in the current financial year will look to implement the most appropriate method of increasing capacity, and renovate the facilities of the Madrassah.

3. The relief of need, hardship and distress; this is done on a local level. Mumineen of the community have been dispensed with hardship funds (Muwasaat) which is available to assist members in hardship. In keeping with the teachings of His Holiness, mumineen of the community and the Trust are encouraged to join the Foster ship Scheme.

4. The provision and assistance in the provision of facilities for the recreation and other leisure time occupations of the said beneficiaries particularly for women and young people in the interests of social welfare and so that their conditions of life may be improved. Workshops have been introduced to instruct on Home Sciences, which is widely promoted within the community. The Trust has called upon the expertise within the community to help uplift those who wish to become more familiar with IT, and will provide basic training in Computer Literacy skills on a voluntary basis.

5. In keeping with the directives of his Holiness, this financial year has seen a drive to uplift members in Bradford. Ensuring that their facilities at their homes are in keeping with the culture of Taharat, facilitating marriage, according to the traditions of the community, and health of the wider community is addressed and using expertise within the community to screen for cardiovascular risk factors, and address diet and exercise. Particular emphasis has been placed on the healthy content and hygiene in preparation of the communal meals provided by the community.

The Trustees have paid due regard to guidance issued by the Charity Commission on public benefit when reviewing the Trust's aims and objectives and in planning the Trust's future activities

Activities

Anjuman-e-Jamali (Bradford) has established its grant making policy to achieve its objects for the public benefit for the advancement of religious and charitable purposes of the Dawoodi Bohra Jamaat of Bradford in particular and the community at large. Activities the main source of income of Anjuman-e-Jamali (Bradford) is the regular donations from the community supplemented by donations from other sources. This provides the necessary funds for the maintenance and upkeep of the Adam Masjid and also for the provision of funds to other connected charities. Donations from the community including Gift Aid claims have decreased to £229,077 in current year as compared to last year figure of £264,509

The Trustees during the year carried out significant renovation works, this included repairs to the existing roof, other structural repair works which has costed £87,058 (2020: £77,549) . This is required to make sure the building conforms to current standards. Emphasis has been placed on Health and Safety Legislation, and auditory standards. The policy of the trust is to write off all capital expenditure in the year of expense.

Financial review

It is the policy of Anjuman-e-Jamali(Bradford) that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six month’s expenditure. The Trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able to continue the Trust’s current activities while consideration is given to ways in which additional funds may be raised.

Risk Assessment

Page 3

Anjuman-e-Jamali(Bradford)

Trustees' Report FOR THE YEAR ENDED 31 MARCH 2021

The Trustees have assessed the major risks to which the Charity is exposed, those relating to the operation and finances of the Charity.

The Charity currently faces operation risks with the effects of COVID-19, as per government guidelines in March 20, the Trustees suspended use of all the community centres including community kitchen and teaching of children.

The Charity has ensured to adhere to social distancing restrictions and have carried out the Trust activities using technology, all mumineen during the lockdown have received communication from the Trustees and volunteers through dedicated helpline and through online platforms i.e Zoom etc. The Trustees have ensured that Food and essential items were procured and delivered to the needy and elderly. Online teaching classes have been organised for the children and adults on a weekly basis.

Going Conern & Impact of Covid-19

Since the start of January 2020, the coronavirus outbreak, which is a rapidly evolving situation, has adversely impacted global commercial activities. The rapid development and fluidity of this situation precludes any prediction as to its ultimate impact, which may have a continued adverse impact on economic and market conditions and trigger a period of global economic slowdown.

The financial impact of the pandemic on the valuation of tangible fixed assets, financial assets and financial liabilities as at the balance sheet date has been reflected in the financial statements.

The trustees are monitoring developments relating to coronavirus regularly and are coordinating its operational response based on existing business continuity plans, in addition to guidance from global health organisations, the government and general pandemic response best practices.

The trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future.

The charity holds reasonable cash reserves to shelter against the impact of the current coronavirus pandemic. In addition, announcements by government of various initiatives to support businesses to address short-term income shortfalls should enable the charity to continue operationally. Thus, the going concern basis has been adopted in preparing the financial statements for the year ended 31 March 2021.

The board of Trustees considers that there are sufficient reserves held at the year-end to manage any foreseeable downturn. The Trustees consider that there is a reasonable expectation that Anjuman E Jamali has adequate resources to continue in operational existence for the foreseeable future and, for this reason, the board of Trustees continues to adopt the ‘going concern ‘basis in preparing the accounts.

Plans for the future

The Trust intends to continue and strengthen its activities in order to fulfil its objects.

The annual report was approved by the trustees of the charity on 9 November 2021 and signed on its behalf by:

.........................................

Shaikh Aziz bhai Shaikh Mansoorbhai Burhani - Treasurer Trustee

Page 4

Anjuman-e-Jamali(Bradford)

Statement of Trustees' Responsibilities

FOR THE YEAR ENDED 31 MARCH 2021

The trustees are responsible for preparing the trustees' report and the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law and regulations.

The law applicable to charities requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the constitution. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by the trustees of the charity on 9 November 2021 and signed on its behalf by:

.........................................

Shaikh Aziz bhai Shaikh Mansoorbhai Burhani - Treasurer Trustee

Page 5

Anjuman-e-Jamali(Bradford)

Independent Examiner's Report to the trustees of Anjuman-e-Jamali(Bradford)

FOR THE YEAR ENDED 31 MARCH 2021

I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 March 2021 which are set out on pages 7 to 18.

Respective responsibilities of trustees and examiner

As the charity’s trustees of Anjuman-e-Jamali(Bradford) you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’).

I report in respect of my examination of the Anjuman-e-Jamali(Bradford)'s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of Anjuman-e-Jamali(Bradford) as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

...................................... Mr M Poonawala Chartered Certified Accountants Association of Chartered Certified Accountants

Suite 3, Second Floor 760 Eastern Avenue Newbury Park London IG2 7HU

9 November 2021

Page 6

Anjuman-e-Jamali(Bradford)

Statement of Financial Activities for the Year Ended 31 March 2021

Note
Income and Endowments from:
Donations and legacies
2
Other income
3
Total Income
Expenditure on:
Charitable activities
4
Total Expenditure
Net movement in funds
Reconciliation of funds
Total funds brought forward
Total funds carried forward
13
Unrestricted
£
229,077
5,940
235,017
(245,072)
(245,072)
(10,055)
257,825
247,770
Total
2021
£
229,077
5,940
235,017
(245,072)
(245,072)
(10,055)
257,825
247,770
Total
2020
£
264,509
6,985
271,494
(237,547)
(237,547)
33,947
223,878
257,825

All of the charity's activities derive from continuing operations during the above two periods.

The notes on pages 9 to 18 form an integral part of these financial statements. Page 7

Anjuman-e-Jamali(Bradford)

(Registration number: 1080150) Balance Sheet as at 31 March 2021

Note
Fixed assets
Investments
9
Current assets
Debtors
10
Cash at bank and in hand
11
Creditors: Amounts falling due within one year
12
Net current assets
Net assets
14
Funds of the charity:
Unrestricted income funds
Unrestricted
Total funds
13
2021
£
96,878
48,780
227,624
276,404
(125,512)
150,892
247,770
247,770
247,770
2020
£
96,878
132,761
118,853
251,614
(90,667)
160,947
257,825
257,825
257,825

The financial statements on pages 7 to 18 were approved by the trustees, and authorised for issue on 9 November 2021 and signed on their behalf by:

.........................................

Shaikh Mohammed bhai Noori - President Trustee

.........................................

Dr.Mulla Murtaza bhai Mulla Akbar bhai Mukhtiar - Secretary Trustee

.........................................

Shaikh Aziz bhai Shaikh Mansoorbhai Burhani - Treasurer Trustee

The notes on pages 9 to 18 form an integral part of these financial statements. Page 8

Anjuman-e-Jamali(Bradford)

Notes to the Financial Statements for the Year Ended 31 March 2021

1 Accounting policies

Statement of compliance

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

Basis of preparation

Anjuman-e-Jamali(Bradford) meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

Exemption from preparing a cash flow statement

The charity opted to early adopt Bulletin 1 published on 2 February 2016 and have therefore not included a cash flow statement in these financial statements.

Going concern

The Trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern. The Trustees do not consider that there are any sources of estimation uncertainty at the reporting date that

have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the

next reporting period.

Transition to FRS 102

In preparing the accounts, the trustees have considered whether in applying the accounting policies required by FRS 102 and the Charities SORP FRS 102 a restatement of comparative items was required. No restatements are required as a result of the transition to FRS 102.

Income and endowments

Voluntary income including donations, gifts, legacies and grants that provide core funding or are of a general nature is recognised when the charity has entitlement to the income, it is probable that the income will be received and the amount can be measured with sufficient reliability.

Donations and legacies

Donations and legacies are recognised on a received basis.

Page 9

Anjuman-e-Jamali(Bradford)

Notes to the Financial Statements for the Year Ended 31 March 2021

Expenditure

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.

Charitable activities

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Governance costs

These include the costs attributable to the charity’s compliance with constitutional and statutory requirements, including audit, strategic management and trustees’s meetings and reimbursed expenses.

Taxation

The charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Tangible fixed assets

Individual fixed assets are initially recorded at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

Investment properties

Investment property is carried at fair value, derived from the current market prices for comparable real estate determined annually by external valuers. The valuers use observable market prices, adjusted if necessary for any difference in the nature, location or condition of the specific asset. Changes in fair value are recognised in profit or loss.

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the charity will not be able to collect all amounts due according to the original terms of the receivables.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Page 10

Anjuman-e-Jamali(Bradford)

Notes to the Financial Statements for the Year Ended 31 March 2021

Fund structure

Unrestricted income funds are general funds that are available for use at the trustees's discretion in furtherance of the objectives of the charity.

2 Income from donations and legacies

Donations and legacies;
Sabil-ul-Khair-Wal-Barakat
Niyaz and Faiz-ul- Mawaid al Burhaniyah income
Other donations: Madrasa, Lagat and Sundry
donations
Gift aid reclaimed
Unrestricted
funds
General
£
66,418
102,613
53,667
6,379
229,077
Total
2021
£
66,418
102,613
53,667
6,379
229,077
Total
2020
£
92,456
104,012
27,041
41,000
264,509

3 Other income

Unrestricted
funds Total Total
General 2021 2020
£ £ £
Rental income 5,940 5,940 6,985

Page 11

Anjuman-e-Jamali(Bradford)

Notes to the Financial Statements for the Year Ended 31 March 2021

4 Expenditure on charitable activities

Unrestricted
Note
General
£
Charitable activities
216,019
Governance costs
5
29,053
245,072
Charitable activities, Governance cost and Support cost
Analysis
Activity
undertaken
directly
£
Taqarruban
69,452
Muvasat
4,500
Niyaz and Faiz-ul-Mawaid al Burhaniyah
54,252
Taamir expenses
87,058
Madrasah- Talimy Imdad
757
Rifah-e-Aam (Relay expenses)
-
216,019
Total
2021
£
216,019
29,053
245,072
Total
2021
£
69,452
4,500
54,252
87,058
757
-
Total
2020
£
200,595
36,952
237,547
Total
2020
£
30,516
785
87,175
77,549
3,570
1,000
216,019 200,595

Page 12

Anjuman-e-Jamali(Bradford)

Notes to the Financial Statements for the Year Ended 31 March 2021

5 Analysis of governance and support costs

Support costs allocated to charitable activities

Basis of allocation
Utilities
Telephone
PPS
Sundry Expenses
Accounting Charges
Legal & Professional
Bank Charges
Governance costs
Audit fees
Accountancy fees
Legal fees
Support costs
Total for 2021
Total for 2020
Governance
costs
£
2,148
230
931
101
2,400
530
-
6,340
Other
support
costs
£
Total
2021
£
19,329
21,477
2,070
2,300
-
931
907
1,008
-
2,400
-
530
407
407
22,713
29,053
Unrestricted
funds
General
£
2,400
530
26,123
29,053
36,952
Other
support
costs
£
Total
2021
£
19,329
21,477
2,070
2,300
-
931
907
1,008
-
2,400
-
530
407
407
22,713
29,053
Unrestricted
funds
General
£
2,400
530
26,123
29,053
36,952
Total
2020
£
20,341
2,157
2,245
666
2,400
8,492
652
36,953
Total
funds
£
2,400
530
26,123
29,053
36,952

6 Grant-making

The support costs associated with grant-making are £Nil (31 March 2020 - £Nil).

Below are details of material grants made to institutions.

Name of institution
Activity
Dawat-e-Hadiyah Trust (United
Kingdom)
Charitable activities
Grants to institutions-Qardan Hasannah Charitable activities
2021
£
69,452
-
69,452
2020
£
30,516
-
30,516

Page 13

Anjuman-e-Jamali(Bradford)

Notes to the Financial Statements for the Year Ended 31 March 2021

7 Trustees remuneration and expenses

No trustees, nor any persons connected with them, have received any remuneration from the charity during the year.

8 Taxation

The charity is a registered charity and is therefore exempt from taxation.

9 Fixed asset investments

Investment properties 2021
£
96,878
2020
£
96,878

Investment properties

The investment property was valued on an open market basis on 31st March 2020 by the trustees. The fair value reflects the diminution from historic cost and the carrying value is considered to be open market value as assessed by the trustees.

The historical costs of the property is £100,907 (2020: £100,907)

There has been no valuation of investment property by an independent valuer.

10 Debtors

Accrued income
Other debtors
11 Cash and cash equivalents
Cash on hand
Cash at bank
12 Creditors: amounts falling due within one year
2021
£
23,971
24,809
48,780
2021
£
898
226,726
227,624
2020
£
82,679
50,082
132,761
2020
£
897
117,956
118,853

Page 14

Anjuman-e-Jamali(Bradford)

Notes to the Financial Statements for the Year Ended 31 March 2021

Other creditors
Accruals
2021
£
120,691
4,821
125,512
2020
£
78,308
12,359
90,667

Page 15

Anjuman-e-Jamali(Bradford)

Notes to the Financial Statements for the Year Ended 31 March 2021

13 Funds

Unrestricted
General
Balance at 1
April 2020
£
257,825
Incoming
resources
£
235,017
Resources
expended
£
(245,072)
Balance at 31
March 2021
£
247,770

14 Analysis of net assets between funds

Fixed asset investments
Current assets
Current liabilities
Total net assets
Fixed asset investments
Current assets
Current liabilities
Total net assets
Unrestricted
funds
General
£
96,878
276,404
(125,512)
247,770
Unrestricted
funds
General
£
96,878
251,614
(90,667)
257,825
Total funds at
31 March
2021
£
96,878
276,404
(125,512)
247,770
Total funds at
31 March
2020
£
96,878
251,614
(90,667)
257,825

Page 16

Anjuman-e-Jamali(Bradford)

Notes to the Financial Statements for the Year Ended 31 March 2021

15 Related party transactions

During the year the charity made the following related party transactions:

Dawat-e-Hadiyah Trust ( United Kingdom)

The Trust, by virtue of influence, is connected to Dawat-e-Hadiyah Trust (United Kingdom). During the year The Trust made donation in the form of Taqaruban to Dawat-e-Hadiyah (United Kingdom) £69,452 (2020: £30,516).

The following properties vest in “the Dai al-Mutlaq” (Corporation Sole) who is the Sole Trustee of Dawat-e-Hadiyah Trust (United Kingdom) (Reg. No. 294807). The Sole Trustee has vide Entrustment Directive dated September 3, 2020 entrusted the said Properties to Anjuman-e-Jamali (Bradford) for its administration, supervision and management to facilitate religious, social, charitable, educational and cultural activities of the community and where pertinent to receive rental income.

  1. Adam Masjid Complex situated at Syedna Way, Bradford BD8 9AR

  2. House situated at 5 Northside Avenue, Bradford BD7 2AZ

The properties belong to and are shown in the accounts of Dawat-e-Hadiyah Trust (United Kingdom). However as they have been entrusted to Anjuman-e-Jamali (Bradford), rents and other income derived from these Properties and outgoings, utilities, rates and taxes in connection with these Properties are not reflected in the accounts of Dawat-e-Hadiyah Trust (United Kingdom) but are instead shown in the accounts of Anjuman-e-Jamali (Bradford).

Page 17

Anjuman-e-Jamali(Bradford)

Notes to the Financial Statements for the Year Ended 31 March 2021

GLOSSARY
Amanat: Deposits
Anjuman: An administrative unit, established under the guidance and
directions of the Dai al-Mutlaq to organize and manage the
Affairs of the Dawoodi Bohra Jamaat of a particular area.
Darul Emarat: Aamil's residence
Enayat: Grants
Faiz-ul Mawaid al Burhaniyah: Free of charge food served to the community prepared and
organised by the community kitchen
Imdad-e-Ghurbatzadah: Relief of poverty
Imdad-e-Taklifzadah: Relief in distress
Jamaat: Local congregation
Jamaatkhana: Banquet Hall
Laagat: Prescribed contribution
Madrasa: Religious school
Manshurat: Publications
Markaz: Community centre
Masjid: Mosque
Masjid Tazyeen: Masjid decoration
Milad: Birthday celebration
Muvasalat: Transportation for emissaries and personnel
Muvasat: Charitable assistance
Niyaz: Religious feasts
Qabrastan: Burial Ground
Qardan Hasana Interest free loan
Rahaesh: Boarding facility/accommodation
Rifah-e-Aam: General public utility
Shababui Eid-ez-Zahabi: Young people activities centre
Sabil-ul-Khair-Wal-Barakat: Regular contributions offered by members of Dawoodi
Bohra Community
Sadaqat-us-Syr Alms given secretly
Sanduq Khairiyah: Community Chest
Silah-Fitrah: Prescribed religious offerings
Taamir: Building, construction, restoration, repair and structural
work
Tabarruat: Offertory
Taiseer-un-Nikaah: Marriage Committee
Talimy Imdad: Educational aid
Taqarruban: Regular
contribution
offered
by
the
Jamaats
and
individuals
Tibby Imdad: Medical aid

Page 18