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2020-08-31-accounts

GHANA EDUCATION PROJECT

REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2020

REGISTERED CHARITY 1079399

GHANA EDUCATION PROJECT

CHARITY INFORMATION

Trustees Claire Longley
Gill Norris
Nelson Brany
John Horseman
Anna Maimi
Julie Robinson
Liz Challis
Tom Morris
Registered Office 9 Byng Road
Tunbridge Wells
Kent
TN4 8EG
Independent Examiner Nash Harvey Group LLP
The Granary
Hermitage Court
Hermitage Lane
Maidstone
Kent ME16 9NT
Bankers Barclays Bank plc
73/75 Calverley Road
Tunbridge Wells
Kent
Charity Registration Number 1079399
Website www.ghanaeducationproject.org.uk

GHANA EDUCATION PROJECT

CONTENTS

Page
Trustees Report 1 - 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Accounts 8 - 11

GHANA EDUCATION PROJECT

TRUSTEES' REPORT FOR THE YEAR ENDED 31ST AUGUST 2020

The trustees of Ghana Education Project present their annual report and accounts for the year ended 31st August 2020 and confirm they comply with the requirements of the Charities Act 2011 and the Charities SORP (FRS 102).

OUR AIMS AND OBJECTIVES,

Ghana Education Project (GEP) was established under deed in 2000, aiming to support education, equality and development in Northern Ghana. Its principal objective is the education of school children in the Nkwanta district of the Oti Region, with a specific focus on educating girls and young women.

GEP achieves this through the operation of its own girls school, the provision of teaching materials, training and support to other mixed-gender schools in the region often working in partnership with other NGOs and the development of complementary infrastructure for the wider community.

In the UK, GEP partners in the personal development of girls from Tunbridge Wells Girls Grammar School (TWGGS), which sends a small team of pupils to Ghana every two years and plays a key role in the c

in setting its plans and objectives.

ACTIVITIES AND ACHIEVEMENTS

The c School (KGS), which opened as a Junior High School (JHS) in September 2013 and then launched its first Senior High School (SHS) year in September 2016 with an intake of 90 girls. At the start of the 2020/21 academic year KGS had 340 girls enrolled, 164 in JHS and 176 in SHS. GEP operates in partnership with the Ghana Education Service (GES)

Following discussions with the Deputy Director of GES in early 2019, KGS was designated an experimental school with final confirmation of this being announced in July 2019. KGS now officially operates as one school comprised of Junior and Senior levels on one site. intention is that the school will have an overall head teacher and two deputies, currently we have a head teacher and await appointment of deputies. GES is hoping that, as well as staffing and building cost savings, the experiment will see better outcomes for pupils as degree qualified teachers will teach across the whole age range. We have received more graduate teachers this year.

It has been a challenging year for the charity with fundraising activities severely curtailed. Schools in Ghana have been impacted by Covid and have been largely closed for a year from March 2020. Exam groups returned to school in July 2020 and delayed exams were taken in the late summer /

returning in January 2021 and all other pupils returning in March 2021. The government ran a television-based and online core curriculum program. Most children in our district could not access this resource and there will be much to catch up on. Seeing the lack of educational provision, Gill Norris, our founder who runs our project in Nkwanta, instigated a worksheet program for English, maths and science that reached 3,500 local secondary pupils. As a biologist Gill has also been interviewed by local radio to discuss the science of the virus and how young people can keep themselves and others safe.

Many pupils will have spoken no English at home for a year before returning to school where all lessons are taught in English.

As a result of the delayed exams, we have yet to receive full Basic Certificate Exam results. However, of the pupils we have heard about, all have passed and one of our girls has scored the top mark in the district to date. We anticipate we will maintain our high position in the district.

Page 1

GHANA EDUCATION PROJECT

TRUSTEES' REPORT FOR THE YEAR ENDED 31ST AUGUST 2020 (CONTINUED)

ACTIVITIES AND ACHIEVEMENTS (continued)

with 82% of pupils achieving scores that will qualify them for some form of tertiary education and 20% passing at a level that will erforming school in the district and will rank very highly in the region. Sixteen KGS leavers have now started university courses in Nursing, Engineering, Physics, Tourism Management, Journalism and Teacher Training. However, it is normal in Ghana for many girls to work after leaving school to save money for fees, so we hope that more of our first and second cohort will go on to further education.

Unfortunately our pupils who had applied for scholarships abroad have had to put their applications on hold.

Our pupils have entered IT coding competitions with one pupil winning the district competition and one of our youngest pupils wining at national level.

The charity continues to support other projects in the wider community including a conservation programme which is run in conjunction with staff from the local Wildlife Department to develop youth understanding of the environment, team work and social responsibility. We will restart this programme as soon as conditions allow.

FUTURE PLANS

The trustees are continuing with plans to expand enrolment at KGS and have agreed with Ghana Education Service (GES) that the school enrolment will increase to a maximum of 570 girls. The school has now secured Governors for the school with the Governing Body being inaugurated in April 2021. The Governing Body will lobby the Ghana Education Service to fund the construction of an administration block and conversion of existing facilities to classrooms.

GEP is looking forward to fully implementing the experimental school status of KGS which it hopes will become a model for the future in Ghanaian schools.

GES have now identified a feeder primary school for KGS and we look forward to supporting the staff and pupils at this school to ensure that the girls that come to us have a good primary grounding. We hope that our able pupils may be able to offer some extra support to the primary school teachers with literacy and numeracy skills.

Page 2

GHANA EDUCATION PROJECT

TRUSTEES' REPORT FOR THE YEAR ENDED 31ST AUGUST 2020 (CONTINUED)

FINANCIAL REVIEW

The financial statements show net incoming resources for the year of £58,957, an increase over the previous year of 20%. The trustees confirm that all significant planned capital projects have been completed, and that all future income will be allocated to maintaining and running operations at KGS and the other activities of GEP in Nkwanta, as well as providing bursaries to selected students progressing to university. The trustees consider that the current level of fund raising, and built up reserves, will enable the charity to maintain a basic level of operations in Nkwanta but additional sustainable sources of funds will be necessary if KGS operations are to be maintained at the current high level in future years. Near term fund raising is expected to be particularly challenging as all visits to Nkwanta by TWGGS students have been cancelled until at least 2023.

The Kyabobo Guest House and Centre in Nkwanta operated at a loss of £1,795 for the year (2018/19 - £1,188 loss). The trustees consider this level of loss acceptable in a year when travel within Ghana was impacted by Covid restrictions. The financial viability of the guest house and the Kyabobo Centre continues to be monitored, but the trustees recognise the social benefit the facility provides to local people and to visitors to Nkwanta including the TWGGS Ghana teams and other volunteers from the UK.

The trustees are extremely grateful for all donations received during the year from private individuals and generous organisations including The Frank Jackson Foundation, Tunbridge Wells Round Table and staff at Majedie Asset Management. GEP also acknowledges the huge contribution to the charity made by the pupils, staff and parents of the TWGGS Ghana teams and the wider support of pupils, staff and parents of Tunbridge Wells Girls Grammar School.

RESERVES POLICY

The trustees plan to distribute, in accordance with the charity's objectives, all funds received. However, the trustees recognise that some balances must be held to cover unavoidable future operating costs and commitments in Ghana and thus the charity holds sufficient reserves in the United Kingdom to meet these costs.

As at 31[st] August 2020 the charity held balances totalling £62,095 in its UK bank accounts (2019 - £32,971).

STRUCTURE, GOVERNANCE AND MANAGEMENT

Ghana Education Project (GEP) was established under deed in 2000, and is an unincorporated association governed by its .

One of the trustees, Gill Norris MBE, continues to manage activities in Nkwanta on a voluntary basis. Her work in Ghana is overseen by the board of trustees in the UK, who normally meet six times a year, including at least one meeting in person with Gill Norris. The UK trustees set and agree the financial plans for the charity based on recommendations from Gill Norris, and unts to bank accounts controlled by GEP in Ghana. All expenditure in Ghana is under the direct control of Gill Norris.

Following a visit to Nkwanta In February 2020 by three of the UK trustees, Tom Morris kindly agreed to be appointed Chair of the charity. All the trustees wish Tom well as he steers the charity through the next phase of its operations in what is expected to be a particularly challenging economic and global health environment.

Page 3

GHANA EDUCATION PROJECT

TRUSTEES' REPORT FOR THE YEAR ENDED 31ST AUGUST 2020 (CONTINUED)

TRUSTEES

The appointment of trustees is made by means of election at the charity's annual general meeting. The trustees who served during the year were:

Claire Longley
Gill Norris Founder
Nelson Brany
John Horseman Treasurer
Anna Maimi
Julie Robinson Fundraiser
Liz Challis Secretary
Tom Morris Chair

RISK MANAGEMENT

The trustees regularly review the risks to which the charity might be exposed and take steps to mitigate them. In particularly the staff at KGS who have contact with pupils.

STATEMENT OF TRUSTEES' RESPONSIBILITIES

Charity Law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of the charity and of its activities for that year. In preparing those financial statements the trustees are required to:

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud or other irregularities.

Approved by the Board of Trustees on 19[th] April 2021 and signed on its behalf

Tom Morris John Horseman Trustee and Chair Trustee and Treasurer

Page 4

GHANA EDUCATION PROJECT

REPORT TO THE TRUSTEES OF

GHANA EDUCATION PROJECT

We report on the accounts of the charity for the year ended 31[st] August 2020 which are set out on pages 6 to 11.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts

.

The charity's trustees consider that an audit is not required for this year under section 144 of the Act and that an independent examination is needed.

It is our responsibility to:

Basis of independent examiner's statement

Our examination was carried out in accordance with the general Directions given by the Charity Commision. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with our examination, no material matters have come to our attention which give us cause to believe that, in any material respect:

We have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Nash Harvey Group LLP

Chartered Accountants The Granary, Hermitage Court, Hermitage Lane, Maidstone, Kent, ME16 9NT

Date:

Page 5

GHANA EDUCATION PROJECT

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31ST AUGUST 2020

Note
Income and Endowments from:
Donations and Legacies
4
Other Trading Activities
Charitable Activities
Interest
Total Income
Expenditure on:
Raising Funds
Charitable Activities
3
Total Expenditure
Net income / (expenditure)
before gains / (losses) on
foreign exchange
Foreign Exchange Gain / (Loss)
2.8
Net Income / (Expenditure)
Transfers between funds
Net Movement in Funds
Reconciliation of Funds:
Fund Balances at 1 September 2019
Fund Balances at 31 August 2020
Unrestricted
Funds
£
12,362
28,040
5,471
49
45,922
313
68,627
68,940
(23,018)
338
(22,680)
-
(22,680)
194,850
172,170
Restricted
Funds
£
13,035
-
-
-
13,035
-
8,576
8,576
4,459
-
4,459
-
4,459
11,371
15,830
Total
2020
£
25,397
28,040
5,471
49
58,957
313
77,203
77,516
(18,559)
338
(18,221)
-
(18,221)
206,221
188,000
Total
2019
£
14,078
29,267
5,758
27
49,130
216
94,889
95,105
(45,975)
149
(45,826)
-
(45,826)
252,047
206,221

The notes on pages 8 to 11 form part of these accounts.

Page 6

GHANA EDUCATION PROJECT

BALANCE SHEET AS AT 31ST AUGUST 2020

Note
Fixed Assets
6
Current Assets
Balance at Bank
Cash in Hand
Debtors
Liabilities
Loan from Trustee
7
Net Assets
Unrestricted Funds
2.6
General fund
Designated fund
Fixed assets
Restricted Funds
4
2020
£
128,354
66,850
526
1,802
(9,532)
188,000
43,816
128,354
15,830
188,000
2019
£
169,898
43,759
830
1,605
(9,871)
206,221
24,952
169,898
11,371
206,221

The notes on pages 8 to 11 form part of these accounts.

Approved by the Board of Trustees on 19[th] April 2021 and signed on its behalf

Tom Morris

John Horseman

Trustee and Chair

Trustee and Treasurer

Page 7

GHANA EDUCATION PROJECT

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2020

1. Constitution

Ghana Education Project is a registered charity (No: 1079399) established under deed in 2000.

The charity is a public benefit entity as defined by the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102).

2. Accounting Policies

2.1 Basis of Preparation

The accounts have been prepared in accordance with the Statement of Recommended Practice applicable to charities preparing accounts in accordance with the financial reporting standard applicable in the UK and Republic of Ireland (FRS 102), the applicable accounting standards (FRS102) and the Charities Act 2011.

The financial statements do not include a cash flow statement as the charity is applying the disclosure exemption applicable to small entities under FRS102 section 1A.

These financial statements have been prepared on a cash basis in that income is included only as cash is received and on an accruals basis in so far as expenditure is included as it is incurred.

To comply with overseas local legislation, Ghana Education Project (GEP) is established as a separate legal entity in Ghana. This entity is fully controlled by GEP trustees and its financial transactions are included within the accounts of GEP on a branch accounting basis.

2.2 Donations and Legacies

Donations under Gift Aid, together with the associated income tax recovery, are recognised as income when the donations are received.

2.3 Other Trading Activities

Income from other trading activities includes income from the sale of donated goods and services at fundraising events

2.4 Charitable Activities

Ghana.

2.5 Raising Funds

Fund raising expenditure comprises costs incurred holding events designed to generate funds which are then applied to the charity's work, and costs incurred on banking and fund raising services necessary for the charity to fulfil its objectives.

2.6 Unrestricted Funds

The unrestricted funds consist of funds which the trustees can allocate to enable the charity to carry out its objectives. The designated fund represents funds allocated by the trustees to capital expenditure projects in Nkwanta including the Kyabobo community centre, the guest house and The Kyabobo Girls School, less accumulated depreciation charged on these assets. The general fund represents unrestricted funds available to meet future expenditure of the charity.

Page 8

GHANA EDUCATION PROJECT

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2020

2. Accounting Policies (continued)

2.7 Fixed Assets and Depreciation

Tangible fixed assets are stated at cost less depreciation. Depreciation on buildings is provided at rates calculated to write off the cost less residual value over five years (school buildings ten years). No depreciation is provided on assets in course of construction. Depreciation on fixtures and fittings is provided on a straight line basis at rates calculated to write off the cost over four years, including the year of acquisition (except where new school equipment is purchased in advance of, and for, the start of a new academic year).

2.8 Foreign Currencies

Transactions denominated in foreign currencies are translated at the average rate obtained for all monies transferred to Ghana during the period. Foreign currency balances are translated at the rate of exchange prevailing at the Balance Sheet date. Foreign exchange gains and losses incurred in respect of operations in Ghana are included in the SOFA for the period in which they are incurred.

3. Expenditure on Charitable Activities

Expenditure on Charitable Activities
General Nkwanta Expenditure
School Operating Costs
Guest House Expenditure
Depreciation
Governance Costs
Total Expenditure on Charitable Activities
2020
£
6,142
21,849
7,266
41,544
402
77,203
2019
£
7,146
35,228
6,946
45,230
339
94,889

4. Restricted Funds

The restricted funds represent donations and grants received from donors who have requested the funds to be used for specific purposes, either capital or operational, relating to the Kyabobo Girls School.

Funds received under the GEP 300 fund raising campaign are used to support the running costs of the school. The trustees have agreed that the donation of £10,300 received from The Mvule Trust in 2013/14 will be used to help support senior high students who wish to apply to university after sitting their WASSCE exams.

At 1 September 2019
Donations / grants received in year (inc Gift Aid)
University bursaries
School running cost / text books
At 31 August 2020
GEP 300
The Mvule
Trust
Individual
Donors
The Frank
Jackson
Foundation
Total
£
£
£
£
£
-
10,145
1,226
-
11,371
735
-
5,300
7,000
13,035
-
(841)
-
(841)
(735)
-
-
(7,000)
(7,735)
-
10,145
5,685
-
15,830

Page 9

GHANA EDUCATION PROJECT

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2020

5. Assets held in Ghana

Net assets held in Ghana by Ghana Education Project, registered locally as both a separate legal entity and as a nongovernmental organisation (NGO), were as follows:

Fixed Assets at net book value
Bank and cash balances
Liabilities
Loan from Trustee
Total Net Assets held in Ghana
At 31 August 2020
£
128,354
5,282
(9,532)
124,104
At 31 August 2019
£
169,898
11,618
(9,871)
171,645
6. Fixed Assets
Cost
At 1 September 2019
Additions
Transfer on
Completion
At 31 August 2020
Depreciation
At 1 September 2019
Charge for the period
At 31 August 2020
Net Book Value
At 31 August 2019
At 31 August 2020
Buildings
(Community)
£
100,272
-
-
100,272
100,269
-
100,269
3
3
Buildings
(School)
£
305,102
-
-
305,102
155,623
30,510
186,133
149,479
118,969
Assets in
course of
construction
£
0
-
0
-
-
-
0
0
Fixtures
and
Fittings
£
79,813
-
-
79,813
59,397
11,034
70,431
20,416
9,382
Total
£
485,187
-
-
485,187
315,289
41,544
356,833
169,898
128,354

Notes:

All tangible fixed assets are held for charitable use.

Page 10

GHANA EDUCATION PROJECT

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31ST AUGUST 2020

7. Loan from Trustee

The Loan from Trustee of £9,532 represents money loaned locally to GEP by the resident trustee in Nkwanta in prior years to During the year, the resident trustee loaned a further £1,141 to the charity. No interest is required by the trustee on the outstanding balance of the loan account, and no other repayment terms or dates have been requested. The loan account is maintained in GHS and is revalued at the balance

8. Trustees Remuneration and Expenses

No trustees received any remuneration or expenses during the year.

Page 11