Charity number 1079252
Report of the Trustees, the accounts
and the independent examiner's report
for the year to 315t December 2023
for Greenfinch Church
Contents
Page
Index
Charity information
Trustee report
Independent examinars report
Receipts and payments
Statement of assets and liabilities
Notes to the accounts
10
Page I

GREENFINCH CHURCH
FOR THE YEAR ENDED 31 DECEMBER 2023
CHARITY INFORMATION, as at 15th October 2024
Charity name and number Greenfinch Church, 1079252
Truste88
Peter Cogger (Appointed 0610211998) (Chair)
Martin Cotterill (Appointed 1511012015)
Ivan Pike (Appointed 1511012015)
Trustees who have resigned since 181 January 2023
Alan Jacques (Appointed 0910511986, resigned 2019123)
Michael Maltby (Appointed 0911012005, resigned 2419123)
Leaders
Chris Bedford
Hilary Michie
Karen Cogger
Eddi8 Green
Nigel Head
Elder, Senior Leader
Elder
Elder
Elder (Elected February 23)
Elder (Elected July 24)
Employee8
Chris Bedford
Jan Bedford
Senior Leader and Elder
Administrator
Governing Document
th
Conveyance created on 30 April 1957, amended by a
Scheme dated 13th January 2000, with further amendments by
resolution on 21 st January 2009 and 3rd February 2010.
Principal Address
92 Swallow Road
Ipswich
IP2 OTS
Independent examiner
Mr S R Renvoize
S R Renvoize Ltd
1 AnNela Road, Felixstowe
Suffolk, IP112DG
Page 2

ANNUAL REPORT OF TRUSTEES OF GREENFINCH CHURCH
FOR THE YEAR TO 31ST DECEMBER 2023
1079252
The objects of the charity are:
1.1 (a) The fvrtherance of the Christian religion by the holding of meetings in the name
of the Lord Jesus Christ in church fellowship for the purpose of the taking of bread
and wine in remembrance of Him and for the preaching and teaching of the Gospel
of the Grace of God as contained in the Bible, and such other means consistent with
this clause as the Leaders may approve.. and
(b) Such other charitable purposes as the Leaders may think fit.
1.2 The land situated in Greenfinch Avenue, Ipswich, Suffolk with the building called
Greenfinch Church must be retained by the Trustees for the use of the objects of the
charity. The trustees have made some enquiries with the land registry, and it is now
clear the land has never been registered as there was no previous legal requirement
to do so. This is in progre88 of being resolved, but in the interim the Land registry
process to notify the trustees if any claims to register the land are initiated, via the
'Owners Restriction, procéss, 18 actioned.
Structure. Managemont and Gov8rnance Arrangemènts:
2.1 The 8tructure of the tru8t and the tru8tee8 who held office in the year and up to the
date of this report are listed in the charity information on page 2. The powers of
appointment or removal of trustees rest with the 8XiSting trustees.
2.2 The Leaders during the year were Chris Bedford (Senior Leader and Elder), Karen
Cogger (Elder), Hilary Michie (Elder) and Eddie Green (Elder). Eddie was elected an
Elder by majority vote at the annual general meeting in February 2023. Nigel Head
had been meeting with the Elders during 2023 and was elected an Elder by majority
vote at the mid-year meeting in July 2024. The leaders continued to meet monthly,
either online on Zoom, or together wlth the trustees In person.
2.3 Chris Bedford is employed by the Church on a full-time basis. Chris has given notice
that he will retire at the end of 2024. The Elders team have been preparing for this by
writing a person specification prior to seeking a new Senior Leader to start from 2025.
2.4 Jan Bedford is employed as Administrator on a part-time basis, and will also retire at
the end of 2024. The administrator dutie8 will then need to be shared among various
church members.
2.5 In total there were 5 Trustees during 2023. The Trustees, main duty is to ensure that
the income and property is applied for the purposes set out in the Scheme. At their
meetings, they also consider propety maintenance, employer responsibilities, health
and safety matters, insurance, and the overall position of the finances, They have
been meeting together with the Elders since August 2023 every other month. The
reason for the joint meetings is to help the Trustees to further their work. The Elders
team are supporting the Trustees temporarily while the Trustees seek at least a fourth
Trustee.
Page 3

2.6 Greenfinch Church continued to subscribe to Thirtyone: eight during 2023. This
subscription helps the Church to keep up to date with the latest safeguarding
practices.
Relationships
3.1 Greenfinch Church has no formal links with any other charity or parties. It did however
co-operate with several charities and parb'es during 2023 that helped it achieve its objects.
These organisations included:
Hands at Work in Africa UK (1117446)
Thirtyone: eight (1004490)
Lord's Work Trust (Helps distribute Gift Aid) (SC008740)
Route2Freedom (1190159)
Transforming Futures - Suffolk (1169250)
Suffolk Christian Camps (1150005)
Revlew of 2023
4.1 The Church's vision is "to lead people into a growing relationship with Christ, by
reaching out, building community and nurturing disciples.. Thi8 vision should be seen
through all the various activities, including the Sunday Morning Service and the small
groups ("connect groups ) that have met during the week.
4.2 Sunday Services continued and were al80 live streamed most week8.
4.3 Some connect groups continued to meet online on Zoom, whi18 Others met in
person.
4.4 A local Church Amy employee and representative, who works with children from
the local schools, consulted with the Church leaders and started a Youth Club at the
Church in November 2023. The club meets on Friday evenings during term time
and is run with the help of some of the church members. The club has had
successful start and has received positive feedback from parent8 and relatives from
the local community.
4.5 The Church continued to run CAMEO Club (held mainly for older members in the
community), weekly on Tuesday mornings.
4.6 Local groups and charities have hired the hall. These groups included: Ipswich &
District Railway Correspondence and Travel Society, Alcoholics Anonymous, and
National Diabetes Prevention Plan, Other charities or groups have used the hall for
meetings, e.g. Route2Freedom, Transforming Futures - Suffolk, and Suffolk
Christian Camps.
4.7. The Church continued its strong partnership with Hands at Work in Africa UK. It
continued to support about fifty orphans in the village of Chilabula in Zambia, by
providing food, education, and basic health care to the orphans. A small team of
people have visited Chilabula in previous years to renew contact with the orphans
and provide support to the team workers. A team has not visited since 2022
although it is hoped that visits may be possible in future years.
Page 4

4.8. The Church continued to partner with Route2Freedom, a Christian charity based in
Ipswich, which helps those suffering from addictions, homelessness and other
challenges fi'nd freedom from the past, and discover a route to a better future.
4.9. The Church spent its nomal annual weekend {shared with two other Sufft)Ik
Churches), at Sizewell Hall Christian Conference Centre in September.
Plans for 2024
5.1 The nomal activities of the Church: Sunday Family Service, CAMEO Club, Youth
Club are planned to continue, and Connect Groups are planned to meet either in
person or online on Zoom.
5.2 Alpha courses will be run from time to time, depending on the number of people
interested in attending.
5.3 The Africa team will continue to plan visits to Chilabula, Zambia whenever possible.
5.4 A Church weekend at Sizew811 Hall is planned for September 2024.
5.5 It is planned to run The Freedom Programme Cours8 as and when needed.
Contrlbutlon of Volunteer8
6.1 Many members of Greenfinch Church participate in organising and helping with the
administration and activities of the Church.
Flnance
7.1 The cost involved in running Greenfinch Church is largely met by the members, and
those attending Sunday Service8.
7.2 People attending some of the activities e.g. CAMEO make small contributions to
cover the cost of refreshments and some of the costs related to the activities.
7,3. The main roof of the building had needed repairs for some time. Repairs to the main
roof and two areas of flat roofing were made in December, involving a significant sum
of expenditur8.
7.4. Even considering the large item of expenditure, the financial posltlon remains healthy.
The Trustees wara therefore pleased with the position of the accounts at the end of
the year.
Reserves Pollcy
8.1 The minimum level of reserve of £8,000, (previously agreed by the Trustees),
remained unchanged during 2023. This sum is un-restricted and is approximately
equal to the essential running costs for 2 months.
Page 5

9 Public Benefit Statement
9.1 When planning the Church's activities for the year, the Trustees have considered the
Charity Commission's guidance on public benefits. In addition to its missionary
support in Zambia, the Church continued to keep in touch with the community, and
with the various local groups that normally hire the building on a regular basis. The
Trustees are therefore happy that the Church demonstrates a good delivery of public
benefit.
10
Independent Examiner
10.1 The trustees intend to ask the existing independent examiner to undertake the
independent examination of the trust in the following year.
The report was approved by the trustees on 15th October 2024 and signed on their behalf
by
P. Cogger
Page 6

Inde
endent Examinerfs Re
ort to the Trustees of Greenfinch Church
I report on the accounts for the year ended 31 December 2023 set out on pages 8 to 10.
Respectlve responsibilltles of trust88s and examlnor
The charity's trustees are responsible for the preparation of the accounts. The charity's
trustees consider that an audit is not required for this year {under section 144 of the
Charities Act 2011 (the Charities Act)) and that an independent examination is needed.
It 1$ my responsibility to-
examine the accounts (under section 145 of the Charities A¢t>
to follow the procedures laid down in tho General Directions given by the Charity
Commission (under section 145{5}{bl of the Charlties Act)., and
to State whether particular matters have come to my attention.
Ba818 of the Independont examlnef8 report
My examination was carried out in accordance with the General Directions given by the
Charity Commission. An examination includes a review of the accounting record8 kept
by the charity and a comparison of the accounts presented with those records. It 8180
Includes consideratlon of any unusual Items or disclosures in the accounts and seeking
explanations from you as trustees concerning any such matters. The procedures
undertaken do not provlde all the evidence that would be required In an audit, and
consequently no oplnion is given a8 to whether the account8 present a 'true and fair view
and the report is limited to those matter8 8et out In the 8tatement8 below,
Ind•p8ndent axamln•r'8 Ststsment
In connecllon wlth my examlnatlon, no matter ha8 come to my attention..
(1) whlch glve8 me reasonable cause to believe that, In any materlal respect, the requirement8
to keep accounting records in accordance with section 130 of the Charitles Act; and
to prepare accounts which accord with the accounting record8 and comply with the
accounting requirements of the Charities Act
have not been met., or
(2) to which, in my oplnlon, attentlon 8hould be drawn in order to enable a proper
understandlng of the account8 to be reached.
Mr S R Renvolze, ACA
S R Renvoize Ltd
1 Arwela Road, Felixstowe
Suffolk, IP112DG
151h October 2024
Page 7

Greenfinch Church
Receipts and payments for the year to 31st December 2023
Receipts
2,023
2,022
Restricted General
37,155
8,540
5,799
5,134
20
38
125
Total
37,155
8,540
5,799
5,134
20
38
415
9,005
600
Total
36,688
4,919
2,698
4,354
308
Gift aid
General offering
Tax repayment
Hall Hire
CAMEO club rent
Interest received
CAMEO Income
Hands at Work
Ceremonies
Miscellaneous
290
9,005
126
9,279
100
600
Total receipts
9,295
57,411
66,706
58,474
Payments
General and administration
(see page 9)
Personnel
Sunday service
Refreshments and soup
Sunday school and youth
Public address system and equipment
CAMEO trip
Connect groups
PALS
Gifts
Training
Meetings
Hands at Work . donation
Hands at Work . travel exp
Route 2 Freedom . donation
Other donations
Total payments
14,099
35,244
1,004
275
107
14,099
35,244
1,004
275
107
8,524
33,934
945
161
50
21
108
49
108
49
166
123
656
282
101
11,780
1,842
1,200
140
59,925
443
443
116
116
13,328
13,328
1,470
1,470
13,328
52,915
66,243
Surplusl(deficit) for the year (4,033)
Transfer inl(out)
2,880
Balance brought forward
4,102
Balance carried forward
2,949
4,496
(2,880)
29,162
30,778
463
(1,451)
33,264
33,727
34,715
33,264
Page 8

Greenllnch Church
Receipts and payments (contlnued) for the year to 31st December 2023
Reanalysis of General and Administration
2.023
2,022
Restricted General
1,983
507
926
49
6,780
348
1,808
867
388
250
857
14,099
Totsl
1,963
507
926
49
8,760
348
1,606
Electricity
Phone and broadband
Insuranc8
Stationery
Repairs and malntenance
Water rat8S
Cleanlng Ilabour and materla18)
Photocopler
Copyright
Legal and profes8lonal
Subscrlptlons
Total
2,461
952
95
502
465
1,423
1,042
341
245
518
8,524
250
657
14,099
Statement of a88ets and Ilabllltle8 at 318t Decemb•r 2023
2,023
A8at
31112123
Total
2,022
Asat
31112122
Re8trlcted General
1 Ca8h fund8
Current account: G8n8ral
Current account.. Re8trlct8d
D8posIt account
Cash funds
389
2,560
24,740
25,129
2,560
5,182
856
33,727
24,527
4,102
4,174
481
33,284
5,182
85e
30,778
2,949
2 Other monetary a88et8
D8bt8
HMRC (Tax recoverable on Glft Ald)
888
885
397
Debt8
1,533
1,443
3 Assets r8talned for Ihe ch8rlly's own u8e
The church18 the beneflclal owner of the followlng as8et8'
Land and bulldlngs Greenflnch Church, Ipswlch {See
note 1.2 of the Annual Report of the Trustees)
(valued at Insurance value)
901736
520 428
4 Llabilities
HMRC: PAYE
NEST: Pension
Independent examlner
Electriclty
1,587
1,489
167
250
265
400
Total
2,252
1,888
The accounts were approved by the trustees on 15th October 2024 and signed on
thelr behaff by:
Mr P. Cogger
Pa6e 9

Greenfinch Church
Notes to the accounts
1. Basis of accounts.
These accounts have been prepared on the 'receipts and payments"
basis and accord with Section 133 Charities Act 2011.
2. Restricted fund.
At 31112123, the balance of £2,949 of restricted ftjnd represents Hands
at Work {£2,659) and the Cameo club (£290).
3, Independent examination
The independent examination cost £265 (2022 - £250).
4. Trustee remuneration
No trustee received remuneration or benefits in the year.
No trustee received expense payment8 in the year.
5. R81ated paty transaction8
There were no related paty transactions in the year.
Page
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