2025-12-31-accounts - Mill Grove Christian Charitable Trust

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Trustees' Annual Report for the period

Period start date Period end date 01 January 2025 31 December 2025

From

Section A Reference and administration details

Charity name Other names charity is known by Registered charity number (if any) 01078661

Mill Grove Christian Charitable Trust

Charity's principal address 8-26 Crescent Road

South Woodford London Postcode E18 1JB

Names of the charity trustees who manage the charity

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Dates acted if not for whole Name of person (or body) entitled
Trustee name Office (if any)
year to appoint trustee (if any)
Judith Littlejohns
1 MBBS MRCGP
DRCOG
Andrew Plowman
2
MA
Richard Blackhurst
3
BTh
Martin Westbrook
4
BA
Keith White MA Director
5
MPhil PhD
Ruth White SRN
6
SCCM
Stephen Small BSc
7
MA
David Small BSc
8
MSc(SW) PEPS
Lynn Cadman BA Appointed 11/4/24
9
MSc
10
11
12
13
14
15
16
17
18
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March 2012

TAR

19 20

Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year

Names and addresses of advisers (Optional information)

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Type of adviser Name Address
Independent Examiner Pratul Shah FCCA Fusion Accountancy Ltd. Marlborough House, 298
Regents Park Road, London, N3 2SZ.
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Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Trust Deed Type of governing document (eg. trust deed, constitution) Mill Grove Christian Charitable Trust is a registered charity formed on 14 How the charity is constituted September 1999. (eg. trust, association, company) Under the terms of the Trust Deed, there is a requirement for there to be Trustee selection methods at least seven trustees at any one time. Trustees are appointed by (eg. appointed by, elected by) resolution of the trustees passed at a special meeting.

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

Investment and distribution policies

Funds not required on a day to day basis are invested in managed unit trust holdings representing a broad-based spread of risk and a suitable combination of income and growth.

policies and procedures adopted for the induction and training of trustees;

Risk management

The trustees have conducted a review of the major risks to which the
 the charity’s organisational charity is exposed and systems have been established to mitigate those structure and any wider risks. Periodic risk reviews are carried out by the trustees. network with which the charity works; Other Charities

Other Charities

relationship with any related Mill Grove continues its longstanding links with Abridge Evangelical Free Church, now known as Abridge Village Church, which was established by
parties; Mill Grove's founder in 1924. The charity also has links with Children
 trustees’ consideration of England, CTM, RCVS and WTL. major risks and the system and procedures to manage them.

March 2012

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Section C Objectives and activities

The formal objectives are as detailed in the Trust Deed dated 14 September 1999.

Summary of the objects of the charity set out in its governing document

Mill Grove Christian Charitable Trust constitutes a public benefit entity as defined by FRS 102. In particular, Mill Grove seeks to support and care for children, young people and families in need by providing them with a loving home and experience of family life, based on faith in God. The Director is responsible for the day to day running of the home and reports to the trustees bi-annually. In addition, the Trust is responsible for the administration of the nursery known as Mill Grove Pre-School, and the Rose Walton Centre for children with cerebral palsy and related conditions.

Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

March 2012

TAR

Additional details of objectives and activities (Optional information)

You may choose to include further statements, where relevant, about:

policy on grantmaking;
policy programme related investment;
contribution made by volunteers.

March 2012

TAR

Section D Achievements and performance

March 2012

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Section D Achievements and performance

The trustees produce the Links magazine by Easter each year. This gives Summary of the main a detailed account of the achievements and performance of the charity achievements of the charity over the preceding year, and copies are available on request. The website during the year provides information, including recordings of recent events, as well as a growing collection of archived resource material. During the year Mill Grove has provided a safe space and support for over 40 children, young people, and where appropriate, their families, as well as vulnerable adults. There have been five families/part families living at Mill Grove during 2024-2025. Some stayed throughout the year, others for shorter, usually regular and planned periods. This number includes several members of the extended family of Mill Grove (in that they, or members of their families, lived here as children). This reflects a commitment to be alongside a child and the child's subsequent family unconditionally. There is long-term and prayerful support for the extended family of Mill Grove (i.e. those who have lived here as children, their spouses, and families through generations) practically, emotionally and spiritually, reflecting this unconditional commitment.

Families and individuals in the locality regularly turn to us for help and support. There is consistent ministry in local churches and groups, as well as farther afield, as intended and modelled by the Founder Herbert White, grandfather of Keith White. Over thirty members of the extended family and friends were able to stay or visit for periods of the August summer holiday in North Wales, hosted by Keith and Ruth. Annual events such as Our Day in May, Founders’ Day in November, and Christmas were celebrated. The Mill Grove Pre-School and The Rose Walton Centre use the premises daily during term-time to serve young local children and their families in a variety of ways. Each is an integral part of Mill Grove, practically as well as legally.

Local groups, including the Maybank Community Association, churches, and Counsel for Life, hold meetings and sessions at Mill Grove. Piano and music lessons have continued with a teacher (conductor and composer) living locally. We have links with several networks and organisations whose aims and values are consistent with ours as listed above. Keith White serves as the Chair of Trustees of Abridge Village Church, founded by Herbert White. Keith has preached and taught extensively in London and the Home Counties based on his life and experience of God's faithfulness at Mill Grove.

In addition to Links , literature and material describing the experiences and distilled wisdom of Mill Grove, including Know your Bible , The Bible (Narrative) NIrV , A Place for Us (DVD), The Growth of Love, Reflections on Living with Children (Volumes I, II and III) and the autobiography Somebody’s Son (now in Kindle format), continue to be distributed. A new edition of the Bible (Narrative) was available in January 2025.

Maintenance of the properties in Woodford and North Wales continued, with several rooms redecorated and upgraded. The front railings have been repainted, and the garden wall repointed. This has involved a

March 2012

TAR

Section D Achievements and performance

combination of professional, paid labour, and the voluntary efforts of former members of the Mill Grove family. The maintenance of the properties in North Wales is managed by a former trustee. We actively explore ways of living more sustainably based on the recommendations of an energy audit in 2017. This has included extensive insulation of windows, and the use of solar and thermal energy.

We continue to rely on God to meet our needs and do not advertise or engage in fundraising.

March 2012

TAR

Section E Financial review ReseNes policy The Goddard Memorial Fund is a designated fund, normally reserved for project support and grants. The trustees aim lo maintain other unrestricted funds. not committed, or invested in fixed assets, of beeen £150,000 and £300,000. Brief sement of the charity's policy on rosorves Detatls of any funds materially in deficit Further financial review details (Optional informatlon) We gratefully acknowledge another year of financial provision from God our heavenly Father. You may choose to include additional information. where relevant about.. the charity's principal sources of funds (including any fundraising)., how expenditure has supported the key objectives of the charity. investment policy and objectives including any ethical investment policy adopted. Incoming resources were down 4 % on last year, due largely to a reduction in donations. Investmenl values grew by £12.984. rellecting market movements generally. Significant progress was made in an ongoing programme of property improvements. Section F Other optional information Section G Declaration The trustees declare that they have approved the trustees, report above. Signed on behalf of the charity's trustees Signature{s) Full name{s) Position (eg Secretary, Chair. ètc) Keith J White Chair Date TAR M8r¢h 2012

	Charity No (if any) 1078661 Period start date 01/01/2025 To Period end date 31/12/2025 Mill Grove Christian Charitable Trust Annual accounts for the period	Charity No (if any) 1078661 Period start date 01/01/2025 To Period end date 31/12/2025 Mill Grove Christian Charitable Trust Annual accounts for the period
Section A	Statement of financial activities
Recommended categories by activity Guidance Notes Incoming resources (Note 3) Income and endowments from: Donations and legacies S01 Charitable activities S02 Other trading activities S03 Investments S04 Separate material item of income S05 Other S06 S07 Resources expended (Note 6) Expenditure on: Raising funds S08 Charitable activities S09 Separate material item of expense S10 Other S11 S12 S13 Net gains/(losses) on investments S14 S15 Extraordinary items S16 S17 S18 Other gains/(losses) S19 S20 *Reconciliation of funds:* S21 S22 1 *Total* *Net movement in funds* Total funds brought forward *Total funds carried forward* *Total* Net income/(expenditure) before investment gains/(losses) Net income/(expenditure) Transfers between funds Other recognised gains/(losses): Gains and losses on revaluation of fixed assets for the charity’s own use		Unrestricted funds Restricted income funds Endowment funds Total funds Prior year funds £ £ £ £ £ F01 F02 F03 F04 F05 111,769 6,648 - 118,417 101,129 74,930 206,410 - 281,340 247,920 1,531 30 - 1,561 - 33,673 339 34,012 32,218 50,651 - - 50,651 - - - - 433
		272,554 213,427 - 485,981 381,700
		- - - - - 186,443 208,352 - 394,795 397,587 5,598 - 5,598 5,308 5 - - - 5 - -
		192,036 208,352 - 400,388 402,895

		80,518 5,075 - 85,593 21,195 -
		88,556 - - 88,556 12,984
		169,074 5,075 - 174,149 8,211 -
		- - - - - 6,950 6,950 - - - - - - - - - - - - - -
		176,024 1,875 - - 174,149 8,211 -
		1,086,876 58,828 - 1,145,704 1,153,915
		1,262,900 56,953 - 1,319,853 1,145,704

Section B Balance sheet Restricted income funds Unrestrlcted funds Endowrnent Totsl thi$ fund$ year Totsl last y•ar Fixed assets Intsnglble assets Tanglble assets Heritage assols Investrnents F01 F02 F03 F04 F05 (Note 151 (Not¢ 141 (Note 161 (Note 171 Total fixed auets BOI B02 463,811 4,909 468,720 485,643 B03 B04 599,606 599,6C 511,050 996,693 BOS Current assets Stocks (Note 181 Debto {Note 191 Investments (Note 17AI Cash at bank and in hand (Notg 241 Total CUrrt assets B06 B07 21,466 540 22,006 22.001 B08 BO 129.331 151.332 BIO 54,212 54,04 Credltors: amounts falling due wlthlTh one year {Note 201 354 2,168 2,522 2.321 Net ¢urront ass•ts/(IlabllftiesJ B12 149.011 Total assets less current liabiliti•s B13 1,145,704 Creditors: amounts falling due after one year (Note 20) Provisions for liabilities B14 B15 Total net assets or118billtlès Funds of the Charity Endowment funds (Note 271 Restricted Income funds (Note 27} Unrestricted funds Rovaluatlon reser¥e B16 1,262,900 56.953 1,319,853 1,145,704 B17 B18 56,953 56,953 1.262,900 58.828 1,086,876 B19 1,262,900 B20 Totsl funds 821 1,145,704 Swnad by one or two trustees on behalf of all the Iwslees Dale of approval ddlmm Signatur& Print Nam8 Monsc3 Ruth VVhil¢ Keith J White CC17a (Excell 13108r2026

Section C Notes to the accounts

Note 1 Basis of preparation

This section should be completed by all charities .

1.1 Basis of accounting

These accounts have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts. The accounts have been prepared in accordance with:

• and with • and with The charity cons FRS 102. • and with the C -Tick as appropr	  titutes a public benefit entity as defined by harities Act 2011. iate the Statement of Recommended preparing their accounts in accord in the UK and Republic of Ireland the Financial Reporting Standard Ireland (FRS 102)	 Practice: Accounting and Reporting by Charities ance with the Financial Reporting Standard applicable (FRS 102) issued on 16 July 2014 applicable in the United Kingdom and Republic of

1.2 Going concern

If there are material uncertainties related to events or conditions that cast significant doubt on the charity's ability to continue as a going concern, please provide the following details or state "Not applicable", if appropriate:

An explanation as to those factors that support the conclusion that the charity is a going concern; Disclosure of any uncertainties that make the going concern assumption doubtful; Where accounts are not prepared on a going concern basis, please disclose this fact together with the basis on which the trustees prepared the accounts and the reason why the charity is not regarded as a going concern.

1.3 Change of accounting policy

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The accounts present a true and fair view and the accounting policies adopted are those outlined in note 2.
Yes 
-Tick as appropriate
No
Please disclose:
(i) the nature of the change in accounting policy;
(ii) the reasons why applying the new accounting policy
provides more reliable and more relevant information;
and
(iii) the amount of the adjustment for each line affected
in the current period, each prior period presented and
the aggregate amount of the adjustment relating to
periods before those presented, 3.44 FRS 102 SORP.
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1.4 Changes to accounting estimates

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No changes to accounting estimates have occurred in the reporting period (3.46 FRS 102 SORP).
Yes 
-Tick as appropriate
No
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Please disclose:

(i) the nature of any changes; (ii) the effect of the change on income and expense or assets and liabilities for the current period; and (iii) where practicable, the effect of the change in one or more future periods.

1.5 Material prior year errors

Yes No No material prior *Please disclose* *(i) the nature of* *(ii) for each pri* *amount of the c* *affected; and* *(iii) the amount* *earliest prior pe*	year erro	r have been identified in the reporting period (3.47 FRS 102 SORP).
		* -Tick as appropriate
	: *the prior* *or period* *orrection* *of the co* *riod pres*	*period error;* *presented in the accounts, the* *for each account line item* *rrection at the beginning of the* *ented in the accounts.*

CC17a (Excel)

13/08/2026

Section C Notes to the accounts (cont)

Note 2 Accounting policies 2.2 INCOME

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This standard list of accounting policies has been applied by the charity except for those ticked "No" or "N/a". Where a
different or additional policy has been adopted then this is detailed in the box below.
Recognition of income These are included in the Statement of Financial Activities (SoFA) when:
 the charity becomes entitled to the resources;
· it is more likely than not that the trustees will receive the resources; and Yes No N/a
 the monetary value can be measured with sufficient reliability. 
Yes No N/a
There has been no offsetting of assets and liabilities, or income and expenses, unless required or
Offsetting permitted by the FRS 102 SORP or FRS 102. 
Yes No N/a
Grants and donations are only included in the SoFA when the general income recognition
Grants and donations criteria are met (5.10 to 5.12 FRS102 SORP). 
In the case of performance related grants, income must only be recognised to the extent Yes No N/a
that the charity has provided the specified goods or services as entitlement to the grant
only occurs when the performance related conditions are met (5.16 FRS 102 SORP). 
Legacies Legacies are included in the SOFA when receipt is probable, that is, when there has Yes No N/a
been grant of probate, the executors have established that there are sufficient assets in
the estate and any conditions attached to the legacy are either within the control of the 
charity or have been met.
Yes No N/a
Government grants The charity has received government grants in the reporting period

Gift Aid receivable is included in income when there is a valid declaration from the donor.
Tax reclaims on Any Gift Aid amount recovered on a donation is considered to be part of that gift and is Yes No N/a
donations and gifts treated as an addition to the same fund as the initial donation unless the donor or the 
terms of the appeal have specified otherwise.
Yes No N/a
Contractual income and This is only included in the SoFA once the charity has provided the related goods or
performance related services or met the performance related conditions. 
grants
Yes No N/a
Donated goods are measured at fair value (the amount for which the asset could be
Donated goods
exchanged) unless impractical to do so. 
The cost of any stock of goods donated for distribution to beneficiaries is deemed to be
Yes No N/a
the fair value of those gifts at the time of their receipt and they are recognised on receipt.
In the reporting period in which the stocks are distributed, they are recognised as an 
expense at the carrying amount of the stocks at distribution.
Donated goods for resale are measured at fair value on initial recognition, which is the
expected proceeds from sale less the expected costs of sale, and recognised in 'Income
Yes No N/a
from other trading activities' with the corresponding stock recognised in the balance
sheet. On its sale the value of stock is charged against 'Income from other trading
activities' and the proceeds from sale are also recognised as 'Income from other trading 
activities'.
Yes No N/a
Goods donated for on-going use by the charity are recognised as tangible fixed assets

and included in the SoFA as incoming resources when receivable.
Yes No N/a
Gifts in kind for use by the charity are included in the SoFA as income from donations
when receivable. 
Yes No N/a
Donated services and Donated services and facilities are included in the SOFA when received at the value of
facilities the gift to the charity provided the value of the gift can be measured reliably. 
Donated services and facilities that are consumed immediately are recognised as income Yes No N/a
with an equivalent amount recognised as an expense under the appropriate heading in

the SOFA.
Yes No N/a
Support costs The charity has incurred expenditure on support costs.

Yes No N/a
The value of any voluntary help received is not included in the accounts but is described
Volunteer help
in the trustees’ annual report. 
Yes No N/a
Income from interest, This is included in the accounts when receipt is probable and the amount receivable can
royalties and dividends be measured reliably. 
Yes No N/a
Income from membership Membership subscriptions received in the nature of a gift are recognised in Donations
subscriptions and Legacies. 
Membership subscriptions which gives a member the right to buy services or other Yes No N/a
benefits are recognised as income earned from the provision of goods and services as 
income from charitable activities.
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a
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Yes No N/a

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Settlement of insurance Insurance claims are only included in the SoFA when the general income recognition criteria are met (5.10 to 5.12 FRS102 SORP) and are included as an item of other claims income in the SoFA. Investment gains and This includes any realised or unrealised gains or losses on the sale of investments and losses any gain or loss resulting from revaluing investments to market value at the end of the year.

2.3 EXPENDITURE AND LIABILITIES

Liability recognition Liabilities are recognised where it is more likely than not that there is a legal or constructive obligation committing the charity to pay out resources and the amount of the obligation can be measured with reasonable certainty. Support costs have been allocated between governance costs and other support. Governance and support Governance costs comprise all costs involving public accountability of the charity and its costs compliance with regulation and good practice. Support costs include central functions and have been allocated to activity cost categories on a basis consistent with the use of resources, eg allocating property costs by floor areas, or per capita, staff costs by the time spent and other costs by their usage.

Where the charity gives a grant with conditions for its payment being a specific level of Grants with performance service or output to be provided, such grants are only recognised in the SoFA once the conditions recipient of the grant has provided the specified service or output. Where there are no conditions attaching to the grant that enables the donor charity to Grants payable without realistically avoid the commitment, a liability for the full funding obligation must be performance conditions recognised. Redundancy cost The charity made no redundancy payments during the reporting period.

Deferred income No material item of deferred income has been included in the accounts. Creditors The charity has creditors which are measured at settlement amounts less any trade discounts

A liability is measured on recognition at its historical cost and then subsequently Provisions for liabilities measured at the best estimate of the amount required to settle the obligation at the reporting date Basic financial The charity accounts for basic financial instruments on initial recognition as per paragraph 10.7 FRS102 SORP. Subsequent measurement is as per paragraphs 11.17 instruments to 11.19, FRS102 SORP.

2.4 ASSETS

Tangible fixed assets for These are capitalised if they can be used for more than one year, and cost at least use by charity They are valued at cost.

The depreciation rates and methods used are disclosed in note 9.2. Intangible fixed assets The charity has intangible fixed assets, that is, non-monetary assets that do not have physical substance but are identifiable and are controlled by the charity through custody or legal rights. The amortisation rates and methods used are disclosed in note 9.5 They are valued at cost. Heritage assets The charity has heritage assets, that is, non-monetary assets with historic, artistic, scientific, technological, geophysical or environmental qualities that are held and maintained principally for their contribution to knowledge and culture. The depreciation rates and methods used as disclosed in note 9.6.1.4. They are valued at cost. Investments Fixed asset investments in quoted shares, traded bonds and similar investments are valued at initially at cost and subsequently at fair value (their market value) at the year end. The same treatment is applied to unlisted investments unless fair value cannot be measured reliably in which case it is measured at cost less impairment. Investments held for resale or pending their sale and cash and cash equivalents with a maturity date of less than 1 year are treated as current asset investments Stocks and work in Stocks held for sale as part of non-charitable trade are measured at the lower or cost or net progress realisable value.

Goods or services provided as part of a charitable activity are measured at net realisable value based on the service potential provided by items of stock.

Work in progress is valued at cost less any foreseeable loss that is likely to occur on the contract. Debtors (including trade debtors and loans receivable) are measured on initial recognition at Debtors settlement amount after any trade discounts or amount advanced by the charity. Subsequently, they are measured at the cash or other consideration expected to be received.

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The charity has has investments which it holds for resale or pending their sale and cash and cash Yes No N/a
Current asset investments equivalents with a maturity date less than one year. These include cash on deposit and cash
equivalents with a maturity date of less than one year held for investment purposes rather than to 
meet short term cash commitments as they fall due.
Yes No N/a
They are valued at fair value except where they qualify as basic financial instruments. 
POLICIES ADOPTED
ADDITIONAL TO OR
DIFFERENT FROM
THOSE ABOVE
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Section C Notes to the accounts (cont)

Note 3 Analysis of income

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Restricted
Unrestricted income Endowment
funds funds funds Total funds Prior year
Analysis £ £
Donations Donations and gifts 91,769 6,648 - 98,417 91,129
and legacies: Legacies 20,000 - 20,000 10,000
- - - - -
- - - -
Total 111,769 6,648 - 118,417 101,129
Charitable Contributions re facilities provided
activities: 3,540 12,750 - 16,290 14,830
Contributions from residents 71,390 - 71,390 64,706
Fees received 41,115 - 41,115 49,916
Grants and subsidies 152,545 152,545 118,468
- - - - -
Total 74,930 206,410 - 281,340 247,920
Other trading Sale of books 157 - - 157 433
activities: - - - - -
- - - - -
Other 1,374 30 - 1,404 -
Total 1,531 30 - 1,561 433
Income from Interest income 873 339 - 1,212 980
investments: Income from UK listed investments 32,800 - - 32,800 31,238
- - - - -
- - - - -
Total 33,673 339 - 34,012 32,218
Separate - - - -
material item - - - - -
of income: - - - - -
- - - - -
Total - - - - -
Other: Conversion of endowment funds into income
- - - - -
Gain on disposal of a tangible fixed asset held
for charity's own use - - - - -
Gain on disposal of a programme related
investment - - - - -
Royalties from the exploitation of intellectual
property rights - - - - -
Gain on Sale of Tangible fixed assets 50,651 - - 50,651 -
Total 50,651 - - 50,651 -
TOTAL INCOME 272,554 213,427 - 485,981 381,700
Other information:
All income in the prior year was unrestricted except for:
(please provide description and amounts)
Where any endowment fund is converted into income in the
reporting period, please give the reason for the conversion.
Within the income items above the following items are
material: (please disclose the nature, amount and any prior
year amounts)
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CC17a (Excel)

13/08/2026

Section C Notes to the accounts (cont)

Note 6 Analysis of expenditure

Expenditure on charitable activities: Expenditure on raising funds TOTAL EXPENDI Separate material item of expense Other	Carer pension costs Counselling and training Bank charges Insurances Subscriptions Sundry expenses Total expenditure on charitable activities Administrative salaries Administrative employer national insurance Telephone, internet and TV licence Depreciation and profit on disposals Rates and council tax Gas and electricity Analysis Other household items Leisure holidays and outings Repairs and maintenance Printing, postage and stationery General equipment and furnishings Fares and petrol Administrative pension costs TURE Total other expenditure Release of loan Food Total expenditure on raising funds Total Car maintenance and tax Carer salaries Grants to other projects Carer employer national insurance Independent examination Payroll bureau costs	Unrestricted funds Restricted income funds Endowment funds Total funds Prior year £ £ 4,343 147 - 4,490 4,614 832 - 832 801 1,176 277 - 1,453 343 11,883 - 11,883 10,921 27,413 - 27,413 29,259 28,410 9,333 - 37,743 72,714 5,484 151 - 5,635 5,085 4,165 - 4,165 4,750 3,452 937 - 4,389 3,958 650 - 650 - 3,656 2,820 - 2,820 1,909 654 - 654 827 27,042 176,612 - 203,654 183,379 1,202 8,718 - 9,920 6,291 1,352 4,254 - 5,606 4,653 2,180 1,865 - 4,045 2,604 242 80 - 322 411 23,445 - 23,445 29,720 85 469 - 554 266 30 694 - 724 553 34,413 - 34,413 33,470 2,235 - 2,235 2,108 1,721 - 1,721 1,674 6,029 - 6,029 933 186,443 208,352 - 394,795 397,587 - - - - - - - - - - - - - - - - - - - - - - - - - 3,439 - - 3,439 3,275 2,159 - - 2,159 2,033 - - - - - 5,598 - - 5,598 5,308 - 5 - - - 5 - - - - - - - - - - - - - - - - - - - - - - 5 - - - 5 - 192,036 208,352 - 400,388 402,895

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Other information:
Analysis of expenditure on charitable activities
Grant
programmeActivity or Activities undertaken directly funding of Support Costs Total this year prior yearTotal
activities
£ £ £ £ £
Activity 1
Activity 2
Other
Total
Prior year expenditure on charitable activities
can be analysed as follows:
Within the expenditure items above the
following items are material: (please disclose
the nature, amount and any prior year
amounts)
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CC17a (Excel)

13/08/2026

Section C Notes to the accounts

Note 10 Details of certain items of expenditure

10.1 Fees for examination of the accounts

Please provide details of the amount paid for any statutory external scrutiny of accounts and other services provided by your independent examiner. If nothing was paid please enter '0' in the appropriate box(es).

Independent examiner’s fees Assurance services other than audit or independent examination	This year Last year £ £ 3439 3275 2159 2033

CC17a (Excel)

13/08/2026

Section C Notes to the accounts (cont)

Note 12 Defined contribution pension scheme or defined benefit scheme accounted for as a defined contribution scheme.

12.1 Please complete this note if a defined contribution pension scheme is operated.

Amount of contributions recognised in £7,327 the SOFA as an expense Please explain the basis for allocating the liability and expense of defined contribution pension scheme between activities and between restricted and unrestricted funds.

12.2 Please complete this section where the charity participates in a defined benefit pension plan but is unable to ascertain its share of the underlying assets and liabilities.

Please confirm that altough the scheme is accounted for as a defined contribution plan, it is a defined benefit plan. Please provide such information as is available about the plan's surplus or deficit and the implications, if any, for the reporting charity

12.3 Please complete this section where the charity participates in a multi-employer defined benefit pension plan that is accounted for as a defined contribution plan.

Describe the extent to which the charity can be liable to the plan for other entities' obligations under the terms and conditions of the multi-employer plan

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Section C Notes to the accounts (cont)

Note 11 Paid employees

Please complete this note if the charity has any employees.

11.1 Staff Costs

Salaries and wages Social security costs Other employee benefits Total staff costs Pension costs (defined contribution scheme)	This year Last year £ £ 238,067 216,849 12,156 8,399 7,327 6,327 - -
	257,550 231,575

Please provide details of expenditure on staff working for the charity whose contracts are with and are paid by a related party

Please give details of the number of employees whose total employee benefits (excluding employer pension costs) fell within each band of £10,000 from £60,000 upwards. If there are no such transactions, please enter 'true' in the box provided.

*please enter 'true' in the box provided.*
No employees received employee benefits (excluding employer		TRUE
pension costs) for the reporting period of more than £60,000

Band	Number of employees
£60,000 to £69,999
£70,000 to £79,999
£80,000 to £89,999
£90,000 to £99,999
£100,000 to £109,999

Please provide the total amount paid to key management personnel (includes trustees and senior management) for their services to the charity

The parts of the charity in which the employees work 11.2 Average head count in the year	Fundraising Charitable Activities Governance Other Total	This year Last year Number Number - - 15 17 - - - -
		15 17

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11.3 Ex-gratia payments to employees and others (excluding trustees) Please complete if an ex-gratia payment is made.

Please explain the nature of the payment

Please state the legal authority or reason for making the payment

Please state the amount of the payment (or value of any waiver of a right to an asset)

11.4 Redundancy payments

Please complete if any redundancy or termination payment is made in the period.

Total amount of payment

The nature of the payment (cash, asset etc.)

The extent of redundancy funding at the balance sheet date

Please state the accounting policy for any redundancy or termination payments

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Section C Notes to the accounts (cont)

Note 14 Tangible fixed assets

Please complete this note if the charity has any tangible fixed assets

14.1 Cost or valuation

----- Start of picture text -----
Freehold land Computer Fixtures, Motor vehicles Total
& buildings equipment fittings and
equipment
£ £ £ £ £
At the beginning of 633,796 6,088 58,436 19,020 717,340
the year
Additions - - - - -
Revaluations - - - - -
Disposals - 16,055 - - - 16,055
Transfers * - - - - -
At end of the year 617,741 6,088 58,436 19,020 701,285
14.2 Depreciation and impairments
Basis None SL or RB SL or RB SL SL or RB Straight Line
("SL") or
Reducing
Balance
("RB")
Rate None 10% or 20%
At beginning of the 159,946 5,185 47,625 18,942 231,698
year
Disposals - - - -
Depreciation - 226 621 20 867
Impairment - - - - -
Transfers - - - - -
At end of the year 159,946 5,411 48,246 18,962 232,565
14.3 Net book value
Net book value at the 473,850 903 10,811 78 485,642
beginning of the year
Net book value at the 457,795 677 10,190 58 468,720
end of the year
14.4 Impairment
Please provide a description of the events and
circumstances that led to the recognition or
reversal of an impairment loss.
----- End of picture text -----*

14.5 Revaluation If an accounting policy of revaluation is adopted, please provide: the effective date of the revaluation the name of independent valuer, if applicable the methods applied and significant assumptions the carrying amount that would have been recognised had the assets been carried under the cost model.

14.6 Other disclosures

(i) Please state the amount of borrowing costs, if any, capitalised in the construction of tangible fixed assets and the capitalisation rate used. (ii) Please provide the amount of contractual commitments for the acquisition of tangible fixed assets. (iii) Details of the existence and carrying amounts of property, plant and equipment to which the charity has restricted title or that are pledged as security for liabilities.

* The "transfers" row is for movements between fixed asset categories.

** Please indicate the method of depreciation by deleting the method not applicable (SL = straight

CC17a (Excel)

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Section C Notes to the accounts (cont)

Note 17 Investment assets

Please complete this note if the charity has any investment assets.

17.1 Fixed assets investments (please provide for each class of investment)

Carrying (fair) value at beginning of period Add:additions to investments during period Less:disposals at carrying value Less: impairments Add: Reversal of impairments Add/(deduct):transfer in/(out) in the period Add/(deduct):*net gain/(loss) on revaluation Carrying (fair) value at end of year	Cash & cash equivalents Listed investments Investment properties Social investments Other Total - 511,050 - - - 511,050 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 88,556 - - - 88,556
	- 599,606 - - - 599,606

*Please specify additions resulting from acquisitions through business combinations, if any.

Please note that Fair Value in this context is the amount for which an asset could be exchanged between knowlegable and willing parties in an arm's length transaction. For traded securities, the fair value is the value of the security quoted on the London Stock Exchange Daily Official List or equivalent. For other assets where there is no market price on a traded market, it is the trustees' or valuers' best estimate of fair value.

17.2 Please provide a breakdown of investments shown above agreeing with the balance sheet row B04 differentiating between those held at fair value and those held at cost less impairment.

Analysis of investments Cash or cash equivalents Investment properties Listed investments Social investments Grand total (Fair value at year end+Cost less impairment) Other investments Total	Cost less impairment - - Fair value at year end £ - £ - - - - 563,061 - -
	- -

17.3 If your charity holds investment properties, please complete the following note:

(i) Explain the methods and significant assumptions in determining the fair value of investment property held by the charity (ii) Name or independent valuer, if applicable, and relevant qualifications

(iii) Provide details of any restrictions on the ability to realise investment property or on the remittance of income or disposal proceeds (iv) Explain any contractual obligations for the purchase, construction or development of investment property or for repairs, maintenance or enhancements

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17.4 Please provide a breakdown of current asset investments, if applicable, agreeing with the balance sheet.

Analysis of current asset investments Cash or cash equivalents Investment properties Social investments 17.5 Guarantees Listed investments Please provide details and amount of any guarantee made to or on behalf of a third party Name of the entity or entities benefitting from those guarantees Please explain how the guarantee furthers the charity's aims 17.6 Concessionary loans *Amount of concessionary loans made (Multiple* loans made may be disclosed in aggregate provided that such aggregation does not obsure significant** information ). Other investments Total Terms and conditions eg interest rate, security provided Value of any concessionary loans which have been committed but not taken up at the reporting date Amounts payable within 1 year Amount of concessionary loans received *(Multiple loans received may be disclosed in* *aggregate provided that such aggregation does not* *obsure significant information).* For all investments measured at fair value, the basis for determining the value, including any assumptions applied when using a valuation technique. 17.7 Additional information Please provide information about the significance of investments to the charity's financial position or performance eg. terms and conditions of loans or the use of hedging to manage financial risk. Amounts receivable after more than 1 year Amounts payable after more than 1 year Amounts receivable within 1 year Where a charity has provided financial assets as a form of security, the carrying amount of the financial asset pledged as security and the terms and conditions relating to its pledge.	*Total* *Total*	- - - £ - This year - Las	This year £ Last year £ This year £ Last year £ - - - - - - t year £
		-
		*Description* *Description*

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Section C Notes to the accounts (cont)

Note 19 Debtors and prepayments

Please complete this note if the charity has any debtors or prepayments.

*Please complete this note if the charity has any* *debtors or prepayments.* Note 19 Debtors and prepayments
19.1 Analysis of debtors Gift aid recoverable Prepayments and accrued income Other debtors Total	This year Last year £ £ 1,329 1,527 4,177 3,974
	16,500 16,500 22,006 22,001

Please complete 19.2 where a material debtor is recoverable more than a year after the reporting date.

19.2 Analysis of debtors recoverable in more than 1 year (included in debtors above)

Prepayments and accrued income Other debtors Total Trade debtors	This year Last year £ £ - - - - - - - -
	- -

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Section C Notes to the accounts (cont)

Note 20 Creditors and accruals

Please complete this note if the charity has any creditors or accruals.

20.1 Analysis of creditors

Accruals for grants payable Bank loans and overdrafts Trade creditors Payments received on account for contracts or performance-related grants Accruals and deferred income Taxation and social security Other creditors Total	This year Last year This year Last year £ £ £ £ - - - - - - - - - - - - - - - - - - - 2,522 2,321 - - - - - - 2,522 2,321 - - Amounts falling due within one year Amounts falling due after more than one year

20.2 Deferred income

Please complete this note if the charity has deferred income.

Please explain the reasons why income is deferred.

*Movement in deferred income account* Balance at the start of the reporting period Amounts added in current period Amounts released to income from previous periods Balance at the end of the reporting period	This year Last year £ £ - - - - - - - -

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Section C Notes to the accounts (cont)

Note 24 Cash at bank and in hand

Note 24 Cash at bank and in hand
Other Cash at bank and on hand Total Short term cash investments (less than 3 months maturity date) Short term deposits	This year Last year £ £ - - 140,891 49,700 91,152 79,631 - -
	232,043 129,331

CC17a (Excel)

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Section C Notes to the accounts (cont)

Note 25 Fair value of assets and liabilities

25.1 Please provide details of the charity's exposure to credit risk (the risk of incurring a loss due to a debtor not paying what is owed) , liquidity risk (the risk of not being able to meet short term financial demands) and market risk (the risk that the value of an investment will fall due to changes in the market) arising from financial instruments to which the charity is exposed at the end of the reporting period and explain how the charity manages those risks.

The trustees have conducted a review of the major risks to which the charity is exposed and systems have been established to mitigate those risks. Periodic risk reviews are carried out by the trustees.

25.2 Please give details of the amount of change in the fair value of basic financial instruments (debtors, creditors, investments (see section 11, FRS 102 SORP)) measured at fair value through the SoFA that is attributable to changes in credit risk.

CC17a (Excel)

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Section C Notes to the accounts (cont)

Note 27 Charity funds

27.1 Details of material funds held and movements during the CURRENT reporting period

Please give details of the movements of material individual funds in the reporting period together with a balancing figure for 'Other funds'. The 'Total funds' figure below should reconcile to 'Total funds' in the balance sheet.

* Key: PE - permanent endowment funds; EE - expendible endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds

----- Start of picture text -----
Fund Fund
balances balances
Type PE, EE Purpose and Restrictions brought Gains and carried
R or UR
forward Income Expenditure Transfers losses forward
Fund names £ £ £ £ £ £
Pre school fund R Playgroup for pre school children 49,649 191,286 - 183,141 - 5,150 - 52,644
The Rose Walton Centre fund R Centre for those with cerebral palsy 9,179 22,141 - 25,211 - 1,800 - 4,309
Other funds UR Unrestricted funds 1,086,876 272,554 - 192,036 6,950 88,556 1,262,900
Total Funds 1,145,704 485,981 - 400,388 - 88,556 1,319,853
----- End of picture text -----*

CC17a (Excel)

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Section C Notes to the accounts (cont)

Note 27 Charity funds (cont)

27.2 Details of material funds held and movements during the PREVIOUS reporting period

* Key: PE - permanent endowment funds; EE - expendible endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds

----- Start of picture text -----
Fund Fund
balances balances
Type PE, EE Purpose and Restrictions brought Gains and carried
R or UR
forward Income Expenditure Transfers losses forward
Fund names £ £ £ £ £ £
Pre school fund R Playgroup for pre school children 44,010 168,732 - 157,893 - 5,200 - 49,649
The Rose Walton Centre fund R Centre for those with cerebral palsy 13,445 13,051 - 15,517 - 1,800 - 9,179
- - - - - -
Other funds N/a Unrestricted funds 1,096,460 199,917 - 229,485 7,000 12,984 1,086,876
Total Funds 1,153,915 381,700 - 402,895 - 12,984 1,145,704
----- End of picture text -----*

CC17a (Excel)

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Section C Notes to the accounts (cont)

Note 27 Charity funds (cont)

27.3 Transfers between funds

----- Start of picture text -----
Reason for transfer and where endowment is converted to Amount
income, legal power for its conversion
Between unrestricted and There is a contribution from restricted funds to unrestricted funds to
restricted funds cover their share of overhead costs.
Between endowment and
restricted funds
Between endowment and
unrestricted funds
----- End of picture text -----

27.4 Designated funds

Planned use Purpose of the designation Amount

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Section C Notes to the accounts (cont)

Note 28 Transactions with trustees and related parties

If the charity has any transactions with related parties (other than the trustee expenses explained in guidance notes) details of such transactions should be provided in this note. If there are no transactions to report, please enter “True” in the box or "False" if there are transactions to report.

28.1 Trustee remuneration and benefits

None of the trustees have been paid any remuneration or received any other benefits from an employment with their charity or a related entity (True or False)

TRUE

In the period the charity has paid trustees remuneration and benefits. Please give the amount of, and legal authority for, any remuneration or other benefits paid to a trustee by the charity or any institution or company connected with it.

Name of trustee Legal authority (eg order, governing document)	Last year Remuneration Pension contribution Redundancy (including loss of office)/ex gratia Other TOTAL £ £ £ £ This year Amounts paid or benefit value

Please give details of why remuneration or other employment benefits were paid.

The trust deed of the Charity gives authority for the payment of remuneration to K White and his wife, R White for services actually rendered to the charity. Mr and Mrs White no longer receive a salary but receive accommodation, food when they eat with the residents and access to the use of two vehicles owned by the Charity.

Where an ex gratia payment has been made to a trustee, provide an explanation of the nature of the payment.

28.2 Trustees' expenses

If the charity has paid trustees expenses for fulfilling their duties, details of such transactions should be provided in this note. If there are no transactions to report, please enter “True” in the box below. If there are transactions to report, please enter "False".

No trustee expenses have been incurred (True or False) Type of expenses reimbursed Subsistence Travel £ This year TOTAL Accommodation Other (please specify): 0	Last year *TRUE* £ 0

Please provide the number of trustees reimbursed for expenses or who had expenses paid by the charity

28.3 Transaction(s) with related parties

Please give details of any transaction undertaken by (or on behalf of) the charity in which a related party has a material interest, including where funds have been held as agent for related parties. If there are no such transactions, please enter 'true' in the box provided.

There have been no related party transactions in the reporting period (True or False)

						Amounts
Name of the trustee or related party	Relationship to charity	Description of the transaction(s)	Amount	Balance at period end	Provision for bad debts at period end	written off during reporting
						period
			£	£	£	£

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In relation to the transactions above, please provide the terms and conditions, including any security and the nature of any payment (consideration) to be provided in settlement. For any related party, please provide details of any guarantees given or received.

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Docusign Envelope ID: 1052133A-9664-8BAF-83A7-2AFEE8AAC2F5

Independent examiner's report on the accounts

Section A Independent Examiner’s Report Report to the trustees Charity Name Mill Grove Christian Charitable Trust On accounts for the year 31[st] December 2025 Charity no 01078661 ended (if any) Set out on pages 1-21 I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/12/2025 . Responsibilities and As the charity's trustees, you are responsible for the preparation of the basis of report accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent The charity’s gross income exceeded £250,000 and I am qualified to examiner's statement undertake the examination by being a qualified member of the Association of Chartered Certified Accountants.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

the accounting records were not kept in accordance with section 130 of the Charities Act; or
the accounts did not accord with the accounting records; or
the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed: Name: Relevant professional qualification(s) or body (if any):	Date:
		30-Jul-2026

	PRATUL SHAH

	FCCA

Oct 2018

IER

Docusign Envelope ID: 1052133A-9664-8BAF-83A7-2AFEE8AAC2F5

Address: FUSION ACCOUNTANCY LTD. MARLBOROUGH HOUSE 298 REGENTS PARK ROAD LONDON N3 2SZ

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

Oct 2018

IER