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2022-06-30-accounts

Charity registration number 1078601

JOHN FOSTER CHARITABLE TRUST

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022

JOHN FOSTER CHARITABLE TRUST

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Mrs S M Hargreaves Mrs S Ferro Mr J C Rodriguez (Appointed 21 March 2022) Ms E S Rodgers (Appointed 24 March 2022) Mr D R Whelan (Appointed 29 October 2022) Charity number 1078601 Principal address 2 Norwich Place Bispham Blackpool FY2 OBD Independent examiner Azets Audit Services Thorpe House 93 Headlands Kettering Northamptonshire United Kingdom NN15 6BL Bankers HSBC PO Box 7 9 High Street Kettering NN16 8ST Investment advisors Charles Stanley & Co Limited 55 Bishopsgate London EC2N 3AS

JOHN FOSTER CHARITABLE TRUST

CONTENTS

Page
Trustees' report 1 - 3
Independent examiner's report 4
Statement of financial activities 5 - 6
Balance sheet 7
Notes to the financial statements 8 - 18

JOHN FOSTER CHARITABLE TRUST

TRUSTEES' REPORT

FOR THE YEAR ENDED 30 JUNE 2022

The trustees present their annual report and financial statements for the year ended 30 June 2022.

The financial statements have been prepared in accordance with the accounting policies set out in the notes to the financial statements and comply with the charity’s trust deed, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland published in October 2019.

Objectives and activities

The trust deed requires the trustees to hold and apply the Trust’s funds and its income for the housing, care, education and training in agricultural or other local industries of children mainly in the States of South India.

The trustees consider that the most effective means of meeting the charity’s objectives is to make grants for the running and upkeep of the John Foster Memorial Home, in Mangalamcombu, South India, which provides food, clothes, safe shelter and a guaranteed education for destitute children.

The trustees confirm that they have referred to the guidance contained in the Charity Commission’s general guidance on public benefit when reviewing the charity’s aims and objectives, in planning future activities and setting the above grant making policy.

Achievements and performance

During the year, the Trust was able to make grants, excluding support costs, totalling £22,773 (2022: £25,723).

Grants of £11,486 (2021: £12,566) were made towards the general running costs of the John Foster Memorial Home, £Nil (2021: £4,841) was paid to fund building work and maintenance, £Nil (2021: £237) was paid for equipment, £9,585 (2021: £6,079) was paid to meet salary and similar costs of the Home employees and £1,702 was paid for childrens' school and college fees. In 2021, a grant of £2,000 for Covid-19 relief aid was paid to the Home to enable it to purchase food, PPE and sanitiser for distribution to local families.

To comply with changes in the Indian Government's legislation on youth boarding homes, the trustees hope to be able to support the development of new accommodation that will enable the Home to offer places to 40 residents (at present only 28 residents can be accommodated).

Between 2019 and 2022 the charity's trustees, with the aid of the Knights of St Columba, an order of Catholic men across Britain, launched an appeal for funds to support the work of the Trust. In the year, the Trust received a grant of £10,000 from the Knights of St Columba benevolent fund. A further £13,500 was received after the balance sheet date.

JOHN FOSTER CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

Financial review

Incoming resources for the year totalled £33,752 (2021: £16,618). Income from listed investments increased from £14,999 in 2021 to £22,512 in 2022. In 2021 many companies made significant cuts in dividend payments in response to the Covid-19 pandemic. These cuts have been reversed in 2022.

Expenditure on grant making was £26,983 (2021: £29,841). Further details of grants made are provided in the

notes to the accounts.

Net resources expended, before investment gains and losses, were £519 (2021: £19,887).

In the year ended 30th June 2020, the Covid-19 pandemic triggered a fall in financial market prices of more than 17%. At 30 June 2021, market prices had recovered by more than 14% and as a result, an unrealised gain of £260,987 was recognised in 2021 financial statements. World events and worsening economic conditions in the year ended 30 June 2022 are reflected by the level of unrealised losses of £158,000 recognised in the financial statements.

Realised gains on investments in the year totalled £9,350 (2021 losses: £1,085).

Reserves policy

General reserves freely available at 30th June 2021 were £24,700 (2021: £15,475). The free reserves comprise the unrestricted funds of the Trust not invested in tangible fixed assets.

The receipt of substantial restricted fund income in 2014 will allow the Trust to ensure continuity in the level of support provided to the John Foster Memorial Home for the foreseeable future and will allow activity in this area to be developed as and when necessary.

Free reserves, which were previously held for this purpose, will now be available to support the general objectives of the trust. The trustees have therefore adopted the policy of retaining free reserves at or near their current level in order that the trust can respond to emergency situations in the area of benefit and review its current activities and consider opportunities for new activities. This policy will be reviewed on a regular basis.

Investment policy

In conjunction with the Trust’s investment managers, the trustees have developed an investment policy and consider that a balanced approach between income and capital should be adopted to maintain the capital value of the portfolio at least in line with inflation. The investment of the funds has been delegated to the investment managers and our investment policy will be reviewed with them from time to time.

Risk management

The trustees have considered the major risks to which the charity is exposed and have considered how those risks should be managed.

The major financial risk concerns potential variations in returns from and performance of the trust’s investments. This risk has been addressed by developing an investment policy with the trust’s investment managers and by delegating management of the portfolio.

The major operational risk concerns the effectiveness of how grants paid are applied in meeting the specific objects of the restricted fund and the general objectives of the trust. The trustees manage this risk by maintaining communications with the John Foster Memorial Home and assessing its performance. Review visits have been carried out to assist this assessment.

JOHN FOSTER CHARITABLE TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

Structure, governance and management

The charity was registered on 15th December 1999 and was established by a declaration of trust dated 26th May 1999.

The trustees who served during the year and up to the date of signature of the financial statements were:

Mr J K Hargreaves KCSG (Deceased 7 February 2023) Mrs S M Hargreaves Mrs S Ferro Mr J C Rodriguez (Appointed 21 March 2022) Ms E S Rodgers (Appointed 24 March 2022) Mr D R Whelan (Appointed 29 October 2022)

It is with sadness that we report that Ken Hargreaves passed away in February 2023. He will be greatly missed by all at the John Foster Charitable Trust and John Foster Memorial Home.

The first trustees were appointed by the trust deed dated 26th May 1999, which requires that there shall be at least three trustees and that every future trustee shall be appointed by a resolution of the trustees passed at a special meeting. So long as there shall be fewer than two trustees none of the powers or discretions vested in the trustees by the trust deed or by law shall be exercisable except for the purpose of appointing new trustees.

In selecting persons to be appointed as trustees, the existing trustees take into account the benefits of appointing a person who through residence, occupation, employment or otherwise has special knowledge of the Trust’s area of benefit, or who is otherwise able, by virtue of his or her personal or professional qualifications, to make a contribution to the pursuit of the objects or management of the Trust. The trustees hold at least two ordinary meetings in each year. At their first ordinary meeting in each year the trustees elect one of their number to be chairman until the commencement of the first ordinary meeting in the following year. Special meetings may be called at any time by the chairman or by any two trustees. Every matter is determined by a majority of votes of the trustees present and voting. The chairman has a casting vote.

The day to day administration of the Trust is dealt with by the trustees, assisted by the Trust’s accountants, and, with reference to investment matters, by its investment managers.

The trustees' report was approved by the Board of Trustees.

Mrs S M Hargreaves

Trustee Dated: 21 June 2023

JOHN FOSTER CHARITABLE TRUST

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF JOHN FOSTER CHARITABLE TRUST

I report to the trustees on my examination of the financial statements of John Foster Charitable Trust (the charity) for the year ended 30 June 2022.

Responsibilities and basis of report

As the trustees of the charity you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act).

I report in respect of my examination of the charity’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn.

I understand that this has been done in order for financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Paul Tyler FCA Institute of Chartered Accountants in England and Wales

Azets Audit Services Thorpe House 93 Headlands Kettering Northamptonshire NN15 6BL United Kingdom

Dated: 23 June 2023

JOHN FOSTER CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 30 JUNE 2022

Current financial year

Unrestricted
Restricted
Total
funds
funds
2022
2022
2022
Notes
£
£
£
Income from:
Donations and legacies
3
11,240
-
11,240
Investments
4
3
22,509
22,512
Total income
11,243
22,509
33,752
Expenditure on:
Raising funds
Investment management costs
5
-
7,288
7,288
Charitable activities
6
2,168
24,815
26,983
Total expenditure
2,168
32,103
34,271
Net gains/(losses) on investments
10
-
(148,650)
(148,650)
Net movement in funds
9,075
(158,244)
(149,169)
Fund balances at 1 July 2021
15,987
891,785
907,772
Fund balances at 30 June 2022
25,062
733,541
758,603
Total
2021
£
1,619
14,999
16,618
6,664
29,841
36,505
259,902
240,015
667,757
907,772

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

JOHN FOSTER CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES (CONTINUED) INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 30 JUNE 2022

Prior financial year

Unrestricted
Restricted
funds
funds
2021
2021
Notes
£
£
Income from:
Donations and legacies
3
1,619
-
Investments
4
1
14,998
Total income
1,620
14,998
Expenditure on:
Raising funds
Investment management costs
5
-
6,664
Charitable activities
6
2,412
27,429
Total expenditure
2,412
34,093
Net gains/(losses) on investments
10
-
259,902
Net movement in funds
(792)
240,807
Fund balances at 1 July 2020
16,779
650,978
Fund balances at 30 June 2021
15,987
891,785
Total
2021
£
1,619
14,999
16,618
6,664
29,841
36,505
259,902
240,015
667,757
907,772

JOHN FOSTER CHARITABLE TRUST

BALANCE SHEET

AS AT 30 JUNE 2022

Notes
Fixed assets
Tangible assets
11
Investments
12
Current assets
Debtors
14
Cash at bank and in hand
Creditors: amounts falling due within
one year
15
Net current assets
Total assets less current liabilities
Income funds
Restricted funds
16
Unrestricted funds
2022
£
7,650
10,632
18,282
(5,532)
£
362
745,491
745,853
12,750
758,603
733,541
25,062
758,603
2021
£
4,294
11,622
15,916
(9,248)
£
512
900,592
901,104
6,668
907,772
891,785
15,987
907,772

The financial statements were approved by the Trustees on 21 June 2023

Mrs S M Hargreaves Trustee

JOHN FOSTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022

1 Accounting policies

Charity information

The John Foster Charitable Trust is an unincorporated charity, established by a declaration of trust dated 26 May 1999 and registered in England and Wales.The charity constitutes a public benefit entity as defined by FRS 102.

1.1 Accounting convention

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019, and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011 and UK Generally Accepted Practice.

The Trust’s financial statements present information about it as an individual undertaking.

The financial statements have been prepared to give a ‘true and fair’ view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a ‘true and fair view’. This departure has involved following Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, modified to include the revaluation certain financial instruments at fair value. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4 Income

All income is recognised once the charity has entitlement to the income, there is sufficient certainty of receipt and the amount can be quantified with reasonable accuracy. Dividends are recognised once the dividend has been declared and notification has been received from our investment manager of the dividend due. Donations are recognised when there is evidence of entitlement to the gift, receipt is probable and its amount can be measured reliably.

1.5 Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that settlement will be required and the amount of the obligation can be measured reliably.

JOHN FOSTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

1 Accounting policies

(Continued)

Expenditure is accounted for on an accruals basis, including irrecoverable value added tax where appropriate. All expenses, including support costs and governance costs, are allocated to the applicable expenditure heading in the statement of financial activities.

Expenditure on charitable activities comprises those costs incurred by the charity in the delivery of its activities for its beneficiaries and include grants payable and administration costs, which comprise direct costs associated with the grant decision making process.

Grants payable are payments made to third parties in the furtherance of the charitable objects of the Trust. Grants are accounted for when either the recipient has a reasonable expectation that they will receive a grant and the trustees have agreed to pay the grant without condition, or the recipient has a reasonable expectation that they will receive a grant and any condition attaching to the grant is outside of the control of the Trust.

Allocation of support and governance costs

Support costs are those functions that assist the work of the charity but do not directly undertake charitable activities. Support costs include office, finance, travel, and governance costs. Governance costs include those incurred in the governance by the trustees of the charity’s assets and are primarily associated with constitutional and statutory requirements of operating the charity. The bases on which support costs have been allocated is set out in the notes to the accounts.

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Computers 20% of cost

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7 Fixed asset investments

Investments are initially recognised at their transaction value and subsequently measured at their market value at the balance sheet date using the closing quoted market price.

The statement of financial activities includes net gains and losses arising on revaluation and disposals throughout the year. Realised gains and losses on investments are calculated as the difference between sales proceeds and their opening carrying value or their purchase value if acquired subsequent to the first day of the financial year. Unrealised gains and losses on investments are calculated as the difference between their market value at the year end and their carrying value.

1.8 Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.9 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks.

JOHN FOSTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

1 Accounting policies

(Continued)

1.10 Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.11 Taxation

As a registered charity, the Trust is exempt from tax on income and gains to the extent that these are applied to its charitable objects. The Trust is not registered for Value Added Tax.

1.12 Foreign exchange

Transactions in foreign currencies are recorded at the rate ruling at the date of the transaction. Monetary assets and liabilities are retranslated at the rate of exchange ruling at the balance sheet date. All differences are taken to the Statement of Financial Activities.

JOHN FOSTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

2 Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Donations and legacies

Unrestricted Unrestricted
funds funds
2022 2021
£ £
Donations and gifts 11,240 1,619
Donations and gifts
Knights of St Columba - National Action Project 10,000 -
Other 1,240 1,619
11,240 1,619

The Trust was chosen by the Knights of St Columba to benefit from its National Action Project 2019 - 2022. The aim of the projects is to raise funds for chosen charities. An exceptional donation of £10,000 was received in the year.

The Trustees gratefully acknowledge receipt of all donations.

4 Investments

Unrestricted
Restricted
funds
funds
2022
2022
£
£
Dividend income from
listed investments
-
22,509
Interest receivable
3
-
3
22,509
Total
Unrestricted
Restricted
funds
funds
2022
2021
2021
£
£
£
22,509
-
14,998
3
1
-
22,512
1
14,998
Total
2021
£
14,998
1
14,999

JOHN FOSTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

5 Raising funds

Restricted
Restricted
funds
funds
2022
2021
£
£
Investment management costs
7,288
6,664
7,288
6,664
Charitable activities
Grant
making
Grant
making
2022
2021
£
£
Grant funding of activities (see note 7)
22,773
25,723
Share of support costs (see note 8)
281
260
Share of governance costs (see note 8)
3,929
3,858
26,983
29,841
Analysis by fund
Unrestricted funds
2,168
2,412
Restricted funds
24,815
27,429
26,983
29,841
Restricted
Restricted
funds
funds
2022
2021
£
£
Investment management costs
7,288
6,664
7,288
6,664
Charitable activities
Grant
making
Grant
making
2022
2021
£
£
Grant funding of activities (see note 7)
22,773
25,723
Share of support costs (see note 8)
281
260
Share of governance costs (see note 8)
3,929
3,858
26,983
29,841
Analysis by fund
Unrestricted funds
2,168
2,412
Restricted funds
24,815
27,429
26,983
29,841
Restricted
Restricted
funds
funds
2022
2021
£
£
Investment management costs
7,288
6,664
7,288
6,664
Charitable activities
Grant
making
Grant
making
2022
2021
£
£
Grant funding of activities (see note 7)
22,773
25,723
Share of support costs (see note 8)
281
260
Share of governance costs (see note 8)
3,929
3,858
26,983
29,841
Analysis by fund
Unrestricted funds
2,168
2,412
Restricted funds
24,815
27,429
26,983
29,841
2022
£
22,773
281
3,929
26,983
2,168
24,815
26,983
2021
£
25,723
260
3,858
29,841
2,412
27,429
29,841

6 Charitable activities

7 Grants payable

Grant making
Grant
2022
£
Grants to institutions:
Salaries and benefits
11,486
General running costs
9,585
Equipment and furnishings
-
Children's school and college fees
1,702
Covid-19 relief aid
-
Building work and maintenance
-
22,773
Grant making
Grant
2022
£
Grants to institutions:
Salaries and benefits
11,486
General running costs
9,585
Equipment and furnishings
-
Children's school and college fees
1,702
Covid-19 relief aid
-
Building work and maintenance
-
22,773
making
2022
£
11,486
9,585
-
1,702
-
-
22,773
2021
£
6,079
12,566
237
-
2,000
4,841
25,723

JOHN FOSTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

7 Grants payable

(Continued)

The charity undertakes its charitable activities through grant making and awards grants to individuals and institutions in furtherance of its charitable activities.

All grants awarded in the year and the previous year were paid to the John Foster Memorial Home. In 2021, a grant of £2,000 for Covid-19 relief aid was paid to the Home to enable it to purchase food, PPE and sanitiser for distribution to local families.

8 Support costs

Support costs
Support
costs
Governance
costs
£
£
Bank charges
131
-
Sundry expenses
-
-
Depreciation
150
-
Independent examiners'
remuneration
-
3,732
Trustees' expenses
-
197
281
3,929
Analysed between
Charitable activities
281
3,929
2022Support costs Governance
costs
£
£
£
131
109
-
-
1
-
150
150
-
3,732
-
3,858
197
-
-
4,210
260
3,858
4,210
260
3,858
2021
£
109
1
150
3,858
-
4,118
4,118

Grant related and other support costs have been allocated to activities based on their usage.

Governance and support costs attributable to charitable activities are then apportioned pro rata to the grants awarded. All costs incurred in the year and the previous year have been allocated to grants awarded to the John Foster Memorial Home.

Amounts payable to the independent examiner totalling £3,732 (2021: £3,858), comprise independent examination fees of £480 (2021: £450) and accountancy and other services fees of £3,252 (2021: £3,408).

9 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the charity during the year.

During the year, a total of £197 was reimbursed for travel expenses incurred by two trustees. In the previous year, no expenses were paid or reimbursed to trustees.

JOHN FOSTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

10 Net gains/(losses) on investments

Restricted Restricted
funds funds
2022 2021
£ £
Revaluation of investments (158,000) 260,987
Gain/(loss) on sale of investments 9,350 (1,085)
(148,650) 259,902
11 Tangible fixed assets
Computers
£
Cost
At 1 July 2021 749
At 30 June 2022 749
Depreciation and impairment
At 1 July 2021 237
Depreciation charged in the year 150
At 30 June 2022 387
Carrying amount
At 30 June 2022 362
At 30 June 2021 512

JOHN FOSTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

12 Fixed asset investments

Listed Cash in Total
investments portfolio
£
£ £
Cost or valuation
At 1 July 2021 899,343 1,249 900,592
Additions 111,273 5,394 116,667
Valuation changes (158,000) - (158,000)
Disposals (113,768) - (113,768)
At 30 June 2022 738,848 6,643 745,491
Carrying amount
At 30 June 2022 738,848 6,643 745,491
At 30 June 2021 899,343 1,249 900,592
2022 2021
£ £
Investments at fair value comprise:
Listed investments 738,848 899,343

Fixed asset investments revalued

All listed investments are carried at their fair value. Investments in equities are all traded in quoted public markets, primarily the London Stock Exchange. The basis of fair value for quoted investments is equivalent to the market value, using the bid price. All investment assets are held within the UK.

The significance of financial instruments to the ongoing financial sustainability of the Trust is considered in the financial review section of the Report of the Trustees.

The main risk to the charity from financial instruments lies in the combination of uncertain investment markets and volatility in yield. The charity is in part reliant on dividend yield to finance its work and it has significant holdings in international companies, the values of which, together with their yield are exposed to exchange rate risk when converting the holdings into sterling.

Liquidity risk is anticipated to be low. The charity‘s investments are traded in a market with good liquidity and high trading volumes. The charity has no material investment holdings in markets subject to exchange controls or trading restrictions.

The charity manages these investment risks by retaining expert advisors and operating an investment policy that provides for diversification of holdings that are quoted on a recognised stock exchange. The charity does not make use of derivatives and similar complex financial instruments

Fixed asset investments not carried at market value

Cash in portfolio is carried at cost.

JOHN FOSTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

13
Financial instruments
Carrying amount of financial assets
Instruments measured at fair value through profit or loss
14
Debtors
Amounts falling due within one year:
Other debtors
15
Creditors: amounts falling due within one year
Accruals and deferred income
2022
£
738,848
2022
£
7,650
2022
£
5,532
2021
£
899,343
2021
£
4,294
2021
£
9,248

Restricted funds The income funds of the charity include restricted funds comprising the following unexpended balances of donations and grants held on trust for specific purposes: Movement in funds
Movement in funds
Balance at
Incoming
Resources
Revaluations,
Balance at
Incoming
Resources
Revaluations,
Balance at
1 July 2020
resources
expended
gains and
1 July 2021
resources
expended
gains and
30 June 2022
losses
losses
£
£
£
£
£
£
£
£
£
John Foster Memorial Home Fund
650,978
14,998
(34,093)
259,902
891,785
22,509
(32,104)
(148,649)
733,541
Description, nature and purpose of restricted funds The John Foster Memorial Home Fund was established by a legacy received in 2014 from the founder of the Trust, the late John Foster. Under the terms of the will, the legacy is to be applied for the continued upkeep, service and proliferation of the John Foster Memorial Home.
16

JOHN FOSTER CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 30 JUNE 2022

17
Analysis of net assets between funds
Unrestricted
funds
Restricted
funds
2022
2022
£
£
Fund balances at 30
June 2022 are
represented by:
Tangible assets
362
-
Investments
-
745,491
Current assets/(liabilities)
24,700
(11,950)
25,062
733,541
Total
Unrestricted
funds
Restricted
funds
2022
2021
2021
£
£
£
362
512
-
745,491
-
900,592
12,750
15,475
(8,807)
758,603
15,987
891,785
Total
2021
£
512
900,592
6,668
907,772

Current assets/liabilities include an inter fund loan of £23,868 (2021: £14,716).

18 Related party transactions

There were no disclosable related party transactions during the year (2021 - none).