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2025-10-31-accounts

ANNUAL REPORT AND FINANCIAL STATEMENTS OF MUSLIM CHARITY : HELPING THE NEEDY for the year ended 31 October 2025

TABLE OF CONTENTS

CHAIRMAN’S MESSAGE 3 HONOURING OUR MOTHERS
REFERENCE AND Safe Deliveries 35
ADMINISTRATIVE DETAILS 4 Infant Incubators 36
Ambulances 37
STRUCTURE, GOVERNANCE
AND MANAGMENT		 5 MASJID CONSTRUCTION 38
OBJECTIVES AND STRATEGIC UK PROJECTS
ACTIVITIES FOR THE PUBLIC BENEFIT 7 UK Homeless Support 39
Dates/Honey campaign
THE YEAR AT A GLANCE 8 and impact 40
SAFE WATER PROJECTS FREE ISLAMIC WILLS SERVICE 41
Water Hand Pumps 10 FIDYAH AND KAFFARAH 42
Solar Water Wells 11
Water Wells 12 NEWS 43-48
EMERGENCIES #TEAMMC / EVENTS 49
Yemen Emergency 13 PLANS FOR THE FUTURE 50-51
Gaza Emergency
Sudan Emergency		 14-15
16-17		 FINANCIAL REVIEW 52-53
Pakistan Floods 18-19 TRUSTEES’ RESPONSIBILITIES
Afghanistan Earthquake 20 STATEMENT 54-55
Türkiye Emergency 21 INDEPENDENT AUDITOR’S
QURBANI PROJECT, AQIQAH REPORT 56-59
AND ANIMAL SACRIFICE 22-23
CHARITY STATEMENT OF
ZAKAT APPEALS FINANCIAL ACTIVITIES 60
Zakat for Business Startups
Homes for the Zakat Eligible
Zakat Calculator		 24
25
25		 CONSOLIDATED STATEMENT
OF FINANCIAL ACTIVITIES		 61
SADAQAH JARIYAH 26 CONSOLIDATED AND CHARITY
STATEMENT OF FINANCIAL
CHILDREN OF THE WORLD POSITION 62
Rescue a Child 27
Baby Care Home
Feed a Child Campaign		 28
29		 CONSOLIDATED STATEMENT
OF CASH FLOWS		 63
Adopt a School 30 NOTES TO THE FINANCIAL
Orphan and Hafz Sponsorship 31 STATEMENTS 64-75
OTHER PROJECTS DONATION FORM 76
United Against Slavery
Mission in Daulatdia		 32-33
34		 OTHER WAYS TO DONATE 77

Contents

2

CHAIRMAN’S MESSAGE

Dear Friends,

Assalamu Alaykum,

Last year, your compassion reached over 1.5 million people around the world, bringing hope to communities devastated by war, floods, poverty and displacement. Your support enabled us to deliver water, food, shelter, education and healthcare to some of the world’s most vulnerable families.

During the unfolding crisis in Gaza, your support remained unwavering. You helped us reach families trapped in devastating conditions, at the moment it was needed most. In the midst of immense hardship, your compassion stood as a quiet yet powerful source of hope.

This annual report highlights some of our recent achievements and activities and also documents our financial statements for the year ended 31 October 2025. I hope you enjoy browsing through this brochure, learning more about the impact you’ve made around the world. Please continue to support Muslim Charity.

This annual report highlights some of our recent achievements and activities, including our collaboration with IOM (the UN Migration Agency), participation at the United Nations General Assembly and documents our financial statements for the year ended 31 October 2025.

Ma’as Salaam,

Bakhtyar H. Pirzada

Chairman

Chairman’s Message

3

REFERENCE AND

ADMINISTRATIVE

The trustees, who are also directors for the purposes of company law, present their annual report together with the consolidated financial statements of the charity and its subsidiary for the year ended 31 October 2025.

Charity Number: 1078488
Company Number: 03867865
Registered Ofce: Muslim Charity : Helping the Needy, Eaton Hall, Retford,
Nottinghamshire, DN22 0PR (UK)
Trustees: Mr M. I. H. Pirzada
Mr B. H. Pirzada
Mrs G. Fatima
Mr A. Q. Raja
Mr M. Yousaf
Mrs A. Iqbal (Retired on 12 July 2025)
Legal Advisors: Lee Bolton Monier-Williams LLP
1 The Sanctuary, Westminster, London, SW1P 3JT (UK)
Auditor: KBM UK Limited,
1 Concord Business Centre,
Concord Road, London W3 0TJ (UK)
Bankers: TSB Bank
PO Box 373, Leeds, LS14 9GQ (UK)
HSBC
31 Carolgate, Retford, DN22 6DA (UK)

Reference and Administrative details

4

STRUCTURE, GOVERNANCE AND MANAGEMENT

Board of Trustees

The Board of Trustees sets our future aims and priorities, focusing on strategic planning and governance and also evaluates our performance and progress in our work to alleviate poverty and suffering.

The Board of Trustees appraises the Senior Management Team and can make appointments to it as well as dismissals. The Board of Trustees also makes sure that we satisfy the regulatory requirements on us as a charity, and works with key stakeholders.

Recruiting and Appointing Trustees

All of our trustees are volunteers, chosen because they have the diverse range of skills, knowledge and experience that we need to respond to the challenges of today. Stakeholders and partners may nominate trustees and sometimes we will make a personal approach to potential candidates.

Key Personnel

The UK Director is accountable to the Board of Trustees and – along with other senior staff – is responsible for our dayto-day management. The UK Director chairs the Senior Management Team, which is made up of the Programmes, Fundraising and Finance Departments and all the policies are implemented through our staff and volunteers.

Governing Document

Muslim Charity: Helping The Needy refers to the charity incorporated as a company limited by Guarantee in England and Wales, with a governing document known as the Memorandum and Articles of Association originally incorporated on 25 October 1999 and amended by Written Resolutions passed by the Company Members on 29 November1999, 15 January 2019 and 30 July 2023 respectively.

The Charity has a trading subsidiary, TEAMMC LTD, a company limited by shares, registered company number 14715096.

Structure, Governance and Managment

5

Responsibilities of Directors and Trustees

The Annual Report and Financial Statements are prepared according to the relevant law and regulations and approved by the Company Directors.

The directors keep adequate accounting records and these show and explain our transactions. The records also disclose our financial position with reasonable accuracy at any time, and enable directors to ensure that the financial statements comply with the Companies Act 2006 and the Charity Commission Statement of Recommended Practice (SORP) 2015.

Grant Making Policies

We provide grants to projects if the request meets our charitable objectives and criteria. Project grant making is managed according to a designated process which is documented in our “Operational Risk-Management Framework”. We aim to treat all grant applications professionally, equally and fairly. We make the final decision as to eligibility to receive a grant, at our discretion.

Employees

We support and develop the skills of our employees. We encourage all of our colleagues to engage with the strategy and objectives, and to give their suggestions and views on performance and strategy. We are an equal opportunities employer and are proud to recruit and promote our staff based on their aptitude and ability, without discrimination. The majority of staff benefit from policies focusing on training and career development as well as regular supervision and appraisals.

Where We Work

Muslim Charity responds to humanitarian emergencies as declared by lead international humanitarian agencies and governments along with its developmental projects in countries such as Kenya, Uganda, Occupied Palestinian Territories, Nepal, Bangladesh, Pakistan and Sri Lanka. Muslim Charity is striving to reach out to vulnerable communities in other countries of the world as well.

Public benefit

We develop strategic plans to make certain that we provide maximum public benefit and achieve our strategic objectives, which fall under purposes defined by the Charities Act 2006.

Structure, Governance and Managment

6

OBJECTIVES AND STRATEGIC ACTIVITIES

FOR THE PUBLIC BENEFIT

The objects of the charity are set out below:

1. To relieve poverty, distress and suffering amongst people in any part of the world [including starvation, sickness, or any physical disability or affliction] primarily, but not exclusively, when arising from any public calamity [including famine, earthquake, pestilence, war or civil disturbance].

2. To advance education in the United Kingdom, in particular [but not exclusively] the teaching of Islamic studies, for the benefit of the people of the Islamic faith.

Our Vision 2023 strategic plan outlines the specific areas where we, as Muslim Charity, are focusing on to contribute to our global mission. It’s a bold ambition and there is much work being done. We are working alongside the families, communities, volunteers, supporters and in partnership with others who share our ambitions, to create significant, meaningful and much-needed change.

Vision 2023 is an ambitious but realistic strategic plan which identifies five Operational Goals, defines specific objectives and outlines a set of workstreams we are undertaking with our staff, supporters and partners. We want to harness the passion, commitment and talent of our trustees, staff, networks, beneficiaries and volunteers to create and define an effective way of encouraging philanthropy to support people in need within the UK and around the world.

Objectives and Strategic Activities for the Public Benefit

7

2025 THE YEAR at a glance

The Year at a Glance

1,590,150 LIVES TOUCHED

We reached individuals in need across 15 countries

EMERGENCY RELIEF Delivered aid to

364,073

people affected by disasters and conflict, including 30,099 in Gaza.

SAFE WATER ACCESS Provided clean water to

279,234

people through water hand pumps, water wells and solar-powered systems.

QURBANI DISTRIBUTION Delivered fresh meat to

684,080

people across 13 countries.

MASJID & MADRASSAH CONSTRUCTION

Built or renovated 70 facilities, benefiting

21,517

individuals.

ZAKAT INITIATIVES Enabled

5,956

people to start businesses or access safe housing.

CHILDREN’S PROGRAMMES Supported

45,479

children through rescue, education, meals and sponsorships.

DONATE | muslimcharity.org.uk

The Year at a Glance

9

~~or call us on +44 (0) 3000 111 786~~

SAFE WATER PROJECTS

WATER HAND PUMPS

Clean water should never be out of reach, yet millions continue to rely on unsafe sources.

Last year, your support enabled the installation of 6,405 hand pumps , bringing safe drinking water to 152,225 people every single year. These hand pumps offer families a daily source of clean water close to home, protecting them from illness and restoring time, safety and dignity — especially for women and children.

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£150 Water hand
pump
£300 Two water
hand pumps
10 Water Hand Pumps
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SAFE WATER PROJECTS SOLAR WATER WELLS

Solar water wells offer a long-term innovative solution in places where power and water are both limited.

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One Small
£550
Solar Water
£2k Community
(or £166 Solar Well
per month)
£15k Large Solar
(or £1,250 Well
per month)
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Powered by the sun, these wells extract clean water from beneath the ground, operating without fuel or manual effort. Last year, we installed 260 solar water wells , bringing safe drinking water to 58,315 people in remote and underserved regions.

DONATE | muslimcharity.org.uk ~~or call us on +44 (0) 3000 111 786~~

Solar Water Wells

11

SAFE WATER PROJECTS WATER WELLS

These wells are drilled to depths of up to 100 feet, allowing access to cleaner and more stable water sources for larger communities.

£750 Water well in Pakistan or (or £65 per month) Bangladesh N

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£3k Water well (or £250 in Africa per month)

They provide water for drinking, cooking and essential daily needs, improving health and reducing reliance on unsafe water supplies. Last year, we constructed 87 water wells , giving families

dependable access to clean water for daily use. Together, these wells now provide safe drinking water to 25,899 people.

Water Wells

12

EMERGENCIES

YEMEN EMERGENCY

Yemen remains one of the world’s most severe humanitarian crises, leaving more than 19 million people without reliable access to food or basic services.

Yemen’s conflict continues to push families into a deeper crisis, leaving millions without food, medicine or stable income. Thanks to you, last year, we reached 315,600 people with freshly baked bread, medical support and food assistance across the worst-affected areas.

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Nutritional kit
£25 for malnourished
children
Emergency
£50
food pack
Feed 100 families
£100 with 1,500 loaves
of bread
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DONATE | muslimcharity.org.uk

13

Yemen Emergency

~~or call us on +44 (0) 3000 111 786~~

GAZA

23,115

PROVIDED 6,384 people with clean water

DISTRIBUTED 600 people with food packs

Gaza Emergency

14

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£50 Emergency
food pack
Clean Water
£150 for 10 families
The current situation in Gaza
remains catastrophic, with damaged £300 Medical aid for Gaza
infrastructure, limited aid access
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The current situation in Gaza remains catastrophic, with damaged infrastructure, limited aid access and extreme shortages affecting everyday life. Throughout 2025, the population endured the same instability and deprivation, as conflict disrupted shelter, healthcare and basic supplies, leaving families in continuous humanitarian distress.

Thanks to your support, 30,099 people in Gaza were reached throughout 2025 with cooked meals, water and basic food supplies, helping families cope with extreme daily hardships. These efforts provided comfort and stability at a time when safe access to essentials was nearly impossible.

DONATE | muslimcharity.org.uk

Gaza Emergency

15

~~or call us on +44 (0) 3000 111 786~~

EMERGENCIES

SUDAN EMERGENCY

One of the world’s largest displacement crises has left millions of Sudanese families without safety, stability or basic necessities.

The conflict in Sudan has displaced almost 13 million people , leaving families, especially women and children without food, safety or basic services. Many have crossed into Uganda, where overstretched resources and rising needs have pushed communities creating struggle for survival.

Kiryandongo Refugee Settlement, ensuring families received essential nutrition during a critical period. Working with trusted local partners, we are also supporting long-term resilience through small business and livelihood initiatives, helping vulnerable Sudanese refugee families move from crisis towards stability.

Muslim Charity provided 1,000 emergency food packs to Sudanese refugees in Uganda’s

Sudan Emergency

16

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£50
Food pack
£100 Two emergency
food packs
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DONATE | muslimcharity.org.uk

Sudan Emergency

17

~~or call us on +44 (0) 3000 111 786~~

Village 1

Muhammad Pur-Saeedabad 100 Houses

£50 Food pack £150 Home survival pack £750 Build a home (or £375 share)half a for a flood affected family K K K N

EMERGENCIES

PAKISTAN FLOODS

In 2025, further catastrophic flooding devastated communities across Pakistan. Since the 2022 floods, your support has enabled the construction of over 800 permanent homes, alongside the development of five model villages providing safety, dignity and essential services.

During the past year, 208 permanent homes were completed. Through your generosity, 3,053 people were able to rebuild their lives with dignity. These homes, equipped with solar lighting, sanitation and shared community facilities, stand as a lasting reflection of your compassion and commitment to a safer future.

Pakistan Floods

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Village 2
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Habib Shoro, Thatta - 35 Houses

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Village 4
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Gul Bahar - 30 Houses

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Village 3
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Village Mushtaque Shoro - 100 Houses

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Village 5
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Ismail Solangi - Mirpur Khas Sindh - 35 Houses

Key outcomes (since 2022)

DONATE | muslimcharity.org.uk

Pakistan Floods

19

~~or call us on +44 (0) 3000 111 786~~

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EMERGENCIES
AFGHANISTAN
EARTHQUAKE
Faced with an emergency of this scale, your
A powerful earthquake in
support allowed us to support 540 people
August 2025 devastated
with urgent food packs and family
eastern Afghanistan,
survival kits, offering comfort and critical
leaving thousands of
relief to families who had lost everything.
families without food,
Your kindness brought hope and dignity
shelter, safety or access
at a time when communities were facing
to essential services.
unimaginable suffering.
£50 Food pack
Family
£150
survival pack
20 Afghanistan Earthquake
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£50 Food pack
Family survival
£100
pack
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EMERGENCIES

TÜRKIYE EMERGENCY

The Syrian conflict has forced millions from their homes. Today, over 3 million refugees are seeking safety in Türkiye - many still struggling to meet even their most basic needs.

Muslim Charity’s support has continued over the past year. Thanks to your ongoing support, 3,254 people received essential food, clothing and mobility assistance in 2025. We also organised our annual volunteer deployments to the country where donors can hand over aid with their own hands.

DONATE | muslimcharity.org.uk

Türkiye Emergency

21

~~or call us on +44 (0) 3000 111 786~~

Animal sacrifice £60 (goat in Africa)

allowing families to enjoy Eid-ul-Adha with dignity and nourishment. This sacred act of worship continues to strengthen communities by ensuring that those most in need can share in the joy and blessings of these special days.

Animal sacrifice (goat in Pakistan)

£135

Animal Sacrifice project, extending the spirit of giving throughout the year. Aqiqah marks the birth of a child through the sharing of sacrificial meat, while voluntary sacrifice, given as Sadaqah or gratitude, provides vital support to families who struggle to secure sufficient food.

Qurbani Project

22

The beautiful act of worship that honours the sacrifice of Prophet Ibrahim (AS) and brings hope to families who rarely have access to fresh meat. Each year, Muslim Charity facilitates Qurbani on behalf of its supporters to ensure that this sacred tradition reaches those most in need.

Estimated

Over 684,080 28,127 342,000 kg people received Qurbanis of meat fresh Qurbani performed distributed meat across13 countries

3.4 MILLION

meals provided to families in need

DONATE | muslimcharity.org.uk

Qurbani Project

23

~~or call us on +44 (0) 3000 111 786~~

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Zakat for a
£250
business startup
Zakat for a
£500
business startup
£2.5k A rickshaw cart
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ZAKAT APPEALS

ZAKAT FOR BUSINESS STARTUPS

Your Zakat is enabling families to rebuild their lives with dignity and purpose. Business startups offer sustainable income pathways.

Over the past year, 5,768 people across Pakistan, Bangladesh, Kenya, Yemen, India, Nepal, Palestine, Turkey, Sri Lanka and Uganda have begun their journey towards financial stability through this programme. By equipping families with the tools and resources to launch small enterprises, the initiative supports long-term independence and builds confidence within communities.

Zakat Appeals

24

£2k Construction (or £1,000 of one home half share) K N

ZAKAT APPEALS

HOMES FOR THE ZAKAT ELIGIBLE

Last year, 188 people were supported through the Zakat housing programme, which delivered 34 newly built homes for vulnerable families in need of secure shelter. These homes offer safety and stability, giving families the foundation to rebuild their lives and move forward with renewed hope.

Calculating Zakat accurately is essential, and our Zakat Calculator makes the process simple and reliable. It helps you determine the amount due based on your assets, ensuring your contribution is made with confidence and clarity.

www.muslimcharity.org.uk/zakat

Your Zakat has the power to transform lives and support some of the most vulnerable families around the world. Use the calculator today!

DONATE | muslimcharity.org.uk

Zakat Appeals

25

~~or call us on +44 (0) 3000 111 786~~

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ONGOING REWARDS
SADAQAH JARIYAH
Initiatives such as building wells, schools
Through Sadaqah Jariyah,
and mosques, create enduring change
a single act of giving
that serve people for generations. By
can support people for
generations, creating taking part in Sadaqah Jariyah , your
contribution becomes part of a lasting
lasting good and securing
effort that uplifts communities, enriches
ongoing rewards.
lives, and leaves a meaningful legacy of
generosity and compassion.
Water £2k Community
£150 hand pump (or £166 Solar Well
per month)
£150 Safe delivery of a newborn £10k Build a Masjid in Africa
£15k Large Solar Well
(or £1,250 (Asia or Africa)
per month)
26 Sadaqah Jariyah
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No child should grow up without safety or support. Today, more than 150 million children live on the streets, highlighting the scale of this global crisis.

CHILDREN OF THE WORLD RESCUE A CHILD

Last year, 2,157 children across Bangladesh, Tanzania, Kenya and Nigeria were rescued, helping them leave unsafe environments and move into family care or school settings. A further 8,704 children received informal education in Bangladesh, Kenya and Pakistan, giving them learning opportunities and a safer path forward.

Rescue a child £25 from the streets £300 Rescue a child (or £25 every month per month) K K

Helps run our transitional shelters

£1k

DONATE | muslimcharity.org.uk ~~or call us on +44 (0) 3000 111 786~~

Rescue a Child

27

CHILDREN OF THE WORLD

BABY CARE HOME

Our supported Baby Care Home in Kampala, Uganda, helps vulnerable infants affected by abandonment due to extreme poverty and lack of resources. It provides a safe, protected space where rescued babies can begin life with dignity and hope.

Last year, 21 infants were supported through our Baby Care Home initiative in Kampala. Through dedicated care, medical support and improved facilities, the centre offers a safer and more stable environment for vulnerable infants, ensuring they receive the care and attention needed for a healthier start in life.

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Rescue an
£25
abandoned baby
Food and clothing
£150 for a rescued baby
for one month
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£1k

Helps run our baby care home

Baby Care Home

28

CHILDREN OF THE WORLD

FEED A CHILD CAMPAIGN

Across the world, over 200 million children struggle with hunger. Our Feed a Child Campaign helps ease this hardship by providing meals that bring stability, nourishment and hope.

Through our Feed a Child Campaign, 1,250 school children in Uganda and Kenya, along with 3,960 street children in Bangladesh, received regular meals last year, helping reduce hunger and support their learning. These meals give vulnerable children the energy, stability and focus needed to progress in their education.

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provides 60
£30 school meals
provides 120
£60 school meals
provides 1,000
£500 school meals
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DONATE | muslimcharity.org.uk

Feed a Child Campaign

29

~~or call us on +44 (0) 3000 111 786~~

CHILDREN OF THE WORLD ADOPT A SCHOOL

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School bags
£25 and books
£180 Educate a child
(or £15 for one year
per month)
£10k
(or £840 Adopt A School
per month)
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More than 240 million children worldwide lack access to safe and supportive schools, limiting their ability to learn and grow.

Across Pakistan, Kenya, Bangladesh and Tanzania, 31 schools were constructed or renovated last year supporting 11,558 children , giving them safer classrooms and more comfortable places to learn. These improvements helped create environments where children can focus better, attend regularly and feel encouraged to continue their education.

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30 Adopt a School
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£360 Sponsor an orphan per month)(or £30 or Hafiz K N

CHILDREN OF THE WORLD

ORPHAN AND HAFIZ SPONSORSHIP

Providing education and care to orphans and Hafiz students helps lay the foundation for stronger, more hopeful futures.

Across Pakistan, Nepal, Bangladesh and Lebanon, 671 children received sponsorship support last year, helping them access education, guidance and essential care. This assistance gives vulnerable children the stability and encouragement they need to progress confidently in their learning and personal development.

DONATE | muslimcharity.org.uk ~~or call us on +44 (0) 3000 111 786~~

Orphan and Hafiz Sponsorship

31

UNITED AGAINST SLAVERY

Muslim Charity took its step in tackling human trafficking through a USD 1 million contribution to IOM’s Islamic Philanthropy Fund, supporting international efforts to prevent exploitation and support survivors.

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United Against Slavery
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An estimated 50 million people are living in modern slavery worldwide, trapping families in exploitation across countries such as Pakistan, Nigeria, Uganda, Tanzania and Kenya. Muslim Charity is working with communities to raise awareness, prevent trafficking and support those at risk.

£25

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Basic support
£300£60 for survivors
Help end
£180
£750 child slavery
Help end
£300 slavery through
skill training
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Our participation at the United Nations General Assembly (UNGA80) in September 2025 reinforced the need for stronger global action, while our partnership with the UN Migration Agency (IOM) will continue to strengthen protection, prevention and long-term support for those at risk of trafficking and modern slavery.

DONATE | muslimcharity.org.uk

United Against Slavery

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~~or call us on +44 (0) 3000 111 786~~

Daulatdia stands as one of the biggest brothel villages in the world, over 1,500 women endure exploitation and children are born into conditions that deny them safety, dignity and opportunity.

OTHER PROJECTS

MISSION IN DAULATDIA

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£25 brothel childProtect a
£300 Protect 12 brothel children
Restore dignity
£750 for mothers
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Since 2019, we have been supporting women and children in brothel communities through protection, counselling and safer livelihood opportunities. Last year, 394 women received assistance, including shelter support and income-generation tools, helping them move toward stability, dignity and a life free from exploitation.

Mission in Daulatdia

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HONOURING OUR MOTHERS SAFE DELIVERIES

Nearly 2 Million Babies Are Stillborn Every Year, mothers and newborns face life-threatening risks due to limited healthcare.

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Safe delivery of
£150
a newborn baby
Safe deliveries of
£600 4 newborn babies
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The need for reliable maternity care is urgent, especially in communities with limited medical facilities. Last year, your support in Pakistan, Bangladesh and Uganda enabled 27,176 patients to access safer delivery services, neonatal support and essential medical care. These efforts helped reduce avoidable risks and provided families with vital care at a critical moment.

DONATE | muslimcharity.org.uk ~~or call us on +44 (0) 3000 111 786or call us on 03000 111 786~~

Safe Deliveries

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HONOURING OUR MOTHERS
INFANT INCUBATORS
Last year, we installed 25 infant
13 million babies are born
incubators along with other essential
prematurely each year.
baby-care equipment across Pakistan,
Life-saving equipment is
Nepal, Bangladesh, Kenya and Uganda.
essential to give them a
This support will help countless newborns
chance to survive and grow.
every year, giving premature and critically
ill babies the warmth, breathing assistance
and continuous monitoring they need
to survive, stabilise and begin life with a
stronger chance of recovery.
Share towards
£500 an incubator
£2.5k Full cost of
(or £210 one incubator
per month)
36 ● Infant Incubators
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Share towards £1k an ambulance £12k Cost of one (or £1,000 fully-equipped per month) ambulance N N

HONOURING OUR MOTHERS AMBULANCES

Ambulances are vital for ensuring fast access to emergency medical care and saving lives where healthcare services are limited.

Last year, we provided 8 ambulances across Pakistan and Uganda, which will help tens of thousands of patients each year. These vehicles are offering timely medical support, improving emergency response and reaching families in remote areas who previously had little or no access to urgent care.

DONATE | muslimcharity.org.uk ~~or call us on +44 (0) 3000 111 786~~

Ambulances

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Mosques and educational centres remain the heart of many communities, offering spaces for worship, learning and gathering. With your support, we continued strengthening these essential facilities so that more families can pray, study and connect in safe, dignified environments.

MASJID CONSTRUCTION

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£100 One prayer area
(Masalla) for a Masjid
£8.5k
Small Masjid
(or £710 in Asia
per month)
£10k
Small Masjid
(or £840 in Africa
per month)
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Last year, a total of 53 new Masjids and educational centres were built, and 17 existing sites were renovated across Pakistan, Kenya, Uganda, Bangladesh, Tanzania and Sri Lanka. Together, these projects continue to provide improved facilities for 21,517 people, creating welcoming spaces that will serve their communities for years to come.

Masjid Construction

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£30 30 hot meals

£60 Two winter kits

UK PROJECTS UK HOMELESS SUPPORT

Today in the UK, 330,410 households and 172,420 children are without the security of a home. The scale of need remains significant.

Across the winter of 2025, more than 200 people sleeping rough in Manchester were reached with warm meals and essential aid. TEAMMC volunteers provided not only food, but also dignity and reassurance during cold nights, bringing relief to those facing life without shelter. Your support is making a meaningful difference in their lives.

DONATE | muslimcharity.org.uk

UK Homeless Support

39

~~or call us on +44 (0) 3000 111 786~~

UK PROJECTS DATES/HONEY CAMPAIGN AND IMPACT

Every purchase of our Medjoul or Ajwa Dates and Pure British Honey helps fund nutritious meals for school children who depend on them. Your order supports their health, learning and daily wellbeing. Your order does more than bring quality dates and honey into your home.

Order your dates or honey today: muslimcharity.org.uk/shop

Dates/Honey campaign

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UK PROJECTS

FREE ISLAMIC WILLS SERVICE

The Prophet Muhammad said: “It is not permissible for any Muslim who has something to will to stay for two nights without having his last will and testament written and kept ready with him.” [Bukhari]

Our Free Islamic Wills Service helps Muslims prepare their wills in accordance with Shariah principles, ensuring their wishes are honoured and their obligations fulfilled.

Get your FREE Islamic Will by visiting: wills.muslimcharity.org.uk

DONATE | muslimcharity.org.uk

Free Islamic Wills service

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~~or call us on +44 (0) 3000 111 786~~

FIDYAH AND KAFFARAH

FIDYAH

Fidyah must be paid by those who are unable to fast during Ramadan due to a justified reason such as illness, pregnancy or breastfeeding. Fidyah is payable at £5 per day (£150 for the full month of Ramadan), and will provide two nutritious meals for a vulnerable person.

KAFFARAH

Kaffarah is due as a payment for any fasts that are intentionally missed or broken. One must either fast for 60 days or, if unable to do so, they must feed 60 people with two meals in one day. The cost of Kaffarah is £300 per missed or broken fast.

£5

Fidyah per day of Ramadan

Kaffarah per fast that £300 is intentionally missed or broken

£150

Fidyah for full month of Ramadan (30 days)

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42 Fidyah and Kaffarah
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NEWS

MUSLIM CHARITY AND IOM COLLABORATE TO STRENGTHEN AFGHAN COMMUNITY FACILITIES

The UN Migration Agency (IOM) and Muslim Charity have entered a new partnership to improve access to essential services for vulnerable communities across Afghanistan. Muslim Charity is supporting the construction and rehabilitation of priority education and health facilities identified through IOM’s Community Action Plans.

Afghanistan continues to face severe humanitarian and economic challenges, worsened by large-scale returns from neighbouring countries. In 2025 alone,

more than 2.1 million Afghans returned home, placing increasing pressure on already fragile community systems. Many returnees and displaced families continue to struggle to access basic services.

The collaboration aims to strengthen community resilience, expand access to schools and health centres and create short-term employment opportunities for local workers. This initiative marks a significant effort to support Afghan families as they rebuild their lives with dignity and long-term stability.

DONATE | muslimcharity.org.uk

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News

~~or call us on +44 (0) 3000 111 786~~

NEWS

PRESTIGIOUS NATIONAL AWARD RECOGNISES MUSLIM CHARITY’S RAMADAN INNOVATION

Muslim Charity was honoured with the “Fundraising Innovation of the Year” award at the National Fundraising Awards 2025, hosted by the Chartered Institute of Fundraising at the Queen Elizabeth II Centre in London. The recognition celebrated the organisation’s ground-breaking Ramadan 2024 fundraising campaign, which introduced new ways of engaging donors through data insights, behavioural science and personalised communication.

compassion, sincerity and community service. The initiative strengthened donor relationships, re-engaged lapsed supporters and enhanced impact during key moments of Ramadan.

Muslim Charity dedicated the award to its donors, volunteers, partners and team members, whose collective effort brought the campaign to life. The recognition marks a significant step forward for the wider Muslim charitable sector and reinforces Muslim Charity’s ongoing commitment to innovation and meaningful, communitycentred fundraising.

Judges praised the campaign for redefining traditional faith-based fundraising, highlighting its creative use of technology while staying rooted in the values of

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NEWS

MUSLIM CHARITY JOINS GLOBAL LEADERS AT THE UN TO COMBAT TRAFFICKING

Muslim Charity participated in the 80th session of the United Nations General Assembly (UNGA80) in New York, joining global leaders at the high-level event “The Power of Purpose,” hosted by Foreign Policy. Chairman Bakhtyar H. Pirzada and Director of Programmes and Policy Irfan Rajput represented the organisation in the session titled “Faith in Freedom,” which explored the role of Islamic philanthropy in ending modern slavery.

Their contribution highlighted Muslim Charity’s expanding work with the UN Migration Agency (IOM) through the Islamic Philanthropy Fund, a partnership

focused on tackling human trafficking and supporting vulnerable communities. Speakers emphasised the urgent need for collective action, noting that more than 50 million people worldwide remain trapped in modern slavery.

The event marked a significant milestone for Muslim Charity, elevating its voice on the international stage and reinforcing its commitment to protecting human dignity. By working alongside IOM and other global partners, Muslim Charity continues to support efforts aimed at ending exploitation and strengthening long-term solutions for affected populations.

DONATE | muslimcharity.org.uk ~~or call us on +44 (0) 3000 111 786~~

News

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NEWS

A MOTHER’S FAITH INSPIRES A LEGACY THAT TRANSFORMS LIVES

updates and final completion. His visit marked the first time he saw the impact in person. As he arrived, schoolchildren lined the road holding signs bearing his mother’s name, a moment that deeply moved him. He toured the Masjid, met teachers, observed classes and helped distribute gifts and iftar meals arranged by Muslim Charity.

A long-time supporter of Muslim Charity, Amin Ali, travelled to Uganda to witness the Masjid and Madrasa he sponsored in honour of his mother, Kabirun Nessa. Inspired by her lifelong dedication to the Qur’an, Amin funded the full construction of both facilities through Muslim Charity, hoping to create a space where worship and learning could continue as an ongoing legacy for his mother.

If you would like to initiate a bespoke project like this and have the opportunity to travel out and inaugurate the project with your own hands, feel free to get in touch by emailing info@muslimcharity.org.uk.

Working closely with the MC team, Amin followed every stage of the project — from proposal and design to construction

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46 News
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DONATE | muslimcharity.org.uk

~~or call us on +44 (0) 3000 111 786~~

NEWS

TUK-TUK CHALLENGE PAKISTAN 2025 AN ADVENTURE FUELLED BY PURPOSE

In September 2025, volunteers from across the UK embarked on Muslim Charity’s annual Tuk-Tuk Challenge, travelling through bustling cities, rural towns and scenic landscapes across Punjab, Pakistan. Over eight days, participants navigated busy streets and country roads, experiencing Pakistan’s vibrant culture and hospitality from the unique perspective of a tuk-tuk.

Behind the adventure was a meaningful mission: raising funds to provide tuk-tuks to families in need, enabling sustainable livelihoods and long-term independence. Along the journey, participants visited Muslim Charity projects, including schools,

water systems and community facilities, witnessing first-hand the transformative impact of donor support.

The challenge concluded with a moving handover ceremony in Multan, where families received their tuk-tuks and a new sense of hope. For many volunteers, the experience was not only an unforgettable journey but a powerful reminder of what collective compassion can achieve.

If you are interested in registering for the next Tuk-Tuk Challenge taking place in September 2026, please visit www.muslimcharity.org.uk/events

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News

#TEAMMC EVENTS

TEAMMC is the heartbeat of Muslim Charity, a community of volunteers whose passion, time and generosity make our work possible. From fundraising challenges across the UK to hands-on projects overseas, our volunteers play a vital role in supporting

projects that change and uplift lives around the world.

Together, we create impact that lasts and there is a place for everyone to get involved.

DONATE | muslimcharity.org.uk

~~or call us on +44 (0) 3000 111 786~~

FUTURE

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In the years ahead, we aim to continue the organisation’s growth
and impact by focusing on the key operational goals that are
outlined in our Vision 2023 strategic plan:
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Operational Goal 1: Investing in People

We depend on our trustees, staff and volunteers and we must value, understand and inspire them. For people to be able to deliver the strategic plan, Muslim Charity will be an agile, flexible organisation with skilled and motivated trustees, staff and volunteers.

Operational Goal 2: Strengthening Accountability

Muslim Charity’s strategic plan will best be realised by being more accountable in the ways we govern ourselves and treat each other. Accountability, both to the communities living in poverty and to our supporters, donors and other external stakeholders, is an ethical and effective basis for our relationships and will contribute significantly to greater organisational impact and trust.

Operational Goal 3: Income Strategy

There is huge potential for fundraising success in the short and long terms if we build on the success of our brand identity and remain honest and true to our values. This will require continuing and building on the successes we have achieved so far

as well as entry to new markets, increased networking and innovation with affiliates and encouraging and empowering our volunteer groups in order to create a bigger impact to the lives of the needy that we serve. This will secure more and larger revenues from institutional donors and greater net income from individual supporters; and will strengthen individual affiliates and provide the right balance of flexible resources required to achieve our organisational objectives.

Operational Goal 4:

Improved Governance and Development of Operational Structure

The implementation of our strategic plan requires provision of adequate resources, vertical and horizontal approaches to coordinate and bridge the departments along with building alliances with external stakeholders.

Operational Goal 5: Improved Process and Systems

Through our strategic plan we aim to build strong financial, administration, risk management and IT systems in order to bring about positive change and make a greater impact to the people and communities we serve around the world.

Plans for the Future

51

FINANCIAL REVIEW

The financial statements are prepared in accordance with accounting policies as set out in the financial statements.

No material uncertainties that may cast a doubt on the ability of the charity to continue as a going concern have been identified by the trustees.

Income

The total income for the year was £8.14 million. This is an increase of £1.05 million from the previous year’s income of £7.09 million. The increase in donations from our supporters reflects our unshakeable commitment to supporting vulnerable and needy communities around the world and the trust placed in us by our supporters and donors.

In terms of our annual fundraising calendar, we received increased activity and donations during the periods of Ramadan (March 2025) and Qurbani/Eid-ul-Adha (May/June 2025). The increased resources enabled us to make a positive difference to the lives of needy families and communities around the world.

We have continued to observe changing trends in donor behaviour, particularly in the ways supporters choose to make their donations. Over recent years, there has been a gradual decline in donations received through traditional methods, such as cheques and telephone donations, alongside a significant increase in donations made through our website and other online channels.

In response to these changing preferences, we have continued to enhance our digital giving platforms by improving our website functionality and introducing additional payment options, including Instant Bank Payments and Express Checkout. These improvements have made the donation process simpler, faster and more convenient for our supporters.

We remain committed to investing in the ongoing development of our website and digital services. Planned improvements will make the website faster, more reliable and better equipped to support the growing number of supporters who donate online, particularly during peak campaign periods such as Ramadan and Qurbani, when many people access the website at the same time.

The trust we have established with our donors and the feedback we provide to them (both customised individual feedback for specific tangible projects such as our Safe Water programme and collective general feedback) has meant that we have seen repeat donations and new donors come forward to support our interventions for the needy.

Financial Review

52

Expenditure

Muslim Charity has continued to strengthen the effectiveness and efficiency of its charitable activities through partnerships with established and reputable organisations that share our commitment to delivering highquality humanitarian and development programmes. This collaborative approach enables us to maximise the impact of funds entrusted to us by our supporters, while ensuring aid is delivered efficiently, transparently and in accordance with our governance and compliance standards. The process for identifying, assessing and working with partner organisations is set out in detail within our Operational Risk Management Framework.

During the year, we further strengthened our partnership approach, including our collaboration with the International Organization for Migration (IOM), the United Nations Migration Agency. We were also honoured to participate in discussions during the United Nations General Assembly in September 2025, reflecting the growing recognition of Muslim Charity as a trusted humanitarian partner and our commitment to contributing to international humanitarian efforts.

Charitable expenditure during the year amounted to £7.05 million, an increase from £6.41 million in the previous year. This continued growth reflects our unwavering commitment to directing resources towards those most in need and ensuring our programmes deliver lasting and meaningful benefits to the communities we serve.

Reserve Policy

The Trustees recognise the need to hold sufficient reserves to allow protection of core activities in the event of any income shortfalls. The policy aims to have sufficient free reserves to enable Muslim Charity to withstand any unexpected drop in donations and hold at least the equivalent of six months headquarters and other fixed operating costs. The Trustees are pleased they have met their reserve policy and will review it again during 2027.

Financial Review

53

TRUSTEES’ RESPONSIBILITIES STATEMENT

The trustees, who are also directors for the purposes of company law, are responsible for preparing the trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charitable company and the incoming resources and application of resources, including the income and expenditure, for that period.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity's transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Each of the persons who is a trustee at the date of approval of this report confirms that:

Trustees’ Responsibilities Statement

54

The auditor is deemed to have been re-appointed in accordance with section 487 of the Companies Act 2006.

The trustees’ annual report and the strategic report were approved on 22nd July 2026 and signed on behalf of the board of trustees by:

Mr Bakhtyar H. Pirzada Chairman & Trustee

Registered office:

Muslim Charity

Eaton Hall, Retford Nottinghamshire DN22 0PR (United Kingdom)

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Trustees’ Responsibilities Statement

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF MUSLIM CHARITY

Opinion

We have audited the financial statements of MUSLIM CHARITY: HELPING THE NEEDY (‘the charitable company’) and its subsidiary (‘the group’) for the year ended 31 October 2025 which comprise of the Consolidated and Charity Statement of Financial Activities, the Group and Charity Balance Sheets, the Consolidated Statement of Cash Flows and the related Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102: The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charity and the group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we

have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the charity’s and the group's financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Independent Auditor’s Report

56

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

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Independent Auditor’s Report
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Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charity, the group and their environment obtained in the course of the audit, we have not identified material misstatements in the trustees’ report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

57

Responsibilities of trustees

As explained more fully in the trustees’ responsibilities statement, the trustees (who are also the directors for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity’s and the group’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or the group or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect

material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

To address the risk of fraud through management bias and override of controls, we:

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

Independent Auditor’s Report

58

sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

Use of our report

This report is made solely to the charity’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charity’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Mr. Mohammed Afzaal Bhatti (Senior Statutory Auditor) FCCA

Signed on 22nd July 2026 For and on behalf of:

KBM UK Limited

Chartered Certified Accountants

& Statutory Auditor

1 Concord Business Centre Concord Road

London

W3 0TJ (UK)

Independent Auditor’s Report

59

STATEMENT OF FINANCIAL ACTIVITIES (CHARITY ONLY)

(including income and expenditure account)

YEAR ENDED 31 OCTOBER 2025

Unrestricted Restricted 2025 2024
Funds Funds Total Total
Notes £ £ £ £
Income and endowments
Donations and legacies 5 2,515,476 5,368,965 7,884,441 6,964,521
Other income 7, 8 27,821 - 27,821 19,009
Total income 2,543,297 5,368,965 7,912,262 6,983,530
Expenditure
Expenditure on raising funds: 9 414,442 68,843 483,285 360,076
Charitable activities 11,12 - 7,046,785 7,046,785 6,407,004
Governance cost 13 148,863 - 148,863 274,913
Total expenditure 563,305 7,115,628 7,678,933 7,041,994
Net (expenditure)/income 1,979,992 (1,746,663) 233,329 (58,464)
Transfers between funds (1,717,876) 1,717,876 - -
Net movement in funds 262,116 (28,787) 233,329 (58,464)
Total funds brought forward 1,726,352 2,117,010 3,843,362 3,901,826
Total funds carried forward 1,988,468 2,088,223 4,076,691 3,843,362

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

Charity Statement of Financial Activities

60

STATEMENT OF FINANCIAL ACTIVITIES (CONSOLIDATED)

(including income and expenditure account)

YEAR ENDED 31 OCTOBER 2025

Unrestricted Restricted 2025 2024
Funds Funds Total Total
Notes £ £ £ £
Income and endowments
Donations and legacies 5 2,515,476 5,368,965 7,884,441 6,964,521
Other trading activities
TEAMMC Ltd - café & cycles retail 6 223,690 - 223,690 104,767
Other income 7, 8 27,821 - 27,821 19,009
Total income 2,766,987 5,368,965 8,135,952 7,088,296
Expenditure
Expenditure on raising funds 9 415,737 68,843 484,580 360,076
Expenditure on other trading
activities		 10 186,590 - 186,590 109,891
Charitable activities 11,12 - 7,047,248 7,047,248 6,407,004
Governance Cost 13 148,955 - 148,955 277,006
Total expenditure 751,282 7,116,091 7,867,373 7,153,979
Net (expenditure)/income 2,015,705 (1,747,126) 268,579 (65,683)
Transfers between funds (1,717,876) 1,717,876 - -
Net movement in funds 297,829 (29,250) 268,579 (65,683)
Total funds brought forward 1,666,498 2,117,010 3,783,508 3,849,191
Total funds carried forward £1,964,327 £2,087,760 4,052,087 3,783,508

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

Consolidated Statement of Financial Activities

61

CONSOLIDATED AND CHARITY STATEMENT OF FINANCIAL POSITION

YEAR ENDED 31 OCTOBER 2025

CONSOLIDATED AND CHARITY STATEMENT OF
YEAR ENDED 31 OCTOBER 2025
FINANCIAL POSITION		 CONSOLIDATED AND CHARITY STATEMENT OF
YEAR ENDED 31 OCTOBER 2025
FINANCIAL POSITION
Consolidated
Charity Only
2025
2024
2025
2024
Note
£
£
£
£
Fixed assets
Tangible fxed assets
18
24,111
15,790
17,057
7,422
24,111
15,790
17,057
7,422
Current assets
Stocks
19
26,264
22,791
-
-
Debtors
20
168,240
603,192
255,428
677,613
Cash at bank and in hand 3,935,743
3,602,012
3,897,570
3,592,080
4,130,247
4,227,994
4,152,998
4,269,693
Creditors: within one year
21
102,271
460,277
93,364
433,752
Net current assets
4,027,976
3,767,717
4,059,634
3,835,941
Total assets less current liabilities
4,052,087
3,783,508
4,076,691
3,843,362
Net assets
4,052,087
3,783,508
4,076,691
3,843,362
Funds of the charity
Restricted funds
Unrestricted funds
23
23
2,087,760
1,964,327
2,117,010
1,666,498
2,088,223
1,988,469
2,117,010
1,726,352
Total Funds
4,052,087
3,783,508
4,076,691
3,843,362

These financial statements were approved by the board of trustees and authorised for issue on 22nd July 2026, and are signed on behalf of the board by:

Mr Bakhtyar H. Pirzada

Chairman & Trustee

Consolidated and Charity Statement of Financial Position

62

CONSOLIDATED STATEMENT OF CASH FLOWS

YEAR ENDED 31 OCTOBER 2025

CONSOLIDATED STATEMENT OF
YEAR ENDED 31 OCTOBER 2025
CASH FLOWS
2025 2024
£ £
Cash fows from operating activities
Net (expenditure)/income 268,579 (65,683)
Adjustments for:
Depreciation of tangible fxed assets 8,133 5,700
Accrued (income)/expenses 166,077 189,546
Changes in:
Stocks (3,473) (3,198)
Trade and other debtors (103,211) (8,714)
Trade and other creditors 14,079 (40,504)
Net cash from operating activities 350,184 77,147
Cash fows from investing activities
Purchase of tangible assets (16,454) (2,399)
Proceeds from sale of tangible assets (0) 11,070
Net cash from/(used in) investing activities (16,454) 8,671
Net increase/(decrease) in cash and cash equivalents 333,730 85,818
Cash and cash equivalents at beginning of year 3,602,013 3,516,195
Cash and cash equivalents at end of year 3,935,743 3,602,012

Consolidated Statement of Cash Flows

63

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

YEAR ENDED 31 OCTOBER 2025

1. General information

The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is Eaton Hall, Retford, Nottinghamshire, DN22 0PR.

Resources expended

Resources expended are recognised in the year in which they are incurred.

Fundraising costs are those incurred in seeking voluntary contributions and do not include the costs of disseminating information in support of the charitable activities.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, ‘The Financial Reporting Standard applicable in the UK and the Republic of Ireland’, the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies Basis of preparation

Incoming resources

Voluntary income is derived by way of donations and gifts and is included in full in the Statement of Financial Activities when Muslim Charity: Helping The Needy is entitled to the receipt and the amount can be measured with reasonable certainty. Gifts in Kind which Muslim Charity: Helping The Needy accepts full responsibility for distribution are included in income at their market value when it is distributed and under Charitable Activities at the same value and time. The value of services provided by volunteers has not been included.

Governance costs are those costs incurred directly in support of expenditure on the objects of the charity and include project management.

Going concern

There are no material uncertainties about the charity’s ability to continue.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity’s purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

Notes to Consolidated Financial Statements

64

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Operating leases

Lease payments are recognised as an expense over the lease term on a straight-line basis. The aggregate benefit of lease incentives is recognised as a reduction to expense over the lease term, on a straight-line basis.

Tangible assets

All fixed assets are initially recorded at cost.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Fixtures and Fittings - 20% reducing balance Motor Vehicles - 25% reducing balance Equipment - 33% reducing balance

Notes to Consolidated Financial Statements

65

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.

For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.

Stocks

Stocks are measured at the lower of cost and estimated selling price less costs to complete and sell. Cost includes all costs of purchase, costs of conversion and other costs incurred in bringing the stock to its present location and condition.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

Notes to the Financial Statements

66

Defined contribution plans

Basis of consolidation

Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment will lead to a reduction in future payments or a cash refund.

The financial statements consolidate the results of the charity and its wholly owned subsidiary, TEAMMC Limited, on a line-by-line basis.

4. Limited by guarantee

The charity is a company limited by guarantee. The members of the company are the trustees named on page 4. In the event of the charity being wound up the liability in respect of the guarantee is limited to £10 per member of the charity.

When contributions are not expected to be settled wholly within 12 months of the end of the reporting date in which the employees render the related service, the liability is measured on a discounted present value basis. The unwinding of the discount is recognised as an expense in the period in which it arises.

5. Donations and legacies

Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Donations
Donations 1,903,071 5,368,965 7,272,036
Gifts
Gift Aid 612,405 – 612,405
2,515,476 5,368,965 7,884,441
Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Donations
Donations 1,040,845 5,430,655 6,471,499
Gifts
Gift Aid 493,021 – 493,021
1,533,866 5,430,655 6,964,521
6. Other trading activities Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Income from other
trading activities		 223,690 223,690 104,767 104,767
7. Investment income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Investment income – saving 9,671 9,671 859 859

Notes to the Financial Statements

67

8. Other income

8. Other income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024
£ £ £ £
Rental Income 18,150 18,150 18,150 18,150

9. Costs of other fundraising activities

Unrestricted Restricted Total Funds Total Funds
Funds Funds 2025 2024
£ £ £
Printing and Stationery 2,965 - 2,965 2,318
Advertising 15,087 - 15,087 14,696
Motor and Travel 7,184 - 7,184 8,765
Consultancy Fees 37,619 - 37,619 24,041
Other ofce costs 21,951 - £21,951 26,876
Support Costs(note 12) 330,931 68,843 399,774 283,381
415,737 68,843 484,580 360,077

Restricted support-cost funds reflect the fundraising-related expenditure arising from online donation processing fees.

Notes to the Financial Statements

68

10. Costs of other trading activities

Unrestricted Total Funds Unrestricted Total Funds
Funds 2025 Funds 2024 2024
£ £ £ £
Purchases 87,877 87,877 24,332 24,332
Direct costs 52,013 52,013 16,818 16,818
Opening stock 22,791 22,791 19,613 19,613
Closing stock (26,264) (26,264) (22,791) (22,791)
Wages 35,170 35,170 60,587 60,587
Pension costs 734 734 1,319 1,319
Repairs & maintenance 337 337 383 383
Insurance 1,048 1,048 1,038 1,038
Legal and professional fees 52 52 395 395
Accountancy fees 2,746 2,746 1,615 1,615
Postage & stationery 117 117 344 344
Bank charges 199 199 7 7
Advertising 7,530 7,530 1,942 1,942
Computer cost 335 335 1,428 1,428
Subscriptions 1,905 1,905 768 768
Depreciation - - 2,093 2,093
186,590 186,590 109,891 109,891

11. Expenditure on charitable activities by fund type

Restricted Support Cost Total Funds Total Funds
Funds 2025(note 12) 2025 2024
£ £ £ £
Qurbani 876,731 49,092 925,824 568,082
Orphans 904,113 50,625 954,739 921,959
Masjid 454,399 25,444 479,843 453,680
Water 1,345,450 75,338 1,420,788 1,085,359
Iftar/Food 399,813 22,387 422,200 598,751
Emergency 1,279,872 71,666 1,351,538 1,563,110
Health 328,325 18,384 346,709 244,406
Education 736,073 41,216 777,289 647,211
Livelihood 348,788 19,530 368,318 324,447
6,673,565 373,684 7,047,248 6,407,004

Notes to the Financial Statements

69

12. Analysis of support costs

Fundraising Charitable Governance Total Support Total Support
Activity Activity Activity Cost 2025 Cost 2024
£ £ £ £ £
Salaries and wages 193,656 266,277 24,207 484,140 405,467
Postage & stationery 4,082 350 234 4,665 7,631
Telephone 17,133 13,707 3,427 34,266 28,780
Repairs and renewals 7,432 5,405 676 13,512 29,766
Operating lease – P&M 364 156 - 520 2,356
IT & computer expenses 17,009 23,387 2,126 42,522 73,598
Light and heat 5,013 5,793 334 11,141 13,809
Rates 14,350 3,588 - 17,940 7,981
Website & donation processing 101,097 43,328 - 144,425 116,966
Depreciation 5,693 2,033 407 8,133 5,700
Subscription 13,282 9,660 1,207 24,150 20,435
Sundry expenses 20,662 - 1,087 21,749 14,856
399,774 373,684 33,705 807,163 727,345

13. Governance Cost

Unrestricted Total Funds Total Funds
Funds 2025 2024
£ £ £
Legal & professional fee 22,895 22,895 41,218
Insurance 21,644 21,644 18,606
Accountancy fee 63,335 63,335 58,396
Audit fee 7,625 7,625 4,320
Foreign exchange loss (249) (249) 1,669
Support Cost(note 12) 33,705 33,705 152,797
148,955 148,955 277,006

14. Net income

14. Net income
2025 2024
Net income is stated after charging/(crediting): £ £
Depreciation of tangible fxed assets 8,133 5,700
Operating lease rentals 520 2,356
Foreign exchange (249) -

Notes to the Financial Statements

70

15. Auditors remuneration

15. Auditors remuneration
2025 2024
£ £
Fees payable for the audit of the fnancial statements 7,625 5,760
16. Staf costs
The total staf costs and employee benefts
for the reporting period are analysed as follows:
2025 2024
£ £
Wages and salaries 621,231 542,065
The average head count of employees during the year was
20 (2024: 18). The average number of full-time equivalent
employees during the year is analysed as follows:
No employee received employee benefts of more than
£60,000 during the year (2024: Nil).		 2025
No.		 2024
No.
Number of staf 20 18

17. Trustee remuneration and expenses

The Trustees received no remuneration or expenses for acting as trustees. During the year the total of expense reimbursed to the trustees, incurred in the course of acting as members of the charity, amounted to £Nil.

18. Tangible fixed assets
18. Tangible fxed assets Fixtures
and fttings		 Motor
vehicles		 Equipment Total
£ £ £ £
Cost
At 1 November 2024 32,153 6,250 94,424 132,827
Additions – 15,919 535 16,454
At 31st October 2025 32,153 22,169 94,959 149,281
Depreciation
At 1stNovember 2024 22,938 5,624 88,475 117,037
Charge for the year 1,843 4,136 2,154 8,133
At 31st October 2025 24,781 9,760 90,629 125,170
Carrying amount
At 31st October 2025 7,372 12,409 4,330 24,111
At 31stOctober 2024 9,215 626 5,949 15,790

Notes to the Financial Statements

71

19. Stocks

19. Stocks
2025 2024
£ £
Stock held for resale 26,264 22,791
20. Debtors
2025 2024
£ £
Prepayments and accrued income 95,832 554,301
Other debtors 72,408 48,891
168,240 603,192

21. Creditors: amounts falling due within one year

2025 2024
£ £
Trade creditors 52,163 34,929
Accruals and deferred income 46,594 418,680
Social security and other taxes 3,514 6,668
102,271 460,277

22. Pensions and other post-retirement benefits

Defined contribution plan

The amount recognised in income or expenditure as an expense in relation to defined contribution plans was £734 (2024: £1,319).

Notes to the Financial Statements

72

23. Analysis of charitable funds Restricted funds

Restricted funds
At 1stNov Incoming Outgoing At 31st Oct
2024 resources Transfer resources 2025
£ £ £ £ £
Qurbani 170,034 799,752 - 934,869 £34,917
Orphans 71,560 628,065 336,000 964,065 71,560
Mosques - 313,754 170,777 484,531 -
Water 1,141,701 1,583,187 - 1,434,667 1,290,221
Food 340,028 510,582 - 426,324 424,285
Emergency 393,687 1,237,831 - 1,364,741 266,777
Health - 121,761 211,099 332,861 -
Education - 90,663 694,219 784,882 -
Livelihood - 83,370 289,619 372,988 -
Community/Local Projects - 16,163 16,163 -
2,117,010 5,368,965 1,717,877 7,116,091 2,087,760

Unrestricted funds

At 1stNov At 31st Oct
2024 Income Expenditure Transfers 2025
£ £ £ £ £
General funds 1,666,498 2,766,987 (£751,282) (1,717,877) 1,964,326

Notes to the Financial Statements

73

24. Analysis of net assets between funds

Unrestricted Restricted Total Funds
Funds Funds 2025
£ £ £
Tangible fxed assets 24,111 - 24,111
Current assets 2,042,486 2,087,761 4,130,247
Creditors less than 1 year (102,271) - (102,271)
Net assets 1,964,326 2,087,761 4,052,087
Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Tangible fxed assets 15,790 – 15,790
Current assets 2,110,984 2,117,010 4,227,994
Creditors less than 1 year (460,277) – (460,277)
Net assets 1,666,498 2,117,010 3,783,508

25. Financial instruments

The carrying amount for each category of financial instrument is as follows:

The carrying amount for each category of fnancial instrument is as follows:
2025 2024
£ £
Financial assets measured at fair value through income and expenditure
Financial assets measured at fair value through income
and expenditure		 3,935,743 3,602,012
Financial assets that are debt instruments measured at amortised cost
Financial assets that are debt instruments
measured at amortised cost		 154,061 48,891
Financial liabilities measured at fair value through income and expenditure
Financial liabilities measured at fair value through income and
expenditure		 102,271 460,277

Notes to the Financial Statements

74

26. Related parties

Muslim Charity: Helping The Needy has an established charitable trust under the name of Muslim Charity, registered in Pakistan, registration number RJSC/JG/280. The results of the charitable trust registered in Pakistan have been incorporated in these accounts.

The UK Director of Muslim Charity: Helping the Needy, Mr. M. G. Pirzada, was paid a remuneration of £33,800 in the current year. Mr. M. G. Pirzada is the brother of the Chairman, Mr. B. H. Pirzada.

In addition, Muslim Charity has established TEAMMC LTD, a UK-registered trading subsidiary, which has been set up to undertake trading activities of running a charitable cycling shop and café at the charity’s London offices as well as the sale of charitable products such as Medjool Dates, Ajwa Dates and Pure British Honey. These activities aim to gener ate funds in the future whereby all profits generated by the subsidiary will be provided to Muslim Charity. While the subsidiary is in its early stages, we anticipate it will contribute to our mission in the coming years. The financial results of the subsidiary undertaking have been consolidated in these accounts on a line-by-line basis.

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Notes to the Financial Statements 75
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The Direct Debit Guarantee: This guarantee is offered by all Banks and Building Societies that accept instructions to pay Direct Debits. If there are any changes to the amount, date or frequency of your Direct Debit, CAF re Muslim Charity Org UK will notify you ten working days in advance of your account being debited or as otherwise agreed. If you request CAF re Muslim Charity Org UK to collect a payment, confirmation of the amount and date will be given to you at the time of the request. If an error is made in the payment of your Direct Debit, by CAF re Muslim Charity Org UK or your Bank or Building Society, you are entitled to a full and immediate refund of the amount paid from your Bank or Building Society - If you receive a refund you are not entitled to, you must pay it back when CAF re Muslim Charity Org UK asks you to. You can cancel a Direct Debit at any time by writing to your Bank or Building Society. Written confirmation may be required. Please also send a copy of your letter to us.

Bank Donations:

To donate via bank, please leave your Donor ID as reference, and pay into following account: Muslim Charity (HSBC), Sort Code: 40-38-11, Account Number: 41369989

Donation form

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OTHER WAYS TO DONATE

TELEPHONE: To make a credit/debit card donation over the telephone please call us on +44 (0) 3000 111 786

WEBSITE: You can donate online using our mobile-friendly website quickly and securely by visiting muslimcharity.org.uk

TEXT MESSAGE: Please text RAMADAN to 70480 to donate £10, or, if you wish to donate another amount, please include the number you wish to donate in your text e.g. text RAMADAN 5 to 70480 to donate £5 or RAMADAN 15 to 70480 to donate £15. Any whole pound amount from £1 to £20 can be donated in this way.

Texts cost your chosen donation amount plus one standard network rate message.

POST: Complete the donation form on the previous page and send it to us: Muslim Charity, Eaton Hall, Retford, Nottinghamshire, DN22 0PR (UK)

CHEQUE: You can send us a cheque making it payable to “Muslim Charity” and sending to the above-mentioned address

BANK TRANSFER: You can send money directly into the Muslim Charity bank account:

Bank Name: HSBC Account Name: Muslim Charity Account Number: 41369989 Sort Code: 40-38-11 IBAN: GB68 HBUK 403811 41369989 SWIFT/BIC: HBUKGB4151E

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Charity Registration No.: 1078488