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← Muslim Charity Helping The Needy

2024-10-31-accounts

ANNUAL REPORT AND FINANCIAL STATEMENTS OF MUSLIM CHARITY : HELPING

TABLE OF CONTENTS

TABLE OF TABLE OF Feed a Child Campaign
Adopt a School		 28
29
CONTENTS Orphan and Hafiz Sponsorship
OTHER PROJECTS
Mission in Daulatdia		 30
31
Happy to Chat Benches Initiative 32-33
CHAIRMAN’S MESSAGE 3 HONOURING OUR MOTHERS
Safe Deliveries 34
REFERENCE AND Infant Incubators
 35
ADMINISTRATIVE DETAILS 4 Ambulances 36
STRUCTURE, GOVERNANCE MASJID CONSTRUCTION
 37
AND MANAGMENT
 5-6 UK PROJECTS
UK Homeless Support 38
OBJECTIVES AND STRATEGIC Dates/Honey campaign 39
ACTIVITIES FOR THE PUBLIC and impact
BENEFIT 7 Free Islamic Wills service 40
THE YEAR AT A GLANCE 8-9 FIDYAH AND KAFFARAH
 41
SAFE WATER PROJECTS NEWS 42-47
Water Hand Pumps
 10 #TEAMMC / EVENTS 48-49
Solar Water Wells
 11 PLANS FOR THE FUTURE 50-51
Water Wells 12 FINANCIAL REVIEW 52-53 FINANCIAL REVIEW 52-53
EMERGENCIES TRUSTEES’ RESPONSIBILITIES
Yemen Emergency
 13 STATEMENT 54-55 STATEMENT 54-55
Gaza Emergency 14-15
Pakistan Floods 16-17 INDEPENDENT AUDITOR’S
(Al Madina Village) REPORT
 56-59
Bangladesh Flood Emergency 18
Turkey Earthquake
 19 STATEMENT OF FINANCIAL
Qurbani Project and 20-21 ACTIVITIES
 60-61
Aqiqah and Animal Sacrifice
STATEMENT OF FINANCIAL
ZAKAT APPEALS POSITION
 62
Zakat 22
Zakat Calculator 23 STATEMENT OF CASH FLOWS 63
SADAQAH JARIYAH 24 NOTES TO THE FINANCIAL
STATEMENTS
 64-75
CHILDREN OF THE WORLD
Rescue a Child 25 DONATION FORM 76
Baby Care Home
 26-27 OTHER WAYS TO DONATE 77

Table of Contents

2

CHAIRMAN’S MESSAGE

Dear Friends,

Assalamu Alaykum,

In 2024, your generosity helped us reach over 1.2 million people in need worldwide. From providing food, water and medical care to delivering shelter and education, your support brought hope to countless families.

The devastating conflict in Gaza caused immense suffering, depriving people of basic necessities while the floods in Bangladesh left many homeless. Thanks to your contributions, we delivered vital aid to those most in need during these crises.

This annual report highlights some of our recent achievements and activities and also documents our financial statements for the year ended 31 October 2024. I hope you enjoy browsing through this brochure, learning more about the impact you’ve made around the world. Please continue to support Muslim Charity.

Ma’as Salaam,

Bakhtyar H. Pirzada Chairman 3

Chairman’s Message

Reference and ADMINISTRATIVE

The trustees, who are also directors for the purposes of company law, present their report and the financial statements of the charity for the year ended 31 October 2024. Charity Number: 1078488 Company Number: 03867865 Registered Office: Muslim Charity : Helping the Needy, Eaton Hall, Retford, Nottinghamshire, DN22 0PR (UK) Trustees: Mr M. I. H. Pirzada Mr B. H. Pirzada Mr A. Q. Raja Mr M. Yousaf Mrs A. Iqbal Mrs G. Fatima Legal Advisors: Lee Bolton Monier-Williams LLP 1 The Sanctuary, Westminster, London, SW1P 3JT (UK) Auditor: KBM UK Limited, 1 Concord Business Centre, Concord Road, London W3 0TJ (UK) Bankers: TSB Bank PO Box 373, Leeds, LS14 9GQ (UK) HSBC 31 Carolgate, Retford, DN22 6DA (UK)

REFERENCE AND ADMINISTRATIVE DETAILS

4

Structure, Governance and MANAGEMENT

Board of Trustees

Key Personnel

The Board of Trustees sets our future aims and priorities, focusing on strategic planning and governance and also evaluates our performance and progress in our work to alleviate poverty and suffering.

The Board of Trustees appraises the Senior Management Team and can make appointments to it as well as dismissals. The Board of Trustees also makes sure that we satisfy the regulatory requirements on us as a charity, and works with key stakeholders.

Recruiting and Appointing Trustees

All of our trustees are volunteers, chosen because they have the diverse range of skills, knowledge and experience that we need to respond to the challenges of today. Stakeholders and partners may nominate trustees and sometimes we will make a personal approach to potential candidates.

The UK Director is accountable to the Board of Trustees and – along with other senior staff – is responsible for our dayto-day management. The UK Director chairs the Senior Management Team, which is made up of the Programmes, Fundraising and Finance Departments and all the policies are implemented through our staff and volunteers.

Governing Document

Muslim Charity : Helping The Needy refers to the charity incorporated as a company limited by Guarantee in England and Wales, with a governing document known as the Memorandum and Articles of Association originally incorporated on 25 October 1999 and amended by Written Resolutions passed by the Company Members on 29 November 1999, 15 January 2019 and 30 July 2023 respectively.

STRUCTURE, GOVERNANCE AND MANAGMENT

5

Responsibilities of Directors and Trustees

The Annual Report and Financial Statements are prepared according to the relevant law and regulations and approved by the Company Directors.

The directors keep adequate accounting records and these show and explain our transactions. The records also disclose our financial position with reasonable accuracy at any time, and enable directors to ensure that the financial statements comply with the Companies Act 2006 and the Charity Commission Statement of Recommended Practice (SORP) 2015.

Grant Making Policies

We provide grants to projects if the request meets our charitable objectives and criteria. Project grant making is managed according to a designated process which is documented in our “Operational RiskManagement Framework”. We aim to treat all grant applications professionally, equally and fairly. We make the final decision as to eligibility to receive a grant, at our discretion.

Employees

We support and develop the skills of our employees. We encourage all of our colleagues to engage with the strategy and objectives, and to give their suggestions and views on performance and strategy. We are an equal

opportunities employer and are proud to recruit and promote our staff based on their aptitude and ability, without discrimination. The majority of staff benefit from policies focusing on training and career development as well as regular supervision and appraisals.

Where We Work

Muslim Charity responds to humanitarian emergencies as declared by lead International humanitarian agencies and governments along with its developmental projects in countries such as Kenya, Uganda, Occupied Palestinian Territories, Nepal, Bangladesh, Pakistan and Sri Lanka. Muslim Charity is striving to reach out to vulnerable communities in other countries of the world as well.

Public benefit

We develop strategic plans to make certain that we provide maximum public benefit and achieve our strategic objectives, which fall under purposes defined by the Charities Act 2006.

STRUCTURE, GOVERNANCE AND MANAGMENT

6

Objectives and Strategic Activities FOR THE PUBLIC BENEFIT

The objects of the charity are set out below:

  1. To relieve poverty, distress and suffering amongst people in any part of the world [including starvation, sickness, or any physical disability or affliction] primarily, but not exclusively, when arising from any public calamity [including famine, earthquake, pestilence, war or civil disturbance].

  2. To advance education in the United Kingdom, in particular [but not exclusively] the teaching of Islamic studies, for the benefit of the people of the Islamic faith.

Our Vision 2023 strategic plan outlines the specific areas where we, as Muslim Charity, are focusing on to contribute to our global mission. It’s a bold ambition and there is much work being done. We are working alongside the families, communities, volunteers, supporters and in partnership with others who share our ambitions, to create significant, meaningful and much-needed change.

Vision 2023 is an ambitious but realistic strategic plan which identifies five Operational Goals, defines specific objectives and outlines a set of workstreams we are undertaking with our staff, supporters and partners. We want to harness the passion, commitment and talent of our trustees, staff, networks, beneficiaries and volunteers to create and define an effective way of encouraging philanthropy to support people in need within the UK and around the world.

OBJECTIVES AND STRATEGIC ACTIVITIES FOR THE PUBLIC BENEFIT

7

The Year at a Glance

1,262,723 LIVES TOUCHED

We reached people in need across 13 countries.

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Gaza Relief Supported

391,012 instances of need with emergency aid, clean water, food and medical assistance.

Safe Water Access Provided clean water to

244,968 individuals through water hand pumps, wells and filtration plants.

Qurbani Distribution Delivered fresh meat to

402,264 people across 13 countries.

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Masjid Construction Built/renovated 35 Masjids benefiting

25,555 people.

Zakat Initiatives

Empowered

5,124 people through business startups and new homes.

Educating Children Supported

18,756 children through school renovation, free school meals and education programmes.

DONATE | muslimcharity.org.uk

The Year at a Glance

9

~~or call us on 03000 111 786~~

Safe Water Projects WATER HAND PUMPS

Access to clean water is essential for life, yet millions still suffer from the devastating effects of water scarcity.

In 2024, we installed 5,940 water hand pumps , providing safe drinking water to 142,350 people every single year. These pumps are a lifeline, reducing the burden of fetching water from distant and unsafe sources while fostering better health and dignity for families.

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£150 Water hand
pump
£300 Two water
hand pumps
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Water Hand Pumps

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Safe Water Projects SOLAR WATER WELLS

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£550 One Small
Solar Water
£2k
Community
(or £166 Solar Well
per month)
£15k Large Solar
Well (Asia
per month)(or £1,250 or Africa
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In areas grappling with severe droughts and limited water access, solar water wells provide an innovative solution.

Powered by the sun, these wells draw water from deep underground, offering a reliable and sustainable source of clean water. In 2024, we installed 269 solar wells in Pakistan and Uganda, bringing safe drinking water to 54,400 people in total.

DONATE | muslimcharity.org.uk

~~or call us on 03000 111 786~~

Safe Water Projects WATER WELLS

These wells extract water from depths of up to 100 feet below ground, collecting large volumes of water.

Designed to cater larger communities, they provide water for drinking, cooking, and daily needs, significantly improving health and well-being. In 2024, we constructed 131 water wells across Bangladesh, Pakistan and Uganda. Together, these projects have brought safe drinking water to a total of 35,460 people every year.

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£750 Water well in
Pakistan or
per month)(or £65 Bangladesh
£3k Water well
(or £250 in Africa
per month)
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Emergencies YEMEN EMERGENCY

Yemen continues to endure a severe humanitarian crisis, with over 21 million people in need of assistance, lacking adequate food, healthcare and infrastructure.

Thanks to you, in 2024, we supported 26,630 people with freshly baked bread, food packs, clean drinking water, nutritional kits for malnourished children and critical medical assistance. These efforts are helping to restore hope and dignity to communities devastated by years of conflict.

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Nutritional kit
£25 for malnourished
children
Emergency
£50
food pack
Feed 100 families
£100 with 1,500 loaves
of bread
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DONATE | muslimcharity.org.uk

13

Yemen Emergency

~~or call us on 03000 111 786~~

Delivered

58,350 freshly cooked meals.

Distributed

7,188

family food packs.

Provided health assistance and medicines catering

210,000

instances of need.

Supplied over 1 million litres of water, benefiting

79,534 instances of need.

Gaza Emergency

Since October 2023, continued hostilities in Gaza have caused immense suffering, with over 2.2 million people facing shortages of basic supplies and widespread destruction of infrastructure. Almost all homes have been destroyed, leaving families homeless, while hospitals are barely functioning due to a lack of medicines and equipment.

In 2024, we helped 391,012 instances of need by providing medical care, medicines, food packs, cooked meals and clean water. These efforts have brought some form of relief and hope to people living in one of the hardest-hit areas in the world.

£50

£150

£300

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Emergency
food pack
Clean Water
for 10 families
Medical aid
for Gaza
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K
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DONATE | muslimcharity.org.uk

15

Gaza Emergency

~~or call us on 03000 111 786~~

Emergencies PAKISTAN FLOODS AL MADINA MODEL VILLAGE

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Al Madina Model Village

After the devastating floods that displaced entire communities in Pakistan, Muslim Charity, in partnership with Al Madina Mosque Barking, London, restored hope by establishing the Al Madina Model Village. This village in Matiari, Sindh, Pakistan, is more than a housing project, it is a transformative initiative with lasting benefits for the community.

The Al Madina Model Village addresses essential needs like housing, clean water and sanitation, while promoting long-term sustainability. Modern features such as solar lighting and water systems reduce reliance on external resources. Facilities like the mosque and community centre encourage unity and social growth. By fostering economic opportunities through markets and selfsufficient practices like kitchen gardening, the village empowers residents to rebuild their lives with dignity.

£50 Food pack Home survival £150 pack Y | Way

£750 Build a home (or £375 for a flood share)half a affected family N

DONATE | muslimcharity.org.uk

Al Madina Model Village

~~or call us on 03000 111 786~~

Emergencies BANGLADESH FLOOD EMERGENCY

The worst floods in three decades devastated eastern Bangladesh, displacing millions and leaving over two million children at risk.

Muslim Charity provided food packs for 4,968 people and supported house repairs that gave shelter to 528 people . Additionally, we constructed mid-term shelters for 74 displaced Rohingya refugees , offering them safety, dignity and a chance to rebuild their lives.

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£50 Food pack
£100 Cooked meals
Home repair
£250 fund for a flood
affected family
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K
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IC
IC
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Bangladesh Flood Emergency

18

Emergencies TURKEY EARTHQUAKE

The devastating 2023 earthquake in Turkey killed 50,000 people and displaced 3 million, leaving countless families in urgent need of help.

Since then, Muslim Charity has supported those who lost everything. In 2024, we provided food and non-food aid to 1,920 people and built container homes providing shelter for 18 people , helping them rebuild their lives with dignity and hope.

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£50 Food pack
Non-food items
£100
(NFI) pack
£4.5k Container
home for a
(or £1,500
share) refugee family
N
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DONATE | muslimcharity.org.uk

Turkey Earthquake

19

~~or call us on 03000 111 786~~

Animal Sacrifice Projects

402,264 people given fresh meat

20,341 Qurbanis implemented in 13 countries

a 242,660 kg of meat distributed

Providing an estimated

2.4 million meals for needy families

Qurbani Project

20

Commemorating the devotion of Prophet Ibrahim (as) and his obedience to Allah’s command. Each year, Muslim Charity facilitates Qurbani to ensure that fresh, nutritious meat reaches those in need, many of whom rarely have access to such food.

In 2024, our teams delivered Qurbani meat to 402,264 people across 13 countries , providing relief and joy during Eid-ul-Adha. This act of worship fulfils a sacred duty and fosters unity by sharing blessings with families in need.

Muslim Charity helps donors share blessings through these acts, fulfilling

religious duties and bringing joy to vulnerable families.

Outside of the Qurbani time, you can still make a donation for a general Animal Sacrifice and Aqiqah. Aqiqah is a Sunnah to celebrate the birth of a child by sharing sacrificial meat with those in need. Similarly, animal sacrifice as Sadaqah or gratitude benefits families who rarely access nutritious meat.

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Animal sacrifice
£60
(goat in Africa)
Animal sacrifice
£135
(goat in Pakistan)
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DONATE | muslimcharity.org.uk

Qurbani Project

21

~~or call us on 03000 111 786~~

Zakat Appeals ZAKAT FOR BUSINESS STARTUPS

Your Zakat donations are helping families flourish by turning aspirations into reality. These startups provide families with sustainable income opportunities.

In the past year, 3,738 people benefitted from this initiative across Pakistan, Bangladesh, India, Nepal, Uganda, Kenya, Yemen and Palestine, helping them to escape the cycle of poverty and build a secure future. This programme transforms lives and communities, offering hope and dignity to those in need.

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Zakat for a
£250
business startup
Zakat for a
£500
business startup
£2.5k A rickshaw cart
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Zakat Appeals

22

Zakat Appeals HOMES FOR THE ZAKAT ELIGIBLE .

In addition, 408 people benefitted from the Zakat housing initiative, which included 22 new houses and 38 house improvements with material support. These homes restore dignity and stability, offering families a safe space to rebuild their lives and hope for a brighter future.

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£2k Construction
(or £1,000 of one home
half share)
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Zakat Calculator

Ensuring you calculate your Zakat accurately is important. Our Zakat Calculator makes it simple and quick. Helping you determine how much Zakat you owe based on your assets and liabilities.

Your Zakat transforms lives and creates lasting impact in the most vulnerable communities. Start calculating today and make a difference!

DONATE | muslimcharity.org.uk ~~or call us on 03000 111 786~~

Zakat Appeals

23

Ongoing Rewards SADAQAH JARIYAH

Sadaqah Jariyah, or continuous charity, is one of the most meaningful forms of giving, offering blessings that bring you continuous rewards and blessings.

Projects such as building wells, schools and mosques create lasting impacts, providing essential resources and fostering growth for generations. By supporting Sadaqah Jariyah, you ensure your contributions continue to uplift communities, transforming lives and leaving a lasting legacy of hope and compassion.

Safe delivery £150 of a newborn

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Water
£150
hand pump
£2k Community
(or £166 Solar Well
per month)
Build a Masjid
£10k in Africa
£15k Large Solar Well
(or £1,250 (Asia or Africa)
per month)
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Children of the world RESCUE A CHILD

Every child needs a safe life to thrive. With over 150 million children living on the streets, the need for protection and care has never been greater.

In 2024, 120 children in Bangladesh and 580 in Tanzania were rescued and provided with a safe environment or placed with carefully vetted foster parents within their local communities. Additionally, 530 children in Bangladesh and 2,168 in Pakistan received non-formal education, equipping them for a brighter future.

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Rescue a child
£25 from the streets
£300 Rescue a child
(or £25 every month
per month)
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Helps run our £1k transitional shelters

DONATE | muslimcharity.org.uk

Rescue a Child

25

~~or call us on 03000 111 786~~

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26
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Baby Care Home
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Recently started in Uganda, our supported Baby Care Home addresses the heartbreaking reality of infant abandonment. Due to extreme poverty and lack of resources, some parents are forced to leave their babies in unsafe places, hoping someone will find and care for them.

The project rescues these infants, providing them with milk, clothing, medical care and a safe space. In 2024, 12 babies received care at the centre, 5 were reunited with their families , and 9 were placed with loving foster parents . Your

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Rescue an
£25
abandoned baby
Food and clothing
£150 for a rescued baby
for one month
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Helps run our £1k baby care home

support ensures these vulnerable infants

are given the care and love they deserve for a brighter future.

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Baby Care Home DONATE | muslimcharity.org.uk 27
or call us on 03000 111 786
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Children of the world FEED A CHILD CAMPAIGN

A nourished child is a step toward a thriving future.

children while ensuring they have the energy to learn and succeed in school.

No child should go hungry. Globally, more than 200 million children suffer from hunger and lack adequate food, with poverty and food insecurity being major barriers to their education.

In 2024, we provided 1,202 school children in Uganda and Kenya with nutritious meals every single school day. These meals provide nourishment, improving the health and well-being of

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provides 60
£30 school meals
provides 120
£60 school meals
provides 1,000
£500 school meals
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provides 1,000
£500 school meals
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Feed a Child Campaign

28

Children of the world ADOPT A SCHOOL

Globally, 244 million children remain out of school. Access to education is a lifeline for children in underserved communities, offering them a chance to break free from the cycle of poverty.

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School bags
£25 and books
£180 Educate a child
(or £15 for one year
per month)
£10k
(or £840 Adopt A School
per month)
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In 2024, your support provided improved access to education to more than 12,000 children through the refurbishment/ construction of 35 schools in Bangladesh, Pakistan, Kenya and Palestine as well as 4 Madrassas in Uganda, Pakistan and Sri Lanka.

DONATE | muslimcharity.org.uk

~~or call us on 03000 111 786~~

Children of the world ORPHAN AND HAFIZ SPONSORSHIP

Empowering orphans and Hafiz students with education and care is central to building a brighter future.

In 2024, we sponsored 628 children across Pakistan, Kenya, Uganda, Nepal, Turkey and Palestine and provided 1,701 children with educational materials

and training. Additionally, we upgraded the furniture at a school for children with special needs, creating a better learning environment and ensuring more children have the opportunity to thrive.

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£360 Sponsor
an orphan
per month)(or £30 or Hafiz
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Other projects MISSION IN DAULATDIA

Daulatdia, one of the largest brothel villages in the world, is home to over 1,500 women trapped in exploitation, along with countless children born into this cycle.

Since 2019, we have worked to break this pattern by protecting children and creating alternative livelihood opportunities. In 2024, we provided land, homes and financial support to 18 women , empowering them to leave this life behind and rebuild with dignity. Your support is bringing hope and transformation to this community.

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Protect a
£25 brothel child
Protect 12
£300 brothel children
Restore dignity
£750 for mothers
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DONATE | muslimcharity.org.uk ~~or call us on 03000 111 786~~

Mission in Daulatdia

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‘Happy to Chat’ Benches
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In partnership with Bassetlaw District Council, we have installed ten ‘Happy to Chat’ benches to combat loneliness. With 24% of adults in Bassetlaw, Nottinghamshire, feeling isolated, these benches encourage conversation and social interaction in key community spaces.

A handover ceremony in Retford welcomed local leaders, including Bassetlaw MP Jo White. Our founder, Shaykh Muhammad Pirzada, highlighted the charity’s commitment to fostering kindness. Guests enjoyed speeches, children’s poetry and a shared meal.

This initiative is part of Muslim Charity’s wider work supporting communities at home in the UK. From medical aid to food bank partnerships, these projects ensure that local needs are not overlooked, fostering a sense of care, connection and responsibility within our own communities.

‘Happy to Chat’ Benches —_ =< eae| — = q DONATE | muslimcharity.org.uk — 33 a ~~or call us on 03000 111 786~~

Honouring our Mothers SAFE DELIVERIES

Every year, nearly 2 million stillbirths occur, highlighting the critical need for safe childbirth interventions.

mothers, and giving countless families hope for a healthier and brighter future.

Last year in Pakistan, we provided support to six hospitals that benefited more than 11,000 patients . In addition to that we also supported hospitals and medical centres in Kenya, Somalia and Palestine that supported over 17,000 patients . Your generosity is saving lives, supporting

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Safe delivery of
£150
a newborn baby
Safe deliveries of
£600 4 newborn babies
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Safe Deliveries

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Honouring our Mothers INFANT INCUBATORS

13 million babies are born prematurely each year. Infant incubators are critical in saving the lives of premature babies. Your support is giving vulnerable lives a fighting chance, ensuring they receive the care needed to survive and thrive.

Share towards £500 an incubator HE 6G £2.5k Full cost of (or £210 one incubator per month) HE 6@ N N

In 2024, we installed 24 infant incubators across Pakistan, Bangladesh, Nepal and Uganda. These incubators are now able to save up to 3,000 lives annually, offering essential care to vulnerable infants.

DONATE | muslimcharity.org.uk

Infant Incubators

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~~or call us on 03000 111 786~~

Honouring our Mothers AMBULANCES

Ambulances are essential for providing emergency medical care and saving lives.

communities, especially in remote and hard-to-reach areas where healthcare services are scarce.

Last year, we provided 5 ambulances in Pakistan and Uganda, serving approximately 5,000 patients annually. These ambulances ensure timely medical assistance, bridging critical gaps in healthcare access for underserved

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£1k an ambulance
£12k Cost of one
(or £1,000 fully-equipped
per month) ambulance
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MASJID CONSTRUCTION

Mosques are at the heart of every Muslim community, serving as places of worship, learning and unity. On behalf of our donors in 2024, we built and renovated mosques to provide better facilities for congregational prayers and community gatherings.

We constructed 22 new mosques in Uganda, Bangladesh and Kenya. Additionally, 13 mosques were renovated in Pakistan, creating improved spaces for thousands of worshippers.

One prayer area (Masalla) for a Masjid

£100

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£8.5k
Small Masjid
(or £710 in Asia
per month)
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Small Masjid
(or £840 in Africa
per month)
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DONATE | muslimcharity.org.uk

Masjid Construction

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~~or call us on 03000 111 786~~

UK Projects UK HOMELESS SUPPORT

Homelessness continues to be a growing challenge, with an estimated 354,000 people experiencing homelessness in the UK. It has risen by almost 15% in recent years.

In 2024, we provided essential support to more than 200 homeless individuals during the winter, offering hot meals and warm clothing around Manchester’s city centre to help them through the harshest months. Your support is making a meaningful difference in their lives.

£30 30 hot meals £60 Two winter kits

UK Homeless Support

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UK Projects DATES/HONEY CAMPAIGN AND IMPACT

Your purchase of ethically sourced Medjoul or Ajwa Dates and Pure British Honey from Muslim Charity helps support the provision of nutritious meals for school children in need. Each purchase helps ensure that children have access to the food they need to stay healthy and focused in their studies.

Order your dates or honey today: muslimcharity.org.uk/shop

DONATE | muslimcharity.org.uk ~~or call us on 03000 111 786~~

Dates/Honey campaign

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UK Projects FREE ISLAMIC WILLS SERVICE

The Prophet Muhammad said,

“It is not permissible for any Muslim who has something to will to stay for two nights without having his last will and testament written and kept ready with him.”

Bukhari

Our Free Islamic Wills Service helps Muslims prepare their wills in accordance with Shariah principles, ensuring their wishes are honoured and their obligations fulfilled.

Get your FREE Islamic Will by visiting: wills.muslimcharity.org.uk

Free Islamic Wills service

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FIDYAH AND KAFFARAH

FIDYAH

Fidyah must be paid by those who are unable to fast during Ramadan due to a justified reason such as illness, pregnancy or breastfeeding. Fidyah is payable at £5 per day (£150 for the full month of Ramadan), and will provide two nutritious meals for a vulnerable person.

KAFFARAH

Kaffarah is due as a payment for any fasts that are intentionally missed or broken. One must either fast for 60 days or, if unable to do so, they must feed 60 people with two meals in one day. The cost of Kaffarah is £300 per missed or broken fast.

£5

Fidyah per day of Ramadan

£300

Kaffarah per fast that is intentionally missed or broken

£150

Fidyah for full month of Ramadan (30 days)

DONATE | muslimcharity.org.uk

Fidyah and Kaffarah

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~~or call us on 03000 111 786~~

News

A CHALLENGE FOR HOPE ACROSS PAKISTAN ON TUK-TUKS

In September 2024, 30 passionate volunteers took on our annual TukTuk Challenge, an eight-day journey through the stunning landscapes of Azad Kashmir. This unique initiative combined adventure with purpose, raising funds to provide 20 vulnerable families with tuk-tuks, creating sustainable livelihoods and a path to self-reliance.

Throughout the journey, participants navigated challenging terrains while visiting impactful Muslim Charity projects. These included refurbished schools, upgraded hospitals and a clean water initiative

supported by Al Madina Mosque Barking, showcasing the life-changing power of donor generosity.

The challenge concluded with an emotional handover ceremony where the tuk-tuks were presented to the families, symbolising a fresh start and renewed hope. This remarkable event not only transformed lives but also inspired the participants, underscoring the incredible impact of collective action.

Join us on the next adventure to make an even greater difference.

Register now at

muslimcharity.org.uk/tuktuk

News AWARD-WINNING INNOVATION: AI-POWERED FUNDRAISING SUCCESS

In 2024, Muslim Charity was honoured with the “Most Powerful Insight Using AI/ML” award at the Insight in Fundraising Conference, hosted by the Chartered Institute of Fundraising. This recognition celebrated the charity’s innovative use of Artificial Intelligence and Machine Learning in its Ramadan 2024 campaign, transforming how we connect with our supporters.

Through collaboration with Giving Analytics, we introduced hyper-personalised email campaigns that achieved a remarkable 311% increase in donations per email open. This strategy not only strengthened donor

engagement but also demonstrated how effective communication can maximise the impact of every contribution.

Your generosity inspires us to embrace innovation, ensuring that your donations create lasting change for those in need. This award is a testament to how cuttingedge solutions and donor support can work together to uplift vulnerable communities and pave the way for future successes.

We extend our heartfelt thanks to our donors for making this achievement possible and for being the driving force behind every success.

DONATE | muslimcharity.org.uk ~~or call us on 03000 111 786~~

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News

News

REACHING NEW HEIGHTS FOR CHILDREN IN NEED: K2 BASE CAMP TREK 2024

In August 2024, 14 determined individuals took part in the K2 Base Camp Trek, embarking on an incredible journey to support Muslim Charity’s “Children of the World” campaign. This inspiring adventure raised over £13,000 to provide education and better opportunities for vulnerable children in Pakistan.

The trek tested participants with challenging terrains and extreme weather, including freezing temperatures of -10°C. Walking up to nine hours daily, the team’s perseverance was rewarded with breath-taking views of the Karakoram mountains. Along the way,

they visited remote villages, connecting with local communities and seeing first-hand the impact of their contributions.

The K2 Base Camp Trek is more than an adventure, it’s a powerful statement of what compassion and determination can achieve. Don’t miss the chance to be part of the next trek.

Join us, push your limits, and help transform lives while creating memories that will stay with you forever.

Visit: muslimcharity.org.uk/k2

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News

News EARLY INTERVENTION, LIFELONG IMPACT: SUPPORTING PALESTINIAN INFANTS

Muslim Charity donated a state-ofthe-art hearing testing device for Palestinian infants in Ramallah, West Bank region of Palestine. This specialised equipment ensures accurate hearing tests for infants, even with their constant movement. Early detection of hearing impairments allows for timely intervention, transforming the lives of newborns and their families.

marginalised communities, ensuring every child has a chance at a healthier, brighter future. This donation is a testament to the power of collective compassion and support.

We extend our heartfelt thanks to our donors for making this life-changing initiative possible. Your generosity is giving vulnerable children the care they need for a brighter future.

With 19,811 individuals in Palestine suffering from hearing impairments, this initiative addresses a critical healthcare need. The device is expected to directly benefit 150 infants each month, equating to approximately 1,800 infants annually. Indirectly, it supports around 9,000 family members, easing financial burdens and enabling better allocation of resources.

Muslim Charity remains committed to enhancing the quality of life for

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News

News HOPE FOR NEW LIVES: COMPLETION OF INFANT NURSERY PROJECT

Dargai District Hospital in Malakand, Pakistan, now stands equipped with a state-of-the-art infant nursery, transforming neonatal care for the region. Serving over 1,300 patients daily, the hospital is a lifeline for the local community, and this new facility marks a significant step forward in providing specialised care for new-borns.

With your support, Muslim Charity delivered essential medical equipment, including 3 baby incubators, 2 CPAP machines, 3

phototherapy units, 2 baby warmers and more. These resources enable families to receive quality care locally, eliminating the need for gruelling, life-threatening journeys to distant hospitals where delays can have dire consequences.

This project showcases the profound impact of collective action and compassion. Together, we are bridging healthcare gaps, empowering communities and giving every new-born a healthier start. Thank you for making this transformation possible and for continuing to bring hope to families in need.

News PEDALLING TOWARDS PROGRESS: TEAMMC CYCLES CAFÉ AND BIKE SHOP

Muslim Charity proudly launched the TEAMMC Cycles Café and Bike Shop in Whitechapel, London. Located near the historic East London Mosque, this unique venture serves as a hub for cyclists and the local community while supporting global charitable efforts.

The grand opening in January 2024 welcomed cycling enthusiasts, local councillors, and supporters. Highlights included a Zwift cycling competition and the display of the iconic bike from the London to Makkah ride in 2017, which

inspired the creation of the TEAMMC Cycling Club.

More than just a shop, TEAMMC Cycles is a social enterprise where all profits are reinvested into Muslim Charity’s lifesaving projects worldwide. Whether stopping in for a coffee or a bike service, every visit contributes to impactful initiatives supporting those in need.

Visit TEAMMC Cycles Café and be part of a movement that combines community, compassion, and cycling to make a difference globally.

DONATE | muslimcharity.org.uk

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News

~~or call us on 03000 111 786~~

TeamMC EVENTS

TEAMMC, the heart of Muslim Charity’s volunteer network, continues to inspire and drive change. TeamMC volunteers across the UK participate in various fundraising challenges and community projects, raising vital funds to support life-changing initiatives worldwide.

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#TeamMC / Events

#TeamMC

GALA DINNER 2024: CELEBRATING WITH VOLUNTEERS

In June 2024, Muslim Charity hosted the TEAMMC Gala Dinner in London to honour the dedication and achievements of our volunteers. The evening brought together supporters from across the UK for celebration and gratitude.

The gala included a dinner, awards ceremony and performances by Nasheed artist Khaleel Muhammad. Volunteers were recognised for fundraising, sporting achievements and community impact, with highlights including awards for Volunteer of the Year and Highest Fundraiser.

collective action. The event celebrated the impact of volunteers and donors in driving change. Thank you for being part of our mission to make a lasting difference.

If you want to sign up to or learn more about our awesome calendar of upcoming events and challenges,

visit: muslimcharity.org.uk/events

Our incredible volunteers shared stories of Muslim Charity’s initiatives, showcasing the transformative power of

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TeamMC Gala Dinner 2024

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Plans for the FUTURE

In the years ahead, we aim to continue the organisation’s growth and impact by focusing on the key operational goals that are outlined in our Vision 2023 strategic plan:

50

PLANS FOR THE FUTURE

Operational Goal 1: Investing in People

We depend on our trustees, staff and volunteers and we must value, understand and inspire them. For people to be able to deliver the strategic plan, Muslim Charity will be an agile, flexible organisation with skilled and motivated trustees, staff and volunteers.

Operational Goal 2: Strengthening Accountability

Muslim Charity’s strategic plan will best be realised by being more accountable in the ways we govern ourselves and treat each other. Accountability, both to the communities living in poverty and to our supporters, donors and other external stakeholders, is an ethical and effective basis for our relationships and will contribute significantly to greater organisational impact and trust.

Operational Goal 3: Income Strategy

There is huge potential for fundraising success in the short and long terms if we build on the success of our brand identity and remain honest and true to our values. This will require continuing and building on the successes we have achieved so far as well as entry to new markets, increased networking and innovation with affiliates

and encouraging and empowering our volunteer groups in order to create a bigger impact to the lives of the needy that we serve. This will secure more and larger revenues from institutional donors and greater net income from individual supporters; and will strengthen individual affiliates and provide the right balance of flexible resources required to achieve our organisational objectives.

Operational Goal 4:

Improved Governance and Development of Operational Structure

The implementation of our strategic plan requires provision of adequate resources, vertical and horizontal approaches to coordinate and bridge the departments along with building alliances with external stakeholders.

Operational Goal 5: Improved Process and Systems

Through our strategic plan we aim to build strong financial, administration, risk management and IT systems in order to bring about positive change and make a greater impact to the people and communities we serve around the world.

PLANS FOR THE FUTURE

51

Financial REVIEW

The financial statements are prepared in accordance with accounting policies as set out in the financial statements.

No material uncertainties that may cast a doubt on the ability of the charity to continue as a going concern have been identified by the trustees.

Income

The total income for the year was £7.09 million, which is broadly similar to the previous year’s income of £7.16 million. The difference or decrease of £67,922 from the previous year’s income constitutes a less than 1% reduction in income and is therefore not a major concern, as we remain committed to our mission and are confident in our ability to continue delivering impactful programmes.

In terms of our annual fundraising calendar, we received increased activity and donations during the periods of Ramadan (March/April 2024) and Qurbani/Eid-ulAdha (June 2024). The increased resources enabled us to make a positive difference to the lives of needy families and communities around the world.

We have observed a continuation of changing trends in donor behaviour

particularly in relation to mediums of donating, such as the gradual reduction over the years of donations being received by traditional forms such as cheque and telephone donations to an increase in donations received through our website and online mediums. This has led to us improving our website functionality and accepting new forms of online payment methods such as Instant Bank Payments and enabling Express Checkout methods to improve donor and user experiences.

The trust we have established with our donors and the feedback we provide to them (both customised individual feedback for specific tangible projects such as our Safe Water programme and collective general feedback) has meant that we have seen repeat donations and new donors come forward to support our interventions for the needy.

52

FINANCIAL REVIEW

Expenditure

Muslim Charity has undertaken a number of measures to improve the productivity of its charitable activities over the years. The most significant shift in this regard was implementing charitable projects through establishing partnerships with bona fide partner organisations. This transition in our project implementation approach has drastically improved the productivity of our charitable activities and at the same time has helped us to bring our overhead costs down. The process we adopt in identifying and working with partner organisations is established in detail in our “Operational Risk-Management Framework”.

The charitable activities undertaken during the year were £6.41 million, which was more than the previous year figure of £6.16 million, revealing our firm and unshakeable commitment of ensuring the end users and beneficiaries benefit from our work thereby causing a greater positive impact in their lives.

Reserve Policy

The Trustees recognise the need to hold sufficient reserves to allow protection of core activities in the event of any income shortfalls. The policy aims to have sufficient free reserves to enable Muslim Charity to withstand any unexpected drop in donations and hold at least the equivalent of six months headquarters and other fixed operating costs. The Trustees are pleased they have met their reserve policy and will review it again during 2026.

Trustees’ Responsibilities STATEMENT

The trustees, who are also directors for the purposes of company law, are responsible for preparing the trustees’ report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the charity trustees to prepare financial statements for each year which give a true and fair view of the state of affairs of the charitable company and the incoming resources and application of resources, including the income and expenditure, for that period.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charity’s transactions and disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Each of the persons who is a trustee at the date of approval of this report confirms that:

• they have taken all steps that they ought to have taken as a trustee to make themselves aware of any relevant audit information and to establish that the charity’s auditor is aware of that information.

The auditor is deemed to have been re-appointed in accordance with section 487 of the Companies Act 2006.

The trustees’ annual report and the strategic report were approved on 12th July 2025 and signed on behalf of the board of trustees by:

Registered office:

Muslim Charity Eaton Hall, Retford Nottinghamshire DN22 0PR

(United Kingdom)

Signed on behalf of the trustees: 8fag

Mr Bakhtyar H. Pirzada Chairman & Trustee

TRUSTEES’ RESPONSIBILITIES STATEMENT

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Independent Auditor’s Report to the MEMBERS OF MUSLIM CHARITY

Opinion

We have audited the financial statements of MUSLIM CHARITY: HELPING THE NEEDY (the ‘charity’) for the year ended 31 October 2024 which comprise the statement of financial activities (including income and expenditure account), statement of financial position, statement of cash flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

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INDEPENDENT AUDITOR’S REPORT

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees’ report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

INDEPENDENT AUDITOR’S REPORT

57

Responsibilities of trustees

As explained more fully in the trustees’ responsibilities statement, the trustees (who are also the directors for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our

responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

To address the risk of fraud through management bias and override of controls, we:

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

58

INDEPENDENT AUDITOR’S REPORT

sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.

“NS

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

Use of our report

This report is made solely to the charity’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charity’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Mr. Mohammed Afzaal Bhatti

(Senior Statutory Auditor) FCCA

Signed on 15th July 2025

For and on behalf of:

KBM UK Limited

Chartered Certified Accountants & Statutory Auditor

1 Concord Business Centre Concord Road

London

UK

W3 0TJ

59

INDEPENDENT AUDITOR’S REPORT

Statement of Financial Activities (CHARITY ONLY)

(including income and expenditure account)

Year ended 31 October 2024

Unrestricted Restricted 2024 2023
Funds Funds Total Total
Note £ £ £ £
Income and endowments
Donations and legacies 5 1,533,866 5,430,655 6,964,521 7,122,511
Other income 7, 8 7, 8 19,009 – 19,009 27,762
Total income 1,552,875 5,430,655 6,983,530 7,150,273
Expenditure
Expenditure on raising funds: 9 360,076 – 360,076 406,664
Charitable activities 11, 12 – 6,407,004 6,407,004 6,155,351
Governance cost 13 274,913 – 274,913 253,688
Total expenditure 634,989 6,407,004 7,041,994 6,815,703
Net (expenditure)/income 917,886 (976,350) (58,464) 334,570
Transfers between funds (1,128,837) (1,128,837) – –
Net movement in funds (210,951) 152,487 (58,464) 334,570
Total funds brought forward 1,937,303 1,964,523 3,901,826 3,568,592
Total funds carried forward 1,726,352 2,117,010 1,726,352 2,117,0103,843,362 3,843,362 3,849,191

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

60

STATEMENT OF FINANCIAL ACTIVITIES

Statement of Financial Activities (CONSOLIDATED)

(including income and expenditure account)

Year ended 31 October 2024

Unrestricted Restricted 2024 2023
Funds Funds Total Total
Note £ £ £ £
Income and endowments
Donations and legacies 5 1,533,866 5,430,655 6,964,521 7,122,511
Other trading activities
TEAMMC Ltd - café & cycles retail 6 104,767 – 104,767 5,945
Other income 7, 8 19,009 – 19,009 27,762
Total income 1,657,642 5,430,655 7,088,296 7,156,218
Expenditure
Expenditure on raising funds: 9 360,076 – 360,076 406,664
Expenditure on other trading
activities		 10 109,891 – 109,891 59,917
Charitable activities 11, 12 – 6,407,004 6,407,004 6,155,351
Governance cost 13 277,006 – 277,006 253,688
Total expenditure 746,975 6,407,004 7,153,979 6,875,620
Net (expenditure)/income 910,667 (976,350) (65,683) 280,598
Transfers between funds (1,128,837) 1,128,837 – –
Net movement in funds (218,170) 152,487 (65,683) 280,598
Total funds brought forward 1,884,668 1,964,523 3,849,191 3,568,592
Total funds carried forward 1,666,498 2,117,010 3,783,508 3,849,191

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

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STATEMENT OF FINANCIAL ACTIVITIES

Statement of FINANCIAL POSITION

31 October 2024

Consolidated Consolidated Charity Only Charity Only Charity Only
2024 2023 2024 2023
Note £ £ £ £
Fixed assets
Tangible fixed assets 18 15,790 30,161 7,422 8,631
Current assets
Stocks 19 22,791 19,593 – –
Debtors 20 603,192 372,044 677,613 446,848
Cash at bank and in hand 3,602,012 3,516,194 3,592,080 3,477,708
4,227,994 3,907,831 4,269,693 3,924,555
Creditors: within one year 21 460,277 88,801 435,848 31,360
Net current assets 3,767,717 3,819,030 3,833,845 3,893,195
Total assets less current liabilities 3,783,508 3,849,191 3,841,266 3,901,826
Net assets 3,783,508 3,849,191 3,841,266 3,901,826
Funds of the charity
Restricted funds 23 2,117,010 1,964,523 2,117,010 1,937,303
Unrestricted funds Unrestricted funds
23		 1,666,498 1,884,668 1,726,349 1,964,523
Total Funds 3,783,508 3,849,191 3,843,360 3,901,826

These financial statements were approved by the board of trustees and authorised for issue on 12th July 2025, and are signed on behalf of the board by:

Mr Bakhtyar H. Pirzada Chairman & Trustee

STATEMENT OF FINANCIAL POSITION

62

Statement of CASH FLOWS

Year ended 31 October 2024

Year ended 31 October 2024 Year ended 31 October 2024 2024 2023
£ £
Cash flows from operating activities
Net (expenditure)/income (65,683) 280,599
Adjustments for:
Depreciation of tangible fixed assets 5,700 9,370
Accrued (income)/expenses 189,546 (315,729)
Changes in:
Stocks (3,198) (19,593)
Trade and other debtors (8,714) (1,658)
Trade and other creditors (40,504) 53,532
Net cash from operating activities 77,147 6,521
Cash flows from investing activities
Purchase of tangible assets (2,399) (31,092)
Proceeds from sale of tangible assets 11,070 -
Net cash from/(used in) investing activities 8,671 (31,092)
Net increase/(decrease) in cash and cash equivalents 85,818 (24,571)
Cash and cash equivalents at beginning of year 3,516,195 3,540,766
Cash and cash equivalents at end of year 3,602,013 3,516,195

STATEMENT OF CASH FLOWS 63 ~~SYRIANREFUGEE @ “y, —/~~ J ~~FAMILY HOUSENO.s~~ ¢ *- 5

Notes to the FINANCIAL STATEMENTS

1. General information

The charity is a public benefit entity and a private company limited by guarantee, registered in England and Wales and a registered charity in England and Wales. The address of the registered office is Eaton Hall, Retford, Nottinghamshire, DN22 0PR.

Resources expended

Resources expended are recognised in the year in which they are incurred.

Fundraising costs are those incurred in seeking voluntary contributions and do not include the costs of disseminating information in support of the charitable activities.

2. Statement of compliance

These financial statements have been prepared in compliance with FRS 102, ‘The Financial Reporting Standard applicable in the UK and the Republic of Ireland’, the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP (FRS 102)) and the Companies Act 2006.

3. Accounting policies

Incoming resources

Voluntary income is derived by way of donations and gifts and is included in full in the Statement of Financial Activities when Muslim Charity: Helping The Needy is entitled to the receipt and the amount can be measured with reasonable certainty. Gifts in Kind which Muslim Charity: Helping The Needy accepts full responsibility for distribution are included in income at their market value when it is distributed and under Charitable Activities at the same value and time. The value of services provided by volunteers has not been included.

Governance costs are those costs incurred directly in support of expenditure on the objects of the charity and include project management.

Going concern

There are no material uncertainties about the charity’s ability to continue.

Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Fund accounting

Unrestricted funds are available for use at the discretion of the trustees to further any of the charity’s purposes.

Designated funds are unrestricted funds earmarked by the trustees for particular future project or commitment.

Restricted funds are subjected to restrictions on their expenditure declared by the donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds.

64

NOTES TO THE FINANCIAL STATEMENTS

Incoming resources

All incoming resources are included in the statement of financial activities when entitlement has passed to the charity; it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured. The following specific policies are applied to particular categories of income:

Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is classified under headings of the statement of financial activities to which it relates:

All costs are allocated to expenditure categories reflecting the use of the resource. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs are apportioned between the activities they contribute to on a reasonable, justifiable and consistent basis.

Operating leases

Lease payments are recognised as an expense over the lease term on a straight-line basis. The aggregate benefit of lease incentives is recognised as a reduction to expense over the lease term, on a straight-line basis.

Tangible assets

All fixed assets are initially recorded at cost.

Depreciation

Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

Fixtures and Fittings - 20% reducing balance Motor Vehicles - 25% reducing balance Equipment - 33% reducing balance

65

NOTES TO THE FINANCIAL STATEMENTS

Impairment of fixed assets

A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date.

For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cashgenerating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets.

For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the charity are assigned to those units.

Financial instruments

A financial asset or a financial liability is recognised only when the charity becomes a party to the contractual provisions of the instrument.

Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Current assets and current liabilities are subsequently measured at the cash or other consideration expected to be paid or received and not discounted.

Debt instruments are subsequently measured at amortised cost.

Where investments in shares are publicly traded or their fair value can otherwise be measured reliably, the investment is subsequently measured at fair value with changes in fair value recognised in income and expenditure. All other such investments are subsequently measured at cost less impairment.

Other financial instruments, including derivatives, are initially recognised at fair value, unless payment for an asset is deferred beyond normal business terms or financed at a rate of interest that is not a market rate, in which case the asset is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Other financial instruments are subsequently measured at fair value, with any changes recognised in the statement of financial activities, with the exception of hedging instruments in a designated hedging relationship.

Financial assets that are measured at cost or amortised cost are reviewed for objective evidence of impairment at the end of each reporting date. If there is objective evidence of impairment, an impairment loss is recognised under the appropriate heading in the statement of financial activities in which the initial gain was recognised.

For all equity instruments regardless of significance, and other financial assets that are individually significant, these are assessed individually for impairment. Other financial assets are either assessed individually or grouped on the basis of similar credit risk characteristics.

Any reversals of impairment are recognised immediately, to the extent that the reversal does not result in a carrying amount of the financial asset that exceeds what the carrying amount would have been had the impairment not previously been recognised.

66

NOTES TO THE FINANCIAL STATEMENTS

Defined contribution plans

Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment will lead to a reduction in future payments or a cash refund.

>

When contributions are not expected to be settled wholly within 12 months of the end of the reporting date in which the employees render the related service, the liability is measured on a discounted present value basis. The unwinding of the discount is recognised as an expense in the period in which it arises.

4. Limited by guarantee

The charity is a company limited by guarantee. The members of the company are the trustees named on page 1. In the event of the charity being wound up the liability in respect of the guarantee is limited to £10 per member of the charity.

5. Donations and legacies

5. Donations and legacies 5. Donations and legacies Unrestricted Restricted Total Funds
Funds Funds 2024
£ £ £
Donations
Donations 1,040,845 5,430,655 6,471,499
Gifts
Gift Aid 493,021 – 493,021
1,533,866 5,430,655 6,964,521
Unrestricted Restricted Total Funds
Funds Funds 2023
£ £ £
Donations
Donations 1,045,093 5,373,933 6,419,025
Gifts
Gift Aid 703,486 – 703,486
1,748,579 5,373,933 7,122,511
6. Other trading activities Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Income from other
trading activities		 104,767 104,767 5,945 5,945
7. Investment income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Investment income – saving 859 859 248 248
NOTES TO THE FINANCIAL STATEMENTS 67

8. Other income

8. Other income
Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023
£ £ £ £
Rental Income 18,150 18,150 19,800 19,800
Other income – – 7,714 7,714
18,150 18,150 27,514 27,514

9. Costs of other fundraising activities

Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023 2023
£ £ £ £
Printing and Stationery 2,318 2,318 1,534 1,534
Advertising 14,696 14,696 6,313 6,313
Motor and Travel 8,765 8,765 4,268 4,268
Consultancy Fees 24,041 24,041 24,818 24,818
Other office costs 26,876 26,876 25,762 25,762
Support Costs(note 12) 283,381 283,381 343,969 343,969
360,077 360,077 406,664 406,664

~~=~~ NOTES TO THE FINANCIAL STATEMENTS

10. Costs of other trading activities

10. Costs of other trading activities 10. Costs of other trading activities > >
Unrestricted Total Funds Unrestricted Total Funds
Funds 2024 Funds 2023 2023
£ £ £ £
Purchases 24,332 24,332 32,655 32,655
Direct costs 16,818 16,818 – –
Opening stock 19,613 19,613 – –
Closing Stock (22,791) (22,791) (19,593) (19,593)
Wages 60,587 60,587 32,650 32,650
Pension costs 1,319 1,319 447 447
Repairs & maintenance 383 383 4,145 4,145
Insurance 1,038 1,038 963 963
Legal and professional fees 395 395 166 166
Accountancy fees 1,615 1,615 – –
Telephone – – 178 178
Postage & stationery 344 344 169 169
Bank charges 7 7 39 39
Advertising 1,942 1,942 425 425
Computer cost 1,428 1,428 1,220 1,220
Subscriptions 768 768 1,070 1,070
Depreciation 2,093 2,093 5,383 5,383
109,891 109,891 59,917 59,917

11. Expenditure on charitable activities by fund type

Restricted Support Cost Total Funds Total Funds
Funds 2024(note 10) 2024 2023
£ £ £ £
Qurbani 542,266 25,816 568,082 634,455
Orphans 880,060 41,898 921,959 1,004,695
Masjid 433,063 20,618 453,680 605,648
Water 1,036,034 49,324 1,085,359 1,145,129
Iftar/Food 571,541 27,210 598,751 400,033
Emergency 1,492,074 71,036 1,563,110 1,375,488
Health 233,299 11,107 244,406 161,716
Education 617,798 29,413 647,211 457,963
Livelihood 309,702 14,745 324,447 370,223
6,115,837 291,167 6,407,004 6,155,351

NOTES TO THE FINANCIAL STATEMENTS

12. Analysis of support costs

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----- Start of picture text -----
||||||| |---|---|---|---|---|---| |Fundraising|Charitable|Governance|Total Support|Total Support| |Activity|Activity|Activity|Cost 2024|Cost 2023| |£|£|£|£|£| |Salaries and wages|162,187|141,913|101,367|405,467|394,795| |Postage & stationery|6,676|572|382|7,631|7,861| |Telephone|14,390|10,073|4,317|28,780|25,056| |Repairs and renewals|17,860|5,953|5,953|29,766|31,882| |Operating lease – P&M|1,649|236|471|2,356|944| |IT & computer expenses|22,079|36,799|14,720|73,598|44,780| |Light and heat|6,905|4,143|2,761|13,809|5,488| |Rates|6,384|-|1,597|7,981|2,142| |Website & donation processing|29,242|81,878|5,845|116,966|146,431| |Depreciation|3,990|1,425|285|5,700|3,987| |Subscription|6,948|8,174|5,313|20,435|12,611| |Sundry expenses|5,071|-|9,785|14,856|30,717| |283,381|291,167|152,797|727,345|706,693|

----- End of picture text -----

  1. Governance Cost

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----- Start of picture text -----
||||| |---|---|---|---| |Unrestricted|Total Funds|Total Funds| |Funds|2024|2023| |£|£|£| |Legal & professional fee|41,218|41,218|47,230| |Insurance|18,606|18,606|10,663| |Accountancy fee|58,396|58,396|46,230| |Audit fee|4,320|4,320|4,320| |Foreign exchange loss|1,669|1,669|(10,726)| |Support Cost (note 12)|152,797|152,797|155,971| |277,006|277,006|253,688| |14. Net income| |2024|2023| |Net income is stated after charging/(crediting):|£|£| |Depreciation of tangible fixed assets|5,700|9,370| |Operating lease rentals|2,356|944|

----- End of picture text -----

70

NOTES TO THE FINANCIAL STATEMENTS

15. Auditors remuneration

15. Auditors remuneration > > >
2024 2023
£ £
Fees payable for the audit of the financial statements 5,760 5,760
16. Staff costs
The total staff costs and employee benefits for
the reporting period are analysed as follows:
2024 2023
£ £
Wages and salaries 542,065 549,283
The average head count of employees during the year was
22 (2023: 22). The average number of full-time equivalen
employees during the year is analysed as follows:
No employee received employee benefits of more
than £60,000 during the year (2023: Nil)		 2024
No.		 2023
No.
Number of staff 22 22

17. Trustee remuneration and expenses

The Trustees received no remuneration or expenses for acting as trustees. During the year the total of expense reimbursed to the trustees, incurred in the course of acting as members of the charity, amounted to £Nil..

18. Tangible fixed assets

18. Tangible fixed assets
18. Tangible fixed assets Fixtures Motor
and fittings vehicles Equipment Total
£ £ £ £
Cost
At 1stNovember 2023 45,991 6,250 92,025 144,266
Additions – – 2,399 2,399
Disposals (13,838) – – (13,838)
At 31stOctober 2024 32,153 6,250 94,424 132,827
Depreciation
At 1stNovember 2023 23,402 5,416 85,287 114,105
Charge for the year 2,304 208 3,188 5,700
Disposals (2,768) – – (2,768)
At 31stOctober 2024 22,938 5,624 88,475 117,037
Carrying amount
At 31stOctober 2024 9,215 626 5,949 15,790
At 31stOctober 2023 22,589 834 6,738 30,161

NOTES TO THE FINANCIAL STATEMENTS

71

19. Stocks

19. Stocks
2024 2023
£ £
Raw materials and consumables 22,791 19,593
20. Debtors
2024 2023
£ £
Prepayments and accrued income 554,301 333,371
Other debtors 48,891 38,673
603,192 372,044

20. Debtors

21. Creditors: amounts falling due within one year

2024 2023
£ £
Trade creditors 34,929 82,101
Accruals and deferred income 418,680 6,700
Social security and other taxes 6,668 -
460,277 88,801

The charity committed £634,027 to projects in the Occupied Palestinian Territories during the year, including humanitarian aid in Gaza and programmes in the West Bank. Due to ongoing transfer restrictions, £222,047 has been transferred to local delivery partners, leaving £411,980 payable. This has resulted in a higher accruals balance compared to the previous year. Despite the delay, aid activities have been delivered, documented and monitored through established partnerships. Efforts to transfer the remaining funds are ongoing, within a context made operationally complex by regional constraints.

22. Pensions and other post-retirement benefits

Defined contribution plan

The amount recognised in income or expenditure as an expense in relation to defined contribution plans was £1,319 (2023: £447).

72

NOTES TO THE FINANCIAL STATEMENTS

23. Analysis of charitable funds Restricted funds

Restricted funds
At 1stNov Incoming Outgoing At 31stOct
2023 resources Transfer resources 2024
£ £ £ £ £
Qurbani 138,258 599,858 - 568,082 170,034
Orphans 345,078 648,441 - 921,959 71,560
Mosques - 294,008 159,672 453,680 -
Water 830,794 1,396,266 - 1,085,359 1,141,701
Food 380,775 558,004 - 598,751 340,028
Emergency 269,618 1,687,179 - 1,563,110 393,687
Health - 113,087 131,319 244,406 -
Education - 59,404 587,807 647,211 -
Livelihood - 74,408 250,039 324,446 -
1,964,523 5,430,655 1,128,836 6,407,004 2,117,010

Unrestricted funds

At 1stNov At 31stOct
2023 Income Expenditure Transfers 2024
£ £ £ £ £
General funds 1,884,668 1,657,642 (746,975) (1,128,836) 1,666,498

NOTES TO THE FINANCIAL STATEMENTS

73

24. Analysis of net assets between funds

==> picture [361 x 201] intentionally omitted <==

----- Start of picture text -----
||||| |---|---|---|---| |Unrestricted|Restricted|Total Funds| |Funds|Funds|2024| |£|£|£| |Tangible fixed assets|15,790|–|15,790| |Current assets|2,110,984|2,117,010|4,227,994| |Creditors less than 1 year|(460,277)|–|(460,277)| |Net assets|1,666,498|2,117,010|3,783,508| |Unrestricted|Restricted|Total Funds| |Funds|Funds|2023| |£|£|£| |–| |Tangible fixed assets|30,161|30,161| |Current assets|1,943,308|1,964,523|3,907,831| |–| |Creditors less than 1 year|(88,801)|(88,801)| |Net assets|1,884,668|1,964,523|3,849,191|

----- End of picture text -----

25. Financial instruments

The carrying amount for each category of financial instrument is as follows:

==> picture [361 x 138] intentionally omitted <==

----- Start of picture text -----
||| |---|---| |2024|2023| |£|£| |Financial assets measured at fair value through income and expenditure| |Financial assets measured at fair value| |3,602,012|3,516,194| |through income and expenditure| |Financial assets that are debt instruments measured at amortised cost| |Financial assets that are debt instruments| |48,891|36,645| |measured at amortised cost| |Financial liabilities measured at fair value through income and expenditure| |Financial liabilities measured at fair value| |460,277|88,801| |through income and expenditure|

----- End of picture text -----

NOTES TO THE FINANCIAL STATEMENTS

74

26. Related parties

Muslim Charity: Helping The Needy has an established charitable trust under the name of Muslim Charity, registered in Pakistan, registration number RJSC/JG/280. The results of the charitable trust registered in Pakistan have been incorporated in these accounts.

The UK Director of Muslim Charity: Helping the Needy, Mr M. G. Pirzada, was paid a remuneration of £28,000 in the current year. Mr M. G. Pirzada is the brother of the Chairman, Mr. B. H. Pirzada.

In addition, Muslim Charity: Helping The Needy has established TEAMMC LTD, a UK-registered trading subsidiary, which has been set up to undertake trading activities of running a charitable cycling shop and café at the charity’s London offices as well as the sale of charitable products such as Palestinian Medjoul Dates, Ajwa Dates and Pure British Honey. These activities aim to generate funds in the future whereby all profits generated by the subsidiary will be provided to Muslim Charity: Helping The Needy. While the subsidiary is in its early stages, we anticipate it will contribute to our mission in the coming years. The financial results of the subsidiary undertaking have been consolidated in these accounts on a line by line basis.

==> picture [132 x 6] intentionally omitted <==

----- Start of picture text -----
NOTES TO THE FINANCIAL STATEMENTS
----- End of picture text -----

75

DONATION FORM

Your Details:

Name: Mr / Mrs / Ms

Address:

==> picture [365 x 377] intentionally omitted <==

----- Start of picture text -----
Postcode:
Phone: Email:
We’d like to keep you updated about our projects and fundraising activities. Please advise whether you are happy to
be contacted by ticking the relevant boxes:
Email SMS Phone
Single Donation: Amount: £
Towards Project: Where Most Needed Other:
Zakat Sadaqah Lillah Fidya Fitrana
Payment Method: Credit/Debit Card Cheque (payable to Muslim Charity)
Card Number:
LTE TILET EI LEE) LEE EI
Expiry Date: Security Code (last 3 digits on back of card):
[T/T [TT]
Gift Aid It: Yes No Date:
If you are a UK taxpayer we can I would like Muslim Charity to treat all donations I have made in the past, this donation and all my future
increase your donation by 25% under donations until I notify otherwise as Gift Aid donations. I am a UK taxpayer and understand that if I pay
the Gift Aid scheme at n extra cost to less Income Tax and/or Capital Gains Tax than the amount of Gift Aid claimed on all my donations in that
you. Simply tick the yes box. tax year it is my responsibility to pay any difference. Please inform Muslim Charity if you want to cancel
the declaration, change your name or address or no longer pay sufficient tax.
ee
Regular Donation by Direct Debit
Amount: £10 £30 Other: £ On the: 1 [st] of the month 15 [th] of the month
Name(s) of
Account Holder(s):
Account Number: Sort Code:
Signature(s): Date:
Instruction to your Bank or Building Society
Please pay CAF re Muslim Charity Org UK Direct Debits from the account detailed in this instruction subject to the safeguards assured be the Direct Debit Guarantee.
I understand that this instruction may remain with CAF re Muslim Charity Org UK and if so, details will be passed electronically to my Bank/Building Society.
2 7 4 2 4 1
Service User Number
----- End of picture text -----

The Direct Debit Guarantee:

This guarantee is offered by all Banks and Building Societies that accept instructions to pay Direct Debits. If there are any changes to the amount, date or frequency of your Direct Debit, CAF re Muslim Charity Org UK will notify you ten working days in advance of your account being debited or as otherwise agreed. If you request CAF re Muslim Charity Org UK to collect a payment, confirmation of the amount and date will be given to you at the time of the request. If an error is made in the payment of your Direct Debit, by CAF re Muslim Charity Org UK or your Bank or Building Society, you are entitled to a full and immediate refund of the amount paid from your Bank or Building Society - If you receive a refund you are not entitled to, you must pay it back when CAF re Muslim Charity Org UK asks you to. You can cancel a Direct Debit at any time by writing to your Bank or Building Society. Written confirmation may be required. Please also send a copy of your letter to us.

Bank Donations:

To donate via bank, please leave your Donor ID as reference, and pay into following account: Muslim Charity (HSBC), Sort Code: 40-38-11, Account Number: 41369989

Donation form

76

OTHER WAYS TO DONATE

==> picture [45 x 85] intentionally omitted <==

TELEPHONE: To make a credit/debit card donation over the telephone please call us on 03000 111 786

WEBSITE: You can donate online using our mobile-friendly website quickly and securely by visiting muslimcharity.org.uk

==> picture [36 x 46] intentionally omitted <==

TEXT MESSAGE: Please text RAMADAN to 70480 to donate £10 , or, if you wish to donate another amount, please include the number you wish to donate in your text e.g. text RAMADAN 5 to 70480 to donate £5 or RAMADAN 15 to 70480 to donate £15 . Any whole pound amount from £1 to £20 can be donated in this way.

Texts cost your chosen donation amount plus one standard network rate message.

==> picture [41 x 42] intentionally omitted <==

POST: Complete the donation form on the previous page and send it to us: Muslim Charity, Eaton Hall, Retford, Nottinghamshire, DN22 0PR (UK)

CHEQUE: You can send us a cheque making it payable to “Muslim Charity” and sending to the above-mentioned address

BANK TRANSFER: You can send money directly into the Muslim Charity bank account:

Bank Name: HSBC Account Name: Muslim Charity Account Number: 41369989 Sort Code: 40-38-11 IBAN: GB68 HBUK 403811 41369989 SWIFT/BIC: HBUKGB4151E

If you make a bank transfer please remember to call us on 03000 111 786 or email info@muslimcharity.org.uk and inform us so we can send you a receipt and allocate your donation to the correct project.

DONATE | muslimcharity.org.uk

Other ways to donate

77

~~or call us on 03000 111 786~~

Charity Registration No.: 1078488