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2023-12-31-accounts

CARLISLE DIOCESE MOTHERS' UNION

REPORT AND CONSOLIDATED ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2023

Registered Charity No. 1078251

Contents: Report of the Trustees Report of Independent Examiner Consolidated Statement of Financial Actvities Consolidated Balance Sheet

CARLISLE DIOCESE MOTHERS' UNION Registered Charity No 1078251

Report of the Trustees for the year ended 31st December 2023

The Trustees are pleased to submit their report and accounts for the year ended 31st December 2023.

The registered address of the charity is now that of the Diocesan Treasurer : Mrs Julie Barrett, 29 Meadow Close, Lazonby, Penrith. CA10 1BF.

The Board of Trustees who served during the year ended 31st December 2023 were :

Diocesan President.

Deb Lee

Vice Presidents. Carole Gardner Mary Banks. Resigned 8.2.23 Helen Belton. Appointed 8.2.23

Unit Co-ordinator Action and Outreach Daphne Sisson. Resigned 31.8.23

Deanery Leaders Brenda Gear . Resigned 21.6.23 Ann Wodeman Rev Mandy Jones. Resigned 8.2.23 Barbara Simpson (co-opted) Kay Shepherd

The Board was elected from 1st January 2022 for a 3 year term.

The Diocesan President, Vice Presidents and Unit Co-ordinators are elected by members of the Diocesan Council by simple majority.

Each Deanery Leader is elected by the Branch Leaders of the Deanery.

Bankers.

Cumberland Building Society, Carlisle CA3 0JF

CARLISLE DIOCESE MOTHERS' UNION Registered Charity No 1078251

Report of the Trustees for the year ended 31st December 2023

The purpose of the Mothers' Union is to be especially concered with all that strengthens marriage and Christian family life.

The aim of the Charity is the advancement of the Christian religion in the sphere of marriage and family life.

In order to carry out this aim the objects of the Mothers' Union are:

To uphold Christ's teaching on the nature of marriage and to promote its wider understanding. To encourage parents to bring up their children in the faith and life of the Church.

To maintain a world-wide fellowship of Christians united in prayer, worship and service.

To promote conditions in society favourable to stable family life and the protection of children. To help those whose family life has met with adversity.

Membership is open to all who have been baptised in the name of the Holy Trinity and who declare their support for the aims and objects of the Mothers' Union.

Responsibilities of the Trustees

They shall debate, consider and determine all matters of policy and strategy to be effected on behalf of Carlisle Diocese Mothers' Union.

They shall manage and supervise the finances of the charity and and review & evaluate it's work.

They shall receive, consider and respond to all resolutions received from the Diocesan Council.

Procedures are in place for the regular training of Trustees to ensure good practice and awareness of their responsibilities. Training is also given to Deanery and Branch officers at regular intervals.

Reserves Policy

The Trustees have reviewed the Unrestricted Reserves of the charity. This review has considered the nature of the income and expenditure streams and the need to match variable income with fixed expenditure commitments. The review has concluded that to allow the charity to be managed efficiently reserves should be kept at a level which equates to approximately 12 months of charitable expenditure.

Organisation

Carlisle Diocese Mothers' Union is autonomous and is one of the federated Mothers' Union Charities in the British Isles. As such it operates in conjunction with the central charity of the Mothers' Union based at Mary Sumner House, 24 Tufton Street, London. SW1P 3RB.

Review of the Year.

In 2023 there were 41 branches and 828 members of the Carlisle Diocese Mothers' Union. Some members not belonging to a particular branch are Diocesan Members. The organisation, whether at Diocesan, Deanery or Branch level, aims to reach out to those in need of all ages. Communities of interest, together with Diocesan Services, all help to facilitate the work. In addition to assisting with major projects organised by the Action and Outreach Team many branches have their own "mini projects". All the work is underpinned by prayer. Carlisle Diocese is linked with 3 dioceses overseas - the Diocese of Zululand, the Diocese of Stavanger and the Diocese of Northern Argentina - as well as various Christian mission agencies. The Carlisle Diocese Mothers Union also has links with Boga in DR Congo, Tanga in Tanzania, Ogoni in Nigeria, Manicaland in Zinbabwe and Melbourne in Australia.

To enable all members to be informed, a newsletter is produced and distributed 3 times a year. During 2023 the Trustees met 4 times and the Council met twice - all meetings were face to face. There was also a face to face Sharing Day held in May 2023. This included a presentation from Adam Sach of M.S.H.

The General Meeting of the Mothers Union was held in York in September and attended by several members.

Ongoing Projects :

Away from it All (AFIA) : During 2023 CDMU teamed up with Time to Change (Women out West) and hired a caravan at Seacote Holiday Park, St Bees. The caravan was offered to families who would otherwise not be able to afford a break. This venture has been well supported and the intention is to continue this in 2024. AFIA also supported 2 other famiies with adversities providing them with short breaks / days out. AFIA can also provide breaks for carers.

Hospital Work : Providing garments for stillborn and premature babies; the provision of "Crosses in a Pocket" placed in the chapels to comfort those in trouble. The MUFFIN project provides toiletries for people admitted unexpectedly into hospital, refuges and hostels.

Links with Schools.

During the year CDMU provided "welcome bags" for parents/ carers of new school starters. Some members were also involved in the "Open the Book" project which aims to bring the Bible stories alive for children, as well as in other Christian activities.

Advocacy.

During 2023 links have been strengthened with several refuges and hospices providing "bags of care" and "Gifts of love".

Prison Work - Sadly, since the Visitors and Children's Support group of Haverigg Prison folded in November 2022, MU members have no longer been able to volunteer in the Play Area.

Efforts were still made to retain a contact with the prison in order to provide Christmas cards for prisoners.

The Trustees have considered the requirements of the Charity Commission regarding public benefit and are satisfied that the activities of Carlisle Diocese Mothers' Union meet these requirements.

Independent examiner’s report to the trustees of Carlisle Diocese Mothers' Union

I report to the trustees on my examination of the accounts of Carlisle Diocese Mothers' Union (the Charity) for the year ended 31 December 2023.

Responsibilities and basis of report

As the trustees of the Charity, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). I report in respect of my examination of the Charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Name: Mr William Douthwaite Address: Tidal Views, Heversham. Milnthorpe. LA7 7EW

Date: 16th July 2024

Carlisle Diocesan Mothers' Union

Consolidated Statement of Financial Activities for the year to 31st December 2023

INCOME 2023 2022
Voluntary Income. £ £ £ £
Subscriptions and Levies 18,294 19,557
Donations & Legacy 2,111 4,703
Gift Aid recovered 0 0
Special Events inc Summer of Hope 7,925 9,056
Income from Meetings 3,709 32,039 3,603 36,919
Income from Trading Activities
Turnover grant from MSH (2022 = 2 yrs) 742 1,283
Other Income
Investment Income 999 284
TOTAL INCOME 33,781 £38,486
EXPENDITURE
Payments to Central Mothers' Union
Membership Subscriptions 16,400 17,108
Donations to Mary Sumner House 30 721
Overseas Fund 1,590 1,741
Summer of Hope 294 253
18,314 19,822
Administration & Training
Conference & Training Days 164 90
Meeting Costs 2,494 3,578
Insurance (2022 = 2 years) 450 880
Office Holder Expenses 4,313 4,159
Speakers Fees & Expenses 1,285 8,705 1,181 9,888
Other Expenses
AFIA support 793
Communication & Printing 2,908 1,893
Project Support 6,266 2,907
CDMU Website 0 800
DBS Registration 145 145
Branch & Deanery Admin Exps 2,127 11,447 2,867 9,405
TOTAL EXPENDITURE 38,466 £39,115
NET INCOME/ (EXPENDITURE) -4,685 -£629
General Funds B/fwd 57,644 £58,273
General Funds C/fwd 52,959 £57,644

Carlisle Diocesan Mothers' Union

Consolidated Balance Sheet as at 31st December 2023

General Fund
£
£
£
£
CBF Deposit Account
22,047
22,047
Cash at Bank - Diocesan Account
18,736
18,063
Cash at Bank - Branches
11,146
12,402
Cash at Bank - Deaneries
1,029
30,912
5,132
35,597
TOTAL FUNDS (as per I&E)
£52,959
£57,644
Restricted Fund (One to Five Activities)
Opening Balance
15,180
16,016
Less: 1 to 5 Grants and Expenses
-200
-397
Add : Investment Income
369
150
Share valuation increase/ (decrease)
415
-589
Closing Balance
£15,764
£15,180
Represented by:
CBF Deposit Account
11,895
11,525
CBF Investment Fund
4,831
4,416
Diocesan Current Account
-962
-762
£15,764
£15,180
AFIA (Away from it All) Fund
Opening Balance Adjustment (Lloyds Bank)
3,699
Donations and Legacies (incl Caravan)
4,361
Caravan Expenditure
-2,198
Holiday Grant
-450
Closing Balance
£5,412
Represented by:
Lloyds Current a/c
5,456
Diocesan Current Account
-44
£5,412
2023
2022
General Fund
£
£
£
£
CBF Deposit Account
22,047
22,047
Cash at Bank - Diocesan Account
18,736
18,063
Cash at Bank - Branches
11,146
12,402
Cash at Bank - Deaneries
1,029
30,912
5,132
35,597
TOTAL FUNDS (as per I&E)
£52,959
£57,644
Restricted Fund (One to Five Activities)
Opening Balance
15,180
16,016
Less: 1 to 5 Grants and Expenses
-200
-397
Add : Investment Income
369
150
Share valuation increase/ (decrease)
415
-589
Closing Balance
£15,764
£15,180
Represented by:
CBF Deposit Account
11,895
11,525
CBF Investment Fund
4,831
4,416
Diocesan Current Account
-962
-762
£15,764
£15,180
AFIA (Away from it All) Fund
Opening Balance Adjustment (Lloyds Bank)
3,699
Donations and Legacies (incl Caravan)
4,361
Caravan Expenditure
-2,198
Holiday Grant
-450
Closing Balance
£5,412
Represented by:
Lloyds Current a/c
5,456
Diocesan Current Account
-44
£5,412
2023
2022
General Fund
£
£
£
£
CBF Deposit Account
22,047
22,047
Cash at Bank - Diocesan Account
18,736
18,063
Cash at Bank - Branches
11,146
12,402
Cash at Bank - Deaneries
1,029
30,912
5,132
35,597
TOTAL FUNDS (as per I&E)
£52,959
£57,644
Restricted Fund (One to Five Activities)
Opening Balance
15,180
16,016
Less: 1 to 5 Grants and Expenses
-200
-397
Add : Investment Income
369
150
Share valuation increase/ (decrease)
415
-589
Closing Balance
£15,764
£15,180
Represented by:
CBF Deposit Account
11,895
11,525
CBF Investment Fund
4,831
4,416
Diocesan Current Account
-962
-762
£15,764
£15,180
AFIA (Away from it All) Fund
Opening Balance Adjustment (Lloyds Bank)
3,699
Donations and Legacies (incl Caravan)
4,361
Caravan Expenditure
-2,198
Holiday Grant
-450
Closing Balance
£5,412
Represented by:
Lloyds Current a/c
5,456
Diocesan Current Account
-44
£5,412
2023
2022
£57,644
16,016
-397
150
-589
£15,180
11,525
4,416
-762
£15,180

CARLISLE DIOCESE MOTHERS' UNION

REPORT AND CONSOLIDATED ACCOUNTS FOR THE YEAR ENDED 31ST DECEMBER 2023

Registered Charity No. 1078251

Contents: Report of the Trustees Report of Independent Examiner Consolidated Statement of Financial Actvities Consolidated Balance Sheet

CARLISLE DIOCESE MOTHERS' UNION Registered Charity No 1078251

Report of the Trustees for the year ended 31st December 2023

The Trustees are pleased to submit their report and accounts for the year ended 31st December 2023.

The registered address of the charity is now that of the Diocesan Treasurer : Mrs Julie Barrett, 29 Meadow Close, Lazonby, Penrith. CA10 1BF.

The Board of Trustees who served during the year ended 31st December 2023 were :

Diocesan President.

Deb Lee

Vice Presidents. Carole Gardner Mary Banks. Resigned 8.2.23 Helen Belton. Appointed 8.2.23

Unit Co-ordinator Action and Outreach Daphne Sisson. Resigned 31.8.23

Deanery Leaders Brenda Gear . Resigned 21.6.23 Ann Wodeman Rev Mandy Jones. Resigned 8.2.23 Barbara Simpson (co-opted) Kay Shepherd

The Board was elected from 1st January 2022 for a 3 year term.

The Diocesan President, Vice Presidents and Unit Co-ordinators are elected by members of the Diocesan Council by simple majority.

Each Deanery Leader is elected by the Branch Leaders of the Deanery.

Bankers.

Cumberland Building Society, Carlisle CA3 0JF

CARLISLE DIOCESE MOTHERS' UNION Registered Charity No 1078251

Report of the Trustees for the year ended 31st December 2023

The purpose of the Mothers' Union is to be especially concered with all that strengthens marriage and Christian family life.

The aim of the Charity is the advancement of the Christian religion in the sphere of marriage and family life.

In order to carry out this aim the objects of the Mothers' Union are:

To uphold Christ's teaching on the nature of marriage and to promote its wider understanding. To encourage parents to bring up their children in the faith and life of the Church.

To maintain a world-wide fellowship of Christians united in prayer, worship and service.

To promote conditions in society favourable to stable family life and the protection of children. To help those whose family life has met with adversity.

Membership is open to all who have been baptised in the name of the Holy Trinity and who declare their support for the aims and objects of the Mothers' Union.

Responsibilities of the Trustees

They shall debate, consider and determine all matters of policy and strategy to be effected on behalf of Carlisle Diocese Mothers' Union.

They shall manage and supervise the finances of the charity and and review & evaluate it's work.

They shall receive, consider and respond to all resolutions received from the Diocesan Council.

Procedures are in place for the regular training of Trustees to ensure good practice and awareness of their responsibilities. Training is also given to Deanery and Branch officers at regular intervals.

Reserves Policy

The Trustees have reviewed the Unrestricted Reserves of the charity. This review has considered the nature of the income and expenditure streams and the need to match variable income with fixed expenditure commitments. The review has concluded that to allow the charity to be managed efficiently reserves should be kept at a level which equates to approximately 12 months of charitable expenditure.

Organisation

Carlisle Diocese Mothers' Union is autonomous and is one of the federated Mothers' Union Charities in the British Isles. As such it operates in conjunction with the central charity of the Mothers' Union based at Mary Sumner House, 24 Tufton Street, London. SW1P 3RB.

Review of the Year.

In 2023 there were 41 branches and 828 members of the Carlisle Diocese Mothers' Union. Some members not belonging to a particular branch are Diocesan Members. The organisation, whether at Diocesan, Deanery or Branch level, aims to reach out to those in need of all ages. Communities of interest, together with Diocesan Services, all help to facilitate the work. In addition to assisting with major projects organised by the Action and Outreach Team many branches have their own "mini projects". All the work is underpinned by prayer. Carlisle Diocese is linked with 3 dioceses overseas - the Diocese of Zululand, the Diocese of Stavanger and the Diocese of Northern Argentina - as well as various Christian mission agencies. The Carlisle Diocese Mothers Union also has links with Boga in DR Congo, Tanga in Tanzania, Ogoni in Nigeria, Manicaland in Zinbabwe and Melbourne in Australia.

To enable all members to be informed, a newsletter is produced and distributed 3 times a year. During 2023 the Trustees met 4 times and the Council met twice - all meetings were face to face. There was also a face to face Sharing Day held in May 2023. This included a presentation from Adam Sach of M.S.H.

The General Meeting of the Mothers Union was held in York in September and attended by several members.

Ongoing Projects :

Away from it All (AFIA) : During 2023 CDMU teamed up with Time to Change (Women out West) and hired a caravan at Seacote Holiday Park, St Bees. The caravan was offered to families who would otherwise not be able to afford a break. This venture has been well supported and the intention is to continue this in 2024. AFIA also supported 2 other famiies with adversities providing them with short breaks / days out. AFIA can also provide breaks for carers.

Hospital Work : Providing garments for stillborn and premature babies; the provision of "Crosses in a Pocket" placed in the chapels to comfort those in trouble. The MUFFIN project provides toiletries for people admitted unexpectedly into hospital, refuges and hostels.

Links with Schools.

During the year CDMU provided "welcome bags" for parents/ carers of new school starters. Some members were also involved in the "Open the Book" project which aims to bring the Bible stories alive for children, as well as in other Christian activities.

Advocacy.

During 2023 links have been strengthened with several refuges and hospices providing "bags of care" and "Gifts of love".

Prison Work - Sadly, since the Visitors and Children's Support group of Haverigg Prison folded in November 2022, MU members have no longer been able to volunteer in the Play Area.

Efforts were still made to retain a contact with the prison in order to provide Christmas cards for prisoners.

The Trustees have considered the requirements of the Charity Commission regarding public benefit and are satisfied that the activities of Carlisle Diocese Mothers' Union meet these requirements.

Independent examiner’s report to the trustees of Carlisle Diocese Mothers' Union

I report to the trustees on my examination of the accounts of Carlisle Diocese Mothers' Union (the Charity) for the year ended 31 December 2023.

Responsibilities and basis of report

As the trustees of the Charity, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). I report in respect of my examination of the Charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Name: Mr William Douthwaite Address: Tidal Views, Heversham. Milnthorpe. LA7 7EW

Date: 16th July 2024

Carlisle Diocesan Mothers' Union

Consolidated Statement of Financial Activities for the year to 31st December 2023

INCOME 2023 2022
Voluntary Income. £ £ £ £
Subscriptions and Levies 18,294 19,557
Donations & Legacy 2,111 4,703
Gift Aid recovered 0 0
Special Events inc Summer of Hope 7,925 9,056
Income from Meetings 3,709 32,039 3,603 36,919
Income from Trading Activities
Turnover grant from MSH (2022 = 2 yrs) 742 1,283
Other Income
Investment Income 999 284
TOTAL INCOME 33,781 £38,486
EXPENDITURE
Payments to Central Mothers' Union
Membership Subscriptions 16,400 17,108
Donations to Mary Sumner House 30 721
Overseas Fund 1,590 1,741
Summer of Hope 294 253
18,314 19,822
Administration & Training
Conference & Training Days 164 90
Meeting Costs 2,494 3,578
Insurance (2022 = 2 years) 450 880
Office Holder Expenses 4,313 4,159
Speakers Fees & Expenses 1,285 8,705 1,181 9,888
Other Expenses
AFIA support 793
Communication & Printing 2,908 1,893
Project Support 6,266 2,907
CDMU Website 0 800
DBS Registration 145 145
Branch & Deanery Admin Exps 2,127 11,447 2,867 9,405
TOTAL EXPENDITURE 38,466 £39,115
NET INCOME/ (EXPENDITURE) -4,685 -£629
General Funds B/fwd 57,644 £58,273
General Funds C/fwd 52,959 £57,644

Carlisle Diocesan Mothers' Union

Consolidated Balance Sheet as at 31st December 2023

General Fund
£
£
£
£
CBF Deposit Account
22,047
22,047
Cash at Bank - Diocesan Account
18,736
18,063
Cash at Bank - Branches
11,146
12,402
Cash at Bank - Deaneries
1,029
30,912
5,132
35,597
TOTAL FUNDS (as per I&E)
£52,959
£57,644
Restricted Fund (One to Five Activities)
Opening Balance
15,180
16,016
Less: 1 to 5 Grants and Expenses
-200
-397
Add : Investment Income
369
150
Share valuation increase/ (decrease)
415
-589
Closing Balance
£15,764
£15,180
Represented by:
CBF Deposit Account
11,895
11,525
CBF Investment Fund
4,831
4,416
Diocesan Current Account
-962
-762
£15,764
£15,180
AFIA (Away from it All) Fund
Opening Balance Adjustment (Lloyds Bank)
3,699
Donations and Legacies (incl Caravan)
4,361
Caravan Expenditure
-2,198
Holiday Grant
-450
Closing Balance
£5,412
Represented by:
Lloyds Current a/c
5,456
Diocesan Current Account
-44
£5,412
2023
2022
General Fund
£
£
£
£
CBF Deposit Account
22,047
22,047
Cash at Bank - Diocesan Account
18,736
18,063
Cash at Bank - Branches
11,146
12,402
Cash at Bank - Deaneries
1,029
30,912
5,132
35,597
TOTAL FUNDS (as per I&E)
£52,959
£57,644
Restricted Fund (One to Five Activities)
Opening Balance
15,180
16,016
Less: 1 to 5 Grants and Expenses
-200
-397
Add : Investment Income
369
150
Share valuation increase/ (decrease)
415
-589
Closing Balance
£15,764
£15,180
Represented by:
CBF Deposit Account
11,895
11,525
CBF Investment Fund
4,831
4,416
Diocesan Current Account
-962
-762
£15,764
£15,180
AFIA (Away from it All) Fund
Opening Balance Adjustment (Lloyds Bank)
3,699
Donations and Legacies (incl Caravan)
4,361
Caravan Expenditure
-2,198
Holiday Grant
-450
Closing Balance
£5,412
Represented by:
Lloyds Current a/c
5,456
Diocesan Current Account
-44
£5,412
2023
2022
General Fund
£
£
£
£
CBF Deposit Account
22,047
22,047
Cash at Bank - Diocesan Account
18,736
18,063
Cash at Bank - Branches
11,146
12,402
Cash at Bank - Deaneries
1,029
30,912
5,132
35,597
TOTAL FUNDS (as per I&E)
£52,959
£57,644
Restricted Fund (One to Five Activities)
Opening Balance
15,180
16,016
Less: 1 to 5 Grants and Expenses
-200
-397
Add : Investment Income
369
150
Share valuation increase/ (decrease)
415
-589
Closing Balance
£15,764
£15,180
Represented by:
CBF Deposit Account
11,895
11,525
CBF Investment Fund
4,831
4,416
Diocesan Current Account
-962
-762
£15,764
£15,180
AFIA (Away from it All) Fund
Opening Balance Adjustment (Lloyds Bank)
3,699
Donations and Legacies (incl Caravan)
4,361
Caravan Expenditure
-2,198
Holiday Grant
-450
Closing Balance
£5,412
Represented by:
Lloyds Current a/c
5,456
Diocesan Current Account
-44
£5,412
2023
2022
£57,644
16,016
-397
150
-589
£15,180
11,525
4,416
-762
£15,180

Independent examiner’s report to the trustees of Carlisle Diocese Mothers' Union | report to the trustees on my examination of the accounts of Carlisle Diocese Mothers' Union (the Charity) for the year ended 31 December 2023.

Responsibilities and basis of report

As the trustees of the Charity, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (‘the Act’). | report in respect of my examination of the Charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination | have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner’s statement

| have completed my examination. | confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

Act;1. accountingor records were not kept in respect of the Trust as required by section 130 of the 2. the accounts do not accord with those records, | have no concerns and have come across no other matters in connection with the examination to accountswhich attentionto be reached,should be drawn in this report in order to enable a proper understanding of the

Name: Mr William Douthwaite Address: Tidal Views, Heversham. Milnthorpe. LA7 7EW

Date: nox /[b/0 7/2z0 24