CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examiner's
report on the accounts
Section A
Independent Examiner's Report
Report to the
trusteeslmembers of
Dr Moosaji D M Lockhat Charitable Trust
On accounts for the year
ended
31 March 2025
Charity no
(If any)
1078165
Set out on pages
3&4
I report to the trustees on my examination of Ihe accounts of the above
charity ("the Trust.) for the year ended 31 March 2025.
Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation
basis of report of the accounts in accordance with the requirements of the Charities Act
2011 (°the Act°>.
I report in respect of my exarnination of the Trust's accounts carried out
under section 145 of the 2011 Act and in carrying out my examination, I
have followed the applicable Directions given by the Charity Commission
under section 145(5)(b) of the Act.
I have completed my examination. I confirm no other matters have come to
attention that giving me cause to believe that in any material respect..
Independent
examiner's statement
accounting records were not kept in respect of the Trust as required by
section 130 of the Act; or
2. the accounts do not accord with those records.
I confirm that there are no other matters to which your attention should be
drawn to enable a proper understanding of the accounts to be reached.
Signed:
Date:
Name:
Gareth Jones for Deans (Staffordshire) Ltd
Relevant professional
qualification(s) or body
(if any>:
Association of Certified Chartered Accountants
Address:
Deans (Staffordshire) Ltd
Gibson House, Hurricane Court, Hurricane Close,
Stafford ST16 1GZ

Section B
Disclosure
Only complete if the examiner needs to highlight matters of concern (see CC32,
Independent examination of charity accounts.. directions and guidan￿ for
examiners).
Give here brief details of
any items that the
examiner wishes to
disclose.

CHARITY COMMISSION
FOR ENGLAND AND WALES
Charity Name
Dr Moosaji D M Lockhat Charltable Trust
No lif any)
1078165
Recei
ts and
ments accounts
CC16a
For the period
from
Period start date
To
Period end date
31.03.2025
01.04.2024
Section A Receipts and payments
Unrestrictod
fund5
to the nearest
Restricted
funds
Endowment
funds
Total funds
Last year
to thè n•arest £
to the nearost £
to the nèarest £
to th• ngar8St £
A1 Receipts
Donations
HMRC GiftAid
Interest
Rental income
Insurance daim
Council lax refund
17,500
105
1,978
13.073
S.122
3,489
6.276
1.761
29.107
6,276
total
ross Income
or
AR)
67,144
67.144
41.267
A2 Asset and investment sales.
(see table).
Sub total
Total receipts
67,144
67,144
41.267
A3Pa
ments
Donations
Rental prope
Bank charges
Aecounlan
2,963
9,282
130
852
2,9£3
9,282
130
852
2,450
4,818
15
1.410
expenses
Sub total
13,226
13,226
8,693
A4 Asset and investment
urchases,
see tsble
Investment
ro
urchase
106 375
106 375
Sub total
106,375
106,375
Total payments
119,601
119,601
8.693
Net of receipts/(payments)
A5 Transfers between funds
Exchange rate movements
Prior year balance adjustment
A6 Cash funds last year end
Cash funds this year end
{52,4571
152,457)
32.574
208,365
155,908
208,36S
155.908
175,791
208,365

Section B Statement of assets and liabilities at the end of the period
Unrestricted
fund5
to nearest £
Restricted
funds
to npare5t £
Endowment
funds
to nearest £
Categories
Details
B1 Cash funds
Lloyd512 accounts)
155,883
Union Bank held on Trust
10
Co-op bank held on Trust
1S
Total cash funds
155,908
{ag￿e balances re￿ip1S and payments
accountlsl}
Unrestricted
funds
to nearest £
Restricted
funds
to nearest £
Endowment
funds
to n•ar8st £
Details
Fund towhlch
asset bglon
unrestricted
Current valu¢
tional
Details
Investrnenl properties
Cost (optlonall
375,358
B3 Investment assets
Fund towhich
a55et belon
Currènt value
tional
Details
Cost (optionall
B4 Assets retained for the
charity's own use
Fund towhlch
r¢lato$
Amount duo
tional
Wh8n dug
tional
Details
B5 Liabilities
Signed by one or trustees on
behalf of all the Iruslees
Date of
roval
Signature
Prinl Name
c.lc

Trustees. Annual Report for the period
Period start date
Period end date
From
,2024 .] To 31
Reference and administration details
l March
Section A
Charity name
Dr Moosaji D M Lockhat Charitable Trust
Other names charity is known by
Registered charity number (if any)
1078165
Charity's principal address
22 Middleburg Close
Whitestone
Nuneaton
Postcode
Cvll 6PZ
Names of the charity trustees who manage the charity
Dates acted if not for whole
ear
Trustee name
Office lif any)
Name of person (or body} entitled
to a oint trustee
ifan
Dr Moosaji Lockhat
Dr Farhana Lockhat
Dr Hasseena Lockhat
Saleem Clegg
Mr Iqbal Dadabhai
10
12
13
14
15
16
17
18
19
20
Names of the trustees for the charity, if any, (for example, any custodian trustees)
Name
Dates acted if not for whole
ear
TAR
March 2012

Names and addresses of advisers (Optional information)
e of adviser
Name
Address
Name of chief executive or names of senior staff members (Optional information)
Section B
Structure,
overnance and mana
ement
Description of the charity's trusts
Declaration of trust dated l June 1999 as amended by supplemental deed dated
14 October 1999
Type of governing document
ji . trLibl deeu.
'oristitulioii I
How the chartty is constituted
Cha ritable Trust
Trustee selection methods
(Lq appoiited by, elected bi I
Appointed by existing trustees
Additional governance issues (Optional information)
You may choose lo include
additional information. where
relevant, about:
policies and procedures
adopted for the induction and
training of trustees-
the charity's organisational
structure and any wider
network with which the charity
works,.
relationship with any related
parties.,
trustees, consideration of
major risks and the system
and procedures to manage
them.
Section C
Objectives and activities
Charity for third world countrie5 especially India particularly health and education.
Provision of Hospital Services and clean water
Summary of
the objects of
the charity
set out in its
governing
document
TAR
March 2012

The trustees have had regard to the guidance issued by the Charity Commission on public benefit.
The trust has six properties and rent is one of the sources of the tru5Ys income, along with
donations. The trust is also in the process of purchasing another, giving the trust a sound footing
and generating a healthy yearly income to be used for charitable donations.
There have been no major donations this year.
Summary of
the main
activities
undertaken
for the publi
benefit in
relation to
these objects
(include
within this
section the
statutory
declaration
that trustees
have had
regard to the
guidance
issued by the
Charity
Commission
on public
benefit)
Past major developments
D.M. Lockhat Hospital based in Surat, India, which was opened in 2011 by the D.M Lockhat family
and associates, though a contribution of £300,000. This hospital was running successfully until the
calamity of COVID-19 in 2022. The trustee5 of the hospital who managed it, based in Surat, were
unable to travel abroad due to travel restrictions of the pandemic. This coupled with increasing
hospital admissions due to the pandemic, resulted in the closure of the hospital some 12 months
ago as expenditure well-exceeded income. This has come as a major blow to the local poor
community, who relied on the facilities of the hospital, and now may must travel further to access
necessary medical care, especially pregnant and in need of speciali5ed attention.
In order to re-open, the hospital requires £IOO,000 to bring it back up to a good standard and re-
employ staff. The Trust will look to see how this is facilitated over the coming year.
When the hospital was initially being opened in 2011- in 2009110- myself, and my wife {who at
that time was also a tru5teel, went personally to South Africa, Mauritius. and Reunion, as well as
collecting a fund in the UK. However, due to personal ill health and age, l am now unable to travel
abroad in order to personally collect funds. I hope that at some point in the near future we are
able to find some significant donors, in order to reopen the hospital soon and ease the suffering of
the local community.
Additional details of objectives and activities (Optional information)
You may
choose to
include further
statements,
where
relevant,
about:
policy on
grantmakin
policy
programme
related
investment.,
contribution
made by
volunteers.
TAR
March 2012

Section D i$¥
t i.
Achievements and performance
Summary of the main
achievements of the charity
during the year
Summary of the major activities of the past 18 months
The Mrs Z Lockhat Science Academy which opened in 2018, from which some
students have already graduated and attended Surat University, has been a
successful project.
Other donations include scholarships to higher education, which include board,
lodgin8s, and school fees for poor girls and boys is continuing.
Mass weddings, including dowry, in the last year around 40 marriages were
held.
Tailoring and computing classes for older women are continuing well.
TAR
March 2012

Section E
Financial review
The charity now has cash resetves in excess of £155,000 and together with the
annual property income and donations there is sufficient funding to support its
objectives for the foreseeable future including the objective to increase
revenues with the continued investment in rental properties.
Brief statement of the
charity's policy on reserves
Details of any funds materially
in deficit
Further financial review details (Optional information
The charity operates with funding from regular donations made from the
Lockhat family and rental income from a portfolio of 6 properties in the UK.
You may choose to include
additional information, where
relevant about:
the charity's principal
sources of funds (including
any fundraising);
how expenditure has
supported the key objectives
of the charity.,
investment policy and
objectives including any
ethical investment policy
adopted.
The charity wi15 continue to provide grants to support medical and welfare
needs in India.
The charity has fixed investments in domestic property in the UK, these are held
to provide regular and long term funding to meet the charitls objects.
Cash reserves are held in low risk bank accounts in the UK.
The charity 15 planning on using reserves to buy additional properties and to
build up more sustainable income for the charity to meet its objectives in future
years.
Section F
Other optional information
Section G
Declaration
The trustees declare that they have approved the trustees, report above.
Signed on behalf of the charity's trustees
Signature(s)
Full name(s)
Position (eg Secretsry, Chair.
etc)
sYts6
Date
TAR
March 2012