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2025-04-30-accounts

REGISTERED CHARITY NUMBER: 1078088

EDUCATION FOR LIFE

TRUSTEES' REPORT AND

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 APRIL 2025

Xeinadin Dalton House 9 Dalton Square LANCASTER LA1 1WD

EDUCATION FOR LIFE

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 APRIL 2025

Page
Reference and Administrative Details 1
Trustees' Report 2 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 13

EDUCATION FOR LIFE

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 30 APRIL 2025

Trustees Mr P France Mr I McGrath (resigned 6/8/2024) Miss L France Mrs S Doggett Principal address 5 King Street CARNFORTH LA5 9DU Registered charity number 1078088 Independent examiner Xeinadin Dalton House 9 Dalton Square LANCASTER LA1 1WD

Page 1

EDUCATION FOR LIFE

TRUSTEES' REPORT FOR THE YEAR ENDED 30 APRIL 2025

The trustees present their report with the financial statements of the charity for the year ended 30 April 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Objectives and activities

Objectives and aims

The Objects of the charity are:

- The advancement of the Christian Faith

Public benefit

The trustees confirm that they have complied with the requirements of section 4 of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission for England and Wales.

Page 2

EDUCATION FOR LIFE

TRUSTEES' REPORT FOR THE YEAR ENDED 30 APRIL 2025

Achievement and performance Charitable activities

The role of Education for Life is to work within and alongside the local community, helping them to establish education, of a social and academic nature for both children and adults. Education for Life seeks to ensure that children have the opportunity to learn to read, write, understand basic number work and also attain social skills, including understanding the need for health, hygiene and cleanliness (personal, at home and in the environment). The moral and practical support of a community requires considerable investment of both time and money. Education for Life is committed to seeing its vision fulfilled, and as a result of this we have a team of full time and part time workers in England and Kenya ensuring that the work of the charity is run effectively and efficiently. We consider that the best method of tackling poverty in the longer term is through a series of programmes, promoting sustainable development, and enabling communities to become as self-sufficient as they can be. We currently run the following programmes:

Education for Life works with other charities having similar objects to our own in and around Mombasa. Work is carried out through joint initiatives, utilising local knowledge and skills, which assists in achieving our objects, for the benefit of the local community.

All work is monitored directly in the field, ensuring that all programmes are delivered to an excellent standard and to maximise the value to the various beneficiaries.

We would like to thank all the charities that have supported us, especially Footsteps International and Lightforce International.

Our income is mainly from individual sponsors, churches and schools, it is they who make all our work possible. Thank you.

Page 3

EDUCATION FOR LIFE

TRUSTEES' REPORT FOR THE YEAR ENDED 30 APRIL 2025

Financial review

Reserves policy

The policy of the trustees is to put donors' funds to immediate use as far as possible. In case of an emergency an appeal would be made for additional funds. The charity carries out a variety of both long term and short term projects. It is therefore important that a regular flow of income is maintained as a proportion of money provides local wages for teachers, cooks, cleaners, security and support staff, food for the daily feeding programme and medical costs, in addition to direct benefit for the children who are sponsored. It is the trustees aim to keep as a reserve three months of our regular monthly financial commitments. This should give us the ability to cover any temporary income fluctuations and allow us to respond quickly to an emergency. The level of free reserves at the year end was £4,904 (2024 - £18,824).

Voluntary help and gifts in kind

The trustees are very grateful to volunteers who have helped us both in the UK and in Mombasa. Great effort has been made resulting in huge successes for the benefit of the people of Mombasa. Without this help it would be extremely difficult to reach our goals and achieve our objects. Thank you.

Future plans

Next Year we plan to develop the work further, to the greater benefit of the community, working together with our partners to achieve our objects, including:

Structure, governance and management

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Approved by order of the board of trustees on ............................................. and signed on its behalf by:

...................................................................... Mr P France - Trustee

Page 4

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF EDUCATION FOR LIFE

Independent examiner's report to the trustees of Education for Life

I report to the charity trustees on my examination of the accounts of Education for Life (the Trust) for the year ended 30 April 2025.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

T M Preece FCCA

Xeinadin Dalton House 9 Dalton Square LANCASTER LA1 1WD

Date: .............................................

Page 5

EDUCATION FOR LIFE

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 30 APRIL 2025

Unrestricted
fund
Notes
£
Income and endowments from
Donations and legacies
86,465
Expenditure on
Raising funds
216
Charitable activities
Education for Life - Kenya
100,258
Total
100,474
NET INCOME/(EXPENDITURE)
(14,009)
Reconciliation of funds
Total funds brought forward
19,735
Total funds carried forward
5,726
Restricted
funds
£
144,393
-
144,393
144,393
-
-
-
2025
Total
funds
£
230,858
216
244,651
244,867
(14,009)
19,735
5,726
2024
Total
funds
£
210,857
216
200,303
200,519
10,338
9,397
19,735

The notes form part of these financial statements

Page 6

EDUCATION FOR LIFE

BALANCE SHEET 30 APRIL 2025

Unrestricted
Restricted
fund
funds
Notes
£
£
Fixed assets
Tangible assets
4
822
-
Current assets
Debtors
5
4,097
-
Cash at bank
1,977
-
6,074
-
Creditors
Amounts falling due within one year
6
(1,170)
-
Net current assets
4,904
-
Total assets less current liabilities
5,726
-
NET ASSETS
5,726
-
Funds
7
Unrestricted funds
Total funds
2025
Total
funds
£
822
4,097
1,977
6,074
(1,170)
4,904
5,726
5,726
5,726
5,726
2024
Total
funds
£
911
4,185
15,799
19,984
(1,160)
18,824
19,735
19,735
19,735
19,735

The financial statements were approved by the Board of Trustees and authorised for issue on ............................................. and were signed on its behalf by:

............................................. Mr P France - Trustee

The notes form part of these financial statements

Page 7

EDUCATION FOR LIFE

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 APRIL 2025

1. Accounting policies

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Computer equipment - 25% Straight line

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Page 8

EDUCATION FOR LIFE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2025

2. Trustees' remuneration and benefits

There were no trustees' remuneration or other benefits for the year ended 30 April 2025 nor for the year ended 30 April 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 April 2025 nor for the year ended 30 April 2024.

3. Comparatives for the statement of financial activities

Unrestricted
fund
£
Income and endowments from
Donations and legacies
79,479
Expenditure on
Raising funds
216
Charitable activities
Education for Life - Kenya
68,925
Total
69,141
NET INCOME
10,338
Reconciliation of funds
Total funds brought forward
9,397
Total funds carried forward
19,735
Restricted
funds
£
131,378
-
131,378
131,378
-
-
-
Total
funds
£
210,857
216
200,303
200,519
10,338
9,397
19,735

Page 9

EDUCATION FOR LIFE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2025

4. Tangible fixed assets
Computer
equipment
£
Cost
At 1 May 2024 3,206
Additions 599
Disposals (1,052)
At 30 April 2025 2,753
Depreciation
At 1 May 2024 2,295
Charge for year 688
Eliminated on disposal (1,052)
At 30 April 2025 1,931
Net book value
At 30 April 2025 822
At 30 April 2024 911
5. Debtors: amounts falling due within one year
2025 2024
£ £
Other debtors 4,097 4,185
6. Creditors: amounts falling due within one year
2025 2024
£ £
Other creditors 1,170 1,160
7. Movement in funds
Net
movement At
At 1/5/24 in funds 30/4/25
£ £ £
Unrestricted funds
General fund 19,735 (14,009) 5,726
TOTAL FUNDS 19,735 (14,009) 5,726

Page 10

EDUCATION FOR LIFE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2025

7. Movement in funds - continued

Net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Child sponsorship
Feeding programme
Orphanage
Nursery
Specific donations
Medical support
Victoria fund
TOTAL FUNDS
Comparatives for movement in funds
Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
86,465
80,182
4,272
56,589
1,590
1,200
360
200
144,393
230,858
At 1/5/23
£
9,397
9,397
Resources
Movement
expended
in funds
£
£
(100,474)
(14,009)
(80,182)
-
(4,272)
-
(56,589)
-
(1,590)
-
(1,200)
-
(360)
-
(200)
-
(144,393)
-
(244,867)
(14,009)
Net
movement
At
in funds
30/4/24
£
£
10,338
19,735
10,338
19,735

Page 11

EDUCATION FOR LIFE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2025

7. Movement in funds - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Child sponsorship
Feeding programme
Orphanage
Nursery
Specific donations
Medical support
Victoria fund
TOTAL FUNDS
Incoming
resources
£
79,479
81,725
2,820
43,270
1,803
1,200
360
200
131,378
210,857
Resources
Movement
expended
in funds
£
£
(69,141)
10,338
(81,725)
-
(2,820)
-
(43,270)
-
(1,803)
-
(1,200)
-
(360)
-
(200)
-
(131,378)
-
(200,519)
10,338

A current year 12 months and prior year 12 months combined position is as follows:

Net
movement At
At 1/5/23 in funds 30/4/25
£ £ £
Unrestricted funds
General fund 9,397 (3,671) 5,726
TOTAL FUNDS 9,397 (3,671) 5,726

Page 12

EDUCATION FOR LIFE

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 30 APRIL 2025

7. Movement in funds - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Child sponsorship
Feeding programme
Orphanage
Nursery
Specific donations
Medical support
Victoria fund
TOTAL FUNDS
Incoming
resources
£
165,944
161,907
7,092
99,859
3,393
2,400
720
400
275,771
441,715
Resources
Movement
expended
in funds
£
£
(169,615)
(3,671)
(161,907)
-
(7,092)
-
(99,859)
-
(3,393)
-
(2,400)
-
(720)
-
(400)
-
(275,771)
-
(445,386)
(3,671)

8. Related party disclosures

The total donations made by the Trustees and their spouses to the charity in the year was £1,586 (2024 - £1,464), of which £1,226 (2024 - £1,104) was restricted.

Page 13