GURU GOBIND SINGH GURDWARA, BEDFORD
152-156 Bedford Roa￿ Kempston, Bedford, MK42 8BH
RegRstered Charity Number: 1078040
ANNUAL REPORT AND ACCOUNTS
For the year ended 31° October 2024

Registered ChArity No. . 1078040
Guru Gobind Sin
h Gurdwara Bedford
ANNUAL REP
RT FOR THE YEAR ENDED 31" OCTOBER 2024
CONTEN'TS
Page
Annual Report
2to5
Independent Examiner's Report
Statement of Financial Activities
Balance Sheet
Notes to Financial Statements
9t014

Registered Charity No. . 1078040
GURU GOBIND SINGH GURDWARA BEDFOIiD
AhNUAL REPORT FOR THE YEAR ENDED 31ST OCTOBER 2024
The Trustees present their annual rq)ort & accounts (financia] statements) for the year ended 31°
October 2024.
Na￿e ofcharity:
Gurn Gobind Singh Gurdward
Registered Charity No:
Registered Addre55:
1078040
152-156 Bedford Road, KeMpstO￿ Bedford. MK42 8BH
Governing Document:
Trustees:
Constitution
The following per50DS served as Members of the Committee
(Managing Trustees) of the Guru Gobind Singh Gurdwara during the
year to 31° October 2024:
i)
Mr. Gumam S Sucha
2)
Mr. Parnijit S Sohal
3)
Mr. Sarwan Singh
4)
Mr. Gurmit S KalLraA
5)
Mr. Hardev Singh
6)
MT. Balwant S Gill
7)
Mr. Gurdial S Mander
8)
Mr. Gian S Sidhu
9)
Mr. Ranjit S Sohal
10)
Mr. Balbir S Randhawa
li)
Ms Jasminder K Sagoo
12) Mr. GurchaTan S Rai
13)
Mr. Kulvinder S Klair
14)
Mr. Gurcharan S Kalirai
15} Mr. Balbir S Dhindsa
16) Mr. Gurniukh Singh
17}
Mr. BalwiDdeT Singh Momi
18) MT. GurchaTan Singb Sadl￿waI
19)
Mr. K&shmir Singb Dbillon
20) Mr. Gurcharan Singb Atwai
21) Mr. Ashispal Singb
22)
Mr Rai BehaduT Singh
23)
Mr. Perniinder Singh RAI
- President
- General Secretary
- Tre&surer
- stsge Secretary
- Vic¢ President
- Committee M¢mbeT
- Committee Member
- Committee Member
- Comrnittee Member
- Comtnittee Member
- Committee Member
- Committee Member
- Committee Member
- Committ¢¢ Member
- Committ¢e M¢mb¢r
- Committe¢ Mm)b¢r
- Commtttee Member
- Committee Member
. Con)mittee Member
- Con]mittee Member
- Committee Member
- Committee Memb¢r
- Cotnrnittee Member
Ill addition to the abov4 the following members act as SpeciaI Holding
(Custodian) Trwees of the Charity. in whose Dames all Gurdwara
properties are bestowed and transacte(L
i)
2)
3)
Mr. Shaminder Singh Garcha
Mr. Kaskullir Singb Basra
Mr. Mohiuder Siugh Sohal
Mr. Ranbir Singh Kalirai

Regislered Charity No. . 1078040
GURU GOBIND SIYGH GURDWARA BEDFORD
ANNUAL REPORT FOR THE YEAR E￿TfvED 315f OCTOBER 2024
Bankers:
SantsndeT UK Plc. PO Box 382. Prescot Streei Li)ndon E18RP
Aceountantsllndependent Hallbrookes (Accountancy) Limited
Ey2miners:
14 Elstow Roa(L Bedford MK42 9LA

Registered Charity No. . 1078040
GURU GOBIND SINGH GURDWARA BEDFORD
ANNUAL REPORT FOR THE YEAR ENDED 31- ocfoBER 2024
Structure Governance ¥nd Mana
ement
The charity is an unTncoryJorated organisation. It is governed by the regulations set out in its constitution. New
Board metnbers ar¢ ¢lected every iwo Yea￿ ai thc AnTkual Generdl Meeting (AGM).
The management board is aware of the ￿entIal TÉsks to the charity. includillg financial risks, and has
implernenled strategies to Control or minitDiSC thesc risks. Assessments have been undertaken of the major
risks. governance and compliance with law and regulations.
Ob'ectfives and Aetivities for the Public Benefit
The GU￿ Gobind Singh Gurdwara has been in existence since 15 November 1988 88 a Place of
Worshiplcotnmunity Ccntrc for thc Sikh Community.
Objects: The objccts oftbe Gurudwara (Chatity) aTe to advance. pennit and propagate the S￿h reIigion in
Bedford and surroundiDg ar￿ (a Pla￿ of W0￿h1p),
by celebrating the principal Sikh Religious Festivals.
by extendmg a welcome to all Stkhs newly arriv￿ in or visiling
BedfoT4I and
to manage the Gurdwara in accordance with Sikh tenets and local
Government ndes and regulations.
The chariry's ttustees have regarded that the seryices undcrtaken do bencfit the publi¢. All the charitablc
activities foc￿5 on the advanc¢n)ent of tbe Sikb religio￿ ¢ouu5elling advice and infoTttL3tion to the cotllmunity.
Aehlevements and Perfornianee
All the objects listed above were catrted out to the fullest by the tsusiees tn Ibe year to 31 Octobtr 2024. Some
improvcments to the Gurdwara bUiJd￿8 were ll￿de. these included painting and improvements to the heating
system.
The Gurdwara also made donations to help local hospitsl and 4)ther worthy charities.
The Gurdward acquired two properties next ￿ their existing premises. The new properties are at 162 and 164
Bedford Road. The new propenies will greatly expa1￿ the existing car parking capacity and be an enabler in
the planned modernisation and expansion of the Gurdward.
Financi￿ Revie
The clwitable organisation services are rnaitLly reliant on voluntsry income from the congregatio
A sumtw statement of the financial activities for the yeaJ is shown in the attached accounts. This shows
that tothl tncome was £236.062 and after expenses the net surplus of £156,034 was added to resetves.
The Gvrdvrnra's policy is to maintain suffi¢i¢th cash flow for known conjmiknents and rLU]ning costs for the
next 12 months.
Plan$ for future
erlods and Public Benefit
To Ca￿ out all the objects as outlined in the consti￿tiOn to thc fullest extent. To make ￿rther improvements
to the Gurdwara butlding, in particular to thc bukldiDg security. aDd bcating and energy cfficicncy systcms.
To examine ways of enlarging and modernising the Gurdwara entrdnce, toilew lallgar hall. lift and kitchen
facilitie5.

Registered Charity No. . 1078040
GURU GOBIND SINGH GURDWARA BEDF
ANfrfuAL REPORT FOR THE YEAR E)DED 31￿ OCTOBER 2024
Statement of Trustees, Res
onslblllties
The tnLStees are responsible for preparing the Trustees, Report and the financial slatements in
accordance with applicabl¢ law and Uniled Kingdom Accounting Standards.
The tn￿leeS are required by law to prepare accounts for each financial year, which give a true and
fair view of the fmancial activities of the charity and its financial position at the end of that year. In
preparing these financial ststements, the tTUStees are required to:
select suitable accounting policies and then apply them coosistenLIy"
make judgments and estimates thal are reasonable and prudent"
slate whether accouuting stalldards and ststemenl of iewu]mended Practi￿ have be¢ll
followed subject lo any material departures disclosed and explained in the accounts"
prepare the financial statements on the going CODC¢rn basis unless it is inappropriate to
presume that the charity will continue in operdtio
The knstees are responsible for keeping Proper accounting records thai disclose with reasonable
accuracy at any titne the fAnan¢ta] position of charity and to enable them to ensure that financial
statements comply with the Clwities Act 2011. the applicable Charities (Accounts and Reports)
Regulations. They are also responsible for safeguarding the a&sets of the cbarity and hence for taking
reasonable steps for the prevention and ddedion of fraud and other irregularities.
In so far as the trusiees are aware- there is no relevant inforniation of which the charity's examiners
are unaware" and the tr￿stees have taken all steps that they ought to have taken to make thernselves
aware of any rclevant infoTmation and to esrablish that the examiners are aware of that inforrnation.
Ateountants
Messrs. Hallbrookes (Accountancy) Limited are willing to continue in office as
A￿OUntsnts/lndtptlldellt Examiners for the ensuing year 202412025.
Approval
This report was approved by the trustees on .......... ....
QLC
. and signed on their behalf.
am Singb Sucha)
(Chairn]an)
(Mr. Sarwan Singh)
(rreasurer)

Registered Charllty No. . 1078040
URU GOBIND SINGH GURDWARA BEDF
A￿'D*,uAL REPORT FOR THE YEAR E￿￿ED 31ST ocroBER 2024
INDEPETrlDE￿'T EXLIIINER'S REPORT
To the Trustees of the Guru Goblnd Singh Gurdwara. Bedford:
We re[￿ on the accounts of the Guru Gobind Singh Gurdwara Charity for the year ended 31.
October 2024.
Respective Responsibilities of Trustees and Examiuer
The charity's Trustees consider that an audit is not required for this year (under section 144 of the
Charities Act 2011 (the Act) and that an independent examination is needed.
It is my responsibility to:
¢xan]ine th¢ ￿Counts (under section 145 of the 2011 Act):
follow tbe procedures laid down in the general Directions given by the Charity
Commission (under section 145(5)(b) of th¢ 2011 Act). and
to State whether particular matters have come to my attention.
Basis of Independent Examxller's Report
My examination w&8 carried out in accordance with the General Directions given by the Clwity
Commissioners. An examination includes a review of the accounting records kept by the chaTity and
a comparison of the accounts presenfrd with those records. It also includes considerntion of any
unusual ffttems or disclosures in the accounts and seekÈng explanations from you as Trnstees
concerning any such matters. The procedures undertaken do not Provide all the evidence that would
be required in all audiL and consequently I do not provide an audit opinion on the view given by the
accounts.
Independent Examlner's Statement
In the COUTse of my examinatio￿ no matter has com¢ to my att¢Dtion:
(l) which gives me reasonable cause to believe that io any material respecL the TnLStees have
not met the r4lli￿TnCDts to ensure that:
proper accountillg ￿COrdS kept (in accordance with section 130 of the 2011 Act). and
accounts are prepar¢d which agree with the accounting records and comply with the
accounting requ1￿ments of the 2011 ACL or
{2) to which. in my opinion. attention should be drawn in order to enable a proper understanding
of the accounts to be reached.
Harvinder Kaur Josan BA (Hons) FCCA
Hallbrookes {Accountan¢y) Limited
14 E15tow Road
B¢dford, MK42 9LA
Ernail: seryices
hallbrookes.com

Registered Charity No. . 1078040
GURU GOBIIYD SI￿GH GURDWARA BEDFORD
StAtem¢nt of Flnanclal Activities- Ye*r ended 31$1 October 2024
INCOME AND EXPEVL DITURE
estrict
Total
Funds
unds
Notes 3111012024 3111012024 3111012024
Tot21
Fun
3111012023
Income
Donations atLd LEgacy
Other Income
118.148
117,914
118.148
117.914
98.502
27.284
Total Incoming Resources
236 062
Resources Espended
Expenditure on rnising fi]nds
Charitable Ac¢ivlties:
(includes governance costs)
80.028
80.028
57.083
Total Resources Expended
Net Movements In Funds
156.034
156.034
68.703
Fund5 at 315t October 2023
1554,084
1,554,084
1,485,381
Total Funds at 31st October 2024
13
1,710.118
l 7111.118
1554 084

Registered Chydrity No. . 1078040
GURU GOBIND SINGH GURDWARA BEDFORD
BALANCE SHF.ET as at 315t October 2024
2024
2023
'otes
Fixed Assets
Tangible Assets
Investsnent Property
1,230.115
878,832
2.108.947
1.426.343
1,426343
Current Assets
Stocks
Debtt)rs and Prepayments
Cash at Bank and in Hand
550
29,265
66.618
96.433
505
30,512
171,159
202.176
Creditors: amounts due within one
ear
io
2262
1.935
Creditors: gmount due after more than
ne
493,000
72,5LK)
Net Current Assets/{Liabilities)
(398.829)
127,741
Net Assets
13
1,710,118
1.554,084
Financed b
Rcstricted Funds
Genernl Fut)ds
1,710,118
1.554.084
Total Funds
14
1.710,118
1,554,1184
Approvedby us on..............
ZOL
. forand on behalf of all the ￿￿te¢&
. Gurnam Singh Sucha)
(Chai[ll￿ll)
(Mr. Sanvan Singh)
ITteasurer}

Registered Charity No. . 1078040
GURU GOBIND SINGH GURDWARA BEDFORD
NOTES to the Finaneial StatemeDts for the Year ended 3151 October 2024
i)
ACCOUKnNG POLICIES
Basis of
re
These accounts (financial ststements) have been preparcd under the historical cost conveniion. The
fllJancia] statements have been prepared in accordance with tbe StatemeDt of Recommended Practice:
Accounting and Reporting by Chan"ties (FRS 102) and the Charities Aci 2011. The accounts (finaz)cial
statements) have becn prepared to give a and fair- view and have dcparted from the Charities
(A¢¢ounts and Rep)rts) Regulations 2008 only to the extent required to provide a'true and fair vieNrf'.
Incomi
Resources
Incoming resourc&s arc Tecognised in the slaiemcnl of financial activities wben entiilement has p&85ed
to the Charity and thc arnounts are ccrtaill an(L measurable. Any incomtng re￿urCeS re¢eiv¢d that
relate exclusively to fUtt￿e periolts ore deferred on th¢ Balance Sheet.
sourc
Expcnditure is recognised In the statement of fiuancial activities wben a liability is incurred or
increased w[th0￿ a commensurnte increas¢ in recognised assets or a reduction in liabilities. All
expenditure is accountrd on aD aCcn￿lS basis.
AllocalTon of Co
Direci Activity Costs comprise those costs that contribute ¢Jirecily io an acttvity and are allocated to
the relevant activity.
Supwrt Costs comprise those costs that are Dectssary ty deliver an activity but in themselves do not
produce or deliver an activtty.
Governancc Costs a￿ those costs incU￿¢d to meet statutory aud constitutional Tequir¢ments.
FuniLq
(a) UTrrestrictcd funds. Nvhich are credited to the Income and Expenditure accounts are nOrn￿llY
expendable at the di5￿ctiOn of the manageo)enL
(b) Restricted funds, which are for specific putpose declared by the
donors and are credited to the Income and Expenditure account
when received and debited to the Same accouDt when pai(L
(c) DeSigna￿d funds represent funits set asidc by the trusttts for specific purposes.
recialion
Depreciation is calculated so as to write off th¢ cost of taogible fixed assets on a reducing balance ov
their useful lives. The rates applied are as follows:
Office ￿UIpMent
Fixtures & Fittings
150/0 on rbb
The land b&8 not becn depr￿181¢

Registered Charity No. . 1078040
GURU GOBtND SINGH GURDWARA BEDFORD
NOTES to the Financial Statements for the Year ended 31" Oetober 2024
Investments Pro
Investment Properties are propertics held io earn rental income andfor foT capital appreciation.
Inves¢meTht properties are measurcd initsally at cost and subsequcntly at fair Wdlue at each reporting
date, with changes in fair value recognised in the Staiement orrmanciai Aciivities.
es Detail
Values
The charity investment property portfolio comprises:
158 Bedford Road
162 Bedford Road
164 Bedford Road
Income Generation
During the ycar, the investtnent properties geneTat¢d reot21 income of £33.733.
T￿atIon..
The or8anisation is exempt from tax on its charitable activitie
2024
2023
Donadons and l acles
General DonatlOn5
Gift Aid
108,448
9.700
89,002
9.51X)
118.148
3)
Other Income
ReDI Rcccivcd (02)
Rent Received (Aaron & Co)
Fair Value adjustm¢Dt 158 Bedford
Rd
22.997
10.736
10,736
1286
78,167
6.014
Interest Received
5262
117914
27
io

Rewtered Charity No. . 1078040
GURU GOBIND SIN
RDWARA BEDFORD
NOTES to the Financial Statements for the Year ended 31st October 2024
continued...
4) TOTAL RESOURCES EXPENDED
Basts of Reli
2]I￿ation Services
Total
2024
TotAI
2023
Costs direct
allocated to activities
Salartes Costs
Repairs. Renewals and Cleaning
SundrieslFoodlFireworks
LkghrlHeal & Waiu Ratcs
Religious Function5
Donations
Bank Chargcs l Loan lllierest
Depreciationaoss 00 disposals
Direct
DiTect
Direct
Direct
Direct
Direci
Direct
DiTeci
26.7(rf)
6.￿2
4.633
15,647
4.827
2.100
20
26,760 23.113
6,002
4,801
4.633
4J95
15.647
7.715
4,827
1.080
2.100
4.850
20
2,613
2,613
2,506
ort Costs
allocated to acllvldes
Premises & Adrninistration
Usage
3.530
3.530
2.911
Gener31 office
Usage
2,871
2,871
3.607
Legal and Professional
Usage
8,819
2,206 1 J,025
2.105
77,822
2306
80,028
57,083
5) NET MOVEMEwfs OF FUNDS FOR THE YEAR
This Is st2ted *fter cblr
3111012024
3111012023
Depreciation
2.613
2.506

Registered Charity No.
1078040
U GOBtLYD SIIYGH GURDWARA BEDFORD
TES to the Finallcial Statements for the Year ended 3151 October 2024
continued...
6) STAFF COSTS TRUSTEES, REMUNEILATION
3J11012024
3111012023
Staff Costs alld T stee
muneration
Wages aud Salaries (including Social
Security Cos¢s)
No employee eamed more than £60.000 per annum.
26.760
23.113
The trustees were not remunerated for the year ended 31° October 2024 except for
Teimbursements in certain circumstances.
7) STAFF NUMBERS
The average monthly number of employx5 during the year was 2 (2023: 2).
8) TANGIBLE FIXED ASSETS FOR THE YEAR ENDED 31" October 2024
and&
Bulldl
roi'emeots
Fix¢ureslFittin
tnent
Total
Cost blfwd
.412.140
112.203
1,524.343
Additions
3,218
3,218
Transfer to Investment Property
(196.833)
(196,833)
Cost at31non024
12J5J07
115,421
I J30.728
Depreelation bifwd
Charge for the year
98,(K)O
2.613
98.000
2.613
At 3111012024
100,613
100.613
Net Book V￿lle
At 3111012023
1.412.140
1315J07
14.203
14,808
1,426,343
133ffjJ 15
At 3111012024
12

Registered Charity No. . 1078040
GURU GOBIND SINGH CURDWARA BEDFORD
NOTES to the Financial Statements for the Year ended 3111012024
ontinued...I
9) Investment Pro
Fglr Value
As at 0111 I12023
162 & 164 Bedford Road. purchased during the year
Transfer of 158 Bedford Road from laod a]Jd buildillgs
Revaluation of158 B¢dford Road
603,832
l96,833
78.167
As at 3111012024
87&832
The followitig proptrtics have beett shown &$ investmenl properties:
158 Bedford Road
162 Bedford Road
164 Bedford Road
158 Bedford Road was purchased in 2019. valued at £196.833 {includ¢s
improvcmcnts). During the year this propertywas classified as investmenl
propety and was revalued at £275,000 as ai 3111012024. The Tevalue
arnount of £78.167 has bccn 5bowryJ as other in￿Me. The trustees are of
thc opsnion that this amount is rcasoDable.
10) cRED￿ORS. AM0￿s FALLING DUE WITHTh'
NE YEAR
2024
2023
Accruals
Other Cr¢ditor5
2.092
170
1,779
156
2262
11) cRED￿oRs.. AMOUTrTfs FALLtNG DUE AFfER MORE THAN ONE YEAR
2024
023
490.500
70,IKK)
Other Creditors
493.000
72.5(X)
13

Registered Charity No. . 1078040
GURU GOBIND SINGH GURDWARA BEDFORD
NOTES lo the Finan¢iAI StAtements for the Year ended 3111012024
continued. .]
12) DEBTORS AND PREPAYME
2024
2023
DebtorslPrepayments
29265
30.512
13) ANALYSIS OF IYET ASSETS BETWEEN FUNDS
nrestricted
Funds
R¢stricicd
Funds
Tangible Fixed Assets
Inv¢stm¢nl Property
Stock
Debtors
Cash ai Banklin Hand
Cutrent Liabilities
1,230.115
878.832
550
29.265
66.618
(495262)
1230.115
878,832
550
29.265
66.618
(495262)
Net Assets as ai 3111012024
1,710.118
1,710,118
14) CAPITAL COMMITMENTS
Authorised bui not contracted
VEMENTS IN
Balance
blfivd
3111012023
Resources Balance clfivd
Resources
ended
3111012024
Restricted Funds
Unrestrieted Funds
I￿54.084
236,062
80,028
1,710.118
Total Funds
1,554,084
236,062
80.028
1,710,118
15) GOVERNANCE COSTS
The figure of £2.206 is the accountancy costs ftt the organisation
All fjmds are used forunrestricted purposes to spendon activities that fi]rth¢r any ofthe purposes of the ¢barity.
14