Company Dumber: 03785416 (England aDd W#les)
Registered Charity iluniber: 1076166
MID MEDIATION AND COUNSELLING LTD
(A company limited by guarantee)
TRUSTEES, REPORT AND FINANCIAL STATEMENTS
For the year ended 10 June 2024

MID MEDIATION AND COUNSF.LLING LTD
(A company limited by guarantee)
CONTENTS
Page
Company inforniation
Trustees, report
Accounlants, report
Statement of fin¥ineial activities
Balance sheet
10
Notes to the finaneial statements
11- 16

MID MEDIATION AND COUNSELLINC LTD
(A company liniited by guarantee)
COMPANY INFORMATION
Ti"ustees
Mr Antliciny Spiio OBE JP - Chairiiian
District Judge Tiinothy Jenkiiis OBE
Ms Jill Trelfa
Mr Michael Kempner FCA
Ms Gilliaii FoggF JP
Ms Claie Kirby JP
Ms Ilelen Jones JP
FIH Jiidge Juditli Rowe KC
Ms Kailiiyii wa￿en
Secretary and Registered Office
Mr Micliael Keiiipner
Teiiiplcloii Lodge,
114 Higli Street.
14ampton Hill,
Middlesex, TW12 INT
Registered Charity
1076166
Registered Company No..
03785436
Examining Accountant
Place Cainpbell
Chartered ALcountants
Wilmiiigton Flouse
High Sii'eet
Ei1St Gi-insteacl
West Sussex, RH19 3AU
Solicitors
Woiiible Bond Dickinsoii (UK) LLP
4 More Loiidon Riverside
Londoii
SEI 2AU
Bankers
I'lie Cooperative Bank plc
POBoxlOI
l Ballooii Street
MaiiLhester, M60 4EP

MID MEDIATION AND COUNSELI,ING LTD
(A company limlted by guarantee)
TRUSTEES, ANNUAL REPORT (INCLUDING DJRFCTORS, REPORT)
Tlie Truslec Board preseiits its report aiid financial stateiiiciits foi- the year ended 30 Julie 2024.
STRUCTURE, GOVERNANCE AND MANAGEMENT
Constitution
MID Mediatioii aiid Couiiselliiig Ltd. is a coinpaiiy limited by guarantee (coi7]paiiy No.
03785436) aiid is a Registet'ed CliaIity (No. 1076166). The company was iiicoipcirated on 9,
June 1999 and oil I" July 1999 took ovcr (111 tlie undertakings, assets aiid lial)ililics of MID
Mediation ￿]d Counselling {Richmond aiid Distjict) an uiiin¢orporated registered chiirity (No.
289271). The activities of MID Mediation aiid Couiiselling are gFovenied by tlie ori(Fiiial Tnist
Deed of MID Mediation and Counselliiig (Richmoiid and Dislrict) dated 20 Febru<lry 1984.
Metliod of appointment or election of Trustees
New Trustccs are electcd by cxistiiig Triistees on tlie board. Triistees, posts are advertised iii tlie
local, natioiial and voluntary newspapers aiid on websites. TrusteLS al'e lllvlted for a probationary
period tlien appointed by the Boai"d of Trustees.
Policies adopted for the induction and training of Trustees
Trustees arc offered traiiiing aiid development thmugli otlier voliiiilary networks.
Organisxtional Structure and decisioii king
The Cliarity is organized so tI￿t the Tnistees meet regularly to nianage its Ic ffaiiE. The day to day
ijiaii<igeiiieiit is delegated to the Director and staff of MID Mediatloll and Cowiselling Ltd.
OBJECTIVE4 S AND ACTIVITIE4 S
Thc objcet of tlie Cliarity is to provide as8lStance througli mediatioii for couples who are
sepai'atii)g7 or divorcing aiid to lielp theiii resolve issues over associated mattel's sucli as f11141nces
and liousiiig?, witli particulai- atteiitioii given to tlie iiecds of ai)y Lhildreti. The aim of tlie Cliarity
is to provide relief and support lo adulls aiid cliildren l)ctore, duiing aiid afier sepciratloll cind
divoi-ce ihrough a i'cliige of serviccs focu.%.ged on cliildrcn aiid tl)eir f.aiiiilies. Alongside iiiedialion
we offer couiiselliiig support to adults wlio are struggliiig to cojne lo ternis with the breakiip of
their relationsliip aiid to childreii who need a safe aiid neutral space to talk.
A leain of eiglit Inediators help people wlio ai'e sepai-atino or divorciiig to iiegotiate and cigree lair
settleiiieiits itL a iion-adversarial way, Iliercby reduciniy daniaging coiiflict iii taniilies. Children
can also be iiivited to a one-off coiitideiitial mediation sessioii to express thcir views.

We offer couiiselliiig to chkldren aiid young people wlio are affected by tlic confii¢t witliiii tlieir
faillilies aiid who Iiave emotioiial, mental and behiiviournl issues as a result.
We offer counselling to adults who liave been impacted by tlie end of theii" relatioiislup.
We Iielp faiiiilies restart ccimmunicalioii ai)d resolve problematic issues via oiir Faiiiily Bridges
project. Tliis involves woi'kiniv with several family niembers togietlier and tliis may include
membej's ol Ihe exteiidcd fainily such as graiidp<2ients and step-par¢nts.
We provide inediatioii services for tenants of housing associatiolls to help tliem resolve difficult
issues and also rlin workplace iiiediation to sort out issues bettveen work colleagues.
We coiifwm tl)at the t￿sleeS are aware of the giiidance issiied by the Charity CoiTllni55ioii on
publiL benefit.
ACIIIEVEMENTS AND PERfoRMANCE
The last twelvc iiioiitlis have been busy 1111d agclin we are seeing iiiore clieiits coming into the
otricc t"oi- Iheir sessions. Oiir telephojies have i-einained very busy and our admiii. tecini have
been able to give iLifoniiatioii to clients wlio al-e goiiig ￿￿oUL1h a divorce aiid may need other
cliaiity suppoit iii addition to services iliat we C1¢ n ott"er. In addition to all tlie people we liave
SILPPOrted over tlie lelephone, we have seen 471 people for individual Mediation Infonnation
AssesbiiieTiI Meetiiigs (MIAMS) over tlie last 12 months. We have liad l? 5 medi¢qtioii case starts
and a 75010 success rate in rLsolving cil leasl oiie issue iii dispute. We iiow hi2ve 3 couitsellors
woi'king over 4 days of the week. We Iiave given inoi-e than 340 coiinselliiig seqsioiis to 39
cliildren and yoiing people and lield assessnient and i'eview ineetings with their pareiits.
We were 2( ble to help 13 tamilies ilirough our Faiuily Biidgcs worK enabling them to resolve
IoiigT_Standiiig coiiiinunication issiies and areas of coiiflict.
We also provided over 100 adiilt counselling sessioiis over the year and assisted a 12nge of
teiiants seeking to i-esolve conflict witli tlieir Iioiisiiig associatlOLi neighbours tliTough our
paitnei.sbip with PA Housiiig..
FINANCIAL REVIEW
The Cliarity ended the yeai. witli a SLirplus of £3,383. Whilst theie was a small reduction in the
aiiioiini of Graiits rLceived coiiipared with tlie pi-evious ye<1r, this was compensated for by 11
iiicrease iii tlie nuiiiber of niediatioii and counselling sessTroiis undert<1keii diiriiig the year.
Inl]atioii continued at a Iiigli Icvel duriiig the first balt.of the year, wliicli iiievitably resulted in
iiicreiised costs. However, all expenditure was tiglitly coiiti-olled aiid as a resiili, tbc Cl￿rity IS 111
a sound financial position at die end of tlie year.

lil order to ensui'e the efficient running of the Cliarity tlie policy is to maiiiLiin reserves i1t a
iiiinimurn of 3 Inoiitl￿ income and a maxiniuni ot 6 inoiiihs. All reserve fuiids are currently held
as cash oil deposit wilh a B<1nk or Building Socicly. Tlic reserves hcld al 30 June 2024 aiiiounted
to £134,082.
Trustee Board Members
The Meiiibers of tli¢ T]￿stee Board listed <1bove are also Trustees of the company uijder the
tenns of the Compaiiies Act 2006. Appoiiilmenls of iiew Trustees are niade by existing Trustees
at a Irustees, Meeting. Tliere shall be a mininiuiii ot.four Trustees. During thL ye1( r, the Trustees
Mr Anthony Spiro OBE, JP - Chairman
District .ludge Tiinoiliy Jenkins OBL
Ms Jill Trelfa
Mr Michael Kempiier FCA
Ms Gilliclll foL'g .IP
Ms Clare Kirl)y JP
M.% HLIcll Joncs JP
HH Judge Juclitli Rowc KC (<1PPOlllted 26 Septeinber 2023)
Ms Katluyii Waii-¢n (appoint¢d 7 Deceiiibei" 2023)
The company has tak-en advantage of the small coinpanies, exeniption in preparing the repori
.Ibove.
Tlie trustees declare tliat tliey have approved the trustees, report (iiicliiding directoi's, report}
Oil beh4ilFof the board of Trustees
Mich<1LI Kempncr
Conipany Secretary
14-

MID MEDIATION AND COUNSELLING LTD
(A company limited by guaraiitee)
INDEPENDENT EXAMINER'S RLPORT I'O J'HE I'RUSTEES OF MID MEDIA'rioN
AND COUNSELI,ING LTD
I report on tlie accowits of tlie company for tlie year ciided 30 Julie ?024 whicl) are set out on page
9t0 16.
RESPECTIVE RESPONSIBILI'fIES OF TRUSTEES AND EXAMINER
The trubtees (wlio arc also the direclors of tbe compaiiy for tlie purposes of coiiipany law) are
iesponsible for tli¢ prepaii1tioii of the aLcoimts. Tlie trustees consider that an audit is nol requii-ed
t.or tl)is year uiider SCLtion 144(2) of the Cliarities Act 2011 (the 20 I l Act) and that an independeiit
examiiiatioii is iieeded.
4aviiig sal?sfied iiiyself tliat the chai'ity is not subject to audit under ¢OLiipany law and is eligible
for iiidepeiident exaininatioii, it is iny resi)onsibility to:
cxaniiiie tlie accowits under section 145 of the ?01 l Act.
follow tlie procedLires laid down in tlie geiieral Directioiis given by tlie Cliarity Comiiiission
uiider scctioii 145(5){b) of the 201 l Act: and
state whetlier particular matters Iiave coine to my attention.
BASIS OF INDEPENDENT EXAMINER'S REPORT
My exic miii¢ltioii was caiTied out in accoidaiice with the geiieral Dircctioi]s given by the Cliarity
Comniission. An e.xaminatioii iiicliides a review of the accouiitin(F recoi-ds kept by tlie cliarity and
a coiiii?arisoii of tlie accoiints presented witli those records. Lt also inclucles consideration of any
uiiiisiial iteins oi- disclosiires in the accounts, and seekingi explanations from you as tiustees
conLeiJing Iiny siich iiiatters. The procedures uiideitl£ keli do Jiot provide <111 the evideiice tliclt
would be required iii ali audit aiid consequeiitly iio opiiiion is giveii as to whethei- the c2CCOUlIts
preseiit a "triie and fair view" and tlie report is limited to tliose niatters set out in the statement
below.
INDEPETYDENT EXAMINER'S STATEMENT
In coimection witli iiiy examiiiatioii, no niatter has coiiic to iiiy atteiition:
wliicli gives iiie reasonable cause to believe that. in any inatcrial respect, tl)e requirenients-.
to keep accouiitiiig records in accordaiice witli seLtion 386 of tbe c.ompanies Act 2006.
aiid

to preparc accouiits wliich accord witli tl)e accouiiting records. coiiiply witli tlie
accounliiig rcquiremeiils of sectinn 396 of thc Compaiiics Act 2006 aiid with Ilie
i]]elhods aiid principles of tliL SiateIiieiit of Rccoinmeiided Pi?ctice: ALcotJnting and
Reportingi by Charities
l(Ive iiot been iiiet. or
to wliich, iii iiiy opiiiioii, altentioii should be drawn iii ol'der to enable a pi-opcr uiiderslaiidiiig
of tlie acLounts lo be ilached.
II. (WL
Placc Campbell
Date:
L K)wL 26L*

ID MED
Tl
NAND
ou
LLI
STATEMENT OF FINANCIAL ACTIVITIES
fw the twèlve month5 èndod 30th June 2024
2024
Unrestricted Restricted
nds
2023
Total
Fun
Nole
Total
INCOME AND EXPENDITURE
Income
Donalions 8nd legacies
Ch8rilable aclivilies
Other trading activities
Investment income
56.269
153.232
17.425
1.181
228.107
67,123
126,805
16,120
307
210,35S
22.769
153,232
17.425
1,181
194,607
33,500
33,500
Expendlture
Charitable activities
Other
Total Resources Expended
34,338
144,958
79,766
224,724
134,118
72,839
206,957
110,620
79.766
190.386
34,338
4.221
18381
3.383
18381
838
3,383
3,398
Net Income Ilexpenditurel
Transfers b¥￿een funds
Net movèment In funds
3,383
3,398
Reconcillation of funds..
Totsl funds brought forward 01107123
Total funds carried forward 30106124
127.301
130.699
130,699
134,082
130,699
134,082
There were ng reGognised gains or losses other than recorded above.
The a¢companw"ng notes a￿ an integral part of this Stst8menl of Flnancial Aclivities.

MID MEDIATION AND COUNSELLING LTD
(a Company Limited by Guarantee)
BALANCE SHEET
as at 30th June 2024
30.06.24
Unrestricted Restricted
Funds
Funds
30.06.23
Total
Funds
Total
Ftsnds
FIXED ASSETS
Tangible Assets
Total Fixed Assets
207
207
207
277
207
277
CURRENT ASSETS
Debtors
Cash al Bank and in Hand
Total Current Assets
22,690
137,993
160,683
22,690
145,243
167,933
26,264
140,678
166,942
li
7,250
7,250
Creditors.. Amounts falling
due within one year
N¢t Current Asset$
io
26,808
133,875
7,250
34,058
133,875
36.520
130,422
Total Assets less Current Liabllities
134,082
134,082
130,699
Creditors.. Amounts falling
due after one year
Net Assets
134,082
134,082
130,699
REPRESENTED BY..
FUNDS
Endowment Flinds
Restricted Funds
Unreslricled Funds
134,082
134,082
130,699
Total Funds
134,082
134,082
130,699
For the year ended 30th June 2024 the company was entitled lo exemption from audit under
Section 477 {2) of the Companies Act 2006.
The members have not required the company to obtain an audit in aG￿rdance with section 476
of the Companies Act 2006.
The directors acknowledge their responsibilies for complying with the requirements of the Companies Act
with respect lo accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the provisions applicable to small companies subject
lo the small companies regime and in accordance with FRS102 SORP.
Anthony Spiro
Chairman
Michael Kempner
Director
10-

MID MEDIATION AND COUNSELLING LTD
(a Company Limited by Guarantee)
NOTES TO THE FINANCIAL STATEMENTS
for the year ended 30th June 2024
1. LIABILITY OF MEMBERS
The Company is Limited by Guarantee and has no Share Capital.
The Memorandum and Articles of Association provide that every member is liable to contribute a
sum not exceeding £1 in the event of the Company being wound up while they are a member or
within one year of ceasing to be a member. At the year end there were 8 members.
2. ACCOUNTING POLICIES
2.18asls of Accounting
The financial statements have been prepared under the historical cost convention and to comply
with the Companies Act 2006 and also the Statement of Recommended Practice {SORPI for
charities - 'Accounting and Reporting by Charities" preparing Iheir accounts in aGcordance with
the Financial Reporting Standard applicable in the UK and Republic of Ireland {FRS 102) issued
on 16th July 2014 and with the Charities Act 2011.
2.2 Income
Recognition of income
Income has been included in the Ststement of Financial Activities {SoFA) when:
the charity becomes entitled to the resources.,
it is more likely than not that the trustees will receive the resources.
the monetary value can be measured with sufficient reliability.
Offsetting
There has been no offsetting of assets and liabilities, or income and expenses, unless required
or permitted by the FRS 102 SORP or FRS 102.
Grants and donations
Grants and donations are only included in the SOFA when the general income recognition
criteria are met.
In the case of perforniance related gr8nts, income must only be recognised to the extent that the
charity has provided the specified goods or services as entillement to the grant only occurs when
the performance related condition5 are met.
Government Granls
The Gharity has received government grant5 in the reporting period.
Tax reclaims on donations and gifts
Gift ￿'d receivable is included in income when there is a valid declaration from the donor. Any
Gift Aid amount recovered on a donalion is considered to be part of Ihat gift and is treated as an
addition to the same fund as the initial donation unless the donor or the terms of the appeal have
specified otherwise.
Contractual income and performance related grants
This is only included in the SOFA once the charity has provided the related goods or Se￿iceS or
met the performance related conditions.

MID MEDIATION AND COUNSELLING LTD
(a Company Limited by Guarantee)
NOTES TO THE FINANCIAL STATEMENTS
for the year ended 30th June 2024
Income from interest
This is included in the accounts when receipt is probable and the amount receivable can be
measured reliably
2.3 Expendlture and Liabilitles
Liability Recognition
Liabilities are recognised where it is more likely than not that there is a legal or constructive
obligation committing the charity to pay out resources and the amount of the obligation can be
measured with reasonable certainty.
Govemance and support costs
Support costs have been allocated be￿een govemance c051s and other support. Governance
costs comprise all costs involving public accountability of the charity and its compliance with
regulation and good practice.
Support costs include central functions and may have been allocated to aclivity cost categories
on a basis consistent with the use of resources. eg allocating property costs by floor areas. or
per capita, staff costs by the time spent and other Gosts by their usage.
Grants with performance conditions
Where the charity gives a grant wth conditions for its payment being a specifiG level of service
or output to be provided, such grants are only recognised in Ihe SOFA once the receipt of the
grant has provided the Specified service or output.
Grants payable without performance conditions
Where there are no conditions attaching to the grant that enables the donor charity to realistically
avoid the commitment, a liabilily for the full funding obligalion must be recognised.
Redundancy cost
The charity made no redundancy payments during the reporting period.
Deferred income
No material item of deferred income has been included in the a¢counls.
Creditors
The charity has credilors whiGh are measured al settlement amounts less any trade discounts.
Provision for liabilities
A liability is measured on recognition at its historical cost and then subsequently measured at
the best estimate of the amount required to settle the obligation at the reporting date.
Baslc financial instruments
The charity accounts for basic financial instruments on initial recognition as per paragraph 10.7
FRS102 SORP. Subsequent measurement is as per paragraphs 11.17 to 11.19 FRS102 SORP.
12

MID MEDIATION AND COUNSELLING LTD
(a Company Limited by Guarantee)
NOTES TO THE FINANCIAL STATEMENTS
for the year ended 30th June 2024
2.4 Assets
Tangible fixed assets for use by charity
These are capitalised if they can be used for more than one year, and cost at least £200.
They are valued at C05t.
The depreciation rates and methods are disclosed in Note 8.
Debtors
Debtors (including trade debtors and loans receivable) are measured on inilial recognition at
settlement amount after any trade discoLJnts or amount advanced by the charity. Subsequently,
they are measured at the cash or other consideration expected to be received.
3. INCOME
2024
Unrestricted Restricted
funds
fund5
2023
Total
funds
Donations and legacies
Donations and gifts
Gift Aid
General grants provided by
governmentlother charities
Membership subscriptionslsponsorships
220
48
220
66.200
875
67,123
21,674
875
22,769
33,500
55,174
875
56,269
33,500
Charitable activities
Client payments
Legal Aid Agency
124,260
28,972
153,232
89,417
37,388
126,805
124,260
28,972
153,232
other trading activtties
Room rental
VAT rebate
5,104
12,321
17,425
6,728
9,392
16,120
5,104
12,321
17,425
Income from investments
Interest income
1,181
1,181
1,181
1,181
307
307
33,500
228,107
210,355
Total Income
194,607
All income in the prior year was unrestricted except for £34,700 received as Restricted Grants.

MID MEDIATION AND COUNSELLING LTD
(a Company Limited by Guarantee)
NOTES TO THE FINANCIAL STATEMENTS
for the year ended 30th June 2024
4. EXPENDITURE
2024
Unrestricted Restricted
funds
funds
2023
Total
funds
Expenditure on charitable activities
Salaries & NIC
Fees.. Mediation and Counselling
Training & Supervision
Child Counselling
43,480
52,242
14,898
10,870
18,468
54,350
70,710
14,898
5,000
144,958
52,143
61,210
13,265
7,500
134,118
5.000
34.338
110,620
Other
Governance costs
79,766
79,766
79,766
79,766
72,839
72,839
190,386
34,338
224,724
206,957
5. FEES FOR EXAMINATION OF THE ACCOUNTS
2024
2023
Independent examiner's fees
2,200
3,400
6. PAID EMPLOYEES
6.1 Staff Costs
2024
2023
Salaries and w3ge5
Social security costs
Pension costs (defined contribution)
80,557
77,748
1,402
81.959
1,274
79,022
No salaries exceeding £60,000 were paid during the year. Nothing was paid to the Trustees.
6.2 Average head count in the year
2024
Area of work
Charitable activities
Governance
2023
14-

MID MEDIATION AND COUNSELLING LTD
(a Company Limited by Guarantee)
NOTES TO THE FINANCIAL STATEMENTS
for the year ended 30th June 2024
7. DEFINED CONTRIBUTION PENSION SCHEME
Contribution5 of £1.402 have been recognised in the SOFA as an expense for the year ended
30th June 2024.
It is estimated that staff spend 20% of their time on work related to activities funded bv
restricted f unds. Therefore, 20% of the pension costs have been allocated to restricted funds.
8. TANGIBLE FIXED ASSETS
Office
Equipment
Cost
As at 30th June 2023
Acquisilion
Disposal
21,192
As at 30th June 2024
21.1g2
Depreciation
As at 30th June 2023
Charge for year
Disposal
20,915
70
As at 30th June 2024
20,985
Net Book Value
As at 30th June 2024
207
Depreciation is provided at the following annual rates in order to wite off each asset
over its estimated useful life.
Equipment- Unrestricted Funds 25 % on reducing balance
Equipment - Restricted funds 100°/o on Gost
9. DEBTORS AND PREPAYMENTS
2024
2023
5,891
16,799
22,690
8,553
17,711
26,264
Trade Debtors
Prepayments and accrued income
15-

MID MEDIATION AND COUNSELLING LTD
(a Company Limited by Guarantee)
NOTES TO THE FINANCIAL STATEMENTS
for the year ended 30th June 2024
10. CREDITORS AND ACCRUALS
10.1 Analysis of creditors
2024
2023
Trade Creditors
Accruals and deferred income
Taxation and social security
Other creditors
116
28,486
838
7,080
36.520
32,401
577
1.080
34,058
10.2 Deferred income
2024
2023
Balance at start of reporting period
Amounts added in current period
Amount5 released to income from prior per
6,667
1,667
6,667
1.667
1,667
6,667
1,667
6,667
The amounts added in the current period are for 2 months of the Children in Need
Grant of £10,000 received in September 2023 to cover the year to 31st August 2024.
The amounts released to income from prior periods are the same Iwo months last year
for Children in Need plus a Grant received from the Kelly Foundation in June 2023
intended to start from 1st July 2023 for 12 months.
11. CASH AT BANK AND IN HAND
2024
2023
Short term deposits
Cash at bank and in hand
93,291
51.952
145,243
76.345
64,333
140,678
12. TRANSACTIONS WITH TRUSTEES AND RELATED PARTIES
None of the trustees have been paid any remuneration or received any other benefits from
an employment with their charity or a related entity.
No trustee expenses have been incurred.
There have been no related party transactions during the reporting period.
16

MID MEDIATION AND COUNSELLING LTD
13 company limited by guarantee)
INCOME AND EXPENDITURE ACCOUNT
for the twelve months ended 30th June 2024
2024
2023
INCOME
Grants and Donations
Clients Payments
Legal Aid Agency
Community Mediation
Patrons, Scheme
Training
Roorn Rental
Net income from VAT
55.394
124,260
28,972
66,248
89,417
37,388
875
875
5,104
12,321
226,926
6,728
9.392
210,048
307
Deposit Interest
1,181
228,107
210,355
EXPENSES
79,022
48,228
12,982
13,265
405
2,713
24,353
1,630
1,550
2,210
3,027
1,394
866
3,200
231
3,059
92
Salaries & NIC
Fees: Mediation
Fees.. Counselling
Training & Supervision
Postage, Stationery & Printing
Telephone
Rent & Rates
Marketing
Subscriptions
Insurance
Light & Heat
Credit Card Fees
Sundry Expenses
Book-keeping
Legal & Professional Fee5
Office Equipment Maintenance
Equipment Depreciation
Examiner's Remuneration
Repairs & Maintenance
81,959
56,225
14,485
14,898
1,218
2,404
24,687
1,625
1,560
2,452
3,325
1,781
789
3,600
1,790
3,351
69
2,200
6,306 224,724
3,400
5,330 206,957
3,398
Surplus for the Year
3,383
17-