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2025-12-31-accounts

Trustees’ Annual Report for the period

From 01/01/2025 Period start date To 31/01/2025 Period end date

Charity name: The Charnwood u3a

Charity registration number: 1076107

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 To offer learning, fun and education for
all members
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.
Para 1.17 and
1.19
Support and aid groups with their
activities
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 Yes

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 Charnwood u3a has increased its
membership to nearly 1,100.
There are now around 107 groups which
offer sports, language, games and
quizing, walking – a wide variety. This
year has seen a new group ‘Women in
History’ and 2 groups for ‘Seated
Exercise’.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 Please annual review
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 Inline with guidelines we hold 9 months
worth of running cost to allow for
winding up if necessary.
Amount of reserves held Para 1.22 £7500
Reasons for holding zero
reserves
Para 1.22
Details of fund materially in
deficit
Para 1.24
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
The charity’s principal
sources of funds (including
any fundraising)
Para 1.47 Subscriptions
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Constitution
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 unincorporated
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 On a volunteer basis

Additional information (optional) You may choose to include further statements where relevant about:


Policies and procedures
adopted for the induction and
training of trustees

Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name The Charnwood u3a
Other name the charity uses
Registered charity number 1076107
Charity’s principal address

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
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18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (ifany)
Pam Upton Chair
Debra Hardwick Secretary
Pamela Towers Treasurer
GarryRigby Vice-Chair
BeverleyGillman Groups Co-ordinator
Geetha Bala New Members
Liaison

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Debra Rachael Hardwick

Position (eg Secretary, Secretary Chair, etc) Date 10/07/2026

CHARITY COMMISSION FOR ENGLAND ANO WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of The Chamwood u3a On accounts for the year ended 31* December 2025 Charity no lif any) 1076107 Set out on pages I report to the trustees on my examination of the accounts of the above charity {Ihe Trust'l for the year ended 3111212025 Responsibilities and As the charity trustees of the Tnjst, you are responsible for the preparation basis of report of the accounts in a￿ordanCe with the requirements of the Charities Act 2011 ("the Act"). I report in respert of my examination of the Trust's accounts carried out under section 145 ofthe 2011 Act and in carying out my examination, I have followed the applicable Directions given by the Charty Commission under section 14515)Ibl of the Act. I have completed my examination. I confinn that no material matters have come lo my attention (other than that disclosed telov¢") in connection with the examination which gives me cause to believe that in, any material respe¢t.' accounting re¢ords were not kept in accordance viith section 130 of the Act or the accounts do not accord wrth the ac¢ounting records Independent examlnerfs statement I have no concems and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Please delete the words in the brackets rf they do not appty. Slgned: Date: Namo: RncklÉL TroÉ Relevant professional qualificationls) or body (if any): Cir4 Address: É2 PÉioQY LÉiL& LLII gpr IER October 2018

Section B Disclosure Only complele if the examiner needs to highlight matters of concem (see CC32, Independent examination of chanty accounts.. directions and guidance for èxaminers). Give here brief detalls of any items that the examinor wishes to disclose. IER October 2018

CHARITY COMMISSION FOR ENGLAND ANO WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to the trusteesl members of The Chamwood u3a On accounts for the year ended 31* December 2025 Charity no lif any) 1076107 Set out on pages I report to the trustees on my examination of the accounts of the above charity {Ihe Trust'l for the year ended 3111212025 Responsibilities and As the charity trustees of the Tnjst, you are responsible for the preparation basis of report of the accounts in a￿ordanCe with the requirements of the Charities Act 2011 ("the Act"). I report in respert of my examination of the Trust's accounts carried out under section 145 ofthe 2011 Act and in carying out my examination, I have followed the applicable Directions given by the Charty Commission under section 14515)Ibl of the Act. I have completed my examination. I confinn that no material matters have come lo my attention (other than that disclosed telov¢") in connection with the examination which gives me cause to believe that in, any material respe¢t.' accounting re¢ords were not kept in accordance viith section 130 of the Act or the accounts do not accord wrth the ac¢ounting records Independent examlnerfs statement I have no concems and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Please delete the words in the brackets rf they do not appty. Slgned: Date: Namo: RncklÉL TroÉ Relevant professional qualificationls) or body (if any): Cir4 Address: É2 PÉioQY LÉiL& LLII gpr IER October 2018

Section B Disclosure Only complele if the examiner needs to highlight matters of concem (see CC32, Independent examination of chanty accounts.. directions and guidance for èxaminers). Give here brief detalls of any items that the examinor wishes to disclose. IER October 2018