Charity No. 1075784 Company No. 3719704 ## **Romney Marsh Community Church** Annual Report & Financial Statements For the Year Ending 31[st] December 2021 ## **Romney Marsh Community Church** |Contents|| |---|---| ||Page| |Charity Information|1| |Trustees' Report|2 - 4| |Independent Examiner's Report|5| |Statement of Financial Activities|6| |Balance Sheet|7| |Notes to the Accounts|8 -17| ## **Romney Marsh Community Church** Charity Registration No.: 1075784 Registered in England: 3719704 Governing Document: Memorandum and Articles of Association Incorporated on the 25th February 1999 Trust Deed dates: 31[st] January 1999 Trustees: Paul Stephen King (Chairman) Nicholas Peter Barratt Keren Elizabeth Morrell Bruce Godfrey Streather (retired 14/05/22) Elders/Members: Nicholas Peter Barratt (Pastor) Paul Stephen King Company Secretary: Paul Stephen King Correspondence Address: Karen Elaine King Romney Marsh Community Church The Centre, North Street New Romney Kent TN28 8DW Legal Advisors: Streathers Solicitors LLP 44 Baker Street London W1U 7AL Independent Examiner: Peter Saltiel Church & Charity Accounts Service Planchadeau 23460 Saint-Pierre-Bellevue France _formerly, 69 Portland Place Greenhithe, Kent, DA9 9FE_ Bankers: Lloyds TSB 43 Sandgate Road Folkestone Kent CT20 1RZ 1 ## **Romney Marsh Community Church** ## Trustees’ Annual Report For 2021 Company Limited by Guarantee Registered in England No 3719704 Charity Number 1075784 Registered Address The Centre, 8 North Street, New Romney, Kent, TN28 8DW Trust Deed dated 31/01/99 **Elders/Members** Nicholas Peter Barratt - Pastor Paul Stephen King **Trustees** Paul Stephen King Nicholas Peter Barratt Keren Elizabeth Morrell Bruce Godfrey Streather (retired 14/05/22) **Company Secretary** Paul Stephen King ## **Objects** The objects of the charity are: - 1) To promote the knowledge and practice of the Christian Faith and in particular but not so as to limit the generality of the foregoing:- - a. to encourage people to worship and glorify God and become disciples of Jesus Christ. - b. To advance the Christian Faith by promotion of evangelism and social mission. - 2) To carry on such other charitable activities as the charity may determine. ## **Management** The Elders manage the spiritual life of the church and work closely with the apostolic team from Salt & Light Ministries. The Trustees hold the legal responsibility for the company/charity and are responsible to the Members. The staff and volunteers are responsible to their Head of Department, who in turn are responsible to the Elders. ## **Finance** The Charity is totally self-supporting, giving 12% of its income away to various good causes. The Gift Aid Declaration Scheme and GADAS still provide a successful additional income at no extra cost to our members. 2 ## **Romney Marsh Community Church** ## **Reserves Policy** It is a requirement of the Charites Act that the trustees consider the financial requirements of the Charity on an ongoing basis and formulate a policy which seeks to determine the level of reserves required to be held at any one time to enable the Charity to carry out its charitable activities. The Charity is founded on biblical principles, one of which is that all things come from God, and He will provide for our every need (Luke 12:22-31). On this basis, whilst the trustees understand the importance of good practice and stewardship in all matters relating to the Charity, they do not believe it is appropriate to make specific financial provision for future liabilities. ## **Activities** Due to the restrictions imposed by the government to limit social contact in order to reduce the spread of the Coronavirus (Covid19) global pandemic, access to The Centre has been severely restricted again this year with in person services only resuming on a very limited number basis from Easter with little social contact in the building, no refreshments, and masks being worn throughout. Although a difficult time for all, in that most of the activities have not continued as normal, it has been an opportunity to investigate and undertake new ways to be church. Showing Christ’s love in the local community, by looking after neighbours, doing shopping, phone calls, giving small gifts, helping in practical ways has become more important and perhaps the new norm. We may not be able to meet as before, but Jesus has not been isolated. There are still lots of ways to spread his word, be it in a more individual way. It is a challenge for all believers to seek out how to continue Jesus’ commission **.** The regular Sunday worship services were streamed on line for much of the year, making them open to people of all faiths or no faith, of any age, nationality, culture or gender, and give a public benefit to all who choose to view and engage; all are welcomed and valued equally. The basis of our teaching and moral and ethical guidance is in line with the scriptures and teaching of Jesus Christ as contained in the Bible. Some Discipleship groups and youth groups have continued to meet for fellowship, worship, study and ministry midweek via zoom, and more recently in person. It was decided after much thought and risk assessing that The Food Bank was necessary to continue but that food parcels would be delivered to the client’s homes by volunteers to reduce the risk of infection during the pandemic. 3 ## **Romney Marsh Community Church** ## **Employees** Nicholas Barratt continues as Pastor of the Church for 20 hours per week. A Church Receptionist/Caretaker for 10 hours per week. A Community Liaison Officer for 8 hours per week to deal with finance and funding issues. A Children’s Worker for 5 hours per week. A Community Support worker for 10 hours per week ## **Other Work** The charity has two people who are registered with Kent County Council to officiate at wedding ceremonies. Two weddings took place during the year. The ongoing development of the Centre has been put on hold until the pandemic is under control. ## **Facilities rented out:** Unit 3 in The Centre is occupied by Al’s Gym, which was allowed to open again in May of this year following the pandemic restrictions being lifted. The rent, having been waived while the business has been closed, was reinstated from 1[st] of May 2021. The Marsh Academy, excluded pupils project has run in unit 5 at various points in the year when the government restrictions have allowed. The full rental has been reinstated for the whole year Reflective Care Ltd uses an office at the front of the first floor in The Centre. RMCC is in membership with the Baptist Union of Great Britain. Our formal link with Salt & Light Ministries came to an end this year due to a differing opinion over doctrinal issues, however relationships remain good and mutual love and respect still exists. RMCC continues to be part of The Forge Sphere group of churches (a geographical and relational group of churches originally all part of Salt & Light Ministries across the South of England), who all had the same hard decision to make to step out from under the Salt & Light banner and develop their own network, giving additional pastoral care for our leaders, and apostolic input. Since the end of the year to which this report relates, Bruce Streather has retired as a trustee, having served for 10 years. Bruce has gone above and beyond his original commitment and the trustees want to acknowledge the great wisdom he has brought to the role. We are currently seeking a replacement, potentially from outside the charity (from one of our partner organisations) to bring an added dimension to the trustee body. Paul Stephen King On behalf of the Trustees of Romney Marsh Community Church 4 ## **Romney Marsh Community Church** Independent Examiner’s Report to the Trustees, Directors and members of the Romney Marsh Community Church Charity No: 1075784 Company No: 3719704 I report on the accounts of the Trust for the year ended 31st December 2021 which are set out on pages 6 to 17. ## **Responsibilities and basis of report** As the charity’s trustees of the Company (who are also the directors of the company for the purposes of company law), you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (“the 2006 Act”). Having satisfied myself that the accounts of the Company are not required to be audited for this year under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (“the 2011 Act”). In carrying out my examination, I have followed the Directions given by the Charity Commission (under section 145(5)(b) of the 2011 Act. ## **Independent examiner's statement** I have completed my examination. I confirm that no material matters have come to my attention which gives me cause to believe that: - accounting records were not kept in accordance with section 386 of the Companies Act 2006; or - the accounts do not accord with such records; or - the accounts do not comply with relevant accounting requirements under section 396 of the Companies Act 2006 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination; or - •the accounts have not been prepared in accordance with the Charities SORP (FRS102). I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Peter Saltiel Church & Charity Accounts Service Planchadeau 23460 Saint-Pierre-Bellevue France _formerly, 69 Portland Place Greenhithe, Kent, DA9 9FE_ Dated 8[th] September 2022 5 ## **Romney Marsh Community Church** ## **Statement of Financial Activities for the Year Ended 31st December 2021 (including income & expenditure account)** |Income from:
Donations and legacies
Charitable activities
Sundry Income
Investments
Total
Expenditure on:
Charitable expenditure
Total
Excess of income over expenditure
Fund transfers
Total Funds brought forward
Total funds carried forward|Unrestricted
Restricted
Total
Total
Notes
Fund
Fund
2021
2020
£
£
£
£
3
3a
66,473
1,854
68,327
68,644
3b
840
-
840
975
3c
704
1,218
1,922
2,767
3d
9,680
-
9,680
7,909
77,697
3,072
80,769
80,295
4
4
70,088
2,655
72,743
80,491
70,088
2,655
72,743
80,491
7,609
417
8,026
(196)
-
-
-
-
7
376,532
2,869
379,401
379,597
7
384,141
3,286
387,427
379,401|Total
2020| |---|---|---| This Statement of Financial Activities includes all gains and losses recognised in the year. All of the above results are derived from continuing activities. The notes on pages 8 to 16 form part of these financial statements. 6 ## **Romney Marsh Community Church** ## **Balance Sheet at 31st December 2021** |Notes
FIXED ASSETS
The Centre
5
Office furniture
CURRENT ASSETS
Current account & petty cash
115,990
Treasurers account -
The Flame/club.com
43
Junior Youth Club
50
SenSes
COIF deposit account
7,083
123,166
Debtors & prepayments
8,960
Net current assets
Total assets
LIABILITIES
Creditors:
6
2,804
Amounts falling due within one year
6
350
Total assets less current liabilities
Net Assets
1
FUNDS
General Fund
Restricted Fund
7
Designated Fund
Junior Youth Club
9|Notes
FIXED ASSETS
The Centre
5
Office furniture
CURRENT ASSETS
Current account & petty cash
115,990
Treasurers account -
The Flame/club.com
43
Junior Youth Club
50
SenSes
COIF deposit account
7,083
123,166
Debtors & prepayments
8,960
Net current assets
Total assets
LIABILITIES
Creditors:
6
2,804
Amounts falling due within one year
6
350
Total assets less current liabilities
Net Assets
1
FUNDS
General Fund
Restricted Fund
7
Designated Fund
Junior Youth Club
9|2021
2020
£
£
258,455
258,455
-
-
105,432
43
1,156
7,083
113,714
10,280
132,126
123,994
390,581
382,449
2,698
3,154
350
3,048
387,427
379,401
374,324
362,051
3,286
2,869
9,767
13,325
50
1,156
387,427
379,401|2020| |---|---|---|---| ||123,166
8,960||| ||2,804
350||| ||1||| The company was entitled to exemption from audit under s477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006. The directors acknowledge their responsibilities for complying with the requirements of the Companies Act with respect to accounting records and the preparation of accounts. These accounts have been prepared in accordance with the provisions applicable to small companies subject to the small companies regime and in accordance with FRS102 SORP. These financial statements were approved by the members of the Board on 17[th] August 2022 and are signed on their behalf by Paul Stephen King : 7 ## **Romney Marsh Community Church** ## **Notes to the Accounts** ## **1. Basis of Preparation** ## **Basis of Accounting** These financial statements have been prepared under the historical cost convention with items recognised at cost or transaction value unless otherwise stated in the relevant note(s) to these accounts, accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 and with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102). The accounts present a true and fair view and no changes in the basis of accounting have been made during the year. There have also been no changes to the previous accounts during the financial year. ## **Going Concern** The trustees are of a view that there are sufficient reserves to secure the immediate future of the Trust for the next 12 to 18 months and on that basis the charity is a going concern. ## **Cash Flow Exemption** The charitable company has not produced a Statement of Cash Flows, as the charity is within the small company and charity thresholds. ## **2. Accounting Policies** ## **Fund Accounting** Unrestricted funds are donations and other income received or generated for the objects of the charity without further specified purpose and are available as general funds. Designated funds are unrestricted funds earmarked by the trustees for particular purposes and include the tithe of its general income. Restricted funds are to be used for the specific purposes as laid down by the donor. Expenditure which meets these criteria is identified to the fund. ## **Income** Voluntary income is received by way of donations and gifts and is included in full in the Statement of Financial Activities when received. ## **Expenditure** Restricted and designated fund expenditure is made on a regular basis. Other expenditure is included on an accruals basis when incurred. Governance costs are those related to the running of the Charity, including the Independent Examination and other statutory costs. ## **Judgements and Estimations** The trustees have not made any significant judgements in the process of applying the accounting policies and there are no areas of estimation uncertainty that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities. ## **Net current Assets** Current assets are cash at bank with immediate access and debtors. The fixed assets refer to the Charity’s building, The Centre in New Romney, Kent. Current liabilities are obligations to pay for services within one year. 8 ## **Romney Marsh Community Church** ## **Notes to the Accounts (cont’d)** ## **3. Income from** |||Unrestricted|Restricted|Total|Total| |---|---|---|---|---|---| ||Notes|Fund|Fund|2021|2020| |||£|£|£|£| |Income from:|||||| |Donations and legacies|3a||||| |General offerings & gifts||48,392|-|48,392|55,592| |Missions|_3a1_|8,547|1,854|10,401|4,297| |Income tax recovered||9,534|-|9,534|8,755| |||66,473|1,854|68,327|68,644| |Missions|_3a1_||||| |Anugrah Sponsorship of Children||-|300|300|300| |C & D Richards||777|-|777|-| |Missions - S Paul||777|120|897|120| |Forge Sphere||2,331|120|2,451|120| |Tear Fund||777|-|777|-| |Tear Fund - Toilet Twinning||-|-|-|745| |Pastoral Emergency Fund -|Pastoral Need|1,554|-|1,554|2,617| |Restaurant Charity||777|1,314|2,091|-| |Other Missions||-|-|-|395| |||8,547|1,854|10,401|4,297| |Charitable activities|||||| |Mustard Seed|3b||||| |CAP||778|-|778|30| |Magnox youth equipment||-|-|-|892| |Activity inc||62|-|62|53| |||840|-|840|975| |Total charitable activities||840|-|840|975| |Sundry Income|3c||||| |Baptist Union Trust Fund|10|-|-|-|-| |Church events||528|-|528|1,507| |Refreshments||-|-|-|44| |Bookswap profits||-|-|-|81| |Food bank||-|1,218|1,218|1,010| |Miscellaneous||176|-|176|125| |||704|1,218|1,922|2,767| |Investments|3d||||| |Bank interest||141|-|141|298| |Rental income||9,539|-|9,539|7,611| |||9,680|-|9,680|7,909| |Total income||77,697|3,072|80,769|80,295| 9 ## **Romney Marsh Community Church** ## **Notes to the Accounts (cont’d)** ## **4. Expenditure on** |Direct Charitable Expenditure
Missions donations
Total donations
Ministry
Youth work
Mustard Seed
Food Bank
Junior Youth Club
Worship
Outreach
Refreshments
Church events
Training
Support costs
Missions
Anugrah Sponsorship of Children
C&D Richards
CAP
Other Missions
Sunil Paul
Forge Sphere
Send & Saint
Tear Fund
Christmas Restaurant Charity
Tear Fund - Toilet Twinning
Marsh School Worker
Pastoral Emergency Fund
Mustard Seed
Magnox youth equipment
Marsh Youth Grant
Police Property Fund
Tuck Shop|Unrestricted
Restricted
Total
Total
Notes
Fund
Fund
2021
2020
£
£
£
£
4a
9,336
1,327
10,663
19,911
9,336
1,327
10,663
19,911
462
-
462
393
150
-
150
273
4b
53
-
53
634
-
1,328
1,328
960
9
1,106
-
1,106
65
1,720
-
1,720
1,257
-
-
-
7
201
-
201
227
5,320
-
5,320
782
-
-
-
25
4c
51,740
-
51,740
55,957
70,088
2,655
72,743
80,491
4a
-
-
-
-
1,111
-
1,111
1,807
924
-
924
974
-
1,007
1,007
445
924
160
1,084
1,014
2,771
160
2,931
2,821
410
-
410
2,600
924
-
924
904
368
-
368
-
-
-
-
840
359
-
359
1,875
1,545
-
1,545
6,631
9,336
1,327
10,663
19,911
4b
-
-
-
421
-
-
-
20
-
-
-
1
53
-
53
192
53
-
53
634| |---|---| 10 ## **Romney Marsh Community Church** ## **Notes to the Accounts (cont’d)** ## **4. Expenditure on (cont’d)** |||Unrestricted|Restricted|Total|Total| |---|---|---|---|---|---| |||Fund|Fund|2021|2020| |||£|£|£|£| |Direct Charitable Expenditure (cont'd)|||||| |Support costs|4c||||| |Wages & NIC||37,808|-|37,808|40,391| |Premises general maintenance||1,776|-|1,776|779| |Premises North Street expenses||-|-|-|9| |Romney Enterprise Centre|||||| |Maintenance & expenses||6,121|-|6,121|6,737| |Office Staffing Costs - other||974||974|1,145| |Postage, stationery & telephone||1,594|-|1,594|1,540| |Photocopier||321|-|321|419| |Computer Costs||647|-|647|1,971| |Subscriptions||903|-|903|893| |Accountancy||1,250|-|1,250|1,200| |Bank Charges & Interest||343|-|343|294| |Miscellaneous expenses||3|-|3|579| |||51,740|-|51,740|55,957| |Total expenditure||70,088|2,655|72,743|80,491| |**5. Fixed Assets**|||||| |||Unrestricted|Restricted|Total|Total| |||Fund|Fund|2021|2020| |||£|£|£|£| |Romney Enterprise Centre|||||| |at 1st January||258,455|-|258,455|256,956| |Additions||-|-|-|1,499| |at 31st December||258,455|-|258,455|258,455| ## **5. Fixed Assets** The (Romney Enterprise) Centre was purchased by the Church for the furtherance of its aims and objectives during the year 2000. The purchase was partly funded by a release of trust funds from the Baptist Union Corporation and partly by way of a loan from Lloyds Bank Plc secured against the property by way of a mortgage. The loan was due to be repaid over a 20 year period. During 2003 an additional mortgage was taken out secured against The Centre to provide funds for capital works required for furtherance of the aims of the charity. Part of this work was also funded by way of a grant awarded to the charity during 2001 from The New Romney Institute. The trustees decided that as extensive structural improvements have been carried out at The Centre, and that these improvements greatly enhanced the value of the property, the costs associated with these improvements should be capitalised to reflect this. Further works were carried out during 2004 and again these costs were capitalised. In late 2006 some damage was sustained to The Centre by a third party, which was then subject to an insurance claim. Remedial works were carried out during the latter part of 2008 and during 2009 and it was decided to combine some improvement work in with the repairs. To this end the charity borrowed 11 ## **Romney Marsh Community Church** ## **Notes to the Accounts (cont’d)** ## 5. Fixed Assets (cont’d) an additional sum from Lloyds TSB Bank secured against The Centre and the amount of these improvements have been capitalised in the accounts. The Church is the beneficial owner (subject to the relevant trusts) of the following assets the legal title to which is held by the Church's custodian trustee The Baptist Union Corporation Ltd. The Chapel value was revised in 2019 due to the fact that it was subject to a contract of sale and having been placed on the open market and independently valued the Trustees had accepted an offer of £140,000 for the sale. This sale completed in January 2020 and the resultant funds are held in trust by the BU Corporation on behalf of the church. A full breakdown of the trust fund movement is shown in Note 10. |Shown at higher of insured or market value:
Church premises (Chapel) - North Street
BU Corp Trust Fund re Chapel Sale
Office Furniture
Desks, Chairs, Cupboards & Computers
Cost Value
at 1st January
Additions
at 31st December
Depreciation
at 1st January
Additions
at 31st December
Net Book Value
at 1st January
Additions
at 31st December|Total
Total
2021
2020
£
£
137,688
137,404
Unrestricted
Restricted
Total
Total
Fund
Fund
2021
2020
£
£
£
£
13,625
-
13,625
13,625
-
-
-
-
13,625
-
13,625
13,625
13,625
-
13,625
12,362
-
-
-
-
13,625
-
13,625
13,625
-
-
-
-
-
-
-
-
-
-
-
-|Total
2020| |---|---|---| ||13,625|| ||13,625
-|| ||13,625|| ||-
-|| ||-|| 12 ## **Romney Marsh Community Church** ## **Notes to the Accounts (cont’d)** ## **6. Creditors - Amounts Falling Due Within One Year** |**7. Fund Breakdown**
Accruals
Deposits Received
General Fund
Designated Fund
Restricted Fund
estricted Fund Breakdown:
Missions
Mustard Seed (Youth Work)
Other
Represented by:|Unrestricted
Restricted
Total
Total
Fund
Fund
2021
2020
£
£
£
£
2,804
-
2,804
2,698
350
-
350
350
3,154
-
3,154
3,048
1st Jan
Income
Expenditure
Transfers
31st Dec
£
£
£
£
£
363,207
68,334
(57,166)
-
374,374
13,325
9,363
(12,922)
-
9,767
2,869
3,072
(2,655)
-
3,286
379,401
80,769
(72,743)
-
387,427
1st Jan
Income
Expenditure
Transfers
31st Dec
£
£
£
£
£
(1,053)
1,854
(2,655)
3,546
1,692
2,731
-
-
(2,112)
619
1,191
1,218
-
(1,434)
975
2,869
3,072
(2,655)
-
3,286
2021
2020
£
£
Cash: Funds held in -
Missions Account
3,086
2,719
COIF Account
200
150
General Fund Account
-
-
3,286
2,869
Net Prepayments
-
-
3,286
2,869|Total
2020| |---|---|---| ||2,869
3,072
(2,655)|| ||Cash: Funds held in -
Missions Account
COIF Account
General Fund Account
Net Prepayments|| ## **8. Staff costs and remuneration to Trustees** |Salaries
Employer's National Insurance
Employer's Pension Contributions|2021
2020
£
£
37,808
40,391
-
-
974
1,145
38,782
41,536|2020| |---|---|---| No employee was paid more than £60,000 and the Trustees received no remuneration during the year. 13 ## **Romney Marsh Community Church** ## **Notes to the Accounts (cont’d)** ## **9. Junior Youth Club** ## Junior Youth Club Accounts to 31/12/21 for Friday Club **Cash book summary from 2020** Total Receipts £1,106.14 Total Payments £50.00 **Closing Balance £1,156.14** **Receipts** Opening Bank Balance 01/01/2021 £1,106.14 Opening Cash Float £50.00 Subs £ - Tuck Sold £ - Donation £ - Bank Interest £ - ||||**Payments**||| |---|---|---|---|---|---| |£1,106.14|||Tuck Bought|£|-
| ||£50.00||Equipment purchased & Craft|£|-
| |£|-
||Postage & stationary|£|-
| |£|-
||Donation to RMCC||£1,106.14| |£|-
||Party prizes & food|£|-
| |£|-
||||| ||||Closing Balance||£50.00| |**£1,156.14**|||**Total Payments**||**£1,156.14**| |**Closing Balances at 31/12/2021**|||||| |||Bank|£0.00||| |||Cash|£50.00||| |||**Total**|**£50.00**||| ## **Total Receipts** 14 ## **Romney Marsh Community Church** ## **Notes to the Accounts (cont’d)** ## **10. Trust Fund** ## **Details of the Trust Fund held on behalf of the Church by Baptist Union Corporation** |**Date**
**Item Details**
Jan-20 Proceeds of Sale of The Chapel, North Street
New Romney, Kent
Jan-20 Agents fees deducted from proceeds
Balance credited to Trust Fund
Jun-20 Interest added to fund
Dec-20 Interest added to fund
Trust Fund Balance as at 31-12-20
Jun-21 Interest added to fund
Dec-21 Interest added to fund
**Trust Fund Balance as at 31-12-21**
Trust Fund released as Income credited to RMCC General Fund
Allocated by way of:-
Expenses charged to RMCC General Fund
Increase in Assets in RMCC Balance Sheet
Reduction of Liabilities in RMCC Balance Sheet|3,000.00
-£
265.76
£
138.00
£
135.75
£
148.27
£|140,000.00
£
3,000.00
-£| |---|---|---| |||137,000.00
£
403.76
£| |||137,403.76
£
284.02
£| |||**137,687.78**
**£**| |||-
£| |||-
£
-
£
-
£| |||-
£| 15