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2024-12-31-accounts

The Dunfield Charity

Report and Financial Statements Year ended 31[st] December 2024 Charity No: 1075384

Contents Page
Legal and Administrative Information 1
Report of the Executive Committee 2 - 5
Report of the Independent Examiner 6
Statement of Financial Activities
7
Balance Sheet 8
Notes forming part of the Financial Statements 9 - 13

The Dunfield Charity

Legal and Administrative Information

Executive Committee and Charity Trustees

The following persons were elected, appointed or co-opted as members of the Executive Committee (“the Committee”) during 2024, in accordance with the provisions of the constitution of the Charity.

David Waring, Chairperson Martin Fox, Treasurer Wayne Farmer Mark Johnson Derek Judd Andrew Fox Madison Miller Ed Rathbone Paul Riley

With effect from the 1[st] of January 2025, Martin Fox resigned from the committee, Katie Startin was elected as a member of the committee and Derek Judd came to the end of his term as an additional co-opted member of the committee. In addition, with effect from the 1[st] of January 2025, although David Waring remains a member of the committee, he resigned as Chairperson and Andrew Fox was appointed as Chairperson.

The members of the Committee at the date of signing this report were: Andrew Fox, David Waring, Wayne Farmer, Katie Startin, Mark Johnson, Madison Miller, Ed Rathbone and Paul Riley.

Principal Office

Dunfield House, Dunfield, Kington, HR5 3NN

Independent Examiner

Philip Ince, ACMA, CGMA, 8 Hutton Close, Culcheth, Warrington, WA3 4DW

Bankers

Barclays Bank plc, Hereford Branch, 1-3 Broad Street, Hereford, HR4 9BH

Solicitors

Anthony Collins, 134 Edmund Street, Birmingham, B3 2ES

1

The Dunfield Charity

Report of the Executive Committee for the year ended 31[st] December 2024

The Executive Committee (“the Committee”) presents its Annual Report together with the Financial Statements of The Dunfield Charity (“the Charity) for the year ended 31st December 2024. The Financial Statements have been prepared in accordance with the accounting policies set out on page 9 and comply with the Charity’s trust deed and applicable law.

Constitution and Objects

The Charity is constituted under a trust deed dated 24th September 1965 as amended by a deed of variation and new constitution dated 21st February 1999, as amended. The Charity previously operated as a subsidiary charity of the Community of Christ (“the Church”). It was registered as a separate main charity number 1075384 on 6th May 1999.

The Charity’s objects are the advancement of the Christian religion for the benefit of the public in accordance with the doctrine and statements of belief of the Church. In fulfilling its objects, the Charity shall make Dunfield House available to the Church for the purposes of accommodating conferences, reunions, camps, retreats and other similar activities for all age groups in an environment conducive to study, worship and fellowship, and shall do such other things as may be appropriate for the advancement of the Christian religion.

Organisation

The members of the Committee who served during the year, as well as those who are members at the date of signing this report, are listed on page 1. As of the date of signing, the Committee comprises eight members: two ex officio members, the Presiding Officer and the Financial Officer of the Church in the British Isles and six members elected at the Church’s annual conference on staggered three-year terms. The Committee meets at least twice a year and has the authority to co-opt up to two additional members.

The Charity has a wholly owned subsidiary trading company, Dunfield House Limited, (“the Company”) which was incorporated on 4th February 1999. The Company was established to carry on the provision of accommodation, catering and other services for bookings by organisations not having their base in the Church, or by individuals. (“non charitable bookings”). Under the terms of an agreement between the Charity and the Company, the Company conducts the day-to-day operations of Dunfield House, acting as principal in respect of non-charitable bookings and as agent for the Charity in respect of Church bookings. The Charity retains ownership of the fixed assets, appoints the directors of the Company and pays a fee to the Company for its services in respect of Church bookings.

Public Benefit

The Committee has considered the Charity Commission’s guidance on public benefit, and particularly the specific guidance on charities for the advancement of religion. We have sought to fulfil our responsibility to advance religion for the public benefit by providing a Christian group accommodation centre where Church activities can be conducted within a Christian home environment which is conducive to study, worship and fellowship. By doing this we have assisted and supported the Church in:

We have satisfied ourselves that the Church conducts its affairs for the public benefit and have established that all the Church activities which take place at Dunfield House are advertised on the Church website and

2

The Dunfield Charity

Report of the Executive Committee for the year ended 31[st] December 2024 (continued)

Achievements and Performance

As previously reported, the Company have struggled to recover from the disruption caused to bookings by the Covid epidemic. This was followed by the cost-of-living crisis which has increased the costs of running the business. In addition, concern about living costs has continued to negatively impact customer confidence in affordability of visits by our regular customer groups, predominantly schools, which has continued to affect bookings for 2024.

Like schools, Church bookings for 2024 continued to be impacted by uncertainty around family finances due to the cost-of-living crisis. Events involving children were particularly affected, with attendance lower than anticipated. Refreshed weekend also did not take place as originally planned due to insufficient numbers.

However, during 2024 we still managed to host fifteen church related events (the same number as in 2023). These included eight weekend, and seven full/part week bookings requested by the Church. The bookings organised by the Church included four camps for children and young adults, a family camp for all ages and four weekend activities for congregations. Each of these events included times of worship, classes and fellowship. In addition, one of these bookings was used by the Church to organise a part week event for children in need and their families to have a holiday at no cost for them. We continue to work successfully with Church leaders and the Company to ensure that the dates for Church bookings dovetail effectively with non-charitable bookings to achieve maximum utilisation of Dunfield House.

The trustees met regularly throughout 2024 to review the financial viability of the Company, and its funding requirements, whilst acknowledging the important role that Dunfield House plays in the programme and ministry of the Church in the British Isles. It was therefore considered vital that the continued existence of Dunfield as a resource and ministry of the Church is preserved, if at all possible, provided that it did not in any way endanger the wider ministries of the Church.

It was noted that the Company fulfilled a different role to that of most charities’ trading subsidiaries. In most cases the subsidiary trading company is formed as a vehicle for generating funds and carries out a totally different activity to the parent charity. In our case the Company is an integral part of the Dunfield operation and was formed to avoid a tax charge on profits from non-charitable bookings.

The trustees were aware that the requirement to fund the Company would require the Charity to sustain and potentially increase loans from the Mission Centre and that such loans would not be able to be repaid until after the World Church loan had been repaid. As the financial results and forecasts were reviewed by the Committee throughout 2024 it became evident that the impact of bookings and cost increases would negatively impact 2024 and would likely take some time to recover. Therefore, it was agreed to request to World Church that loan payments continued as interest only for a period of 3 years from, and including 2025. This would give the Charity and Company time to implement measures to improve the financial situation. This request was made, and accepted by World Church, in November 2024. It should be noted that Renewable Heating Incentive grants of more than £20,000 per year will be available to the Charity until 2034. These grants are currently being used to help fund the repayment of the World Church loan.

When considering the ongoing loan requirement from the Mission Centre, the trustees recognised that the Charity has significant assets, in particular the substantial land and buildings owned by the Charity. The balance sheet, as at the 31[st] December 2024, showed net assets (after loan liabilities) of £127,438 which is based on the historical cost of the Dunfield property. As disclosed in note 5. to the accounts, a market appraisal of the Dunfield property in July 2024 indicated a guide price for the sale of the property of around £2.25m to £2.5m which is over £2m above the historical cost. Therefore, the latest value of assets far exceeds the current value of outstanding loans.

3

The Dunfield Charity

Report of the Executive Committee for the year ended 31[st] December 2024 (continued)

Financial Results

The Charity had a surplus of net incoming resources for the year of £48,689 before the Company support payment of £96,878 (net deficit for 2024 of £48,189), compared with a surplus of £33,142 in the previous year before the Company support payment of £87,323 (net deficit for 2023 of £54,181). This year’s surplus included donations of £19,419 (£33,703 for 2023) for operational support. However, this excludes generous donations of £125,916 made during 2024 for roof repairs (of which £20,805 was spent in 2024) and £1,578 donations for new play equipment. These are restricted donations and the balances on these funds are shown separately as such in the balance sheet.

We recognise that it is important to continue to endeavour to create the conditions to generate a surplus that provides the necessary finance to meet loan repayments, finance major maintenance and development expenditure and provide any necessary support to the Company. In the opinion of the Committee, the Charity has adequate reserves in relation to its day-to-day activities and was able to make the payment of interest due on 1[st] January 2025 in respect of the World Church loan.

Serious Incidents

No serious incidents have been brought by the Committee to the attention of the Charity Commission over the previous financial year. The Committee has considered the list of serious incidents that should be reported to the Charity Commission and declare that there are no serious incidents or other matters relating to the Charity over the previous financial year that it should have brought to the Commission’s attention but has not.

Key risks

Although it was anticipated it would take time for bookings to return to pre-pandemic levels, in terms of both number of bookings and numbers of guests in each booking, it is taking much longer than expected. In addition, the continued impact of relatively high inflation levels, particularly on heating costs and food and drink prices has increased Company costs. The costs of running the hospitality business, with the Company’s most significant spend being wages and salaries have been impacted by above inflation increases in the National Living Wage which is then reflected in other pay increases in order to maintain pay differentials. The increases in Employers National Insurance and Business Rates announced in the Government’s last budget continue to exacerbate the cost pressures that already exist on the business.

The Company and Charity have had to increase prices to their customers significantly to compensate. It is hoped that increased marketing and promotional activity will help to increase the level of bookings made for our facilities in spite of this.

It is recognised that, if the operating losses of the Company continue at the 2024 level, then the operation may no longer be viable. Significant effort is being made by the Charity Trustees and Company Directors and Company Management Team to reduce the likelihood of this happening, but Dunfield House is in the same difficult commercial environment as most hospitality businesses in the UK. There is continued review of financial performance on a quarterly basis by the Trustees and Board to ensure that a considered approach is taken to the viability of the combined organisation.

As noted previously, additional loans have been secured from World Church and the Mission Centre. The trustees recognise that the additional loans will place a significant burden on the Charity. However, the Charity will continue to benefit from Renewable Heating Incentive Grants of more than £20,000 each year until 2034. These grants are currently being used to help fund the repayment of the World Church loan. If the Charity is able to return to previous levels of surpluses in the future, there is every prospect of it being able to meet its loan commitments. In the event that the operation of the Charity becomes unviable, it has substantial property assets which will enable all loans to be repaid.

4

The Dunfield Charity

Report of the Executive Committee for the year ended 31[st] December 2024 (continued)

Future Activities and Development

The new Company management team, appointed in April/May 2023, are working very effectively and are focussed on bringing in more bookings, running the operation effectively and reducing costs. Given the current financial situation, we are minimising investment whilst ensuring the facilities remain in good repair and are attractive to existing and prospective visiting groups.

We will continue to work on the marketing of the House and Stables to encourage continuity of bookings and explore new opportunities to achieve maximum use of the facility. We will continue to work with the directors of the Company and the operational managers to ensure that Dunfield House operates as effectively and efficiently as possible and seek to establish an adequate level of profitability to secure the long-term viability of Dunfield House.

We are very much aware of the sacred place that Dunfield occupies in the life of the Church in the British Isles. We see evidence of the unique ministry received there which strengthens Church members and friends to enable them to return to their congregations renewed, refreshed and inspired to serve.

Members, friends and congregations of the Church have continued to be generous in their support of Dunfield. Initially this was demonstrated through a successful £75k fundraising campaign to support the company after the disruption to the operations of Dunfield caused by the Covid-19 pandemic and cost-ofliving crisis. Following this there has been another successful campaign to raise funds for some major roof repairs. This campaign concluded in April 2025 raising over £167k, including Gift Aid. A new fund has now been set up to raise funds to keep the Dunfield buildings and facilities in good repair and we are receiving regular donations into this fund.

We have established the Dunfield Endowment Fund as an expendable endowment which will facilitate the accumulation of major donations and legacies for the future operation and development of Dunfield. No contributions have yet been received for this fund.

Reserves Policy

The continued impacts of the Covid-19 pandemic and cost-of-living crisis has significantly reduced reserves. The immediate concern of the Charity will be to sustain the business during 2025 and to rebuild the capacity to generate surpluses so that the Charity will have sufficient funds to repay outstanding loans and carry out major repairs to the property and infrastructure of the Dunfield House complex. When this is achieved, it will be possible to plan the accumulation of reserves for future development of the property to enhance the facilities available to achieve the Charity’s objects.

Volunteers

In past years volunteers of all ages have contributed to the enhancement of Dunfield House, with grounds maintenance and development as a focus in the summer months and painting and decorating in the winter months. We are especially grateful for the ministry of young people and those recently retired in providing ministry that increases our capacity to offer value added resources and the updating of the facilities on a little or no cost basis. We look forward to this volunteer work being fully re-established in the future when circumstances make this possible. We are especially grateful for the volunteer service of the directors of the Company.

Approved by the Executive Committee on 29[th] August 2025 and signed on its behalf by:

Andrew Fox (Chair)

5

The Dunfield Charity

Independent Examiner’s Report to the members of The Dunfield Charity

I report on the accounts of The Dunfield Charity for the year ended 31[st] December 2024, which are set out on pages 7-13.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that in any material respect the requirements:

have not been met; or

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Philip Ince, ACMA, CGMA 8 Hutton Close Culcheth Warrington WA3 4DW

18[th] September 2025

6

The Dunfield Charity

Statement of Financial Activities for the year ended 31st December 2024

Notes
Incoming Resources
Income from guests
3
Property and equipment charge
Renewable Heat Incentive grant
Other Income
Donations
Legacies
Mission Centre Support
Total Incoming Resources
Resources Expended
Company Charge for Church
Bookings
4
Fundraising Consultancy
Legal and Professional Fees
Other Costs
Repairs, Maintenance and
Replacement
Depreciation
Loan Interest
Total Resources Expended
Net income/ (expenditure)
Trading Company Profit
4
Trading Company Support Payment
4
Net Outgoing Resources
Funds brought forward
Total fund carried forward
Unrestricted Restricted
Total
Total
2024
2023
£
£
£
£
56,866
-
56,866
44,901
40,000
-
40,000
22,000
34,106
-
34,106
26,148
-
-
-
575
19,419
127,494
146,913
33,703
-
-
-
6,650
12,500
-
12,500
10,000
162,891
127494
290,385
143,977
81,316
-
81,316
69,472
-
-
-
-
600
-
600
-
-
-
-
6,650
-
20,805
20,805
6,733
14,690
14,690
16,156
17,596
17,596
11,824
114,202
20,805
135,007
110,835
48,689
106,689
155,378
33,142
-
-
-
-
(96,878)
- (96,878) (87,323)
(48,189)
106,689
58,500 (54,181)
68,938
-
68,938
123,119
20,749
106,689
127,438
68,938

The notes on pages 9 to 13 form part of this Financial Statement

7

The Dunfield Charity

Balance Sheet at 31st December 2024

Notes 2024 2023
£ £
Fixed Assets
Investment in Subsidiary 4 1,000 1,000
1,000
Tangible Assets 6 379,043 393,733
Total Fixed Assets 380,043 043
394,733
Current Assets
Intercompany Balances 12 35,660 28,456
Debtors and Prepayments 13 11,104 11,104
18,998
Cash at Bank and in Hand 111,030 9,890
Total Current Assets 157,794 157,794
57,344
Creditors: Amounts Falling Due Within One Year 14
(160,399) (133,139)
Net Current Liabilities (2,605) (75,795)
Total Assets Less Current Liabilities
377,438 318,938
Creditors: Amounts Falling Due After More Than One
Year
15
(250,000) (250,000)
Total Net Assets 127,438 438
68,938
Funds
Unrestricted Funds 20,749 20,749
68,938
Restricted Funds 5 106,689 689
-
Total Funds 127,438 438
68,938

The notes on pages 9 to 13 form part of this Financial Statement

Approved by the Executive Committee on 29[th] August 2025 and signed on its behalf by:

Wayne Farmer (Treasurer)

8

The Dunfield Charity

Notes forming part of the Financial Statements for the year ended 31st December 2024

1 Statement of Compliance

The financial statements have been prepared in accordance with the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial and Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2015) - (Charities SORP (FRS102) and the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102).

2. Principal accounting policies

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented unless otherwise stated.

a. Basis of preparation

The financial statements are prepared on a going concern basis under the historical cost convention as modified by the recognition of certain financial assets and liabilities at fair value.

b. Public benefit

The Charity meets the definition of a public benefit entity under FRS102

c. Revenue recognition

(i) Voluntary income received by way of offerings and donations is included in full in the statement of financial activities when receivable. Income from guests is recorded in full in the period in which the visit takes place. The value of services provided by volunteers has not been included.

(ii) Legacies and grants are accounted for when the Charity is legally entitled to them and they are applied for the general use of the charity unless directed otherwise.

(iii) Gift aid tax recoverable is accounted for in the period that it is claimable.

d. Expenditure

Expenditure is accounted for on an accruals basis.

e. Tangible assets

Tangible assets are stated at cost less depreciation or at fair value. The Charity assesses at each reporting date whether there is any indication that an asset might be impaired. Any impairment is recognised in the statement of financial activities.

(i) Equipment, furniture and furnishings

Depreciation is charged over their useful economic life of between five and twenty years on a straight line basis.

f. Trading Company profits

Trading Company profits are gifted to the Charity by a deed of covenant and are included in incoming resources in the period to which the attributable profits relate.

g. Unrestricted, designated, restricted and endowment funds

Unrestricted general funds can be used in accordance with the charitable objects at the discretion of the trustees. At the balance sheet date there were restricted funds of £106,689. The Dunfield Endowment Fund, an expendable endowment, has been formed but there have not yet been any transactions.

3. Income from Guests

Income from guests represent bookings of Dunfield House made by the Community of Christ ("the Church"). All non-charitable bookings received from other organisations for the purpose of generating funds are included in the financial statements of the wholly owned subsidiary trading company, Dunfield House Ltd ("the Company").

9

The Dunfield Charity

Notes forming part of the Financial Statements for the year ended 31st December 2024

4. Investment in Subsidiary

The Charity owns the whole of the ordinary share capital, consisting of 1,000 ordinary shares of £1 each, in Dunfield House Limited, which operates the Dunfield House Residential Centre under an agreement with the Charity which provides that the Company acts as agent of the Charity in respect of Church bookings and as principal in respect of bookings by other organisations. In accordance with the agreement, the Company charges the Charity for the cost of providing facilities and services to guests attending as a result of Church bookings and an agency fee for other services provided under the terms of the agreement. The Charity charges the Company a property and equipment charge in respect of the use of assets for the bookings the Company receives from other organisations.

The Company is an integral part of the Charity's operation, and the Charity would be unable to function without the Company. Consequently, the trustees have agreed that, with effect from the year ended 31st December 2019, the Charity will make a support payment to the Company each year equivalent to any losses incurred by the Company in that year. If the Company makes a profit it will donate any taxable profits to the Charity by deed of covenant

The trading results of the subsidiary, extracted from the financial statements, are summarised below:

Turnover
Cost of sales
Gross Profit
Expenditure
Staff costs
Light, heating and power
Rent and rates (incl. Property and equipment charge)
Repairs and maintenance
Other costs
Total Expenditure
Net Trading Profit/(Loss)
Interest receivable
Trading Company Support
Retained Profit/(Loss)
The assets and liabilities of the subsidiary are:
Intangible fixed assets
Current assets
Creditors, accruals and deferred income
Intercompany balances
Total assets less liabilities
Equity capital and reserves
Called up share capital
Profit and loss account
Equity shareholders funds
2024
£
377,552
(75,890)
301,662
240,660
57,208
47,725
27,320
25,629
398,542
(96,880)
2
96,878
-
2
44,778
(31,900)
(35,660)
(22,780)
1,000
(23,780)
(22,780)
2023
£
313,714
(58,865)
254,849
215,434
52,548
30,007
20,486
23,698
342,173
(87,324)
1
87,323
-
2
52,639
(46,965)
(28,456)
(22,780)
1,000
(23,780)
(22,780)

10

The Dunfield Charity

Notes forming part of the Financial Statements for the year ended 31st December 2024

5. Restricted Funds

There were some donations in 2024 which were made for specific purposes, and these have been treated as restricted funds and only spent for these purposes:

Purpose
Major roof repairs
Play equipment
Total Restricted Funds
Donations
Received
2024
Spend
in 2024
Balance
31stDec
2024
125,916 (20,805)
105,111
1,578
-
1,578

127,494 (20,805)
106,689
6. Tangible Fixed Assets
Cost
As at 31st December 2023
Additions in 2024
Disposals in 2024
As at 31st December 2024
Depreciation
As at 31st December 2023
Disposals in 2024
Charge for the year
As at 31st December 2024
Net Book Value
As at 31st December 2024
As at 31st December 2023
Analysis of Land and Buildings
Dunfield House - freehold
Improvements to property
Operations Manager’s Cottage
Swimming Pool
Land &
BuildingsEquipment
Furniture,
Fixtures &
Fittings
Total
£
£
£
£
288,958
350,848
143,733
783,539
-
-
-
-
-
-
-
-
288,958
350,848
143,733
783,539
(11,644)
(254,918)
(123,244)
(389,806)
-
-
-
-
(877)
(10,470)
(3,343)
(14,690)
(12,521)
(265,388)
(126,587)
(404,496)
276,437
85,460
17,146
379,043
277,314
95,930
20,489
393,733
17,415

193,962

3,153

61,907

276,437

In July 2024 The Dunfield Charity obtained a marketing appraisal from the large country house division of Chancellors which indicated that Dunfield House could be offered for sale at a guide price of £2.25m to £2.5m. This price reflects all land and buildings including the swimming pool. Therefore, the trustees are of the opinion that the value of land and buildings, including the swimming pool, is in excess of the book value of £276,437 by a substantial amount.

11

The Dunfield Charity

Notes forming part of the Financial Statements for the year ended 31st December 2024
£
£
6. Fees for examining the Financial Statements
Fees paid to Independent Examiner
£0
£0
7. Grants made
Grants made during the year
£0
£0
8. Employees
Employees during the year
0
0
9. Trustee expenses
Number of trustees
8
8
Individual expenses
£0
£0
Trustee Indemnity Insurance
£0
£0
10. Related party transactions
Transactions during the year
£0
£0
12. Intercompany Balances
Balances with Subsidiary
Trade Creditors
(9,339)
(83,644)
Trade Debtors
23,671
87,865
Trading Company Support
(96,878)
(87,323)
Temporary Loan
118,206
111,558
35,660
28,456
13. Debtors and Prepayments
Other Debtors
1,892
10,437
Payments in Advance
-
-
Accrued Income
9,212
8,561
11,104
18,998
Notes forming part of the Financial Statements for the year ended 31st December 2024
£
£
6. Fees for examining the Financial Statements
Fees paid to Independent Examiner
£0
£0
7. Grants made
Grants made during the year
£0
£0
8. Employees
Employees during the year
0
0
9. Trustee expenses
Number of trustees
8
8
Individual expenses
£0
£0
Trustee Indemnity Insurance
£0
£0
10. Related party transactions
Transactions during the year
£0
£0
12. Intercompany Balances
Balances with Subsidiary
Trade Creditors
(9,339)
(83,644)
Trade Debtors
23,671
87,865
Trading Company Support
(96,878)
(87,323)
Temporary Loan
118,206
111,558
35,660
28,456
13. Debtors and Prepayments
Other Debtors
1,892
10,437
Payments in Advance
-
-
Accrued Income
9,212
8,561
11,104
18,998
Notes forming part of the Financial Statements for the year ended 31st December 2024
£
£
6. Fees for examining the Financial Statements
Fees paid to Independent Examiner
£0
£0
7. Grants made
Grants made during the year
£0
£0
8. Employees
Employees during the year
0
0
9. Trustee expenses
Number of trustees
8
8
Individual expenses
£0
£0
Trustee Indemnity Insurance
£0
£0
10. Related party transactions
Transactions during the year
£0
£0
12. Intercompany Balances
Balances with Subsidiary
Trade Creditors
(9,339)
(83,644)
Trade Debtors
23,671
87,865
Trading Company Support
(96,878)
(87,323)
Temporary Loan
118,206
111,558
35,660
28,456
13. Debtors and Prepayments
Other Debtors
1,892
10,437
Payments in Advance
-
-
Accrued Income
9,212
8,561
11,104
18,998
28,456
10,437
-
8,561
18,998

12

The Dunfield Charity

Notes forming part of the Financial Statements for the year ended 31st December 2024

14. Creditors: Amounts falling due within one year

14. Creditors: Amounts falling due within one year
Mission Centre Supportive Variable Loan
Mission Centre Temporary Loan
Accruals
Other Creditors
Deferred Income
15. Creditors: Amounts falling due after more than one year
Long Term Loans
16. Long Term Loans
World Church Loan
Repayments falling due within one year
Repayments Falling due after more than one year
137,000
-

18,999
-
4,400
160,339

250,000

-
250,000

250,000
-
112,000
14,529
1,010
5,600
133,139
250,000
-
250,000
250,000

During 2020 World Church approved a loan of £122,984 from the World Church Houses of Worship Revolving Fund to be used towards the necessary expenses incurred during the Covid-19 pandemic while the Charity was unable to operate normally. This loan was paid to the Charity in instalments during 2021 and has been consolidated with the balance of the previous loan to create a new loan amounting to £250,000 initially repayable over a period of 10 years.

The terms of the loan agreement dated 1st January 2023 provided that interest should be initially amortised on the outstanding Principal balance at the simple interest rate of 6.5% per annum. Interest to accrue on the outstanding Principal balance based on the variable interest rate set by World Church annually at the Houses of Worship Revolving Fund Loan interest rate.

As a result of the Covid-19 pandemic World Church agreed to accept interest only payments on 1st June 2020, and 1st June 2021. This has now been extended so that there will be interest only payments for the new consolidated loan on the 1[st] January 2022 through to the 1[st] January 2027. This means that agreed annual payments of £45,993.29, including repayment of principal, will commence 1[st] January 2028 and the loan will be fully repaid by a final payment on the 1[st] January 2034.

The World Church interest rate for 2024 was 6.50% (2023 5.25%). From 1st January 2025, the interest rate will be 6.75%.

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