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2024-09-30-accounts

Registered number: 03431322 Charity number: 1075356

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 SEPTEMBER 2024

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

CONTENTS

Page
Reference and administrative details of the company, its Trustees and advisers 1
Trustees' report 2 - 4
Trustees' responsibilities statement 5
Independent examiner's report 6
Statement of financial activities 7
Balance sheet 8 - 9
Notes to the financial statements 10 - 20

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

REFERENCE AND ADMINISTRATIVE DETAILS OF THE COMPANY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 30 SEPTEMBER 2024

Trustees

Mrs Janet Beddoes Mrs Mavis Sullivan, Vice Chair Mrs Petra Wielgsosz, Treasurer Mrs Joan Parks Mrs Jacqueline Hodgkiss Mrs Jeanne Lamont Mr Colin Patrick Hayes Mrs Carole Craddock, Chair Mrs Jane Tonks (appointed 1 August 2024)

Company registered number

03431322

Charity registered number

1075356

Registered office

14 Holberg Grove Wednesfield Wolverhampton West Midlands WV11 3LE

Accountant

JMS Accountants Ltd 172 Lawnsowood Road Stourbridge DY8 5LW

Bankers

Lloyds Wolverhampton WV1 1TF

Page 1

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

TRUSTEES' REPORT FOR THE YEAR ENDED 30 SEPTEMBER 2024

The Trustees present their annual report together with the financial statements of the Wolverhampton Friendship Centre 050 for the 1 October 2023 to 30 September 2024. The Annual report serves the purposes of both a Trustees' report and a directors' report under company law. The Trustees confirm that the Annual report and financial statements of the charitable company comply with the current statutory requirements, the requirements of the charitable company's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2019).

Since the company qualifies as small under section 382 of the Companies Act 2006, the Strategic report required of medium and large companies under the Companies Act 2006 (Strategic Report and Directors' Report) Regulations 2013 has been omitted.

Objectives and Activities

The objectives of the charity are to promote the provision of social welfare, recreation and other leisure time activities for persons over the age of 50 within the area of benefit. In pursuit of these objectives the WFC050 currently organises regular activities which take place on a weekly basis, some seasonal and some throughout the year. In addition to activities the charity organises a number of day trips, evening entertainment and social events including the Annual Christmas party.

Structure, Governance and Management.

The WFC050 is a charity constituted as a company limited by guarantee. Our organisation and principle activities are, therefore, governed by our Memorandum and Articles of Association.

The business of the charity is managed by a Board of Directors which meets monthly. The financial position of the charity and any other financial operational matters are discussed at these board meetings. Directors are recruited from within the WFC050 membership by nomination, invitation or as volunteers. There are currently 8 members of the Board.

The day to day running of the activities is carried out by Activity Organisers who are responsible to the Board of Directors. Some Directors are, in fact, also Activity Organisers. The Board of Directors in conjunction with the Organisers, have drawn up procedures for the setting up and running of the various activities and regularly monitor and review them. Activity leaders now report on an ad hoc basis to the Board as needed.

There is now one sub-committee which reports to the Board enabling Directors to ensure that procedures are implemented.

Our policies, both financial and operational, have been reviewed during the current year and The Board considers that the policies and procedures currently in place suitably manage the risks to which our organisation is exposed.

Public Benefit

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

Achievements and Performance

The increase in the cost of living and in particular the increases in energy and fuel costs have had an effect on

Page 2

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2024

attendance at our activities and one-off events. A number of members decided not to renew their memberships this year and others have been more selective in attending activities and events. Our membership currently stands at 300 members.

Nevertheless, we held a full year programme of events, including a very well attended Christmas Party as well as two quizzes, Friendship Singers concerts, a musical evening and several successful afternoon speaker events. Day trips have included visits to Buxton and Bakewell, Bridgemere Garden Centre and Oxford. Whilst there was a low uptake for offered holidays in 2024, members who attended enjoyed their experience and therefore plans are in hand to offer similar holidays in the coming year.

The charity currently offers 16 different activities including Art, Indoor and Ten Pin Bowling, Tai Chi, Keep Fit, Line Dancing, Zumba, Woodwork, and Scrabble. We also offer activity taster sessions which allow us to anticipate demand and costs if appropriate. Regrettably, our walking group has been discontinued due to lack of demand. The Beginners Line Dancing class has been a success with the class currently growing in popularity. A new Portraiture group has been introduced, together with a Whist Drive.

Our choir meets regularly and has planned concerts for the new financial year. The monthly pub lunches, which are well attended, will continue in the coming year.

There was a small increase to the costs of some of our activities during the financial year due, in the main, to the increase in room hire costs.

Future Plans

We will continue to use several venues in Wolverhampton and Bilston for our activities and events, The Pavilion, (formerly Goodyear Pavilion), Bradmore Community Centre, Lunt Community Centre, the Windmill Community Hub, Pendeford Community Hub and Church of the Epiphany.

Our art group will continue to be promoted at Wolverhampton Art Gallery and local churches. Our website will be upgraded and a new Facebook page has been set up, which will advertise events and activities.

Our One-Off Events Sub-Committee will continue to arrange events throughout the year and it is hoped that we can recruit more of our members to the committee and in the long term to our Board.

Membership cost has remained the same for the past 7 years and Board members have, reluctantly, agreed that due to increased costs, the amount charged will be increased from £10 to £12 per person from 1 January 2025.

FINANCIAL REVIEW YEAR ENDING 30 SEPTEMBER 2024

The year under review shows a surplus of £1,532, 2022/23 deficit of £927.

Overall our annual income increased from £22,214 to £38,828 Our expenditure increased from £23,341 to £37,296.

Reserves Policy

Our reserves currently stand at £21,050 in the deposit account and will remain so for next year with an additional quarterly bank interest being accrued. The current account balance stands at £13,938.

Approved by order of the members of the board of Trustees on 18 December 2024 and signed on their behalf by:

Page 3

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 30 SEPTEMBER 2024

Mrs Carole Craddock (Chair)

Page 4

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

STATEMENT OF TRUSTEES' RESPONSIBILITIES FOR THE YEAR ENDED 30 SEPTEMBER 2024

The Trustees (who are also the directors of the company for the purposes of company law) are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial . Under company law, the Trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees on 18 December 2024 and signed on its behalf by:

Mrs Carole Craddock (Chair of Trustees)

Page 5

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 30 SEPTEMBER 2024

Independent examiner's report to the Trustees of Wolverhampton Friendship Centre 050 ('the company')

I report to the charity Trustees on my examination of the accounts of the company for the year ended 30 September 2024.

Responsibilities and basis of report

As the Trustees of the company (and its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the company's accounts carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)].

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the company's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the company's Trustees those matters I am required to state to them in an Independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the company and the company's Trustees as a body, for my work or for this report.

Signed: Dated: 18 December 2024 Melissa Smith CIMA dip MA, MAAT

172 Lawnswood Road, Stourbridge, DY8 5LW

Page 6

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 30 SEPTEMBER 2024

Note
Income from:
Donations and legacies
3
Charitable activities
4
Investments
5
Total income
Expenditure on:
Charitable activities
6
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2024
£
-
38,410
418
38,828
37,296
37,296
1,532
34,147
1,532
35,679
Total
funds
2024
£
-
38,410
418
38,828
37,296
37,296
1,532
34,147
1,532
35,679
Total
funds
2023
£
596
21,552
266
22,414
23,341
23,341
(927)
35,074
(927)
34,147

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 10 to 20 form part of these financial statements.

Page 7

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee) REGISTERED NUMBER: 03431322

BALANCE SHEET AS AT 30 SEPTEMBER 2024

Note
Fixed assets
Tangible assets
10
Current assets
Debtors
11
Cash at bank and in hand
Creditors: amounts falling due within one
year
12
Net current assets
Total assets less current liabilities
Net assets excluding pension asset
Total net assets
Charity funds
Restricted funds
14
Unrestricted funds
14
Total funds
330
34,988
35,318
(595)
2024
£
956
956
34,723
35,679
35,679
35,679
-
35,679
35,679
295
33,882
34,177
(320)
2023
£
290
290
33,857
34,147
34,147
34,147
-
34,147
34,147

Page 8

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee) REGISTERED NUMBER: 03431322

BALANCE SHEET (CONTINUED) AS AT 30 SEPTEMBER 2024

The company was entitled to exemption from audit under section 477 of the Companies Act 2006.

The members have not required the company to obtain an audit for the year in question in accordance with section 476 of Companies Act 2006.

The Trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to entities subject to the small companies regime.

The financial statements were approved and authorised for issue by the Trustees on 18 December 2024 and signed on their behalf by:

Mrs Carole Craddock (Chair of Trustees)

The notes on pages 10 to 20 form part of these financial statements.

Page 9

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

1. General information

The WFC050 is a charity constituted as a company limited by guarantee. Our organisation and principle activities are, therefore, governed by our Memorandum and Articles of Association.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Wolverhampton Friendship Centre 050 meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

2.2 Income

All income is recognised once the company has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

2.3 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the company's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

2.4 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the company; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

Page 10

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

2. Accounting policies (continued)

2.5 Tangible fixed assets and depreciation

Tangible fixed assets costing £NIL or more are capitalised and recognised when future economic benefits are probable and the cost or value of the asset can be measured reliably.

Tangible fixed assets are initially recognised at cost. After recognition, under the cost model, tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. All costs incurred to bring a tangible fixed asset into its intended working condition should be included in the measurement of cost.

Depreciation is charged so as to allocate the cost of tangible fixed assets less their residual value over their estimated useful lives, .

Depreciation is provided on the following bases:

2.6 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

2.7 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.8 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the company anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

2.9 Financial instruments

The company only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

Page 11

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

2. Accounting policies (continued)

2.10 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the company and which have not been designated for other purposes.

Investment income, gains and losses are allocated to the appropriate fund.

3. Income from donations and legacies

Unrestricted
funds
2024
£
Donations
-
Total 2023
596
Total
funds
2024
£
-
596
Total
funds
2023
£
596

4. Income from charitable activities

Unrestricted
funds
2024
£
Income from charitable activities - Membership subscriptions
3,020
Income from charitable activities - Meetings and activities
34,965
Income from charitable activities - Gift Aid
425
Total 2024
38,410
Total 2023
21,552
Total
funds
2024
£
3,020
34,965
425
38,410
21,552
Total
funds
2023
£
3,060
18,077
415
21,552

Page 12

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

5. Investment income

Unrestricted
funds
2024
£
Investment income
418
Total 2023
266
Total
funds
2024
£
418
266
Total
funds
2023
£
266

6. Analysis of expenditure on charitable activities Summary by fund type

Unrestricted
funds
2024
£
Meetings and activities - Direct costs
30,198
Meetings and activities - Support costs
7,098
37,296
Total 2023
23,341
Total
2024
£
30,198
7,098
37,296
23,341
Total
2023
£
16,343
6,998
23,341

Page 13

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

7. Analysis of expenditure by activities

Meetings and activities Direct costs
Meetings and activities -Support costs
Total 2023
Analysis of direct costs
Room hire
Refreshments
Admissions, Coaches etc
Equipment purchase/repair
Tutors pianists etc
Total 2023
Activities
undertaken
directly
2024
£
30,198
-
30,198
16,343
Support
costs
2024
£
-
7,098
7,098
6,998
Meetings
and
activities
2024
£
12,068
100
4,852
411
12,767
30,198
16,343
Total
funds
2024
£
30,198
7,098
37,296
23,341
Total
funds
2024
£
12,068
100
4,852
411
12,767
30,198
16,343
Total
funds
2023
£
16,343
6,998
23,341
Total
funds
2023
£
8,644
-
4,644
-
3,055
16,343

Page 14

(A company limited by guarantee)

WOLVERHAMPTON FRIENDSHIP CENTRE 050

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

7. Analysis of expenditure by activities (continued)

Analysis of support costs

Newsletters
Travel and subsistence
Postage
Insurance
Depreciation
Professional Fees
Other expenses
Administration
Printing & Stationery
Computers & software
Total 2023
8.
Independent examiner's remuneration
Meetings
and
activities
2024
£
1,080
197
1,548
530
234
595
-
1,202
1,652
60
7,098
6,998
Total
funds
2024
£
1,080
197
1,548
530
234
595
-
1,202
1,652
60
7,098
6,998
Total
funds
2023
£
1,400
509
8
481
-
320
71
1,261
2,583
365
6,998
2024 2023
£ £
Fees payable to the company's Independent examiner for the independent
examination of the company's annual accounts 595 320

9. Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2023 - £NIL).

During the year ended 30 September 2024, expenses totalling £NIL were reimbursed or paid directly to Trustee (2023 - £454 to 5 Trustees).

Page 15

(A company limited by guarantee)

WOLVERHAMPTON FRIENDSHIP CENTRE 050

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

10. Tangible fixed assets

Cost or valuation
At 1 October 2023
Additions
At 30 September 2024
Depreciation
At 1 October 2023
Charge for the year
At 30 September 2024
Net book value
At 30 September 2024
At 30 September 2023
11.
Debtors
Due within one year
Prepayments and accrued income
12.
Creditors: Amounts falling due within one year
Accruals and deferred income
Fixtures and
fittings
£
-
900
900
-
90
90
810
-
Office
equipment
£
3,497
-
3,497
3,207
144
3,351
146
290
2024
£
330
330
2024
£
595
Total
£
3,497
900
4,397
3,207
234
3,441
956
290
2023
£
295
295
2023
£
320

Page 16

(A company limited by guarantee)

WOLVERHAMPTON FRIENDSHIP CENTRE 050

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

13. Financial instruments

2024 2023
£ £
Financial assets
Financial assets measured at fair value through income and expenditure 34,988 33,882

Financial assets measured at fair value through income and expenditure comprise of assets held for trading and those financial assets designated as being held at fair value through profit and loss.

Page 17

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

14. Statement of funds
Statement of funds - current year
Balance at
Balance at 1 30
October September
2023 Income Expenditure 2024
£ £ £ £
Unrestricted funds
General Funds - all funds 34,147 38,828 (37,296) 35,679

Page 18

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

  1. Statement of funds (continued)

Statement of funds - prior year

Balance at
Balance at 30
1 October September
2022 Income Expenditure 2023
£ £ £ £
Unrestricted funds
General Funds - all funds 35,074 22,414 (23,341) 34,147
  1. Summary of funds Summary of funds - current year
General funds
Summary of funds - prior year
General funds
Balance at 1
October
2023
£
34,147
Balance at
1 October
2022
£
35,074
Income
£
38,828
Income
£
22,414
Expenditure
£
(37,296)
Expenditure
£
(23,341)
Balance at
30
September
2024
£
35,679
Balance at
30
September
2023
£
34,147

Page 19

WOLVERHAMPTON FRIENDSHIP CENTRE 050

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2024

16. Analysis of net assets between funds

Analysis of net assets between funds - current period

Unrestricted
funds
2024
£
Tangible fixed assets
956
Current assets
35,318
Creditors due within one year
(595)
Total
35,679
Total
funds
2024
£
956
35,318
(595)
35,679

Analysis of net assets between funds - prior period

Tangible fixed assets
Current assets
Creditors due within one year
Total
Unrestricted
funds
2023
£
290
34,177
(320)
34,147
Total
funds
2023
£
290
34,177
(320)
34,147

Page 20