Charity registration number 1074971
WEST LONDON COMMUNITY TRUST
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2023

WEST LONDON COMMUNITY TRUST
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Vicky Read
Nlcholas J K 88ck8r
Shushilkumar Chohan
Zoe A Kowalskl
Charlty number
1074971
Independent examlner
Summers Morgan
First Floor. Sheraton House
Lower Road
Chorleywo¢xl
Hertfordshlre
IAQ3 5LH
Bankers
Lloyds TSB Bank plc
45 The Broadway
Ealing
London
W5 5JU
Soll¢ltor8
EDC Lord & Co
Link House
1200 Uxbridge Road
H8yes
Mlddlesex
UB4 8JD

WEST LONDON COMMUNITY TRUST
CONTENTS
Page
Trustees, report
Independent examiner's report
Statement of financial activities
B81anc8 sheet
Notes to the financial statements
8-15

WEST LONDON COMMUNITY TRUST
TRUSTEES, REPORT
FOR THE YEAR ENDED 31 DECEMBER 2023
The trustees present their annual report and financial slatements for the year ended 31 De￿mber 2023.
The accounts have been prepared In accordance with the accounting policies set out in note 1 to the accounts and
comply with the Charilvs declaration of trust, the Charities Act 2011 and "Accounting and Reporting by Charities..
Statement of Recommended Pr8Ctice applicable to charitias preparing th8ir accounts in accordance with the
Finandal Reporting Standard applicable in the UK arKI Republic of Ireland (FRS 102) (effective 1 January 2019)"
Objectlves and actlvltle8
Our chariiable objects are to advance, encourage and promote the practice and general awareness of Christianity
aniongst members of the public in the Greater London Borough8 of Ealing and Hounslow.
The pollcies adopted in furtherance of these objects have been the purchase of housing for. and employment of
Christian yO￿h and chlldren's workers, support for the New Wine Discipleship Year Hub ft)r West London and
support for Discipleship Year Students based at St Paul'8 Church. Eal￿g.
The trustees have paid due regard to guidanca issued by the Charlty Commlsslon in decidlng what actlvitles the
trust should undertake.
Achlevements and porforman¢e
The trusfs actlvitles durlng the year have continued to be the support of Christian youth and chlldren's pastors and
also the support, h08t and manage the West London New Wne Dl8clpleship Year training hub.
The trust acts as the host lor Ealing Besom, whlch receives donations of good quality second-hand fumlture
equipment and matches this with those In need in the local community. Referrals are received from the communty,
vla Ealing Foodbank, Soclal SeNices and other community groups.
Th8 work of thè Christians Against Povety (CAP) Eallng Debt Centre resumed in February 2021, following the
appointment of a debt centre manager. After completing his initial tralnlng, the manager was able to start
supporting cllents agaln. Th8 debt centre offers free debt counselllng and advlce to individual8 in the Community
who are facing or approaching financlal difficulties. Ils aim is to help clients achieva flnanclal stability and become
debl-free. This work is carried out in partnership with the national CAP charity, whlch provldes support, training. and
advice to the local debt manager. The centre Is based at Oaktree Church in Acton.
The trust expects to conlinue to work across these areas with no significant change in activitias In tha coming year.
Flnanclal revlew
The financial transactions (Juring the year and the financial position at the end of the year are summarised in the
attached accounts. Most of the trust's income for the year came from St Paul's Church Ealing and its member8. The
trustees conslder that the financial position at the end of the year was satisfactory.
As at 31 December 2023, the trust held lotal fvnds of £946,350 {2022.' £944,250), which included £297.948 in
unre8tricted funds {2022: £275.487) and £648.402 in restricted funds (2022= £668.763). Of the unreslricted funds,
£297,948 (2022.. £275,487) can only be realised by selling Ihe freehold propety. Under the Charities Commission
definilion. this means the trust had no fr88 reserves as al 31 December 2023 {2022: Nil). The trusl's policy is to
malntsin reserves at a level sufficient to cover three to four months of average expendilure. The current reserves
posltion does not fully meet this policy. The trustees. in conjunction with the PCC, are conlinuing to take steps to
address this issue thr￿ghout 2024 and will also review the overall reserves pollcy in light of the current operating
conditions.
Reserves poll¢y
The trustees set a budget annually and monitor cash flow to ensure their liabilities can be met. Conslderatlon has
been given to ways In whlch additional funds may be raised.

WEST LONDON COMMUNITY TRUST
TRUSTEES. REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2023
The trustees have revIev￿d the major risks facing the trust and are satisfied that all reasonabl8 measures are in
place to mitigate their effect. They intend to keep these matters under regular review.
Plans for future perlods
The trust expects to continue running the New Wine Discipleship Year hub in association wlth New Wine, Besom
Eallng. and the CAP debt centre. In 2024, the trustees plan to reviaw the current activities and explore other
opportuniti'es to providing support to those in our local community.
Structure, governance and management
The trust was establlshed by a charitable trust deed on 26 June 1998. The Irusl objectives are to promote the
advancement and awareness of Christianity throughout Wesl London and the London Boroughs of Ealing and
Hounslow, In particular by providing assistance and support to young people, the elderly, ex offenders or Oihers in
conditions of hardshlp or distress as a result of social circumstances or disadvantage.
The trustees who served during the year were:
Vicky Read
Nicholas J K Becker
Shushilkumar Chohan
Zoe A Kowalskl
ReGrultment and appolntment of tru$tee8
The trustees receive no remun8ratlon for thelr role and all are actively involved In the day to day management of the
trust. The appointment of trustees Is carried out in con8ult8tlon wlth the PCC of St Paul's Church Eallng.
Organlsatlonal stnicturn
The trust's affairs are conducted by the trustees in conlunctlon with olher staff and members of St Paul's Church
Ealing.
Restrlcted Fund8
The Freehold Property funds for Nightingale Road, 16 Studley Grange Road, 114 Studley Grange Road, and 7
Rosedale Close have been used for the purch8se and maintenance of these properties. These funds are
designated to provlde housing for the trust's work&rs, other local Christian workers, volunteers, and young people.
The Prlson Ministry fund supports the Community Chaplalncy work within V*lormwood Scrubs prison.
The Besom fund is allocated to the Besom Ealing Hub, which collecis donations of goodquality second-hand
furniture and equipment. This hub redistributes these items to those in need who have been referred by community
services, such as Foodbank.
The CAP Ealing Debt Centre fund Is used to employ 8 part-tim? manager who provid&s free debl counselling
services to Indivlduals already in debt or at risk of falling into debt. The debt ￿ntre was originally established by
several churches across Ealing following Ihe 'Soul in EalinglLove Ealing. initiatives bul had no host organisation
until it was adopted into Ihe Trust as a restricted fund. The centre is managed on a day-to-day basis by a small
committee of local church leaders and Ihe national CAP charity.
The trust88s' report was approved by the Board of Twstees.
fjcky Re&J
Trustee
..31ql202*
Date.. ,...,.

WEST LONDON COMMUNITY TRUST
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF WEST LONDON COMMUNITY TRUST
I report to the trustees on my examinatlon of the financial statements of West London Community Trust (the trust)
for the year ended 31 December 2023.
Responslbllltles and basls of report
As the trustees of the trust you are responslble for the preparatlon of the fjnanclal statements In accordance with the
r8qUlfemenls of the Charlties Act 2011 {th8 2011 Act).
I report In resp8d of my Éxamlnalion of the trust's ffin8nclal statements carr￿d out under section 145 of the 2011
Acl. In carying out my examlnation I have followed al the applScable Directions glven by the Challty Commission
under section 145(5)(b) ol the 2011 Act.
Ind•p•nd•nt examlnerfs Siatement
I have comp18ted my examinatlon. I confimi thal no matters have come to my attenllon In connection wlth the
examlnatlon glvlng m8 cause to belleve that In any materlal respect:
accounting records V￿re not kept in respect of the trust as required by section 130 of the 2011 Act: or
the fin8nci81 st8iements do not accord with those records; or
the financial statements do not comply with the applicable requlrements concernlng the form and content of
accounts set out in the Charitles (Accounts and Reports) Regulations 2008 other than any requlrement that the
accounts give a true and fair view which is not 8 matter eonsidered as p£rt of an independent examination.
I havè no con¢ems and have come across no other mattels In connedion with the examination to which attention
should be drawn in this report in order to enable a proper understanding of the financial staiements to be reathed.
Nicho18s Corden ACA (Senior Statutory Auditor)
Summers Morgan
Flrst Floor. Sheraton House
Lower Road
Chorley¥vood
Hertfordshire
D3 5LH

WEST LONDON COMMUNITY TRUST
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2023
Unrestrlcted Restrlcted
funds
funds
2023
2023
Total Unrestrlcted Restrlcted
funds
funds
2022
2022
Total
2023
2022
Notes
Income and endowments from:
Donatlons and legacles
Charitable activities
Other income
79,119
17,896
79,119
29,270
27,668
6,739
15,611
26,098
59,388
18,036
66,107
33,647
26,098
11.374
27,668
Total Income
39,042
97,015
136,057
48,448
77,404
125,852
Expendllure on:
Charitable activities
45,311
88,646
133,957
36,219
79,835
116,054
Net In¢omel(expendlture)
{6,2691
8,369
2,100
12,229
{2,431}
9,798
Transfers between
funds
28.730
(28.730)
24.343
(24.343)
Net movement In
funds
22.461
{20,361)
2,100
36,572
(26,774)
9,798
Recon¢lllatlon of funds;
Fund balances at 1 January
2023
275,487
668,763
944,250
238,915
695,537
934,452
Fund balances at 31
December 2023
297,948
648,402
946,350
275,487
668,763
944,250
The statement of financial actlvities includes all galns and losses recognised in the year.
All income and expenditure derive from continuing activilies.

WEST LONDON COMMUNITY TRUST
BALANCE SHEET
AS AT 31 DECEMBER 2023
2023
2022
Notes
Flxed assets
Tangible assets
11
1,327,419
1.342,673
Current as8Ots
Debtors
Cash at bank and in hand
12
582
49,937
1,124
60,150
50,519
61,274
Credltor5: amounts falllng due wlthln
one year
14
(38.919)
{32,322)
Net Current assets
13,600
28.952
Total assets less curront Ilabllltl•s
1,341,019
1,371,825
Cr•dltorn: amounts falllng due aftèr
more than one y•ai
16
(394.669)
(427,375)
Net 488ets
946,350
944,250
The funds of the tnlgt
Restricled fund8
Unrestricted funds
17
648.402
297,948
668,763
275.487
946.350
944.250
The financial statements were approved by the trustees on ...
3.19 {.zo.ztr
Vlcky Read
TNstee

WEST LONDON COMMUNITY TRUST
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2023
Accountlng pollcles
Charlty Infonnatlon
West London Community Twst 15 an unincorporaled Charity registered with the Charity commission in
England and Wales (number 1074971). its principle address is 4a Rldl8y Avenue. London, W13 gxw.
1.1 Accountlng conventlon
The financial statements have been prepared in accordance with the Charitys declaration of trust, the
Charities Act 2011 and 'Ac¢ounting and Reportlng by Charities: Statement of Recommended Practi
applicable to charities preparing their accounts in accordance with the Fin8nclal Reporting Standard
applicable in the UK and Republic of Ireland (FRS 102). (as amended for accounting periods ￿mmencing
from 1 January 2016}. The irust is a Publlc B8nefit Entity as defined by FRS 102.
The trust has taken advantage of the provlslons In the SORP for charlties applylng FRS 102 Upd8te Bulletin 1
not to prepare a Statement of Cash Flows.
The flnancial st8lements have departed from the Charities {Accounts and Reports) Regulations 2008 only to
the extent required to provide a true and lair view. Thls departure has Involved followin9 the Statement of
Recommended Practice for charities applying FRS 102 rather than the verslon of the Statement of
Recommended Practlce whlch is referred to in the Regulations but which has since been withdrawn.
The financial statements are prepared in sterling, which is the functional currency of the twst. Monetary
amounts in these financial statements are rounded to the néarest £.
The financial 8tatements have been prepared under the historical cost convention. The principal accounting
polld6s adopted are set out below.
1.2 Golng concern
Al the time of approving the financial statements, the trustees have a reasonable expectation that the trust
has adequate resources to conlinue in operational existence for the foreseeabl8 future. Thug the trugtees
continue to adopt the golng concern basis of accounting in preparing the financial statements.
1.3 Charltable funds
Unreslricted funds are available for use at the discretion of the trustees in furtherance of their charitable
0￿.eCtIVes.
Restrlcted funds are subject to SP8cific conditions by donors or grantors as to how they may be used. The
purposes and uses of the restricled funds are set out in the notes to the financial statements.
1.4 Income
Donalions are credited in the accounts when they are received. Income tax recoverable on Gift Ald donations
is creditèd at th& same time as the related donation.
1.5 Expendlture
Expendilure is recognised in the accounts al the time wh8n a liabilily to make payment is incurred.
1.6 Tanglble flxed assets
Tangible fixed assets other than freehold land are stated at cost less depreciation.
Depreciation is recognised so as lo write off the cost or valuation of assets less their residual values over their
useful lives on the following bases..
Freehold land and buildings
Plant and machlnery
2% per annum on cost of buildings
250h per annum on net book valué

WEST LONDON COMMUNITY TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2023
Accountln9 pollclès
(Contlnued)
1.7 Cash and cash equlvalents
C8sh and cash equivalents include cash in hand, deposits held at call wlth banks, other short-term liquid
investments with original maturities of three months or less, and bank overdrafts. Bank ov8rdrafts ar8 shown
withln borrowings in current liabilities.
1.8 Flnancl81 In8trum8nts
The charity only has financial assets and financlal Ilabilitles of a kind that qualify as basic financial
instrumenls. Basic financial instruments are inrtially recognised at transacdon valu8 and subsequenlly
measured at amortised co81.
1.9 Rellrement beneflt8
Payments to defined contribution retlrement banefit schemes are charged as an expense as they fall due.

3JC>
¢D J J
¢•
J oj

WEST LONDON COMMUNITY TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED
FOR THE YEAR ENDED 31 DECEMBER 2023
Other Income
Unrestrfcted Unrestrlcted
funds
funds
2023
2022
Other income
Rental income
2,988
23,110
27.668
27.668
26,098
Expandlture on charftable actlvltles
Dlsclpleshlp
Year
2023
Prlson The Ba8om
Mlnlstry
2023
st Pauls
Eallng
2023
CAP
Total
2023
2023
2023
Staff costs
Depreciatlon and
impairment
Dlrect costs
3,442
13,955
17,397
15,254
25,481
15,254
41,225
5,613
2,801
7,330
9,055
2,801
40,735
21,285
73.876
Grant fundlng of aGllvltie8
(see note 5)
27,736
27,736
Share of 8llPPOrt and governance costs (see nots 6)
Support
362
233
Governance
202
130
52
29
30.257
1,080
30,904
1,441
9,619
363
2,882
99,808
21,285
133,957
Analysls by fund
Unrestricled funds
Restricted funds
9,619
363
81
2,801
35,248
64,560
45,311
88,646
21,285
9,619
383
2,882
99,808
21,285
133,957

WEST LONDON COMMUNITY TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2023
Expendlture on charltable actlvltles
(Contlnuod)
Prevlous year:
Dlsclpleshlp
Year
2022
Prlson The Basom
Mlnlstry
2022
st Pauls
Eallng
2022
CAP
Total
2022
2022
2022
Staff costs
Depreciation and
Impalmient
Direct costs
3,346
13.375
16,721
15,256
15.063
15,256
40.217
9,153
7.177
1,504
7.320
12,499
7,177
1,504
30.319
20,695
72,194
Granl fundlng of activities
(see note 5)
19.251
19.251
Share of support and governance costs (see note 61
Support
278
179
Govemance
201
130
40
29
22,672
1.080
23.169
1.440
12,978
7,486
1,573
73,322
20,695
116,054
Analysls by fund
Unrastricted funds
Restricted funds
12,978
309
7.177
69
1,504
22.853
50.469
10
20.685
36,219
79,835
12.978
7,486
1.573
73.322
20.695
116,054
Grants payable
St Pauls
Eallng
2023
St Pauls
EallrKJ
2022
Grants to institutlons..
St Pauls Ealing Church
27,736
19,251
10-

WEST LONDON COMMUNITY TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2023
Support ¢o$ts allocated to actlvltles
2023
2022
Premises expenses
Administrative expenses
Governance costs
2,487
28,418
1,440
1.985
21.184
1,440
32,345
24.609
Analysed bet￿On.
Discipl8shlp Year
Prison Ministry
The Besom
St Pauls Ealing
479
309
69
23,752
363
81
31,337
32,345
24,609
Unless support and governance costs relate directly to a specific d)arltable actlvlty, they are allocated pro rata
as a proportion of relative income. Thls is currently 14% lo Discipleship Year, 9% to Prison Minlstry, 2% to The
Besom and 75% to St Pauls Eallng.
Govemance Costs includes payments lo the independent examlner of £1,440 (2022 - £1.440) for independant
examination and accountancy fees.
Net mov•ment In funds
2023
2022
The nei movement in funds Ss stated after chargingl(crediting):
Fees payable for the Independent examination of the charivs tlnandal
statements
Depreclalion of owned tangible fixed assets
1,440
15,254
1,440
15,256
Trustees
None of the trustees (or any persons connected with them) receSved any r8muneration or relmbursement of
expenses during the year.
Employees
The average monthly numb8r of employees durirvJ the year was:
2023
Number
2022
Number
DY students and Pastoral support
11

WEST LONDON COMMUNITY TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2023
Employees
Icontlnuedl
Employment costs
2023
2022
Wages and salaries
Other panslon costs
16.891
506
16,257
464
17.397
16,721
There were no employees whose annual remuneration was more than £60.000.
10 Taxatlon
The charity is exempt from tax on Income and gains falling wilhln sèctlon 505 of the Taxes Act 1988 or sèction
252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.
11 Tanglble flxed a8sets
Freehold land
and bulldlng8
Plant and
machlnery
Tolal
Cost
At 1 January 2023
1,515,078
1.269 1,516,347
At 31 December 2023
1,515,078
1,269 1.518,347
Depreclatlon and Impalrment
At 1 January 2023
Depreciation charged in the year
172,427
15,248
1,247
173,674
15,254
At 31 December 2023
187,675
1.253
188,928
Carrylng amount
At 31 December 2023
1,327.403
16 1.327.419
At 31 December 2022
1,342,651
22 1,342,673
12 Debtors
2023
2022
Amounts falllng due wlthln one year;
Prepayments and accrued income
582
1.124
12

WEST LONDON COMMUNITY TRUST
NOTES TO THE FINANCIAL STATEMENTS ICONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2023
13 Loans and overdrafts
2023
2022
Bank loans
422,987
451,718
Payable wlthin one year
Payable after one ye8r
28.318
394,669
24.343
427,375
A Mortgage was obtained in October 2008 from Kingdom Bank Llmltéd lo asslst In thè purchas8 of 16 Studley
Grange Road, London which cost £319.000 freehold. This is a capital repayment loan, repayable over 20
years at a rate of 2.5% over Ihe ￿'ngdoM Bank Limited bese rate. The amount outstanding al 31st December
2023 was £35,144.
A Mortgage was obtained in May 2013 from Klngdom Bank Llmlted to asslsl In the purchase of 114 Studley
Grange Road, London which cost £386,000 freehold. This is a capital repayment loan, repay8ble over 29
years and 5 months al a rate of 5% over the Klngdom Bank Limited base rale. The amount outstanding at
31st December 2023 was £18.965.
A Mortgage was obtained in November 2015 from Klngdom Bank Llmlted to assist in the purchase of 7
Rosedale Close. London which cost £515,000 freehold, This is 8 capital repayment loan, repayable over 30
years at a raio of 3.5% ovar the Kingdom Bank Limited base rate. The amount outstanding at 31 st December
2023 was £368,879.
14 Cfedltor8: amounts falllng due wlthln one year
2023
2022
Bank loans
Other taxation and social security
Accruals and deferre(J income
13
28,318
150
8,451
24,343
150
7,829
38.919
32.322
16 Credltors: amounts falllng due aftor more than one year
2023
2022
Not•s
Bank loans
13
394,669
427,375
16 Retlrement bgneflt schemes
2023
2022
Deflned contrlbutlon schemes
Charge to profrt or loss in respect of defined contribulion schemes
506
464
13.

tc) 7JtD
uiou)a)
co
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L4)
LM O) N) O)

WEST LONDON COMMUNITY TRUST
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2023
18 Analysls of net assets between funds
Unrestrlcted
funds
2023
Restrlcted
fund8
2023
Total
2023
At 31 Decembèr 2023:
Tangible assets
Current assetsl(liabilities)
Long tem liabilities
714,870
(22.253)
(394.669)
612,549
35.853
1.327.419
13,600
(394.869)
297,948
648.402
946,350
Unrestrlcted
fund8
2022
Restrlcted
funds
2022
Total
2022
At 31 DoC8mber 2022:
Tangibl8 assets
Current assetsl(liabllltles}
Long term liabilitles
715,953
(13,091)
(427.375)
626,720
42,043
1,342,673
28,952
(427.375)
275,487
ee8,783
944,250
19 Related party tran8actlon8
The Charity is dependent upon the PCC of St Paul's Ealing for tha majority of its funding. The Charity recelved
donatlons of £79.119 in the year from St Paul's {2022 £65,368). There were no balan￿8 oulstandlng
be￿en the charities at Iha year-end12022 - £NIL). St Paul's also acls as a guarantor for the mortgages held
over 16 Studley Grange Road, 114 Studley Grange Road. and 7 Rosedale Close.
15-