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2022-12-31-accounts

Charity registration number 1074971

WEST LONDON COMMUNITY TRUST

ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022

WEST LONDON COMMUNITY TRUST

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees Vicky Read
Nicholas J K Becker (Appointed 30 September 2022)
Shushilkumar Chohan (Appointed 30 September 2022)
Zoe A Kowalski (Appointed 30 September 2022)
Charity number 1074971
Independent examiner Summers Morgan
First Floor, Sheraton House
Lower Road
Chorleywood
Hertfordshire
WD3 5LH
Bankers Lloyds TSB Bank plc
45 The Broadway
Ealing
London
W5 5JU
Solicitors EDC Lord & Co
Link House
1200 Uxbridge Road
Hayes
Middlesex
UB4 8JD

WEST LONDON COMMUNITY TRUST

CONTENTS

Page
Trustees' report 1 - 2
Independent examiner's report 3
Statement of financial activities 4
Balance sheet 5
Notes to the financial statements 6 - 16

WEST LONDON COMMUNITY TRUST

TRUSTEES' REPORT

FOR THE YEAR ENDED 31 DECEMBER 2022

The trustees present their annual report and financial statements for the year ended 31 December 2022.

The accounts have been prepared in accordance with the accounting policies set out in note 1 to the accounts and comply with the Charity's declaration of trust, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)”

Objectives and activities

Our charitable objects are to advance, encourage and promote the practice and general awareness of Christianity amongst members of the public in the Greater London Boroughs of Ealing and Hounslow.

The policies adopted in furtherance of these objects have been the purchase of housing for, and employment of Christian youth and children's workers, support for the New Wine Discipleship Year Hub for West London and support for Discipleship Year Students based at St Paul's Church, Ealing.

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the trust should undertake.

Achievements and performance

The trust's activities during the year have continued to be the support of Christian youth and children’s pastors and also the support, host and manage the West London New Wine Discipleship Year training hub.

The trust acts as the host for Ealing Besom, which receives donations of good quality second-hand furniture equipment and matches this with those in need in the local community. Referrals are received from the community, via Ealing Foodbank, Social Services and other community groups.

The work of the Christians Against Poverty (CAP) Ealing Debt Centre was able to restart in February 2021 following on from the employment of a new debt centre manager who was able to start supporting clients again after completing his initial training. The debt centre provides free debt centre counselling and advice to those in the community who are approaching or in financial difficulty with the aim of supporting clients back to a place of financial stability and being debt free. This work is done in association with the national CAP charity who provide support, training and advice to the local debt manager and the centre is based at Oaktree Church in Acton.

The trust expects to continue to work across these areas with no significant change in activities in the coming year.

Financial review

The financial transactions during the year and financial position at the end of the year are summarised in the attached accounts. Most of the trusts income for the year came from St Paul's Church Ealing and its members. The trustees consider that the financial position at the end of the year was satisfactory.

The trust held total funds at 31st December 2022 of £944,250 (2021: £934,452) of which £275,487 were unrestricted (2021: £238,915) and £668,763 (2021: £695,537) restricted. Of the unrestricted funds £275,487 (2021: £238,915) can only be realised by disposing of the freehold property and therefore under the Charities Commission definition, the trust has no free reserves at 31st December 2022 (2021: Nil). It is the policy of the trust that reserves be maintained at a level to maintain three to four months' average expenditure. The Charity's reserves position has decreased to a level that does not fully satisfy the reserves policy and the trustees, in conjunction with the PCC, are continuing to take steps to rectify this during 2023 and will also review the overall reserves policy in light of the current operating conditions.

The trustees set a budget annually and monitor cash flow to ensure their liabilities can be met. Consideration has been given to ways in which additional funds may be raised.

The trustees have reviewed the major risks facing the trust and are satisfied that all reasonable measures are in place to mitigate their effect. They intend to keep these matters under regular review.

WEST LONDON COMMUNITY TRUST

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

Plans for future periods

The trust expects to continue to run the New Wine Discipleship Year hub in association with New Wine and Besom Ealing and the CAP debt centre. In 2023, the trustees plan to review the current activities and explore other opportunities to providing support to those in our local community.

Structure, governance and management

The trust was established by a charitable trust deed on 26 June 1998. The trust objects are to promote the advancement and awareness of Christianity throughout West London and the London Boroughs of Ealing and Hounslow, in particular by providing assistance and support to young people, the elderly, ex offenders or others in conditions of hardship or distress as a result of social circumstances or disadvantage.

The trustees who served during the year were: Sara Sinker (Resigned 30 September 2022) Ray Elliott (Resigned 30 September 2022) Vicky Read Simon Richardson (Resigned 30 September 2022) Nicholas J K Becker (Appointed 30 September 2022) Shushilkumar Chohan (Appointed 30 September 2022) Zoe A Kowalski (Appointed 30 September 2022)

The trustees receive no remuneration for their role and all are actively involved in the day to day management of the trust. The appointment of trustees is carried out in consultation with the PCC of St Paul's Church Ealing.

The trust's affairs are conducted by the trustees in conjunction with other staff and members of St Paul's Church Ealing.

Restricted Funds

Freehold Property Nightingale Road, 16 Studley Grange Road, 114 Studley Grange Road and 7 Rosedale Close funds were used for the purchase and maintenance of the named properties, within each fund, to provide housing for workers of the trust, other local Christian workers, volunteers and young people.

Prison Ministry fund is used for the work of the Community chaplaincy within Wormwood Scrubs prison.

The Besom fund was used for the Besom Ealing Hub which receives donations of good quality second-hand furniture and equipment and redistributes this to those in need, who have been referred by the community services such as Foodbank.

CAP Ealing Debt Centre fund is used to employ a part-time manager to provide free debt counselling services to those already in debt or in danger of falling into debt. The debt centre was originally set up by a several churches across Ealing following on from the ‘Soul in Ealing/Love Ealing’ initiatives several years ago but had no host organisation and was adopted into the Trust as a restricted fund. On a day to day basis the management of the centre is overseen by a small committee of local church leaders and by the national CAP charity.

The trustees' report was approved by the Board of Trustees.

Vicky Read Trustee

25 September 2023

WEST LONDON COMMUNITY TRUST

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF WEST LONDON COMMUNITY TRUST

I report to the trustees on my examination of the financial statements of West London Community Trust (the trust) for the year ended 31 December 2022.

Responsibilities and basis of report

As the trustees of the trust you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act).

I report in respect of my examination of the trust’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Nicholas Corden ACA (Senior Statutory Auditor) Summers Morgan

First Floor, Sheraton House Lower Road Chorleywood Hertfordshire WD3 5LH

Dated: 28 September 2023

WEST LONDON COMMUNITY TRUST

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 DECEMBER 2022

Unrestricted
Restricted
funds
funds
2022
2022
Notes
£
£
Income and endowments from:
Donations and legacies
6,739
59,368
Income from charitable
activities
2
15,611
18,036
Other income
3
26,098
-
Total income
48,448
77,404
Expenditure on:
Charitable activities
4
36,219
79,835
Net incoming/(outgoing)
resources before transfers
12,229
(2,431)
Gross transfers between
funds
24,343
(24,343)
Net income/(expenditure) for
the year/
Net movement in funds
36,572
(26,774)
Fund balances at 1 January
2022
238,915
695,537
Fund balances at 31
December 2022
275,487
668,763
Total Unrestricted
Restricted
funds
funds
2022
2021
2021
£
£
£
66,107
994
72,834
33,647
16,205
20,450
26,098
27,099
-
125,852
44,298
93,284
116,054
41,656
68,332
9,798
2,642
24,952
-
35,558
(35,558)
9,798
38,200
(10,606)
934,452
200,715
706,143
944,250
238,915
695,537
Total
2021
£
73,828
36,655
27,099
137,582
109,988
27,594
-
27,594
906,858
934,452

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

WEST LONDON COMMUNITY TRUST

BALANCE SHEET

AS AT 31 DECEMBER 2022

Notes
Fixed assets
Tangible assets
10
Current assets
Debtors
11
Cash at bank and in hand
Creditors: amounts falling due within
one year
13
Net current assets
Total assets less current liabilities
Creditors: amounts falling due after
more than one year
14
Net assets
Income funds
Restricted funds
15
Unrestricted funds
2022
£
£
1,342,673
1,124
60,150
61,274
(32,322)
28,952
1,371,625
(427,375)
944,250
668,763
275,487
944,250
2021
£
£
1,357,929
886
61,266
62,152
(25,815)
36,337
1,394,266
(459,814)
934,452
695,537
238,915
934,452

The financial statements were approved by the Trustees on 25 September 2023

Vicky Read Trustee

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2022

1 Accounting policies

Charity information

West London Community Trust is an unincorporated Charity registered with the Charity commission in England and Wales (number 1074971); its principle address is 4a Ridley Avenue, London, W13 9XW.

1.1 Accounting convention

The financial statements have been prepared in accordance with the Charity's declaration of trust, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016). The trust is a Public Benefit Entity as defined by FRS 102.

The trust has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

The financial statements have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a true and fair view. This departure has involved following the Statement of Recommended Practice for charities applying FRS 102 rather than the version of the Statement of Recommended Practice which is referred to in the Regulations but which has since been withdrawn.

The financial statements are prepared in sterling, which is the functional currency of the trust. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the trust has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4 Income

Donations are credited in the accounts when they are received. Income tax recoverable on Gift Aid donations is credited at the same time as the related donation.

1.5 Expenditure

Expenditure is recognised in the accounts at the time when a liability to make payment is incurred.

1.6 Tangible fixed assets

Tangible fixed assets other than freehold land are stated at cost less depreciation.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings 2% per annum on cost of buildings Plant and machinery 25% per annum on net book value

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

1 Accounting policies

(Continued)

1.7 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.8 Financial instruments

The charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at amortised cost.

1.9 Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

2 Income from charitable activities

Unrestricted
funds
Restricted
funds
2022
2022
£
£
Discipleship year income
15,611
-
Christians against poverty income
-
18,036
15,611
18,036
Analysis by fund
Unrestricted funds
15,611
-
Restricted funds
-
18,036
15,611
18,036
Total
2022
Unrestricted
funds
Restricted
funds
2021
2021
£
£
£
15,611
16,205
-
18,036
-
20,450
33,647
16,205
20,450
15,611
16,205
-
18,036
-
20,450
33,647
16,205
20,450
Total
2021
£
16,205
20,450
36,655
16,205
20,450
36,655

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

3 Other income

**Unrestricted ** Unrestricted
funds funds
2022 2021
£ £
Other income 2,988 -
Rental income 23,110 27,099
26,098 27,099

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

4 Charitable activities

Discipleship
Year
2022
£
Staff costs
3,346
Depreciation and impairment
-
Direct costs
9,153
12,499
Grant funding of activities (see note 5)
-
Share of support costs (see note 6)
278
Share of governance costs (see note 6)
201
12,978
Analysis by fund
Unrestricted funds
12,978
Restricted funds
-
12,978
Prison
Ministry
The Besom
St Pauls
Ealing
2022
2022
2022
£
£
£
-
-
-
-
-
15,256
7,177
1,504
15,063
7,177
1,504
30,319
-
-
19,251
179
40
22,672
130
29
1,080
7,486
1,573
73,322
309
69
22,853
7,177
1,504
50,469
7,486
1,573
73,322
CAP
2022
£
13,375
-
7,320
20,695
-
-
-
20,695
10
20,685
20,695
Total
2022
£
16,721
15,256
40,217
72,194
19,251
23,169
1,440
116,054
36,219
79,835
116,054
Total
2021
£
13,566
15,258
28,034
56,858
30,433
21,017
1,680
109,988
41,656
68,332
109,988

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

(Continued)

For the year ended 31 December 2021

Discipleship
Year
£
Staff costs
3,346
Depreciation and
impairment
-
Direct costs
4,785
8,131
Grant funding of activities
(see note 5)
-
Share of support costs (see
note 6)
2,943
Share of governance costs
(see note 6)
235
11,309
Analysis by fund
Unrestricted funds
8,659
Restricted funds
2,650
11,309
Grants payable
Grants to institutions:
St Pauls Ealing Church
Prison
Ministry
The Besom
St Pauls
Ealing
CAP
£
£
£
£
-
-
-
10,220
-
-
15,258
-
1,157
1,007
15,181
5,904
1,157
1,007
30,439
16,124
-
-
30,433
-
1,891
421
15,762
-
151
34
1,260
-
3,199
1,462
77,894
16,124
339
76
32,442
140
2,860
1,386
45,452
15,984
3,199
1,462
77,894
16,124
St Pauls
Ealing
2022
£
19,251
Total
2021
£
13,566
15,258
28,034
56,858
30,433
21,017
1,680
109,988
41,656
68,332
109,988
St Pauls
Ealing
2021
£
30,433

5 Grants payable

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

6 Support costs

Support
costs
Governance
costs
£
£
Premises expenses
1,985
-
Administrative expenses
21,184
-
Audit fees
-
1,440
23,169
1,440
Analysed between
Charitable activities
23,169
1,440
2022
Support
costs
Governance
costs
£
£
£
1,985
2,090
-
21,184
18,927
-
1,440
-
1,680
24,609
21,017
1,680
24,609
21,017
1,680
2021
£
2,090
18,927
1,680
22,697
22,697

Unless support and governance costs relate directly to a specific charitable activity, they are allocated pro rata as a proportion of relative income. This is currently 14% to Discipleship Year, 9% to Prison Ministry, 2% to The Besom and 75% to St Pauls Ealing.

Governance costs includes payments to the independent examiner of £1,440 (2021 - £1,680) for independent examination and accountancy fees.

7 Trustees

None of the trustees (or any persons connected with them) received any remuneration or reimbursement of expenses during the year.

8 Employees

The average monthly number of employees during the year was:

2022 2021
Number Number
DY students and Pastoral support 2 2
Employment costs 2022 2021
£ £
Wages and salaries 16,257 13,261
Other pension costs 464 305
16,721 13,566

There were no employees whose annual remuneration was more than £60,000.

9 Taxation

The charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable objects.

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

10
Tangible fixed assets
Freehold land
and buildings
£
Cost
At 1 January 2022
1,515,078
At 31 December 2022
1,515,078
Depreciation and impairment
At 1 January 2022
157,179
Depreciation charged in the year
15,248
At 31 December 2022
172,427
Carrying amount
At 31 December 2022
1,342,651
At 31 December 2021
1,357,899
11
Debtors
Amounts falling due within one year:
Prepayments and accrued income
12
Loans and overdrafts
Bank loans
Payable within one year
Payable after one year
Plant and
machinery
£
1,269
1,269
1,239
8
1,247
22
30
2022
£
1,124
2022
£
451,718
24,343
427,375
Total
£
1,516,347
1,516,347
158,418
15,256
173,674
1,342,673
1,357,929
2021
£
886
2021
£
476,061
16,247
459,814

A Mortgage was obtained in October 2008 from Kingdom Bank Limited to assist in the purchase of 16 Studley Grange Road, London which cost £319,000 freehold. This is a capital repayment loan, repayable over 20 years at a rate of 2.5% over the Kingdom Bank Limited base rate. The amount outstanding at 31st December 2022 was £36,053.64.

A Mortgage was obtained in May 2013 from Kingdom Bank Limited to assist in the purchase of 114 Studley Grange Road, London which cost £386,000 freehold. This is a capital repayment loan, repayable over 29 years and 5 months at a rate of 5% over the Kingdom Bank Limited base rate. The amount outstanding at 31st December 2022 was £22,123.93.

A Mortgage was obtained in November 2015 from Kingdom Bank Limited to assist in the purchase of 7 Rosedale Close, London which cost £515,000 freehold. This is a capital repayment loan, repayable over 30 years at a rate of 3.5% over the Kingdom Bank Limited base rate. The amount outstanding at 31st December 2022 was £393,540.26.

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

13
Creditors: amounts falling due within one year
Notes
Bank loans
12
Other taxation and social security
Other creditors
Accruals and deferred income
14
Creditors: amounts falling due after more than one year
Notes
Bank loans
12
2022
£
24,343
150
-
7,829
32,322
2022
£
427,375
2021
£
16,247
140
2,988
6,440
25,815
2021
£
459,814

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

15 Restricted funds

The income funds of the charity include restricted funds comprising the following unexpended balances of donations and grants held on trust for specific purposes:

Balance at
1 January 2021
r
£
For Freehold Property Nightingale Road
199,174
For Freehold Property 16 Studley Grange
Road
214,718
For Prison Ministry
8,334
For Freehold Property 114 Studley Grange
Road
213,478
For Freehold Property 7 Rosedale Close
28,497
For Besom
9,275
For Christians against poverty
32,667
706,143
Movement in funds
Incoming
esources
Resources
expended
£
£
3,302
(5,707)
5,705
(7,946)
-
(1,157)
10,734
(9,524)
51,479
(25,988)
1,615
(2,027)
20,450
(15,984)
93,285
(68,333)
Transfers
Balance at
1 January 2022
r
£
£
-
196,769
(1,104)
211,373
-
7,177
(3,438)
211,250
(31,016)
22,972
-
8,863
-
37,133
(35,558)
695,537
Movement in funds
Incoming
esources
Resources
expended
£
£
2,263
(4,645)
6,483
(8,772)
-
(7,177)
7,916
(8,594)
42,506
(28,458)
200
(1,504)
18,036
(20,685)
77,404
(79,835)
Transfers
Balance at
31 December
2022
£
£
-
194,387
(1,051)
208,033
-
-
(3,291)
207,281
(20,001)
17,019
-
7,559
-
34,484
(24,343)
668,763
Transfers
Balance at
31 December
2022
£
£
-
194,387
(1,051)
208,033
-
-
(3,291)
207,281
(20,001)
17,019
-
7,559
-
34,484
(24,343)
668,763
668,763

Prison Ministry - for the work of the Community Chaplaincy at Wormwood Scrubs.

Besom - a project which enables us to serve those in need through the donation and delivery of furniture, white goods and other items and through projects such as painting and gardening.

Freehold properties Nightingale Road, 16 & 114 Studley Grange Road and 7 Rosedale Close - to provide affordable housing to support Christian workers and young adults within Ealing.

Christians against poverty - used to employ a part time manager to provide free debt counselling services to those already in debt or in danger of falling into debt

Transfers between funds represent the capital element of the mortgage repayments made in the year being transferred to Unrestricted funds to ensure the Restricted fund balances for the properties held within Restricted funds do not become inflated as a result.

WEST LONDON COMMUNITY TRUST

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 DECEMBER 2022

16
Analysis of net assets between funds
Unrestricted
funds
Restricted
funds
2022
2022
£
£
Fund balances at 31
December 2022 are
represented by:
Tangible assets
715,953
626,720
Current assets/(liabilities)
(13,091)
42,043
Long term liabilities
(427,375)
-
275,487
668,763
Total Unrestricted
funds
Restricted
funds
2022
2021
2021
£
£
£
1,342,673
715,565
642,364
28,952
(16,836)
53,173
(427,375)
(459,814)
-
944,250
238,915
695,537
Total
2021
£
1,357,929
36,337
(459,814)
934,452

17 Related party transactions

The Charity is dependent upon the PCC of St Paul's Ealing for the majority of its funding. The Charity received donations of £65,368 in the year from St Paul's (2021 - £71,794). There were no balances outstanding between the charities at the year-end (2021 - £NIL). St Paul's also acts as a guarantor for the mortgages held over 16 Studley Grange Road, 114 Studley Grange Road and 7 Rosedale Close.