Company Registration No. P..36854T7 (England and Walès).
FYLDE COAST YMCA
ANNUAL,REPORT AND FINAN¢IAL STATEMENTS
NNlll
*AEB14K6AQ'
2610912025
COMPANIES HOUSE
A33
#105 1

FYLDE COAST YMCA
LEG.AL AND ADMINISTRATIVE INFORMATION
Trustees
C Christou- Chairman
A Keenan. Treasurer
I Paterson
RNNulty
A P Haworth
A Kirkham
R Dawson
M Hill {re%igned 171061251
t Pilling (èppointed-23109124)
J Dawsori.Gerra'rd (zppointed 231.09124)
Charity number
,1074S71
Company number
03685477
comp.any Secretary
G Oalrldgè
Principal addre*'s
.St. Albans'Road
St. Ann.¢s
Lancashire
FY8 IXD
Registered office
.nit 2, 0.lyrnpic Court
8oardmans Way
Whitehills Busines5 Park
Blackpool, Lancashire
FY4 5GU
Auditors
Champion Accovntanls LLP
Unit 2, Olympic Court
Boardmans Way.
Whitehills Business Park
B13ckpool. Lancashire
FY4 5GU
Bankepa
Nptwe5t
20 Corporation Street
Blackpool
Fyi IEJ

ONTENTS
Page
Report of the Trustees, (including the Strategic Report)
i-ii
iThdepen¢ent Auditors Report
12-14.
Stat,ernent.of Financial Attiviiies - parent charity
Group st.atement otFinancial Artivitio's
Group and,Charity Balanee Shéets
19
Group Cash Flow Staterhent
20
Notes 10 th'e Group Cash Flow. Statement
21
Notes to thé Finèncial Statements
22-37

TRUSTEES,, REPORT (INCLUDING DIRECTORS. REPORT).
YEAR ENDED 31 MARCH 2025
The Trustees present thèjr annugf report and congolidated financial statements of the charity and its
subsidiary for the year ended 31 March 2025, which are also prepared to.meet the requirements fot
a DireÈtors' Report_and accounts fèr Companie.g A£t purposes.
The finahc.i31 statements have been".'prepared' in accordance". with the accounting policies.set' out.in
rtote I to the ffinancial Statements and.comply with the charily's Memorandurn and Article5 of
'Association, the Companies Act 2006, and "Accounting and R'eporting by tb3rities- gtatement of
Recomm'erided Prattice 'applic.able to charities preparing their accounts in accordance with the
Fihancial Repo.rting Standard ap.plicatyle In the UK an¢ Republic of Ireland IFRS IQ21".
.OBJEcfiuES AND ACTIVITIES
The charity's objectives ar.¢-
To unite those who, regarding Jesus Christ as their God and. Saviour accOrding.to. the Holy
Scriptures, desire to be hi's disciples in thèir faith and in their life. 8hd to associate their Ptfortg
for the eXte.hsion of his King.dom.
li) fo lead young people to the lord Jesus thrist and to the fullness.of life:ih Him.
To provide.or assist" in the provision in the interests of social'welfare of f4eilities fbr recreatlon
and other l'èisure time occupation for, men and women with the oF)ject of improvin8 their
condition of life.
To provide or assist in th'.e ptOVlSlgn' of .education for petsons of 311 ages with thé object OF
deTr4elopirfg their Physical, mental or Spiritual capacities,
To relieve or assist in the relief of person of all a8es who are in conditions of need, hardship
or distress by rea50n of th'eir.social, physical or eèonomic cjrcurnstanc'es.
To provide residehtial accommodation for persons of all ages who are in condition5 of need,
hards.hip or. distress be reason.of.thei'r. social, physical or economic ctrcumstsnces.
iv
The trustees have paid due regard to guidance issued by the Charity Commission in deciding what
activities'the charify should undertake.
Wision'statement
'The vlsioD of Fylde Coast YMCA is of cominunities.where all young people can thrive,
Mi5slon Statement
The mission ofYMCA' Fylde Coast15 to provide young people with relationships and networks so that
they can be healthy in mind, bod.y and spirit.
Values
Dur valu.ts underp.jn the way we act. out behaviours and how we interact with each other. They
provide the frarnework ft)r all that we'do, èvéry day..
Our values'are:

FYLDE C,OA.ST YMCA
TRUSTEES:.REPORT (INCLUDING DIRECTO.RS. REPORT)
YEAR ENDED 31. MARCH 2025
> Resp.ect
we act réspectfully. giving all those that we interact with due attention and
courtesy,.'whilst'understandin8 diffèrences in both, belief5 and op.inions.
Trust - wè show trust in o,ur pÈople. expecting that intesrity is. a founding principle that
underpii?s our'actions. We encouraEe' people to'admi't mist3ke's an"d1rust each other to find
solutions.
> Inclusivit.y-we believe that everyone should be afforded the same opportunity, re8ardless of
gen-der.. agé. race. se¥.uality or. disability..
> Service.. we exist to seNe. young people ahd. our communit'ies. We art. committe.d r'o: the
'positive tyenefit of'participation, Ioc35 Ily. an¢.. in the wider world.
> Compassion - we will recognise thot everyone, at any given polnt in time, is sybject to
cltcumstahces either positive or negative, and we will show.ernpathy. toward5 each other:
Governance
Work to reviei¥the governance structure began a'nd'will be cohcluded. during-251.>fj. The year saw the
appointme.nt of two new Irustees as.part of a planned recruitment process.'Candidates are invited to
express an interest and are ultimately elected by Iiote of the èxisting trustees.. Fu,rther appointments
pre. plahnèd over Ihe next 12 tDonths as we look to add to the t.rustee skill matrix.
Key Strategic Prforities
.An annual review o,f the 'Gfowing Quality, sfrategy has been carried out. The review determined that,
the already identifi2d corporate goals remained valid. These corporate.slrateÉic goals arè listed below,.
l. Business Besilience - T¢? develop a financially r(Ibust organisatioh that has effective artd
efficient pro￿sseS to support higll.qu3lity delivery.
People ~ fo make YMCA Fylde Coast a great place to'work where stiff aré 8iven the chance
to develop.
3: Assets- To move towards a financially and environmentslly sustainable propety portfolio
that allows for the delivery of our core services.
4, Brand & Communications - To increase the awarenÈ&s and support of YMCA'S.social' good
within our own.people and our local communities.
The review also identified thé nèed for.more specific director3te'5trdt¢8ic prioritiPS,to be added to the
plan dnd therefore objectives.were included under the directorate headings of-
Active wellbeing - to move frohi traditional leisure centre management to an active wellbeing.
service"which supporLs. a local" System to improve community he.alth.
a. Develop a YMCA Active Wellbeing strategy and theory of changè
b. Invest in refurbishing'or remodeling our owned centres to support active wellbeihg
Housing &'Youth ' to offer a. connected portFolio of programmes that allow young people to lead.
healthier. rnore independent lilies. with the roSpur(es needed to thrive and 3 renewod 5en¥e of
purpose,. c.onnection and ￿ntrIbUtiOn.
o Grow our hou5in8 provision and develop aguiding theory of change

TRUSTEES.: REPORT (INCLUDING DIRECTORS REPORT)
YEAR ENDED 3.1 MARCH 2025
d. D¢vèlop pathw3ys and seivices tb'at give youn8 peoplè t_he.sot.iO.-emotional skills to
lead an independent life.
Outdoor Educatjon- t(J provide high qyality Outdoor education exp.eriences
e. Welcome more children from socially disadvarit3ged tsacksrounds to the site
f. Take foTriiard building develoFithent.requirèmentS at South ¢atnp
'Achieve*rients.ahd P.e"rforiyianc¢
In the last, 12. months'the charity has made progress on the strategic dire¢tlon sét out.in 'Growin8.
Quality,, We have engage-d staff via s.taff Voicé surveys 2n¢ have invested in an emp.loyee assistance
programme.for all staff with more than 12 months service. All staff hBve also been given an M5 office
license. allowing them to access organisational. information via t.he Sharepoint portal.
The.charity completed'the sale of North Qmp. It YMCA Lakeside, allowinE the repayment of a £3.5m'
var.iable rate loan, whilst focusing Its outdoor education services on the. retain¢d.land at South Camp.
'ThÈ sale has not iiripacted ori the fjumberof children that.C3n be served at YMCA Lèkeside, and in¢eed
the site had its busiest year fot a. number of years, including welcomin8 children from socially
disadvant38ed areas,thanks to the award of HAF'.fundin8. Planning applications have been subrriitted.
for the continu¢d develppment of the operation at South Camp.
In leisure, a new Active Wellbein8 Suite was opened at YMCA Thornton: consi5tin8 of a range of power
3SSlSted Bym ma(.hines specifically desi8ned for those retuthing. to, exertise. or those whose health.
lin)its their ibility to Use a traditional gym. This addition. ha5 also allowed for new members to be
referred via health professionals who see the provision as a benefit for those suffering from varioLIs
heath conditions. ln Fleetwood, Ihie continue to offer free swimriTring access fot chlldren with an FY7
postcode thanks to lo.cally awarded funding.
In Fylde, Kirkham g¥tlis. closed.sinee 2021, was transferred ba¢k to Fylde Council, renlovihg a li.ability
from YMCA Fylde Coast byt a15¢ presentihg an Opportunity for .the couiicil to take forward any
developmènt of the facilsty.
Membership across the portfolio remain5 Strong• Wlth total members amounting to 10,660 with new
automated dala dashboards showing that we have a high percentage of active members.,
The 5UPPOrte'd houslng contract with Lanca5hire County, councll.was re-commissloned though the
commissioned bed sp.aces wererèduced. Thi5 wa5 used as an opportunityto re-use spare, bed spaces
for afft)rdable accorrinlodatioh in Fleetwood, sup.porting the housln8 pathway ¢0 independent living.
External grant tynding in excess of £300.:000' was secured to launch a .new 'MovinB Forward,
prograrnme. The programme ultimately aims to reduce homélessness in Fleetwood by working to
prevent homelessness and, where that is not p.ossible• Fe¢ure and 5UPPOrt long-terrTT IèDancies for
people thoving into their first properties.
In 2024125
O Total leisure meinbers stood at 10,660 as of Maich 2025.

FYLDE COAS.T YMCA
TRUSTEES, REPORT (INCLUDING DIRECTO.RS REPORT)
YEAR ENDED 3.1 MARCH 2025
/" 0.14er lin visits'were. re"cordÈd at our leisure centres
O Delivered 51.803 ke.y stage 2 swimm'ing lesson5 and 80.100 after schpol 5wirh lessons
/ Offered more than 1,000 free swimming memberships to the Fleetwood Cominunity.
/ Workyd with children referred via schools or heajth professionals to offer over 200 hours of
therapeutic support...
/ Housed 72 young people in our homeless supported accommodation.
/ Provided 37 people with safe and secure affordable of sotial accommodatlon.
O tsave,over 16,ODQ ho￿r$ of 5UPPOrt to formerly homeless.young people:
d o.elivered 473 hoyts of counselling to. adulfs,
O Deltvered inspiratio.Tral outdoor education pro&ramines.to over 7,000 young people.
Ovelall, 2412S Is seen as a success for YMCA Fylde Coast, with uur work bein8 delivered at scale and
the financial perforthance béing bettet than budget.and in advance ofthe previous year.
Centres of operation
Fylde Coast YMCA operates the followin8 facilitres..
Leisure ahd Community Centre5;
St.. Annes YMCA.. a large community activity ÈÈntre providing a range of commuDity
progtammes and.f itness facilitl'es.
* Lytham YMCA: an indoor and outdoor sports facility set within 12.2 acres of land, providing
range of fitnpss.facilities
William Pickles Playing Fields¥ a 7.5 ècfe site containing fp.otball pitches and a pavilion. The
prime purpose of the site is to provide young people with the opportunity to playand develop
through football within a quality facility.
St..Annes YMCA Pool & Gym= A wet side and dryside centre sltuated on the sea fron.t in St
Ahnes- managed on behalf of Fylde ¢ouncil.
Thorrtton YMCA Sports Centre- Large dryside sports centre including fitness facilitie5, bowling
Iley,'skate park and squash courts'_ Managed on tyèhalf of Wyre Countil.
Fleetwood YMCA Sports. Centre: A wet and dryside Centre 51tuated on the sea front in
Fleetwood- managed on bEhalf of Wyre Council.
Poulton YMCA Fitness Centre, A wet and dryside faality with swirrimihg pool, and fitness
facilities- managed on behalf of Wyre Council.
Garstang YMCA Sports Centre and Swimming Pool: ProvidesB rangè of activities for the.rural
community Wvfe - roanaged on behalf of Wyre Council.
Housing.&.Commynity Centre*.

FYLDE COAST YMCA
T.RUS.TEES' REPORT (INCLUDING DIRECTORS REPORT)
YEAR END,ED 31 MARCH 2025
Lofthoose.Bvilding; Based in central Fleetwood the centre.provides a.ran8p of community
space an.d farilitie5.
Fielden House.: 1.1 bed'5 of c.ommissio.ned.supported accomniod?'tion l*Vith 8,units' of
affordable accommodation.
HarbourHouse: A 12_bed foyer scheme situated in Lytham.
113 Londoh St:.5 bed. einetgency actornffiodatlon 5chem¢.
,Victoria Road, St Annes: 5 self.-conta'ined move on flats.
Paterson House", 12 self-contained.move on flats.
Qutdoo'r Educatipn Centres:
Lakeside Oytdoor.Education Centre.. The Lirgest outdoor education cetitre in Europe. situated
on the shores of'Lake.Windermere in the heart of the English Lake District.
Wyre Council facilities:.
As detailed above, being facilities at Fléetwood: Thornton,. Poylton and Garstang.
Local Authority Leisute Contracts
The contract for the operation of Wyre Council lèisure facilitiÈs is due to fihish on 3110312026 and the.
authority have eriibarked on a procurement exercise to appoint an opÈrator beyond this date., YMCA
Fylde Coast has determined ttgt to re-bid for this contract on the basis that the risk associated with
the new contract is too great. Income associated with thls tOn*iact during24125 was £3.122,527. with
year*nd position of £19,476.
Similarly, the contract for thÈ operation ot 5t Annes Pool, awarded by Fylde touncil is also due to entj
on 3110312026 and again, the charity has decided that the opportunity for continuod operations is of
too high a risk. Incorne associate.d with this contract during 24125 waF £539,979, with a year*nd
position of £3.7.743 loss.
The decision not to bid for.this work.will mean that the central support function of the.otganization
will need to be reviewed.
FINANICAL REVIEW
The results.for thè year show a &ur.p.lus of £3.885,999 (2024 deficit of .£468:5191, being a'surplus o.f
£3,893597' on unr.estricted funds and a deficit of on restricted funds. o.f'£7,598 relating to: grant5
unspent at the Balance ShRèt date. Thè overall surplts# has been deducted from the fund balanr2s
brought forward.arid total furids of £7.74L79'7 {2024: £3,855,799) will be carried forward to next year.
The total rertricted funds amount to,£2,436,415 (2024: £2,444.0131 and unrestricted funds ainount
to £5,305,382 12024= EI,411.785)- Unrestticfed: funds. include designated funds of £r4il (20:2'4".
£226,4.651.

TRUSTEES, REPORT (INCLUDING DIREC.TORS REPORT)
YEAR ENDED 3.1 MARCH 2025
Included'.'in the deflcit. are rion-cash. items, eg* d¢preciation"on b_"ilildjn85 purchased in prior ¥e3rs.which
do not impacton cashflow. Thé tru"5fees and executive team continue to mohitOrthe"fin"ancial position
on a regular basis, to ensure thatt.he various sites are supported'.by. ca5hflo.w.
Incotrte has continue-d to grow and the large scale'prÈssyres pn éxPFnditure seen over th¢ last two
years havp subsided to:a degree. The overall cash loss is less than was.bud8eted.3nd a.c.tions tak'efi by
'trustees. and the executiye team are continuirtg..t"o show PQSitive.. rè'sults"..
The decision'not to bid for the contlnued operations of leisure facilities in Wyre and Fvlde Will have 4
material effect on income ID 25126. Financial, modelling is underway to see how this cart be best
managed, though the staff costs will be the largest liability, the vast majority of these costs will be
transferred to the incoming operator under TUPE regulations. Nevertheless, it should be recogni5ed
that this decision will 'have short term financial consequencÈs" evén if. these conse.quencÈs' cati be
mitl89tÈd by the sttong cash posjtion of the charity.
Fylde Coast YMCA recognises p055ible corirern relatjng Yo it5.participation in a defined benefit scheme
and approp.riate action has been taken. The scheme was closed'to new members in 2007, and the link
to final salary broken in 2011. Addit,ional contributions continue to be made to reduce the deficlt. As
part of the YMCA federation thè thulti-employer pension scheme is run by an indepÈrtdent Trustèe
board with employer represent￿tIon Ihrou8h the Principal Employer, National touncil of YMCAS. The
pe'nsion. scheme Trustee obtains an actuarial valuation every three years arid we'have considered th.e
impllcations to the charity's firianreS from the latest available a¢tyarial valv4tion. Wp have reviqwed
the chatity.'s abilitv to continue to deliver its chèritable objertives and include the deficit repayments.
Fylde Coast YMCA benefits from the pension scheme Trustée and Principal Employer sÈekihg suitable
specialist professional advice, both to manè'Be the schemè and in,'the continuing effort to explore'ways
of reducing the overall pension deficit. The notes to the accounts include the.3¢countin8 policy and
further details of the deficit repayments due.
Investment Policv
The policy states, that all reserves up to the level indicated in ¢he reserve policy are to be held in
accounts that provide immediate ac￿SS but achieve the highest iovestment levels. Any resèrves
a.bove this level are to be invested on the advice of professional advisors.
The Association will use a variety of sources for advice, with the princ!p31 advisor being the Charities
Aid Foundation: The Memorandurri of the Association states thatthe company has the quthority..
la) °To inve5t.the..monies of the Association, security or property a5 may bp thought fiy,
(b} Y.0 delegate to any pet&on. company or other organisatlon any of the Association's power5 of
investment, administration or manaFement of all ,or p4rt of the. rDoney and investments of the
Assoctation
Reserve Policy
The re5Èrve policy of the Association 1> that unresttitted funds, which havé not been d.¢signated for a
specific use, should be mairrtained ata level equivalent to.'three.month'$ Salary costs.

PLANS FOR FUTURE PERIODS
Fylde Coast YMCA'S b14ns for'the ftsture. short to. rhèdiurii term are get out ih the Growing Quality
strategy. Over the course of th¢ next 12 months, the.following action5 will be taken forward-
Investment in furth'ering ourartive.wellbèlng offer from.st Ahnés and.Lythain sites.
Award ,o.f contracts for first stage dèveloprhent at YMCA IAkesidé.
Review and actionl linked to oursocial ho.using stock, in accordance with our housing arnbitiohs.
Updating of,the chariws Articles of Assoelation:
Management of the handovei of leisure contratts.
STRU￿￿RE AND GOiIERNANCE
Direclors and Trustees
The Directors of the. tharitable company. (the ch4rity) are.ils Trustees for the purp95¢ of charity law.
'TheTrustees who served during th¢ year weiÈ'.
Mr C Christou
MrA KÈenan
Chairthari
Treasuror
MrA Kirkham
MS C Piling
Mr I Paterson
Mrs J Dawson Gerrard
Mr M Hill
Mr R Daw50n
rRNulty
Resigned June 25
Mr Goatridge
Chief Executive and. Company Secretary
The charity 15 a company limited b'¥'8uar3ntee. None of the Directors have any. beneftcidl interest ID
the company and guarantee to contribute £1 In the event of a winding up.
Goverrting Document: YMCA Fylde Coast is a company limited by guarantee and was formed on 17
'DecÈmber 1998. The Cowpany 15 gov¢ined by its Memorandum :.and Article5 of Association as
approijed. by the Board of Directors.in Decembèr 1998:
th
Appoihtment o! Trustees

As s_et out in the Articles of Association, three. trusteés are.elected aririually by the, meYnber:s of the
haritable, company attending the Annual G¢nerai Meoting aDd se￿e fora period of three years.
T.rustee Induction and Training
All new trustees under£0 an induction.programme.They are provided with a wèlcome pack. outlinirtg
the history. eth95 and.strycture of thé YMCA. In additi(in. tfrié'pack'p.royidès information on.a trustee's
responsibilitie5,and relèvant documentation to the operatjon of the 4ssociation.
.Or8anisatjon
The board has 9 members. They. meet 5 times a year and there are sub ¢0￿imIttees coverirtg the
association's ar.ea5 of.work 35 well as a finance'and st?ff!ng committ.ee'.
Related Parties
p.he Tr.ust¢e has #n a8reed bu5ines5 contrdct with YMCA Fylde Coast from which income canbe
derived. This relates to the sale of advertisin8 space within the leisure centrÈ5. This was prppDsed
and agre.ed at a recorded Board meeting., There is no direct financial transaction between YMCA
Fylde C035t. the t'rustée. Or the 6u5iness the'y represent.. No other trustees receive remuner.ation or
otber benefit from their work. with the charity. Any connection between a Trustee and an einploy.ee.
of the charity must be disclosed to th'è. full Board of Trustee* in the Same way as any other
contractuèl reliripnship with a telated party.
Partners &
Statutbry
Agencies"
The YMCA h'as furthér developed Its CO-op.efatiot) and 'pJrtner5hip with
statutory agencies in the delivery of services: Over the past y.ear we have
worked wtth Wyre Council, Fylde Council, Lancashiré tounty Council, The ASA,
Lantashirè FA,. Sport England, Lake District National Park Authprltyi National
Lottery Comthuhity Fund, Cadertt, The Lofthouse Family: YMCA England &
Wales, AXA. tslackpool..Football Club, Places forPeople.
Representatioh
n committees:
Tha staff of the AssDciation' are members of a variety of ne.twork 8roups and
committees in areas velèvant to the core services of YMCA Fylde Coast.
Trading Coinp.any: Fylde'Coa5t YMCA haF a trading.company called "F¥lde Coast YMCA Trading
Limited" The prime purpose of the company Is to. undertake the trading
activities of the.Association.
The Association works closely with one other charity, YMCA Trust which owns the sites."at.St.ADn'es.
Lytharn, Kirkham, L3ke5ide, and the William Pickles pliying field: In additson, the charity owns
nymerous propertie5 in Fylde and Wyre Boroughs. Fylde toast YMCA. fftènages these sites and
propertles on behalf of the charity.
Pay policy for senior staff
The Directors considerthe Boar.d of Directors, who are the Trustees, ahd the séniormanagementteam
t.o be the key rriarjagementperlonnel of thecharity ih charge of directing and.controlling, running.and
operating the charity on a d'ay to day basis. All Tru5tees.give' of their time freely and 'no Trustee

FYLDE COAST YMCA
YEAR ENDED 3.1 MARC.H 2025
received. remuneration in the year. Details of.Triistee's' exp"enses and.,"rElated p.arty transactions-ate
disclosèd'irl"tbe.ootes to the actount5. The. pay pf the 5eniorstaff is reviewedannually.
Employees
Employees"are involved in matters concerning them in.a variety of.way.51 ransing froFn loc31ised team
meetings through to company-wrde Working gro.ups. The ￿ O produces'rèsular CEO update5, which
includes relevant corpo'rate informalioh al well as celebrating staff a.'¢hieve'rtl'ehl and the imp8.ct our
seFvices have On commljnities and youn8 people. A Ny Voice, project has been introduce¢.. to
increased staff engag,emen'.t.
Disabled employees
Fylde C03St YMCA. 15 comfnitted to achieving a working environment.whlch provides equality or
ppportunity. and freedom. from ￿nIaWfUl discrimination on the grounds of race.. sex, p.regnancy aDd
maternity, marital or civil pBrtner5hip status: gender rea5518nment,'disability, religion or beliefs, age
of sexual orientation.
An Equality & Diversity policy has been actively adopted that aims to remove ynfair and discr iminatory
practices within.the orgahi5ation and to entourdge fyll contribution from its diverse community. Fy.Ide
Coast'YMCA is committed to actively opposing all forms of discrimination.
The YMCA ilso airhs to provide a 5eNic¢ that does not dlscrimlnate against its stakeholders in the
means by whic.h they can access serv,icès and goods suQplied by the. orgahjsation and that all
employees and clients are erttitled to be.treated with.respect and dignity.
The poliry commits the,YMCA to make r.easonable adjustments to facilitate the emplo.yment. of ,
disabled person.
in¢luding:
Making adjustments to premises Iwher,e reasonably practical}.
Re-allocatirbg some or all of the disabled employee's dvties.
TransferrinF. a disabled employee to a role better suited to their disability.
Giving a disabled employee time off .wurk for medical treatment'or rehèbilltation.
Reloc3tin8 a disabled employee to a more suitable office.
Providing training or mentoring for a disabled employee.
Supplying of modifying equipmenL instr-uct.ion and training manuals fordisabled empjoyees;
or
Any other adjustments that Fyldè Coast YMCA considers reasonable and necessary to
provide such adjustments withih th'e fingn¢ial means of the organisation.
Risk Management
The£Jrganisation has live risk register5 that are updated regularly and gre reviewed by Trustees at eaGh
board meeting. The reg'isters'follow guidance set out by the tharity Commission- In addition, each

FYLD.E COAST YMCA
TRUSTEES, REPORT (INCLUDING DIRE¢TO.RS REPORT)
YEAR ENDED. 3.1 MARCH 2025
operational directorate carr.i'es its own risk. register which is managed by..the" senior Managèm'ent
Team and is uPdated.regularly,
A's it stands. the main risks remain financial. However,: the'position remains'po'sitive aod'providès a
good base to grow .the.. charlties impact. Artive rpanagement o'f the various income. sour.ces will
continue to ensurethat sufficientworKing capital.isavailable to the charityand its subsidiarycompany.
,Tr.u5tees'..r.esponsibjlities in relation to the financial statéinehts
The charity trustees Iwho. are also the directors of th&Fylde Coèst YMCA forthe purposes of c¥hlpan¥
lawl. are responsible.for pr.eparing a Trustee's report an'd 'the accounts in i.ccordan¢e with" applicable"
law and vni.ted Kingdom At<ouhtihg Standards {United' Kingdom Generally Accepted Accountin6
Practice).
Company law requitèg thè charity truslees to prepare finahcial statemenfs for each year which give
true and fair view of the state of affairs ofthe charitable cothpany, and the group ahd of the incOmin8
resources and application of resources, including the jncDme and expenditure. of the charitable 8roup
for that p.eriod. In r5*¢p3ring thpse accounts, the trustees are required to:
Select Sultable accounting policies and then applv them ¢onsistehtly-
Obselve the methods ani# principles ih the Charities SQRP.
Make jud8ements and estimates that are rea50nable.and prudènt;
State whether applicable UK Accounting Standards have been f911owed, subject to any
materi31 departures disclosed and explained in the fi'nancial statements and,.
Prepare the account? on the goin8 concern basis unless it is inappropriate to:presvme that
the charity will continue In business.
The trustee5 are responsible for keepin8 Propèr accouhting reoords that distlose wittry reasonabl¢
accuracy pt any tirne the financial position of the charity and to enable them to ensure that the
rinancial itatements comply with the Companies Act 2006. They are also rèsponsible for safeguard'ing
the assets of the charity and'the group and hehce taklrig reasonable step5 tor the pre.Verytion and
detection of friud and other irreEularities.
The trustees are responsible for the rhaintenance arid integrity of torporate and financial information
included ori the charitable c¢mpattVs website,
Auditor
The auditors, Champion Accountants tip, are deemed to tye reappointed under Se¢tion 48712) of
the Companies Act 2006.
Statement of disclosure to auditor5
E3ch of the trustee¥ has cohfirmed. that there is ho'Snform3tion of which they are. aware; which is
relevantto the audit, but of which the group s auditors are. unaware: They have furth.er confir.hied
that they hBve taken appropriate steps to identify sucb. televant information arid to establish that the
group auditors are aiware of such information.

FYLDE COAST YMCA
TRUSTEES. REPORT (INCLUDING DIRECTORS REPORT)
YEAR ENDED 31 MARCH 2025
On behalf of the board of Trustee5
C Christou
Chairman
Dated: 23rd September 2025
11

FYLDE COAST YMCA
INDEPENDENT AUDITORS. REPORT
TO THE MEMBERS OF FfLbE COAST YhlCA
Opinlon
We have 3udited,.the fin4ncial'..stateo)ent$ of F"ylde Coast.YMCA (the'parent chariW} and its.subsjdiary'.Ithe.
'g'roup'l for the yea'r'ended 31. Mafch.2025", which" comprise the consolidatèd artd parent charity'Sfa"tethentof
financial activilies.'the consolidaied and parent'cornpah'y balance sheÈf..the.cOhso!id>fed 5t3tenleht of cash.
flows. and notes to the financial sl_aterrients, including significant accounting poljcies. The f,It)ancial reporting
fr3mework.that has been applied in their prepaiatlon is"appllcable law ond:United Kingdom Ac£ounting
5tandar"d51
ih'cliidlng FRS 102 Th"e Finonciol Reporting Stondordupplicoble.'in th'e Uk. ond'RepLibiie of Irelond.
Iunited Kingdotrri'GeneTall¥'P4Ctepted Accourttirig PrdCtic"Èl..
in our Opiriiori the.financlal statemehts..
kive 4 tnJe and fair vie%ii of th¢. stste.of the 8rèup'5.and the'paf.ent.charirable company's aff¥irs as".at
ai March 2P25 and of the Br¢iup's.incoffling r.esources anil.ap'Filicatlon of resourc¥. l¢ir the.ye4r, tliery
ended-
h.ave bèen pioperly prepared'in accordance with United Kingdom Geherally Accepted Accouhting
-Èr?¢tlEe; and
have been properly Prepared In 3ccordan¢e wilh rhe requiremonts.of ihe Comp?nie&-Act 2006...
asls'of oplnlon
We ¢oNducted our audit in acfordancp with Intornatig.nJl standards on Auditins IUKI,IISA5'UKII and appllcable
law. Our responsi6ililies under those 51ahdard% are further described in the Auditor's respoDsibilities for the
audit of th¢.finaricial staiements.section of our'report. We are indep'ettdent of the 8roup ahd Parent iharity In
accofdance with the ethical requiiemen'ts. that a￿ relevant t'o our.'audit of the linancigl sraterrients in thè UK.
including the FRCIS Ethlcal Standard, gnd we h'ave fulfilled our othlcal responslblli(les In accordance wirh these.
requiremen15.. We believe that the èudit evidence we.. have obtairièdis'sufficiènt artd appropriate.to provide.a
b•sis tor our oplnlon.
Conclusions relatini to golnq concèrn
In auditing the finarsclal statementS'..k¥e have ¢oncluded that the.,trus¢èes' use of the goiril concern basls of
accounting in the preparatign oF'th¢ financial.statemen15 bs appropri¥ie.
8ased ori the Work we have pertor.rned,. we have npt Identlflè'd any. inatÉrial uncertblntle&relJtln8 to events ot
conditionr thaL indivi4lvally or collcctiiiely. moy 4ignificq.nt doubi.on th'e 8fciUP and chai'ity's'abilil¥ ti>
contlnuE a*'a'goln8 concern for J period of at least twelve fféonth's from when the finanElal statements.are.
vthorised for issue.
Qur Tespon5ibilitfps and.the.te5ponsibilities of 'the.trust¢es with respectto 8oini conceffl are (lescribed in the
levant5ection5 of this report.
Other infofmatlo.n"
.Thé other information comprises thE Inlormailon included In the annual report, otherthan the financial
statements and'ouf.guditoVs rèport therepn. The trvsiÈes are Tèsp.onsible fortF>è Other infDrm3tiOn.contained
wlrhin ihe annual report. Our..opiDibn on'.thc firiDnci)15tatements. does.pot tover'the.other,. inforrnatioh ai)d
pJcept to the"thent oth"erwi5e explicitly stated in our repo. ¢ we do.not express.'gnyform of assurance
conclu51on iher¢on. 0￿r responsbility'is.to read the other In'ftsrtriation and. lri,doirtg so, cbngider whetherthe
Other'infor￿atIOD 15 rnat"erially inoorisistèntvrith'the financial sta'tements_orour knowledge.obtairied ilt'the.
course of,.the audit or'otherwise.appe?rs to.be materially misstated. If'we identify Such material
incoThsistenciès.or'appa￿nt.rr•aterial misstatements we.are reluired to determine whèth'er this"Èivesiise to a
.'material mi&Statemer41 In the.finafiri¥l st8tèrrténts'theinsdves. If. b¥ed on'the work. pèrformed'.we'conclude'
.that.thefe.iS3"material mis¢?tenTent of this other information. we a￿ required to.report that fact..
We have nothifigto reporl In thbs regard.

FYLDE COAST YMCA
INDEPENDENT AUDITORS. REPORT {CQNTINUED)
TO THE TIiVSTEES OF FYLDE C.OASTYMCA
Opinion ori other Matters F>res¢ribed by the'conipanles Act. 2006
lrt our opinion based Ctn the work'undertaken in the course otour audit:
tht inforination'givwi'in the Trustees, Re"PotL iiih.ich includes the diretiors, report and th.e strategÉc
re'port prepared'lor the ptsrposes of comp.any law, lor the flnanclal yeaF for wbi(h the financi41
statemen.ts are preparod 15 consistent'wit'h the f.inancial stèterrients; an'd
the ditertors, report and'5tr3te8ic rep.ort Inc.luded wlthin the Trustees'.RepOrt'have been prepared lfj
cordahce lilith èp"plicable legal requirerr￿nts.
Maryet5 p.n WhSch wèare requlred to report.by emceptlon
In the light of rh"e knLlwledge and'underst3ridin8'.of' th.¢ group."and pèrent charity and its environniRnt obtainèd in
the course ol the audits we have not identifled material mi5Stitements iry Ihe directors ie'port or.stfate#i('r.èport
Included in ihe Tr￿stee5, Report.
We hève.nothing to report In respert ol.the following matter5 In relation to whlth th¢ Companiel AGt 2006
re9uire5 U5 to report..to you if, in Ouf'opinion=
adequgte a(countinÉ records.h?ve not'been kept by thé parent tharity. pt f¢iurhs 34equatt' fèr our
audit have not been received From branches not visited by us-..or
the parént charity"financial stateinents 3re not in agreement Viith the accounting records and return5,'or
c'ertain dlsclp.>ure5 of truStees' r¢murieration'sp.ecif*ed by law gle not made.. or
we have not received. all the inf0rn4ation and explanètions we require for'our aydit.
Responslbillt'ies of truslee5'.
AS explained. more.fiJlly in the statement of.trvstees'.'responsibilities. the trU5tee5, wbo are.'è1s0 tbe djre¢tQrs cif.
Ihe 8toup a,nd' parent th"arlty for the purp.ose of company law. are re5pon5ible fot..the pieparatlon of The flnanclil
taterrientS and for being.sati51ied that théy. k.ive a true and fair v jew, artd. for Such internal Control as the trbsteÈ'S
determine is. ne(￿ary to Ènable the preparètion.of15nancial ststements thai are.free from material
inisstaten?eh¢ wheth"erdue lo fraud or èrror. In prèpar.ing the fihancièl Statements. the'trustees are responsible
for assessing the group and p.?reot' charity's abllity to continue as a going cpncern:. disdosiril as a'pplicable.. ffkatters
relatin8 to $olng conrern and usin8 the 8oin8 concern bas15 of accounting unle55 the trustees either'lntend to
liquldate the charitable company or to cease operations, or haiie no teallstic èlterrfatNe'bJt to.do'sO.
Au4itors' responsibllitle5.foT thè audSt of tle finonci&l statemen
Oiir objectives are."to obtain ieasonèble.a55urance aboutwhether ihe financial statements'?5 a whole"Ire Iree
from material misgtalemeht,. wh'ethet due to fraud or èrror, and to'issue an èudltof's reportthat includes our
opinlon. R¢asonable a55urance is 3 hlgh level of assurance, b.ut is not a guarantèe.that Sn ètsdil co.ndycted in
accordante with ISAS IUKI. will always detert a material misstatement when it ￿lSts. Misstitemerbts #fi5e
"from fraud or error and.ère CDn51dEred materièl it,.Ihdividually or In the ¥ggre8at4 they could reasonably be
expected tp infwence the econoriilc decision5.of user5 tsken ori th.e ba515 of thèsef!haDcial stateiiients".
"Irregularities, including fraud.,are"'iri5tsnces of non-cornpliari￿ with laws and regulations.. We design procedure5
in Ilne viith our re5ponsrbllltles, oytlined above, to detect.materlèl.rriisstgtements.in re5pert'of.irregularit5es,
including f.raud. The extent to which our procedufe5 are capable of detect.ing irregularities. incluKliDg frau￿ is.
detalled below.
As..part of ourplanning prcicess-
.we enqulred'of man3geiiient.th""e systems and:controls thecO"rriPany and'grtiup ha's in'plare, th'e_areas of
'the.financ4al ststements t.hat are most'.SU5ceptible.to. the risk.of Irregularitie5 and fraud, andwhether
there was any. known, suspected or alleged fraud. ManaÈethent did ncit info'Tn7"us of any known..
su5perted.or alleged fraud.

FYLDE COAST YMCA
INDEPENDENT AUDITORS, REPORT (CONTINUED)
TO THE TRUSTEES OF FYLDE COAST YMCA
we obtained an understanding of the legal and regulatory frameworks applicable to the company and
group. We determined that the following were most relevant.. Charities SORP IFRS1021 and Companies
Aa 2006.
we considered the incentive5 and opportunities that exist in the company and group, includin8 the
extent of rnanagement bias, which present a potential for irregularities and fraud to be perpetrated,
and tailored our risk assessment accordingly.
usin8 our knowledge of the group company. tO8ether with the discu55ions held with manègernent al the
planning stage, we formed a conclusion on the risk of misstatement due to irregularities including
fraud, and tailored our procedures according to this risk assessment.
The key procedures we undertook to detect irregularities includin8 fraud durlng the course of the audit included-
identifyin8 and testing journal entries In the overall accounting records, in particular those that were
Si8nificant and unu5U31.
reviewing the financial statement disclosures and determining whether accountin8 policies have been
appropriately applied.
reviewlng and challenging the assumptions and judgements used by management in their
significant accounting estimate5. In particular in relation to depreciation, leasehold property valuation
nd restricled funds.
assessin8 the extent of compliance with the relevant laws and regulations.
testing key revenue streams, in particular ctst-off and recoverability for evidence of management bias.
obtainin8 third party confirrnation of material bank balance5 and loans.
documentin8 and verlfying all significant related party transactions and balances.
There are inherent limitations in our audit procedure5 descrlbed above. The more removed that laws and
re8ulations are from finantlal transactions, the less likely it is that we would become aware of non.compliance.
Auditin8 Standards also limit the audit procedures required to identify non-compliance with laws and
re8ulation5 to enquiry of the directors and other management. and the inspection of re8ulatory ènd le8al
correspondence. Material-misstatements that arise due to fraud can be harder to detect than those that arise
from error as they may involve deliberate concealment or collusion.
A further description of our responsibilities for the audit of the financial statements is located on the Financial
Reporting Council's website at.. http'.//www.frc.org.uklauditorsresponsibilities. This description forms part of our
auditor's report.
Use ol our report
This report is rnade solely to the charitable company's members. as a body* in accordance with Chapter 3 of Part
16 of the Companles Act 2006. Our audit work has been undertaken so that we might state to the charitable
company's members those matters we are required to State to them in an auditors. report and for no other
purpose. To the fullest extent permitted by law, we do not actept or assume responsibility to anyone other than
the charitable company and the charitable company's members as a bodyi for our audit work, for this report, or
for the opinions we have formed.
Deborah Thorn FCA Isenior Statutory Auditor)
for and on behalf of Champion Accountants LLP
Chartered Accountants and Statutory Auditor
Unit 2 Olympic Court
Boardmans Way
Whitehills Business Park
Blackpool, Lancashire
FY4 5GU
Date-
23rd September 2025
14

FYLDE COASTYMCA
STATEMENT4)F' FINAfrICIAL ACTIVITIES
FOR TIIE YEAR ENDED 31 MARCH 2025
CuFrtnt.financial y.ear
Re5trjcied
Income
F￿ndS
Uftrestriefed
Furids
T0ts7
2025
TDtsI
2024
Notes
Incoming resources
Incoming'resourcds from generated funds:.
.Voiuntary income..
Donations arid legactes.
ACtiviriBs'lor 8enerat'in¥funds'.
Cgnteen sales.
Insurance clalms
Invesiment income
67,987
25.84.3
.93.830
130.019
.36.827
13.929
36.827
13.929
J9.069'.
163,655
18,09?
18.36S
217.863
157,8 J2
25.841
Incoming re¥0￿reeS from charitsble activiti•¥:
Activity centres.
community.faciliti¢s
Social hoii%ing
7,196,517
234,898
7J6,443
24A,631
73.464
7.441,148
308.162
781,002
.52f.264
283.564
1.079.0¢9
8.325,670
4,286,9b6
.388.497
8.714.167
4.28fj.986
a.101,760
Oth?r Income
Totsl Incomin9 r•8OUf¢•$
12.612,6S6
388.497 13,001.153 Th￿760
rtesoufces ex
ended
.Costs ol g*n•ratin9 fv'nd$.'
Equlpment for resale
36.501
37,377
Sub lot81 cosl of.generallng lund$
36b501
36,50
Charitsblo.activities
8,686,786
396,095
9.082,881
8,549.813
Goveroance costs
1A,900
8,7.01.686
.14,900
13.350
,563.161
T,ptal ￿50￿ree5 expended
Net incoming'lloutgoingl ie$ource5 for thè
year bofoT• tr¥n$fe
8.738,187
396.t)95
9,134.282
8,600.538
3.874,469
17.598)
3,866.871
(498,7781
TraThsfer5 betWeeD funds.
3,874.469
Other recogn15ed gain5.vnd losses
Pension deficlt (Ios511gain re ch?n8es'in a55￿MptIOn>
(2,5491
{2.5491
ILossesl/gains on inveslrnents
26';236
26",236"
24,266
Nèt incomel{expenditurel forth*
ygarlNet movemeht In ftsnds
3,89B.156
(T.5981
3.890.5$8
148è,5fj71
Fund balantes at l Apri12024
1,411,786
2,444.013
3,355.799
4.324.318
Fund balanc•s 81.31 Mp'rch 202$
5,309.942 2.436.415
7.746,357
3,855.799.
The5tateriient of financlpl actlvitles lricludes all galns and losses rÈcogni5ed in the year..All income and
expendiiure derive from continuirt8.acSiwtSes',.
The staiemerit.L)f fin3ncial activitie5 also complles with.the.rFgylrernents for an income and expenditure
account under the Comp4nies.Act?006.

FYLDE C.OAST YMCA
'STATEMENT O'F FlblANCIAL ACTIVITIES ICONTINUED)
FOR THE YE4B,. ENDED 3I.MARCH. 2025
Prior finar*cial year
31.March 2Q24
Restrlcted
Income
Fun4s
Unrestricted
Funds
2024
Incoming resources
..Incoming Y450urc•s from g•neTited funds:
Voluntsry in(xsme'
Donations and le&a¢ies
Activities f.or£eiterating fv'rids..
C3nteen sales
InSUfance.claims
InvestmEnt.hncome
115.019.
15,OQO
13Q,019
.51,382
18,097
18,365
202,863
51,382.
IB.097
1a,36S
217.863
15,000
IDcoTning re¥ources"froffl charitable activities=.
Activity ceritres
Community tsciliti¢s
Social housing
6.1Ys,671
206.836
1,Q47.692
32S.S93
6.$21.264
283,564
'1.079.069"
7,653.062.
448.698
,101.760
Other Income
Tolal incoming resource&
esources ey
end•d'
Costs of.genprating fvhds:
.Eguipment for resale
Stjb lol¥l cost ol genefèting'lunds
7,653.062
448,698
8,101,760
37,377.
37.377
37,377
Charliable ¥¢tl¥ltl•3
8,022,369
627.442
8 $49,911
Govèm#nce costs
13..3SO
8.563.161
8,035,7
527,442
To￿1 resources Èxpend*d
8.07.3.096
'B.600.S38
Net in¢ominglloutgoirig1 resources for th•
year"b¢for• ir•nsfers
1420.0341
170,744}. 1498,7781.
Transfefs betweèn tLJnds'
420,034
178,744)
498,7781
Othèr recoEpise41 gain5 and losses
Pension deficit gèln re ch'a'nges inAssuinptiOns
S,995
5.99S
Galns on investments
24.26&
Nel incom•llexponditurej for th¥
yearJNet mc•vemÈnt in.funds
{389.773)
{78,74dj 1468,517)
Fund balances at l.Aprll.2021
1.801,559
2.522,757
4,324.316
Fund bJlanc•s at JI March 2024
16
1,411.786
3.855,799
The statementof financial artivities includes all gainsand losses..recoghised In the year. All'inconie and
exp'enditure"derive from continuing artiv.ities.
The strteinent of fin3r￿la1 actiKiities a150 tt)thplies with the requirèmentsfbr an income aryd expenditu
aC£OLrnt undèt the Companie5 Att 2006.
16

FYLDE COAgT YIIqCA.
GROUP STATEMENT OF FINANCIAL ACTlilItIES
FOR THE'YEAR FNDED'31 MARCH 2025
UFrenl firi•nrl31 ye¥
Restrlcled
Income
Unrnstrlcted
Funds
Yotal
.2026
Tolal
2V24.
Notts
.Incomlng. i*so¥rc•s
'Incomingf•sourE•¥ Irorn 9èneraled funds-
volunts.ry fflcorne".
O(Jnatsohs.iThd le8ècie&
Activlties,foi Kenerating furidl,..
Cantetn sales
In5tsrarfèldaims
Trading in(ome:
LakeFlde Commerclal Incom•
Artsdell arèna
R¢nl rè￿1Vable
Investment lrtcotrne.
84.294
.36.'827
51,382
13.929
204,OY8
204.078
333.331
(1.921)
3.093
2.380
41.994
359.659
41,994
385.502
25.543 .
18,079..
In¢omlng'r•sourc•s Ifom ch•rltsblo.•'¢¢ivlllu:
tLvIty cenires
Community'hcilides
5oclal housln8
7.196'.517
234,890
736,443
244.631
7,441.148
308.J62
781,002
6.521.264
.283..564
1-.979,069
8.527..517
4.286.98'6
380.497
8,916.014.
4.28F.986
.4DI.976.
oihtr In¢ome
Tot41 Incomlng r•8OllfC•II
11814.SO3"
3P8,497
13,203,01)0
.8,401.976.
rc
s.•x
Costs ol generntlng lunds..
Cost of sales.
Yfadinttrosts.
50.765.
187.192
50.'76S
1&1. 192
62.88S'
.271,710
&Jts iolal"¢oyl of g*n8r8llog.fund5
2J7,957
247,9S7
334.595.
Charltablo •¢tlvltlg$
*.686,7B6
396.'095
9.081881
,549.811
GoV•rnanc•.c￿ts.
19.85U
1,706.6J6
19.850
.102,731
'1B,3S0
8,566,161
396,Q9S
Total restiuf¢?S eXPB.nded
8,944,593
396.09S
9,340,688.
8,.900.7$8.
Net lrtcomlnglloulgoing) resour¢￿ for
year beYor• Iran51er5 and iaxauon
3,869.910
(7,5981
3.86lJ12.
{498:?bo).
Tran5fer5 between fvrids
3.869.910
17.5981
J,862.312
{498,7801
Other.retogni5Èd gains and losses
Penslon Ideficitl l&aln re.chan#e In assumptiDn5
(2.5491
{2.S49)
5,995
ILossesV8alw on.'Inve5trhents
28.236
24.266
N•t ineomell•xpondilurpl Ivr lh•
yearlNel nlovement In funds.
3.893.597
I?￿9B)
3.885,999.
.1468.$19)
Fund balantes at l Apsil X124
1N11,785 2W.013
.3..8SS.798
4.824.316
Fund balanc•¥ at 31 March 2025.
ifi
5,305.382. 2,416.4
. 7"741.79.7. ￿97
Thé st4teth'eTrt.of tlnandatact￿ityes lnciusle5.all gains and losses re¢o4A¢sÈd in.the year. All income and
expenditurè dÈfivè from cootinibireactivities.
The sratsment.of firiancial.activityes3lso.(ornpliES.Wlth the rtquifementsfor an In¢iime and exp.enditu
£count urjder the Compai)ies.Act 2006.
17

FYLDE COAST YMtA
GROUP STATEMEWT OF FINANCIA￿ ACT.IVITIES ICONTINUEO)
FOR ThE YEAR ENDEO. JI MARCII 2025
Prlor finanLtsI ￿11
31 Marth 2OZ4
R•$tri¢ied.
Income.
Funds
Llnre5tricled
fotsi
.a024
Noi
IncDming resourGes..
ID¢oming r*sources 9*nÈraied funds:
Volunlary.ih'coma".
Don31ions knd legaties
Acbvlties foc"Eenerat>ng funds:
Qnteen.gles
Insurance Ilaims.
Trét1in8 income:
Lakesidè'CoinrnèrciS1 Income
An5¢ell Jiona
Rent receivable
.Investmtnt income.
15￿00.
94,246
51.382
18.097
51,382
18.097
333.'331
11.9201.
3.093
19.8S1
503,080
.3YJ,331
11.9201
3,09J
19,9S1
18.D80
1&000
Incomlng f*80urc*¥ Irofft ch•ril•b￿ actlvltl85.'
Aciivlty centres
CommtsnS(y'facllitles
Sotial hou5in8'
6,195,671.
206.836
1.047.692
325,$53
6.S21,264
283.564
1'.679.069
0,401,977
7,P5J.Z79
4U.698
Other in¢omè.
CDron*lrusJ(Ib ketpniion S(hème
Total In¢omln9 t#sourc
7.953,279 ￿69B '
,401,977
Costs vl 9onerntin9
C05t of sales
Tiadln¢c95t5
und$:
271.710
2*1..710
Stsb loTal ¢ost of generzliry funds
.334,595
334.59S
¢harilabl• aclivltles
.$.oa2'369
$27.442
8.649.811
Gov•m•ftee eosts
16,350
8.038,719
16,3S0
8.566,161
527,447.
Toial rtsourcp5.*xpénded
.J73.314.
527.442
900.7S6
Net lncomlnsllout9gln91 r¢soureu for Iht
year belore transfers taxatlon
14i20..03SI"
178.7441 1498.779)
Transfers between fund5
Taniion
420,0351
Oth'errero8nised galhs and Iiisses.
Penslon delcit8Jin re chai)ge In.assumpiioni
5.99$
6.ags
GaSDs on iniiesunénts
24.266
'Net Incownellexpenditurel'for the
ye3rlliet movemgnt in fvnds"
1389,774}
178.7441 1468.6181.
Fynbj balancesat i..Apn12023'
1,801.,558
2.521.757.
4..324.316.
Furtd balances af31 Mateh 2024
16
1.411,785.
3,855.798
'The ststemènt of Ilnanctsl Actlvities indudes all 8alns and lossès rtcoanlsed io the year. All'incomÈ
. and exPe0d[w￿ derNÈ hbm £gntinulng.aCty¥"liie&
The statemtnt of hnanual'actlwUe>31so tomplies with thÈ r¥quirerrierits for an incomt-?nd
expenditure atttyjntunder the C.ompaniesAct 200.6.

FYLDE COAST YMCA
GROUP & CHARITY BALANCE SHEET
AS AT31 MARCH 2025
Charity
Group
2025
2024
2025
2024
Notes
Flxed Assets
Tangible assets
Investrnents
11
6.231,811
6,353,758
66,439
6,231,811
6,359,450
66.439
6.231,812
6,420,197
6,231,811
6.425,889
Current assets
Investments
Debtors.. amounts falling due within
one year
Cash at bank and in hand
776,594
776,593
12
1.404,785
2,307,517
1,371,128 1,442,604
855,932 2.345,960
1,334,251
900,851
3,712,302 ￿￿54 3,788,564
3,00
3,011,695
Creditors".
Amounts falling due within one year
13
2,088,252
2,103,520 2,169.073
2,117,254
Net current assets
Total assets less current liabilities
Creditors:
Amount5 falling due over one year
Provlslon for liabllltles
Pension liability
1,624,050
7.855,862
900.134 1.619,491
7,320,331 7,851,302
894,441
7,320,331
14
93,334
3,441,090
93.334
3,441,090
19
16,171
23,442
16,171
23,442
Net assets
7,746,357
3,855,799 7,741.797
3,855,799
Restricted funds
Unrestricted funds
Designated fund
16 and 17 2,436,415
16 and 17 S,309,942
16 and 17
2.444.013 2.436,415
1,185,321
5,305,382
226,465
2,444,013
1,185,321
226,465
Total charity funds
7.746,357
3,855.799
7,741.797
3,855,799
The financi
statements were approved by the Trustees on 23 September 2025
Chri
Trustee
Fylde Coast YMCA
Company Registratlon No.03685477
19

FYLDF.COAST YMCA
GROUP ChSH FLOW STATEMENT
AS AT 31 MARtH 2025
'.Pag•
202S'
2024.
Cash flows from operating actsvities.
Cash genernttd operations
276,671
273,207
Investing activities
ititeiesl.received
Purchase of lan9ible hxed assets
Proceeds of sale.of fixed assels
Proceeds of sale.of investments
Ihleres.I paid
19.851
iaO,461)
1171.6441
4.033.907
878.102
{172.7951
25.0>9
{267.09Ql
4,609.594
(Z42,$2t)
F jnancing aetivities
Repaymenl. of hire purchase
Repayment of 8ank loan$
14.4581
1237.357>
(3,441,156)
,Netta"$h kjsed in Inv.estlng.a¢tsy.Itle$
{3,441,156).
(241,815)
N8t ¢ecreas"¢ in.cash and.tash eqUlv?lents
1.445.109
(211.229)
Caslj and cashtqulvalents at beginning of'ye¥
900,851
1,112,080
Cash and cash equivalenls:at.end of'.year
2,345,960
900,851
20

FY.LDE COAST YMCA.
NOTES TO THE.GROUP CASH FLOW STATEMENT
ASAT31 IWARC.H 2025
Reconciliation of changes in resources".t
net cash inflow from. operating "activitles
2025
2024
Surplusl(deficit) for Ihe year
' (Profil) on sale of inveslmerkts
(Profit) on Sale of fixed assets
Oeprecialion and impaiment of I'anglble fixed a55ets
Investment. income recognlsed. in stalement of.financial activities
Pension scheme valuation
Interest paid
Hire purchase Interest
3,88S,999
(26,236)
14.037,6901
291,652
(41,9941
2,549
172,795
(498,7.80}
272,208
(19,851)
5,995
266,522
570
Movements in worklng capital
Decfèaselllncrease) in slo¢ks
Decreasel(Increase) in debloi.s
IncrÈasellDècrease) in creditors
IncreasellDecrease) in pensiory obligation
{108.3531 (141,046)
145,220
404,253
(7,271)
(16,664)
Net cash lrtflow from. op.gratin9 activities
276,671
273,207
Analysls of Changes in net funds
At
l April
2024
Al
31 March
2025
Cash
Flows
otber
Non<aah
Cash al bank and in hand
900,851
1.445,109
2,345.>60
Loans fallints due wthin one year
Loans falling due after more than one year.
1253,400)
93,401
(3,441,089) 3,347,755
(159,999)
(93,334)
QbligatiOAS under finaDoe leases
(2,793.63.81 4.886,265
2.092,627
.21

FYLDE C.OAST. YMCA
.NOTES TO.THE FINANCIAL STATEMENT_S.
FOR THE YEAR ENDED 31 MARCH'2025:.
Ac¢ounllng pollclgs.
Company infonnation
Fylde"Coasl is a privale"CfJmpany'lwnited by yuaTanlee incorporated'in England.and Wales: The
rpgistered Offi￿ rs VDII 2, Qlymplc'¢uurt, 8oafdrrians Way, Whitehills Bysine55 Path.. Blackpool. PY4 SGU
and the main Pla￿ ol'business is St Abans Road. St. Annes. Lancashire Fyts IXD. In Ihe event pf.a winoing
LIP. the.liabli ity.io ie¥p¢ct of Ih.e gts¥r•ntee i8.limiled to £1 pèr member of Ihe"¢haiity.
Accounting conw•ntlon
These accoynts havè bttsn F*repared in accordancè.'wrth the charl￿5 Mernoran(ium a Arli¢ies of.
Assodallon. the Comp,anies A¢1 2006 arid-AcéF*unling and Reibciriing by Charitios . Slatemeril of
Recommended Piaclice applicab5B' to ch8ribes preparing thelr accounls In ac¢ordanc4 wlh Ihp Financial
Reporting Standards applicable in the UK and Rèpublic ol liéland {FRS 10?}" (4s arrieDded lor aGc6'untirtg
periods commencing trom 1 JOn￿ary 2019).
The Charity is 8.Pu¥lloPerlèfv" Entity. as defin¢d'by FRS. 102.
The accoun13 S￿ piepaied in sterling, whKh is tho fun¢tional ¢urr?ncy of Ihe chanty. lfjtyiel•ry anitiunts Sn
these finonelal stslenienls are rounded lo Ihe.nea￿St.'E..
The accounls ha￿ been Pfepared under the hl$lorlc81 cosl ￿n￿len11c+fi. modiflÈd lo InclydE Ihe'revaluallp.n of
Ireehold properties and certatn finanoal instruments al lair value. T.he prin¢ipg18¢counlin9 policies adopted
arè sel oul'below.
Basis'of consolldation
The consolidaled arxounls Indudè. trailin9 artivilies. assels and Jiabililjes of ihe paienl bnLI subsldiary
company. Fyld¢ Coast YMCA Tradjn"9'Lld, in accordan¢e with Ih'e Charilles SORP. The results otlhe
subsidl8ry af8 cons0li(ia￿d.'tsn a line by Ilne basls. All Inira-group Iransac'Uons. balan￿1 4nd'uhlpalj*ed
galn8 on Iransaciions betrl'eèn gféup. compa.nie.s are eliminoled on consolidalion.
Th'e Irading Subs￿lary wa5 sel up on incorpora¢Jon as parl 01 Ihe',9roup.and Ihéiefor* nol acqulred, gnd no
fair value al acqvisiuon aLljuslmenl has therefor8 been requSTecl.
GoSn9 Concern
Al Iha time of a'ppro￿ln9 Ihè fift8nclll stalem¥hlg, the Tfusièes hav&e ieasongb'le ¢xp?¢tstioJ) Ihal lh•
ch8rity. has adequale resources lo.crintiriue in operatsonal exislersce foi th'e for5eeable fvlure.. Thus,.Ihe
truslees conlintse to.adopt.Ihe goin9'concéfri basi5 in preparing the fin8n¢ialslalements.
The trtjsiees have Prepared detsiled profil and cash flow lore￿$t$.￿leh' have been upd?ted.on'a regular
basls during Iho year'and in the current firlancial period.
A $i9nfjcanlbahl loan was repal(l ih lull dunng.thè yaor from the pro¢eeds ol salè of Bn asset..
The charily is.in a S￿ble position and ¢oDliriues lti monitor cash Ilow and leséwes lo build up lurids lo meet
obliyatlons golng forward. The"trustees have been prudent and ￿ ali51i¢ in iheir èstimaUon5 and ¢onllnve
lo rrionilor via iiianagernEnl accounts q.nd budgetsDn a.￿gUL￿r basi&
Charitable tunds.
'Unreslricted liinds a￿ ava11 abl8.lor u$e al Ihw discretion of.the ITusltts" iri fvrtheranca ol.thelr chanlable. o¥eclNes unless
the funds havg been desi9nated forother purposes.
Restrict￿ funds are 8c¢ountÈd for. in ac¢o¢danc• wlth th8 teffl￿ and condilk)ns'of Ihè.(eslrtcted incp.m8 Tecoivgd.
De'signated funds"¢omprise unwtticled lufidg Ihal hava.been $gt.a$idè by.the.'Iruslees f9r Panicuthr. purposes.

FYLDE. COAST YMCA
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
In¢omlng r•$o4rc•¥
Ir￿Oi7)e is reetygnised when Ihe thaiity Is legaly enbtte¢J ID it after anyperf'ijmance cpidirons have beeii md-the.arrioa￿Is
can be inya¥ure¢ Ttfiably., gnd11 ts probable thal i￿￿onie will be received.
Cash tsonalions ère recogni58d thi receipt O"Iher L1onaiSpns are recognised onc8 Ihe ¢ha¥ity.ha¥ been nolif1￿ of Ihe,
dDnalion, Ljnless pprformancè rA￿dItIo(l5 r*4usrtrdÈfetral of Ihe'4¥riounl: Induded wthin donation5 and le9a¢les'15 Ihq
Sum of£7,$4712024-' .£35".7731"recw¥iabJe"as a 9.ift.aid donolion from Ih"e lrndinp siTrbsidiery ¢ompary.
Legacies8re IECOgni5e(fon receipt pr othe￿1$* if the thanly..hos been noUfie4 ofari.Imp¢ndiry diNbibytiffi. Ibe'amounl
l# known, and fec•pt l¥ èxpeded.
In¥esJmenl.Income 15 3ccounled lor as èDd.'when recelvoble.
IrKorne Ifom 9ranls, are recoynised when Ihe Gharity has enlillemenl lo Ih'è.fund8, ary performahce condltions'attarhpd
lo Ihe granls baiie beéft mel,11 is'probable.Ihat Ihe'incomewill be receNod and Ihe amount can be re￿#b￿ measured èThJ
18 ftot dtrfer￿¢.
04h,tr income. whl¢h in¢lLbdes.sub$cription3, mémijership char9e¥, renial'inwne,. is meqiured al'lhe fpir value'pllht
.con5ideralion received or ￿ceIVable,.￿￿.rety1sènIS aniovnts reeèlts¥ble forgoodkartd seNlees Slaied ne1.of￿AT%￿re
pplicable.
tlonpletlgoods and Se￿I￿$.￿re recbgnSlpd a8 Intsjme when Ihe Charfty..h￿"¢0ntroI over tho￿lein. any condiilons.
8s*ocialed wilh Ihe donated'ilem have bFen mel, the réceipt of economic benefil.frnffj thè iise by the chafily tif Ihe item is
SNOtJab￿ and thal.OCOfioinic benefil bt m*¥sU￿1 rtlK•bly. In 4ccorfanc¢ wjlh Chpriliès SORP IFRg1021, Ihe gEn¥al
VDlunleer lime is,not fecO9niseU.
Resourcgs gxpended
Expèndilurp.Is rocc8ni$ed oryce thère IJ o legal or'c4rislwclive ob'lipatlo￿. lo thake a payment to • Ihird >'arty. il is probgbl•
Ihal 11)e 5etllementWill b¢. feAtslred.?nd lh¢ gmounl ol Ihi obli9alipn can tye measured reria￿Y..E¥pendl1Ur¢ L8 classified
under'lhe followsnb Bdivity headings:.
r coslI' of9,ener4brvJ Ittnds ￿mpriSe of Ihe cwls olwmm¢relal irddlng by Iht $ubsidlary Itad¥*' cpm"p.•riy, food and
drink'.¢osl? ol Ih'e charfty. and 9ood¥ lor rvsale al iwmmino eenlre$.
p expéndiitsre on dwr418ble acllyiiies Includpj dlrecl expend'iliwe on rbarilab* aclivitie¥ and Iheir as•orialed support ¢ost$.
Support C0515 are thosè funclions Ih31 a55isithe woyk of ihe charity bul dts nol diredty unded3kp.Fharllable aclivilies.
Ihey include back offic¢ c0515 ol pei8ohnel.. telepl)￿e.and finonc¢ cosls. "The basig on which $UPPOrt QOSIS havt tyeen
Ibc?le"d are sel.v￿ in not¢ 6.
- 90vein$n¢e cos.ls incjude the.slalutory.audil costl.
Tanglbl• flx•d •is•ls •nd d•preci•tion
Tangible fixed'assels ère initially meosure&at Gosl and w.bs¢qlJenlly"measure¢J af cosl or valuation. nel.of depreciation
and any impairmeni lossès.
Oeprec13tion 15 rqcognised so as 10 wmie.odth¢ to$l' or valuat￿n of ¥ss•ts [¢$4 theii f•sidual w4lues 0￿r Iheir user
1lves.on the lollowing baseS:_
er4U¢)ns.io le8sehold buiklln9S
Plantand mathinery
Fi*ures. filliTrgs and equlpmenl:
over pericd of teasé
25YJ3.3% on cnst
.10% on..cogt
The 9aln.of loss arising on Iho disposal ol on assel Is deteffDined'?s Ihe ditfèren¢¢ bqts%Een I￿..$81￿pT0Ceed¥ •nd ihe
¢arry7.ng valve of'lhe asseL and is rei#Jgnised in net inCr*mpJ{expe￿li1ure} for the year..

FY:LPECOAST YMCA
NofES TO THE FINANCIAL_.STATEMENTS {CONTINUEL))
FOR THE. YEAR.EMDED 31 MARCH 2025
Accounting policle>lcontinued
lthpoithieril ol Ilx•d a'ssets
At each repoityng date. the charity ￿￿11ewS Ih"q cairySA9.arriounts of its lan9ity￿ assets to dèternine
whether ihef¢ ￿ any Indi￿lI0n th81 thosé aséets havesuffered an impaimRnj loss. Ifany such indicalion
exists.1he.￿¢overnbje amount of Ihe aslet Is estimated in oNler lo deterrnine Ihe exienl of the irnp3irm¢nl
￿￿5. if any.
Rectsverable amount is Ihethigher of lair value ￿"sS rosls.lo sell and valvè in usé. lft assessing *aliie In use.
Ihe eslimaied lUlU￿ us'h nows are disGoun!¢d lo Ih¢ir p.resent value diin9 3 discount rate that ￿lIèGIS
.Cur￿n1 4ssessmtnts'of.Ihe tifne.value ol ffjoney and the risks spétffic lolhe asset for.which th•.
¢stSm*$ ol Ivlurts ¢8$h flov¢J.have not be¢n adjusted.
11 Ihe reGoveratyk amounl ol aft assel is estlmalthj to be less than Its Car￿n9 gmo44nl, Ihe Ga.rryiTr9 amO￿nt.
ol Ihe a$5et is rqduced lo its reMver•ble pmouni.An impaiTmenl105s Is recognised linmedlalely in Ihe year.
R'ecognised ￿PairMèn1. losses.'ore reversed if.".and If.. tho rea¥ons for the'jrnpaim)ent.loss.h?ve ceased
lo apjply. WhÈfe an Imp'airtheBI' lo*s.subs¢quenlty.rèvew30s, Ihe ¢arylD9.amouDt of Ihe. assel is jnGrease¢ lo
the revised eslinlate ol sl¥ iecoverable'amounL bul.so Ihèt th¢.Increa$¢d carrying amouTht does nol exceed
th'e carryin9 afftount Ihatwoiild have been d*lènDined bad no irripaimlenl b55 been f¥CQ9nised for Ibe a?set
In prior years. A it￿r$#I of an. Impairmenf10s9 is Te'eognised ¥nmedlalily.
Cash orid ¢wsh.eqi*ivaleriis.
C¥5h and rash equi¥8l•nl$ Includ• c891l' In'hènd, tIe￿o3$19 held at cg11 Wilh banks ¥n(I bank Dverdrnfts..
Bank over¢ratts are styovln wilhin borrowings In current liabilili?5,
Penslons
Fylde Cpa$l YMCA p•rfiGipat•d in ¥ mulliemployar d•fined b¢riefil penslon plan for einployèe5 of
YMCA'S in England. Seolland 8Dd Wales. whlch'wa5 do$'ed io now rhembers and accruals on 30 April
2097. ThF.PJzn's odvary h8s.4¢vised Ihal il is nol posssble lo sepal•l¢ly identify.lhe 4s*ets and ljabilittes
relallng lo FylJe,Coasl VMGA..and Ihornloro'lh¢ s¢heme Is a¢¢ounled for as q defined ¢onirSbulion 3¢h8m?.
As desuibe¢ In nole 19, Fylde Co3s1.YMC4 has.4. conlradval obligallon lo make Penslon defial
Poymenls of'£7,447 pa ovef.the period to hpOI.2027 {2024'. £7,'447 pa'lo Aprfl 20291. and according'ly.thls
is shwin as ¥ liability In Ihesp'accounls. In..aOdilion Fykle Coasl YMCA is tequlred lo conlribule £2,330 pp
12024-. £2.;373 pal Its the operating exryeThse$ of the Pension Plan.and.ihese cosi$ art charged to the
Slatemenl ol Financial Acb'*ities as mad¢.
Fylde Coast YMCA operates a defihed tontribulion pethslon sehemè for b curreTrl.employeas. ConlrA)ution$
are thatyed in the accounts as ihey be￿Me. payable.
1.10
Leases
Leases alè cqas$jfied as finaftee IEas8s"whenevei Ihe tsrm$ ol the lease traffsfer substanlially 0Trlhe rtsks
and rewards of ownershlp lo'the'.Ips.seès: All other leases Ère classified a5 operating leases and charged.
.against Incorne on.a slraighl fine basis over the Iva5EI tErrrt.
Assets held under finance le>se$ are ￿cogniSed as assets al the lower ol the assels lair Nialue at Ihe date..
ol inception."and Ihe pres￿l.valUeOf the miniffjum Itase p'3yrnÈnts. Thè lelaled liability..￿ InelL￿ad.in"thtr
balance sh8¢t'.8$.•'finance leas¢"gblig3tion. Lease paymenlsaFe tse#led.as corisislihg.of caplta! and
Inte￿51 elements.. The in1¢￿1.￿ charged lo riet éxpéiiditliie for the yèar so asto produce a'const¥nt
perityjio rate ol Iniere$l on ihe rem?iniftg bal!nce.of Ih"e liabilty.

FYLDE QOAS.T YMCA
NOTES TO THE FINANCIAL.STATEMENTS ICONTINUEO)
FOR THE YEAR ENDEQ 31 MARCH 2025
&¢Goun￿￿g'PoIlCles4C0Thtsn￿tdl
1'.11.
Financial instrumoft
The charity ha$ ele.cled lo •pply Ihi provisions.of Sect¢ph.11 "Pasic.FwwnfJil In$tsumenh'. Jnd SeclSon 12'Yither Fittandal
Ir6lrumènts 155ue$" ol FRS 102. 10 31111# financlal knstrurneD13. Finpnual insiwmews'are rF¢ogiiised In Ihe ¢harfty5 Boline
'eel vjhen the chanly.bethines paty lo'the'contractual provi510ns otthe'itElwrn¢nL
Financial.assets and liabilities'aft trffset.. *ith..t￿ r¢t amtJufLts'o￿.Seft￿d In 1h¢.finan￿￿ .slatements.. w￿￿'thef￿.1s'? le9alty
enfbrceable iiDht lo set off the recogniBed •mount5 and. Ih9re 15 an inleniitsn Io'8ttt￿ nel ￿lIS.￿r lo ieali$• thff asset
arf¢J $•We Ihe Ilabllllg $imullanethJ5ty.'
Èa3lt Ionanc￿l a85•ts
Basic f¢riancial assels, whith Indbd• tlebiofsèThJcash and bank tyalance#,. èrn IniliaNy meaSU￿d.at Iransadion.prfct ind¥dln9
tranSa￿￿ort rosts and are subseqtseDUy ￿rrI￿d..at arnortised cost using the effecllve iplèrest rpelhod untess'lhe'arran9emenl
con$lilules a fj.nancing Ifanudlon, s¥*ere Ihe.Iransa¢!ton l?'Jnea$ured at ih¢ pr¢5eni ¥aiue of.'Ihe lulur¢ recelpll'dis¢ouhled at
a m8Jket rale ol Inler¢s1. kinancial as$els tièsslfipd ?5 rec¢Svable Wblhln one year are not afflortlsed.
•sl¢ flrianclal Ilabillli8S
84sic finon¥al118¥llilies, 1ndL￿Ing ue¢Jiiofs, 4re initia15y recogrtised.ai tranaacllon wic• unlesi Ihe ary4Pl9oment consilul¢l'a
fiDancing Iransaelloft. Ihp debl in$Irt￿P￿t 1> m¢?sured at wesenl value of the.l￿￿Jre rectipls'dlscgunlesJ al 4 mgrk•t
iale of inlerest. FinarKial liabili15es.classifieAJ as'payable ￿1h1n one year are not amorfi5ed. Trade ryedilor¥ a￿ otyl¢gaii¢n$ to.
pay for9ood4 or $eThice5.Ihal hpve be¥n Jcqulfed In the Ofdlnary t¢)utse of oper¥llons Irom suppliers. Amounls payable afe
Classified 9$ Cufienl liabllilses If paymenl Is due wlth5n orie yepr or less. 11 Ool, Ihey gie pre5enied as non-curient liabililbES.. T¢ade
redilorn ¥[• tecb'trnised inilialty at trans?dion pric• and $ub&eA¢Jenlly.fflop$wed al arnDrfised.¢p$t the ¢l!ecii14e.inler¢5t
rnelhed.
DetecO￿ltS0n of nn•oclal Il•blllllés
financial lièbilitle5hre,dereco8nl*ed When thè (￿rity'S￿OntI.èr.Ey￿l obligaiions expire orare d15thar8ed or cancelleil.
1.12
Crmlcal accounilng estlmats* •nd.ltidg*m•nts
Irf the appli¢aiion ol rhe charity's atctsuntind policie5, the.trustees are ￿qUired to make judgement5. e5tirriites Hri
ltsumptions about the tèlrylll8 èmount.of assets.and liahilitiQ5 that?re not reèdlly appaient Irom Oihorsource5. The
estlmates.and 3$1ociated assurriprions are b'ased on htstorical expèrience and othér factor5 thaiar&con5iOeted to be
r*le+nnL Actual results m¥ydiff¢r from these èSbffja.tès.
The estiniate5 and vnderlyingassumptions a￿ rEvieWed an 011801rt8 basis.. Revisions to accountin8 estimates'are
fetO8nised in ihe perlod In wh*Gh the estimate is revistd where tl)è fevi510Th affects only tlai period, or sn the geilod of
the reV￿l0n.3￿d fvtUfe"per40d$ whpo the re'vision 3f(octsbottb èurrtnt Jtld luture period
Critlcal judgements
The followiA$.jud8emepts lJpArt Irorn ihwè Involiiing esdrhatesl havt had the m.ost signrfitant effeciors ainovnts
recognisE¢ in the financial s13i¢m¢n4,
Useful ecoriorrilc life of tèngible fixed assets
The u5ehJl ethnoshic life ol VdngSble fixeLI a55ets is 5vd8ed èt'.the p.oint of purchase and reviewed at eath finantihl
reportine (Pate. The ludEEmenl i5.basEd on tho trustees in dep.tli knowled8e ol thè iyidustry in which the ch3¢ity operaies
ahd ol tht Indlvldual assets.
A5. Standard, the usefvl economic fivos Ire applbtd as shown'in fjote 1.6.
lrnpathetsf of tanRlble fi%e4 assets
Ateach balèncè 5hèet.date, the trustees Undertake an asessmentof the'tarryinu arnounts oflts knglble i¢xtd assets
based on their knowledge of the asse￿,10 dèteTrriirte whÈthet thère is any inoication.that the'assérs have 5uffered.an
impainnent b55. Where necessary, an Impairment cha￿8 is"rpcognised in the StsterrientofFinancial Acthvities.
Key.soUr￿S of.e50in8tion unFrtÈlnty
Th'e eslim8ies SDd è55umplions vthl¢h have'a s￿nthea￿l rfsk 01 ￿￿￿n@ a malerfal ￿l￿8tment to the. Ca￿Tr9 vJhJe.ofassei¥'
and flab1￿￿8 are as lollow5.
Impaiment ol trodé debto
At ear* bBlan¢e.gheel dale, Ihe Iw5iees and Ib8ir tirtar￿ leam vntl#rtake a ievlewol oul&lzndirlp deblDr balantes and esllmate
ich. i(.any. should ethor be impai￿¢ or prtyided ag8Wl$t. This calculaliorf is L5'ased oh Ihe financial po¥tion DI the Cwlomets.
thè hhloncal srtre8d of payment aryongiilng discv55ions behyeen thè th¥rity aml ihe individual d?btor.

FYLDE COASTYMCA
NOTES. TQ T.HE° FlblANCIAL STATEMENTS {CONTINUEP)
Fok THE YEAR ENDED 31 MAkcH 2025
INVESYMENTS
Nel incorne frorn trading actlvily. of subsi•iiary
Fylde Coèst YMCA"Tradin8. Lin)tted is a wholly.owned trading subsidiary v3hlch Is incorporoted"'In the.UK..The
'rincSp3lictivily is..to generate fvnds for the charity throu8h the operation of tiadlng aciw.itie$. The conlpany
regisirdtion riuinber is 03925978.
Protit and L05s Account
202S
2024
Turnover
Cost of.sales
Gross Profit
Admlni5trnrive expenses.
Operating Profrt
Don4ilons T¢¢eived'
.lritet.tst reteivablè
206.458
(14,264)
192'.1.94
{192.142)
52
11
3.34,504
125.5081
308,996
1274,7091
34,287,
1,486
35,7n
135.7731
2.988
17,S4.7)
14.5591
Oonatioii
Profit befoie ts*.
Tax Chariè.
Retèinéd In subsidiary
14.S591
The aggre&ate of the assets, 1labl1l￿e5 and fvnds were..
Gross asser
156.182
1160.740)
Ij4,905
1114.9041
Fund5
Investwnents other than Irl'stsb5idl>ty
M"ovement in mark¢tvalue
2025
2024
Mavket Val￿e blfwd
AcquisltlDn5 at cosr
Oisp05al at cost
Nèi chargès and proceeds
Net.Ilosse5llgain¥'Dn reValuJtions Sn the year
Market Value at 31 M'arch
Cash at.brokers
Total Market'val
814,971
834,971
1834,971)
125,2651
33.125
842,831
202
843.033
In
at
h2D2
863.679.
Analy5i5'0f Investments betsveen.fur*d$
Fixed Asset .'CurrentAs5Et
D¥1B.nat¢￿ Urir.è#riLted
.Group
ZOZ5
Groijp.
2024
Listed Inve
nts
VK Qvoted ￿ed Interesl securitie5
Cash.Balancp b-eld in portfolio
202
.Other inv
nts
UK Investmwit Borsds
S6.439
843,032
26

FYLDE COAST trviicA
NOTES TO THE FINANCIAL STATEMEKfs ICONTINUEDJ
FOR THE YEAR ENDED 31 MARCH 2025
Qonallons and le9aCièS
Chatity
Unrestrf¢tsd ft•StrfcI￿ Unf•strl¢l*.d Restdtttd
fund¥.
lunds.
lunds
Ta(al
2025
Tot31
2024
67,987.
2S.843
60.4SI
8b.294
Restricied
Vnr*¥4rldod
Ttstsl
.246
79.246
Inves￿.￿￿1 lricorri¢."
Charlty
Group
Uhr•stslcfe4 R15trJ¢le4 Vnr8sirici¢d. R•slrlded
lunds
lund¥
lund$
.Group
Totsl
I￿4
'r*S￿l
202S
.UK Interut rttelwed
39.069
41,994
41.994
k9.8S1
Unre5trlLtt
Olhev Inttirnt
Prynt QA S31#of leasehold Inreitst
PeTrsiOrt sthetne refund
.S*curflydi¥t8es.
I￿35,816.
254.098
.17.072
4.035.116
234,098.
17,012
4.035.'836
134.098
17,071
4.28b.986
4,186386.
4.ZU6.986
IneomlDg resource• frtsin Gh?vltsbl• actlvlU•s
Group
Yot•l
1025
Group
Unr••irfcted
funds.
Rosttlct
fibnds
2021.
Artivlty Centres
Subscrlptlohlind chifvs
Swlmrnin¥ Charles
Manaiemint SerYl¢ths
Mernbeiships
Room hlfe
Gr•fits rÈ£elveib
Oth'er intomE
TOt•¢s lor.Aetlyhy Ctiilr••
1.970,198
1.183,386
91.094
2.77,1,W
J31,'754
84.141
1,970,I>V
1,183.586
I,q03.191
1,161096
61.261
4LI
2S6,296
i,O>7.738.
In4,944
3J1,754
I,OP2.7..72
244.631
7.196.517.
2'44.631
Communlty F*clllli••'.
Sub5uiplionS and tharges
Giafits rec.oNed
hAai)a8einent seryl
Rotsm hirt
Other Inwm¢
Totals Ivr Coinmunlty Focllitl£s'
138,60e'
1JO,608
73.464
.147,718
76,.728
n.464
73,464
3Q8,362
283564
¥b¢l•l Hou8ln9
Jybllee Cotsage5
.Htsvsln8 p.ro￿¥1?￿
Grants received
R*nthiousini support
Tot•ls forsiicfal Houslng
44.¥9
31,"377.
0.861
100.0eG
190.016
GJG.357
7J6.443
636.'357'
781.002.
93'6,831
1..075.06Y'.
44.559
fptillnG.om•"frym ¢h•rfl•bY• ictsvltt••'
8.167.8SU
36l654
8,S)0,512
7.883.897
Unr6tffjaed
Toial
7,4WJ99
7,883,897
.All ollhè ￿COmIN0.1t$ourthS"arosÈ u*the.i)

FYLD.E COAST YMCA
NOTES TO THE FINANCIAL STATEMENTS (G.ONTINLIEDI
FOR THE.YEAR ENDEQ JI IIIARCH.2025
T9￿1 resi)urerls •xppnd¢d
8asis of.
.•11gF.atioii
A¢lSyity
Community
l•¢illti
So¢lal
HouBln9
Tolal
ZD75
.Total
Z024
Gov•m•nc•
DirE¢t oo¥s all¢￿*•d to aGtsviliÈs
Staff rogts
Pr*mises costs
.Trdw¢I
Meiiibeis.'AdMiles
Ropairs & renewats
kakeslde caiérfoj
T•ltpho
AdvtrtiSiD8'
StationÈry.
Irr*rovèi•bl¢ VAT
Audil'Ftt
EqL*ipmeni ￿asin¢
Suridrl¢i
aeanlni l(w4sle d&posal
D*prèci3fKin
loin Inte￿st
Hlrt ptsrchase lJitei•%l
Prote551onal Fees
Securlly costs
Oonat5gn to Bl•ckbuwn YMCA
Olr¢¢t
t¢ire£t
3.'350,669
1,163,665
94.971
329.862.
236.256
3..n5,502
1.48l%4
19.256
,3.5.26,Q50
t,699,7.52.
Olrett
Oire
l*irecl
Dlré
Dirett
290.0•1
1381
%l665
5.?06
372,697
980.826.
344,JSO
344,350
56,JlO
66,919
.17,6
&2¥.1.iY'
259,907"
11&0?4
10,009
170
1074
3,605.
2Z,365
558.099
14,900
21.70J
42,568
166,409
291,6S2
172.796
46,697
192..153.
Dlrto
.Dicect
bir¢¢tr
Dlrert
Olre
Dlfen
Dliett
'.Olr*¢t
'Olrect
21."703
42.491
ISl,747
77
10',134
J.9,03Q
IS7,079
4.828
172,796
266.SQl
5YO
111853
120.724
.39,17?
156..7.42
6,6JO
12S.3S4.
J9,17J.
286.742
Oltétt
Supptsrt£o•ts allo¢•le¢.tp.xtlvitle¥
5￿ff Cbsts
Premises ¢o$l¥
Membets'Actr￿ItIrs.
Rtp,15rs.& rnti饥iJ5
Telepho
SiatloThery
Clvafi¢r48'& sunddè5"
ProF¢s5ional Ft¥s
Oep,recI3i￿n
Bar4k Ch•iÈes
Y¥me
V5age
134,646
13.761
141,?Pg
17
168
1.297
?J2
135,657
96,364
.223
1400
.94.721
1.066
1.254
B.650.
? 350
36
17M95
U5a8t
1,318
Usoze
UsJ8e
4Q.7.11
77.412
14 J17
17.161
Ciythp*fiy Total
Au¢Jrft fe8.l0rsb￿1)Ory
Ge(iup Tolal
,108.646
IOZ,82$
9,097.781
,9SQ'
9.IOl731
8 $63,IGI
3,000.
4566,J61
4,950
f9.850
8.108 64$
771.409
Charity.
2025
An4lyJl• ty Fvnll
202S,
24
Vrtreslrld¢(S
R*siril•d
.701.686
39$,09S
5,097.78.1
8.03S.719
527.442
8,5SI161
8,7¢6￿]1
)86￿>5
9.10IP31
1034719
527,441
8.S6
NelOut9oln9 Resourrts fol the"P*rigd
¢h•rtty
2025
Grtiknp..
2025
Ar• statoJ•fter G￿ryIng..
2024
2024
OpErJiin8lea5e.refiuls
Depr￿1110￿.
r￿sts of stoek5 rewnisedt5 an.expens
AUdltur5'.AErnun￿ti0ry
2T,>03..
a91.¢S2
38.501..
5eniKe$
14.90D
.VATcompllJnip lwvlces
4.000
TheGfoup budll r¢muryeTrtloF) I[￿￿deS fee5 fwthesUbsitr¥3ry¥ompany:auO5to1£4,95011024... E3,WOI.
21.703
191.652
.51MI
270.83'9
37.377
1#.$so
9.80Q
272,107
61885.
4.000

ATEMENTS (CONTINUED).
MARCH2025
exp.enses weffe paid èmounting to £O.12024.: £0).. Ntlne o<the Tru5tee5 {or any.per.5ons
it.h th.erhl ￿￿e1Ved any reFiiuneratlon or otherexpenseS'durirt8 the,year.
£haiity, Fylde C'bast YMCA 15 ejternpt from tsx.on.fncome and gain5 fallipg..withln the exernPtioris'
rovidetl with.tri various releva.nt Taxes Acts. to.Ihe'extent that these are applied to Its tharit.ablp
objects. No tax char8e5 have arisen in the charity..
Employèes
The aver?ge monthly number..ot ernployees during'the perfod was:
Chatity
202S
No.
.2024
2025
No.
2024
.M?nagem¢nt and admlnistratlon
Operat10ri31
26.
27
301
332
3>7
336
The full time equivalent employees werp 138.
Charlty
2025
Group
2025
Employment co$ts
2024
2024
Wages èndsalarles
Social security Costs
Penslon costs
Staff tralnin8
3,623,148 3,400,677 3,767,236 3.596,638
214.080
174.057
' 22S.767
18.7,551
S4.13.1
38,095
41,306
42,$49
48,878
43,235
3.933,909 3.661,707 4,093,ot2 3,874,6È2
The number of¢mployees whose annual"remurieratlon were.E60,000 or more were:
Charlty
2025
No
Gioup
2025
Remuntratlon band.
2024
No
2024
No
£70.000.£80,000
Ke
ement
er50nnel
Thè remuntration of key man4gement per50nAel of the gfOUP Is as follovts:
2025
2024
Total
284.151
272,465

FYLDE COAST YMCA
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
11
Tan9ible fixed•s5•ts of Illè Cfriarity
to Lèasèhold
Fixtures.
Land and Plant.and fillings"8
Bulldin9s MachltbEry èqulprnent.
Mol4X
1ghlcl•S
Toknl.
At I'.April 2014
A¢ditions
D15P05a15
Al al Malch 202S
lo547￿98 L636,711
6a.334'.
108,280"
IIS3,6831
10.610..932 1￿91.378
7,015
11191.394.
174614
693
14203 003
At l.April 1024
On Di5po$31s'
Chai4e'forihe.peiiDd
Al J1 Mbrch 2025
4245,1.50 1.587.369
.5.11?
l4.4251.
5.837,6a6
IISfj.0961
29L652
S.971,19Z
.237,541
4.483,691 1,487,805
697
•tibpokv•lii•
Al 31 Moich'2025
6,128,241
103.569
6231011
At31 Mar¢h 2024.
6..302,448
49,412
L898
6A"J3,7S8
Allassets were hew lor the thlrlty's own Y*) prlmlrlly lor dlie¢t thJilièbk •<t4vii3e&
T8ngibl• Il¥•d'as*its' of the group
Alterntlons
to Leaseholii
L•Dd •nd Plint and Nitings &
Buildlngs Ma¢hlntry èquipment
Moior
vehicles
yo￿1
Cost
At l Aprd Z024
Additions
015posals
At 31 March 2025
111547,598.. 1.636,781
63.334
10è,2BO
lJ53.683
' 10.610.932 1.'591.378
.27.522
li¥401
171,614
IIBO,S121
12.205,OU3
126.B291
693
.D¢prÈèiation
At IAp.ril 2024.
On Disposals
Charlt Fot thè period
Al'31 M'arch *tr>s
4.245'.150 1,507'Y69
19,932
1153,6711 119.2401
5.852,451
1172.9uI
191.6$2
5.971,192
237,541
4.482 691. 1.487.809
6>2
Nelbookvalue
Al31 Marcti 2025"
128.241
103,569
5.231.811
At31 Ma￿h 2014
6301448
7..590
The direciors haveconsideied.rhe v4luE.Ptfixed as5etsat31 March 2025 Ind are satisfied thatthE a88r.erdte v31knè Df
tht¥se a55e15 is notless.than th*i ststedinth* £ompanV.s ar£ouDts ai thèBalaThce5heetd•te.
1ndtsd￿ *bove are assets held.tsnder hkn pur¢h*se Contracts ès follo￿.
1015
Plant&.
Mathine
2024
Plant&
Vorhlne
DewéGlJtio
Net"8DokValue

FYLDE COAST YMCA
NOTES TO THE FINANCIAL STATEMENTS ICOKTJNUÈD)
FOR THE YEAR EAIDED JI MARCH 2025
1.2
Debtots
Group
2025"
2024
2024
Trndè IiEblors
Amo*JnL&due frorri'sub51dlary undertakings
Othe( dèbto
Due Irom rekted p¥ty
Prepèvrnents ènd actnied Incoff*
Pensi(>nfynd debioi
709220
66Tr.165
' 101,J71
' Z88,741
275.189.
38'£61
709349
672,87.9.
50.488
*9'LS1T
118,462
,2J4.09
JlQ.79S
J471322.
118.46¥
861
1.404.785 1.171.12B 1.141604
13
Cr8¢It0￿.. lalllng due.wlthln yebr
Charlty
2025
2024
202
2024
Trade crèdhor5
Taxes aryd sodal s•¢urilVt¥n5
Qthii Cr￿11101$
'¢cryAL% •nd defp.fred Income
Bank Lo•h
Amounts due to subS￿l3ry undcrt•klnAS
ArnoVn￿ icl4t¢d poiiy
636,438
106,6)5
J95.497
6￿.?.48.
836.491
I12￿35
395.497
779.030
159.99
676.111
131.203
IJD.9B3
6$5,557,
253,4rJ)
396.2SS.
6$7.￿3
253.4CO.
159.999
79,918
85.521
05,520
2,081,2S2. 1,103,521 .2,169,073,
l.X17.254
14
Cr•aiiorn'. •mo,¥nts lalllng Pu• ¥rt•r moiolh•n onp y*•r
Group
2025
2025
2024
2QZ4
3,1#7,756.
3,IBY.756
2S3.334
93,P?4
93.334 3,441.090
93.334
3.441.090
Amourts dut •ner sy￿r￿ by
7,791,756
1791,756
The b¥n* lo•nwi% fully re￿id Sn thtytar.
15
Fman¢ral Inslruinenls
Charity
2025
Gro
2025
ZOZ4
Carrylntamo¥ni'ol IInanc￿l in5tnKThenlS
Oetrt'lnstruments rne3sured #tamDrtis¢d con
Équlty th￿rUmEnts ffleasureoaiortless
impawmEnt
3XJ4740 3tsL13'2 1670.003
1140,344
Carrying arnountvlfifiantial tri•bifrtles
Measured"4 arnorti¥Ed c05t'
4181586
4,.891.798 i?￿,526
4￿1..786.

FYLDE.COAST YMCA
NOTES TO THE FINANCIAL StATEMENTS (CONTINUED)
.FOR THE YEA'R ENDED 31 MARCH 2Q25
stst•mwt ol Ivnd¥ Of ch•rity.•nd group.
tunetht.y*ar
Movtimtnt'ln.fibnds
Balqnc•.at.
Incoffling".
rtrlourcejl.
Iran$fè
#esour¢es. Dèpfecl.•
¢xpende¢l .tlafi tir
translefs
Balance at
'3'1.Mirch
2025
2024
G*nef*l re¥eryp
185.3
.12.814.503
18.694.441)
D•s19PJt•d,fund
Éasl Lanc5 Ira'nller of•$%•￿.
21fj.465
1226fi651
TolAI unre$trl¢tsd fund
.12.1114,S￿4
8,920,906
"S,3OS,J82
Restricted funds
Lakeside dtvtlopme#t
H•rtwr Aousè.
Facejo faco
FD￿¥
Sèndfjng.h•m Seafleld Rold
Ffv CrtJnsellin9 SpNlc4 818L*p¢Di'
ryl* Hoysing Ponallon
DI￿￿11ty Fyn Ptyl.
Llsa Wilk8 Furnl
La￿de
Lofthtttr5• EH
Mrs Partlii9lon Fund
Beity Shayples Oonallons
FOJe Otters
123.4011
2,02172Y
27.051
'29,OS?
2.927
Is.
9.185
'IS;'?52
237
Lass
625
3.713
16,253
15,)02
Ll.12J
13.939
37
I,￿0
62$
1,000
•,401'
IL062)
12rKsl
12,753.1
136,0851
28,233"
3GO
1GO
10.130
22.464
17,361
31,8ZO
17,367
4*66
iO.SL
3,'849
1.(40
19.3SfjI
Inhovauon furMI
PDS Medlcal
ir*siart'TRiAIDq
Lak?￿d￿ClIfmt•
just￿vIng.
Rusx
Klrtharn Éqviw¥Jnl.'
Lak￿ld¢ C•noE>
SIAnn¢s P.0
Beath Life9uard
HAF Flee￿)tt
HAF Thornlun
.FleeTh￿ Tovm cr￿MU￿tyTWSt
F Pculion
Spdl Gortlen
More ThaD A RJ))I
8 4Q'FOundalk
lQ,S00
1.883
iooo
25,IKtI
25,?￿)
1143.oxII
4d,Bll
16,333
14,703
.20,790
195.
I￿333)
114.7031
120,790)
11951
114,4321
11,1051
21,568
2.295
io,
Llrbkqd Chari
Cè
Ilal
JubleE CottaÈeT'nBI.
J89.732
13.1721
186.560
Ch
omeF nd
Jubmee Cottage Trv51'.
.44,$59
164.2351
4444,013
388,Éi97
13695221 126.5731
2.4J6.4f¥
Totsl fun¢ii
.3,855,798
9.290.428
126,5731
7,741.n7
Re5¢r¢rted F¥nds
ftestr￿ed Fynls.of'É2.436.41d'4re.waitsbldto arry.foThwd Intothe nèxt Nts•ndil,ye•r. Inlormaip)D èbowt ihe maln ftsn¢s
*rès*t outon the followlnK p*8e5.
32

FYLDE COAST YMCA
.NQTES TO THE FINANCIAL STATENIENT& (CONITINUÉD)
OR THE YEAR ENDED 31 MARCH 203$
16
stst•)ientollurids of Charity and groiip
Prior,fih•nd•l ￿.1131 March 2024.
•lanGé'.¥
l Awil
202).
kiconillity
soureejl
transfers
Res'ources Depreci•-
expon4èdl tlr
.IrartsleTs.
.31 hlarch
2024
G¢oe¢pl res*￿e.
l.S6&162
7.654.06Z
18.03S.9031
.4'.185.3Z1
01¥19h*t?d fun¢
East Lancs.lyansl8r Or￿e15.
"233.397
16,9321
YA?t•l Unl￿trIcted funds
.1.8QI,$59
7,"653,062
IB,QS9,903
16'..9121
1,411,781
Ir•stilct*d funds
bakeslde dfft1op￿Dt
•rtx*ur HtyJ5
Face lo faL*
Foye.r
Sandrtngham seafte￿,R0id
F￿￿￿,LoUn59lltnQ Se￿[Ce Bl•ckpLiJI
F￿d￿ HtyJ%ing Otsfiliion
D￿bilIty Fun Pod
lisa W51ks Fund
LakeslLS• Buf5ary
Latthou$ttEHIiv6
Irn P'wlift9ton FLffliS
L¥nrasly RtBcliin4 ymmwylth.
Bety Sha￿*% DMadoha
F￿￿e Ollers
F￿e
InnDv4lim Fund
PDS MeLIKal
Kickslart Tiainln9
Lakesloe C￿[￿1¢ Lty
14ousln9 E Leamlrvj
Laricasiei Y ¢alé'
Jus1.GfvHvJ
Russell
Srkham Erwlprtwl
Lakeside Cano
Sl Annes Pool
8exh Lrfeguard
UelJuT•.C•ntr•
trJAF FleetrK*)d
HAF ThDmlo
Fli•tvi¢od Towfi C¢mmuDItyTn4t
2.061..209'
28,097
2.930
'5,Y63
9.185
12,751
237
1,'855
815
3.596
7,11a.
4,'745
13,'664
160..
?,044128
29.057
,2.92
IS?02
9.18$
IS,.7SI
.?J7
1.15S
825
3,75J
1fj611
3,970
1470
.157.
98.978
11ti9.8581
113.E641
IU.130
'.J1I19
17.367
14.7
17,367
.5.766
10.5
3.￿9
11.520
710
13,59?1
.10,$00
.112,520]
.16,0lSI
2,QDQ
soo
.4,706
l5.0
200.189
42,088
4,610
110,291
1100.1891
14108BI
11.62Ql
114':7651
115.9
{19,8001
Jthlee Coyaoe Trust
189.731.
189.732
JubQee Cotta'9•Trttst
39.9)2
31,377
14>.9551
21)24
2521757.
4&69
ISOS.3611 122mll
1.444.013
Total funéB.
4.324.316
101760
29.013
.3,855.799.
ftestrtct2d F¥nd5..
He51rf#od fundg ofE4444.OL3'èrn4v¥ll4bS* io carry forwa¢d lotothe ttéxttihaftctslyear.. Infor4n*ilon ibtswih• ThBln fvnds
.￿￿ seE Otston the f¢howinKpages.

.FYLDE CQASTYMCA
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
.FOR THE YEAR EIIDED 31 MARCH 2025
Puk*oses of Restitted Fuftds
Maln fund5'.
iake51de Oevelopment
site for schools.
Yhls is a faci1Sty whkhprovides accom￿0d3￿￿1l and cateriyF8faeill.l*s at the iak'esldÈ.
Hakbour House
'A Itant from LCC usta 14f'rèsidèrit'sprogrammes..
Foyer
A yant from L¢c to be used tor resldertes'pro8Tamm*s.
.>ndringham Seafield Road
Thls prolect is.bn relation to a donaiio¢rf!om SandrinBham Twst for the benefitof.
YMCA football club?nd Seafitld Road 8ioynd.
Fylde Counstllini Seryices lelJ¢*pooll
ovei the aee.of 16 IA Ihe'Black'pool area.
Provision of a-'coiinsellln8.seThlce fuTh by vtslunt¢ets..3vailabl¢ to people
St. Annes Pdol
Work'ln8 In partership with Fyldè 8orbv8h COuncil,'S't8nnes Pool olfers a ISM iwirnmlng pool and
Bym frdcilitiel. It deliver5 aqualym ￿5$e%￿nd swimmln8'le¥ons'thfQU8hout.ihe yeai.
Lofthouse EHWB
The emotional he)Ith and wellbèlrt8 contractis Commissioned by Lan¢ashiie cO￿￿ty Council to.
deliver an early sup'port se￿lee across F.yld2 &Wyre. Th'e serwitt tsrovide5 preventXlfv.e ènd eèily intefyentiofi"
support'to childreli anLI youn8 Oeople with low level émotional health *thd.wèllbpiTr8 need5.to enable them tf) mahaBe
challenges safely.
Fylde Oners
condltlon ol1Sfe.
Providln8 y•4immlng f3cililies.tor adults wllh any di5a¥ilitiesi With th¢ oblect of. Iffjpip¥in8 their
Fylde Sharks
'Provldès.l.'io.I swlmmiri8 losslons foryoun8 p'eoplè wlth <Sls?btlltse* up to 18 year5 cf a8e In the,
borou8h of Fylde ond th'e su¢rounOin8.area5.
IrtDOVailon Ftsnd- Pellon'Rou8e
ThE fund provlde$ small 5fj1tfvnds to 5UPPQrt5tsff'8enErat¢d idea5 that
w511 either improve som aspeci of our 5ervite'orcr¢ai¢ somothlng new.
' Social Houslni'eharlt!e5 Trust Granl
A.fvn4 from N•tionwide.tp.support tenantl In soclal'hovsin6'
Linked tharlty-Jubilee.Cottage Trnst
Thè.manag¢ment ota'property. bting retlrement fl3ts.
Beach Llfeguard
P.rovldln'8 thé Llfe'guard PaiTOI in.aevdeys and Fl*etWUL¥J beath areaslsea fronL.
Fleefv•ood Corrimunlty.Yrust
Grant.frorn mee￿00d Town Comrnuniry >n support ot'lreo swlft)mine.'lor.0-17 year oldj
with an n7 postcode.
Spell Gafden
In cortsultation wlth ltical children and youn8 people of cu￿bria, a mindfvl. en8a8ln8'.3nd nature
connected elernents. cotDbininB POEfry and sculpture through the ttearon ol a"Spell G3rdÈri" (inspired b'y cumculuryi-
fratured.chlldren's tyook The Lost.Words by Robert'M¢Farlanel.

FYLDE.COAST YMCA
NOTES TO THE FSNANCIAL STATEMENTS {CONTINUED)
FOR THE YEAR ENDED JI MARCH 2025
17
Analysls'otth& charlty'$ net 88gels b*￿9*h lunds
.￿￿entyear.
Unitstrlctèd
Sunds
Restrfcted.
'Totsl
Fynd bdl3tsres?t31 Marth 202S*rt
repr￿￿￿te"¢1 by:
Yaniib￿ fixed as%ets.
Inv¢stmeThlS
C￿r￿nIA$SttS
Creditor5'. Fallini dtsewlthiiiofityèèr
Crediiors'.èmounislallin8 afterone year.
pr￿•S￿nS for ￿biritIES i*d th•rses'
4'J17,"470
IOV.341.
.231,811
33¥6'49D
12,169.0731
193,334
116.1711
391074
3,788.SF4
11.1$9,07J).
193,3341
116,1711
Al JI M*r¢h 202S
1.'436.415
7.741,797
Prlof yt•r: JI Matth 2014
Unmtrlétéd
Tol*l
Fund5
Fund bplance$ 31 31 M•r£h a024 arn.
T*presriTrL•d by..
T•nAlble fixed'¥5el5,
Inve51ments
CurreffltA%%ets
rqdbtors.. Impun15 f¥lllNo due wiihlnpne yt*r
Creditors.. amounlS'fJllin8.dueafter'oneyo•r
Prrwislons foi'lvabilrtles and thaf.ie5'
3.515.104
IBM.346
6.3S9,450
643,033
2.23S,102
12.117,25ai
13,441,09DI
12J,'4421
2.222.102
11.957,2541
13.J87,7571
123.4411
,13,000
iifjo,0001
1253.3331
A¢21 M4rch 2031
1,444,0'J3
3,8S4Y99
18
CommltsDehts under opwJtlng le•sts of..thÈ ¢harlty
Al al M4rth ihe comp•Av bad iotsl mlnlmum leoje p•ymEnts dpe uffilcF noii-uowlablo optTrtln¢ It•se•
Land èuiiOin9S
202S
Olh•r
2025"
2024
.2024
Ewry datt..
Invne y¢¥r
Ift iwtrtr> fi¥ÈyÈ•rt
.In rY•er nveytars
19,6a8
i?,soo
"29,638
2,500
19
pan￿￿￿.•￿1 othir po•t-r•tlrnmènt b•n•fft¢ommllm•nl%
Defmed Fonirlbulion
SI￿rtb￿lI0nSfv•yabIe.by tl)¥4roypfgr theyeor
54J31
41.,306
DÈfined benefft
.F￿e coa￿ YMCApaMkJpatrd In è.CDntrlbutvry ppnsion'plaTh providiTrE defined benefitsb#sèdofj r¢n3lpe￿_￿fIble piyf
eTTrployee5 of YhlCA51o Et¥tyTrd. Srvtland and Waks. as5Ets Df thE YMCAPeitskn Plan art held sèp*raiElyfmm.tlwe 01
fylde Coa5¢.YMCA and ¥t"¢heye?r Pl￿ thEse were I#vEMEd.in the #￿tY£tr￿¥￿a￿lcOe*l$￿1n1SO1u*I0￿,.￿sxm11thIThI ￿)rI101P
.and 35X Inthe wowth portfojip andSchrod¢r Iproperty.uofLS ODlyl..

.FYLDE COAST YMCA.
NOTES TO.THE FINANCIAL.STATEMENTS {CONTINUED)
FQR THE YEAR ENDED 31 MARCH 2025
19
Pehsion Contributions {Continuedl
befined benefit
Vuluolion
The most recently completed thfee.ye3r valuation was as at l May 2023. The assumptjons usetl"whlch ha¥e the
most'slgniflrant efle¢t Dn the resultsof'the ¥•luation Ire those relJllnK to tbe issurned r4tes ol Teturn.on'055ets
4.S6%, thelncre3se in pen5ion5.in payment of É3.iÈ% IforRPI'capped at 516'p.3.l.aod the average life expectancy
trom normal retirenlent a&e'lol 651 fof a turrent malé.perisii)n of'2LS yèafs, ferrihle 24.0 yeèrs."and 23.1. years for
.rnale pensioners. female 2S..7. y.eais4 retlrirt8 in 20 yeaT5 time.. The rewlt'of. the vèlvotion showed th3t.the actU31ioI
vlove of the asset5 was £103.Im, whith represents.92% of the benèfitsth'at bad at£nJod to meffiberl.
.The Pension Plan wès do&e4Y to 4ew mernbu&and 1uture.sefv1￿ attiual with effect from 80 A'pril 2007. With thè
removal of the.541•ry Ilnka41'.for benefits ill ¢rnployed deferred m¢rribers became tleferrEd niembers as from
l May 2011.
The valujtlon prepared as at. l May 2023 showed th8tthtrYMCA P£nsion.Pl?n bad a..de'fitii of £9.1 milllon,.Fylde"
Coast YMCA has been advlsed that It wlll need to.makè monthly.£ontdbutlons of £620.55 from l M'ay 2025,.th15
amount is based. on.the cuirent acNarial.Issumptlons' las outlihed abovel'?nd"may. vary In'the luture as a result of
a¢tual perfortnance ol the Penslon Plan. The curroht recovery péiiod is 3.yèar5 coftimenan&l May 2024.
ABreed futuiè defitit conlributlons h>ve been.dI5counted ulin8 3 rate of 5.3%12024:'.S.3%1.
2025
2034
Repèyable,.
Withlh one year
.2.5.year5
Afters yeèrs
7.986
8,185
.7.447
15,995
Total due
16.171
23,442
In.a"dditlovi. Fylde Coast YMCA may hav¥ further Ilablllti?s Ir* th'e'eiient of thÈ riOf*paynlent by otPler.
p.artjcipatin8 YMCAS of iheir ghace of the Fylde Coast YMCA Pension.Plan's deficit.. It Is not'possible to quantify..
Ih'o potentlal amounrthat Fylde Coast YMCA rhoybe.ralled'uppn toi pay In the future.
20
Related PartyTransartlons
The company received 81ft ald donètions fiomlts 5ubsidlary:.Fylae Coa# YMCA frading ￿inited, during the lear
of £7,547 12024: £3S.7731. The amount duÈ to Fylde CoastYMCA Trndln&Llmited èt.the.balance sheet dat
omoynted to £79.91812024.. £IOL171 due from Subsidiary).
Fylde Coast YMCA is connected t(> YMC4 TIu5t Duting the yEar the charify'paid rent lo thi5 Trii# of £136,340
.12024.: £￿6..y40). At:the B?lance Sheet date the oinount d￿e to thg.Trnst was £85,5U12024:. £275.'189.due from Tiustl,.
.21
Capltal"Cvmmltments
At the 8alonee Sh¢et date.the charitsble company had.not enter¢.d Ihto capital commitmerits.12024: NIII
.2z
Controlling Party
The.charity is'under"ihe tontrol of'a of frustpes and is J company. Ilmlt¢d by 8u3r3ntee withoLft a shère Capital.
36

FYLDE COAST YMCA,
NOTES TO. THE FINANCIAL STATEMENTS {CONTINUED).
FOR THE YEAR F￿DE0 31 MARCH 2025
Linlitd Charities.
These financial ststements compnsethe accotsrttsDf Fylde Coast. YMCA.amalg3rnatinA the followinK tharities.whèie"u'nitinÈ.
directions have been obtained fro'm the Charity Co"rtimission.
Fylde CdastYMG4"afe operatin¥JubTrleè Cottage$ 35 a'lirbked £haTltyand'as suth, sépa.nte manègement accounts hpve
beon piepared.and separate bank'fpcilr(ies arè also ln plaE
1074571-1 Jubilee Cotta4e Trust
riu5t'Deed.Ilated 7 August 1979. as amend'ed by schpme of th¢.¢harlty commbsloneis dated 8 April 2Q03.as 8ftefjted bv
vnltlng dirErtion made und¥3'.96 of the Chailtles.'Aet 1993 d4ted 2iiuly'2003. arnended 25 Aprtl 2018 and sub5equentJy
amended by the s¢heme dated'9 April 2019.
ALYSIS oP,NET ASSET5 BETW
FUNDS FOR LINK'ED CHARin
Unre¥lrlcted
Funds
R•strfcl•d
Fund5
Total
202S
Tanii¥*le Flxed Assets
hlet Curr¢nt Asjets
1138.208
IBB,208:
188..208
188.208
Unfeslrlcied
Funds
RKtricted.
Funds
Tbtsl
2024.
Tanglble Flxed As5et5
Net Current As'sets
211,056.
.211.056
211.OS6.'
.211.056
37