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2024-03-31-accounts

Reading Community Welfare Rights Unit

Charity No. 1074557

Company No. 03626105

Trustees' Report and Unaudited Accounts

31 March 2024

Reading Community Welfare Rights Unit Contents

Pages
Trustees' Annual Report 2
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Accounts 8
Detailed Statement of Financial Activities 15

Page 1

Reading Community Welfare Rights Unit Trustees Annual Report

The trustees, who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the unaudited financial statements of the charity for the year ended 31 March 2024.

REFERENCE AND ADMINISTRATIVE DETAILS

Company No. 03626105

Charity No. 1074557

Principal Office

135 Cardiff Rd Reading Berkhire RG1 8JF

Registered Office

135 Cardiff Rd Reading RG1 8JF

Directors and Trustees

The Directors of the charitable company are its Trustees for the purposes of charity law. The following Directors and Trustees served during the year:

M. Ayub S. Boyt J.L. Hughes P.G. Kayes R. McEwan M. O'Connell L.K. Owen P. Thomas

Key Management Personnel

Chair Peter Kayes Chief Executive Matt Harrison Officer Accountants

Lambert Martin Ltd 33 Old Bath road Sonning Reading Berkshire RG4 6SY

Page 2

Reading Community Welfare Rights Unit Trustees Annual Report

OBJECTIVES AND ACTIVITIES

The objectives of the service are to benefit the population of Greater Reading by the relief of poverty, sickness and distress. These objectives are achieved by giving advice and assistance to people in respect of their rights to benefits as required.

The Trustees confirm that they have referred to the guidance contained in the Charity Commission's general guidance on public benefit both when reviewing the service's aims and objectives and when planning its future activities.

RCWRU provides advice and support to people on their benefits claims, including to people in work, not in work and to those seeking to get into work. Examples of when the support is needed are when people are wrongly denied benefits by the Department of Work and Pensions (DWP), when people have their benefits cut after a review where the assessment is faulty, or where the process of completing the complex paperwork is beyond the individual applicant’s capabilities. Support can consist of simply providing advice including what their entitlement should be but more often involves helping clients make formal appeals and taking unresolved cases to tribunals where we will work with the clients to make their case.

ACHIEVEMENTS AND PERFORMANCE

The 2023-24 financial year has seen Reading Community Welfare Rights Unit (RCWRU) continue to provide its service to clients across Reading. Methods of working have been developed to be a more flexible service to clients which includes continuing to meet clients by appointment at our office, as well as providing support over the telephone or email but also meeting clients at other venues which are easier for them to get to, including visiting them at home where necessary.

We continue to work in partnership with six other charities in Reading, The Tackling Poverty Partnership, in order to strengthen our ability to support people in a wider variety of ways through the work of these other charities to whom we can pass clients on as well as receiving referrals from these charities to us. In addition we have been successful in gaining a grant from the Henry Smith Charity to expand our work and a number of other smaller grants from local charities.

In the 14 months ending 31st march 2024 we secured £2.2million in benefits from the DWP, money which is paid directly by DWP to the people we have supported. This is a significant contribution to our clients' ability to live independently, avoiding poverty and getting into debt.

Once again I must thank our staff and volunteers, including trustees, for their commitment to our work, which is often life saving for our clients.

Page 3

Reading Community Welfare Rights Unit Trustees Annual Report

PLANS FOR FUTURE PERIODS

Looking to the future RCWRU is aware of an excess in demand for our services and anticipates a significant increase in demand post pandemic. We trust we will be able to continue to support our community in years to come

STRUCTURE, GOVERNANCE AND MANAGEMENT

RCWRU is controlled by its governing document, The memorundum and Articles of Association, and constitutes a limited company, limite by guarantee, as defined by the Companies Act 2006. In accordance with the Memorandum of Association each present member has undertaken to contribute the sum of £1 in the event of winding up. As the service is a registered charity, any surplus upon a winding up would be distributed to another charity with similar objects, as the members are prohibited from benefiting from the company.

The Board seeks to recruit new trustees from the wider community in Reading to provide a range of skills and views.

The Trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Companies Act 2006. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

The above report has been prepared in accordance with the provisions applicable to companies subject to the small companies regime as set out in Part 15 of the Companies Act 2006 and in accordance with the Charities SORP (FRS 102).

Signed on behalf of the board

P.G. Kayes Trustee 29th September 2024

Page 4

Reading Community Welfare Rights Unit Independent Examiners Report

Independent Examiner's Report to the trustees of Reading Community Welfare Rights Unit

I report to the charity trustees on my examination of the financial statements of Reading Community Welfare Rights Unit for the year ended 31 March 2024.

Responsibilities and basis of report

As the charity's trustees of the company (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 ('the 2006 Act.

Having satisfied myself that the financial statements of the Charity are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's financial statements as carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I can confirm that no material matters have come to my attention in connection with the examination giving me cause to believe:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Rachel Eden Holy Brook Accountants Curious Lounge, 1st Floor, Pinnacle Building Tudor Road Reading RG1 1NH

Date: 2024-10-31

Page 5

Reading Community Welfare Rights Unit Statement of Financial Activities

for the year ended 31 March 2024

Notes
Income and endowments
from:
Donations and legacies
4
Charitable activities
5
Total
Expenditure on:
Other
6
Total
Net gains on investments
Net (expenditure)/income
7
Transfers between funds
Net (expenditure)/income
before other gains/(losses)
Other gains and losses
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
Unrestricted
funds
2024
£
4,325
5,620
Restricted
funds
2024
£
-
167,859
Total funds
2024
£
4,325
173,499
Total funds
2023
£
2,525
137,302
9,945
100
167,859
177,658
177,824
177,758
139,827
132,029
100
-
177,658
-
177,758
-
132,029
-
9,845
2,589
(9,779)
(2,589)
66
-
7,798
-
66 7,798
12,434
9,531
(12,368)
23,193
32,724
66
7,798
24,926
21,965 (10,825) 32,790 32,724

Page 6

Reading Community Welfare Rights Unit Balance Sheet

at 31 March 2024

at 31 March 2024
Company No.
03626105
Notes 2024 2023
£ £
Current assets
Cash at bank and in hand 54,568 74,986
54,568 74,986
Creditors:Amount falling due within one year 9 (21,778) (42,262)
Net current assets 32,790 32,724
Total assets less current liabilities 32,790 32,724
Net assets excluding pension asset or liability 32,790 32,724
Total net assets 32,790 32,724
The funds of the charity
Restricted funds 10
Restricted income funds (10,825) 23,193
(10,825) 23,193
Unrestricted funds 10
General funds 21,965 9,531
32,790 9,531
Reserves 10
Total funds 32,790 32,724

These accounts have been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

For the year ended 31 March 2024 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.

Approved by the board on 19th July 2024

And signed on its behalf by:

P.G. Kayes Trustee

29th September 2024

Page 7

Reading Community Welfare Rights Unit Notes to the Accounts

for the year ended 31 March 2024

Basis of preparation

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Fund accounting

Income

Volunteer help The value of any volunteer help received is not included in the accounts. Investment income This is included in the accounts when receivable. Gains/(losses) on This includes any gain or loss resulting from revaluing investments to market value revaluation of fixed at the end of the year. assets Gains/(losses) on This includes any gain or loss on the sale of investments. investment assets

Page 8

Reading Community Welfare Rights Unit Notes to the Accounts

Expenditure

Taxation

The charity is exempt from corporation tax on its charitable activities.

Trade and other debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other short-term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.

Trade and other creditors

Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Page 9

Reading Community Welfare Rights Unit Notes to the Accounts

Research and development

Expenditure on research and development is written off in the year in which it is incurred.

Pension costs

The charity operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the company pays fixed contributions into a separate entity. Once the contributions have been paid the company has no further payments obligations. The contributions are recognised as expenses when they fall due. Amounts not paid are shown in accruals in the balance sheet. The assets of the plan are held separately from the company in independently administered funds.

Receipt of donated goods, facilities and services

All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.

2 Company status

The company is a private company limited by guarantee and consequently does not have share capital.

Page 10

Reading Community Welfare Rights Unit Notes to the Accounts

3 Statement of Financial Activities - prior year

3
Statement of Financial Activities - prior year
Income and endowments from:
Donations and legacies
Charitable activities
Total
Expenditure on:
Other
Total
Net income
Net income before other
gains/(losses)
Other gains and losses:
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
4
Income from donations and legacies
5
Income from charitable activities
Contract Income
Grant Income
Unrestricted
£
-
5,620
5,620
Unrestricted
funds
2023
£
2,525
-
2,525
(56)
(56)
2,581
2,581
2,581
6,950
9,531
Unrestricted
£
4,325
4,325
Restricted
£
81,500
86,379
167,879
Restricted
funds
2023
£
-
137,302
137,302
132,095
132,095
5,207
5,207
5,207
17,986
23,193
Total
2024
£
4,325
4,325
Total
2024
£
81,500
91,999
173,499
Total funds
2023
£
2,525
137,302
139,827
132,039
132,039
7,788
7,788
7,788
24,936
32,724
Total
2023
£
2,525
2,525
Total
2023
£
79,066
58,236
137,302

Page 11

Reading Community Welfare Rights Unit Notes to the Accounts

6 Other expenditure

6 Other expenditure
Unrestricted Restricted Total Total
2024 2023
£ £ £ £
Employee costs 0 151,957 151,957 105,857
Motor and travel costs 0 50 50 -
Premises costs 0 3,329 3,329 3,039
Amortisation, depreciation,
impairment, profit/loss on - - - 2,258
disposal of fixed assets
General administrative costs - 16,001 16,001 15,018
Legal and professional costs 100 6,321 6,421 5,857
100 177,658 177,758 132,029
7 Net (expenditure)/income before transfers
2024 2023
This is stated after charging: £ £
Depreciation of owned fixed assets - 2,258
8 Staff costs
2024 2023
Salaries and wages 134,951 99,175
Social security costs 7,812 4,053
Pension costs 7,254 2,475
150,017 105,703
No employee received emoluments in excess of £60,000.
The average monthly number of full time equivalent employees during the year was as follows:
2024 2023
Number Number
Manager/Caseworker 1 1
Caseworker/ specialist
advisor
4 3
Volunteers 1 1
Office Administration
- -
Assistant
Accountant - -
6 5

Page 12

Reading Community Welfare Rights Unit Notes to the Accounts

9 Creditors:

amounts falling due within one year

Trade creditors
Other taxes and social security
Other creditors
Deferred income
2024
£
727
(10)
(436)
21,498
21,778
2023
£
259
-
861
41,142
42,262

10 Movement in funds

10 Movement in funds
At 1 April
2023
14,697
Incoming
resources
(including
other
gains/losses)
£
79,000
Resources
expended
£
Gross
transfers
£
( 9,389)
(2,589)
10,200
(3,400)
2,589
-
At 31
March
2024
£
5,001
860
2,500
2,464
Restricted funds:
Restricted income funds:
Reading Borough Council
(98,896)
National Lottery 8,496 52,978 (55,611)
Henry Smith charity - 33,401 (23,152)
Reading Borough Council
Total
Unrestricted funds:
General funds
Total funds
-
23,193
9,531
32,724
5,000
170,379
26,646
(2,500)
(180,158)
(100)
(177,758)
10,825
36,077
177,824 32,790
Purposes and restrictions in relation to the funds: Purposes and restrictions in relation to the funds:
Restricted funds:
Reading Borough Council Closing the Gap
National Lottery Staff Funding
Henry Smith charity Staff Funding
Reading Borough Council Other

11 Analysis of net assets between funds

Net current assets

Restricted
funds
£
32,790
32,790
Total
£
32,790
32,790

Page 13

Reading Community Welfare Rights Unit Notes to the Accounts

12 Reconciliation of net debt

Reconciliation of net debt
Cash and cash equivalents
Net debt
At 1 April
2023
£
Cash flows
£
At 31
March
2024
£
74,986 (20,418) 54,568
74,986
74,986
(20,418)
(20,418)
54,568
54,568

13 Commitments

Operating lease commitments

Annual commitments under non-cancellable operating leases are as follows:

2024
Land and
buildings
£
Operating leases with expiry date:
Pension commitments
The pension cost charge to the company
amounted to:
14 Related party disclosures
Controlling party
2024
2023
Other
Land and
buildings
£
£
2024
£
7,254
2023
Other
£
2023
£
2,475

The company is limited by guarantee and has no share capital; thus no single party controls the company.

Page 14

Reading Community Welfare Rights Unit Detailed Statement of Financial Activities

for the year ended 31 March 2024

Income and endowments from:
Donations and legacies
Charitable activities
Contract Income
Grant Income
Total income and endowments
Expenditure on:
Employee costs
Salaries/wages
Employer's NIC
Pension costs
Staff training
Staff welfare
Motor and travel costs
Travel and subsistence
Premises costs
Rent
Premises repairs and
maintenance
General administrative costs,
including depreciation and
amortisation
Depreciation of
Bank charges
General insurances
Software, IT support and related
costs
Stationery and printing
Subscriptions
Sundry expenses
Telephone, fax and broadband
Unrestricted
funds
2024
£
4,325
4,325
-
5,620
5,620
9,945
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Restricted
funds
2024
£
-
-
81,500
86,379
167,879
167,879
134,951
7,812
7,254
400
1,540
151,957
50
50
3,329
-
3,329
-
295
717
8,687
139
1,967
1,037
3,159
16,001
Total funds
2024
£
4,325
4,325
81,500
91,999
173,499
177,824
134,951
7,812
7,254
400
1,540
151,957
50
50
3,329
-
3,329
-
295
717
8,687
139
1,967
1,037
3,159
16,001
Total funds
2023
£
2,525
2,525
79,066
58,236
137,302
139,827
99,175
4,053
2,475
-
154
105,857
-
-
3,003
36
3,039
2,258
291
2,207
5,476
579
2,405
669
3,391
17,276

Page 15

Reading Community Welfare Rights Unit Detailed Statement of Financial Activities

Legal and professional costs
Audit/Independent examination
fees
Accountancy and bookkeeping
Other legal and professional
costs
Total of expenditure of other costs
Total expenditure
Net gains on investments
Net (expenditure)/income
Transfers between funds
Net (expenditure)/income before
other gains/(losses)
Other Gains
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
-
100
-
100
100
100
-
9,859
2,589
12,434
-
12,434
9,531
21,965
360
5,961
-
6,321
177,658
177,658
-
(9,779)
(2,589)
(12,368)
-
(12,368)
23,193
10,825
360
6,061
-
6,421
177,758
177,758
-
-
-
66
32,724
66
66
32,790
-
5,607
250
5,857
132,029
132,029
-
7,798
-
7,798
-
7,798
24,926
32,724

Page 16

Signature Certificate

Reference number: HEZCW-MNSKG-YHWA8-A32RW

----- Start of picture text -----
Signer . Timestamp Signature
Sa @ Se 0 i a a ee ae a ae a Sa se.
----- End of picture text -----

Rachel Eden

Email: rachel.eden@holybrook.com

Sent: Viewed: Signed:

31 Oct 2024 18:38:43 UTC 31 Oct 2024 20:38:37 UTC 31 Oct 2024 20:38:50 UTC

Recipient Verification:

✔ Email verified

31 Oct 2024 20:38:37 UTC

IP address: 94.174.147.205 Location: Reading, United Kingdom

Peter Kayes

Email: pgkayes@gmail.com

Sent: Viewed: Signed:

31 Oct 2024 18:38:43 UTC 31 Oct 2024 21:32:18 UTC 31 Oct 2024 21:33:19 UTC

Recipient Verification:

✔ Email verified

31 Oct 2024 21:32:18 UTC

IP address: 92.10.195.145 Location: Reading, United Kingdom

Document completed by all parties on: 31 Oct 2024 21:33:19 UTC

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