COBBES MEADOW GROUP RIDING FOR THE DISABLED ASSOCIATION
CHARITY NUMBER 1074165
ANNUAI REPORT,
RECEIPTS & PAYMENTS ACCOUNT AND
STATEMENT OF ASSETS & LIABILITIES
FOR THE YEAR ENDED 31 MARCH 2025

COBBES MEADOW GROUP RIDING FOR THE DISABLED A&SOCIATION
Annu¥l Report and Aceounls
for Ihe year ended 31 March 2025
Contents
Page
Legal and Administrative Infomiation
Report of the Trustees
3to6
Independent Examinerfs Report
Receipts and Payments Account
Statement of assets and liabilities and other notes
9t0 10

COBBES MEAi)OW GROUP RIDING FOR THE DISABLED A&￿CIATIoN
Annual Report and Accounts
for the yearended 31 Mareh 2025
Legal and Administrative Infomiation
Trustees
Mr David Hall (Chair)
Mrs Marguerite Heath
Mrs Gerrie Serpell {Treasurer)
Mrs Mary Mustafa
Mr Philip Harland
Mrs Catherine Mccullv
Mrs Suzi Ross-Browne
Mr Barnaby Swire
Mr5 Sally Murch
Mrs Christine Sladden
Mrs Teresa Whitehead
Registered charity number
1074165
Governing document
Constitution
Principal address
Candlers Way
St Augustine's
Chartham
Canterbury
Kent
CT4
Independent examiner
Bay Tree Accountan
Chartered Accountants
Stelling Minnis
Canterbury
Kent
cr4 6AA
Bankers
National Westminster Bank PLC
20 High Street
Ashford
Kent
TN24 SSH

COBB ES MEADOW GROUP RIDING FOR THE DISABLED ASSIXIATION
Annual Report and Aeeounts
for the year ended JI M4r¢h 2(125
Trustees, Annual Report
Aim and organisation
The Cobbes Meadow Group was started in 1972 and at that time was a Group within the
single national Riding for the Disabled Association (RDA) charity. In 1999 the national RDA charity
was broken up and the Groups within it, including Cobbes Meadow Group, became individual
charities, The Group is governed by a constitution agreed at that time between RDA National and
the Charity Commission on behalf of Groups across England and Wales.
The aim of Cobbes Meadow Group is to provide disabled people with the opportunity to
ride and/or carriage drive to benefit their health and well-being.
The charity is managed by the Committee of Trustees which has control of the Group's
property and funds. The Group's constitution requires a committee of at least 3 and no more than
11 trustees. No trustee may be a paid employee of the Group but must be a member of the Group.
Election of trustees occurs at the Annual General Meeting {AGM) usually injune each yearto which
nominations may be made by any member or the Committee. One third of the Committee must
retire at each AGM with the longest in office retiring first. Retiring trustees are eligible for re-
election. If a vacancy occurs, the Committee may appoint a replacement until the next AGM.
Day to day running of the Group is the responsibility of a Management Subcommittee
which reports to the Trustees. The Treasurer and Secretary of the Committee of Trustees sit on
this subcommittee which then appoints its own Chairman. The charity employs no paid staff.
Review of progress and athievements
Our charitable objective is to provide disabled people wtth the opportunity to ride and/or
carriage drive to benefit their health and well-being. The Trustees are pleased to report that both
riding and carriage driving sessions provided during the year increased with an uplift in income of
£8,599 in providing these core activities. Carriage driving sessions were increased with the
introduction of Tuppence, one of the riding ponies. who has provided extra flexibility in the use of
the driving ponies. Driving sessions operate between April and July and September to December.

COBBES MEADOW GROUP RIDING FOR THE DISABLED ASSOCIATION
Annual Report and Accounts
roy the ye*reDded 31 Mgtth 2025
Review of progress and achievements Icontinued)
Various events were held during the year which not only raised funds for the Group but
also raised awareness of our existence in the local area and showed other people. not associated
with Cobbes Meadow. what we provide. We had a May Day Ramble which attracted many local
people to the Centre for the first time, and many brought their dogs and finished the walk with
hot drinks and a barbeque (it was a wet ramble}. In the summer we repeated our successful
Family Support Days which enabled other families to visit ourcentre to meet the ponies and to try
riding. Canterbury Fire fighters again brought one of their fire engines to the Centre and the
visiting children were delighted to be allowed to climb aboard. Thank you, Canterbury Fire
Service, for your support. We also hekl a Dressage Day for our riders as well as a dog show and a
successful Christmas Fair rai5in8 £2,450. Our Quiz Night in March raised further a £1892 as well as
being a most enjoyable evening.
Review of financlal activities
The accounts forthis financial year show a defKit of income over expenditure of £8,879
{2024: an excess of income over expenditure of £32,197). Factors contributing to this were that
we purchased a replacement horse lorry for £28,0(K), selling our old lorry for £13.OCK) so there was
a net expense of £15,OCWJ. We also bought a new horse. Birdie, for £7,000 plus costs for vetting
and transport amounting to a total of £8.026. This expense has now been reimbursed to us by a
donation which could not be made by the year end. Overall expenditure for the year, including
purchase of the lorry and horse was £107,%)9 {2024: £62,337). Our main category of expenditu
is for the care and welfare of our horses. We have had a full year with 5 horses at livery and had
an increase of £20 per horse per week increasing livery costs alone by £5,200 for the year. We
have received generous donations of £4,2CK) (plus gift aid) from Diane Tatt for a third-year
sponsoring "Poppy", also £6,CK)O from the Albert Burns Children's Trust Fund and £4,000 from
Martello, both received via the Kent Community Foundation for the upkeep of our horses.
In addition we have another horse on loan where we share the livery costs with the owner and a
further 3 horses on loan stabled at the home of one of our Trustees, and long serving volunteer,
Catherine Mccully BEM, where we pay for the cost of food and supplements but Catherine and
her husband very generously provide for their grazing and stsbling.
Sources of income come from a wide range of activities and donors and our grateful
thanks goes to each and every one of them. We re￿iVed another £l,CL]J donation from The Sir
John Swire Foundation and 'Yhe Purchasers" donated £5,1￿ which was put to the purchase of
the new lorry early in the financial year.
Thanks are due to all our supporters who kindly donated funds to us and whom I have not
publicly thanked by name.
10.
The policy of the Trustees is to have a financial reserve equal to one yearf5 normal
operating Costs. This has been in the order of £30,(MX) but in the light of the increased livery costs
and other expenses the Trustees have reviewed this and set a new reserve of £50,000 to cover
eventualities which may arise.

COBBES MEADOW GROUP RIDING FOR THE DISABLED ASSOCIATION
Annu*l Report and Aeeounts
for the yeareDded 31 March 2025
Review of fjnancial activlties (continued)
11.
Fund raising events which have already been planned for the next financial year as well as
high levels of acttvity on the riding and driving front, give the Trustees Confidence for the year
ahead and it is the opinion of the Trustees that the charity is considered to be a going concern for
the next 12 months.
12.
The Independent examinerfs report {attachedl has been seen and noted by the
Committee of Trustees.
13.
The Trustees have examined the major strategic, business and operational risks which the
charity faces and confimi that Systems have been established to enable the charity to lessen or
mitigate these risks. Furthermore, the Trustees consider that the Group's objectives and actsvities
comply with the Charity Commission guidance on Publtc Benefit.
14.
The Trustees consider that the charity is in a sound financial position.
Approved by and signed on behalf of the Committee of Trustees
Signed:
Date: 7th Ju

COBBES MEADOW GROUP RIDING FOR THE DISABLED ASSOCIATION
Afbnual Report and Ac¢ounls
ror the year ended 31 M8rch 2025
Independent examiner's report
I report to the Trustees on my examination of the accounts of Cobbes Meadow Group Riding
for the Disabled Association ("the charity") for the year ended 31 March 2025.
Responsibilities and basis of report
As the Trustees of the charity, you are responsible for the preparation of the accounts in
accordance with the requirements of the Charities Act 2011 ('the Act,).
I report in respect of my examination of the charity's accounts carried out under section 145 of
the 2011 Act and in carrying out my examination I have followed all the applicable Directions
given by the Charity Commission under 5ertion 145{5Xb) of the Act.
Independent examiner's sLitement
I have completed my examination. I confirm that no material matters have come to my
attention in connection with the examination giving me cause to believe that in any material
respect:
accountin8 records were not kept as required by section 130 of the Act. or
b. the accounts do not accord with those records.
I have no concerns and have come across no other matters in connection with the examination
to which attention should be drawn in this report in order to enable a proper understanding of
the accounts to be reached.
Bay Tree Accountancy
Chartered Accountants
Stelling Minnis
Canterbury
Kent
cr4 6AA
Signed:
Date: 8° July 2025

COBBES MEAI)OW GROUP RIDING FOR THE DISABLED A￿￿lATION
Annual Report and Aeeounts
for the ye*rended 31 Mareh 2025
Receipts and Payments Account
Unrestricted Restricted
Fund
Fund
Total
2025
Total
2024
Incorne
Grants and donations
16,813
14,21
31,013
49,034
Receipts from activities - note 3
43,281
43,281
27,138
Fundraising activities
Other
Investment income
Interest received
6.206
6,206
9,231
1,535
1,535
1,334
Other income
Sale of assets
Gift Aid/GASDS claim5
13,1Th)
2,945
13,C
3,995
1,050
7,797
Total income
83,780
15,250
99,030
94,534
Expenditure
Direct charltable expenditure
Veterinary and pony care
Tack and clothing
Equipment, including repairs
Transport
Insurance (vehicles)
Insurance Ihorsesl
Purchase costs of clothing
Costs of public website
Costs of outings, events & other activities
31,304
451
879
9,732
944
15,250
46,554
451
879
9,732
944
32,372
1,184
1,521
7.501
825
291
1.155
291
1,155
287
2,793
Management and administration - note 4
Purchase of horse
Purchase of equipment
Total expenditure
12,903
7,￿0
28,(KJO
92.659
12,903
11,854
4,000
28,000
15,250 107,909
62,337
Exces51{Deficit) of income over expenditure
Cash funds brought forward
Cash funds carried forward
18,879)
97.270
88,391
(8,879)
97,445
88,566
32,197
65,248
97.445
175
175

COBBES MEADOW GROUP RIDING FOR THE DISABLED ASSOCIATION
Annu21 Report 2nd Aeeounts
for the yearended 31 March 2025
Statement of Assets and Liabllities and other notes
Note I
Monetary assets - cash and bank account
Unrestrirted Restricted
Totsi
Natwest Current account
Yorkshire Building Society
36,902
Sl,489
88,391
175
37,077
51,489
88,566
175
Other monetary assets
Inland Revenue (Gift Aid tax refund)
1,535
Note 2
Non-monetary assets - held for charity'5 own use
All stated ot original cost value
Land at the FormerStAugustine's Hospital, Chartham
Riding school, Linnet Room and viewing gallery extension
Sand school (all above insured for £385.289)
Renault Master Horsebox- HZ15 LZB
Renault Master Horsebox - HV65 KHH
Hoist and associated equipment
Sensory Ride
Muck trailer
19,974
125,370
28,202
30,420
28,(XX)
1,660
2.290
350
All stated at estimated value
7 ponies owned atyearend
4 ponies loaned at year end
4 carriages plus 2 sets of harness
Tack, jumps and general equipment
24,0(K)
12,650
15,878

COBBES MEADOW GROUP RIDING FOR THE DISABLED ASSOCIATION
Annu*l Report and Accounts
for the year ended 31 March 2025
Statement of assets and Ilabilities and other notes - continued
Note 3 Receipts from artivities
2025
2024
Riders and drivers, subscriptions
Sale of merchandise
Donations for use of facilities
32,017
134
23,418
11,130
43,281
3,720
27,138
Note 4 Management and administration
2025
2024
Property Costs including maintenance and utilities
Administration
Insurance {public liability/personal accidenVbuildin￿contents)
Training Costs including courses
Independent Examiner's fee
Sundry expenses
8,738
367
6,993
119
2,199
999
1,997
2,145
12,9)3
11,854