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2020-09-30-accounts

Kahal Imrei Chaim Limited

Report and Financial Statements For The Year Ended 30 September 2020

Kahal Imrei Chaim Limited

Contents
Page
Legal and Administrative Information 1
Report of The Trustees 2 and 3
Statement Of Financial Activities 4
Balance Sheet 5
Notes forming part of the financial statements 6 to 8
Accountants Report 9

Kahal Imrei Chaim Limited

Trustees Mr Benjamin Goldberg Mr Pescah Neiman

Directors: Mr Benjamin Goldberg Mr Pescah Neiman

The Organisation is a Charitable Company.

Date Of Incorporation Date of Charity Registration

Registered Office

121 Clapton Common London E5 9AB

Company Number Charity Number

24 September 1998 21 December 1998 03641012 1073061

Page 1

Kahal Imrei Chaim Limited

Report of the Trustees

The Directors / Trustees present their annual report with accounts of the Charitable Company for the Year Ended 30 September 2020.

Status and Administration

The Charity is constituted as a company limited by guarantee, and is therefore governed by a Memorandum and Articles of Association.

Charitable Objects

The objects of the charity are to advance the Orthodox Jewish faith by the provision of a place of worship and educational facilities

The trustees have considered the Charity Commission's general guidance on public benefit.

Directors / Trustees

The Directors and Trustees in office at the year end were

Mr Benjamin Goldberg Mr Pescah Neiman

Reserves Policy

All funds are ring fenced and are used in strict accordance with the Terms and Conditions of the Donors of the Funds.

Page 2

Kahal Imrei Chaim Limited

Report of the Management Committee

Responsibilities of the Trustees

Company and Charity Law requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company as at the Balance Sheet Date, and of its incoming resources, including income and expenditure for the financial year. In preparing those financial statements, the Trustees should follow best practice and

a. Select suitable accounting policies and the apply them consistently.

b. Make judgements and estimates that are reasonable and prudent.

c. Follow applicable accounting standards and the Charities SORP 2015, disclosing and explaining any departures in the financial statements.

d. Prepare the financial statements on the going concern basis unless it is inappropriate to assume that the charity will continue in operation.

The Trustees are responsible for maintaining proper accounting records which

disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them as Trustees to ensure that the financial statements comply with the Charity Law and the Companies Act 2006.

The Trustees are also responsible for safeguarding the charitable company's assets

and hence for taking reasonable steps for the prevention and detection of fraud and other regularities. Members of The Management Committee

Members of The Management Committee, who are Directors for the purpose of Company Law and Trustees for the purpose of Charity Law are set out on Page 1.

Political and Charitable Donations

During the year, the Charitable Company made charitable contributions of £112,613 (2019 £272,162) The Euro

The impact of the Euro has been considered generally by the company. Although the impact of the changeover to the Euro is not currently anticipated to be significant, this issue is being closely monitored.

The above report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by The Trustees of Kahal Imrei Chaim Limited on 6 June 2021, and signed on its behalf by

Mr Benjamin Goldberg Trustee

Mr Pescah Neiman Trustee

Page 3

Kahal Imrei Chaim Limited

Statement Of Financial Activities

For The Year Ended 30 September 2020

Notes Restricted Restricted Unrestricted 2020 2019
Funds Funds Total Funds Total Funds
£ £ £ £
INCOMING RESOURCES
Charitable Objectives
Voluntary Income 2 0 545,212 545,212 599,538
Grants 2 10,000 10,000 0
Investment Income 2 154,665 154,665 124,257
Interest Received 0 0 0 0
Total Incoming Resources 0 709,877 709,877 723,795
RESOURCES EXPENDED
Costs of Generating Funds
Fund Raising Costs 0 0 0 0
Net Incoming Resources Available
For Charitable Application 0 709,877 709,877 723,795
Charitable Expenditure 5 0
Community Services 294,810 294,810 331,507
Grants Made 112,613 112,613 272,162
Governance Costs 8 0 62,503 62,503 1,450
Total Charitable Expenditure 0 469,926 469,926 605,119
Total Resources Expended 5 0 469,926 469,926 605,119
Net Movement In Funds 0 239,951 239,951 118,676
Total Funds at
Brought Forward
0 2,634,205 2,634,205 2,515,529
Transfer Between Funds 0 0 0
Total Funds at
Carried Forward
14 £ 0 £ 2,874,156 £ 2,874,156 £ 2,634,205

Page 4

Kahal Imrei Chaim Limited

Balance Sheet at 30 September 2020

Balance Sheet at
30 September 2020
Notes
Fixed Assets
Tangible Assets
9
Current Assets
Debtors
10
Cash at Bank and in Hand
Creditors
:Amounts falling due
within one year
11
Net Current Assets / (Liabilities)
Total assets less current liabilities
Creditors
:Amounts falling due
after more than one year
12
Net Assets / (Liabilities)
13
Unrestricted Funds
14
Total Funds
14
£ 2020
£
3,281,996
3,281,996
141,535
224,104
365,639
(62,562)
303,077
3,585,073
(710,917)
2,874,156
2,874,156
2,874,156
£ 2019
£
3,282,201
3,282,201
61,626
65,000
126,626
(13,715)
112,911
3,395,112
(760,907)
2,634,205
£ £ 2,634,205
2,634,205

These accounts have been prepared in accordance with the special provisions relating to small companies within Part 15 of the Companies Act 2006 and the Financial Reporting Standard for Small Entities.

For the financial year ended 30 September 2020 ,the company was entitled to an exemption from under Section 477 Companies Act 2006, and no notice has been deposited under Section 476. The director acknowledges his responsibilities for ensuring that the company keeps accounting records which comply with section 386 and preparing accounts which give a true and fair view of the state of affairs of the company as at the end of the year and of its profit or loss for the financial year in accordance with the requirements of sections 394 and 395 which otherwise comply with the requirements of the Companies Act 2006, so far as applicable to the company.

Approved by the Trustees on 6 June 2021, and signed on its behalf by Signed

Mr Benjamin Goldberg Trustee

Mr Pescah Neiman Trustee

The notes on pages 6 to 8 form part of these accounts.

Page 5

Kahal Imrei Chaim Limited

Notes To The Accounts - 30 September 2020

1) Principal Accounting Policies

Basis of Accounting

The Accounts have been prepared under the historical cost convention in accordance with the FRS 102 Section 1A Small Entities - The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006, Charities Act (Accounts and Reports) 2011, and the Financial Reporting Standard for Smaller Entities 102, and follow the recommendations in Accounting and Reporting By Charities: Statement of Recommended Practice (effective from April 2015). Cash Flow

The accounts do not include a cash flow statement because the Charitable Company as a small reporting entity is exempt from the requirement to prepare such a statement.

Donations and Fund Accounting

Donations received for the general and main purposes of the Charity are included as unrestricted funds. Donations and Grants for activities restricted by the donors are taken to restricted funds if the wishes and conditions of the donor are legally binding on the Governors.

Resources Expended

Resources expended are accounted for on an accruals basis. Certain expenditure is apportioned to cost categories based on estimated amount attributable to that activity in the year. These estimates are based on the time and level of activity as appropriate.

The irrecoverable element of VAT is included with the item of expense to which it relates.

Tangible Fixed Assets

Depreciation is provided after taking into account of any grants receivable at the following annual rates in order to write off each asset over its estimated useful life

Fixtures and Fittings 25% on net book value

2020 2020 2019 2019
£ £ £ £
Restricted Unrestricted Restricted Unrestricted
2) Volunatry Income and Investment Income
Voluntary Income 0 545,212 599,538
Investment Income 0 154,665 0 124,257
Grants 0 10,000 0 0
£ 0 £ 709,877 £ 0 £ 723,795
**3) ** Expenditure 2020 2019
£ £
The operating surpluses stated after charging
Depreciation £ 205 £ 273
4) The average number of Employees during the year, on a full time equivalent
basis was 2020 2019
11 10
No Employee was paid above £60,000 per year.

Page 6

Kahal Imrei Chaim Limited

Notes To The Accounts - 30 September 2020 30 September 2020 30 September 2019 30 September 2019
Restricted Unrestricted Restricted Unrestricted
5) Analysis of Total Resources Expended 2020 2019
In Furtherance of Charitable Activites £ £
Community Services
Adverstising 975 5,228
Campaign Expense 0 0
Childern's Activties 0 7,200
Council Tax 1,220 2,097
Cleaning 15,856 13,605
Depreciation
Computers
0 0
Fixtures and Fittings 205 273
Wood Screens 0 205 0 273
Functions 26,477 6,282
Furniture 4,116 10,116
Insurance 9,855 11,396
Interest and Charges 23,494 25,213
Light ,Heat and Water 28,118 33,183
Payroll 33,804 54,992
Property Management 0 3,320
Refreshments 83,981 73,009
Religious Books 814 10,000
Repairs and Maintenance 59,690 58,283
Rent 600 2,870
Travel 5,605 14,440
Total Community Services 0 294,810 0 331,507
Governance Costs 62,503 1,450
Total Resources Expended £ 0 £ 357,313 £ 0 £ 332,957
2020 2019
6) Grants Made £ £
£ 112,613 £ 272,162

7) Taxation

The Charitable Company is exempt from taxation on its charitable activities.

8) Governance Costs
Accounting
Bank Charges
Legal and Professional
Office Supplies
Telephone
9) Tangible Fixed Assets
Cost or valuation
At
Additions
At
Depreciation
At
Charge for the year
At
Net book values
At
At
30 September 2019
30 September 2019
30 September 2020
30 September 2019
30 September 2020
30 September 2020
2020
2019
£
£
3,182
0
437
474
58,000
120
728
592
156
264
£ 62,503
£ 1,450
Land and
Fixtures &
Office
Building
Fittings
Equipment
£
£
£
3,281,382
46,932
0
0
0
0
£3,281,382
£46,932
£0
0
46,113
0
0
205
0
£0
£46,318
£0
£ 3,281,382
£ 614
£ 0
£ 3,281,382
£ 819
£ 0
Total
£
3,328,314
0
£3,328,314
46,113
205
£46,318
£ 3,281,996
£ 3,282,201

Page 7

Kahal Imrei Chaim Limited Notes To The Accounts - 30 September 2020

Paragraph 6.50 of the Financial Reporting Standard for Smaller Entities (effective April 2008) states that investment properties should not be subject to periodic charges for depreciation and further in accordance with paragraphs 6.52 and 6.53 are to be included in the Balance Sheet

at their open market value. In the Director's opinion, it is not possible to quantify the periodic charge which would otherwise have arisen as this is only one of the factors which he considers in his annual valuation process.

10) Debtors
2020
2019
£
£
Trade Debtors
80,564
655
Other Debtors
60,971
60,971
£ 141,535
£ 61,626
11) Creditors:
Amounts falling due within one year
2020
2019
£
£
Trade Creditors
13,722
Other Creditors
48,840
13,715
Taxation and Social Security
0
0
£ 62,562
£ 13,715
12) Creditors:
Amounts falling due after more than one year
2020
2019
£
£
Bank Loans and Overdrafts (secuered)
710,917
760,907
Debt due after more than one year
£ 710,917
£ 760,907
13) Net Assets of The Charity's Funds
Fixed
Assets
Net Current
Assets /
(Liabilities)
Long Term
Liabilities
Fund
Balances
£
£
£
Restricted Funds
0
0
0
Unrestricted Funds
3,281,996
303,077
(710,917)
2,874,156
Total Funds
£ 3,281,996
£ 303,077
£(710,917)
£ 2,874,156
14) Unrestricted Funds
: Movements In The Year
Balance at
Revaluation
Balance at
Income
Expended Reserve
£
£
£
£
£
2,634,205
709,877
469,926
0
2,874,156
£ 2,634,205
£ 709,877
£ 469,926
£ 0
£ 2,874,156
30 September 2019
30 September 2020
10) Debtors
2020
2019
£
£
Trade Debtors
80,564
655
Other Debtors
60,971
60,971
£ 141,535
£ 61,626
11) Creditors:
Amounts falling due within one year
2020
2019
£
£
Trade Creditors
13,722
Other Creditors
48,840
13,715
Taxation and Social Security
0
0
£ 62,562
£ 13,715
12) Creditors:
Amounts falling due after more than one year
2020
2019
£
£
Bank Loans and Overdrafts (secuered)
710,917
760,907
Debt due after more than one year
£ 710,917
£ 760,907
13) Net Assets of The Charity's Funds
Fixed
Assets
Net Current
Assets /
(Liabilities)
Long Term
Liabilities
Fund
Balances
£
£
£
Restricted Funds
0
0
0
Unrestricted Funds
3,281,996
303,077
(710,917)
2,874,156
Total Funds
£ 3,281,996
£ 303,077
£(710,917)
£ 2,874,156
14) Unrestricted Funds
: Movements In The Year
Balance at
Revaluation
Balance at
Income
Expended Reserve
£
£
£
£
£
2,634,205
709,877
469,926
0
2,874,156
£ 2,634,205
£ 709,877
£ 469,926
£ 0
£ 2,874,156
30 September 2019
30 September 2020
10) Debtors
2020
2019
£
£
Trade Debtors
80,564
655
Other Debtors
60,971
60,971
£ 141,535
£ 61,626
11) Creditors:
Amounts falling due within one year
2020
2019
£
£
Trade Creditors
13,722
Other Creditors
48,840
13,715
Taxation and Social Security
0
0
£ 62,562
£ 13,715
12) Creditors:
Amounts falling due after more than one year
2020
2019
£
£
Bank Loans and Overdrafts (secuered)
710,917
760,907
Debt due after more than one year
£ 710,917
£ 760,907
13) Net Assets of The Charity's Funds
Fixed
Assets
Net Current
Assets /
(Liabilities)
Long Term
Liabilities
Fund
Balances
£
£
£
Restricted Funds
0
0
0
Unrestricted Funds
3,281,996
303,077
(710,917)
2,874,156
Total Funds
£ 3,281,996
£ 303,077
£(710,917)
£ 2,874,156
14) Unrestricted Funds
: Movements In The Year
Balance at
Revaluation
Balance at
Income
Expended Reserve
£
£
£
£
£
2,634,205
709,877
469,926
0
2,874,156
£ 2,634,205
£ 709,877
£ 469,926
£ 0
£ 2,874,156
30 September 2019
30 September 2020
2,874,156

15) Related Party Transactions

No trustee nor any person connected with them received any remuneration, or claimed any expense, during the year, from this or any related Charity.

There were no Related Party Transactions in the Year.

Page 8

Accountants Report to the Trustees on the Unaudited Accounts of the Charitable Company Kahal Imrei Chaim Limited

We report on the accounts for the year ended 30 September 2020 set out on pages 4 to 8.

Respective Responsibilities Of Directors / Trustees and Reporting Accountants

As described on page 3, the trustees as directors of the charitable company are responsible for the preparation of the accounts, and they consider that the company is exempt from an audit. It is our responsibility to carry out the procedures designed to enable us to report our opinion.

Accountant's Responsibilty

It is our responsibility to:

examine the accounts under section 43 of the 2011 Act;

to follow procedures laid down in the General Directions given by the Charity Commission under section 43(7)(b) of the 1993 Act; and

to state whether particular matters have come to our attention.

Basis of Opinion

Our work was conducted in accordance with the Statement of Standards for Reporting Accountants and so our procedures consisted of comparing the accounts with the accounting records kept by the company, and making such limited enquiries of the officers of the company as we considered necessary for the purposes of this report. These procedures provide only the assurance expressed in our opinion.

Opinion

Date 06 June 2021

Reporting Accountants

C. Rosen & Co Certified Accountants 50 Craven Park Road South Tottenham London N15 6AB

Page 9