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2023-12-31-accounts

Christian Fellowship in Richmond

Report and Accounts Year ended 31 December 2023

1 Lamb's Passage, London EC1Y 8AB www.stewardship.org.uk

Christian Fellowship in Richmond

COMPANY INFORMATION

FOR THE YEAR ENDED 31 DECEMBER 2023

Trustees Olugbenga Adedolapo Ade-Onojobi Ian Peter White Peter Douglas Reekie Company Secretary Peter Douglas Reekie Governing Document Memorandum and Articles of Association dated 11 November 1998. Company Registration Number 03666024 Charity Registration Number 1072880 Registered Office Halford House 27 Halford Road Richmond-upon-Thames Surrey TW10 6AW Independent Examiner Sarah Crispin ACA Stewardship 1 Lamb's Passage London EC1Y 8AB Bankers Barclays Bank plc PO Box 13 8 George Street Richmond Surrey TW9 1JU Contents Page Company Information 1 Trustees' Annual Report 2-4 Independent Examiner's Report 5 Statement of Financial Activities 6 Balance Sheet 7 Notes to the Accounts 8-14 Detailed Statement of Financial Activities with Comparatives 15

Page 1

Christian Fellowship in Richmond

TRUSTEES' ANNUAL REPORT (INCORPORATING DIRECTORS' REPORT)

FOR THE YEAR ENDED 31 DECEMBER 2023

The trustees, who are the charity's directors for the purposes of company law, have pleasure in submitting the Report and Accounts for the year.

1. Objects of the charity

The charity is a charitable company and is governed by its memorandum and articles of association. The objects of the charity, as set out in the governing document are:

(a) to promote the Christian faith in accordance with the Basis of Faith in the United Kingdom and overseas in particular (but without prejudice to the generality of the foregoing) through the Christian Fellowship in Richmond congregation and other congregations as may be established from time to time or with which Christian Fellowship in Richmond may be in close association;

(b) to relieve the aged, the poor and needy, the sick and those in conditions of hardship or distress, in particular (but without prejudice to the generality of the foregoing) to those who in the opinion of the Trustees hold a belief in the New Testament and/or Old Testament of the Bible;

(c) to advance education, in particular (but without prejudice to the generality of the foregoing) with regard to the Bible, to Christian concepts, and to a biblical perception of other faiths, ideologies and/or philosophies; and

(d) to promote such other charitable objects as the Trustees from time to time determine.

The trustees note that the Church is not a building, but a gathering of ordinary people of different ages and backgrounds, whose lives have been changed by Jesus Christ, the Son of God. The New Testament reveals the Church as a community of people, properly taught and cared for, who by loving and serving Jesus Christ, were also committed to love and care for each other and to bring a blessing to the area in which they lived. Christian Fellowship In Richmond; its trustees, elders and members are committed to the restoration of those New Testament principles. It is not alone in this, it is one of many Churches in the area, country and all over the world that is re-discovering the excitement of knowing Jesus Christ. The vision is to see the people of Richmond-Upon-Thames come into this experience of knowing Jesus as their Lord, Saviour and friend.

2. Summary of the charity's main activities and achievements

To further the above objects and vision, the charity's main activities and achievements were as follows:

Page 2

In planning the activities the Trustees have applied the guidance on public benefit issued by the Charity Commission. The provision of public benefit is given at no charge and is made available to all people including those on low incomes.

3. Volunteers

The Charity aims to keep its costs, and in particular its governance costs to a minimum by performing the majority of all of its activities through the work of volunteers and the charity could not operate effectively without their efforts.

4. Structure, Governance and Management

Responsibility for setting policy and for making operating decisions rests with the trustees who meet regularly to monitor the activities of the charity. New trustees are appointed by existing trustees after extensive consultation and prayer by the Congregation.

5. Financial review

A summary of the financial results and the work of the Charity are set out below. The Charity’s income was £165,757 ( 2022 - £51,623 ).

and expenditure was £289,221 (2022: £76,210) resulting in a deficit for the year of £121,859. This was largely due to the cost of planned repairs to the church premises being part of it's principal financial asset which are referred to further below.

6. Principal Financial Asset

The principal asset of the Charity is the land and buildings in Halford Road, Richmond, which are stated in the accounts at cost. The market value of this property is significantly in excess of cost. The premises are currently insured for rebuilding purposes at a figure of £5,076,729.

During 2023 substantial repairs to the building were begun and are now largely completed at a projected final cost of £181,273.35. The majority of the work concerned the replacement of the whole of the roof slates and related structural repairs. A small amount of this repair work remains to be done and is projected to be completed in the first quarter of 2024.

7. Reserves policy

The trustees have determined that the charity should aim to hold unrestricted cash of no less than £9000 (which equates to about 3 months' of unrestricted expenditure) so that the charity could continue to operate should income and / or expenditure vary adversely. At the year end, the charity held unrestricted cash of £31,000 and the charity is complying with its reserves policy.

The Charity owns a valuable property that includes its church premises, which is a listed building. Reserves are held for Charity activities and for periodic maintenance and refurbishment of the property. Given the nature of the property, refurbishments can involve considerable sums of money.

Page 3

8. Going concern

Taking into account reserves and anticipated recurring income, the Trustees are confident that the Charity remains a going concern for at least twelve months from the date of approval of these accounts.

The Trustees are also aware that should any unexpected and unforeseen expenditure arise, which is greater than the income of the Charity over the next 12 months, it may be necessary to sell some of the grounds of the church property to fund any such expenditure. The value of these grounds has been estimated at around £3m, which will be more than sufficient to ensure that the charity is able to continue as a going concern for the next 12 months, and significantly longer.

9. Key risks and uncertainties

The charity is exposed to various risks - be they operational, financial or reputational. The trustees review the charity's activities regularly to identify significant risks and, where possible, they take appropriate measures to mitigate those risks.

10. Responsibilities of trustees under company law

The trustees are responsible for preparing the trustees' annual report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of the affairs of the charitable company as at the balance sheet date and of its incoming resources and application of resources, including income and expenditure, for the financial year. In preparing these financial statements, the trustees are required to:

  1. select suitable accounting policies and apply them consistently;

  2. observe the methods and principles in the Charities SORP;

  3. make judgements and estimates that are reasonable and prudent;

  4. state whether the applicable accounting standards have been followed, subject to any

material departures disclosed and explained in the financial statements; and

  1. prepare the financial statements on a going concern basis unless it is inappropriate to

presume that the charity will continue in operation.

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approval This report, which has been prepared in accordance with the provisions of the Companies Act 2006 relating to small companies, was approved by the trustees and signed on their behalf by:

G AdeOnojobi

_______ G AdeOnojobi (Jul 1, 2024 12:48 GMT+1) Olugbenga Ade-Onojobi Date: _______ Jul 1, 2024


Page 4

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF

Christian Fellowship in Richmond ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 December 2023 on pages 6 to 15 following, which have been prepared on the basis of the accounting policies set out on pages 8 to 9.

Responsibilities and basis of report

As the charity’s trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 (‘the 2006 Act’).

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity’s accounts as carried out under section 145 of the Charities Act 2011 (‘the 2011 Act’). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner’s statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a ‘true and fair' view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Sarah Crispin

Sarah Crispin (Jul 2, 2024 09:22 GMT+1) Sarah Crispin ACA

Stewardship 1 Lamb's Passage London EC1Y 8AB

Date: Jul 2, 2024

Page 5

Christian Fellowship in Richmond

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT

FOR THE YEAR ENDED 31 DECEMBER 2023

Note
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Interest income
Other income
4
Total income and endowments
EXPENDITURE ON:
Charitable activities
5
Total expenditure
Net income/(expenditure)
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
12
Unrestricted
Funds
£
158,202
1,605
-
159,807
281,850
281,850
(122,043)
(122,043)
439,203
317,160
Restricted
Funds
£
7,555
-
-
7,555
7,371
7,371
184
184
669
853
Total
Funds
2023
£
165,757
1,605
-
167,363
289,221
289,221
(121,859)
(121,859)
439,872
318,013
Total
Funds
2022
£
44,788
257
6,578
51,623
76,210
76,210
(24,587)
(24,587)
464,459
439,872

The statement of financial activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing operations.

The statement of financial activities also complies with the requirements for an income and expenditure account required by the Companies Act 2006.

The notes on page 8-14 form part of these accounts.

Page 6

Christian Fellowship in Richmond

BALANCE SHEET

AS AT 31 DECEMBER 2023

Note
FIXED ASSETS
Intangible assets
8
Tangible assets
7
Investments
8
Social investments
9
CURRENT ASSETS
Debtors
8
Cash at bank and in hand
9
CREDITORS: Amounts falling
due within one year
10
Net current assets / (liabilities)
Total assets less current liabilities
TOTAL NET ASSETS
FUND BALANCES
12
Unrestricted Funds
General funds
Restricted Funds
Unrestricted
Funds
£
-
241,329
-
-
241,329
76,015
29,827
105,842
(30,011)
75,831
317,160
317,160
317,160
-
317,160
Restricted
Funds
£
-
-
80
773
853
-
853
853
853
-
853
853
Total
Funds
2023
£
-
241,329
-
-
241,329
76,095
30,600
106,695
(30,011)
76,684
318,013
318,013
317,160
853
318,013
Total
Funds
2022
£
-
245,164
-
-
245,164
9,789
191,538
201,327
(6,620)
194,707
439,872
439,872
439,203
669
439,872

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2023.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2023 in accordance with Section 476 of the Companies Act 2006 however, in accordance with Section 145 of the Charities Act 2011, the accounts have been examined by an independent examiner and their report has been included in these financial statements.

The directors (who are the charitable company's trustees for the purposes of charity law) acknowledge their responsibilities for:

The financial statements have been prepared in accordance with the provisions of Part 15 of the Companies Act 2006 relating to small companies.

The financial statements were approved by the Board of Directors and were signed on its behalf by:

G AdeOnojobi G AdeOnojobi (Jul 1, 2024 12:48 GMT+1) --------------------------------------Olugbenga Ade-Onojobi

Jul 1, 2024 Date: _______

Company number: 03666024

The notes on page 8-14 form part of these accounts.

Charity number: 1072880

Page 7

Christian Fellowship in Richmond

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2023

1 Statutory Information

The charity is a charitable company limited by guarantee and is incorporated in the United Kingdom. The company's registered number and registered office address can be found on the Company Information page.

2 Accounting Policies

These financial statements are prepared on a going concern basis, under the historical cost convention.

These financial statements have been prepared in accordance with the "Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) ("the Charities SORP"), with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland ("FRS 102"), with the Companies Act 2006 and with the Charities Act 2011. The charity meets the definition of a public benefit entity as set out in FRS 102.

The principles adopted in the preparation of the financial statements are set out below.

a) Going concern

b) Income

Income from donations and legacies includes:

The charity relies on volunteers to carry out many of its activities. However, in accordance with the SORP, the value of these services has not been included in these financial statements as they cannot be reliably measured.

Other income comprises proceeds from the sale of a piano. This was a historic asset and not included as a tangible fixed asset on the balance sheet in previous years.

The charity makes grants to other institutions and individuals to further its charitable objectives. Grants payable are recognised as constructive obligations arise, which is generally when the charity expresses a commitment to the recipient that can be measured reliably and then only to the extent that any conditions associated with the grant are outside of the control of the charity.

The cost of raising funds is not significant and has not been separately disclosed.

Governance costs, which are included in expenditure on charitable activities but are identified separately in the notes to the accounts, includes costs associated with the independent examination of the financial statements, compliance with constitutional and statutory requirements and any other expenditure incurred on the strategic management of the charity.

d) Fund accounting

Page 8

Christian Fellowship in Richmond

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2023

e) Tangible fixed assets

Items purchased or donated for the charity's own use are capitalised when the cost of purchased items, or the fair value of donated items, is more than £1,000 and the item is expected to benefit the charity over more than one accounting period. Depreciation is charged on a straight line basis so as to write down the value of each asset to its estimated residual value (if any) over its expected useful economic life. To achieve this objective the following rates of depreciation are charged:

Freehold land Is not depreciated (because it is not consumed by use) Freehold buildings Over 50 years after taking account of the building's residual value Equipment Over 3 to 5 years

The carrying values of tangible fixed assets are reviewed for impairment in periods when events or changes in circumstances indicate that the carrying value may not be recoverable.

f) Taxation

The company is a registered charity; it has taken advantage of the various reliefs from taxation available to charities and no tax is payable on the charity's income.

g) Exemption from preparing a cashflow statement

The charity has taken advantage of an exemption conferred by the Charities SORP and has not prepared a cash flow statement.

h) Critical accounting estimates and areas of judgement

The trustees do not consider that there are any material sources of estimation or uncertainty at the balance sheet date that could result in a material adjustment to the carrying values of assets and liabilities in the next reporting period.

3 Donations and legacies

Donations of cash and similar
Government grants (note 3a)
Other grants receivable
Legacies receivable
Income tax recoverable
a
VAT Recovery
4
Other income
Insurance Claim
5
Charitable expenditure
a
Costs incurred directly on specific activities
Staff costs
Telephone and utilities
Ministry costs
Those in need
Cleaning
Repairs & Maintenance
Equipment
Building Project


Government grants comprise:
2023
£
50,654
37,729
5,250
65,000
7,124
165,757
.
2023
£
37,729
37,729
2023
£
-
-
2023
£
4,854
7,846
639
3,000
1,680
5,852
526
226,310
250,707
2022
£
38,904
-
-
5,884
44,788
2022
£
-
-
2022
£
6,578
6,578
2022
£
10,241
11,818
971
3,803
4,771
19,869
1,768
-
53,241

y ( )

Page 9

Christian Fellowship in Richmond

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2023

b Costs incurred on support & administration

ts incurred on support & administration
Governance costs
Independent examiner's fee
Office & administration costs
Subscriptions and professional fees
Depreciation of tangible fixed assets
Insurance
l expenditure
1,680
1,680
379
22,458
3,835
4,605
32,957
289,221
1,620
1,620
521
2,438
3,835
3,431
11,845
76,210

Total expenditure

The fee payable to the independent examiner for preparing and examining the accounts was £1,680 (2022: £1,620).

c Grants payable

Grants for UK and overseas mission
Grants for the relief of poverty
Grants for education
The comparatives for the previous year are as follows:
Grants for UK and overseas mission
Grants for the relief of poverty
Grants for education
Institutions
£
1,216
936
250
2,402
Institutions
£
4,480
1,186
380
6,046
Individuals
£
3,355
-
-
3,355
Individuals
£
5,078
-
-
5,078
2023
£
4,571
936
250
5,757
2022
£
9,558
1,186
380
11,124

The charity has taken advantage of an exemption conferred by the Charities SORP and has not disclosed the names of some grant receiving institutions as they operate in territories where Christians are persecuted; the disclosure of this information would be prejudicial.

6 Analysis of staff costs, the cost of key management personnel and trustee remuneration

The average monthly number of employees during the year was 1 (2022: 1). Most of the charity's activities are carried out by volunteers.

No staff received salaries at a rate of more than £60,000 per annum.

The charity's key management comprise the trustees and the key staff named on the Company Information page.

No trustees received employment benefits in either the current or preceding year.

Page 10

Christian Fellowship in Richmond

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2023

7 Tangible fixed assets

Cost
At 1 January 2023
Additions
Disposals
At 31 December 2023
Accumulated depreciation
At 1 January 2023
Charge for the year
Eliminated on disposal
At 31 December 2023
Net book value
At 31 December 2023
At 31 December 2022
8
Debtors
Falling due within one year:
Tax recoverable
Prepayments and accrued income
Total debtors
9
Cash at Bank and in Hand
Cash at bank with immediate access
Notice deposits (with a term of three months or less)
10
Creditors: liabilities falling due within one year
Accruals
Loans
Freehold
Property
£
307,732
-
-
307,732
63,371
3,382
-
66,753
240,979
244,361
Fixtures,
fittings and
equipment
£
36,591
-
(29,586)
7,005
35,788
453
(29,586)
6,655
350
803
2023
£
7,110
68,985
76,095
76,095
2023
£
30,600
-
30,600
2023
£
2,888
27,123
30,011
Total
2023
£
344,323
-
(29,586)
314,737
99,158
3,835
(29,586)
73,408
241,329
245,164
2022
£
5,915
3,874
9,789
9,789
2022
£
119,956
71,582
191,538
2022
£
6,620
6,620

Page 11

Christian Fellowship in Richmond

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2023

11 Loans and finance leases

The liabilities for loans referred to in note 10 fall due for repayment as follows:

ayable:
Within one year
Otherwise
than by
instalments
27,123
27,123
By
instalments
-
2023
2022
£
£
27,123
27,123
-
Concessionary loans
2023
2022
£
£
27,123
27,123
-
Concessionary loans
-

Repayable:

The concessionary loan is interest free and unsecured; it will be repaid in full on receipt of an expected legacy gift.

12 Funds

During the year the movements in the charity's funds were as follows:

General Unrestricted Funds
Total Unrestricted Funds
Restricted Funds
Mission
Youth & Children's work
Building Fund
Other
Aggregate of funds
Opening
balance
2023
£
439,203
439,203
-
569
-
100
669
439,872
Incoming
resources
2023
£
159,807
159,807
925
-
6,630
-
7,555
167,362
Outgoing
resources
2023
£
(281,850)
(281,850)
(716)
(25)
(6,630)
-
(7,371)
(289,221)
Transfers
in the year
2023
£
-
-
-
-
-
-
-
-
Closing
balance
2023
£
317,160
317,160
209
544
-
100
853
318,013

Page 12

Christian Fellowship in Richmond

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2023

Analysis of net assets by fund

The assets and liabilities of the various funds were as follows:

Tangible fixed assets
Debtors
Cash at bank and in hand
Creditors falling due within one year
In the previous year the movements in the charity's funds were as follows:
Opening
Incoming
balance
resources
2022
2022
£
£
General Unrestricted Funds
463,352
49,732
Total Unrestricted Funds
463,352
49,732
Restricted Funds
Mission
-
1,891
Youth & Children's work
707
Other
400
1,107
1,891
Aggregate of funds
464,459
51,623
Unrestricted
General
funds
£
241,329
76,015
29,827
(30,011)
317,160
Outgoing
resources
2022
£
(73,881)
(73,881)
(1,891)
(138)
(300)
(2,329)
(76,210)
Restricted
funds
£
80
773
853
Transfers
in the year
2022
£
-
-
-
-
-
-
-
2023
£
241,329
76,095
30,600
(30,011)
318,013
Closing
balance
2022
£
439,203
439,203
-
569
100
669
439,872

Analysis of net assets by fund

In the previous year, the assets and liabilities of the various funds were as follows:

ysis of net assets by fund
e previous year, the assets and liabilities of the various funds were as follows:
Tangible fixed assets
Debtors
Cash at bank and in hand
Creditors falling due within one year
Unrestricted
General
funds
£
245,164
9,789
190,869
(6,620)
439,203
Restricted
funds
£
669
669
2022
£
245,164
9,789
191,538
(6,620)
439,872

Restricted Funds

The Mission Fund includes donations restricted to the support of various mission partners. The Recording fund was to support the recording of sermons for distribution. The Youth & Children's work fund is support the church's youth & children's ministry. Other restricted funds includes small donations with specific restrictions.

Page 13

Christian Fellowship in Richmond

NOTES TO THE ACCOUNTS

FOR THE YEAR ENDED 31 DECEMBER 2023

13 Transactions with related parties

During the year the charity received donations totalling £4,860 (2022: £3,400) from related parties (which includes trustees, any other members of key management and anyone closely connected to them).

During the year the charity made a grant payment of £250 (2022 £160) to Riverbank Trust. P Reekie, a trustee, is also a trustee of Riverbank Trust.

Except as disclosed in note 6 'Analysis of staff costs', there have been no other transactions with related parties during the year.

14 Members

Each member of the company commits to contribute if the charity is wound up an amount of £1.

Page 14

Christian Fellowship in Richmond

DETAILED STATEMENT OF FINANCIAL ACTIVITIES WITH COMPARATIVES

FOR THE YEAR ENDED 31 DECEMBER 2023

Note
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Interest income
Other income
4
Total income and endowments
EXPENDITURE ON:
Charitable activities:
5
Total Expenditure
Net income/(expenditure)
Transfers between funds
12
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
12
General
Designated
2023
2023
£
£
158,202
1,605
-
159,807
-
281,850
281,850
-
(122,043)
-
-
-
(122,043)
-
439,203
-
317,160
-
Unrestricted funds
Restricted
2023
£
7,555
7,555
7,371
7,371
184
-
184
669
853
Total
2023
£
165,757
1,605
-
167,362
289,221
289,221
(121,859)
-
(121,859)
439,872
318,013
General
Restricted
2022
2022
£
£
42,897
1,891
257
-
6,578
-
49,732
1,891
73,881
2,329
73,881
2,329
(24,149)
(438)
-
-
(24,148)
(438)
463,352
1,107
439,203
669
Unrestricted funds
Total
2022
£
44,788
257
6,578
51,623
76,210
76,210
(24,587)
-
(24,587)
464,459
439,872
General
2022
£
42,897
257
6,578
49,732
73,881
73,881
(24,149)
-
(24,148)
463,352
439,203

Page 15