## ## ## ## ## ||||||||West Cumbrian
Rotary Club to| |---|---|---|---|---|---|---|---| ||||||||purchase
outdoor bikes for| ||||||||Mayfield
School and a| ||||||||specialist Autism
school, both| ||||||||schools are based
in West| ||||||||Cumbria,
the donation
was to| ||||||||help children
build confidence| ||||||||and motor skills outdoors.| |Statement||confirming||Para 1.18|The trustees||have had due regard to the| |whether|the trustees||have||guidance|issued by the Charity Commission|| |had regard||to the guidance|||on public|benefit.|| |issued|by the Charity||||||| |Commission||on public|||||| |benefit|||||||| ## ||||The Charity has, through
the giving of small| |---|---|---|---| ||||grants
directly to local grassroots| ||||organisations,
enabled
small projects which| |Summary
ofthe main
achievements
ofthe charity,||Para 1.20|benefit local communities
to achieve
funding
to further charitable
purposes.| |identifying|the difference the||Such small funding
fills the niche between| |charity's|work has made to||larger grants from national
or regional| |the circumstances
of its|||charities,
and self-fundraising
which would| |beneficiaries
and any wider|||be time-intensive
for the beneficiaries
of| |benefits to society as a|||the Charity's
grants.
The Charity's
grants| |whole.|||have allowed the local grassroots| ||||organisations
who have received the grants| ||||to continue
to deliver their benefit to the| ||||community
and wider society.| |Additional
information|(optional)|(optional)|| |---|---|---|---| |You ma
choose to include||further statements|where relevant about:| |Achievements
against||Para 1.41|| |objectives set|||| |Performance
offundraising|||| |activities against objectives||Para 1.41|| |set|||| |Investment
performance||Para 1.41|| |against objectives|||| |Other|||| ## |Financ|ial|Review|Review|Review|Review|||||||||| |---|---|---|---|---|---|---|---|---|---|---|---|---|---|---| |Review|of|the charity's|||||Para 1.21|The Charity's
financial||position|||is strong.|| |financial|position|||at the end||||Accounts
have been prepared||||showing||| |of the|eriod|||||||income and|ex enditure.|||||| |Statement||explaining|||the||Para 1.22|N/A||||||| |policy for holding||||reserves||||||||||| |statin|wh||the|are|held|||||||||| |Amount|of|reserves|||held||Para 1.22|None||||||| |Reasons for|||holding||zero||Para 1.22|The Charity|is wholly|funded||by||| |reserves||||||||Cumberland|Building|Society||and exists to||| |||||||||facilitate
it's charitable||giving||and as a||| |||||||||vehicle to assign
windfall
profits|||||to on|the| |||||||||event of de-mutualisation
of|||the||Society.|| |||||||||The Charity|has no ongoing||obligations,|||| |||||||||overheads|or commitments,||and employs|||| |||||||||no staff.
It|is therefore|not necessary||||or| |||||||||a
ro riate|to hold reserves.|||||| |Details|of fund
materially|||||in|Para 1.24|None.||||||| |deficit||||||||||||||| |Explanation|||of any||||Para 1.23|None.||||||| |uncertainties|||about the|||||||||||| |charity|continuing|||as a going||||||||||| |concern||||||||||||||| ## |The charity's
principal|| |---|---| |sources offunds
(including|Para 1.47| |any fundraising)|| |Investment
policy and
objectives
including
any|Para 1.46| |social investment
policy|| |adopted|| |A description
ofthe principal|Para 1.46| |risks facing the charity|| |Other|| ## |Description|of charity's||| |---|---|---|---| |trusts:|||| |Type ofgoverning
document||Para 1.25|CIO Constitution| |',tru=': deed.|royal charter)||| |How is the charity||Para 1.25|Charitable
Incorporated
Organisation| |constituted?|||| |ie.g
Llilincoi|pof Rtecl||| |assoc:iation.|CIQ)||| |Trustee selection methods||Para 1.25|| |including
details ofany
constitutional
provisions e.g.
election to post or name of
any person or body entitled|||Every
trustee
must
be
appointed
by
a
resolution
passed
at a properly
convened
meeting
ofthe charity trustees.| |to appoint one or more|||| |trustees|||In selecting
individuals
for appointment
as| ||||charity
trustees,
the charity
trustees
must| ||||have
regard
to the
skills,
knowledge
and| ||||experience
needed
for
the
effective| ||||administration
ofthe Charity| ||||Every
charity
trustee
must
be a natural| ||||person.| ||||No individual
may be appointed
as a charity| ||||trustee of the CIO: if he or she is under the| ||||age
of 16 years;
or
if he or she
would| ||||automatically
cease to hold office under the| ||||provisions
ofthe constitution
(i.e.is ineligible| ||||to be a trustee).| ||||No one is entitled
to act as a charity trustee| ||||whether
on
appointment
or
on
any
re-| ||||appointment
until
he or she has expressly| ||||acknowledged,
in whatever
way the charity| ||||trustees decide, his or her acceptance ofthe| ||||office of charity trustee.| ||||At least one ofthe trustees ofthe CIO must| ||||be 18 years of age or over.
If there
is no| ||||trustee aged at least 18years, the remaining| ||||trustees
may only act to call a meeting ofthe| ||||charity
trustees,
or appoint
a new
charity| ||||trustee.| ||||Every
charity
trustee
must
be a director,| ||||officer or employee
of Cumberland
Building| ||||Society (or any successor to its business).| |Policies and|procedures|| |---|---|---| |adopted for the induction||Para 1.51| |and training|oftrustees|| |The charity's|organisational|| |structure
and|any wider|Para 1.51| |network
with|which the|| |charity works||| |Relationship|with any related|Para 1.51| |parties||| |Other||| ## |Charit|name|||Cumberland|Buildin|Socie|Charitable|Foundation| |---|---|---|---|---|---|---|---|---| |Other name the charit|||uses|N/A||||| |Re istered charit||number||1072435||||| |Charity's|principal|address||Cumberland|House|||| |||||Cooper VVay||||| |||||Parkhouse||||| |||||Carlisle||||| |||||CA3 OJF||||| |ames|ofthe charity tru|stees
who manage|the charity|||| |---|---|---|---|---|---|---| ||Trustee name|Office (ifany)|Dates acted ifnot for whole
ear|Name
to a|of person (or body) entitled
oint trustee
if an|| ||Rebecca Towns|N/A|N/A|N/A||| ||Claire Deekes|Chairman|N/A|N/A||| ||Lewis Benson|N/A|N/A|N/A||| |5||||||| |6||||||| |7||||||| |8||||||| |9||||||| |10||||||| |11||||||| |12||||||| |13||||||| |14||||||| |15||||||| |16||||||| |'l7||||||| |18||||||| |19||||||| |20||||||| |Funds held as custodian|Funds held as custodian|trustees|on behalf ofothers| |---|---|---|---| |Description
ofthe assets||None|| |held
in this capacity|||| |Name and objects of the||N/A|| |charity on whose behalf|the||| |assets are held and how|this||| |falls within the custodian|||| |charity's objects|||| |Details ofarrangements|for|N/A|| |safe custody and|||| |segregation
ofsuch assets|||| |from the charity's
own|||| |assets|||| ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ## ||||Cumberland|Building Society Charitable|Building Society Charitable|Foundation|| |---|---|---|---|---|---|---|---| ||||(a charitable incorporated||organisation)||| ||||Trustees' report and financial|||statements|| |||||Charity number 1072435|||| |Statement
of Financial Activities (incorporating|||income and expenditure|account)|||| |For the year to 31March|||||||| |||Note||2021
f|||2020
f| ||||Unrestricted|Funds|Unrestricted||Funds| |Income and Expenditure|||||||| |Incoming Resources|||||||| |Investment
income||3|||||| |Donations
received||4||23,875|||23,412| |Tota
I incoming
Resources||||23,875|||23,412| |Charitable
Expenditure|||||||| |Charitable
Activities:|||||||| |Grants and Donations|||(23,875)|||(23,412)|| |Administrative
Expenses|||||||| |Total Charitable
Expenditure|||(23,875)|||(23,412)|| |Net (expenditure)/income||for the year|||||| |Total funds at beginning|of|period|||||| |Total funds at end of period|||||||| |Cumberland|Building Society Charitable|Building Society Charitable|Foundation| |---|---|---|---| ||(a charitableincorporated
organisation)||| |Trustees' report||and financial|statements| |||Charity number 1072435|| ||2021||2020| ||f||f| |Balance Sheet|as at 31March|as at 31March| |---|---|---| |Current assets||| |Cash at bank and in hand||| |Cash held by CCF||| |Net assets||| |Accumulated|unrestricted|funds| ## ## ## ## ## ## ## ## |3.|Investment|Investment|income||2021|2020| |---|---|---|---|---|---|---| ||||||E|f| |Income|earned|on|current|account and notice||| |account||||||| |4.|Donations||received||2021|2020| ||||||f|f| |Donation from||Cumberland||Building Society|23,875|23,412| |Returned
donations||||||| ||||||23,875|28,220| |5.|Charitable||Ex enditure||2021|2020| ||||||f|f| |Institutional
Charitable
Donations||||||| |(48donations||20120-21)|||23,875|23,412| |Administrative||Expenses||||| ||||||23,875|23,412| ## ##