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2024-12-31-accounts

WORLD HARVEST (UK)

Charity Registration Number: 1071929

31 December 2024

Annual Report and Financial Statements

Tandem Accounting Limited Chartered Accountants 17 Heathville Road London N19 3AL

WORLD HARVEST (UK)

Annual Report and Financial Statements 2024 Contents

Page
Legal and administrative information 2
Annual Report of the Trustees 3
Independent Examiner’s report to the Trustees 7
Statement of financial activities 8
Balance sheet 9
Statement of Cash Flows 10
Notes to the financial statements 11

1

WORLD HARVEST (UK)

Legal & Administrative Information For the year ended 31 December 2024

Charity Name
World Harvest (UK).
Charity number
1071929. The Charity was formally registered with the Charity Commission on 12 October
1998.
Principal Address
79 Elm Drive, Harrow HA2 7BY
Governing Document
The Charity’s governing document is adeclaration of trust dated 20 February 1998 as
amended by resolution dated 10 April 2012.
Objective
The Charity seeks to advance God's love in the UK & worldwide by church planting,
encouraging grace-renewal, and partnerships in ministry. We also operate a network of
ASHA Charity shops, assisting organizations, particularly in South Asia, by providing funds
for the relief of poverty, healthcare, education, and economic development, including
giving to hospitals, schools in poorer areas.
Trustees
The Trustees who served during the year or who were serving at the date of this report were:
Robert Heppe
Keren Heppe
Matthew Irvine
Marian Petel
Charity Name
World Harvest (UK).
Charity number
1071929. The Charity was formally registered with the Charity Commission on 12 October
1998.
Principal Address
79 Elm Drive, Harrow HA2 7BY
Governing Document
The Charity’s governing document is adeclaration of trust dated 20 February 1998 as
amended by resolution dated 10 April 2012.
Objective
The Charity seeks to advance God's love in the UK & worldwide by church planting,
encouraging grace-renewal, and partnerships in ministry. We also operate a network of
ASHA Charity shops, assisting organizations, particularly in South Asia, by providing funds
for the relief of poverty, healthcare, education, and economic development, including
giving to hospitals, schools in poorer areas.
Trustees
The Trustees who served during the year or who were serving at the date of this report were:
Robert Heppe
Keren Heppe
Matthew Irvine
Marian Petel
Key Management
Personnel
Those in charge of planning, directing, controlling, running, and operating the Charity,
including those members of staff who are the senior management personnel to whom the
trustees have delegated significant authority or responsibility in the day-to-day running of
the charity are the Managing Trustees and the bookkeeper
Bankers
HSBC
2 Station Road
Hayes
Middlesex UB3 4BY
Barclays Bank
1 Churchill Place,
London E14 5HP
Independent examiner
Amarjit Aujla ACCA
21 Woodside Close
Bagshot
Surrey GU19 5FR

2

WORLD HARVEST (UK)

Annual Report of the Trustees For the year ended 31 December 2024

The Trustees submits its annual report and the financial statements of World Harvest (UK) (“the Charity”) for the year ended 31 December 2024. The financial statements have been prepared in the format prescribed by the Statement of Recommended Practice: Accounting and Reporting by Charities (SORP2019 (FRS102)) and the Financial Reporting Standard 102. The legal and administrative information set out earlier in this document forms part of this report.

1. Structure, Governance & Management

1.1 Trustees

Appointment and Induction of Trustees

Elected by vote at a special meeting of the trustees.

We provide a history of the charity, including an overview of the operations, funding sources, a copy of the Trust Deed, and our principles for grant making. We also review guidance to Trustees provided by the Charity Commission. Trustees are officially accepted at a following meeting.

Organisation

The Trustees oversee a “working group” of voluntary leaders who function as the operations committee of the Charity and is responsible for the day to day activities of the Charity. The working group includes two trustees and a third volunteer who is not a trustee. The Trustees as a whole are involved with critical issues that may arise, as well as deciding on the budget and the making of grants .

1.2 Risk Management

The Trustees’ primary concern and objective is the discipling of individuals for the glory of God. Whilst it is the Trustees’ policy to trust wholly in the Lord that He will work out His purpose to this end, the Trustees also acknowledge that it has a responsibility for the identification and proper management of risks faced by the Trustees in achieving their primary aim. The Trustees have therefore assessed the major risks to which the Charity is exposed, in particular those relating to the specific operational areas of the Charity, its investments and its finances. The Trustees believe that, by monitoring reserve levels, by ensuring that controls exist over key financial systems, and by examining the operational risks faced by the Trustees, they has established effective systems and procedures to mitigate those risks.

A brief summary of the risk register is as follows.

Operational
Area
Risk Management
Security &
Safeguarding
There is a major
security, safeguarding,
or health & safety
incident
Safeguarding – there is a safeguarding policy in place and two designated
safeguarding officers. All volunteers who have direct contact with children
or vulnerable adults as well as Pastoral team members are required to
have a DBS, which is renewable every three years; we ensure that
insurance policies are up-to-date and cover us for identified risks; we
maintain up-to-date incident logs
Finances Income and
expenditure: there is a
risk that expenditure
could exceed income
To mitigate these potential risks the Trustees have approved an
unrestricted funds budget which shows a surplus of income over
expenditure. Monthly management accounts are prepared comparing
income and expenditure with budget; Charity officials ensure proper
authorisation of expenditure in line with the target operational cash
reserves of two months’ budgeted expenditure.
Potential liabilities:
there is an uninsured
liability which
crystallises
To mitigate this potential risk, we ensure that insurance policies are up-to-
date and include employer’s liability, public liability, buildings insurance,
contents insurance and property owner’s liability

3

WORLD HARVEST (UK)

Annual Report of the Trustees For the year ended 31 December 2024

2. Activities & Strategies

Public Benefit

The trustees confirm that they have complied with the duty in section 17(5) of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission and, in particular, the specific guidance on charities for the advancement of religion.

Volunteers help in our five Charity shops by sorting through donations and generally assisting in keeping the shops clean and tidy. Those in the Duke of Edinburgh Volunteer program give one hour a week; others, usually, retirees, may volunteer one or two shifts per week (3-4 hours per shift). Volunteers are a great help to the Charity.

Fundraising

The Charity engaged in fundraising in the form of receiving donations, some of which were gift-aided. We did not contract the service of any professional fundraisers as defined by section 58 of the Charities Act 1992. Other than publicly inviting an offering at every service, we do not engage in persistent fundraising or intrusive fundraising practices with any of our donors, including vulnerable people, and we never have private or coercive discussions with individuals about their giving. Our fundraising practices are ethical and in accordance with Biblical principles. No complaints were received about our fundraising practices.

Other than the Charity shops, which have a dual purpose of generating funds and blessing the community both physically (by providing quality inexpensive recycled products) and spiritually (through offering friendship, prayer and Bible study), we do not have specialised fund-raising activities. The operating charity shops are as follows:

ASHA 44 Belgrave Road, Leicester LE4 5AS Rent
ASHA 205 Kenton Road, HA3 0HD Rent
ASHA 1 Broadway Parade, Pinner Road, North Harrow HA2 7SY Rent
ASHA 155 Norwood Road, Southall UB2 4JB Owned
ASHA 68 Vicarage Farm Road, Hounslow TW5 0AB Owned

3. Achievements and Performance

  1. We continue to assist churches in the ministry of the gospel in word and deed in Southall, Heston, Hounslow, Harrow, High Wycombe, and Tower Hamlets. In these areas we assist in the planting of local churches, and in the outreach activities of the local church.

  2. We continue to assist ministries such as After Schools Clubs, Moms and Totts, and Young Life (Teen Ministry) in connection with the churches we assist.

  3. Our annual LEAP Week had close to 80 in attendance. There was much prayer, vision casting and sharing the gospel.

  4. ASHA Charity shops continue to operate in five locations and continue to be a blessing to the customers who frequent the shops. Funds generated through ASHA have benefitted health, education, and development work in South Asia primarily, although necessary refurbishment and renovations to two properties greatly reduced our ability to give grants in 2024 (see points 5 & 6).

  5. This year replacement of the roof of Mt. Avenue and refurbishment of the kitchen (with the help of volunteers), along with a complete renovation of our Coventry property in order to make it fit as a residential rental property cost the charity more than £76,000.

  6. As a result of the above expenses, Grants made to institutions and individuals was greatly reduced, down to £7,300.

4

WORLD HARVEST (UK)

Annual Report of the Trustees For the year ended 31 December 2024

  1. Grants are given for the purposes of:

  2. Education & Training in the developing world

  3. Relief of poverty

  4. Promoting justice for the oppressed

  5. Biblical Training

  6. Health care

4. Financial Review

The Charity’s main sources of funding are voluntary donations from individuals and churches and charitable trading via the resale of donated goods to our ASHA Charity shops.

4.1 Financial Activity and Financial Position

The Statement of Financial Activities and Balance Sheet can be found on pages 8 and 9 respectively. The Charity’s reserves decreased by £93,973 during the year (2023 – decreased by £40,420). The balance sheet shows total net assets of £1,036,940 (2023: £1,130,913).

Included in total funds are amounts totalling £92,478 (2023: £98,225) which are restricted. These monies have either been raised for, and their use restricted to, specific purposes, or they comprise donations subject to donor imposed conditions. Full details of these restricted funds can be found in note 10 to the accounts together with an analysis of movements in the year.

4.2 Reserves Policy

The Trustees has examined the requirements for free reserves, i.e. those unrestricted funds not invested in tangible fixed assets and programme related investments. The Trustees considers that, given the nature of the Charity’s work, free reserves should be equivalent to approximately 3 months’ routine general fund expenditure, plus committed future expenditure on other projects, where funds permit. The Trustees are of the opinion that this provides sufficient flexibility to cover temporary shortfalls in incoming resources and will allow the Charity to cope and respond to unforeseen emergencies whilst specific action plans are implemented. At 31 December 2024 the Charity had net free reserves deficit of £26,814 (2023: free reserves of £95,407) as follows:

Total reserves
Less: restricted funds
Less: unrestricted fixed assets used for the continuing work of the Charity
Add: loan (long term)
Free reserves
Free reserves requirement:
3 month’s budgeted routine expenditure
2024 2023
£
1,130,913
(98,225)
(1,275,000)
337,719
95,407
140,000
£
1,036,940
(92,478)
(1,275,000)
303,724
(26,814)
140,000

The Trustees are aware that free reserves requirement is in excess of the free reserves deficit and are actively looking at ways in which the gap can be legitimately reduced in accordance with the charitable objectives.

4.3 Investment Policy

The Charity holds investment properties. Cash balances are held at HSBC and balances not expected to be used in the short term are held in a deposit account in order to earn interest.

4.4 Grants Policy

Grants are budgeted on the basis of financial performance of our Charity shops in the prior year. Grants are biased toward health, education and development, along with teaching of the Bible, among South Asians in Britain and South Asia

5

WORLD HARVEST (UK)

Annual Report of the Trustees For the year ended 31 December 2024

5. Plans for Future Periods

During 2025, the Charity expects to:

6. Responsibilities of Trustees for the Financial Statements

The trustees are responsible for preparing the Trustees' Annual Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards including Financial Reporting Standard 102: The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the income and expenditure of the charity for that period. In preparing these financial statements, the trustees are required to:

The trustees are responsible for maintaining proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the charity and financial information included on the charity's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

7. Approval

The report of the Trustees was approved by the Trustees on 25[th] July 2025 and signed on its behalf by:

Robert Heppe Trustee

6

WORLD HARVEST (UK)

Report of the Independent Examiner to the Trustees of World Harvest (UK)

I report on the financial statements of World Harvest (UK) for the year ended 31 December 2024, set out on pages 8 to 20.

This report is made solely to the Trustees in accordance with section 145 of the Charities Act 2011 (“the Act”). My independent examination has been undertaken so that I might state to the Trustees those matters I am required to state to them in an independent examiner’s report and for no other purpose. To the fullest extent permitted by the law, I do not accept responsibility to anyone other than the Trust and the Trustees for my independent examination, for this report, or the opinions I have formed.

RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER

The Trustees considers that an audit is not required for this year (under section 144(2) of the Act) and that an independent examination is needed.

It is my responsibility to:

BASIS OF INDEPENDENT EXAMINER’S STATEMENT

My examination was carried out in accordance with General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the accounts.

INDEPENDENT EXAMINER’S STATEMENT

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Amarjit Aujla ACCA 30[th] October 2025

7

WORLD HARVEST (UK)

Statement of Financial Activities For the year ended 31 December 2024

Note
Income from:
2
Donations and legacies
Charitable activities
Other trading activities
Investments
Other
Total Income
Expenditure on:
3
Raising funds
Charitable activities
Total Expenditure
Net gains/(losses) on
investments
6
Net (deficit)/surplus
4

Transfers between
funds

Net movement in
funds
Total funds brought
forward

Total funds carried
forward
Unrestricted
Funds
2024
£

4,093
16,475
447,742
29,713
538
Restricted
Funds
2024
£
187,497
-
-
-
-
187,497
1,729
186,387
188,116
-
( 619)
(5,128)
(5,747)
98,225
92,478
Unrestricted
Funds
2023
£
47,789
7,450
464,700
26,884
1,218


















Restricted
Funds
2023
£
192,988
1,819
-
-
-
194,807
657
203,361
204,018
-
(9,211)
(2,000)
(11,211)
109,436
98,225
Total
2023
£
240,777
9,269
464,700
26,884
1,218
Total
2024
£
191,590
16,475
447,742
29,713
538
498,561 548,041 742,848
686,058
421,352
170,563
591,915
-
(93,354)
5,128
(88,226)
1,032,688
944,462
417,613
161,636
418,270
364,997
423,081
356,950
579,249 783,267
780,031
- -
-
(31,208) (40,419)
(93,973)
2,000 0
0
(29,208)
1,061,896
(40,419)
1,171,332
(93,973)
1,130,913
1,032,688 1,130,913
1,036,940

8

WORLD HARVEST (UK)

Balance Sheet

As at 31 December 2024

Note
Fixed Assets
Tangible Assets
5
Investments
6
Current Assets
Debtors
7
Cash At Bank And In Hand
Creditors - Amounts Falling Due
Within One Year
8
Net Current Assets
Creditors - Amounts Falling Due
After More Than One Year
9
Net Assets
Represented by:
Restricted Income Funds
10
Unrestricted Income Funds
Total Funds
Unrestricted
Funds
2024
£
375,000
900,000
1,275,000
8,411
19,915
28,326
55,140
(26,814)
303,724
944,462
-
944,462
944,462
Restricted
Funds
2024
£
-
-
0
-
92,478
92,478
-
92,478
-
92,478
92,478
-
92,478
Total
2023
£
375,000
900,000
Total
2024
£
375,000
900,000
1,275,000
8,184
235,972
1,275,000
8,411
112,393
244,156
50,524
120,804
55,140
193,632
65,664
337,719
303,724
1,130,913
1,036,940
98,225
1,032,688
92,478
944,462
1,130,913
1,036,940

The financial statements were approved by the Trustees on 25[th] July 2025.

Robert Heppe Trustee

9

WORLD HARVEST (UK)

Statement of Cash Flows For the year ended 31 December 2024


Note
Net cash flows from operating activities
11
Cash flows from investing activities:
Dividends, interest and rents from investments
Net cash used in investing activities
Cash flows from financing activities
Repayments of borrowing
Cash outflows from financing costs
Net cash used in financing activities
Change in cash and cash equivalents in the
reporting period
Cash and cash equivalents brought forward
Cash and cash equivalents carried forward
Unrestricted
Funds
2024
£
(92,406)
29,713
29,713
(23,928)
(31,211)
(55,139)
(117,832)
137,747
19,915
Restricted
Funds
2024
£
(5,747)
-
0
-
-
0
(5,747)
98,225
92,478
Total
2023
£
(21,366)
26,884
26,884
4,426
(30,602)
(26,176)
(20,658)
256,630
235,972
Total
2024
£
(98,153)
29,713
29,713
(23,928)
(31,211)
(55,139)
(123,579)
235,972
112,393

10

WORLD HARVEST (UK)

Notes to the Financial Statements For the year ended 31 December 2024

1. Accounting Policies

World Harvest UK is an unincorporated charity. The registered office is 79 Elm Drive, Harrow HA2 7BY.

The principal accounting policies adopted, judgements and key sources of estimation uncertainty in the preparation of the financial statements are as follows:

Basis of accounting

The financial statements have been prepared under the Charities Act 2011 and in accordance with the Charities Statement of Recommended Practice (Charities SORP (FRS 102)) and Financial Reporting Standard 102 (FRS 102). The financial statements are drawn up on the historical cost basis of accounting except for the revaluation of investment properties which are shown at market value.

The Charity meets the definition of a public benefit entity under FRS 102.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

Going Concern

There are no material uncertainties about the charity’s ability to continue as a going concern and accordingly the accounts have been drawn up on a going concern basis.

Income recognition

Voluntary income and donations (including legacies) are accounted for once the Charity has entitlement to the income, it is probable the income will be received, and the amount of income receivable can be reliably measured. Income from the recovery of tax on gift aided donations is accounted for in the period to which the relevant donation is received. Grant income is recognised on a receivable basis.

Investment income includes rental income from the letting of the Charity’s freehold land and buildings and is accounted for when earned.

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid or payable by the bank.

Expenditure recognition

Expenditure is accrued as soon as a liability is considered probable, and the amount of obligation can be measured reliably. The Charity is not registered for VAT and accordingly expenditure includes VAT where appropriate.

Charitable expenditure includes those costs in fulfilling the Charity’s principal objects, as outlined in the Report of the Trustees. These include grants payable and governance costs:

Tangible Fixed Assets

Tangible fixed assets costing more than £1,000 are capitalised and stated at cost less accumulated depreciation. Depreciation is provided at rates calculated to write off the cost or valuation of the fixed asset, less their estimated residual value, over their expected useful lives of 4 years. No depreciation is charged in respect of freehold land and buildings, as the residual value of the property after its estimated useful life is anticipated to be at least the carrying value of the property shown in the financial statements

11

WORLD HARVEST (UK)

Notes to the Financial Statements For the year ended 31 December 2024

1. Accounting Policies (continued)

Investments

Properties not held for charitable use and instead for investment return are shown as fixed asset investments. Fixed asset investments are stated at market value and revalued each year, based on publicly available local sales information.

Debtors

Debtors are included at the settlement amount due. Prepayments are valued at the amount prepaid.

Cash at bank and in hand

Cash at bank and in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of opening of the deposit.

Creditors and provisions

Creditors and provisions are recognised where the charity has a present obligation arising from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are recognised at their settlement amount.

Financial instruments

The charity only has financial assets and liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

Fund accounting

The funds held by the charity are either:

12

WORLD HARVEST (UK)

Notes to the Financial Statements

For the year ended 31 December 2024

2. Income

Donations & legacies
Offerings and donations
Income tax reclaimed
Charitable activities
Rent
Other trading activities
Shop sales
Recycling
Investment income
Property rental income
Bank Interest
Other income
Sponsorship fees
Unrestricted
Funds
2024
£
4,093
-
4,093
16,475
16,475
425,429
22,313
447,742
29,700
13
29,713
538
498,561
Restricted
Funds
2024
£
185,499
1,998
187,497
-
0
-
-
0
-
-
0
-
187,497
Total
2023
£
235,090
5,687
Total
2024
£
189,592
1,998
240,777
9,269
191,590
16,475
9,269
424,889
39,811
16,475
425,429
22,313
464,700
26,877
7
447,742
29,700
13
26,884
1,218
29,713
538
742,848
686,058

13

WORLD HARVEST (UK)

Notes to the Financial Statements

For the year ended 31 December 2024

3. Expenditure
Expenditure on raising funds:
Shop personnel costs
Shop stock costs
Shop operating costs
Shop property costs
Shop rental costs
Shop financing costs
Rental property costs
Expenditure on charitable activities:
Mission – personnel costs
Mission – grants & gifts
Mission – property
Mission – other costs
Office costs
Unrestricted
Funds
2024
£
217,327
-
22,756
30,330
56,375
31,212
63,352
421,352
108,663
7,300
31,766
2,772
20,062
170,563
591,915
Restricted
Funds
2024
£
-
-
1,729
-
-
-
-
1,729
155,313
-
-
31,074
-
186,387
188,116
Total
2024
£
217,327
-
24,485
30,330
56,375
31,212
63,352
423,081
263,976
7,300
31,766
33,846
20,062
356,950
780,031
Total
2023
£
217,243
295
29,711
66,127
55,250
49,644
-
Total
2024
£
217,327
-
24,485
30,330
56,375
31,212
63,352
418,270
263,420
62,329
-
27,976
11,272
423,081
263,976
7,300
31,766
33,846
20,062
364,997
356,950
783,267
780,031

14

WORLD HARVEST (UK)

Notes to the Financial Statements For the year ended 31 December 2024

3. Expenditure (continued)

3a Staff Costs

Included within Expenditure on Raising funds and Expenditure of Charitable Activities are the following staff costs:

Gross salaries
Employer’s National Insurance
Employer’s Annual Allowance
Pension contributions
Christmas bonus
Of which the following salaries and pension contributions were in relation to Key
Management Personnel:
Gross salaries
National Insurance
Pension contributions
2024 2023
£ £
464,015 454,579
28,257 27,266
(5,000) (5,000)
7,731 6,607
- 4,115
495,003 487,567
13,005 6,816
333 88
363 -

No employee received emoluments in excess of £60,000 during the year.

The average number of employees during the year:
Full time workers
Part time workers
2024 2023
Number Number
6 7
29 25
32 31

15

WORLD HARVEST (UK)

Notes to the Financial Statements For the year ended 31 December 2024

3. Expenditure (continued)

3b. Gifts/grants to organisations and individuals

Included within Expenditure on Charitable Activities are the following gifts to organisations and individuals:

Gifts/grants to organisations
Biblical Baptist Church
Ministries
Development
Chinchpada Christian
Hospital
Medical
Christ School Bundibugyo Education
Christian Associates UK
Missions
Creative Communities
Missions
Delhi Bible Institute
Education/Gospel
Proclamation
Friends of ASHA
Development/Relief
Gideon Peter Ministries
Development/Gospel
Proclamation
Glory TV
Gospel Proclamation
Himalayan Inland Mission
Education/Gospel
Proclamation
Jaranwala Village
Relief
Ketchwa Hospital
Medical
Landour Community
Hospital
Medical
New Life Masih Ghar
Missions
Shineland School
Education
Sugandh
Development
Thana Trust
Medical
Gifts/grants to individuals
Unrestricted
Funds
2024
£
Restricted
Funds
2024
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
150
-
-
-
-
-
-
-
150
0
7,150
-
7,300
0
Total
2023
£
1,000
1,000
783
21,291
2,000
6,000
1,555
750
250
6,000
1,000
1,000
2,000
2,000
1,000
1,250
1,750
Total
2024
£
-
-
-
-
-
-
-
-
-
-
-
-
-
150
-
-
-
150
7,150
50,629
11,700
150
7,150
7,300 62,329
7,300

All grants are given either for the advancement of the Christian faith or the relief of poverty.

4. Net (Deficit)/Surplus

Net (deficit)/surplus is stated after charging:

Unrestricted
Funds
2024
£
Restricted
Funds
2024
£
Operating lease rentals
56,375
-
Total
2023
£
55,250
Total
2024
£
56,375

16

WORLD HARVEST (UK)

Notes to the Financial Statements For the year ended 31 December 2024

5. Tangible Fixed Assets

Cost
At 1 January 2024
Additions
Disposals
Transfers to fixed asset investments
At 31 December 2024
Depreciation
At 1 January 2024
Charge For Year
Disposals
At 31 December 2024
Net Book Value
At 31 December 2024
At 31 December 2023
Freehold
land &
buildings:
Charity
£
375,000
-
-
-
375,000
-
-
-
0
375,000
375,000

Following a review in 2023, the trustees reclassified certain tangible fixed assets (see note 6) as investment properties. The freehold land and property is the residential accommodation at 35 Mount Avenue, Southall UB1 2LH.

6. Fixed Asset Investments

Investment properties
At 1 January
Revaluation
Disposals/redemptions
Transfer from tangible fixed assets
At 31 December
2024 2023
£
-
-
-
900,000
£
900,000
-
-
-
900,000
900,000

The following are the investment properties:

Address Configuration 31 December
2024
508 Foleshill Road, Coventry CV6 5HP Former Shop (undergoing residential
conversion)
100,000
ASHA 155 Norwood Road,Southall UB2 4JB Shop& residential 400,000
ASHA 68 Vicarage Farm Road,Hounslow TW5 0AB Shop& residential 400,000
900,000

The investment properties are held at cost, based on their original purchase price. No revaluation has been undertaken at the balance sheet date.

17

WORLD HARVEST (UK)

Notes to the Financial Statements For the year ended 31 December 2024

7. Debtors

Gift Aid Receivable
Other Debtors
8. Creditors - Amounts Falling Due Within One Year
Accruals
Trade creditors
Other creditors including tax and social security
Loan
2024
£
1,960
6451
8,411
2024
£
-
-
55,140
55,140

Loan terms: repayment by April 2035, interest is payable at 3.3% above the Bank of England Base Rate.

9. Creditors - Amounts Falling Due After More Than One Year

9. Creditors - Amounts Falling Due After More Than One Year
Loans (see note 8 above) 2024 2023
£
337,719
£
303,724

10. Restricted Funds

10a Current year
Missions - individuals
Missions - apprenticeships
At 1
January
2024
£
Income
£
Expenditure
£
Transfers
£
Income
£
Expenditure
£
Transfers
£
Income
£
Expenditure
£
Transfers
£
Gains/
(losses)
£
At 31 At 31
December
2024
£
89,961 184,621 (187,932) (5,128) - 81,522
8,264 2,876 (184) - - 10,956
98,225 187,497 (188,116) (5,128) 0
92,478

The transfer of £5,128 from restricted Missions – individuals fund to unrestricted funds is in recognition of administration costs in relation to managing individual donations.

18

WORLD HARVEST (UK)

Notes to the Financial Statements

For the year ended 31 December 2024

10. Restricted Funds (continued)

10b Prior year
Missions - individuals
Missions - apprenticeships
Missions - organisations
At 1
January
2023
£
Income
£
Expenditure
£
Transfers
£
Income
£
Expenditure
£
Transfers
£
Income
£
Expenditure
£
Transfers
£
Gains/
(losses)
£
At 31 At 31
December
2023
£
102,047 192,988 (203,074) (2,000) - 89,961
7,389 1,819 (944) - - 8,264
0
109,436
-
194,807
-
(204,018)
-
(2,000)
-
0
0
98,225

The transfer £2,000 from Missions – individuals to unrestricted for the rental cost for accommodation provided by the Charity.

Descriptions of the restricted funds are as follows:

Missions - Individuals : Religious workers / Ministers of Religion who receive contributions in the UK for their ministries in the UK and worldwide. Some are employed by the charity; others work with other organizations to whom the charity sends grants.

Missions - Apprenticeships: This fund is to hold contributions for expenses related to our Cross-Cultural Missions training program.

Missions-Organisations : This fund is to hold contributions for expenses related to other mission organisations. We currently are receiving no funds restricted to other organizations.

11. Reconciliation of net income/(expenditure) to net cash flow from operating activities

Net expenditure for the reporting period (as
per the statement of financial activities)
Adjustments for:
Interest paid
Interest from investments
(Increase)/decrease in debtors
Increase/(decrease) in creditors
Net cash provided by operating activities
Unrestricted
Funds
2024
£
(88,226)
31,211
(29,713)
(227)
(5,451)
(92,406)
Restricted
Funds
2024
£
(5,747)
-
-
-
-
(5,747)
Total
2023
£
(40,420)
30,602
(26,884)
11,821
3,515
(21,366








)
Total
2024
£
(93,973)
31,211
(29,713)
(227)
(5,451)
(98,153)

19

WORLD HARVEST (UK)

Notes to the Financial Statements

For the year ended 31 December 2024

12. Analysis of Changes in Net Debt

12. Analysis of Changes in Net Debt
Cash and cash equivalents
Cash
Borrowings
Debt due within one year
Debt due after one year
At 1
January
2024
£
235,972
(45,073)
(337,719)
(382,792)
(146,820)
Cash flows
£
Other non-
cash
changes
£
(123,579)
-
(10,067)
-
33,995
-
44,062
0
(79,517)
0
At 31
December
2024
£
112,393
(55,140)
(303,724)
(358,864)
(246,471)

13. Operating Lease Commitments

The total future minimum lease payments under non-cancellable operating leases are payable:

Not later than one year
Later than one year and not later than five years
2024 2023
£
40,788
100,764
141,552
£
40,788
59,976
100,764

14. Related Party Transactions

The son of Robert Heppe, a Trustee, has a restricted funds account in his name. During the year the charity received restricted funds in his name of £1,379 (2023: £ 1,937). At 31 December the account showed a credit in his name of £749 (2023: £20).

The Trustees gave a total of £3,961 (2023: £nil) in unrestricted offerings and donations during the year.

20