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2023-03-31-accounts

Charity Registration Number: 1071625 Company Registration Number: 03625785

Bonny Downs Community Association Annual Report and Financial Statements Year Ended 31 March 2023

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Contents

Charity reference and administrative details ...............................................................................2 Trustees’ Annual Report (including Directors’ Report) ................................................................3 Independent Auditor’s Report ....................................................................................................12 Statement of financial activities (including income and expenditure account) .........................15 Summary income and expenditure account ...............................................................................16 Balance sheet……. .......................................................................................................................17 Statement of cash flows .............................................................................................................18 Notes to the financial statements ..............................................................................................19

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Charity reference and administrative details

Charity registration number: 1071625
Company registration number: 3625785
Trustees: D H Mann
B Dexter
N Brook
M Dobiasova
T Isaac
I Okwudili
D A Crawford
Company secretary: M Porter
Senior leadership team: S Laing
A Allgood
J Craig
T Pease (until 30th September 2022)
P King (appointed 1stOctober 2022)
S Begum
Registered office: 49 Vicarage Lane
East Ham
London
E6 6DQ
Calculus Assurance Services
External auditor: 5 Priory Road
Loughton
Essex IG10 1AF
Bankers: Co-operative Bank Plc
1 Balloon Street
Manchester
M60 4EP
Barclays Bank Plc
Newham Business Centre
737 Barking Road
London E13 9PL
Santander Business Banking
Bridle Road
Bootle
Merseyside L30 4GB

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Trustees’ Annual Report (including Directors’ Report)

The Trustees present their report and the audited financial statements of the charity for the year ended 31 March 2023. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) “Accounting and Reporting by Charities” (FRS 102) in preparing the annual report and financial statements of the charity.

The financial statements have been prepared in accordance with the accounting policies set out in notes to the accounts and comply with the charity’s governing document, the Companies Act 2006, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019.

Trustees of the charity

The directors of the charitable company are its trustees for the purposes of charity law. The trustees who have served during the year and since the year end were as follows:

D H Mann - Chair T Isaac B Dexter - Treasurer I Okwudili M Dobiasova - Vice chair D A Crawford N Brook

Objectives and activities

The charity is a charitable company limited by guarantee and was incorporated on 3 September 1998. It is governed by a memorandum and articles of association. Its objectives are to relieve need, hardship and distress of the elderly or sick in the London Borough of Newham, or elsewhere, to advance education and to provide and promote the provision of sports and sporting facilities for all age groups in London Borough of Newham and elsewhere.

Public benefit statement

The trustees have considered the guidance published by the Charity Commission in relation to public benefit. How the charity has delivered public benefits is set out in the ‘Activities During the Year’ section below.

Fundraising Standards Information

During the year BDCA employed two part time grant Fundraisers (equivalent to a 0.77 FTE post) who specialise in applying for Trusts & Foundations grants, lottery funds and government commissioning contracts and does not use external fund raisers. One of the Co-Directors, responsible for marketing, implements crowd funding campaigns and regular donor drives to encourage local giving (equivalent to 0.2 FTE).

BDCA complies with the Fundraising Code of Practice regulations that came into effect October 2019. There were no reported incidents of regulation breach or complaints made about any of our fundraisers.

In line with our GDPR and safeguarding policies, we only sent newsletters including direct fundraising appeals to service users who had freely given us opt-in consent. An unsubscribe button was available on every email to allow for easy and instant termination of messages at the recipient’s request. Social media-based crowd funding campaigns included a non-financial option to support our work through spreading the word or volunteering, so those unable to afford financial gifts are made aware of other

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valuable ways to get involved. Social media users can easily unfollow or temporarily mute crowdfunding campaign posts from our charity.

Donations are received from service users either through our secure online giving platform or via cash collecting tins or envelopes delivered to The Well Community Centre office / project staff. BDCA seeks to protect vulnerable people by not directing fund raising to specific individuals, monitoring amounts received from individuals and refusing excessive donations from vulnerable individuals. Where staff receiving or monitoring donations from individuals are concerned that the level of giving is disproportionate to their circumstances, they will refer this to the safeguarding team to review.

Activities during the year

During the 2022-2023 financial year, Bonny Downs faced huge challenges, as recovery from the Covid pandemic merged into the growing cost-of-living crisis.

Rebuilding the community after Covid

We put into action what we learned from our 2021 consultation with over 400 residents: that they desperately wanted activities to bring the community back together following the pandemic. We therefore worked hard to resume face-to-face activities and focus on celebrations that contribute to a sense of community, belonging and togetherness. Highlights include our Interfaith Garden events, Family Hub cultural celebrations, Children & Families parties, Over 65’s socials and Community Support shared lunches.

Tackling the cost of living crisis

We have grown our community support offer by launching a Food Club, where for just £5, local residents can choose the items they need most - worth around £30. The launch of our CommuniTEA Café offered a warm space for residents to enjoy free hot drinks with their neighbours. We’ve added pension credit advice to our advocacy service for Over 65s. We also continue to offer food parcels, debt advice, a uniform bank, and toys for families at Christmas, all of which comes with a friendly welcome.

Expanding our childcare offer

BDCA launched a new Social Enterprise Nursery in January 2022 in response to the local shortage of childcare. It offered high-quality childcare at competitive prices, provided full and part-time employment for local people, and aimed to reinvest any surplus income into services for the local community.

Starting a new Social Enterprise in the current climate presented significant challenges, but we were proud of the determination and hardworking team spirit that pulled together to provide a safe, loving and stimulating environment for children. As one parent told us , “I’m so happy that my son enjoys his days in nursery, and I love the environment. Thank you to everyone working to make his days beautiful and happy!” This year we also celebrated 10 years of our After School Club and holiday care provision, which is rated ‘Good’ by Ofsted but struggled to see numbers pick up after the pandemic.

Trustees invested significant reserves in the nursery launch and closely monitored growth in occupancy against agreed targets. The Nursery and After School Club provided high quality childcare throughout the 22-23 year, but the decision was taken to close the After School Club at the end of the

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school year in July due to falling numbers. Subsequently trustees decided in August 2023 to transfer the operation of the nursery to an experienced local provider as from October.

Bringing together a diverse community

We continued to provide opportunities for people to come together. Local women have stepped up to help co-lead our Family Hub, a support group for refugees and migrants sharing their stories over cooking and crafts sessions. Our community sports and fitness sessions filled quickly with residents eager to get fit and meet friends after the long and lonely lockdowns. Guests from foodbank, Family Hub and New Day centre for rough sleepers were signposted to our other services so that not only do they receive the support they need but could also engage in wider social activities that helped contribute to a sense of community and belonging.

Refreshing our strategy to be future-ready

During the year we refreshed our charity’s strategy using what we learnt from the pandemic and reflecting on Newham’s future needs whilst helping our community to recover and rebuild.

BDCA worked with over 2,700 unique registered individuals who spoke 46 languages. We directly delivered 82,842 hours of activity sessions for public benefit. In financial terms, for the third year in a row we channeled over £1m into charitable activities in Newham and 59 people were engaged in paid work by BDCA.(31.7 FTE)

Project updates

Children and Families Project ‘helped families to give children a brighter future’ This was the first full year of operation for Bonny Downs Nursery social enterprise, which opened in January 2022 and added spaces for babies in April.

Our weekly Family Hub continued to support parents raising children on very low income. They benefited from advice, volunteering, and practical support and found a safe space to make new friendships. Participants grew in confidence enough to co-lead activities, hosting celebrations around festivals such as Eid and Onam (a Keralan harvest festival).

Our three regular, free weekly parents & toddlers groups provided 196 hours of fun; the After School and Holiday Clubs brought respite for parents and joy to 133 local children over half-term, Easter and summer holidays; and 208 children attended our summer scheme . “It was my child's first time at a holiday scheme and he had an excellent time… He loved being at the holiday scheme and came home each day excited for the next [day]”- Josiah

Youth Project ‘provided safe spaces, relatable role models and empowering activities’ Our expanded youth project in collaboration with the Newham Youth Empowerment team and our partners at The Renewal Programme provided 954 hours of regular youth club sessions attended by 625 young people aged 9-19 years old over six evenings a week. Activities included sports, crafts, gym and fitness training, study support, mental health support, trips and residentials. Young people were helped to grow in confidence, find new friendships, learn new skills, and to steer away from crime. In the summer we recruited and trained 41 young leaders aged 15-22 years to help us plan and deliver the Go Wild! Summer Scheme as part of our annual leadership development programme. This provided young people with paid work, volunteering, and accredited sports leadership qualifications

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too . J says, “I have transformed mentally and physically through the Youth Club gym and activities.”

Over 65s Project ‘brought zeal to later life’

After the Covid disruption of the previous few years, our Over 65’s members took advantage of opportunities to come together again as a community at weekly events including a buzzing coffee morning, arts and crafts, and sports and fitness activities such as Chair-based Exercise and indoor Bowls. They took every chance to celebrate at events like an intergenerational Jubilee event and a Summer Staycation, and a varied programme of daytrips helped our older neighbours get out and about beyond Newham. 323 people aged 65+ enjoyed these activities. At the same time, our 1-1

advocacy service supported 142 local older people with advice on a wide range of personal issues, from benefits and energy bills to housing and mobility. With the cost of living crisis in mind, we launched a new information drive on Pension Credit too. Our befriending project, launched in the pandemic, provided 97 hours of support to lonely and vulnerable members of the community . "I wouldn't have known what to do if it hadn't been for your help." (Beryl, 75)

Garden Project ‘connected people through nature’

Our Grow Together Be Together Community Garden is an urban oasis for locals to relax, socialise with neighbours, learn new skills, grow food and boost their wellbeing. 162 locals joined us for over 200 hours of community gardening, and the garden hosted 18 hours of employment training for homeless and ex-homeless people. Twice-weekly gardening sessions attracted a diverse group of local volunteers; at our family-friendly Saturday sessions, children were able to get stuck into a variety of fun, educational activities; and children from local schools as well as our own After School Club used the garden as an outdoor classroom. The garden hosted community celebrations, including an Easter party for 100 people, Holi and the Autumn Equinox. “I love it here. It’s been a place of peace for me. I struggled after my mum died of Covid. But I come here and use my skills, outside in this delightful space and it helps me to carry on.”

Sports Project ‘got local people moving’

Our playing field and multi-use games area were fully booked this year by local teams and clubs, following the disruption of past years due to lockdowns. We continued to offer an average of 16 hours of BDCA-organised sports each week, from Aerobics to Zumba– including our ever-popular Walking Football for over-40s and a fully-subscribed weeknight ‘Footy & Friends’ session for younger players. 338 people joined at least one of these over the year. We further expanded our programme for local women, including a lunchtime yoga session to which mums can bring their babies. Our youth members played 201 hours of sports while older neighbours enjoyed 160 hours of being active. “Amar helps everyone who attends to succeed at Pilates… the sessions have really helped me to recover strength after pregnancy and after a back injury.”

Community Support Project ‘helped our neighbours through crisis’

Our team of community support staff and volunteers worked tirelessly to help vulnerable local people recover. Our debt advice centre gave 438 hours of advice and information to 79 clients. On Wednesdays our weekly foodbank continued to give out emergency food parcels – enough to feed 1,792 people - as well as providing a healthy hot lunch for visitors, friendly faces and referrals to other services. In September 2022 we launched a Community Food Club, open to anyone in E6, to tackle longer term food poverty. This runs on Thursdays; from 22 people on launch day, it was serving 64 a week within a month.

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In addition, our partnership with NEWway in the council-commissioned NEWday project continued to provide a daytime support centre for rough sleepers five days a week, and specialist housing advice . “You helped me move on with my life,” says Andrew. “If I didn’t have your help, I would be having bailiffs at my door daily.”

Community Facilities

By the end of this financial year sports and party bookings had finally returned to pre-pandemic levels. The Well Community Centre had 44,795 attendances by 7,615 individuals in the year and the Flanders Field facilities, including the pavilion and garden, had 32,712 attendances at 3,133 hours of activities in total. This included 2,337 registered individuals taking part in BDCA activities, 500 hours of football and nearly 400 hours of cricket provided by Newham Cricket Club.

The energy price hike in the autumn of 2022 led us to open the CommuniTEA café in The Well over the winter with free tea, WiFi, games and welcoming volunteers. We were delighted to be chosen by Cadent as one of their ‘Centres for Warmth’. With their support, we added two evenings of ‘warmer nights’ each week for three months, with free yoga and a community choir. We also gave out 480 ‘hot meals for warm spaces’.

“We are very proud to be working in partnership with Bonny Downs Community Association for the Centres for Warmth project. Through their commitment, passion, and trusted presence in the local community - BDCA’s role in the partnership is invaluable. They are a pleasure to work with, inspiring, and we look forward to our future together as we aim to make a difference in Newham.” Lucy Nembaware, Project Coordinator, Morrison Energy Services working on behalf of Cadent Gas

Financial review (including reserves policy)

The accounts have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities (FRS 102) issued by the Charity Commission for England and Wales in October 2019.

The Statement of Financial Activities shows incoming resources of £1,235,216 (2022: £1,266,578) and resources expended of £1,326,087 (2022: £1,221,211). Reserves carried forward amounted to £809,788 (2022: £900,659) of these funds, £94,905 (2022: £122,002) were restricted funds, leaving unrestricted reserves of £714,883 (2022: £778,657) of which £402,287 (2022: £414,635) has been designated (see note 20a), leaving free reserves of £312,596 (2022: £364,022). Funds available without having to dispose of fixed assets were £244,164 (2022: £284,786) after investing £52,560 in the operational assets during the year. Where operational fixed assets were funded by restricted grants these have been included in income when spent and a transfer made from restricted funds to the designated fixed asset funds to cover the cost carried forward on the balance sheet to be depreciated over their useful life.

The principal funding sources are grants £495,662 (2022: £634,890), earned income from service contracts and other income £250,021 (2022: £410,324), hire of facilities £100,834 (2022: £64,812), and user contributions and other income £301,819 (2022: £94,290).

The trustees had been seeking to hold reserves equivalent to six months running costs but agreed during the year that a minimum reserves level of three months running costs should be maintained, to cover the orderly winding down of activities should future funding be withdrawn. At current activity levels

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this represents a range of about £331,000 to £662,000 and for unrestricted funds about £212,000 to £423,000, and current reserves cover this.

The trustees are satisfied with the financial position of the charity.

Plans for future periods

During the year we launched our new ‘Post-Pandemic Recover and Rebuild’ strategic plan.

We agreed that the vision, mission and values statements in our previous strategic plan still felt like a perfect fit for us so they will continue to stand as:

But BDCA’s new ‘Post-Pandemic Recover and Rebuild’ strategic aims for the next five years will be:

Detailed plans on how we will achieve and measure these four new strategic goals are available to read at https://bonnydowns.org/our-documents/

Structure, governance and management

Bonny Downs Community Association (BDCA) was formed by local people in 1998 in order to develop The Well Community Centre in partnership with Newham Council. Initially all team members were recruited from Bonny Downs Baptist church membership (and their families), however trustees are now drawn from a much wider spectrum of the community.

The Charity is governed by its trustees who are also the company directors and meet regularly to manage its affairs on a voluntary basis. The charity employed 83 staff in total over the year (31.7 FTE) The average number on the payroll over the year was 59. They were engaged in charitable activities, finance and day-to-day administration. We also had 100+ volunteers serving alongside the paid staff team to help deliver activities, either as a placement from one of the projects or a member of the community giving a few hours a week. During this year BDCA is proud to have become a London Living Wage accredited employer.

Throughout this financial year, BDCA embedded its new distributive leadership structure so that responsibility and decision-making power is shared across all levels. We want everyone to be empowered to lead, shine and grow. Instead of a singular CEO above senior managers, we have a team of five part-time Co- Directors (2.8 FTE in total) who oversee the crucial charity-wide areas of Finance, Facilities, Partnerships, Fundraising, Innovation, Strategy, Marketing and Personnel. These are not registered Company Directors (the Trustees are of BDCA are also its registered Directors); we chose this title for those who jointly fulfil the role of CEO. Sarah Laing was nominated by the trustees and her fellow Co-Directors as Managing Director, line managing the other Directors and updating our Trustees on charity-wide progress.

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Risk management

The trustees acknowledge there are business risks associated with the service provided by Bonny Downs Community Association and have sought to manage those risks via insurance and working closely with Newham Council, which owns the freehold to The Well Community Centre and Flanders Field sports ground from which the charity operates. The principal operating risk is continuity of grant funding to cover the costs of charitable activities.

Related parties

In common with many small local community organisations BDCA works alongside other local community organisations to deliver several of our projects. Some of these partner organisations have trustees or key management personnel in common with BDCA or connected via family members making them related parties.

The Charity SORP (FRS102) updated in October 2019 includes a definition of Related parties as including a charity’s trustees and their close family members and those entities which they control or in which they have a significant interest. Entities related to a charity include any subsidiary, joint venture or associate of the charity.

There is a full definition of related parties in the SORP Glossary which includes key management personnel alongside the trustees as having a significant influence over the charity; and close family members include: a child, parent, grandchild, grandparent, brother or sister and the spouse or civil partner (or unmarried domestic partner) of any of the above persons, or other persons who are the business partners of any of the above.

BDCA has established systems to capture details of other directorships of trustees and key management personnel and their close family members via an annual return “Declarations of other interests” and inclusion of declaration of interests as a standard item on board and committee agendas to enable potential conflicts of interest to be identified and managed.

The following entities have been identified as potential related parties and where transactions have taken place these are disclosed in Note 28 to the accounts.

Funds held as Custodian Trustee on behalf of others

BDCA does not hold funds as custodian trustee on behalf of others.

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Compliance with laws and regulations

The trustees have established policies and procedures designed to ensure that it complies with all material laws and regulations in relation to the charitable company’s operations and activities. The trustees are not aware of any significant non-compliance with laws and regulations.

Trustees’ responsibilities

Company law requires the trustees to prepare financial statements for each financial year, which give a true and fair view of the state of affairs of the charity and the incoming resources and application of resources, including the net income or expenditure, of the charity for the year. In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Independent auditors

Calculus Assurance Services were reappointed as the charitable company’s auditors at the 2022 annual general meeting. As a charitable company, the trustees have an obligation to achieve value for money and have decided to carry out a tendering exercise to fulfil their obligation. Therefore, a resolution to delegate the appointment of auditors under the Charities Act 2011 to the board of trustees following the tendering exercise will be proposed at the 2023 annual general meeting.

Disclosure of information to the auditors

We, the directors of the company who held office at the date of approval of these Financial Statements as set out above each confirm, so far as we are aware, that:

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Small Companies’ Exemptions

The report of the directors has been prepared taking advantage of the small companies’ exemptions provided by section 415A of the Companies Act 2006.

In approving the Trustees' Annual Report, we also approve the Directors’ Report included therein, in our capacity as company directors.

On behalf of the board

David Mann (Dec 4, 2023 15:49 GMT)

Signature:

Dave Mann Chair of Trustees

28[th] November 2023

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Independent Auditor’s Report to the Trustees for the year ended 31 March 2023

Opinion

We have audited the financial statements of Bonny Downs Community Association (the “charitable company”) for the year ended 31 March 2023 which comprise the Statement of Financial Activities, the Summary Income and Expenditure Account, the Balance Sheet, the Statement of Cash Flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

We have undertaken the audit in accordance with the requirements of the FRC Ethical Standards including FRC Ethical Standard – Provisions Available for Audits of Small Entities, in the circumstances set out in note 9 to the financial statements.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the trustees’ annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements, or our knowledge obtained in the course of the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial

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Independent Auditor’s Report to the Trustees for the year ended 31 March 2023

Other information (continued)

statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Matters on which we are required to report by exception

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 require us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the trustees’ responsibilities statement set out on page 10, the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charitable company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Auditor responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made under section 154 of that Act.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

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Independent Auditor’s Report to the Trustees for the year ended 31 March 2023

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditors/audit-assurance/auditor-s-responsibilities-forthe-audit-of-the-fi/description-of-the-auditor%E2%80%99s-responsibilities-for. This description forms part of our auditor’s report.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

Use of our report

This report is made solely to the charitable company’s trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. Our audit work has been undertaken so that we might state to the charitable company’s trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Calculus Assurance Services Chartered Accountants and Statutory Auditor

5 Priory Road Loughton Essex IG10 1AF Date: 05/12/2023

Calculus Assurance Services is eligible to act as an auditor in terms of section 1212 of the Companies Act 2006

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Statement of financial activities (including income and expenditure account) for the year ended 31 March 2023

Note
Income and endowments from:
Donations and legacies
2/3
Activities for generating funds
4
Investment income
5
Total income and endowments
Expenditure on:
Raising funds
6
Charitable activities
6
Other governance
8
Total expenditure
Net gains/(losses) on investments
Net income/(expenditure)
Transfers between funds
20
Other recognised gains/(losses):
Other gains/(losses)
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Total funds carried forward
2023
2022
Unrestricted
funds
Restricted
funds
Endowm-
ent funds
Total
Total
£
£
£
£
£
140,812
441,448
-
582,260
697,110
652,674
-
-
652,674
569,426
282
-
-
282
42
793,768
441,448
-
1,235,216
1,266,578
28,399
222
-
28,621
24,169
860,075
429,632
-
1,289,707
1,190,551
7,759
-
-
7,759
6,491
896,233
429,854
-
1,326,087
1,221,211
(102,465)
11,594
-
(90,871)
45,367
38,691
(38,691)
-
-
-
-
-
-
-
-
(63,774)
(27,097)
-
(90,871)
45,367
778,657
122,002
-
900,659
855,292
714,883
94,905
-
809,788
900,659

All income and expenditure derive from continuing activities.

The statement of financial activities includes all gains and losses recognised during the year.

For charitable companies not preparing a separate summary income and expenditure account only. The notes on pages 19 to 41 form part of these financial statements.

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Summary income and expenditure account For the year ended 31 March 2023

Note
Income
Gains/(losses) on investments
Interest and investment income
5
Gross income
Expenditure
Interest payable
Depreciation and impairment charges
9/13
Total expenditure
6
Net income/(expenditure)
2023
2022
£
£
1,234,934
1,266,536
-
-
282
42
1,235,216
1,266,578
1,250,375
1,181,626
75,712
39,585
1,326,087
1,221,211
(90,871)
45,367

The notes on pages 19 to 41 form part of these financial statements.

16

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Balance sheet

Company registration number: 03625785

As at 31 March 2023

Note
Fixed assets
Tangible assets
13
Current assets
Debtors
14
Cash at bank and in hand
Deposit accounts
Creditors: amounts falling due within one year
15
Net current assets/(liabilities)
Total assets less current liabilities
Net assets/(liabilities)
Charity Funds
Endowment funds
Restricted funds
20b
Unrestricted funds:

Designated funds
20a

General fund
20a
Total charity funds/(deficit)
20
2023
2022
£
£
470,719
493,871
470,719
493,871
115,066
61,812
370,257
342,954
151,953
181,670
637,276
586,436
(298,207)
(179,648)
339,069
406,788
809,788
900,659
809,788
900,659
-
-
94,905
122,002
402,287
414,635
312,596
364,022
809,788
900,659

For the year ending 31 March 2023 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies but as this company is a charity, it is subject to audit under the Charities Act 2011.

Directors’ responsibilities:

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies’ regime and in accordance with FRS102 and Charities SORP (FRS 102).

The financial statements were approved and authorised for issue by the Board on 28th November 2023 and signed on behalf of the Board of Trustees.

Brian Dexter

Brian Dexter (Dec 5, 2023 13:10 GMT)

Brian Dexter, Trustee

Date: 05/12/2023

The notes on pages 19 to 41 form part of these financial statements.

17

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Statement of cash flows

For the year ended 31 March 2023

Note
Cash flow from operating activities
26
Interest paid
Net cash flow from operating activities
Cash flow from investing activities
Payments to acquire intangible fixed assets
Receipts from sales of intangible fixed assets
Payments to acquire tangible fixed assets
13
Receipts from sales of tangible fixed assets
Payments to acquire investments
Receipts from sales of investments
Interest received
5
Dividends received
Rents received from investment properties
Net cash flow from investing activities
Cash flow from financing activities
Receipts from issue of new long term loans
Repayment of long term loans
Repayment of finance lease liabilities
Interest paid
Receipt of permanent/expendable endowment
Net cash flow from financing activities
Net increase/(decrease) in cash and cash equivalents
Cash and cash equivalents at 1 April 2022
Cash and cash equivalents at 31 March 2023
Cash and cash equivalents consists of:
Cash at bank and in hand
Short term deposits
Cash and cash equivalents at end date 31 March 2023
2023
2022
£
£
49,864
140,209
49,864
140,209
-
-
-
-
(52,560)
(335,346)
-
-
-
-
-
-
282
42
-
-
-
-
(52,278)
(335,304)
-
-
-
-
-
-
-
-
-
-
-
-
(2,414)
(195,095)
524,624
719,719
522,210
524,624
370,257
342,954
151,953
181,670
522,210
524,624

The notes on pages 19 to 41 form part of these financial statements.

18

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

1. Summary of significant accounting policies

a. General information and basis of preparation

Bonny Downs Community Association is a private company limited by guarantee in England and Wales. In the event of the charity being wound up, the liability in respect of the guarantee is limited to £1 per member of the charity. The address of the registered office is given in the charity information on page 1 of these financial statements. The nature of the charity’s operations and principal activities are to relieve need, hardship and distress of the elderly or sick in the London Borough of Newham, or elsewhere, to advance education and to provide and promote the provision of sports and sporting facilities for all age groups in the London Borough of Newham and elsewhere.

The charity constitutes a public benefit entity as defined by the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102). The financial statements have been prepared in accordance with “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (SORP (FRS102)) issued in October 2019, FRS 102, the Charities Act 2011, the Companies Act 2006 and UK Generally Accepted Accounting Practice [as it applies from 1 January 2019].

The financial statements are prepared on a going concern basis under the historical cost convention, modified to include certain items at fair value. The financial statements are prepared in sterling which is the functional currency of the charity and rounded to the nearest £1. The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all years presented unless otherwise stated.

b. Funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes.

Designated funds comprise unrestricted funds that have been set aside by the trustees for particular purposes including investment in fixed assets. The aim and use of each designated fund is set out in the notes to the financial statements.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the charity for particular purposes. The cost of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements. For clarity of reporting, only restricted fund income of £10,000 or more is shown individually in the notes to the accounts, amounts below this are aggregated and reported at project or activity level. Restricted funds used for purchase of fixed assets carried on the balance sheet are transferred to designated funds to offset future depreciation charges.

c. Income recognition

All incoming resources are included in the Statement of Financial Activities (SoFA) when the charity is legally entitled to the income after any performance conditions have been met, the amount can be measured reliably and it is probable that the income will be received.

For donations to be recognised the charity will have been notified of the amounts and the settlement date in writing. If there are conditions attached to the donation and this requires a level of performance before entitlement can be obtained then income is deferred until those conditions are fully met or the fulfilment of those conditions is within the control of the charity and it is probable that they will be fulfilled.

Donated facilities and donated professional services are recognised in income at their fair value when their economic benefit is probable, it can be measured reliably, and the charity has control over the item. Fair value is determined on the basis of the value of the gift to the charity. For example, the amount the charity would be willing to pay in the open market for such facilities and services. A corresponding amount is recognised in expenditure.

No amount is included in the financial statements for volunteer time in line with the SORP (FRS 102). Further detail is given in the Trustees’ Annual Report.

19

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

1. Summary of significant accounting policies (continued)

c. Income recognition (continued)

Where practicable, gifts in kind donated for distribution to the beneficiaries of the charity are included in stock and donations in the financial statements upon receipt. If it is impracticable to assess the fair value at receipt or if the costs to undertake such a valuation outweigh any benefits, then the fair value is recognised as a component of donations when it is distributed and an equivalent amount recognised as charitable expenditure.

Gifts in kind donated for resale are included at fair value, being the expected proceeds from sale less the expected costs of sale. Where estimating the fair value is practicable upon receipt it is recognised in stock and ‘Income from other trading activities. Upon sale, the value of the stock is charged against ‘Income from other trading activities’ and the proceeds are recognised as ‘Income from other trading activities. Where it is impracticable to fair value the items due to the volume of low value items they are not recognised in the financial statements until they are sold. This income is recognised within ‘Income from other trading activities.

Fixed asset gifts in kind are recognised when receivable and are included at fair value. They are not deferred over the life of the asset.

For legacies, entitlement is the earlier of the charity being notified of an impending distribution or the legacy being received. At this point income is recognised. On occasion legacies will be notified to the charity however it is not possible to measure the amount expected to be distributed. On these occasions, the legacy is treated as a contingent asset and disclosed.

Income from trading activities includes income earned from fundraising events and trading activities to raise funds for the charity. Income is received in exchange for supplying goods and services in order to raise funds and is recognised when entitlement has occurred.

The charity receives government grants from the London Borough of Newham. Income from government and other grants are recognised at fair value when the charity has entitlement after any performance conditions have been met, it is probable that the income will be received and the amount can be measured reliably. If entitlement is not met then these amounts are deferred.

Investment income is earned through holding assets for investment purposes such as shares and property. It includes dividends, interest and rent. Where it is not practicable to identify investment management costs incurred within a scheme with reasonable accuracy the investment income is reported net of these costs. It is included when the amount can be measured reliably. Interest income is recognised using the effective interest method and dividend and rent income is recognised as the charity’s right to receive payment is established.

d. Expenditure recognition

All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Expenditure is recognised where there is a legal or constructive obligation to make payments to third parties, it is probable that the settlement will be required, and the amount of the obligation can be measured reliably. It is categorised under the following headings:

Governance costs are those incurred in connection with administration of the company and compliance with constitutional and statutory requirements.

Irrecoverable VAT is charged as an expense against the activity for which expenditure arose. Expenditure representing assets costing over £1,000 that will be in use for more than one year is accounted for as described in (f) Tangible fixed assets below.

20

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

1. Summary of significant accounting policies (continued)

e. Support costs allocation

Support costs are those that assist the work of the charity but do not directly represent charitable activities and include office costs, governance costs, administrative payroll costs. They are incurred directly in support of expenditure on the objects of the charity and include project management carried out centrally. Where support costs cannot be directly attributed to particular headings, they have been allocated to cost of raising funds and expenditure on charitable activities on a basis consistent with use of the resources. Premises costs and other overheads have been allocated on the basis of the head count/direct salary costs.

Fund-raising costs are those incurred in seeking voluntary contributions and do not include the costs of disseminating information in support of the charitable activities.

The analysis of these costs is included in note 7.

f. Tangible fixed assets

Tangible fixed assets are stated at cost (or deemed cost) or valuation less accumulated depreciation and accumulated impairment losses. Cost includes costs directly attributable to making the asset capable of operating as intended.

Depreciation is provided on all tangible fixed assets, at rates calculated to write off the cost, less estimated residual value, of each asset on a systematic basis over its expected useful life as follows:

g. Debtors and creditors receivable/payable within one year

Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure.

h. Cash and cash equivalents

Cash represents cash in hand plus bank balances immediately available to the charity. Cash equivalents are bank balances held on short term deposit available to the charity at up to 3 months’ notice.

i. Impairment

Assets not measured at fair value are reviewed for any indication that the asset may be impaired at each balance sheet date. If such indication exists, the recoverable amount of the asset, or the asset’s cash generating unit, is estimated and compared to the carrying amount. Where the carrying amount exceeds its recoverable amount, an impairment loss is recognised in profit or loss unless the asset is carried at a revalued amount where the impairment loss is a revaluation decrease.

j. Provisions

Provisions are recognised when the charity has an obligation at the balance sheet date as a result of a past event, it is probable that an outflow of economic benefits will be required in settlement and the amount can be reliably estimated.

k. Leases

Assets acquired under finance leases are capitalised and depreciated over the shorter of the lease term and the expected useful life of the asset. Minimum lease payments are apportioned between the finance charge and the reduction of the outstanding lease liability using the effective interest method. The related obligations, net of future finance charges, are included in creditors. Rentals payable and receivable under operating leases are charged to the Statement of Financial Activities on a straight-line basis over the period of the lease.

21

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

1. Summary of significant accounting policies (continued)

l. Employee benefits

When employees have rendered service to the charity, short-term employee benefits to which the employees are entitled are recognised at the undiscounted amount expected to be paid in exchange for that service. Redundancy and termination payments are expensed as they become payable unless they arise from a business re-organisation when they are included as a provision when the decision is taken. The charity operates a defined contribution plan for the benefit of its employees. Contributions are expensed as they become payable.

m. Tax

The charity is an exempt charity within the meaning of schedule 3 of the Charities Act 2011 and is considered to pass the tests set out in Paragraph 1 Schedule 6 Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes.

n. Going concern

The financial statements have been prepared on a going concern basis as the trustees believe that no material uncertainties exist. The trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the charity to be able to continue as a going concern.

o. Financial Instruments

Financial instruments such as loans, accounts payables, accounts receivables and cash are classified either as basic or complex. All financial instruments are initially measured at their fair values at the time the transactions occur. Subsequently all basic instruments are measured at amortised cost and all complex

financial instruments are measured at a fair value through the comprehensive income statement. Financial instruments held by the charity are classified as follows:

p. Judgements and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported for assets and liabilities as at the Statement of Financial Position (balance sheet) date and the amounts reported for revenues and expenses during the year. However, the nature of estimation means that actual outcomes could differ from those estimates. The following judgements (apart from those involving estimates) have been made in the process of applying the above accounting policies that have had the most significant effect on amounts recognised in the financial statements:

Other key sources of estimation and assumptions:

22

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

2. Income from donations & legacies

Gifts and Legacies
Government and
non-government
grants (note 3)
Donated services
Donated goods for
distribution to
beneficiaries
Other
Unrestricted
funds
Restricted
funds
Total funds
2023
Unrestricted
funds
Restricted
funds
Total funds
2022
£
£
£
£
£
£
48,613
37,985
86,598
26,480
35,740
62,220
92,199
403,463
495,662
13,091
621,799
634,890
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
140,812
441,448
582,260
39,571
657,539
697,110

Income from grants, donations and legacies was £582,260 (2022: £697,110) of which £nil (2022: £nil) was attributable to endowments, £441,448 (2022: £657,539) was attributable to restricted and £140,812 (2022: £39,571) was attributable to unrestricted funds.

Trustee donations during the year were £469 towards core costs and Christmas toy appeal (2022: £500 – Poverty Response).

23

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

3. Grants

----- Start of picture text -----
Total Total
Funds Funds
Un-resticted Restricted 2023 Un-resticted Restricted 2022
£ £ £ £ £ £
London Borough of Newham
2,500 38,033 40,533 11,667 45,163 56,830
(other)
Coronavirus Job Retention Scheme
- 1,424 - 1,424
grants

National Lottery Trust Reaching
- 15,366 15,366 - - -
communities Garden/sports/elders
City Bridge Trust (Elders) /
3,377 36,088 39,465 - 54,550 54,550
(Stepping Stones)
Sport England - 8,063 8,063 - 31,864 31,864
East End Community Foundation
(Covid relief / summer scheme/ 2,830 44,333 47,163 - 18,990 18,990
youth)
Power to Change (central
- - - - 299,937 299,937
admin/nursery extension)
Henry Smith (children/families) - - - - 58,700 58,700
Lloyds TSB Grants - - -- - 25,000 25,000
Trussell Trust - 21,052 21,052 - 16,512 16,512
Mercers Company - 36,691 36,691 - 9,150 9,150
BBC Children in Need
500 40,371 40,871 - 60,252 60,252
(children/families)
Cadent Gas Ltd. - 43,425 43,425 - - -
Albert Hunt Trust - 7,000 7,000 - - -
Awards for All - 9,995 9,995 - - -
Drapers - 14,367 14,367 - - -
UK Power Partners - 10,316 10,316 - - -
GVC - 7,885 7,885 - - -
Bill Hill - 10,593 10,593 - - -
Capital improvements (Bernard
- 25,094 25,094 - - -
Sunley, Hobson Charity)
Big Issue Invest (social enterprise
33,242 - 33,242 - - -
support for Nursery)
Garfield Weston 45,818 - 45,818 - - -
-
Other –grants 3,932 34,789 38,721 - 1,681 1,681
Other – donations 48,613 37,987 86,600 26,480 35,740 62,220
140,812 441,448 582,260 39,571 657,539 697,110
----- End of picture text -----

£40,533 (2022: £58,254) of government grants were received including CVJRS and Covid relief grants (unrestricted).

£40,533 (2022: £56,830) of government grants were received from London Borough of Newham for different projects and Covid relief (unrestricted).

24

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

4. Income from charitable activities (including Local Authority Service Contracts)

Administration – Management fees receivable
Youth commissioning contract
Homeless daycentre
Sports ground maintenance
The Well Community Centre room hire charges
Sports pitch hire
Nursery fees
Children and families activities
Elders activities
Sports facilities and sports development activity fees
Poverty Response
Sundry income
All unrestricted
2023
2022
£
£
2,589
2,820
152,268
209,545
71,164
173,959
24,000
24,000
64,474
36,879
36,360
27,933
204,471
14,123
79,901
70,413
16,141
2,444
200
6,950
-
-
1,106
360
652,674
569,426

Income from charitable activities was £652,674 (2022: £569,426) of which £nil (2022: £nil) was attributable to endowments, £nil (2022: £nil) was attributable to restricted funds and £652,674 (2022: £569,426) was attributable to unrestricted funds.

5. Income from investments

Interest - fixed interest securities
Interest – deposits
Other
All unrestricted
2023
2022
£
£
-
-
282
42
-
-
282
42

Income from investment was £282 (2022: £42) of which £nil (2022: £nil) was attributable to endowments, £nil (2022: £nil) was attributable to restricted and £282 (2022: £42) was attributable to unrestricted funds.

25

Year Ended 31 March 2023

Annual Report & Financial Statements

Notes to the financial statements

6. Analysis of expenditure on charitable activities

Fund raising costs
Central administration
The Well Community Centre
After school club
Children and families
Youth
Elders
Food / garden project
Sports development & facilities
Community support
Volunteer project
Minibus
Nursery
Capitalisation of funded assets
Governance
Fund raising costs
Charitable activities
Governance
Staff costs
Fund
raising
costs
Other
direct
costs
Other
allocated
costs
Total 2023
Staff costs
Fund
raising
costs
Other
direct
costs
Other
allocated
costs
Total 2022
£
£
£
£
£
£
£
£
£
£
27,027
-
-
-
27,027
22,262
-
-
-
22,262
151,303
1,290
34,425
(119,971)
67,047
142,376
1,019
10,287
(55,064)
98,618
58,066
0
(29,523)
27,388
55,931
41,613
240
(8,742)
15,255
48,366
73,834
0
11,918
22,360
108,112
82,701
-
(1,255)
10,054
91,500
73,935
47
59,023
19,418
152,423
81,049
-
67,547
15,691
164,287
96,113
0
33,862
22,197
152,172
95,987
22
103,181
28,026
227,216
62,263
3
35,886
13,712
111,864
55,998
86
17,152
6,841
80,077
8,028
0
4,056
4,245
16,329
12,939
-
8,015
2,519
23,473
69,241
0
(4,826)
31,537
95,952
73,065
-
(896)
32,613
104,782
79,281
254
89,753
21,009
190,297
102,483
540
141,504
13,991
258,518
-
-
-
-
-
5,750
-
8,805
1,132
15,687
0
0
10,743
168
10,911
6,350
-
12,106
168
18,624
235,290
0
69,738
25,235
330,263
64,435
-
319,960
2,646
387,041
-
-
-
-
-
-
-
(317,192)
(8,539)
(325,731)
-
-
7,759
-
7,759
-
-
6,491
-
6,491
934,381
1,594
322,814
67,298
1,326,087
787,008
1,907
366,963
65,333
1,221,211
£
£
£
£
£
£
£
£
£
£
27,027
1,594
-
-
28,621
22,262
1,907
-
-
24,169
907,354
-
315,055
67,298
1,289,707
764,746
-
360,472
65,333
1,190,551
-
-
7,759
-
7,759
-
-
6,491
-
6,491
934,381
1,594
322,814
67,298
1,326,087
787,008
1,907
366,963
65,333
1,221,211

£429,851 (2022: £510,707) of the above costs were attributable to restricted funds. £896,235 (2022: £710,504) of the above costs were attributable to unrestricted funds.

26

Annual Report & Financial Statements

Year Ended 31 March 2023 Bonny Downs Community Association

Notes to the financial statements

7. Allocation of support costs and shared costs

Support cost analysis (Note 7a) Support
costs
Shared
costs
Total
2023
Support
costs
Shared
costs
Total 2022
£ £ £ £ £ £
Fund raising costs - - - - - -
Central administration 38,002 (157,973) (119,971) 46,924 (101,988) (55,064)
The Well Community Centre 10,498 16,890 27,388 5,467 9,788 15,255
After school club 658 21,702 22,360 776 9,278 10,054
Children and families 1,011 18,407 19,418 2,874 12,817 15,691
Youth 490 21,707 22,197 1,930 26,096 28,026
Elders 359 13,353 13,712 471 6,370 6,841
Food / garden project 115 4,130 4,245 112 2,407 2,519
Sports development/facilities 12,314 19,223 31,537 11,437 21,176 32,613
Community support 958 20,051 21,009 1,679 12,312 13,991
Volunteer project - - - - 1,132 1,132
Minibus 168 - 168 168 - 168
Nursery 2,725 22,510 25,235 2,034 612 2,646
Capitalisation of funded assets - - - (8,539) - (8,539)
Total 67,298 - 67,298 65,333 - 65,333

7a. Analysis of Support Costs

Support costs
Fund raising costs
Central administration
The Well Community Centre
After school club
Children and families
Youth
Elders
Food / garden project
Sports development/facilities
Community support
Minibus
Nursery
Capitalisation of funded assets
Total
Legal and
professional
expenses
Office
running
expenses
Total
2023
Legal and
professional
expenses
Office
running
expenses
Total
2022
£
£
£
£
£
£
-
-
-
-
-
-
22,326
15,676
38,002
30,470
16,454
46,924
1,818
8,680
10,498
695
4,772
5,467
572
86
658
376
400
776
836
175
1,011
1,202
1,672
2,874
50
440
490
572
1,358
1,930
100
259
359
156
315
471
50
65
115
-
112
112
1,889
10,425
12,314
1,523
9,914
11,437
3
955
958
-
1,679
1,679
168
-
168
168
-
168
2117
608
2,725
499
1,535
2,034
-
-
-
-
(8,539)
(8,539)
29,929
37,369
67,298
35,661
29,672
65,333

27

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

8. Governance costs

. Governance costs
2023 2022
£ £
Trustee remuneration and expenses - -
Independent auditors’ remuneration (including expenses
and benefits in kind)
6,501 6,600
Other: adjustment to prior year audit fee accrual2022 658 -
adjustment to prior year audit fee accrual2021 600
7,759 6,600
. Net income/(expenditure) for the year
2023 2022
£ £
Net income/(expenditure) is stated after
charging/(crediting):
Depreciation of tangible fixed assets 75,712 51,777
Impairment of tangible fixed assets - (13,067)
(Gain)/loss on sale of tangible fixed assets - 875
Independent auditors’ fees (excluding VAT):
- Audit services 6,501 5,350
- Other services 2021 and 2022 1,200 1,250
Operating lease rentals 2,687 1,680

9. Net income/(expenditure) for the year

In common with many entities of similar size and organisation we use our auditors to assist with preparation of the annual financial statements and provide ad hoc advice.

10. Independent auditor’s remuneration

The independent auditor’s remuneration (excluding VAT) amounts to an independent audit fee of £6,501 (2022: £5,350) and other services are preparation of the statutory accounts of £600 (2022: £1,250).

11. Trustees' and key management personnel remuneration and expenses

The trustees neither received nor waived any remuneration during the year (2022: £nil).

The total amount of employee benefits (excluding pension) received by key management personnel is £Nil (2022: £Nil). The Charity considers its key management personnel comprise:

Remuneration of key management personnel:
Wages and salaries
Defined contribution pension costs
Other benefits
2023
2022
£
£
120,132
105,049
4,217
3,791
-
-
124,349
108,840

28

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

11. Trustees' and key management personnel remuneration and expenses (continued)

No trustees are accruing pension arrangements (2022: £nil).

The trustees did not have any expenses reimbursed during the year (2022: £135 (minibus fuel)). Included in above are £nil (2022: £nil) which have been paid directly to third parties.

12. Staff costs and employee benefits

The average monthly number of employees and full time equivalent (FTE) during the year was as follows:

Raising funds
Charitable activities
Governance
2023
2023
2022
2022
Number
FTE
Number
FTE
-
0.79
-
0.77
58.83
30.89
52.25
24.66
-
0.02
-
0.02
58.83
31.7
52.25
25.45

The total staff costs and employees benefits was as follows:

Wages and salaries
Social security
Defined contribution pension costs
Redundancy costs
Volunteer costs
Training costs
Recruitment, staff welfare and travel
Consultants
2023
2022
£
£
868,245
710,084
59,956
45,095
19,190
16,799
1,364
4,247
3,068
1,435
6,297
7,086
1,684
2,262
-
-
959,804
787,008

Total redundancy/termination payments amount to £1,364 (2022: £4,247)

No employees received total employee benefits (excluding employer pension costs) of more than £60,000.

Note: social security costs include employer national insurance contributions.

29

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

13. Tangible fixed assets

Building
development
Nursery
extension
Nursery
equipment
Minibus Sports
facilities
Office
equipment
Plant and
machinery
Total
£ £ £ £ £ £ £ £
Cost or valuation:
At 1 April 2022 99,557 366,436 25,479 39,544 22,279 87,149 11,757 652,201
Transfers - - - - - - - -
Additions 15,490 - 2,676 17,804 14,255 2,335 52,560
Disposals - - - - - - - -
Revaluation - - - - - - -
At 31 March 2023 115,047 366,436 28,155 39,544 40,083 101,404 14,092 704,761
Depreciation:
At 1 April 2022 53,537 2,615 1,226 23,891 5,056 61,405 10,600 158,330
Transfers - - - - - - - -
Charge for the year 27,373 10,469 6,869 9,886 8,234 11,386 1,495 75,712
Impairment - - - - - - - -
Revaluation - - - - - - - -
Eliminated - disposals - - - - - - - -
At 31 March 2023 80,910 13,084 8,095 33,777 13,290 72,791 12,095 234,042
Net book value:
At 31 March 2023 34,137 353,352 20,060 5,767 26,793 28,613 1,997 470,719
At 31 March 2022 46,020 363,821 24,253 15,653 17,223 25,744 1,157 493,871
14.
Debtors
2023 2022
£ £
Trade debtors 74,689 28,578
Other debtors - 5
Prepayments and accrued income 40,377 33,229
115,066 61,812
  1. Creditors: amounts falling due within one year
Trade creditors
Other tax and social security
Other creditors
Pension contributions
Accruals
Deferred income (note 17)
Bank overdraft
2023
2022
£
£
18,519
10,443
15,286
15,640
250
250
-
-
33,508
46,264
227,594
102,656
3,050
4,395
298,207
179,648

Details of leasing arrangements are provided in note 16.

30

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

16. Leases

Operating leases – lessee

Total future minimum lease payments under non-cancellable operating leases are as follows:

Not later than one year
Later than one and not later than five years
Later than five years
All plant and machinery
2023
2022
£
£
3,097
2,369
5,402
5,857
-
-
8,499
8,226

The charity completed a new 35-year lease on The Well Community Centre on 11 March 2021 with initial peppercorn rent for the first 5 years, after this period there is a rent review and a break clause, hence the total commitments until the first rent review are £5.

17. Deferred income

At 1 April 2022
Additions during the year
(income received in advance)
Amounts released to income
At 31 March 2023
Under 1
Over 1
Total
Under 1
Over 1
Total
Year
year
2023
Year
Year
2022
£
£
£
£
£
£
102,656
-
102,656
8,587
-
8,587
227,594
-
227,594
102,656
-
102,656
(102,656)
-
(102,656)
(8,587)
-
(8,587)
227,594
-
227,594
102,656
-
102,656

18. Accrued funding commitments

At 1 April 2022
Additions during the year
charged to income
Amounts paid during the year
At 31 March 2023
Under 1
Over 1
Total
2023
Under 1
Over 1
Total
2022
Year
Year
Year
year
£
£
£
£
£
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

19. Provisions for liabilities

At 1 April 2022
Additions during the year
Amounts charged against the
provision
Unused amounts reversed
At 31 March 2023
Total
£
£
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-

31

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

20. Fund reconciliation

a. Total funds

a. Total funds
Current period
Unrestricted:
General fund
Designated:
Fixed assets (Minibus)
Fixed assets (Building)
Fixed assets (Nursery)
Fixed assests (Office
Equipment)
Fixed assests (Sports
Equipment)
Restricted (note 20b)
Balance at
1 April
2022
Income
Expenditure
Transfers
Gains /
(losses)
Balance at
31 March
2023
£
£
£
£
£
£
364,022
793,768
845,194
-
-
312,596
-
8,047
-
7,350
-
-
697
37,553
-
19,648
7,032
-
24,937
352,237
-
17,167
11,133
-
346,203
2,642
-
1,234
11,016
-
12,424
14,156
-
5,640
9,510
-
18,026
778,657
793,768
896,233
38,691
-
714,883
122,002
441,448
429,854
(38,691)
-
94,905
900,659
1,235,216
1,326,087
-
-
809,788

Note: transfers between restricted funds to fixed asset designated funds represent restricted grants spent on fixed assets which will be depreciated over their useful life.

Prior period
Unrestricted:
General fund
Designated:
Fixed assets (Minibus)
Fixed assets (Building)
Fixed assets (Nursery)
Fixed assets (Office
Equipment)
Fixed assets (Sports
Equipment)
Operating costs (Youth)
Operating costs (Daycentre)
Restricted (note 20b)
Balance at
1 April
2021
Income
Expenditure
Transfers
Gains /
(losses)
Balance at
31 March
2022
£
£
£
£
£
£
404,084
609,039
669,862
20,761
-
364,022
0
15,397
-
7,350
-
-
8,047
56,303
-
18,750
-
-
37,553
48,396
-
3,609
307,450
-
352,237
-
-
572
3,214
-
2,642
-
-
911
15,067
-
14,156
13,625
-
3,168
(10,457)
-
-
17,573
-
6,282
(11,291)
-
-
555,378
609,039
710,504
324,744
-
778,657
299,914
657,539
510,707
(324,744)
-
122,002
855,292
1,266,578
1,221,211
-
-
900,659

32

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

20. Fund reconciliation (continued)

b. Restricted funds

Due to the number of restricted grants received, only those where receipts or payments in the year exceed £8,000 or balances carried forward exceed £2,000 are shown individually. Other restricted grant funds are pooled by activity.

----- Start of picture text -----
Balance at
Balance at 1 Gains /
Current period April 2022 Income Expenditure Transfers (losses) 31 March
2023
£ £ £ £ £ £
Restricted funds-admin 7,527 1,000 1,943 (3,636) - 2,948
Nursery grants (including
- 4,300 2,916 - - 1,384
Garfield Weston)
Holiday club grants (C&F) - 20,621 19,121 - - 1,500
Restricted funds (C&F)-other
13,406 11,810 19,498 - - 5,718
BBC Children In Need 21,095 40,371 59,182 - - 2,284
EECF Life Chances - 30,000 28,485 - - 1,515
Drapers company - 14,367 6,432 - - 7,935
City Bridge Trust – Elders 4,883 36,088 40,496 - - 475
Restricted funds – Elders
20,082 8,348 18,306 - - 10,124
other
Restricted funds – sports
913 30,507 21,598 - - 9,822
Sport England – Cricket nets 9,510 - - (9,510) - -
Restricted funds – The Well - 25,104 381 (24,378) - 345
Restricted funds – Youth 3,433 10,015 8,669 - - 4,779
Mercers Company - 36,691 36,417 - - 274
Restricted funds – Food Project 6,269 13,050 13,903 - - 5,416
Restricted funds – Poverty
32,423 71,517 72,840 (1,167) - 29,933
response
Trussle Trust Financial Inclusion
2,450 18,552 17,378 - - 3,624
Grants
UK Power Partners 11 10,316 10,327 - - -
National Lottery Reaching
- 15,366 9,502 - - 5,864
Communities
Cadent Gas Ltd. - 43,425 42,460 - - 965
122,002 441,448 429,854 (38,691) - 94,905
----- End of picture text -----*

33

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

20. Fund reconciliation (continued)

b. Restricted funds (continued)

----- Start of picture text -----
Balance at Balance at
Gains /
Prior period 1 April Income Expenditure Transfers (losses) 31 March
2021 2022
£ £ £ £ £ £
Restricted funds-admin 20,033 30,324 39,426 (4,336) - 6,595
Nursery grants (including
38,604 299,937 40,251 (298,290) - -
Garfield Weston)
Newham HAF (C&F) - 22,249 22,249 - - -
Tudor Trust 1,460 - 1,460 - - -
Restricted funds (C&F)-other 6,098 3,835 8,387 (24) - 1,522
Henry Smith 9,777 58,700 57,177 - - 11,300
BBC Children In Need 32,715 40,066 50,174 (1,512) - 21,095
Big Lottery: Building a stronger
1,298 - 714 - - 584
Britain
Summer scheme (EECF /
1,680 18,990 20,674 4 - -
Societe Generale)
Merchant Taylors Company /
6,331 - 6,331 - - -
All churches
City Bridge Trust – Elders 7,703 32,250 42,590 7,520 - 4,883
Restricted funds – Elders other 36,233 20,385 29,016 (7,520) - 20,082
Nationwide Foundation –
4,128 - 3,159 - - 969
Poverty
Covid relief – Poverty 18,681 1,710 12,825 (305) - 7,261
Restricted funds – sports 11,550 13,261 15,298 (8,723) - 790
Sports England Community
8,570 25,427 30,329 (3,545) - 123
sports active
Sport England – Cricket nets 10,000 - 490 - - 9,510
Restricted funds – Youth 5,598 945 3,110 - - 3,433
Youth commissioning 17,894 - 17,894 - - -
Mercers Company 8,080 - 8,080 - - -
Restricted funds – Food Project 6,178 15,180 15,089 - - 6,269
Restricted funds – Poverty
22,012 49,280 47,832 (722) - 22,738
response
Lloyds TSB grant – Poverty
2,730 25,000 23,814 - - 3,916
response
Big Lottery - Building
15,226 - 7,970 (6,821) 435
Connections (volunteer project)
Restricted funds – volunteer
647 - - (150) - 497
project
Covid relief – Volunteer project 700 - 380 (320) - -
Minbus 5,988 - 5,988 - - -
299,914 657,539 510,707 (324,744) - 122,002
----- End of picture text -----

34

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

20. Fund reconciliation (continued)

Funds aggregated/disaggregated on carry forward

Restricted funds-admin
Big Lottery Building Connections (volunteer project)
Restricted finds - volunteer project
Restricted funds (C&F) - other
Henry Smith
Big Lottery: Building a Stronger Britain
Restricted funds - sports
Sports England community sports active
Restricted Funds - poverty response
Covid relief - poverty
Nationwide foundation - poverty
Lloyds TSB grant - poverty response
Trussle Trust Financial Inclusion Grants
UK Power partners
Prior
Period
Closing
Balance
Transferred
on Carry
Forward
Current
Period
Opening
Balance
£
£
£
6,595
932
7,527
435
(435)
-
497
(497)
-
7,527
-
7,527
1,522
11,884
13,406
11,300
(11,300)
-
584
(584)
-
13,406
-
13,406
790
123
913
123
(123)
-
913
-
913
22,738
9,685
32,423
7,261
(7,261)
-
969
(969)
-
3,916
(3,916)
-
-
2,450
2,450
-
11
11
34,884
-
34,884

35

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

21. Fund descriptions

a) Unrestricted funds

The unrestricted funds represent the free funds of the charity which are not designated for particular purposes.

b) Designated funds

These represent amounts set aside by the trustees to cover investment in fixed assets and future expenditure or commitments such that the reserves are not available to cover general operating costs.

c) Restricted funds

Funds are deemed to be restricted when received for specific projects or to fund specific expenditure (for example salary costs for specific projects). The details of the main restricted funds are given above.

22. Analysis of net assets between funds

Current period
Fixed assets
Cash and current investments
Other current assets
Creditors within less than one year
Provisions/pensions
Total
Prior period
Fixed assets
Cash and current investments
Other current assets
Creditors within less than one year
Provisions/pensions
Total
Unrestricted
funds
Designated
funds
Restricted
funds
Total
2023
£
£
£
£
68,432
402,287
-
470,719
438,215
-
83,995
522,210
104,156
-
10,910
115,066
(298,207)
-
-
(298,207)
-
-
-
-
312,596
402,287
94,905
809,788
Unrestricted
funds
Designated
funds
Restricted
funds
Total
2022
£
£
£
£
79,236
414,635
-
493,871
402,622
-
122,002
524,624
61,812
-
-
61,812
(179,648)
-
-
(179,648)
-
-
-
-
364,022
414,635
122,002
900,659

36

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

23. Pensions and other post-retirement benefits

a) Defined contribution pension plans

The charity operates two defined contribution pension plans for its employees. The amount recognised as an expense in the period was £19,190 (2022: £16,799).

The defined contribution liability is allocated to unrestricted funds.

24. Financial commitments

There are no financial commitments that have been authorised but not yet contracted for. Refer to Note 16 for details of operating leases.

25. Events after the end of the period

The trustees took decisions to discontinue the following operations at the dates listed: After School Club 27th July 2023 Nursery 22nd October 2023

Summary of Income & Expenditure for 2022/23 financial year

Nursery After School Club Total
£ £ £
Income 240,213 76,600 316,813
Operating expenditure* 287,670 86,410 374,080
Net surplus/deficit (47,457) (9,810) (57,267)
Redundancy costs incurred after the end of the period totalled 2,629

Includes internal transfer for hire of facilities which should be recovered by external hire income. Excludes internal transfer for support costs.

There have been no other post balance sheet events that require disclosure.

37

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

  1. Reconciliation of net income/(expenditure) to net cash flow from operating activities
Net income/(expenditure) for year
Dividends received
Rents received from investment properties
Interest receivable (note 5)
Interest payable
Depreciation and impairment of tangible fixed
assets (note 9)
Amortisation and impairment of intangible fixed
assets
(Gains)/losses on investments
(Profit)/loss on disposal of tangible fixed assets
(Profit)/loss on disposal of fixed asset investments
Receipt of endowment
Post-employment benefits less payments
Provisions less payments
(Increase)/decrease in stock
(Increase)/decrease in debtors
Increase/(decrease) in creditors
Net cash flow from operating activities
2023
2022
£
£
(90,871)
45,367
-
-
-
-
(282)
(42)
-
-
75,712
38,710
-
-
-
-
-
875
-
-
-
-
-
-
-
-
-
-
(53,254)
737
118,559
54,562
49,864
140,209

27. Financial instruments

The charity’s financial instruments may be analysed as follows:

Financial Assets
Financial Assets Measured at Amortised Cost
Trade Debtors
Other Debtors
Cash and Cash Equivalents
Total financial assets
inancial Liabilities
Financial Liabilities Measured at Amortised Cost
Trade Creditors
Other Creditors
Bank loans and overdrafts payable within one year
Total financial liabilities
2023
2022
£
£
74,689
28,578
40,377
33,234
522,210
524,624
637,276
586,436
18,519
10,443
276,638
164,810
3,050
4,395
298,207
179,648

Financial Liabilities

38

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

28. Related party transactions

All hire charges with related parties are on the same terms as for other voluntary sector groups, no security or guarantee is held or given in relation to transactions with related parties. Information about related party transactions and outstanding balances is outlined below:

West Silvertown Village Community Foundation
a) management and accounting under service level
agreement
At 31/3/2023
Bonny Downs Baptist Church–formed the charity and
some of the directors / trustees are also members of the
church. The Church hires space at the Well Community centre
and BDCA hires space at the church.
a) hire of premises
b) donations
c) activity costs, consumables
At 31/3/2023
NEWway (partner in homelessness project funded by
London Borough of Newham)
a) project delivery under service level agreement
b) re-imbursement of staff secondment
c) activity costs, consumables and training
At 31/3/2023
Year ended:
31-Mar-23
Year ended:
31-Mar-22
Income
Expenditure
Outstanding
Balances
Commitments
Income
Expenditure
Outstanding
Balances
Commitments
£
£
DR / (CR) £
£
£
£
DR / (CR) £
£
-
-
-
-
2,931
-
-
-
-
-
-
-
2,931
-
-
-
5,370
11,455
-
-
842
9,110
-
-
40
-
-
-
250
-
-
-
450
4,340
-
-
306
-
-
-
5,860
15,795
-
-
1,398
9,110
8
-
13,326
-
-
-
51,368
106,379
-
-
46,673
-
-
-
20,598
-
-
-
326
3,380
-
-
4,244
15,325
-
-
60,325
3,380
-
-
76,210
121,704
17
-

39

Year Ended 31 March 2023

Bonny Downs Community Association Annual Report & Financial Statements

Notes to the financial statements

28. Related party transactions (continued)

Newham Cricket Club
a) pitch hire
At 31/3/2023
Transform Newham (partner charity)
a) room hire
b) activity costs, consumables / HR advice
As at 31/3/2023
Renewal Programme(partner charity)
a) programme delivery via service level agreement
b) room hire
As at 31/3/2023
Community Albums (partner charity)
a) programme delivery via service level agreement
b) room hire
As at 31/3/2023
Donations and other income received from entities
connected with Trustees
Mastercard
Year ended:
31-Mar-23
Year ended:
31-Mar-22
Income
Expenditure
Outstanding
balances
Commitments
Income
Expenditure
Outstanding
balances
Commitments
£
£
£
£
£
£
£
£
9,135
-
-
-
7,920
-
-
-
9,135
-
-
-
7,920
-
-
-
-
-
-
-
23
-
-
-
-
-
-
-
-
925
-
-
-
-
-
-
23
925
-
-
-
-
-
-
-
57,269
-
-
-
-
-
-
1,359
-
-
-
-
-
-
-
1,359
57,269
1359
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
800
-
-
-
-
-
-
-
800
-
-
-
-
-
-
-
857
-
-
-
-
-
-
-

40

Year Ended 31 March 2023 Bonny Downs Community Association

Annual Report & Financial Statements

Notes to the financial statements

28. Related party transactions (continued)

BDCA is a charity rooted in the local community and has benefited from the commitment of several families based in the area who either work for the charity or serve as trustees. The charity operates an open recruitment for all positions and seeks to appoint the best candidate for each position. BDCA runs a summer activity programme for local school children and encourages older children / young adults to become young leaders and thereby develop organisational and leadership skills, some of the young leaders are children of staff and trustees.

The following employees are related parties via family connections to either the trustees or key management personnel. The trustees are satisfied that all salaries are either at or below market rate for similar roles in the area.

Name
Relationship
T Laing
Son of S Laing +
R Pease
Daughter of T Pease +
M Pease
Husband of T Pease+
A Allgood
Son of A Allgood+
J Craig
Daugher of D Mann
M Porter
Spouse of sister of D
Mann
Gross pay
Employer
pension
contributions
Leaving
date
£
£
847
-
1,508
-
24,104
723
2,242
-
29,999
900
4,649
140
63,349
1,763

Other Expenditure with related parties

Name
Relationship
A Laing
Daughter of S Laing +
L Oni
Daughter of D Mann
S W Allgood
Spouse of A Allgood+
Other income from related parties
Name
Relationship
L Oni
Daughter of D Mann
Amount
Description
£
1,560
Leading activity
sessions
800
Leading activity
sessions
185
Maintenance work
2,545
Amount
Description
£
112
After school club fees
112

41

BDCA 2023 Accounts for signing

Final Audit Report

2023-12-05

Created: 2023-12-01 By: James Lambden (james.lambden@hotmail.co.uk) Status: Signed Transaction ID: CBJCHBCAABAAg0x6bCLG6mh14DdwcbL39uRglalviBLf

"BDCA 2023 Accounts for signing" History

Document created by James Lambden (james.lambden@hotmail.co.uk)

2023-12-01 - 12:45:27 PM GMT- IP address: 82.71.43.181

Document emailed to David Mann (david.mann@bonnydowns.org) for signature

2023-12-01 - 12:45:33 PM GMT

Email viewed by David Mann (david.mann@bonnydowns.org)

2023-12-01 - 2:41:32 PM GMT- IP address: 146.75.174.13

Email viewed by David Mann (david.mann@bonnydowns.org)

2023-12-04 - 3:47:35 PM GMT- IP address: 172.226.0.4

Document e-signed by David Mann (david.mann@bonnydowns.org)

Signature Date: 2023-12-04 - 3:49:00 PM GMT - Time Source: server- IP address: 80.189.96.201

Document emailed to Brian Dexter (briandexter@btinternet.com) for signature 2023-12-04 - 3:49:02 PM GMT

Email viewed by Brian Dexter (briandexter@btinternet.com)

2023-12-05 - 1:09:45 PM GMT- IP address: 86.157.167.81

Document e-signed by Brian Dexter (briandexter@btinternet.com)

Signature Date: 2023-12-05 - 1:10:24 PM GMT - Time Source: server- IP address: 86.157.167.81

Document emailed to James Lambden (james.lambden@calculusaccountants.com) for signature 2023-12-05 - 1:10:26 PM GMT

Email viewed by James Lambden (james.lambden@calculusaccountants.com) 2023-12-05 - 2:09:10 PM GMT- IP address: 82.71.43.181

Document e-signed by James Lambden (james.lambden@calculusaccountants.com) Signature Date: 2023-12-05 - 2:10:16 PM GMT - Time Source: server- IP address: 82.71.43.181

Agreement completed. 2023-12-05- 2."10."16 PM GMT . Adobe Acrobat Sign