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2023-07-31-accounts

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

REGISTERED COMPANY NUMBER: 03508665 (England and Wales) REGISTERED CHARITY NUMBER: 1071348

SCHIFFSHUL LIMITED

(A COMPANY LIMITED BY GUARANTEE)

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JULY 2023

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2023

Page
Reference and Administrative Details 1
Report of the Trustees 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 6
Notes to the Financial Statements 7 to 11

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED

REFERENCE AND ADMINISTRATIVE DETAILS FOR THE YEAR ENDED 31 JULY 2023

TRUSTEES R Spitzer L Rubner B Stern REGISTERED OFFICE First Floor 94 Stamford Hill London N16 6XS REGISTERED COMPANY 03508665 (England and Wales) NUMBER REGISTERED CHARITY 1071348 NUMBER INDEPENDENT EXAMINER Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS BANKERS Barclays Bank plc High Road Tottenham London N17 OEY

Page 1

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED (REGISTERED NUMBER: 03508665)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 JULY 2023

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 July 2023. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

REFERENCE AND ADMINISTRATIVE DETAILS

The information is shown on page 1 of the financial statements and forms part of this report.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The objects of the charity are:

The trustees confirm that they have referred to the Charity Commission's general guidance on public benefit.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

The Trustees are pleased with the results for the year. Donations significantly increased by circa 34% compared with the previous year; expenditure increased by just over 51%.

FINANCIAL REVIEW

Reserves policy

The charity does not have a specific reserve policy. Sufficient funds are retained to cover recurring and ongoing expenses. Reserves at the year end stood at £110,320 (2022 - £104,906).

STRUCTURE, GOVERNANCE AND MANAGEMENT

Constitution

The charity is constituted as a limited company and is governed by its Memorandum and Articles of Association dated 12 February 1998.

Organisational structure

The power to appoint new trustees vests with the current board. It is not the intention of the trustees of the charity to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.

Risk management

The trustees have reviewed the major risks that the charity is exposed and confirm that they have established systems to mitigate them.

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 5 November 2024 and signed on its behalf by:

B Stern - Trustee

Page 2

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF SCHIFFSHUL LIMITED

Independent examiner's report to the trustees of Schiffshul Limited ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 July 2023.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since your charity's gross income exceeded £250,000 your examiner must be a member of a listed body. I can confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

E Meyer FCA BSc

Sugarwhite Meyer Accountants Ltd First Floor 94 Stamford Hill London N16 6XS

5 November 2024

Page 3

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 JULY 2023

2023
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
448,179
Investment income
2
85
Other income
34,625
Total
482,889
EXPENDITURE ON
Charitable activities
3
Synagogue expenditure
88,318
Education and leisure facilities
75,987
Charitable activities
313,170
Total
477,475
NET INCOME
5,414
RECONCILIATION OF FUNDS
Total funds brought forward
104,906
TOTAL FUNDS CARRIED FORWARD
110,320
2022
Total
funds
£
326,123
52
33,932
360,107
53,302
41,885
221,405
316,592
43,515
61,391
104,906

The notes form part of these financial statements

Page 4

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED (REGISTERED NUMBER: 03508665)

BALANCE SHEET 31 JULY 2023

Notes
FIXED ASSETS
Tangible assets
9
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
CREDITORS
Amounts falling due after more than one year
11
NET ASSETS
FUNDS
Unrestricted funds:
General fund
TOTAL FUNDS
2023
Total
funds
£
135,966
8,739
(18,385)
(9,646)
126,320
(16,000)
110,320
110,320
110,320
2022
Total
funds
£
125,062
23,594
(19,682)
3,912
128,974
(24,068)
104,906
104,906
104,906

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 July 2023.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 July 2023 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

Page 5

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED (REGISTERED NUMBER: 03508665)

BALANCE SHEET - continued 31 JULY 2023

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 5 November 2024 and were signed on its behalf by:

B Stern - Trustee

The notes form part of these financial statements

Page 6

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JULY 2023

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised in the year in which they are incurred and includes irrecoverable VAT which is reported as part of the expenditure to which it relates.

Support costs are those incurred to assist the work of the charity but are not direct charitable activities.

Governance costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Improvements to property - 10% on reducing balance
Fixtures and fittings - 33% on reducing balance
Computer equipment - 33% on reducing balance

Taxation

The charity is exempt from corporation tax on its charitable activities.

Financial instruments

The charity only has financial assets and liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at the amount receivable or payable including any related transaction costs.

Going concern

There are no material uncertainties about the charity's ability to continue.

2. INVESTMENT INCOME

2023 2022
Unrestricted Total
funds funds
£ £
Deposit account interest 85 52

Page 7

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2023

3. CHARITABLE ACTIVITIES COSTS

Grant
funding of
activities
Direct
(see note
Costs
4)
£
£
Synagogue expenditure
88,318
-
Education and leisure facilities
75,987
-
Charitable activities
64,942
243,397
229,247
243,397
4.
GRANTS PAYABLE
Charitable activities
The total grants paid to institutions during the year was as follows:
Relief of poverty
Religious education
Advancement of religion
Social welfare
The total grants paid to individuals during the year was as follows:
Relief of poverty
Religious education
Advancement of religion
Social welfare
Medical
Support
costs (see
note 5)
£
-
-
4,831
4,831
2023
£
243,397
2023
£
14,200
2,804
925
1,950
19,879
2023
£
201,818
-
-
11,700
10,000
223,518
Totals
£
88,318
75,987
313,170
Totals
£
88,318
75,987
313,170
477,475
2022
£
166,777
2022
£
190
2,215
780
-
3,185
2022
£
131,957
28,835
2,800
-
-
2022
£
190
2,215
780
-
3,185
163,592

Page 8

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2023

5. SUPPORT COSTS

5. SUPPORT COSTS
Governance
Finance costs Totals
£ £ £
Charitable activities 416 4,415 4,831
Support costs, included in the above, are as follows:
2023 2022
Charitable Total
activities activities
£ £
Bank charges 416 349
Independent examiner's fee 1,080 960
Independent examiner's other fees 2,220 2,040
General expenses 640 1,262
Legal and professional fees 475 -
4,831 4,611
6. NET INCOME/(EXPENDITURE)
Net income/(expenditure) is stated after charging/(crediting):
2023 2022
£ £
Depreciation - owned assets 15,966 15,211

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 July 2023 nor for the year ended 31 July 2022.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 July 2023 nor for the year ended 31 July 2022.

8. STAFF COSTS

STAFF COSTS
Wages and salaries
The average monthly number of employees during the year was as follows:
Synagogue staff
Maintenance
2023
£
48,335
48,335
2023
5
1
6
2022
£
49,040
49,040
2022
5
1
6

No employees received emoluments in excess of £60,000.

Page 9

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2023

9. TANGIBLE FIXED ASSETS

Improvements
Fixtures
to
and
property
fittings
£
£
COST
At 1 August 2022
191,366
22,861
Additions
26,870
-
At 31 July 2023
218,236
22,861
DEPRECIATION
At 1 August 2022
69,663
19,502
Charge for year
14,857
1,109
At 31 July 2023
84,520
20,611
NET BOOK VALUE
At 31 July 2023
133,716
2,250
At 31 July 2022
121,703
3,359
10.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Bank loans and overdrafts (see note 12)
Social security and other taxes
Wages control
Accruals and deferred income
11.
CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
Bank loans (see note 12)
12.
LOANS
An analysis of the maturity of loans is given below:
Amounts falling due within one year on demand:
Bank loans
Amounts falling due between two and five years:
Bank loans - 2-5 years
Computer
equipment
£
2,000
-
2,000
2,000
-
2,000
-
-
2023
£
8,000
1,035
5,696
3,654
18,385

2023
£
16,000
2023
£
8,000
16,000
Totals
£
216,227
26,870
Totals
£
216,227
26,870
243,097
91,165
15,966
107,131
135,966
125,062
2022
£
8,000
655
4,673
6,354
19,682
2022
£
24,068
2022
£
8,000
24,068

Page 10

Docusign Envelope ID: 2C0B350C-47E1-42DF-9EA1-692605F2BABE

SCHIFFSHUL LIMITED

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 JULY 2023

13. RELATED PARTY DISCLOSURES

The charity received unrestricted donations totalling £5,440 from the Trustees during the year.

Page 11